4950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4950万円の住宅ローン｜期間・年数別
4950万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥97,802 |
¥58,681,073 |
¥9,181,073 |
| 50 |
0.80% |
¥100,124 |
¥60,074,527 |
¥10,574,527 |
| 50 |
0.90% |
¥102,480 |
¥61,488,257 |
¥11,988,257 |
| 50 |
1.00% |
¥104,870 |
¥62,922,177 |
¥13,422,177 |
| 50 |
1.10% |
¥107,294 |
¥64,376,187 |
¥14,876,187 |
| 50 |
1.20% |
¥109,750 |
¥65,850,183 |
¥16,350,183 |
| 50 |
1.30% |
¥112,240 |
¥67,344,046 |
¥17,844,046 |
| 50 |
1.40% |
¥114,763 |
¥68,857,653 |
¥19,357,653 |
| 50 |
1.50% |
¥117,318 |
¥70,390,869 |
¥20,890,869 |
| 50 |
1.60% |
¥119,906 |
¥71,943,551 |
¥22,443,551 |
| 50 |
1.70% |
¥122,526 |
¥73,515,550 |
¥24,015,550 |
| 50 |
1.80% |
¥125,178 |
¥75,106,706 |
¥25,606,706 |
| 50 |
1.90% |
¥127,861 |
¥76,716,853 |
¥27,216,853 |
| 50 |
2.00% |
¥130,576 |
¥78,345,817 |
¥28,845,817 |
| 50 |
2.10% |
¥133,322 |
¥79,993,416 |
¥30,493,416 |
| 50 |
2.20% |
¥136,099 |
¥81,659,463 |
¥32,159,463 |
| 50 |
2.30% |
¥138,906 |
¥83,343,762 |
¥33,843,762 |
| 50 |
2.40% |
¥141,744 |
¥85,046,113 |
¥35,546,113 |
| 50 |
2.50% |
¥144,611 |
¥86,766,308 |
¥37,266,308 |
| 50 |
2.60% |
¥147,507 |
¥88,504,135 |
¥39,004,135 |
| 50 |
2.70% |
¥150,432 |
¥90,259,374 |
¥40,759,374 |
| 50 |
2.80% |
¥153,386 |
¥92,031,804 |
¥42,531,804 |
| 50 |
2.90% |
¥156,369 |
¥93,821,196 |
¥44,321,196 |
| 50 |
3.00% |
¥159,379 |
¥95,627,317 |
¥46,127,317 |
4950万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥106,887 |
¥57,719,195 |
¥8,219,195 |
| 45 |
0.80% |
¥109,185 |
¥58,959,770 |
¥9,459,770 |
| 45 |
0.90% |
¥111,513 |
¥60,216,819 |
¥10,716,819 |
| 45 |
1.00% |
¥113,871 |
¥61,490,285 |
¥11,990,285 |
| 45 |
1.10% |
¥116,259 |
¥62,780,101 |
¥13,280,101 |
| 45 |
1.20% |
¥118,678 |
¥64,086,198 |
¥14,586,198 |
| 45 |
1.30% |
¥121,127 |
¥65,408,498 |
¥15,908,498 |
| 45 |
1.40% |
¥123,605 |
¥66,746,917 |
¥17,246,917 |
| 45 |
1.50% |
¥126,114 |
¥68,101,368 |
¥18,601,368 |
| 45 |
1.60% |
¥128,651 |
¥69,471,754 |
¥19,971,754 |
| 45 |
1.70% |
¥131,218 |
¥70,857,975 |
¥21,357,975 |
| 45 |
1.80% |
¥133,815 |
¥72,259,925 |
¥22,759,925 |
| 45 |
1.90% |
¥136,440 |
¥73,677,493 |
¥24,177,493 |
| 45 |
2.00% |
¥139,094 |
¥75,110,562 |
¥25,610,562 |
| 45 |
2.10% |
¥141,776 |
¥76,559,010 |
¥27,059,010 |
| 45 |
2.20% |
¥144,486 |
¥78,022,710 |
¥28,522,710 |
| 45 |
2.30% |
¥147,225 |
¥79,501,531 |
¥30,001,531 |
| 45 |
2.40% |
¥149,991 |
¥80,995,336 |
¥31,495,336 |
| 45 |
2.50% |
¥152,785 |
¥82,503,986 |
¥33,003,986 |
| 45 |
2.60% |
¥155,606 |
¥84,027,336 |
¥34,527,336 |
| 45 |
2.70% |
¥158,454 |
¥85,565,237 |
¥36,065,237 |
| 45 |
2.80% |
¥161,329 |
¥87,117,535 |
¥37,617,535 |
| 45 |
2.90% |
¥164,230 |
¥88,684,076 |
¥39,184,076 |
| 45 |
3.00% |
¥167,157 |
¥90,264,700 |
¥40,764,700 |
4950万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥118,265 |
¥56,767,320 |
¥7,267,320 |
| 40 |
0.80% |
¥120,538 |
¥57,858,039 |
¥8,358,039 |
| 40 |
0.90% |
¥122,837 |
¥58,961,810 |
¥9,461,810 |
| 40 |
1.00% |
¥125,164 |
¥60,078,596 |
¥10,578,596 |
| 40 |
1.10% |
¥127,517 |
¥61,208,357 |
¥11,708,357 |
| 40 |
1.20% |
¥129,898 |
¥62,351,047 |
¥12,851,047 |
| 40 |
1.30% |
¥132,305 |
¥63,506,617 |
¥14,006,617 |
| 40 |
1.40% |
¥134,740 |
¥64,675,016 |
¥15,175,016 |
| 40 |
1.50% |
¥137,200 |
¥65,856,186 |
¥16,356,186 |
| 40 |
1.60% |
¥139,688 |
¥67,050,067 |
¥17,550,067 |
| 40 |
1.70% |
¥142,201 |
¥68,256,595 |
¥18,756,595 |
| 40 |
1.80% |
¥144,741 |
¥69,475,704 |
¥19,975,704 |
| 40 |
1.90% |
¥147,307 |
¥70,707,321 |
¥21,207,321 |
| 40 |
2.00% |
¥149,899 |
¥71,951,372 |
¥22,451,372 |
| 40 |
2.10% |
¥152,516 |
¥73,207,780 |
¥23,707,780 |
| 40 |
2.20% |
¥155,159 |
¥74,476,463 |
¥24,976,463 |
| 40 |
2.30% |
¥157,828 |
¥75,757,337 |
¥26,257,337 |
| 40 |
2.40% |
¥160,521 |
¥77,050,315 |
¥27,550,315 |
| 40 |
2.50% |
¥163,240 |
¥78,355,307 |
¥28,855,307 |
| 40 |
2.60% |
¥165,984 |
¥79,672,218 |
¥30,172,218 |
| 40 |
2.70% |
¥168,752 |
¥81,000,953 |
¥31,500,953 |
| 40 |
2.80% |
¥171,545 |
¥82,341,413 |
¥32,841,413 |
| 40 |
2.90% |
¥174,361 |
¥83,693,496 |
¥34,193,496 |
| 40 |
3.00% |
¥177,202 |
¥85,057,099 |
¥35,557,099 |
4950万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥132,918 |
¥55,825,470 |
¥6,325,470 |
| 35 |
0.80% |
¥135,165 |
¥56,769,369 |
¥7,269,369 |
| 35 |
0.90% |
¥137,436 |
¥57,723,285 |
¥8,223,285 |
| 35 |
1.00% |
¥139,731 |
¥58,687,197 |
¥9,187,197 |
| 35 |
1.10% |
¥142,050 |
¥59,661,079 |
¥10,161,079 |
| 35 |
1.20% |
¥144,393 |
¥60,644,905 |
¥11,144,905 |
| 35 |
1.30% |
¥146,759 |
¥61,638,646 |
¥12,138,646 |
| 35 |
1.40% |
¥149,148 |
¥62,642,271 |
¥13,142,271 |
| 35 |
1.50% |
¥151,561 |
¥63,655,745 |
¥14,155,745 |
| 35 |
1.60% |
¥153,998 |
¥64,679,033 |
¥15,179,033 |
| 35 |
1.70% |
¥156,457 |
¥65,712,097 |
¥16,212,097 |
| 35 |
1.80% |
¥158,940 |
¥66,754,897 |
¥17,254,897 |
| 35 |
1.90% |
¥161,446 |
¥67,807,389 |
¥18,307,389 |
| 35 |
2.00% |
¥163,975 |
¥68,869,530 |
¥19,369,530 |
| 35 |
2.10% |
¥166,527 |
¥69,941,272 |
¥20,441,272 |
| 35 |
2.20% |
¥169,101 |
¥71,022,568 |
¥21,522,568 |
| 35 |
2.30% |
¥171,698 |
¥72,113,365 |
¥22,613,365 |
| 35 |
2.40% |
¥174,318 |
¥73,213,613 |
¥23,713,613 |
| 35 |
2.50% |
¥176,960 |
¥74,323,255 |
¥24,823,255 |
| 35 |
2.60% |
¥179,624 |
¥75,442,236 |
¥25,942,236 |
| 35 |
2.70% |
¥182,311 |
¥76,570,498 |
¥27,070,498 |
| 35 |
2.80% |
¥185,019 |
¥77,707,979 |
¥28,207,979 |
| 35 |
2.90% |
¥187,749 |
¥78,854,619 |
¥29,354,619 |
| 35 |
3.00% |
¥190,501 |
¥80,010,354 |
¥30,510,354 |
4950万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥152,482 |
¥54,893,662 |
¥5,393,662 |
| 30 |
0.80% |
¥154,705 |
¥55,693,791 |
¥6,193,791 |
| 30 |
0.90% |
¥156,948 |
¥56,501,296 |
¥7,001,296 |
| 30 |
1.00% |
¥159,212 |
¥57,316,163 |
¥7,816,163 |
| 30 |
1.10% |
¥161,495 |
¥58,138,379 |
¥8,638,379 |
| 30 |
1.20% |
¥163,800 |
¥58,967,929 |
¥9,467,929 |
| 30 |
1.30% |
¥166,124 |
¥59,804,798 |
¥10,304,798 |
| 30 |
1.40% |
¥168,469 |
¥60,648,969 |
¥11,148,969 |
| 30 |
1.50% |
¥170,835 |
¥61,500,422 |
¥12,000,422 |
| 30 |
1.60% |
¥173,220 |
¥62,359,137 |
¥12,859,137 |
| 30 |
1.70% |
¥175,625 |
¥63,225,095 |
¥13,725,095 |
| 30 |
1.80% |
¥178,051 |
¥64,098,272 |
¥14,598,272 |
| 30 |
1.90% |
¥180,496 |
¥64,978,645 |
¥15,478,645 |
| 30 |
2.00% |
¥182,962 |
¥65,866,190 |
¥16,366,190 |
| 30 |
2.10% |
¥185,447 |
¥66,760,881 |
¥17,260,881 |
| 30 |
2.20% |
¥187,952 |
¥67,662,690 |
¥18,162,690 |
| 30 |
2.30% |
¥190,477 |
¥68,571,590 |
¥19,071,590 |
| 30 |
2.40% |
¥193,021 |
¥69,487,551 |
¥19,987,551 |
| 30 |
2.50% |
¥195,585 |
¥70,410,544 |
¥20,910,544 |
| 30 |
2.60% |
¥198,168 |
¥71,340,537 |
¥21,840,537 |
| 30 |
2.70% |
¥200,771 |
¥72,277,496 |
¥22,777,496 |
| 30 |
2.80% |
¥203,393 |
¥73,221,390 |
¥23,721,390 |
| 30 |
2.90% |
¥206,034 |
¥74,172,182 |
¥24,672,182 |
| 30 |
3.00% |
¥208,694 |
¥75,129,839 |
¥25,629,839 |
4950万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥179,906 |
¥53,971,913 |
¥4,471,913 |
| 25 |
0.80% |
¥182,104 |
¥54,631,333 |
¥5,131,333 |
| 25 |
0.90% |
¥184,320 |
¥55,295,884 |
¥5,795,884 |
| 25 |
1.00% |
¥186,552 |
¥55,965,559 |
¥6,465,559 |
| 25 |
1.10% |
¥188,801 |
¥56,640,352 |
¥7,140,352 |
| 25 |
1.20% |
¥191,068 |
¥57,320,256 |
¥7,820,256 |
| 25 |
1.30% |
¥193,351 |
¥58,005,261 |
¥8,505,261 |
| 25 |
1.40% |
¥195,651 |
¥58,695,360 |
¥9,195,360 |
| 25 |
1.50% |
¥197,968 |
¥59,390,544 |
¥9,890,544 |
| 25 |
1.60% |
¥200,303 |
¥60,090,803 |
¥10,590,803 |
| 25 |
1.70% |
¥202,654 |
¥60,796,126 |
¥11,296,126 |
| 25 |
1.80% |
¥205,022 |
¥61,506,503 |
¥12,006,503 |
| 25 |
1.90% |
¥207,406 |
¥62,221,921 |
¥12,721,921 |
| 25 |
2.00% |
¥209,808 |
¥62,942,369 |
¥13,442,369 |
| 25 |
2.10% |
¥212,226 |
¥63,667,834 |
¥14,167,834 |
| 25 |
2.20% |
¥214,661 |
¥64,398,302 |
¥14,898,302 |
| 25 |
2.30% |
¥217,113 |
¥65,133,760 |
¥15,633,760 |
| 25 |
2.40% |
¥219,581 |
¥65,874,192 |
¥16,374,192 |
| 25 |
2.50% |
¥222,065 |
¥66,619,585 |
¥17,119,585 |
| 25 |
2.60% |
¥224,566 |
¥67,369,922 |
¥17,869,922 |
| 25 |
2.70% |
¥227,084 |
¥68,125,187 |
¥18,625,187 |
| 25 |
2.80% |
¥229,618 |
¥68,885,363 |
¥19,385,363 |
| 25 |
2.90% |
¥232,168 |
¥69,650,433 |
¥20,150,433 |
| 25 |
3.00% |
¥234,735 |
¥70,420,380 |
¥20,920,380 |
4950万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥221,084 |
¥53,060,236 |
¥3,560,236 |
| 20 |
0.80% |
¥223,258 |
¥53,582,018 |
¥4,082,018 |
| 20 |
0.90% |
¥225,446 |
¥54,107,088 |
¥4,607,088 |
| 20 |
1.00% |
¥227,648 |
¥54,635,444 |
¥5,135,444 |
| 20 |
1.10% |
¥229,863 |
¥55,167,082 |
¥5,667,082 |
| 20 |
1.20% |
¥232,092 |
¥55,702,000 |
¥6,202,000 |
| 20 |
1.30% |
¥234,334 |
¥56,240,194 |
¥6,740,194 |
| 20 |
1.40% |
¥236,590 |
¥56,781,660 |
¥7,281,660 |
| 20 |
1.50% |
¥238,860 |
¥57,326,395 |
¥7,826,395 |
| 20 |
1.60% |
¥241,143 |
¥57,874,394 |
¥8,374,394 |
| 20 |
1.70% |
¥243,440 |
¥58,425,653 |
¥8,925,653 |
| 20 |
1.80% |
¥245,751 |
¥58,980,167 |
¥9,480,167 |
| 20 |
1.90% |
¥248,075 |
¥59,537,931 |
¥10,037,931 |
| 20 |
2.00% |
¥250,412 |
¥60,098,940 |
¥10,598,940 |
| 20 |
2.10% |
¥252,763 |
¥60,663,189 |
¥11,163,189 |
| 20 |
2.20% |
¥255,128 |
¥61,230,672 |
¥11,730,672 |
| 20 |
2.30% |
¥257,506 |
¥61,801,383 |
¥12,301,383 |
| 20 |
2.40% |
¥259,897 |
¥62,375,316 |
¥12,875,316 |
| 20 |
2.50% |
¥262,302 |
¥62,952,464 |
¥13,452,464 |
| 20 |
2.60% |
¥264,720 |
¥63,532,821 |
¥14,032,821 |
| 20 |
2.70% |
¥267,152 |
¥64,116,379 |
¥14,616,379 |
| 20 |
2.80% |
¥269,596 |
¥64,703,133 |
¥15,203,133 |
| 20 |
2.90% |
¥272,054 |
¥65,293,074 |
¥15,793,074 |
| 20 |
3.00% |
¥274,526 |
¥65,886,195 |
¥16,386,195 |
4950万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥289,770 |
¥52,158,643 |
¥2,658,643 |
| 15 |
0.80% |
¥291,921 |
¥52,545,864 |
¥3,045,864 |
| 15 |
0.90% |
¥294,083 |
¥52,934,937 |
¥3,434,937 |
| 15 |
1.00% |
¥296,255 |
¥53,325,861 |
¥3,825,861 |
| 15 |
1.10% |
¥298,437 |
¥53,718,635 |
¥4,218,635 |
| 15 |
1.20% |
¥300,629 |
¥54,113,257 |
¥4,613,257 |
| 15 |
1.30% |
¥302,832 |
¥54,509,727 |
¥5,009,727 |
| 15 |
1.40% |
¥305,045 |
¥54,908,043 |
¥5,408,043 |
| 15 |
1.50% |
¥307,268 |
¥55,308,203 |
¥5,808,203 |
| 15 |
1.60% |
¥309,501 |
¥55,710,207 |
¥6,210,207 |
| 15 |
1.70% |
¥311,745 |
¥56,114,053 |
¥6,614,053 |
| 15 |
1.80% |
¥313,999 |
¥56,519,739 |
¥7,019,739 |
| 15 |
1.90% |
¥316,263 |
¥56,927,264 |
¥7,427,264 |
| 15 |
2.00% |
¥318,537 |
¥57,336,625 |
¥7,836,625 |
| 15 |
2.10% |
¥320,821 |
¥57,747,822 |
¥8,247,822 |
| 15 |
2.20% |
¥323,116 |
¥58,160,851 |
¥8,660,851 |
| 15 |
2.30% |
¥325,421 |
¥58,575,712 |
¥9,075,712 |
| 15 |
2.40% |
¥327,736 |
¥58,992,402 |
¥9,492,402 |
| 15 |
2.50% |
¥330,061 |
¥59,410,919 |
¥9,910,919 |
| 15 |
2.60% |
¥332,396 |
¥59,831,260 |
¥10,331,260 |
| 15 |
2.70% |
¥334,741 |
¥60,253,423 |
¥10,753,423 |
| 15 |
2.80% |
¥337,097 |
¥60,677,407 |
¥11,177,407 |
| 15 |
2.90% |
¥339,462 |
¥61,103,208 |
¥11,603,208 |
| 15 |
3.00% |
¥341,838 |
¥61,530,824 |
¥12,030,824 |
4950万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥427,226 |
¥51,267,141 |
¥1,767,141 |
| 10 |
0.80% |
¥429,357 |
¥51,522,887 |
¥2,022,887 |
| 10 |
0.90% |
¥431,495 |
¥51,779,456 |
¥2,279,456 |
| 10 |
1.00% |
¥433,640 |
¥52,036,848 |
¥2,536,848 |
| 10 |
1.10% |
¥435,792 |
¥52,295,064 |
¥2,795,064 |
| 10 |
1.20% |
¥437,951 |
¥52,554,102 |
¥3,054,102 |
| 10 |
1.30% |
¥440,116 |
¥52,813,963 |
¥3,313,963 |
| 10 |
1.40% |
¥442,289 |
¥53,074,646 |
¥3,574,646 |
| 10 |
1.50% |
¥444,468 |
¥53,336,151 |
¥3,836,151 |
| 10 |
1.60% |
¥446,654 |
¥53,598,477 |
¥4,098,477 |
| 10 |
1.70% |
¥448,847 |
¥53,861,625 |
¥4,361,625 |
| 10 |
1.80% |
¥451,047 |
¥54,125,594 |
¥4,625,594 |
| 10 |
1.90% |
¥453,253 |
¥54,390,383 |
¥4,890,383 |
| 10 |
2.00% |
¥455,467 |
¥54,655,992 |
¥5,155,992 |
| 10 |
2.10% |
¥457,687 |
¥54,922,420 |
¥5,422,420 |
| 10 |
2.20% |
¥459,914 |
¥55,189,668 |
¥5,689,668 |
| 10 |
2.30% |
¥462,148 |
¥55,457,734 |
¥5,957,734 |
| 10 |
2.40% |
¥464,388 |
¥55,726,619 |
¥6,226,619 |
| 10 |
2.50% |
¥466,636 |
¥55,996,322 |
¥6,496,322 |
| 10 |
2.60% |
¥468,890 |
¥56,266,841 |
¥6,766,841 |
| 10 |
2.70% |
¥471,151 |
¥56,538,178 |
¥7,038,178 |
| 10 |
2.80% |
¥473,419 |
¥56,810,331 |
¥7,310,331 |
| 10 |
2.90% |
¥475,694 |
¥57,083,299 |
¥7,583,299 |
| 10 |
3.00% |
¥477,976 |
¥57,357,082 |
¥7,857,082 |
