4940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4940万円の住宅ローン｜期間・年数別
4940万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥97,604 |
¥58,562,526 |
¥9,162,526 |
| 50 |
0.80% |
¥99,922 |
¥59,953,164 |
¥10,553,164 |
| 50 |
0.90% |
¥102,273 |
¥61,364,038 |
¥11,964,038 |
| 50 |
1.00% |
¥104,658 |
¥62,795,061 |
¥13,395,061 |
| 50 |
1.10% |
¥107,077 |
¥64,246,135 |
¥14,846,135 |
| 50 |
1.20% |
¥109,529 |
¥65,717,152 |
¥16,317,152 |
| 50 |
1.30% |
¥112,013 |
¥67,207,998 |
¥17,807,998 |
| 50 |
1.40% |
¥114,531 |
¥68,718,547 |
¥19,318,547 |
| 50 |
1.50% |
¥117,081 |
¥70,248,665 |
¥20,848,665 |
| 50 |
1.60% |
¥119,664 |
¥71,798,211 |
¥22,398,211 |
| 50 |
1.70% |
¥122,278 |
¥73,367,034 |
¥23,967,034 |
| 50 |
1.80% |
¥124,925 |
¥74,954,976 |
¥25,554,976 |
| 50 |
1.90% |
¥127,603 |
¥76,561,870 |
¥27,161,870 |
| 50 |
2.00% |
¥130,313 |
¥78,187,542 |
¥28,787,542 |
| 50 |
2.10% |
¥133,053 |
¥79,831,813 |
¥30,431,813 |
| 50 |
2.20% |
¥135,824 |
¥81,494,494 |
¥32,094,494 |
| 50 |
2.30% |
¥138,626 |
¥83,175,391 |
¥33,775,391 |
| 50 |
2.40% |
¥141,457 |
¥84,874,303 |
¥35,474,303 |
| 50 |
2.50% |
¥144,318 |
¥86,591,023 |
¥37,191,023 |
| 50 |
2.60% |
¥147,209 |
¥88,325,338 |
¥38,925,338 |
| 50 |
2.70% |
¥150,128 |
¥90,077,032 |
¥40,677,032 |
| 50 |
2.80% |
¥153,076 |
¥91,845,881 |
¥42,445,881 |
| 50 |
2.90% |
¥156,053 |
¥93,631,658 |
¥44,231,658 |
| 50 |
3.00% |
¥159,057 |
¥95,434,130 |
¥46,034,130 |
4940万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥106,671 |
¥57,602,591 |
¥8,202,591 |
| 45 |
0.80% |
¥108,964 |
¥58,840,659 |
¥9,440,659 |
| 45 |
0.90% |
¥111,287 |
¥60,095,169 |
¥10,695,169 |
| 45 |
1.00% |
¥113,641 |
¥61,366,062 |
¥11,966,062 |
| 45 |
1.10% |
¥116,025 |
¥62,653,273 |
¥13,253,273 |
| 45 |
1.20% |
¥118,438 |
¥63,956,731 |
¥14,556,731 |
| 45 |
1.30% |
¥120,882 |
¥65,276,359 |
¥15,876,359 |
| 45 |
1.40% |
¥123,356 |
¥66,612,075 |
¥17,212,075 |
| 45 |
1.50% |
¥125,859 |
¥67,963,789 |
¥18,563,789 |
| 45 |
1.60% |
¥128,391 |
¥69,331,407 |
¥19,931,407 |
| 45 |
1.70% |
¥130,953 |
¥70,714,828 |
¥21,314,828 |
| 45 |
1.80% |
¥133,544 |
¥72,113,946 |
¥22,713,946 |
| 45 |
1.90% |
¥136,164 |
¥73,528,650 |
¥24,128,650 |
| 45 |
2.00% |
¥138,813 |
¥74,958,824 |
¥25,558,824 |
| 45 |
2.10% |
¥141,490 |
¥76,404,345 |
¥27,004,345 |
| 45 |
2.20% |
¥144,195 |
¥77,865,088 |
¥28,465,088 |
| 45 |
2.30% |
¥146,928 |
¥79,340,922 |
¥29,940,922 |
| 45 |
2.40% |
¥149,688 |
¥80,831,709 |
¥31,431,709 |
| 45 |
2.50% |
¥152,477 |
¥82,337,312 |
¥32,937,312 |
| 45 |
2.60% |
¥155,292 |
¥83,857,584 |
¥34,457,584 |
| 45 |
2.70% |
¥158,134 |
¥85,392,377 |
¥35,992,377 |
| 45 |
2.80% |
¥161,003 |
¥86,941,540 |
¥37,541,540 |
| 45 |
2.90% |
¥163,898 |
¥88,504,917 |
¥39,104,917 |
| 45 |
3.00% |
¥166,819 |
¥90,082,347 |
¥40,682,347 |
4940万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥118,026 |
¥56,652,639 |
¥7,252,639 |
| 40 |
0.80% |
¥120,294 |
¥57,741,154 |
¥8,341,154 |
| 40 |
0.90% |
¥122,589 |
¥58,842,695 |
¥9,442,695 |
| 40 |
1.00% |
¥124,911 |
¥59,957,225 |
¥10,557,225 |
| 40 |
1.10% |
¥127,260 |
¥61,084,704 |
¥11,684,704 |
| 40 |
1.20% |
¥129,636 |
¥62,225,085 |
¥12,825,085 |
| 40 |
1.30% |
¥132,038 |
¥63,378,321 |
¥13,978,321 |
| 40 |
1.40% |
¥134,467 |
¥64,544,359 |
¥15,144,359 |
| 40 |
1.50% |
¥136,923 |
¥65,723,143 |
¥16,323,143 |
| 40 |
1.60% |
¥139,405 |
¥66,914,612 |
¥17,514,612 |
| 40 |
1.70% |
¥141,914 |
¥68,118,703 |
¥18,718,703 |
| 40 |
1.80% |
¥144,449 |
¥69,335,349 |
¥19,935,349 |
| 40 |
1.90% |
¥147,009 |
¥70,564,477 |
¥21,164,477 |
| 40 |
2.00% |
¥149,596 |
¥71,806,016 |
¥22,406,016 |
| 40 |
2.10% |
¥152,208 |
¥73,059,885 |
¥23,659,885 |
| 40 |
2.20% |
¥154,846 |
¥74,326,005 |
¥24,926,005 |
| 40 |
2.30% |
¥157,509 |
¥75,604,292 |
¥26,204,292 |
| 40 |
2.40% |
¥160,197 |
¥76,894,658 |
¥27,494,658 |
| 40 |
2.50% |
¥162,910 |
¥78,197,013 |
¥28,797,013 |
| 40 |
2.60% |
¥165,648 |
¥79,511,264 |
¥30,111,264 |
| 40 |
2.70% |
¥168,411 |
¥80,837,315 |
¥31,437,315 |
| 40 |
2.80% |
¥171,198 |
¥82,175,067 |
¥32,775,067 |
| 40 |
2.90% |
¥174,009 |
¥83,524,418 |
¥34,124,418 |
| 40 |
3.00% |
¥176,844 |
¥84,885,266 |
¥35,485,266 |
4940万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥132,649 |
¥55,712,691 |
¥6,312,691 |
| 35 |
0.80% |
¥134,892 |
¥56,654,683 |
¥7,254,683 |
| 35 |
0.90% |
¥137,159 |
¥57,606,673 |
¥8,206,673 |
| 35 |
1.00% |
¥139,449 |
¥58,568,637 |
¥9,168,637 |
| 35 |
1.10% |
¥141,763 |
¥59,540,552 |
¥10,140,552 |
| 35 |
1.20% |
¥144,101 |
¥60,522,390 |
¥11,122,390 |
| 35 |
1.30% |
¥146,462 |
¥61,514,124 |
¥12,114,124 |
| 35 |
1.40% |
¥148,847 |
¥62,515,721 |
¥13,115,721 |
| 35 |
1.50% |
¥151,255 |
¥63,527,148 |
¥14,127,148 |
| 35 |
1.60% |
¥153,687 |
¥64,548,369 |
¥15,148,369 |
| 35 |
1.70% |
¥156,141 |
¥65,579,346 |
¥16,179,346 |
| 35 |
1.80% |
¥158,619 |
¥66,620,038 |
¥17,220,038 |
| 35 |
1.90% |
¥161,120 |
¥67,670,404 |
¥18,270,404 |
| 35 |
2.00% |
¥163,644 |
¥68,730,399 |
¥19,330,399 |
| 35 |
2.10% |
¥166,190 |
¥69,799,977 |
¥20,399,977 |
| 35 |
2.20% |
¥168,760 |
¥70,879,088 |
¥21,479,088 |
| 35 |
2.30% |
¥171,352 |
¥71,967,682 |
¥22,567,682 |
| 35 |
2.40% |
¥173,966 |
¥73,065,707 |
¥23,665,707 |
| 35 |
2.50% |
¥176,603 |
¥74,173,107 |
¥24,773,107 |
| 35 |
2.60% |
¥179,261 |
¥75,289,828 |
¥25,889,828 |
| 35 |
2.70% |
¥181,942 |
¥76,415,810 |
¥27,015,810 |
| 35 |
2.80% |
¥184,645 |
¥77,550,993 |
¥28,150,993 |
| 35 |
2.90% |
¥187,370 |
¥78,695,317 |
¥29,295,317 |
| 35 |
3.00% |
¥190,116 |
¥79,848,717 |
¥30,448,717 |
4940万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥152,174 |
¥54,782,766 |
¥5,382,766 |
| 30 |
0.80% |
¥154,392 |
¥55,581,279 |
¥6,181,279 |
| 30 |
0.90% |
¥156,631 |
¥56,387,152 |
¥6,987,152 |
| 30 |
1.00% |
¥158,890 |
¥57,200,372 |
¥7,800,372 |
| 30 |
1.10% |
¥161,169 |
¥58,020,927 |
¥8,620,927 |
| 30 |
1.20% |
¥163,469 |
¥58,848,802 |
¥9,448,802 |
| 30 |
1.30% |
¥165,789 |
¥59,683,981 |
¥10,283,981 |
| 30 |
1.40% |
¥168,129 |
¥60,526,445 |
¥11,126,445 |
| 30 |
1.50% |
¥170,489 |
¥61,376,178 |
¥11,976,178 |
| 30 |
1.60% |
¥172,870 |
¥62,233,159 |
¥12,833,159 |
| 30 |
1.70% |
¥175,270 |
¥63,097,367 |
¥13,697,367 |
| 30 |
1.80% |
¥177,691 |
¥63,968,780 |
¥14,568,780 |
| 30 |
1.90% |
¥180,132 |
¥64,847,375 |
¥15,447,375 |
| 30 |
2.00% |
¥182,592 |
¥65,733,127 |
¥16,333,127 |
| 30 |
2.10% |
¥185,072 |
¥66,626,010 |
¥17,226,010 |
| 30 |
2.20% |
¥187,572 |
¥67,525,998 |
¥18,125,998 |
| 30 |
2.30% |
¥190,092 |
¥68,433,062 |
¥19,033,062 |
| 30 |
2.40% |
¥192,631 |
¥69,347,173 |
¥19,947,173 |
| 30 |
2.50% |
¥195,190 |
¥70,268,301 |
¥20,868,301 |
| 30 |
2.60% |
¥197,768 |
¥71,196,414 |
¥21,796,414 |
| 30 |
2.70% |
¥200,365 |
¥72,131,481 |
¥22,731,481 |
| 30 |
2.80% |
¥202,982 |
¥73,073,468 |
¥23,673,468 |
| 30 |
2.90% |
¥205,618 |
¥74,022,340 |
¥24,622,340 |
| 30 |
3.00% |
¥208,272 |
¥74,978,061 |
¥25,578,061 |
4940万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥179,543 |
¥53,862,879 |
¥4,462,879 |
| 25 |
0.80% |
¥181,737 |
¥54,520,967 |
¥5,120,967 |
| 25 |
0.90% |
¥183,947 |
¥55,184,175 |
¥5,784,175 |
| 25 |
1.00% |
¥186,175 |
¥55,852,498 |
¥6,452,498 |
| 25 |
1.10% |
¥188,420 |
¥56,525,927 |
¥7,125,927 |
| 25 |
1.20% |
¥190,682 |
¥57,204,457 |
¥7,804,457 |
| 25 |
1.30% |
¥192,960 |
¥57,888,079 |
¥8,488,079 |
| 25 |
1.40% |
¥195,256 |
¥58,576,784 |
¥9,176,784 |
| 25 |
1.50% |
¥197,569 |
¥59,270,564 |
¥9,870,564 |
| 25 |
1.60% |
¥199,898 |
¥59,969,408 |
¥10,569,408 |
| 25 |
1.70% |
¥202,244 |
¥60,673,306 |
¥11,273,306 |
| 25 |
1.80% |
¥204,607 |
¥61,382,247 |
¥11,982,247 |
| 25 |
1.90% |
¥206,987 |
¥62,096,220 |
¥12,696,220 |
| 25 |
2.00% |
¥209,384 |
¥62,815,213 |
¥13,415,213 |
| 25 |
2.10% |
¥211,797 |
¥63,539,212 |
¥14,139,212 |
| 25 |
2.20% |
¥214,227 |
¥64,268,205 |
¥14,868,205 |
| 25 |
2.30% |
¥216,674 |
¥65,002,176 |
¥15,602,176 |
| 25 |
2.40% |
¥219,137 |
¥65,741,113 |
¥16,341,113 |
| 25 |
2.50% |
¥221,617 |
¥66,485,000 |
¥17,085,000 |
| 25 |
2.60% |
¥224,113 |
¥67,233,821 |
¥17,833,821 |
| 25 |
2.70% |
¥226,625 |
¥67,987,560 |
¥18,587,560 |
| 25 |
2.80% |
¥229,154 |
¥68,746,201 |
¥19,346,201 |
| 25 |
2.90% |
¥231,699 |
¥69,509,725 |
¥20,109,725 |
| 25 |
3.00% |
¥234,260 |
¥70,278,117 |
¥20,878,117 |
4940万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥220,638 |
¥52,953,044 |
¥3,553,044 |
| 20 |
0.80% |
¥222,807 |
¥53,473,771 |
¥4,073,771 |
| 20 |
0.90% |
¥224,991 |
¥53,997,781 |
¥4,597,781 |
| 20 |
1.00% |
¥227,188 |
¥54,525,069 |
¥5,125,069 |
| 20 |
1.10% |
¥229,398 |
¥55,055,633 |
¥5,655,633 |
| 20 |
1.20% |
¥231,623 |
¥55,589,470 |
¥6,189,470 |
| 20 |
1.30% |
¥233,861 |
¥56,126,577 |
¥6,726,577 |
| 20 |
1.40% |
¥236,112 |
¥56,666,949 |
¥7,266,949 |
| 20 |
1.50% |
¥238,377 |
¥57,210,584 |
¥7,810,584 |
| 20 |
1.60% |
¥240,656 |
¥57,757,476 |
¥8,357,476 |
| 20 |
1.70% |
¥242,948 |
¥58,307,621 |
¥8,907,621 |
| 20 |
1.80% |
¥245,254 |
¥58,861,015 |
¥9,461,015 |
| 20 |
1.90% |
¥247,574 |
¥59,417,652 |
¥10,017,652 |
| 20 |
2.00% |
¥249,906 |
¥59,977,528 |
¥10,577,528 |
| 20 |
2.10% |
¥252,253 |
¥60,540,637 |
¥11,140,637 |
| 20 |
2.20% |
¥254,612 |
¥61,106,974 |
¥11,706,974 |
| 20 |
2.30% |
¥256,986 |
¥61,676,532 |
¥12,276,532 |
| 20 |
2.40% |
¥259,372 |
¥62,249,305 |
¥12,849,305 |
| 20 |
2.50% |
¥261,772 |
¥62,825,287 |
¥13,425,287 |
| 20 |
2.60% |
¥264,185 |
¥63,404,471 |
¥14,004,471 |
| 20 |
2.70% |
¥266,612 |
¥63,986,851 |
¥14,586,851 |
| 20 |
2.80% |
¥269,052 |
¥64,572,419 |
¥15,172,419 |
| 20 |
2.90% |
¥271,505 |
¥65,161,169 |
¥15,761,169 |
| 20 |
3.00% |
¥273,971 |
¥65,753,091 |
¥16,353,091 |
4940万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥289,185 |
¥52,053,272 |
¥2,653,272 |
| 15 |
0.80% |
¥291,332 |
¥52,439,711 |
¥3,039,711 |
| 15 |
0.90% |
¥293,489 |
¥52,827,998 |
¥3,427,998 |
| 15 |
1.00% |
¥295,656 |
¥53,218,132 |
¥3,818,132 |
| 15 |
1.10% |
¥297,834 |
¥53,610,112 |
¥4,210,112 |
| 15 |
1.20% |
¥300,022 |
¥54,003,937 |
¥4,603,937 |
| 15 |
1.30% |
¥302,220 |
¥54,399,606 |
¥4,999,606 |
| 15 |
1.40% |
¥304,428 |
¥54,797,117 |
¥5,397,117 |
| 15 |
1.50% |
¥306,647 |
¥55,196,469 |
¥5,796,469 |
| 15 |
1.60% |
¥308,876 |
¥55,597,661 |
¥6,197,661 |
| 15 |
1.70% |
¥311,115 |
¥56,000,691 |
¥6,600,691 |
| 15 |
1.80% |
¥313,364 |
¥56,405,558 |
¥7,005,558 |
| 15 |
1.90% |
¥315,624 |
¥56,812,259 |
¥7,412,259 |
| 15 |
2.00% |
¥317,893 |
¥57,220,794 |
¥7,820,794 |
| 15 |
2.10% |
¥320,173 |
¥57,631,159 |
¥8,231,159 |
| 15 |
2.20% |
¥322,463 |
¥58,043,355 |
¥8,643,355 |
| 15 |
2.30% |
¥324,763 |
¥58,457,377 |
¥9,057,377 |
| 15 |
2.40% |
¥327,073 |
¥58,873,225 |
¥9,473,225 |
| 15 |
2.50% |
¥329,394 |
¥59,290,896 |
¥9,890,896 |
| 15 |
2.60% |
¥331,724 |
¥59,710,389 |
¥10,310,389 |
| 15 |
2.70% |
¥334,065 |
¥60,131,699 |
¥10,731,699 |
| 15 |
2.80% |
¥336,416 |
¥60,554,826 |
¥11,154,826 |
| 15 |
2.90% |
¥338,776 |
¥60,979,767 |
¥11,579,767 |
| 15 |
3.00% |
¥341,147 |
¥61,406,519 |
¥12,006,519 |
4940万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥426,363 |
¥51,163,571 |
¥1,763,571 |
| 10 |
0.80% |
¥428,490 |
¥51,418,800 |
¥2,018,800 |
| 10 |
0.90% |
¥430,624 |
¥51,674,851 |
¥2,274,851 |
| 10 |
1.00% |
¥432,764 |
¥51,931,723 |
¥2,531,723 |
| 10 |
1.10% |
¥434,912 |
¥52,189,417 |
¥2,789,417 |
| 10 |
1.20% |
¥437,066 |
¥52,447,932 |
¥3,047,932 |
| 10 |
1.30% |
¥439,227 |
¥52,707,268 |
¥3,307,268 |
| 10 |
1.40% |
¥441,395 |
¥52,967,424 |
¥3,567,424 |
| 10 |
1.50% |
¥443,570 |
¥53,228,401 |
¥3,828,401 |
| 10 |
1.60% |
¥445,752 |
¥53,490,198 |
¥4,090,198 |
| 10 |
1.70% |
¥447,940 |
¥53,752,814 |
¥4,352,814 |
| 10 |
1.80% |
¥450,135 |
¥54,016,249 |
¥4,616,249 |
| 10 |
1.90% |
¥452,338 |
¥54,280,503 |
¥4,880,503 |
| 10 |
2.00% |
¥454,546 |
¥54,545,575 |
¥5,145,575 |
| 10 |
2.10% |
¥456,762 |
¥54,811,466 |
¥5,411,466 |
| 10 |
2.20% |
¥458,985 |
¥55,078,174 |
¥5,678,174 |
| 10 |
2.30% |
¥461,214 |
¥55,345,699 |
¥5,945,699 |
| 10 |
2.40% |
¥463,450 |
¥55,614,040 |
¥6,214,040 |
| 10 |
2.50% |
¥465,693 |
¥55,883,198 |
¥6,483,198 |
| 10 |
2.60% |
¥467,943 |
¥56,153,171 |
¥6,753,171 |
| 10 |
2.70% |
¥470,200 |
¥56,423,959 |
¥7,023,959 |
| 10 |
2.80% |
¥472,463 |
¥56,695,562 |
¥7,295,562 |
| 10 |
2.90% |
¥474,733 |
¥56,967,979 |
¥7,567,979 |
| 10 |
3.00% |
¥477,010 |
¥57,241,209 |
¥7,841,209 |
