4930万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4930万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4930万円の住宅ローン｜期間・年数別
4930万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥97,407 |
¥58,443,978 |
¥9,143,978 |
| 50 |
0.80% |
¥99,720 |
¥59,831,801 |
¥10,531,801 |
| 50 |
0.90% |
¥102,066 |
¥61,239,820 |
¥11,939,820 |
| 50 |
1.00% |
¥104,447 |
¥62,667,946 |
¥13,367,946 |
| 50 |
1.10% |
¥106,860 |
¥64,116,082 |
¥14,816,082 |
| 50 |
1.20% |
¥109,307 |
¥65,584,121 |
¥16,284,121 |
| 50 |
1.30% |
¥111,787 |
¥67,071,949 |
¥17,771,949 |
| 50 |
1.40% |
¥114,299 |
¥68,579,440 |
¥19,279,440 |
| 50 |
1.50% |
¥116,844 |
¥70,106,461 |
¥20,806,461 |
| 50 |
1.60% |
¥119,421 |
¥71,652,870 |
¥22,352,870 |
| 50 |
1.70% |
¥122,031 |
¥73,218,518 |
¥23,918,518 |
| 50 |
1.80% |
¥124,672 |
¥74,803,245 |
¥25,503,245 |
| 50 |
1.90% |
¥127,345 |
¥76,406,886 |
¥27,106,886 |
| 50 |
2.00% |
¥130,049 |
¥78,029,268 |
¥28,729,268 |
| 50 |
2.10% |
¥132,784 |
¥79,670,210 |
¥30,370,210 |
| 50 |
2.20% |
¥135,549 |
¥81,329,526 |
¥32,029,526 |
| 50 |
2.30% |
¥138,345 |
¥83,007,020 |
¥33,707,020 |
| 50 |
2.40% |
¥141,171 |
¥84,702,492 |
¥35,402,492 |
| 50 |
2.50% |
¥144,026 |
¥86,415,737 |
¥37,115,737 |
| 50 |
2.60% |
¥146,911 |
¥88,146,542 |
¥38,846,542 |
| 50 |
2.70% |
¥149,824 |
¥89,894,690 |
¥40,594,690 |
| 50 |
2.80% |
¥152,767 |
¥91,659,959 |
¥42,359,959 |
| 50 |
2.90% |
¥155,737 |
¥93,442,120 |
¥44,142,120 |
| 50 |
3.00% |
¥158,735 |
¥95,240,944 |
¥45,940,944 |
4930万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥106,456 |
¥57,485,986 |
¥8,185,986 |
| 45 |
0.80% |
¥108,744 |
¥58,721,549 |
¥9,421,549 |
| 45 |
0.90% |
¥111,062 |
¥59,973,519 |
¥10,673,519 |
| 45 |
1.00% |
¥113,411 |
¥61,241,839 |
¥11,941,839 |
| 45 |
1.10% |
¥115,790 |
¥62,526,444 |
¥13,226,444 |
| 45 |
1.20% |
¥118,199 |
¥63,827,264 |
¥14,527,264 |
| 45 |
1.30% |
¥120,637 |
¥65,144,221 |
¥15,844,221 |
| 45 |
1.40% |
¥123,106 |
¥66,477,233 |
¥17,177,233 |
| 45 |
1.50% |
¥125,604 |
¥67,826,211 |
¥18,526,211 |
| 45 |
1.60% |
¥128,132 |
¥69,191,060 |
¥19,891,060 |
| 45 |
1.70% |
¥130,688 |
¥70,571,680 |
¥21,271,680 |
| 45 |
1.80% |
¥133,274 |
¥71,967,966 |
¥22,667,966 |
| 45 |
1.90% |
¥135,889 |
¥73,379,807 |
¥24,079,807 |
| 45 |
2.00% |
¥138,532 |
¥74,807,085 |
¥25,507,085 |
| 45 |
2.10% |
¥141,203 |
¥76,249,680 |
¥26,949,680 |
| 45 |
2.20% |
¥143,903 |
¥77,707,467 |
¥28,407,467 |
| 45 |
2.30% |
¥146,630 |
¥79,180,312 |
¥29,880,312 |
| 45 |
2.40% |
¥149,385 |
¥80,668,083 |
¥31,368,083 |
| 45 |
2.50% |
¥152,168 |
¥82,170,637 |
¥32,870,637 |
| 45 |
2.60% |
¥154,977 |
¥83,687,832 |
¥34,387,832 |
| 45 |
2.70% |
¥157,814 |
¥85,219,518 |
¥35,919,518 |
| 45 |
2.80% |
¥160,677 |
¥86,765,545 |
¥37,465,545 |
| 45 |
2.90% |
¥163,566 |
¥88,325,757 |
¥39,025,757 |
| 45 |
3.00% |
¥166,481 |
¥89,899,994 |
¥40,599,994 |
4930万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥117,787 |
¥56,537,957 |
¥7,237,957 |
| 40 |
0.80% |
¥120,051 |
¥57,624,269 |
¥8,324,269 |
| 40 |
0.90% |
¥122,341 |
¥58,723,580 |
¥9,423,580 |
| 40 |
1.00% |
¥124,658 |
¥59,835,854 |
¥10,535,854 |
| 40 |
1.10% |
¥127,002 |
¥60,961,050 |
¥11,661,050 |
| 40 |
1.20% |
¥129,373 |
¥62,099,123 |
¥12,799,123 |
| 40 |
1.30% |
¥131,771 |
¥63,250,025 |
¥13,950,025 |
| 40 |
1.40% |
¥134,195 |
¥64,413,703 |
¥15,113,703 |
| 40 |
1.50% |
¥136,646 |
¥65,590,100 |
¥16,290,100 |
| 40 |
1.60% |
¥139,123 |
¥66,779,158 |
¥17,479,158 |
| 40 |
1.70% |
¥141,627 |
¥67,980,811 |
¥18,680,811 |
| 40 |
1.80% |
¥144,156 |
¥69,194,994 |
¥19,894,994 |
| 40 |
1.90% |
¥146,712 |
¥70,421,634 |
¥21,121,634 |
| 40 |
2.00% |
¥149,293 |
¥71,660,659 |
¥22,360,659 |
| 40 |
2.10% |
¥151,900 |
¥72,911,991 |
¥23,611,991 |
| 40 |
2.20% |
¥154,532 |
¥74,175,548 |
¥24,875,548 |
| 40 |
2.30% |
¥157,190 |
¥75,451,247 |
¥26,151,247 |
| 40 |
2.40% |
¥159,873 |
¥76,739,001 |
¥27,439,001 |
| 40 |
2.50% |
¥162,581 |
¥78,038,720 |
¥28,738,720 |
| 40 |
2.60% |
¥165,313 |
¥79,350,310 |
¥30,050,310 |
| 40 |
2.70% |
¥168,070 |
¥80,673,677 |
¥31,373,677 |
| 40 |
2.80% |
¥170,852 |
¥82,008,720 |
¥32,708,720 |
| 40 |
2.90% |
¥173,657 |
¥83,355,341 |
¥34,055,341 |
| 40 |
3.00% |
¥176,486 |
¥84,713,434 |
¥35,413,434 |
4930万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥132,381 |
¥55,599,912 |
¥6,299,912 |
| 35 |
0.80% |
¥134,619 |
¥56,539,998 |
¥7,239,998 |
| 35 |
0.90% |
¥136,881 |
¥57,490,060 |
¥8,190,060 |
| 35 |
1.00% |
¥139,167 |
¥58,450,077 |
¥9,150,077 |
| 35 |
1.10% |
¥141,476 |
¥59,420,024 |
¥10,120,024 |
| 35 |
1.20% |
¥143,809 |
¥60,399,875 |
¥11,099,875 |
| 35 |
1.30% |
¥146,166 |
¥61,389,601 |
¥12,089,601 |
| 35 |
1.40% |
¥148,546 |
¥62,389,171 |
¥13,089,171 |
| 35 |
1.50% |
¥150,949 |
¥63,398,550 |
¥14,098,550 |
| 35 |
1.60% |
¥153,375 |
¥64,417,704 |
¥15,117,704 |
| 35 |
1.70% |
¥155,825 |
¥65,446,594 |
¥16,146,594 |
| 35 |
1.80% |
¥158,298 |
¥66,485,180 |
¥17,185,180 |
| 35 |
1.90% |
¥160,794 |
¥67,533,420 |
¥18,233,420 |
| 35 |
2.00% |
¥163,313 |
¥68,591,269 |
¥19,291,269 |
| 35 |
2.10% |
¥165,854 |
¥69,658,681 |
¥20,358,681 |
| 35 |
2.20% |
¥168,418 |
¥70,735,608 |
¥21,435,608 |
| 35 |
2.30% |
¥171,005 |
¥71,821,998 |
¥22,521,998 |
| 35 |
2.40% |
¥173,614 |
¥72,917,800 |
¥23,617,800 |
| 35 |
2.50% |
¥176,245 |
¥74,022,959 |
¥24,722,959 |
| 35 |
2.60% |
¥178,899 |
¥75,137,419 |
¥25,837,419 |
| 35 |
2.70% |
¥181,574 |
¥76,261,122 |
¥26,961,122 |
| 35 |
2.80% |
¥184,271 |
¥77,394,008 |
¥28,094,008 |
| 35 |
2.90% |
¥186,991 |
¥78,536,015 |
¥29,236,015 |
| 35 |
3.00% |
¥189,731 |
¥79,687,080 |
¥30,387,080 |
4930万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥151,866 |
¥54,671,870 |
¥5,371,870 |
| 30 |
0.80% |
¥154,080 |
¥55,468,766 |
¥6,168,766 |
| 30 |
0.90% |
¥156,314 |
¥56,273,008 |
¥6,973,008 |
| 30 |
1.00% |
¥158,568 |
¥57,084,582 |
¥7,784,582 |
| 30 |
1.10% |
¥160,843 |
¥57,903,476 |
¥8,603,476 |
| 30 |
1.20% |
¥163,138 |
¥58,729,675 |
¥9,429,675 |
| 30 |
1.30% |
¥165,453 |
¥59,563,163 |
¥10,263,163 |
| 30 |
1.40% |
¥167,789 |
¥60,403,922 |
¥11,103,922 |
| 30 |
1.50% |
¥170,144 |
¥61,251,935 |
¥11,951,935 |
| 30 |
1.60% |
¥172,520 |
¥62,107,181 |
¥12,807,181 |
| 30 |
1.70% |
¥174,916 |
¥62,969,640 |
¥13,669,640 |
| 30 |
1.80% |
¥177,331 |
¥63,839,289 |
¥14,539,289 |
| 30 |
1.90% |
¥179,767 |
¥64,716,105 |
¥15,416,105 |
| 30 |
2.00% |
¥182,222 |
¥65,600,064 |
¥16,300,064 |
| 30 |
2.10% |
¥184,698 |
¥66,491,140 |
¥17,191,140 |
| 30 |
2.20% |
¥187,193 |
¥67,389,305 |
¥18,089,305 |
| 30 |
2.30% |
¥189,707 |
¥68,294,533 |
¥18,994,533 |
| 30 |
2.40% |
¥192,241 |
¥69,206,794 |
¥19,906,794 |
| 30 |
2.50% |
¥194,795 |
¥70,126,057 |
¥20,826,057 |
| 30 |
2.60% |
¥197,367 |
¥71,052,292 |
¥21,752,292 |
| 30 |
2.70% |
¥199,960 |
¥71,985,466 |
¥22,685,466 |
| 30 |
2.80% |
¥202,571 |
¥72,925,546 |
¥23,625,546 |
| 30 |
2.90% |
¥205,201 |
¥73,872,497 |
¥24,572,497 |
| 30 |
3.00% |
¥207,851 |
¥74,826,284 |
¥25,526,284 |
4930万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥179,179 |
¥53,753,845 |
¥4,453,845 |
| 25 |
0.80% |
¥181,369 |
¥54,410,601 |
¥5,110,601 |
| 25 |
0.90% |
¥183,575 |
¥55,072,467 |
¥5,772,467 |
| 25 |
1.00% |
¥185,798 |
¥55,739,436 |
¥6,439,436 |
| 25 |
1.10% |
¥188,038 |
¥56,411,502 |
¥7,111,502 |
| 25 |
1.20% |
¥190,296 |
¥57,088,659 |
¥7,788,659 |
| 25 |
1.30% |
¥192,570 |
¥57,770,896 |
¥8,470,896 |
| 25 |
1.40% |
¥194,861 |
¥58,458,207 |
¥9,158,207 |
| 25 |
1.50% |
¥197,169 |
¥59,150,583 |
¥9,850,583 |
| 25 |
1.60% |
¥199,493 |
¥59,848,012 |
¥10,548,012 |
| 25 |
1.70% |
¥201,835 |
¥60,550,486 |
¥11,250,486 |
| 25 |
1.80% |
¥204,193 |
¥61,257,992 |
¥11,957,992 |
| 25 |
1.90% |
¥206,568 |
¥61,970,520 |
¥12,670,520 |
| 25 |
2.00% |
¥208,960 |
¥62,688,057 |
¥13,388,057 |
| 25 |
2.10% |
¥211,369 |
¥63,410,590 |
¥14,110,590 |
| 25 |
2.20% |
¥213,794 |
¥64,138,107 |
¥14,838,107 |
| 25 |
2.30% |
¥216,235 |
¥64,870,593 |
¥15,570,593 |
| 25 |
2.40% |
¥218,693 |
¥65,608,034 |
¥16,308,034 |
| 25 |
2.50% |
¥221,168 |
¥66,350,415 |
¥17,050,415 |
| 25 |
2.60% |
¥223,659 |
¥67,097,720 |
¥17,797,720 |
| 25 |
2.70% |
¥226,166 |
¥67,849,933 |
¥18,549,933 |
| 25 |
2.80% |
¥228,690 |
¥68,607,038 |
¥19,307,038 |
| 25 |
2.90% |
¥231,230 |
¥69,369,017 |
¥20,069,017 |
| 25 |
3.00% |
¥233,786 |
¥70,135,853 |
¥20,835,853 |
4930万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥220,191 |
¥52,845,851 |
¥3,545,851 |
| 20 |
0.80% |
¥222,356 |
¥53,365,525 |
¥4,065,525 |
| 20 |
0.90% |
¥224,535 |
¥53,888,474 |
¥4,588,474 |
| 20 |
1.00% |
¥226,728 |
¥54,414,694 |
¥5,114,694 |
| 20 |
1.10% |
¥228,934 |
¥54,944,185 |
¥5,644,185 |
| 20 |
1.20% |
¥231,154 |
¥55,476,941 |
¥6,176,941 |
| 20 |
1.30% |
¥233,387 |
¥56,012,960 |
¥6,712,960 |
| 20 |
1.40% |
¥235,634 |
¥56,552,239 |
¥7,252,239 |
| 20 |
1.50% |
¥237,895 |
¥57,094,773 |
¥7,794,773 |
| 20 |
1.60% |
¥240,169 |
¥57,640,558 |
¥8,340,558 |
| 20 |
1.70% |
¥242,457 |
¥58,189,589 |
¥8,889,589 |
| 20 |
1.80% |
¥244,758 |
¥58,741,863 |
¥9,441,863 |
| 20 |
1.90% |
¥247,072 |
¥59,297,374 |
¥9,997,374 |
| 20 |
2.00% |
¥249,400 |
¥59,856,116 |
¥10,556,116 |
| 20 |
2.10% |
¥251,742 |
¥60,418,085 |
¥11,118,085 |
| 20 |
2.20% |
¥254,097 |
¥60,983,275 |
¥11,683,275 |
| 20 |
2.30% |
¥256,465 |
¥61,551,680 |
¥12,251,680 |
| 20 |
2.40% |
¥258,847 |
¥62,123,294 |
¥12,823,294 |
| 20 |
2.50% |
¥261,242 |
¥62,698,110 |
¥13,398,110 |
| 20 |
2.60% |
¥263,651 |
¥63,276,122 |
¥13,976,122 |
| 20 |
2.70% |
¥266,072 |
¥63,857,323 |
¥14,557,323 |
| 20 |
2.80% |
¥268,507 |
¥64,441,706 |
¥15,141,706 |
| 20 |
2.90% |
¥270,955 |
¥65,029,263 |
¥15,729,263 |
| 20 |
3.00% |
¥273,417 |
¥65,619,988 |
¥16,319,988 |
4930万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥288,599 |
¥51,947,901 |
¥2,647,901 |
| 15 |
0.80% |
¥290,742 |
¥52,333,558 |
¥3,033,558 |
| 15 |
0.90% |
¥292,895 |
¥52,721,059 |
¥3,421,059 |
| 15 |
1.00% |
¥295,058 |
¥53,110,403 |
¥3,810,403 |
| 15 |
1.10% |
¥297,231 |
¥53,501,590 |
¥4,201,590 |
| 15 |
1.20% |
¥299,415 |
¥53,894,618 |
¥4,594,618 |
| 15 |
1.30% |
¥301,608 |
¥54,289,485 |
¥4,989,485 |
| 15 |
1.40% |
¥303,812 |
¥54,686,192 |
¥5,386,192 |
| 15 |
1.50% |
¥306,026 |
¥55,084,736 |
¥5,784,736 |
| 15 |
1.60% |
¥308,251 |
¥55,485,115 |
¥6,185,115 |
| 15 |
1.70% |
¥310,485 |
¥55,887,329 |
¥6,587,329 |
| 15 |
1.80% |
¥312,730 |
¥56,291,376 |
¥6,991,376 |
| 15 |
1.90% |
¥314,985 |
¥56,697,255 |
¥7,397,255 |
| 15 |
2.00% |
¥317,250 |
¥57,104,962 |
¥7,804,962 |
| 15 |
2.10% |
¥319,525 |
¥57,514,497 |
¥8,214,497 |
| 15 |
2.20% |
¥321,810 |
¥57,925,858 |
¥8,625,858 |
| 15 |
2.30% |
¥324,106 |
¥58,339,043 |
¥9,039,043 |
| 15 |
2.40% |
¥326,411 |
¥58,754,049 |
¥9,454,049 |
| 15 |
2.50% |
¥328,727 |
¥59,170,874 |
¥9,870,874 |
| 15 |
2.60% |
¥331,053 |
¥59,589,517 |
¥10,289,517 |
| 15 |
2.70% |
¥333,389 |
¥60,009,975 |
¥10,709,975 |
| 15 |
2.80% |
¥335,735 |
¥60,432,246 |
¥11,132,246 |
| 15 |
2.90% |
¥338,091 |
¥60,856,326 |
¥11,556,326 |
| 15 |
3.00% |
¥340,457 |
¥61,282,215 |
¥11,982,215 |
4930万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥425,500 |
¥51,060,001 |
¥1,760,001 |
| 10 |
0.80% |
¥427,623 |
¥51,314,713 |
¥2,014,713 |
| 10 |
0.90% |
¥429,752 |
¥51,570,246 |
¥2,270,246 |
| 10 |
1.00% |
¥431,888 |
¥51,826,598 |
¥2,526,598 |
| 10 |
1.10% |
¥434,031 |
¥52,083,770 |
¥2,783,770 |
| 10 |
1.20% |
¥436,181 |
¥52,341,762 |
¥3,041,762 |
| 10 |
1.30% |
¥438,338 |
¥52,600,573 |
¥3,300,573 |
| 10 |
1.40% |
¥440,502 |
¥52,860,203 |
¥3,560,203 |
| 10 |
1.50% |
¥442,672 |
¥53,120,651 |
¥3,820,651 |
| 10 |
1.60% |
¥444,849 |
¥53,381,918 |
¥4,081,918 |
| 10 |
1.70% |
¥447,033 |
¥53,644,002 |
¥4,344,002 |
| 10 |
1.80% |
¥449,224 |
¥53,906,904 |
¥4,606,904 |
| 10 |
1.90% |
¥451,422 |
¥54,170,623 |
¥4,870,623 |
| 10 |
2.00% |
¥453,626 |
¥54,435,159 |
¥5,135,159 |
| 10 |
2.10% |
¥455,838 |
¥54,700,511 |
¥5,400,511 |
| 10 |
2.20% |
¥458,056 |
¥54,966,679 |
¥5,666,679 |
| 10 |
2.30% |
¥460,281 |
¥55,233,663 |
¥5,933,663 |
| 10 |
2.40% |
¥462,512 |
¥55,501,461 |
¥6,201,461 |
| 10 |
2.50% |
¥464,751 |
¥55,770,074 |
¥6,470,074 |
| 10 |
2.60% |
¥466,996 |
¥56,039,501 |
¥6,739,501 |
| 10 |
2.70% |
¥469,248 |
¥56,309,741 |
¥7,009,741 |
| 10 |
2.80% |
¥471,507 |
¥56,580,794 |
¥7,280,794 |
| 10 |
2.90% |
¥473,772 |
¥56,852,659 |
¥7,552,659 |
| 10 |
3.00% |
¥476,044 |
¥57,125,337 |
¥7,825,337 |
