4960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4960万円の住宅ローン｜期間・年数別
4960万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥97,999 | ¥58,799,621 | ¥9,199,621 |
| 50 | 0.80% | ¥100,326 | ¥60,195,889 | ¥10,595,889 |
| 50 | 0.90% | ¥102,687 | ¥61,612,476 | ¥12,012,476 |
| 50 | 1.00% | ¥105,082 | ¥63,049,292 | ¥13,449,292 |
| 50 | 1.10% | ¥107,510 | ¥64,506,240 | ¥14,906,240 |
| 50 | 1.20% | ¥109,972 | ¥65,983,213 | ¥16,383,213 |
| 50 | 1.30% | ¥112,467 | ¥67,480,095 | ¥17,880,095 |
| 50 | 1.40% | ¥114,995 | ¥68,996,759 | ¥19,396,759 |
| 50 | 1.50% | ¥117,555 | ¥70,533,073 | ¥20,933,073 |
| 50 | 1.60% | ¥120,148 | ¥72,088,892 | ¥22,488,892 |
| 50 | 1.70% | ¥122,773 | ¥73,664,066 | ¥24,064,066 |
| 50 | 1.80% | ¥125,431 | ¥75,258,437 | ¥25,658,437 |
| 50 | 1.90% | ¥128,120 | ¥76,871,837 | ¥27,271,837 |
| 50 | 2.00% | ¥130,840 | ¥78,504,091 | ¥28,904,091 |
| 50 | 2.10% | ¥133,592 | ¥80,155,019 | ¥30,555,019 |
| 50 | 2.20% | ¥136,374 | ¥81,824,431 | ¥32,224,431 |
| 50 | 2.30% | ¥139,187 | ¥83,512,133 | ¥33,912,133 |
| 50 | 2.40% | ¥142,030 | ¥85,217,923 | ¥35,617,923 |
| 50 | 2.50% | ¥144,903 | ¥86,941,594 | ¥37,341,594 |
| 50 | 2.60% | ¥147,805 | ¥88,682,931 | ¥39,082,931 |
| 50 | 2.70% | ¥150,736 | ¥90,441,717 | ¥40,841,717 |
| 50 | 2.80% | ¥153,696 | ¥92,217,727 | ¥42,617,727 |
| 50 | 2.90% | ¥156,685 | ¥94,010,734 | ¥44,410,734 |
| 50 | 3.00% | ¥159,701 | ¥95,820,503 | ¥46,220,503 |
4960万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥107,103 | ¥57,835,800 | ¥8,235,800 |
| 45 | 0.80% | ¥109,405 | ¥59,078,881 | ¥9,478,881 |
| 45 | 0.90% | ¥111,738 | ¥60,338,469 | ¥10,738,469 |
| 45 | 1.00% | ¥114,101 | ¥61,614,507 | ¥12,014,507 |
| 45 | 1.10% | ¥116,494 | ¥62,906,930 | ¥13,306,930 |
| 45 | 1.20% | ¥118,918 | ¥64,215,665 | ¥14,615,665 |
| 45 | 1.30% | ¥121,372 | ¥65,540,636 | ¥15,940,636 |
| 45 | 1.40% | ¥123,855 | ¥66,881,760 | ¥17,281,760 |
| 45 | 1.50% | ¥126,368 | ¥68,238,946 | ¥18,638,946 |
| 45 | 1.60% | ¥128,911 | ¥69,612,101 | ¥20,012,101 |
| 45 | 1.70% | ¥131,484 | ¥71,001,123 | ¥21,401,123 |
| 45 | 1.80% | ¥134,085 | ¥72,405,905 | ¥22,805,905 |
| 45 | 1.90% | ¥136,715 | ¥73,826,337 | ¥24,226,337 |
| 45 | 2.00% | ¥139,375 | ¥75,262,301 | ¥25,662,301 |
| 45 | 2.10% | ¥142,062 | ¥76,713,674 | ¥27,113,674 |
| 45 | 2.20% | ¥144,778 | ¥78,180,332 | ¥28,580,332 |
| 45 | 2.30% | ¥147,522 | ¥79,662,140 | ¥30,062,140 |
| 45 | 2.40% | ¥150,294 | ¥81,158,963 | ¥31,558,963 |
| 45 | 2.50% | ¥153,094 | ¥82,670,661 | ¥33,070,661 |
| 45 | 2.60% | ¥155,921 | ¥84,197,088 | ¥34,597,088 |
| 45 | 2.70% | ¥158,774 | ¥85,738,096 | ¥36,138,096 |
| 45 | 2.80% | ¥161,655 | ¥87,293,530 | ¥37,693,530 |
| 45 | 2.90% | ¥164,562 | ¥88,863,236 | ¥39,263,236 |
| 45 | 3.00% | ¥167,495 | ¥90,447,053 | ¥40,847,053 |
4960万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥118,504 | ¥56,882,002 | ¥7,282,002 |
| 40 | 0.80% | ¥120,781 | ¥57,974,924 | ¥8,374,924 |
| 40 | 0.90% | ¥123,085 | ¥59,080,925 | ¥9,480,925 |
| 40 | 1.00% | ¥125,417 | ¥60,199,967 | ¥10,599,967 |
| 40 | 1.10% | ¥127,775 | ¥61,332,010 | ¥11,732,010 |
| 40 | 1.20% | ¥130,160 | ¥62,477,008 | ¥12,877,008 |
| 40 | 1.30% | ¥132,573 | ¥63,634,914 | ¥14,034,914 |
| 40 | 1.40% | ¥135,012 | ¥64,805,673 | ¥15,205,673 |
| 40 | 1.50% | ¥137,478 | ¥65,989,229 | ¥16,389,229 |
| 40 | 1.60% | ¥139,970 | ¥67,185,522 | ¥17,585,522 |
| 40 | 1.70% | ¥142,489 | ¥68,394,487 | ¥18,794,487 |
| 40 | 1.80% | ¥145,033 | ¥69,616,058 | ¥20,016,058 |
| 40 | 1.90% | ¥147,605 | ¥70,850,164 | ¥21,250,164 |
| 40 | 2.00% | ¥150,202 | ¥72,096,728 | ¥22,496,728 |
| 40 | 2.10% | ¥152,824 | ¥73,355,674 | ¥23,755,674 |
| 40 | 2.20% | ¥155,473 | ¥74,626,920 | ¥25,026,920 |
| 40 | 2.30% | ¥158,147 | ¥75,910,382 | ¥26,310,382 |
| 40 | 2.40% | ¥160,846 | ¥77,205,973 | ¥27,605,973 |
| 40 | 2.50% | ¥163,570 | ¥78,513,600 | ¥28,913,600 |
| 40 | 2.60% | ¥166,319 | ¥79,833,172 | ¥30,233,172 |
| 40 | 2.70% | ¥169,093 | ¥81,164,591 | ¥31,564,591 |
| 40 | 2.80% | ¥171,891 | ¥82,507,759 | ¥32,907,759 |
| 40 | 2.90% | ¥174,714 | ¥83,862,574 | ¥34,262,574 |
| 40 | 3.00% | ¥177,560 | ¥85,228,931 | ¥35,628,931 |
4960万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥133,186 | ¥55,938,249 | ¥6,338,249 |
| 35 | 0.80% | ¥135,438 | ¥56,884,055 | ¥7,284,055 |
| 35 | 0.90% | ¥137,714 | ¥57,839,898 | ¥8,239,898 |
| 35 | 1.00% | ¥140,014 | ¥58,805,757 | ¥9,205,757 |
| 35 | 1.10% | ¥142,337 | ¥59,781,606 | ¥10,181,606 |
| 35 | 1.20% | ¥144,684 | ¥60,767,420 | ¥11,167,420 |
| 35 | 1.30% | ¥147,055 | ¥61,763,169 | ¥12,163,169 |
| 35 | 1.40% | ¥149,450 | ¥62,768,821 | ¥13,168,821 |
| 35 | 1.50% | ¥151,867 | ¥63,784,342 | ¥14,184,342 |
| 35 | 1.60% | ¥154,309 | ¥64,809,698 | ¥15,209,698 |
| 35 | 1.70% | ¥156,773 | ¥65,844,849 | ¥16,244,849 |
| 35 | 1.80% | ¥159,261 | ¥66,889,755 | ¥17,289,755 |
| 35 | 1.90% | ¥161,772 | ¥67,944,374 | ¥18,344,374 |
| 35 | 2.00% | ¥164,306 | ¥69,008,660 | ¥19,408,660 |
| 35 | 2.10% | ¥166,863 | ¥70,082,568 | ¥20,482,568 |
| 35 | 2.20% | ¥169,443 | ¥71,166,048 | ¥21,566,048 |
| 35 | 2.30% | ¥172,045 | ¥72,259,049 | ¥22,659,049 |
| 35 | 2.40% | ¥174,670 | ¥73,361,519 | ¥23,761,519 |
| 35 | 2.50% | ¥177,318 | ¥74,473,403 | ¥24,873,403 |
| 35 | 2.60% | ¥179,987 | ¥75,594,645 | ¥25,994,645 |
| 35 | 2.70% | ¥182,679 | ¥76,725,186 | ¥27,125,186 |
| 35 | 2.80% | ¥185,393 | ¥77,864,965 | ¥28,264,965 |
| 35 | 2.90% | ¥188,128 | ¥79,013,922 | ¥29,413,922 |
| 35 | 3.00% | ¥190,886 | ¥80,171,992 | ¥30,571,992 |
4960万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥152,790 | ¥55,004,558 | ¥5,404,558 |
| 30 | 0.80% | ¥155,018 | ¥55,806,304 | ¥6,206,304 |
| 30 | 0.90% | ¥157,265 | ¥56,615,440 | ¥7,015,440 |
| 30 | 1.00% | ¥159,533 | ¥57,431,953 | ¥7,831,953 |
| 30 | 1.10% | ¥161,822 | ¥58,255,830 | ¥8,655,830 |
| 30 | 1.20% | ¥164,131 | ¥59,087,056 | ¥9,487,056 |
| 30 | 1.30% | ¥166,460 | ¥59,925,616 | ¥10,325,616 |
| 30 | 1.40% | ¥168,810 | ¥60,771,492 | ¥11,171,492 |
| 30 | 1.50% | ¥171,180 | ¥61,624,665 | ¥12,024,665 |
| 30 | 1.60% | ¥173,570 | ¥62,485,115 | ¥12,885,115 |
| 30 | 1.70% | ¥175,980 | ¥63,352,822 | ¥13,752,822 |
| 30 | 1.80% | ¥178,410 | ¥64,227,763 | ¥14,627,763 |
| 30 | 1.90% | ¥180,861 | ¥65,109,915 | ¥15,509,915 |
| 30 | 2.00% | ¥183,331 | ¥65,999,253 | ¥16,399,253 |
| 30 | 2.10% | ¥185,822 | ¥66,895,751 | ¥17,295,751 |
| 30 | 2.20% | ¥188,332 | ¥67,799,382 | ¥18,199,382 |
| 30 | 2.30% | ¥190,861 | ¥68,710,118 | ¥19,110,118 |
| 30 | 2.40% | ¥193,411 | ¥69,627,930 | ¥20,027,930 |
| 30 | 2.50% | ¥195,980 | ¥70,552,788 | ¥20,952,788 |
| 30 | 2.60% | ¥198,568 | ¥71,484,659 | ¥21,884,659 |
| 30 | 2.70% | ¥201,176 | ¥72,423,511 | ¥22,823,511 |
| 30 | 2.80% | ¥203,804 | ¥73,369,312 | ¥23,769,312 |
| 30 | 2.90% | ¥206,450 | ¥74,322,025 | ¥24,722,025 |
| 30 | 3.00% | ¥209,116 | ¥75,281,616 | ¥25,681,616 |
4960万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥180,270 | ¥54,080,947 | ¥4,480,947 |
| 25 | 0.80% | ¥182,472 | ¥54,741,700 | ¥5,141,700 |
| 25 | 0.90% | ¥184,692 | ¥55,407,593 | ¥5,807,593 |
| 25 | 1.00% | ¥186,929 | ¥56,078,621 | ¥6,478,621 |
| 25 | 1.10% | ¥189,183 | ¥56,754,777 | ¥7,154,777 |
| 25 | 1.20% | ¥191,454 | ¥57,436,054 | ¥7,836,054 |
| 25 | 1.30% | ¥193,741 | ¥58,122,443 | ¥8,522,443 |
| 25 | 1.40% | ¥196,046 | ¥58,813,937 | ¥9,213,937 |
| 25 | 1.50% | ¥198,368 | ¥59,510,525 | ¥9,910,525 |
| 25 | 1.60% | ¥200,707 | ¥60,212,199 | ¥10,612,199 |
| 25 | 1.70% | ¥203,063 | ¥60,918,947 | ¥11,318,947 |
| 25 | 1.80% | ¥205,436 | ¥61,630,759 | ¥12,030,759 |
| 25 | 1.90% | ¥207,825 | ¥62,347,622 | ¥12,747,622 |
| 25 | 2.00% | ¥210,232 | ¥63,069,526 | ¥13,469,526 |
| 25 | 2.10% | ¥212,655 | ¥63,796,456 | ¥14,196,456 |
| 25 | 2.20% | ¥215,095 | ¥64,528,400 | ¥14,928,400 |
| 25 | 2.30% | ¥217,551 | ¥65,265,343 | ¥15,665,343 |
| 25 | 2.40% | ¥220,024 | ¥66,007,272 | ¥16,407,272 |
| 25 | 2.50% | ¥222,514 | ¥66,754,170 | ¥17,154,170 |
| 25 | 2.60% | ¥225,020 | ¥67,506,023 | ¥17,906,023 |
| 25 | 2.70% | ¥227,543 | ¥68,262,813 | ¥18,662,813 |
| 25 | 2.80% | ¥230,082 | ¥69,024,525 | ¥19,424,525 |
| 25 | 2.90% | ¥232,637 | ¥69,791,141 | ¥20,191,141 |
| 25 | 3.00% | ¥235,209 | ¥70,562,644 | ¥20,962,644 |
4960万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥221,531 | ¥53,167,429 | ¥3,567,429 |
| 20 | 0.80% | ¥223,709 | ¥53,690,265 | ¥4,090,265 |
| 20 | 0.90% | ¥225,902 | ¥54,216,395 | ¥4,616,395 |
| 20 | 1.00% | ¥228,108 | ¥54,745,818 | ¥5,145,818 |
| 20 | 1.10% | ¥230,327 | ¥55,278,531 | ¥5,678,531 |
| 20 | 1.20% | ¥232,561 | ¥55,814,529 | ¥6,214,529 |
| 20 | 1.30% | ¥234,808 | ¥56,353,810 | ¥6,753,810 |
| 20 | 1.40% | ¥237,068 | ¥56,896,370 | ¥7,296,370 |
| 20 | 1.50% | ¥239,343 | ¥57,442,205 | ¥7,842,205 |
| 20 | 1.60% | ¥241,630 | ¥57,991,312 | ¥8,391,312 |
| 20 | 1.70% | ¥243,932 | ¥58,543,684 | ¥8,943,684 |
| 20 | 1.80% | ¥246,247 | ¥59,099,318 | ¥9,499,318 |
| 20 | 1.90% | ¥248,576 | ¥59,658,210 | ¥10,058,210 |
| 20 | 2.00% | ¥250,918 | ¥60,220,352 | ¥10,620,352 |
| 20 | 2.10% | ¥253,274 | ¥60,785,741 | ¥11,185,741 |
| 20 | 2.20% | ¥255,643 | ¥61,354,370 | ¥11,754,370 |
| 20 | 2.30% | ¥258,026 | ¥61,926,234 | ¥12,326,234 |
| 20 | 2.40% | ¥260,422 | ¥62,501,326 | ¥12,901,326 |
| 20 | 2.50% | ¥262,832 | ¥63,079,640 | ¥13,479,640 |
| 20 | 2.60% | ¥265,255 | ¥63,661,170 | ¥14,061,170 |
| 20 | 2.70% | ¥267,691 | ¥64,245,907 | ¥14,645,907 |
| 20 | 2.80% | ¥270,141 | ¥64,833,846 | ¥15,233,846 |
| 20 | 2.90% | ¥272,604 | ¥65,424,979 | ¥15,824,979 |
| 20 | 3.00% | ¥275,080 | ¥66,019,298 | ¥16,419,298 |
4960万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥290,356 | ¥52,264,014 | ¥2,664,014 |
| 15 | 0.80% | ¥292,511 | ¥52,652,017 | ¥3,052,017 |
| 15 | 0.90% | ¥294,677 | ¥53,041,877 | ¥3,441,877 |
| 15 | 1.00% | ¥296,853 | ¥53,433,590 | ¥3,833,590 |
| 15 | 1.10% | ¥299,040 | ¥53,827,157 | ¥4,227,157 |
| 15 | 1.20% | ¥301,237 | ¥54,222,577 | ¥4,622,577 |
| 15 | 1.30% | ¥303,444 | ¥54,619,847 | ¥5,019,847 |
| 15 | 1.40% | ¥305,661 | ¥55,018,968 | ¥5,418,968 |
| 15 | 1.50% | ¥307,889 | ¥55,419,937 | ¥5,819,937 |
| 15 | 1.60% | ¥310,126 | ¥55,822,753 | ¥6,222,753 |
| 15 | 1.70% | ¥312,375 | ¥56,227,415 | ¥6,627,415 |
| 15 | 1.80% | ¥314,633 | ¥56,633,920 | ¥7,033,920 |
| 15 | 1.90% | ¥316,901 | ¥57,042,268 | ¥7,442,268 |
| 15 | 2.00% | ¥319,180 | ¥57,452,457 | ¥7,852,457 |
| 15 | 2.10% | ¥321,469 | ¥57,864,484 | ¥8,264,484 |
| 15 | 2.20% | ¥323,769 | ¥58,278,348 | ¥8,678,348 |
| 15 | 2.30% | ¥326,078 | ¥58,694,047 | ¥9,094,047 |
| 15 | 2.40% | ¥328,398 | ¥59,111,578 | ¥9,511,578 |
| 15 | 2.50% | ¥330,727 | ¥59,530,941 | ¥9,930,941 |
| 15 | 2.60% | ¥333,067 | ¥59,952,131 | ¥10,352,131 |
| 15 | 2.70% | ¥335,417 | ¥60,375,148 | ¥10,775,148 |
| 15 | 2.80% | ¥337,778 | ¥60,799,988 | ¥11,199,988 |
| 15 | 2.90% | ¥340,148 | ¥61,226,649 | ¥11,626,649 |
| 15 | 3.00% | ¥342,528 | ¥61,655,129 | ¥12,055,129 |
4960万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥428,089 | ¥51,370,711 | ¥1,770,711 |
| 10 | 0.80% | ¥430,225 | ¥51,626,973 | ¥2,026,973 |
| 10 | 0.90% | ¥432,367 | ¥51,884,061 | ¥2,284,061 |
| 10 | 1.00% | ¥434,516 | ¥52,141,973 | ¥2,541,973 |
| 10 | 1.10% | ¥436,673 | ¥52,400,710 | ¥2,800,710 |
| 10 | 1.20% | ¥438,836 | ¥52,660,272 | ¥3,060,272 |
| 10 | 1.30% | ¥441,005 | ¥52,920,658 | ¥3,320,658 |
| 10 | 1.40% | ¥443,182 | ¥53,181,867 | ¥3,581,867 |
| 10 | 1.50% | ¥445,366 | ¥53,443,901 | ¥3,843,901 |
| 10 | 1.60% | ¥447,556 | ¥53,706,757 | ¥4,106,757 |
| 10 | 1.70% | ¥449,754 | ¥53,970,436 | ¥4,370,436 |
| 10 | 1.80% | ¥451,958 | ¥54,234,938 | ¥4,634,938 |
| 10 | 1.90% | ¥454,169 | ¥54,500,262 | ¥4,900,262 |
| 10 | 2.00% | ¥456,387 | ¥54,766,408 | ¥5,166,408 |
| 10 | 2.10% | ¥458,611 | ¥55,033,375 | ¥5,433,375 |
| 10 | 2.20% | ¥460,843 | ¥55,301,162 | ¥5,701,162 |
| 10 | 2.30% | ¥463,081 | ¥55,569,770 | ¥5,969,770 |
| 10 | 2.40% | ¥465,327 | ¥55,839,198 | ¥6,239,198 |
| 10 | 2.50% | ¥467,579 | ¥56,109,445 | ¥6,509,445 |
| 10 | 2.60% | ¥469,838 | ¥56,380,512 | ¥6,780,512 |
| 10 | 2.70% | ¥472,103 | ¥56,652,396 | ¥7,052,396 |
| 10 | 2.80% | ¥474,376 | ¥56,925,099 | ¥7,325,099 |
| 10 | 2.90% | ¥476,655 | ¥57,198,619 | ¥7,598,619 |
| 10 | 3.00% | ¥478,941 | ¥57,472,955 | ¥7,872,955 |
