4950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4950万円の住宅ローン｜期間・年数別
4950万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥97,802 | ¥58,681,073 | ¥9,181,073 |
| 50 | 0.80% | ¥100,124 | ¥60,074,527 | ¥10,574,527 |
| 50 | 0.90% | ¥102,480 | ¥61,488,257 | ¥11,988,257 |
| 50 | 1.00% | ¥104,870 | ¥62,922,177 | ¥13,422,177 |
| 50 | 1.10% | ¥107,294 | ¥64,376,187 | ¥14,876,187 |
| 50 | 1.20% | ¥109,750 | ¥65,850,183 | ¥16,350,183 |
| 50 | 1.30% | ¥112,240 | ¥67,344,046 | ¥17,844,046 |
| 50 | 1.40% | ¥114,763 | ¥68,857,653 | ¥19,357,653 |
| 50 | 1.50% | ¥117,318 | ¥70,390,869 | ¥20,890,869 |
| 50 | 1.60% | ¥119,906 | ¥71,943,551 | ¥22,443,551 |
| 50 | 1.70% | ¥122,526 | ¥73,515,550 | ¥24,015,550 |
| 50 | 1.80% | ¥125,178 | ¥75,106,706 | ¥25,606,706 |
| 50 | 1.90% | ¥127,861 | ¥76,716,853 | ¥27,216,853 |
| 50 | 2.00% | ¥130,576 | ¥78,345,817 | ¥28,845,817 |
| 50 | 2.10% | ¥133,322 | ¥79,993,416 | ¥30,493,416 |
| 50 | 2.20% | ¥136,099 | ¥81,659,463 | ¥32,159,463 |
| 50 | 2.30% | ¥138,906 | ¥83,343,762 | ¥33,843,762 |
| 50 | 2.40% | ¥141,744 | ¥85,046,113 | ¥35,546,113 |
| 50 | 2.50% | ¥144,611 | ¥86,766,308 | ¥37,266,308 |
| 50 | 2.60% | ¥147,507 | ¥88,504,135 | ¥39,004,135 |
| 50 | 2.70% | ¥150,432 | ¥90,259,374 | ¥40,759,374 |
| 50 | 2.80% | ¥153,386 | ¥92,031,804 | ¥42,531,804 |
| 50 | 2.90% | ¥156,369 | ¥93,821,196 | ¥44,321,196 |
| 50 | 3.00% | ¥159,379 | ¥95,627,317 | ¥46,127,317 |
4950万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥106,887 | ¥57,719,195 | ¥8,219,195 |
| 45 | 0.80% | ¥109,185 | ¥58,959,770 | ¥9,459,770 |
| 45 | 0.90% | ¥111,513 | ¥60,216,819 | ¥10,716,819 |
| 45 | 1.00% | ¥113,871 | ¥61,490,285 | ¥11,990,285 |
| 45 | 1.10% | ¥116,259 | ¥62,780,101 | ¥13,280,101 |
| 45 | 1.20% | ¥118,678 | ¥64,086,198 | ¥14,586,198 |
| 45 | 1.30% | ¥121,127 | ¥65,408,498 | ¥15,908,498 |
| 45 | 1.40% | ¥123,605 | ¥66,746,917 | ¥17,246,917 |
| 45 | 1.50% | ¥126,114 | ¥68,101,368 | ¥18,601,368 |
| 45 | 1.60% | ¥128,651 | ¥69,471,754 | ¥19,971,754 |
| 45 | 1.70% | ¥131,218 | ¥70,857,975 | ¥21,357,975 |
| 45 | 1.80% | ¥133,815 | ¥72,259,925 | ¥22,759,925 |
| 45 | 1.90% | ¥136,440 | ¥73,677,493 | ¥24,177,493 |
| 45 | 2.00% | ¥139,094 | ¥75,110,562 | ¥25,610,562 |
| 45 | 2.10% | ¥141,776 | ¥76,559,010 | ¥27,059,010 |
| 45 | 2.20% | ¥144,486 | ¥78,022,710 | ¥28,522,710 |
| 45 | 2.30% | ¥147,225 | ¥79,501,531 | ¥30,001,531 |
| 45 | 2.40% | ¥149,991 | ¥80,995,336 | ¥31,495,336 |
| 45 | 2.50% | ¥152,785 | ¥82,503,986 | ¥33,003,986 |
| 45 | 2.60% | ¥155,606 | ¥84,027,336 | ¥34,527,336 |
| 45 | 2.70% | ¥158,454 | ¥85,565,237 | ¥36,065,237 |
| 45 | 2.80% | ¥161,329 | ¥87,117,535 | ¥37,617,535 |
| 45 | 2.90% | ¥164,230 | ¥88,684,076 | ¥39,184,076 |
| 45 | 3.00% | ¥167,157 | ¥90,264,700 | ¥40,764,700 |
4950万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥118,265 | ¥56,767,320 | ¥7,267,320 |
| 40 | 0.80% | ¥120,538 | ¥57,858,039 | ¥8,358,039 |
| 40 | 0.90% | ¥122,837 | ¥58,961,810 | ¥9,461,810 |
| 40 | 1.00% | ¥125,164 | ¥60,078,596 | ¥10,578,596 |
| 40 | 1.10% | ¥127,517 | ¥61,208,357 | ¥11,708,357 |
| 40 | 1.20% | ¥129,898 | ¥62,351,047 | ¥12,851,047 |
| 40 | 1.30% | ¥132,305 | ¥63,506,617 | ¥14,006,617 |
| 40 | 1.40% | ¥134,740 | ¥64,675,016 | ¥15,175,016 |
| 40 | 1.50% | ¥137,200 | ¥65,856,186 | ¥16,356,186 |
| 40 | 1.60% | ¥139,688 | ¥67,050,067 | ¥17,550,067 |
| 40 | 1.70% | ¥142,201 | ¥68,256,595 | ¥18,756,595 |
| 40 | 1.80% | ¥144,741 | ¥69,475,704 | ¥19,975,704 |
| 40 | 1.90% | ¥147,307 | ¥70,707,321 | ¥21,207,321 |
| 40 | 2.00% | ¥149,899 | ¥71,951,372 | ¥22,451,372 |
| 40 | 2.10% | ¥152,516 | ¥73,207,780 | ¥23,707,780 |
| 40 | 2.20% | ¥155,159 | ¥74,476,463 | ¥24,976,463 |
| 40 | 2.30% | ¥157,828 | ¥75,757,337 | ¥26,257,337 |
| 40 | 2.40% | ¥160,521 | ¥77,050,315 | ¥27,550,315 |
| 40 | 2.50% | ¥163,240 | ¥78,355,307 | ¥28,855,307 |
| 40 | 2.60% | ¥165,984 | ¥79,672,218 | ¥30,172,218 |
| 40 | 2.70% | ¥168,752 | ¥81,000,953 | ¥31,500,953 |
| 40 | 2.80% | ¥171,545 | ¥82,341,413 | ¥32,841,413 |
| 40 | 2.90% | ¥174,361 | ¥83,693,496 | ¥34,193,496 |
| 40 | 3.00% | ¥177,202 | ¥85,057,099 | ¥35,557,099 |
4950万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥132,918 | ¥55,825,470 | ¥6,325,470 |
| 35 | 0.80% | ¥135,165 | ¥56,769,369 | ¥7,269,369 |
| 35 | 0.90% | ¥137,436 | ¥57,723,285 | ¥8,223,285 |
| 35 | 1.00% | ¥139,731 | ¥58,687,197 | ¥9,187,197 |
| 35 | 1.10% | ¥142,050 | ¥59,661,079 | ¥10,161,079 |
| 35 | 1.20% | ¥144,393 | ¥60,644,905 | ¥11,144,905 |
| 35 | 1.30% | ¥146,759 | ¥61,638,646 | ¥12,138,646 |
| 35 | 1.40% | ¥149,148 | ¥62,642,271 | ¥13,142,271 |
| 35 | 1.50% | ¥151,561 | ¥63,655,745 | ¥14,155,745 |
| 35 | 1.60% | ¥153,998 | ¥64,679,033 | ¥15,179,033 |
| 35 | 1.70% | ¥156,457 | ¥65,712,097 | ¥16,212,097 |
| 35 | 1.80% | ¥158,940 | ¥66,754,897 | ¥17,254,897 |
| 35 | 1.90% | ¥161,446 | ¥67,807,389 | ¥18,307,389 |
| 35 | 2.00% | ¥163,975 | ¥68,869,530 | ¥19,369,530 |
| 35 | 2.10% | ¥166,527 | ¥69,941,272 | ¥20,441,272 |
| 35 | 2.20% | ¥169,101 | ¥71,022,568 | ¥21,522,568 |
| 35 | 2.30% | ¥171,698 | ¥72,113,365 | ¥22,613,365 |
| 35 | 2.40% | ¥174,318 | ¥73,213,613 | ¥23,713,613 |
| 35 | 2.50% | ¥176,960 | ¥74,323,255 | ¥24,823,255 |
| 35 | 2.60% | ¥179,624 | ¥75,442,236 | ¥25,942,236 |
| 35 | 2.70% | ¥182,311 | ¥76,570,498 | ¥27,070,498 |
| 35 | 2.80% | ¥185,019 | ¥77,707,979 | ¥28,207,979 |
| 35 | 2.90% | ¥187,749 | ¥78,854,619 | ¥29,354,619 |
| 35 | 3.00% | ¥190,501 | ¥80,010,354 | ¥30,510,354 |
4950万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥152,482 | ¥54,893,662 | ¥5,393,662 |
| 30 | 0.80% | ¥154,705 | ¥55,693,791 | ¥6,193,791 |
| 30 | 0.90% | ¥156,948 | ¥56,501,296 | ¥7,001,296 |
| 30 | 1.00% | ¥159,212 | ¥57,316,163 | ¥7,816,163 |
| 30 | 1.10% | ¥161,495 | ¥58,138,379 | ¥8,638,379 |
| 30 | 1.20% | ¥163,800 | ¥58,967,929 | ¥9,467,929 |
| 30 | 1.30% | ¥166,124 | ¥59,804,798 | ¥10,304,798 |
| 30 | 1.40% | ¥168,469 | ¥60,648,969 | ¥11,148,969 |
| 30 | 1.50% | ¥170,835 | ¥61,500,422 | ¥12,000,422 |
| 30 | 1.60% | ¥173,220 | ¥62,359,137 | ¥12,859,137 |
| 30 | 1.70% | ¥175,625 | ¥63,225,095 | ¥13,725,095 |
| 30 | 1.80% | ¥178,051 | ¥64,098,272 | ¥14,598,272 |
| 30 | 1.90% | ¥180,496 | ¥64,978,645 | ¥15,478,645 |
| 30 | 2.00% | ¥182,962 | ¥65,866,190 | ¥16,366,190 |
| 30 | 2.10% | ¥185,447 | ¥66,760,881 | ¥17,260,881 |
| 30 | 2.20% | ¥187,952 | ¥67,662,690 | ¥18,162,690 |
| 30 | 2.30% | ¥190,477 | ¥68,571,590 | ¥19,071,590 |
| 30 | 2.40% | ¥193,021 | ¥69,487,551 | ¥19,987,551 |
| 30 | 2.50% | ¥195,585 | ¥70,410,544 | ¥20,910,544 |
| 30 | 2.60% | ¥198,168 | ¥71,340,537 | ¥21,840,537 |
| 30 | 2.70% | ¥200,771 | ¥72,277,496 | ¥22,777,496 |
| 30 | 2.80% | ¥203,393 | ¥73,221,390 | ¥23,721,390 |
| 30 | 2.90% | ¥206,034 | ¥74,172,182 | ¥24,672,182 |
| 30 | 3.00% | ¥208,694 | ¥75,129,839 | ¥25,629,839 |
4950万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥179,906 | ¥53,971,913 | ¥4,471,913 |
| 25 | 0.80% | ¥182,104 | ¥54,631,333 | ¥5,131,333 |
| 25 | 0.90% | ¥184,320 | ¥55,295,884 | ¥5,795,884 |
| 25 | 1.00% | ¥186,552 | ¥55,965,559 | ¥6,465,559 |
| 25 | 1.10% | ¥188,801 | ¥56,640,352 | ¥7,140,352 |
| 25 | 1.20% | ¥191,068 | ¥57,320,256 | ¥7,820,256 |
| 25 | 1.30% | ¥193,351 | ¥58,005,261 | ¥8,505,261 |
| 25 | 1.40% | ¥195,651 | ¥58,695,360 | ¥9,195,360 |
| 25 | 1.50% | ¥197,968 | ¥59,390,544 | ¥9,890,544 |
| 25 | 1.60% | ¥200,303 | ¥60,090,803 | ¥10,590,803 |
| 25 | 1.70% | ¥202,654 | ¥60,796,126 | ¥11,296,126 |
| 25 | 1.80% | ¥205,022 | ¥61,506,503 | ¥12,006,503 |
| 25 | 1.90% | ¥207,406 | ¥62,221,921 | ¥12,721,921 |
| 25 | 2.00% | ¥209,808 | ¥62,942,369 | ¥13,442,369 |
| 25 | 2.10% | ¥212,226 | ¥63,667,834 | ¥14,167,834 |
| 25 | 2.20% | ¥214,661 | ¥64,398,302 | ¥14,898,302 |
| 25 | 2.30% | ¥217,113 | ¥65,133,760 | ¥15,633,760 |
| 25 | 2.40% | ¥219,581 | ¥65,874,192 | ¥16,374,192 |
| 25 | 2.50% | ¥222,065 | ¥66,619,585 | ¥17,119,585 |
| 25 | 2.60% | ¥224,566 | ¥67,369,922 | ¥17,869,922 |
| 25 | 2.70% | ¥227,084 | ¥68,125,187 | ¥18,625,187 |
| 25 | 2.80% | ¥229,618 | ¥68,885,363 | ¥19,385,363 |
| 25 | 2.90% | ¥232,168 | ¥69,650,433 | ¥20,150,433 |
| 25 | 3.00% | ¥234,735 | ¥70,420,380 | ¥20,920,380 |
4950万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥221,084 | ¥53,060,236 | ¥3,560,236 |
| 20 | 0.80% | ¥223,258 | ¥53,582,018 | ¥4,082,018 |
| 20 | 0.90% | ¥225,446 | ¥54,107,088 | ¥4,607,088 |
| 20 | 1.00% | ¥227,648 | ¥54,635,444 | ¥5,135,444 |
| 20 | 1.10% | ¥229,863 | ¥55,167,082 | ¥5,667,082 |
| 20 | 1.20% | ¥232,092 | ¥55,702,000 | ¥6,202,000 |
| 20 | 1.30% | ¥234,334 | ¥56,240,194 | ¥6,740,194 |
| 20 | 1.40% | ¥236,590 | ¥56,781,660 | ¥7,281,660 |
| 20 | 1.50% | ¥238,860 | ¥57,326,395 | ¥7,826,395 |
| 20 | 1.60% | ¥241,143 | ¥57,874,394 | ¥8,374,394 |
| 20 | 1.70% | ¥243,440 | ¥58,425,653 | ¥8,925,653 |
| 20 | 1.80% | ¥245,751 | ¥58,980,167 | ¥9,480,167 |
| 20 | 1.90% | ¥248,075 | ¥59,537,931 | ¥10,037,931 |
| 20 | 2.00% | ¥250,412 | ¥60,098,940 | ¥10,598,940 |
| 20 | 2.10% | ¥252,763 | ¥60,663,189 | ¥11,163,189 |
| 20 | 2.20% | ¥255,128 | ¥61,230,672 | ¥11,730,672 |
| 20 | 2.30% | ¥257,506 | ¥61,801,383 | ¥12,301,383 |
| 20 | 2.40% | ¥259,897 | ¥62,375,316 | ¥12,875,316 |
| 20 | 2.50% | ¥262,302 | ¥62,952,464 | ¥13,452,464 |
| 20 | 2.60% | ¥264,720 | ¥63,532,821 | ¥14,032,821 |
| 20 | 2.70% | ¥267,152 | ¥64,116,379 | ¥14,616,379 |
| 20 | 2.80% | ¥269,596 | ¥64,703,133 | ¥15,203,133 |
| 20 | 2.90% | ¥272,054 | ¥65,293,074 | ¥15,793,074 |
| 20 | 3.00% | ¥274,526 | ¥65,886,195 | ¥16,386,195 |
4950万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥289,770 | ¥52,158,643 | ¥2,658,643 |
| 15 | 0.80% | ¥291,921 | ¥52,545,864 | ¥3,045,864 |
| 15 | 0.90% | ¥294,083 | ¥52,934,937 | ¥3,434,937 |
| 15 | 1.00% | ¥296,255 | ¥53,325,861 | ¥3,825,861 |
| 15 | 1.10% | ¥298,437 | ¥53,718,635 | ¥4,218,635 |
| 15 | 1.20% | ¥300,629 | ¥54,113,257 | ¥4,613,257 |
| 15 | 1.30% | ¥302,832 | ¥54,509,727 | ¥5,009,727 |
| 15 | 1.40% | ¥305,045 | ¥54,908,043 | ¥5,408,043 |
| 15 | 1.50% | ¥307,268 | ¥55,308,203 | ¥5,808,203 |
| 15 | 1.60% | ¥309,501 | ¥55,710,207 | ¥6,210,207 |
| 15 | 1.70% | ¥311,745 | ¥56,114,053 | ¥6,614,053 |
| 15 | 1.80% | ¥313,999 | ¥56,519,739 | ¥7,019,739 |
| 15 | 1.90% | ¥316,263 | ¥56,927,264 | ¥7,427,264 |
| 15 | 2.00% | ¥318,537 | ¥57,336,625 | ¥7,836,625 |
| 15 | 2.10% | ¥320,821 | ¥57,747,822 | ¥8,247,822 |
| 15 | 2.20% | ¥323,116 | ¥58,160,851 | ¥8,660,851 |
| 15 | 2.30% | ¥325,421 | ¥58,575,712 | ¥9,075,712 |
| 15 | 2.40% | ¥327,736 | ¥58,992,402 | ¥9,492,402 |
| 15 | 2.50% | ¥330,061 | ¥59,410,919 | ¥9,910,919 |
| 15 | 2.60% | ¥332,396 | ¥59,831,260 | ¥10,331,260 |
| 15 | 2.70% | ¥334,741 | ¥60,253,423 | ¥10,753,423 |
| 15 | 2.80% | ¥337,097 | ¥60,677,407 | ¥11,177,407 |
| 15 | 2.90% | ¥339,462 | ¥61,103,208 | ¥11,603,208 |
| 15 | 3.00% | ¥341,838 | ¥61,530,824 | ¥12,030,824 |
4950万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥427,226 | ¥51,267,141 | ¥1,767,141 |
| 10 | 0.80% | ¥429,357 | ¥51,522,887 | ¥2,022,887 |
| 10 | 0.90% | ¥431,495 | ¥51,779,456 | ¥2,279,456 |
| 10 | 1.00% | ¥433,640 | ¥52,036,848 | ¥2,536,848 |
| 10 | 1.10% | ¥435,792 | ¥52,295,064 | ¥2,795,064 |
| 10 | 1.20% | ¥437,951 | ¥52,554,102 | ¥3,054,102 |
| 10 | 1.30% | ¥440,116 | ¥52,813,963 | ¥3,313,963 |
| 10 | 1.40% | ¥442,289 | ¥53,074,646 | ¥3,574,646 |
| 10 | 1.50% | ¥444,468 | ¥53,336,151 | ¥3,836,151 |
| 10 | 1.60% | ¥446,654 | ¥53,598,477 | ¥4,098,477 |
| 10 | 1.70% | ¥448,847 | ¥53,861,625 | ¥4,361,625 |
| 10 | 1.80% | ¥451,047 | ¥54,125,594 | ¥4,625,594 |
| 10 | 1.90% | ¥453,253 | ¥54,390,383 | ¥4,890,383 |
| 10 | 2.00% | ¥455,467 | ¥54,655,992 | ¥5,155,992 |
| 10 | 2.10% | ¥457,687 | ¥54,922,420 | ¥5,422,420 |
| 10 | 2.20% | ¥459,914 | ¥55,189,668 | ¥5,689,668 |
| 10 | 2.30% | ¥462,148 | ¥55,457,734 | ¥5,957,734 |
| 10 | 2.40% | ¥464,388 | ¥55,726,619 | ¥6,226,619 |
| 10 | 2.50% | ¥466,636 | ¥55,996,322 | ¥6,496,322 |
| 10 | 2.60% | ¥468,890 | ¥56,266,841 | ¥6,766,841 |
| 10 | 2.70% | ¥471,151 | ¥56,538,178 | ¥7,038,178 |
| 10 | 2.80% | ¥473,419 | ¥56,810,331 | ¥7,310,331 |
| 10 | 2.90% | ¥475,694 | ¥57,083,299 | ¥7,583,299 |
| 10 | 3.00% | ¥477,976 | ¥57,357,082 | ¥7,857,082 |
