4960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4960万円の住宅ローン|期間・年数別
4960万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥97,999 |
¥58,799,621 |
¥9,199,621 |
| 50 |
0.80% |
¥100,326 |
¥60,195,889 |
¥10,595,889 |
| 50 |
0.90% |
¥102,687 |
¥61,612,476 |
¥12,012,476 |
| 50 |
1.00% |
¥105,082 |
¥63,049,292 |
¥13,449,292 |
| 50 |
1.10% |
¥107,510 |
¥64,506,240 |
¥14,906,240 |
| 50 |
1.20% |
¥109,972 |
¥65,983,213 |
¥16,383,213 |
| 50 |
1.30% |
¥112,467 |
¥67,480,095 |
¥17,880,095 |
| 50 |
1.40% |
¥114,995 |
¥68,996,759 |
¥19,396,759 |
| 50 |
1.50% |
¥117,555 |
¥70,533,073 |
¥20,933,073 |
| 50 |
1.60% |
¥120,148 |
¥72,088,892 |
¥22,488,892 |
| 50 |
1.70% |
¥122,773 |
¥73,664,066 |
¥24,064,066 |
| 50 |
1.80% |
¥125,431 |
¥75,258,437 |
¥25,658,437 |
| 50 |
1.90% |
¥128,120 |
¥76,871,837 |
¥27,271,837 |
| 50 |
2.00% |
¥130,840 |
¥78,504,091 |
¥28,904,091 |
| 50 |
2.10% |
¥133,592 |
¥80,155,019 |
¥30,555,019 |
| 50 |
2.20% |
¥136,374 |
¥81,824,431 |
¥32,224,431 |
| 50 |
2.30% |
¥139,187 |
¥83,512,133 |
¥33,912,133 |
| 50 |
2.40% |
¥142,030 |
¥85,217,923 |
¥35,617,923 |
| 50 |
2.50% |
¥144,903 |
¥86,941,594 |
¥37,341,594 |
| 50 |
2.60% |
¥147,805 |
¥88,682,931 |
¥39,082,931 |
| 50 |
2.70% |
¥150,736 |
¥90,441,717 |
¥40,841,717 |
| 50 |
2.80% |
¥153,696 |
¥92,217,727 |
¥42,617,727 |
| 50 |
2.90% |
¥156,685 |
¥94,010,734 |
¥44,410,734 |
| 50 |
3.00% |
¥159,701 |
¥95,820,503 |
¥46,220,503 |
4960万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥107,103 |
¥57,835,800 |
¥8,235,800 |
| 45 |
0.80% |
¥109,405 |
¥59,078,881 |
¥9,478,881 |
| 45 |
0.90% |
¥111,738 |
¥60,338,469 |
¥10,738,469 |
| 45 |
1.00% |
¥114,101 |
¥61,614,507 |
¥12,014,507 |
| 45 |
1.10% |
¥116,494 |
¥62,906,930 |
¥13,306,930 |
| 45 |
1.20% |
¥118,918 |
¥64,215,665 |
¥14,615,665 |
| 45 |
1.30% |
¥121,372 |
¥65,540,636 |
¥15,940,636 |
| 45 |
1.40% |
¥123,855 |
¥66,881,760 |
¥17,281,760 |
| 45 |
1.50% |
¥126,368 |
¥68,238,946 |
¥18,638,946 |
| 45 |
1.60% |
¥128,911 |
¥69,612,101 |
¥20,012,101 |
| 45 |
1.70% |
¥131,484 |
¥71,001,123 |
¥21,401,123 |
| 45 |
1.80% |
¥134,085 |
¥72,405,905 |
¥22,805,905 |
| 45 |
1.90% |
¥136,715 |
¥73,826,337 |
¥24,226,337 |
| 45 |
2.00% |
¥139,375 |
¥75,262,301 |
¥25,662,301 |
| 45 |
2.10% |
¥142,062 |
¥76,713,674 |
¥27,113,674 |
| 45 |
2.20% |
¥144,778 |
¥78,180,332 |
¥28,580,332 |
| 45 |
2.30% |
¥147,522 |
¥79,662,140 |
¥30,062,140 |
| 45 |
2.40% |
¥150,294 |
¥81,158,963 |
¥31,558,963 |
| 45 |
2.50% |
¥153,094 |
¥82,670,661 |
¥33,070,661 |
| 45 |
2.60% |
¥155,921 |
¥84,197,088 |
¥34,597,088 |
| 45 |
2.70% |
¥158,774 |
¥85,738,096 |
¥36,138,096 |
| 45 |
2.80% |
¥161,655 |
¥87,293,530 |
¥37,693,530 |
| 45 |
2.90% |
¥164,562 |
¥88,863,236 |
¥39,263,236 |
| 45 |
3.00% |
¥167,495 |
¥90,447,053 |
¥40,847,053 |
4960万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥118,504 |
¥56,882,002 |
¥7,282,002 |
| 40 |
0.80% |
¥120,781 |
¥57,974,924 |
¥8,374,924 |
| 40 |
0.90% |
¥123,085 |
¥59,080,925 |
¥9,480,925 |
| 40 |
1.00% |
¥125,417 |
¥60,199,967 |
¥10,599,967 |
| 40 |
1.10% |
¥127,775 |
¥61,332,010 |
¥11,732,010 |
| 40 |
1.20% |
¥130,160 |
¥62,477,008 |
¥12,877,008 |
| 40 |
1.30% |
¥132,573 |
¥63,634,914 |
¥14,034,914 |
| 40 |
1.40% |
¥135,012 |
¥64,805,673 |
¥15,205,673 |
| 40 |
1.50% |
¥137,478 |
¥65,989,229 |
¥16,389,229 |
| 40 |
1.60% |
¥139,970 |
¥67,185,522 |
¥17,585,522 |
| 40 |
1.70% |
¥142,489 |
¥68,394,487 |
¥18,794,487 |
| 40 |
1.80% |
¥145,033 |
¥69,616,058 |
¥20,016,058 |
| 40 |
1.90% |
¥147,605 |
¥70,850,164 |
¥21,250,164 |
| 40 |
2.00% |
¥150,202 |
¥72,096,728 |
¥22,496,728 |
| 40 |
2.10% |
¥152,824 |
¥73,355,674 |
¥23,755,674 |
| 40 |
2.20% |
¥155,473 |
¥74,626,920 |
¥25,026,920 |
| 40 |
2.30% |
¥158,147 |
¥75,910,382 |
¥26,310,382 |
| 40 |
2.40% |
¥160,846 |
¥77,205,973 |
¥27,605,973 |
| 40 |
2.50% |
¥163,570 |
¥78,513,600 |
¥28,913,600 |
| 40 |
2.60% |
¥166,319 |
¥79,833,172 |
¥30,233,172 |
| 40 |
2.70% |
¥169,093 |
¥81,164,591 |
¥31,564,591 |
| 40 |
2.80% |
¥171,891 |
¥82,507,759 |
¥32,907,759 |
| 40 |
2.90% |
¥174,714 |
¥83,862,574 |
¥34,262,574 |
| 40 |
3.00% |
¥177,560 |
¥85,228,931 |
¥35,628,931 |
4960万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥133,186 |
¥55,938,249 |
¥6,338,249 |
| 35 |
0.80% |
¥135,438 |
¥56,884,055 |
¥7,284,055 |
| 35 |
0.90% |
¥137,714 |
¥57,839,898 |
¥8,239,898 |
| 35 |
1.00% |
¥140,014 |
¥58,805,757 |
¥9,205,757 |
| 35 |
1.10% |
¥142,337 |
¥59,781,606 |
¥10,181,606 |
| 35 |
1.20% |
¥144,684 |
¥60,767,420 |
¥11,167,420 |
| 35 |
1.30% |
¥147,055 |
¥61,763,169 |
¥12,163,169 |
| 35 |
1.40% |
¥149,450 |
¥62,768,821 |
¥13,168,821 |
| 35 |
1.50% |
¥151,867 |
¥63,784,342 |
¥14,184,342 |
| 35 |
1.60% |
¥154,309 |
¥64,809,698 |
¥15,209,698 |
| 35 |
1.70% |
¥156,773 |
¥65,844,849 |
¥16,244,849 |
| 35 |
1.80% |
¥159,261 |
¥66,889,755 |
¥17,289,755 |
| 35 |
1.90% |
¥161,772 |
¥67,944,374 |
¥18,344,374 |
| 35 |
2.00% |
¥164,306 |
¥69,008,660 |
¥19,408,660 |
| 35 |
2.10% |
¥166,863 |
¥70,082,568 |
¥20,482,568 |
| 35 |
2.20% |
¥169,443 |
¥71,166,048 |
¥21,566,048 |
| 35 |
2.30% |
¥172,045 |
¥72,259,049 |
¥22,659,049 |
| 35 |
2.40% |
¥174,670 |
¥73,361,519 |
¥23,761,519 |
| 35 |
2.50% |
¥177,318 |
¥74,473,403 |
¥24,873,403 |
| 35 |
2.60% |
¥179,987 |
¥75,594,645 |
¥25,994,645 |
| 35 |
2.70% |
¥182,679 |
¥76,725,186 |
¥27,125,186 |
| 35 |
2.80% |
¥185,393 |
¥77,864,965 |
¥28,264,965 |
| 35 |
2.90% |
¥188,128 |
¥79,013,922 |
¥29,413,922 |
| 35 |
3.00% |
¥190,886 |
¥80,171,992 |
¥30,571,992 |
4960万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥152,790 |
¥55,004,558 |
¥5,404,558 |
| 30 |
0.80% |
¥155,018 |
¥55,806,304 |
¥6,206,304 |
| 30 |
0.90% |
¥157,265 |
¥56,615,440 |
¥7,015,440 |
| 30 |
1.00% |
¥159,533 |
¥57,431,953 |
¥7,831,953 |
| 30 |
1.10% |
¥161,822 |
¥58,255,830 |
¥8,655,830 |
| 30 |
1.20% |
¥164,131 |
¥59,087,056 |
¥9,487,056 |
| 30 |
1.30% |
¥166,460 |
¥59,925,616 |
¥10,325,616 |
| 30 |
1.40% |
¥168,810 |
¥60,771,492 |
¥11,171,492 |
| 30 |
1.50% |
¥171,180 |
¥61,624,665 |
¥12,024,665 |
| 30 |
1.60% |
¥173,570 |
¥62,485,115 |
¥12,885,115 |
| 30 |
1.70% |
¥175,980 |
¥63,352,822 |
¥13,752,822 |
| 30 |
1.80% |
¥178,410 |
¥64,227,763 |
¥14,627,763 |
| 30 |
1.90% |
¥180,861 |
¥65,109,915 |
¥15,509,915 |
| 30 |
2.00% |
¥183,331 |
¥65,999,253 |
¥16,399,253 |
| 30 |
2.10% |
¥185,822 |
¥66,895,751 |
¥17,295,751 |
| 30 |
2.20% |
¥188,332 |
¥67,799,382 |
¥18,199,382 |
| 30 |
2.30% |
¥190,861 |
¥68,710,118 |
¥19,110,118 |
| 30 |
2.40% |
¥193,411 |
¥69,627,930 |
¥20,027,930 |
| 30 |
2.50% |
¥195,980 |
¥70,552,788 |
¥20,952,788 |
| 30 |
2.60% |
¥198,568 |
¥71,484,659 |
¥21,884,659 |
| 30 |
2.70% |
¥201,176 |
¥72,423,511 |
¥22,823,511 |
| 30 |
2.80% |
¥203,804 |
¥73,369,312 |
¥23,769,312 |
| 30 |
2.90% |
¥206,450 |
¥74,322,025 |
¥24,722,025 |
| 30 |
3.00% |
¥209,116 |
¥75,281,616 |
¥25,681,616 |
4960万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥180,270 |
¥54,080,947 |
¥4,480,947 |
| 25 |
0.80% |
¥182,472 |
¥54,741,700 |
¥5,141,700 |
| 25 |
0.90% |
¥184,692 |
¥55,407,593 |
¥5,807,593 |
| 25 |
1.00% |
¥186,929 |
¥56,078,621 |
¥6,478,621 |
| 25 |
1.10% |
¥189,183 |
¥56,754,777 |
¥7,154,777 |
| 25 |
1.20% |
¥191,454 |
¥57,436,054 |
¥7,836,054 |
| 25 |
1.30% |
¥193,741 |
¥58,122,443 |
¥8,522,443 |
| 25 |
1.40% |
¥196,046 |
¥58,813,937 |
¥9,213,937 |
| 25 |
1.50% |
¥198,368 |
¥59,510,525 |
¥9,910,525 |
| 25 |
1.60% |
¥200,707 |
¥60,212,199 |
¥10,612,199 |
| 25 |
1.70% |
¥203,063 |
¥60,918,947 |
¥11,318,947 |
| 25 |
1.80% |
¥205,436 |
¥61,630,759 |
¥12,030,759 |
| 25 |
1.90% |
¥207,825 |
¥62,347,622 |
¥12,747,622 |
| 25 |
2.00% |
¥210,232 |
¥63,069,526 |
¥13,469,526 |
| 25 |
2.10% |
¥212,655 |
¥63,796,456 |
¥14,196,456 |
| 25 |
2.20% |
¥215,095 |
¥64,528,400 |
¥14,928,400 |
| 25 |
2.30% |
¥217,551 |
¥65,265,343 |
¥15,665,343 |
| 25 |
2.40% |
¥220,024 |
¥66,007,272 |
¥16,407,272 |
| 25 |
2.50% |
¥222,514 |
¥66,754,170 |
¥17,154,170 |
| 25 |
2.60% |
¥225,020 |
¥67,506,023 |
¥17,906,023 |
| 25 |
2.70% |
¥227,543 |
¥68,262,813 |
¥18,662,813 |
| 25 |
2.80% |
¥230,082 |
¥69,024,525 |
¥19,424,525 |
| 25 |
2.90% |
¥232,637 |
¥69,791,141 |
¥20,191,141 |
| 25 |
3.00% |
¥235,209 |
¥70,562,644 |
¥20,962,644 |
4960万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥221,531 |
¥53,167,429 |
¥3,567,429 |
| 20 |
0.80% |
¥223,709 |
¥53,690,265 |
¥4,090,265 |
| 20 |
0.90% |
¥225,902 |
¥54,216,395 |
¥4,616,395 |
| 20 |
1.00% |
¥228,108 |
¥54,745,818 |
¥5,145,818 |
| 20 |
1.10% |
¥230,327 |
¥55,278,531 |
¥5,678,531 |
| 20 |
1.20% |
¥232,561 |
¥55,814,529 |
¥6,214,529 |
| 20 |
1.30% |
¥234,808 |
¥56,353,810 |
¥6,753,810 |
| 20 |
1.40% |
¥237,068 |
¥56,896,370 |
¥7,296,370 |
| 20 |
1.50% |
¥239,343 |
¥57,442,205 |
¥7,842,205 |
| 20 |
1.60% |
¥241,630 |
¥57,991,312 |
¥8,391,312 |
| 20 |
1.70% |
¥243,932 |
¥58,543,684 |
¥8,943,684 |
| 20 |
1.80% |
¥246,247 |
¥59,099,318 |
¥9,499,318 |
| 20 |
1.90% |
¥248,576 |
¥59,658,210 |
¥10,058,210 |
| 20 |
2.00% |
¥250,918 |
¥60,220,352 |
¥10,620,352 |
| 20 |
2.10% |
¥253,274 |
¥60,785,741 |
¥11,185,741 |
| 20 |
2.20% |
¥255,643 |
¥61,354,370 |
¥11,754,370 |
| 20 |
2.30% |
¥258,026 |
¥61,926,234 |
¥12,326,234 |
| 20 |
2.40% |
¥260,422 |
¥62,501,326 |
¥12,901,326 |
| 20 |
2.50% |
¥262,832 |
¥63,079,640 |
¥13,479,640 |
| 20 |
2.60% |
¥265,255 |
¥63,661,170 |
¥14,061,170 |
| 20 |
2.70% |
¥267,691 |
¥64,245,907 |
¥14,645,907 |
| 20 |
2.80% |
¥270,141 |
¥64,833,846 |
¥15,233,846 |
| 20 |
2.90% |
¥272,604 |
¥65,424,979 |
¥15,824,979 |
| 20 |
3.00% |
¥275,080 |
¥66,019,298 |
¥16,419,298 |
4960万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥290,356 |
¥52,264,014 |
¥2,664,014 |
| 15 |
0.80% |
¥292,511 |
¥52,652,017 |
¥3,052,017 |
| 15 |
0.90% |
¥294,677 |
¥53,041,877 |
¥3,441,877 |
| 15 |
1.00% |
¥296,853 |
¥53,433,590 |
¥3,833,590 |
| 15 |
1.10% |
¥299,040 |
¥53,827,157 |
¥4,227,157 |
| 15 |
1.20% |
¥301,237 |
¥54,222,577 |
¥4,622,577 |
| 15 |
1.30% |
¥303,444 |
¥54,619,847 |
¥5,019,847 |
| 15 |
1.40% |
¥305,661 |
¥55,018,968 |
¥5,418,968 |
| 15 |
1.50% |
¥307,889 |
¥55,419,937 |
¥5,819,937 |
| 15 |
1.60% |
¥310,126 |
¥55,822,753 |
¥6,222,753 |
| 15 |
1.70% |
¥312,375 |
¥56,227,415 |
¥6,627,415 |
| 15 |
1.80% |
¥314,633 |
¥56,633,920 |
¥7,033,920 |
| 15 |
1.90% |
¥316,901 |
¥57,042,268 |
¥7,442,268 |
| 15 |
2.00% |
¥319,180 |
¥57,452,457 |
¥7,852,457 |
| 15 |
2.10% |
¥321,469 |
¥57,864,484 |
¥8,264,484 |
| 15 |
2.20% |
¥323,769 |
¥58,278,348 |
¥8,678,348 |
| 15 |
2.30% |
¥326,078 |
¥58,694,047 |
¥9,094,047 |
| 15 |
2.40% |
¥328,398 |
¥59,111,578 |
¥9,511,578 |
| 15 |
2.50% |
¥330,727 |
¥59,530,941 |
¥9,930,941 |
| 15 |
2.60% |
¥333,067 |
¥59,952,131 |
¥10,352,131 |
| 15 |
2.70% |
¥335,417 |
¥60,375,148 |
¥10,775,148 |
| 15 |
2.80% |
¥337,778 |
¥60,799,988 |
¥11,199,988 |
| 15 |
2.90% |
¥340,148 |
¥61,226,649 |
¥11,626,649 |
| 15 |
3.00% |
¥342,528 |
¥61,655,129 |
¥12,055,129 |
4960万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥428,089 |
¥51,370,711 |
¥1,770,711 |
| 10 |
0.80% |
¥430,225 |
¥51,626,973 |
¥2,026,973 |
| 10 |
0.90% |
¥432,367 |
¥51,884,061 |
¥2,284,061 |
| 10 |
1.00% |
¥434,516 |
¥52,141,973 |
¥2,541,973 |
| 10 |
1.10% |
¥436,673 |
¥52,400,710 |
¥2,800,710 |
| 10 |
1.20% |
¥438,836 |
¥52,660,272 |
¥3,060,272 |
| 10 |
1.30% |
¥441,005 |
¥52,920,658 |
¥3,320,658 |
| 10 |
1.40% |
¥443,182 |
¥53,181,867 |
¥3,581,867 |
| 10 |
1.50% |
¥445,366 |
¥53,443,901 |
¥3,843,901 |
| 10 |
1.60% |
¥447,556 |
¥53,706,757 |
¥4,106,757 |
| 10 |
1.70% |
¥449,754 |
¥53,970,436 |
¥4,370,436 |
| 10 |
1.80% |
¥451,958 |
¥54,234,938 |
¥4,634,938 |
| 10 |
1.90% |
¥454,169 |
¥54,500,262 |
¥4,900,262 |
| 10 |
2.00% |
¥456,387 |
¥54,766,408 |
¥5,166,408 |
| 10 |
2.10% |
¥458,611 |
¥55,033,375 |
¥5,433,375 |
| 10 |
2.20% |
¥460,843 |
¥55,301,162 |
¥5,701,162 |
| 10 |
2.30% |
¥463,081 |
¥55,569,770 |
¥5,969,770 |
| 10 |
2.40% |
¥465,327 |
¥55,839,198 |
¥6,239,198 |
| 10 |
2.50% |
¥467,579 |
¥56,109,445 |
¥6,509,445 |
| 10 |
2.60% |
¥469,838 |
¥56,380,512 |
¥6,780,512 |
| 10 |
2.70% |
¥472,103 |
¥56,652,396 |
¥7,052,396 |
| 10 |
2.80% |
¥474,376 |
¥56,925,099 |
¥7,325,099 |
| 10 |
2.90% |
¥476,655 |
¥57,198,619 |
¥7,598,619 |
| 10 |
3.00% |
¥478,941 |
¥57,472,955 |
¥7,872,955 |