4930万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4930万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4930万円の住宅ローン｜期間・年数別
4930万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥97,407 | ¥58,443,978 | ¥9,143,978 |
| 50 | 0.80% | ¥99,720 | ¥59,831,801 | ¥10,531,801 |
| 50 | 0.90% | ¥102,066 | ¥61,239,820 | ¥11,939,820 |
| 50 | 1.00% | ¥104,447 | ¥62,667,946 | ¥13,367,946 |
| 50 | 1.10% | ¥106,860 | ¥64,116,082 | ¥14,816,082 |
| 50 | 1.20% | ¥109,307 | ¥65,584,121 | ¥16,284,121 |
| 50 | 1.30% | ¥111,787 | ¥67,071,949 | ¥17,771,949 |
| 50 | 1.40% | ¥114,299 | ¥68,579,440 | ¥19,279,440 |
| 50 | 1.50% | ¥116,844 | ¥70,106,461 | ¥20,806,461 |
| 50 | 1.60% | ¥119,421 | ¥71,652,870 | ¥22,352,870 |
| 50 | 1.70% | ¥122,031 | ¥73,218,518 | ¥23,918,518 |
| 50 | 1.80% | ¥124,672 | ¥74,803,245 | ¥25,503,245 |
| 50 | 1.90% | ¥127,345 | ¥76,406,886 | ¥27,106,886 |
| 50 | 2.00% | ¥130,049 | ¥78,029,268 | ¥28,729,268 |
| 50 | 2.10% | ¥132,784 | ¥79,670,210 | ¥30,370,210 |
| 50 | 2.20% | ¥135,549 | ¥81,329,526 | ¥32,029,526 |
| 50 | 2.30% | ¥138,345 | ¥83,007,020 | ¥33,707,020 |
| 50 | 2.40% | ¥141,171 | ¥84,702,492 | ¥35,402,492 |
| 50 | 2.50% | ¥144,026 | ¥86,415,737 | ¥37,115,737 |
| 50 | 2.60% | ¥146,911 | ¥88,146,542 | ¥38,846,542 |
| 50 | 2.70% | ¥149,824 | ¥89,894,690 | ¥40,594,690 |
| 50 | 2.80% | ¥152,767 | ¥91,659,959 | ¥42,359,959 |
| 50 | 2.90% | ¥155,737 | ¥93,442,120 | ¥44,142,120 |
| 50 | 3.00% | ¥158,735 | ¥95,240,944 | ¥45,940,944 |
4930万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥106,456 | ¥57,485,986 | ¥8,185,986 |
| 45 | 0.80% | ¥108,744 | ¥58,721,549 | ¥9,421,549 |
| 45 | 0.90% | ¥111,062 | ¥59,973,519 | ¥10,673,519 |
| 45 | 1.00% | ¥113,411 | ¥61,241,839 | ¥11,941,839 |
| 45 | 1.10% | ¥115,790 | ¥62,526,444 | ¥13,226,444 |
| 45 | 1.20% | ¥118,199 | ¥63,827,264 | ¥14,527,264 |
| 45 | 1.30% | ¥120,637 | ¥65,144,221 | ¥15,844,221 |
| 45 | 1.40% | ¥123,106 | ¥66,477,233 | ¥17,177,233 |
| 45 | 1.50% | ¥125,604 | ¥67,826,211 | ¥18,526,211 |
| 45 | 1.60% | ¥128,132 | ¥69,191,060 | ¥19,891,060 |
| 45 | 1.70% | ¥130,688 | ¥70,571,680 | ¥21,271,680 |
| 45 | 1.80% | ¥133,274 | ¥71,967,966 | ¥22,667,966 |
| 45 | 1.90% | ¥135,889 | ¥73,379,807 | ¥24,079,807 |
| 45 | 2.00% | ¥138,532 | ¥74,807,085 | ¥25,507,085 |
| 45 | 2.10% | ¥141,203 | ¥76,249,680 | ¥26,949,680 |
| 45 | 2.20% | ¥143,903 | ¥77,707,467 | ¥28,407,467 |
| 45 | 2.30% | ¥146,630 | ¥79,180,312 | ¥29,880,312 |
| 45 | 2.40% | ¥149,385 | ¥80,668,083 | ¥31,368,083 |
| 45 | 2.50% | ¥152,168 | ¥82,170,637 | ¥32,870,637 |
| 45 | 2.60% | ¥154,977 | ¥83,687,832 | ¥34,387,832 |
| 45 | 2.70% | ¥157,814 | ¥85,219,518 | ¥35,919,518 |
| 45 | 2.80% | ¥160,677 | ¥86,765,545 | ¥37,465,545 |
| 45 | 2.90% | ¥163,566 | ¥88,325,757 | ¥39,025,757 |
| 45 | 3.00% | ¥166,481 | ¥89,899,994 | ¥40,599,994 |
4930万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥117,787 | ¥56,537,957 | ¥7,237,957 |
| 40 | 0.80% | ¥120,051 | ¥57,624,269 | ¥8,324,269 |
| 40 | 0.90% | ¥122,341 | ¥58,723,580 | ¥9,423,580 |
| 40 | 1.00% | ¥124,658 | ¥59,835,854 | ¥10,535,854 |
| 40 | 1.10% | ¥127,002 | ¥60,961,050 | ¥11,661,050 |
| 40 | 1.20% | ¥129,373 | ¥62,099,123 | ¥12,799,123 |
| 40 | 1.30% | ¥131,771 | ¥63,250,025 | ¥13,950,025 |
| 40 | 1.40% | ¥134,195 | ¥64,413,703 | ¥15,113,703 |
| 40 | 1.50% | ¥136,646 | ¥65,590,100 | ¥16,290,100 |
| 40 | 1.60% | ¥139,123 | ¥66,779,158 | ¥17,479,158 |
| 40 | 1.70% | ¥141,627 | ¥67,980,811 | ¥18,680,811 |
| 40 | 1.80% | ¥144,156 | ¥69,194,994 | ¥19,894,994 |
| 40 | 1.90% | ¥146,712 | ¥70,421,634 | ¥21,121,634 |
| 40 | 2.00% | ¥149,293 | ¥71,660,659 | ¥22,360,659 |
| 40 | 2.10% | ¥151,900 | ¥72,911,991 | ¥23,611,991 |
| 40 | 2.20% | ¥154,532 | ¥74,175,548 | ¥24,875,548 |
| 40 | 2.30% | ¥157,190 | ¥75,451,247 | ¥26,151,247 |
| 40 | 2.40% | ¥159,873 | ¥76,739,001 | ¥27,439,001 |
| 40 | 2.50% | ¥162,581 | ¥78,038,720 | ¥28,738,720 |
| 40 | 2.60% | ¥165,313 | ¥79,350,310 | ¥30,050,310 |
| 40 | 2.70% | ¥168,070 | ¥80,673,677 | ¥31,373,677 |
| 40 | 2.80% | ¥170,852 | ¥82,008,720 | ¥32,708,720 |
| 40 | 2.90% | ¥173,657 | ¥83,355,341 | ¥34,055,341 |
| 40 | 3.00% | ¥176,486 | ¥84,713,434 | ¥35,413,434 |
4930万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥132,381 | ¥55,599,912 | ¥6,299,912 |
| 35 | 0.80% | ¥134,619 | ¥56,539,998 | ¥7,239,998 |
| 35 | 0.90% | ¥136,881 | ¥57,490,060 | ¥8,190,060 |
| 35 | 1.00% | ¥139,167 | ¥58,450,077 | ¥9,150,077 |
| 35 | 1.10% | ¥141,476 | ¥59,420,024 | ¥10,120,024 |
| 35 | 1.20% | ¥143,809 | ¥60,399,875 | ¥11,099,875 |
| 35 | 1.30% | ¥146,166 | ¥61,389,601 | ¥12,089,601 |
| 35 | 1.40% | ¥148,546 | ¥62,389,171 | ¥13,089,171 |
| 35 | 1.50% | ¥150,949 | ¥63,398,550 | ¥14,098,550 |
| 35 | 1.60% | ¥153,375 | ¥64,417,704 | ¥15,117,704 |
| 35 | 1.70% | ¥155,825 | ¥65,446,594 | ¥16,146,594 |
| 35 | 1.80% | ¥158,298 | ¥66,485,180 | ¥17,185,180 |
| 35 | 1.90% | ¥160,794 | ¥67,533,420 | ¥18,233,420 |
| 35 | 2.00% | ¥163,313 | ¥68,591,269 | ¥19,291,269 |
| 35 | 2.10% | ¥165,854 | ¥69,658,681 | ¥20,358,681 |
| 35 | 2.20% | ¥168,418 | ¥70,735,608 | ¥21,435,608 |
| 35 | 2.30% | ¥171,005 | ¥71,821,998 | ¥22,521,998 |
| 35 | 2.40% | ¥173,614 | ¥72,917,800 | ¥23,617,800 |
| 35 | 2.50% | ¥176,245 | ¥74,022,959 | ¥24,722,959 |
| 35 | 2.60% | ¥178,899 | ¥75,137,419 | ¥25,837,419 |
| 35 | 2.70% | ¥181,574 | ¥76,261,122 | ¥26,961,122 |
| 35 | 2.80% | ¥184,271 | ¥77,394,008 | ¥28,094,008 |
| 35 | 2.90% | ¥186,991 | ¥78,536,015 | ¥29,236,015 |
| 35 | 3.00% | ¥189,731 | ¥79,687,080 | ¥30,387,080 |
4930万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥151,866 | ¥54,671,870 | ¥5,371,870 |
| 30 | 0.80% | ¥154,080 | ¥55,468,766 | ¥6,168,766 |
| 30 | 0.90% | ¥156,314 | ¥56,273,008 | ¥6,973,008 |
| 30 | 1.00% | ¥158,568 | ¥57,084,582 | ¥7,784,582 |
| 30 | 1.10% | ¥160,843 | ¥57,903,476 | ¥8,603,476 |
| 30 | 1.20% | ¥163,138 | ¥58,729,675 | ¥9,429,675 |
| 30 | 1.30% | ¥165,453 | ¥59,563,163 | ¥10,263,163 |
| 30 | 1.40% | ¥167,789 | ¥60,403,922 | ¥11,103,922 |
| 30 | 1.50% | ¥170,144 | ¥61,251,935 | ¥11,951,935 |
| 30 | 1.60% | ¥172,520 | ¥62,107,181 | ¥12,807,181 |
| 30 | 1.70% | ¥174,916 | ¥62,969,640 | ¥13,669,640 |
| 30 | 1.80% | ¥177,331 | ¥63,839,289 | ¥14,539,289 |
| 30 | 1.90% | ¥179,767 | ¥64,716,105 | ¥15,416,105 |
| 30 | 2.00% | ¥182,222 | ¥65,600,064 | ¥16,300,064 |
| 30 | 2.10% | ¥184,698 | ¥66,491,140 | ¥17,191,140 |
| 30 | 2.20% | ¥187,193 | ¥67,389,305 | ¥18,089,305 |
| 30 | 2.30% | ¥189,707 | ¥68,294,533 | ¥18,994,533 |
| 30 | 2.40% | ¥192,241 | ¥69,206,794 | ¥19,906,794 |
| 30 | 2.50% | ¥194,795 | ¥70,126,057 | ¥20,826,057 |
| 30 | 2.60% | ¥197,367 | ¥71,052,292 | ¥21,752,292 |
| 30 | 2.70% | ¥199,960 | ¥71,985,466 | ¥22,685,466 |
| 30 | 2.80% | ¥202,571 | ¥72,925,546 | ¥23,625,546 |
| 30 | 2.90% | ¥205,201 | ¥73,872,497 | ¥24,572,497 |
| 30 | 3.00% | ¥207,851 | ¥74,826,284 | ¥25,526,284 |
4930万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥179,179 | ¥53,753,845 | ¥4,453,845 |
| 25 | 0.80% | ¥181,369 | ¥54,410,601 | ¥5,110,601 |
| 25 | 0.90% | ¥183,575 | ¥55,072,467 | ¥5,772,467 |
| 25 | 1.00% | ¥185,798 | ¥55,739,436 | ¥6,439,436 |
| 25 | 1.10% | ¥188,038 | ¥56,411,502 | ¥7,111,502 |
| 25 | 1.20% | ¥190,296 | ¥57,088,659 | ¥7,788,659 |
| 25 | 1.30% | ¥192,570 | ¥57,770,896 | ¥8,470,896 |
| 25 | 1.40% | ¥194,861 | ¥58,458,207 | ¥9,158,207 |
| 25 | 1.50% | ¥197,169 | ¥59,150,583 | ¥9,850,583 |
| 25 | 1.60% | ¥199,493 | ¥59,848,012 | ¥10,548,012 |
| 25 | 1.70% | ¥201,835 | ¥60,550,486 | ¥11,250,486 |
| 25 | 1.80% | ¥204,193 | ¥61,257,992 | ¥11,957,992 |
| 25 | 1.90% | ¥206,568 | ¥61,970,520 | ¥12,670,520 |
| 25 | 2.00% | ¥208,960 | ¥62,688,057 | ¥13,388,057 |
| 25 | 2.10% | ¥211,369 | ¥63,410,590 | ¥14,110,590 |
| 25 | 2.20% | ¥213,794 | ¥64,138,107 | ¥14,838,107 |
| 25 | 2.30% | ¥216,235 | ¥64,870,593 | ¥15,570,593 |
| 25 | 2.40% | ¥218,693 | ¥65,608,034 | ¥16,308,034 |
| 25 | 2.50% | ¥221,168 | ¥66,350,415 | ¥17,050,415 |
| 25 | 2.60% | ¥223,659 | ¥67,097,720 | ¥17,797,720 |
| 25 | 2.70% | ¥226,166 | ¥67,849,933 | ¥18,549,933 |
| 25 | 2.80% | ¥228,690 | ¥68,607,038 | ¥19,307,038 |
| 25 | 2.90% | ¥231,230 | ¥69,369,017 | ¥20,069,017 |
| 25 | 3.00% | ¥233,786 | ¥70,135,853 | ¥20,835,853 |
4930万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥220,191 | ¥52,845,851 | ¥3,545,851 |
| 20 | 0.80% | ¥222,356 | ¥53,365,525 | ¥4,065,525 |
| 20 | 0.90% | ¥224,535 | ¥53,888,474 | ¥4,588,474 |
| 20 | 1.00% | ¥226,728 | ¥54,414,694 | ¥5,114,694 |
| 20 | 1.10% | ¥228,934 | ¥54,944,185 | ¥5,644,185 |
| 20 | 1.20% | ¥231,154 | ¥55,476,941 | ¥6,176,941 |
| 20 | 1.30% | ¥233,387 | ¥56,012,960 | ¥6,712,960 |
| 20 | 1.40% | ¥235,634 | ¥56,552,239 | ¥7,252,239 |
| 20 | 1.50% | ¥237,895 | ¥57,094,773 | ¥7,794,773 |
| 20 | 1.60% | ¥240,169 | ¥57,640,558 | ¥8,340,558 |
| 20 | 1.70% | ¥242,457 | ¥58,189,589 | ¥8,889,589 |
| 20 | 1.80% | ¥244,758 | ¥58,741,863 | ¥9,441,863 |
| 20 | 1.90% | ¥247,072 | ¥59,297,374 | ¥9,997,374 |
| 20 | 2.00% | ¥249,400 | ¥59,856,116 | ¥10,556,116 |
| 20 | 2.10% | ¥251,742 | ¥60,418,085 | ¥11,118,085 |
| 20 | 2.20% | ¥254,097 | ¥60,983,275 | ¥11,683,275 |
| 20 | 2.30% | ¥256,465 | ¥61,551,680 | ¥12,251,680 |
| 20 | 2.40% | ¥258,847 | ¥62,123,294 | ¥12,823,294 |
| 20 | 2.50% | ¥261,242 | ¥62,698,110 | ¥13,398,110 |
| 20 | 2.60% | ¥263,651 | ¥63,276,122 | ¥13,976,122 |
| 20 | 2.70% | ¥266,072 | ¥63,857,323 | ¥14,557,323 |
| 20 | 2.80% | ¥268,507 | ¥64,441,706 | ¥15,141,706 |
| 20 | 2.90% | ¥270,955 | ¥65,029,263 | ¥15,729,263 |
| 20 | 3.00% | ¥273,417 | ¥65,619,988 | ¥16,319,988 |
4930万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥288,599 | ¥51,947,901 | ¥2,647,901 |
| 15 | 0.80% | ¥290,742 | ¥52,333,558 | ¥3,033,558 |
| 15 | 0.90% | ¥292,895 | ¥52,721,059 | ¥3,421,059 |
| 15 | 1.00% | ¥295,058 | ¥53,110,403 | ¥3,810,403 |
| 15 | 1.10% | ¥297,231 | ¥53,501,590 | ¥4,201,590 |
| 15 | 1.20% | ¥299,415 | ¥53,894,618 | ¥4,594,618 |
| 15 | 1.30% | ¥301,608 | ¥54,289,485 | ¥4,989,485 |
| 15 | 1.40% | ¥303,812 | ¥54,686,192 | ¥5,386,192 |
| 15 | 1.50% | ¥306,026 | ¥55,084,736 | ¥5,784,736 |
| 15 | 1.60% | ¥308,251 | ¥55,485,115 | ¥6,185,115 |
| 15 | 1.70% | ¥310,485 | ¥55,887,329 | ¥6,587,329 |
| 15 | 1.80% | ¥312,730 | ¥56,291,376 | ¥6,991,376 |
| 15 | 1.90% | ¥314,985 | ¥56,697,255 | ¥7,397,255 |
| 15 | 2.00% | ¥317,250 | ¥57,104,962 | ¥7,804,962 |
| 15 | 2.10% | ¥319,525 | ¥57,514,497 | ¥8,214,497 |
| 15 | 2.20% | ¥321,810 | ¥57,925,858 | ¥8,625,858 |
| 15 | 2.30% | ¥324,106 | ¥58,339,043 | ¥9,039,043 |
| 15 | 2.40% | ¥326,411 | ¥58,754,049 | ¥9,454,049 |
| 15 | 2.50% | ¥328,727 | ¥59,170,874 | ¥9,870,874 |
| 15 | 2.60% | ¥331,053 | ¥59,589,517 | ¥10,289,517 |
| 15 | 2.70% | ¥333,389 | ¥60,009,975 | ¥10,709,975 |
| 15 | 2.80% | ¥335,735 | ¥60,432,246 | ¥11,132,246 |
| 15 | 2.90% | ¥338,091 | ¥60,856,326 | ¥11,556,326 |
| 15 | 3.00% | ¥340,457 | ¥61,282,215 | ¥11,982,215 |
4930万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥425,500 | ¥51,060,001 | ¥1,760,001 |
| 10 | 0.80% | ¥427,623 | ¥51,314,713 | ¥2,014,713 |
| 10 | 0.90% | ¥429,752 | ¥51,570,246 | ¥2,270,246 |
| 10 | 1.00% | ¥431,888 | ¥51,826,598 | ¥2,526,598 |
| 10 | 1.10% | ¥434,031 | ¥52,083,770 | ¥2,783,770 |
| 10 | 1.20% | ¥436,181 | ¥52,341,762 | ¥3,041,762 |
| 10 | 1.30% | ¥438,338 | ¥52,600,573 | ¥3,300,573 |
| 10 | 1.40% | ¥440,502 | ¥52,860,203 | ¥3,560,203 |
| 10 | 1.50% | ¥442,672 | ¥53,120,651 | ¥3,820,651 |
| 10 | 1.60% | ¥444,849 | ¥53,381,918 | ¥4,081,918 |
| 10 | 1.70% | ¥447,033 | ¥53,644,002 | ¥4,344,002 |
| 10 | 1.80% | ¥449,224 | ¥53,906,904 | ¥4,606,904 |
| 10 | 1.90% | ¥451,422 | ¥54,170,623 | ¥4,870,623 |
| 10 | 2.00% | ¥453,626 | ¥54,435,159 | ¥5,135,159 |
| 10 | 2.10% | ¥455,838 | ¥54,700,511 | ¥5,400,511 |
| 10 | 2.20% | ¥458,056 | ¥54,966,679 | ¥5,666,679 |
| 10 | 2.30% | ¥460,281 | ¥55,233,663 | ¥5,933,663 |
| 10 | 2.40% | ¥462,512 | ¥55,501,461 | ¥6,201,461 |
| 10 | 2.50% | ¥464,751 | ¥55,770,074 | ¥6,470,074 |
| 10 | 2.60% | ¥466,996 | ¥56,039,501 | ¥6,739,501 |
| 10 | 2.70% | ¥469,248 | ¥56,309,741 | ¥7,009,741 |
| 10 | 2.80% | ¥471,507 | ¥56,580,794 | ¥7,280,794 |
| 10 | 2.90% | ¥473,772 | ¥56,852,659 | ¥7,552,659 |
| 10 | 3.00% | ¥476,044 | ¥57,125,337 | ¥7,825,337 |
