5000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5000万円の住宅ローン｜期間・年数別
5000万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥98,790 | ¥59,273,812 | ¥9,273,812 |
| 50 | 0.80% | ¥101,136 | ¥60,681,340 | ¥10,681,340 |
| 50 | 0.90% | ¥103,516 | ¥62,109,351 | ¥12,109,351 |
| 50 | 1.00% | ¥105,930 | ¥63,557,754 | ¥13,557,754 |
| 50 | 1.10% | ¥108,377 | ¥65,026,452 | ¥15,026,452 |
| 50 | 1.20% | ¥110,859 | ¥66,515,336 | ¥16,515,336 |
| 50 | 1.30% | ¥113,374 | ¥68,024,289 | ¥18,024,289 |
| 50 | 1.40% | ¥115,922 | ¥69,553,185 | ¥19,553,185 |
| 50 | 1.50% | ¥118,503 | ¥71,101,888 | ¥21,101,888 |
| 50 | 1.60% | ¥121,117 | ¥72,670,254 | ¥22,670,254 |
| 50 | 1.70% | ¥123,764 | ¥74,258,131 | ¥24,258,131 |
| 50 | 1.80% | ¥126,442 | ¥75,865,360 | ¥25,865,360 |
| 50 | 1.90% | ¥129,153 | ¥77,491,771 | ¥27,491,771 |
| 50 | 2.00% | ¥131,895 | ¥79,137,189 | ¥29,137,189 |
| 50 | 2.10% | ¥134,669 | ¥80,801,430 | ¥30,801,430 |
| 50 | 2.20% | ¥137,474 | ¥82,484,306 | ¥32,484,306 |
| 50 | 2.30% | ¥140,309 | ¥84,185,618 | ¥34,185,618 |
| 50 | 2.40% | ¥143,175 | ¥85,905,165 | ¥35,905,165 |
| 50 | 2.50% | ¥146,071 | ¥87,642,735 | ¥37,642,735 |
| 50 | 2.60% | ¥148,997 | ¥89,398,116 | ¥39,398,116 |
| 50 | 2.70% | ¥151,952 | ¥91,171,085 | ¥41,171,085 |
| 50 | 2.80% | ¥154,936 | ¥92,961,418 | ¥42,961,418 |
| 50 | 2.90% | ¥157,948 | ¥94,768,885 | ¥44,768,885 |
| 50 | 3.00% | ¥160,989 | ¥96,593,249 | ¥46,593,249 |
5000万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥107,967 | ¥58,302,217 | ¥8,302,217 |
| 45 | 0.80% | ¥110,288 | ¥59,555,323 | ¥9,555,323 |
| 45 | 0.90% | ¥112,639 | ¥60,825,070 | ¥10,825,070 |
| 45 | 1.00% | ¥115,021 | ¥62,111,399 | ¥12,111,399 |
| 45 | 1.10% | ¥117,434 | ¥63,414,244 | ¥13,414,244 |
| 45 | 1.20% | ¥119,877 | ¥64,733,533 | ¥14,733,533 |
| 45 | 1.30% | ¥122,350 | ¥66,069,190 | ¥16,069,190 |
| 45 | 1.40% | ¥124,854 | ¥67,421,129 | ¥17,421,129 |
| 45 | 1.50% | ¥127,388 | ¥68,789,260 | ¥18,789,260 |
| 45 | 1.60% | ¥129,951 | ¥70,173,489 | ¥20,173,489 |
| 45 | 1.70% | ¥132,544 | ¥71,573,712 | ¥21,573,712 |
| 45 | 1.80% | ¥135,166 | ¥72,989,824 | ¥22,989,824 |
| 45 | 1.90% | ¥137,818 | ¥74,421,710 | ¥24,421,710 |
| 45 | 2.00% | ¥140,499 | ¥75,869,255 | ¥25,869,255 |
| 45 | 2.10% | ¥143,208 | ¥77,332,333 | ¥27,332,333 |
| 45 | 2.20% | ¥145,946 | ¥78,810,818 | ¥28,810,818 |
| 45 | 2.30% | ¥148,712 | ¥80,304,577 | ¥30,304,577 |
| 45 | 2.40% | ¥151,506 | ¥81,813,471 | ¥31,813,471 |
| 45 | 2.50% | ¥154,328 | ¥83,337,360 | ¥33,337,360 |
| 45 | 2.60% | ¥157,178 | ¥84,876,097 | ¥34,876,097 |
| 45 | 2.70% | ¥160,055 | ¥86,429,532 | ¥36,429,532 |
| 45 | 2.80% | ¥162,958 | ¥87,997,511 | ¥37,997,511 |
| 45 | 2.90% | ¥165,889 | ¥89,579,875 | ¥39,579,875 |
| 45 | 3.00% | ¥168,845 | ¥91,176,464 | ¥41,176,464 |
5000万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥119,460 | ¥57,340,728 | ¥7,340,728 |
| 40 | 0.80% | ¥121,755 | ¥58,442,464 | ¥8,442,464 |
| 40 | 0.90% | ¥124,078 | ¥59,557,384 | ¥9,557,384 |
| 40 | 1.00% | ¥126,428 | ¥60,685,451 | ¥10,685,451 |
| 40 | 1.10% | ¥128,805 | ¥61,826,623 | ¥11,826,623 |
| 40 | 1.20% | ¥131,210 | ¥62,980,855 | ¥12,980,855 |
| 40 | 1.30% | ¥133,642 | ¥64,148,098 | ¥14,148,098 |
| 40 | 1.40% | ¥136,101 | ¥65,328,299 | ¥15,328,299 |
| 40 | 1.50% | ¥138,586 | ¥66,521,400 | ¥16,521,400 |
| 40 | 1.60% | ¥141,099 | ¥67,727,340 | ¥17,727,340 |
| 40 | 1.70% | ¥143,638 | ¥68,946,056 | ¥18,946,056 |
| 40 | 1.80% | ¥146,203 | ¥70,177,478 | ¥20,177,478 |
| 40 | 1.90% | ¥148,795 | ¥71,421,536 | ¥21,421,536 |
| 40 | 2.00% | ¥151,413 | ¥72,678,153 | ¥22,678,153 |
| 40 | 2.10% | ¥154,057 | ¥73,947,252 | ¥23,947,252 |
| 40 | 2.20% | ¥156,727 | ¥75,228,750 | ¥25,228,750 |
| 40 | 2.30% | ¥159,422 | ¥76,522,563 | ¥26,522,563 |
| 40 | 2.40% | ¥162,143 | ¥77,828,601 | ¥27,828,601 |
| 40 | 2.50% | ¥164,889 | ¥79,146,775 | ¥29,146,775 |
| 40 | 2.60% | ¥167,660 | ¥80,476,988 | ¥30,476,988 |
| 40 | 2.70% | ¥170,457 | ¥81,819,145 | ¥31,819,145 |
| 40 | 2.80% | ¥173,277 | ¥83,173,144 | ¥33,173,144 |
| 40 | 2.90% | ¥176,123 | ¥84,538,885 | ¥34,538,885 |
| 40 | 3.00% | ¥178,992 | ¥85,916,261 | ¥35,916,261 |
5000万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥134,260 | ¥56,389,364 | ¥6,389,364 |
| 35 | 0.80% | ¥136,530 | ¥57,342,797 | ¥7,342,797 |
| 35 | 0.90% | ¥138,825 | ¥58,306,349 | ¥8,306,349 |
| 35 | 1.00% | ¥141,143 | ¥59,279,997 | ¥9,279,997 |
| 35 | 1.10% | ¥143,485 | ¥60,263,716 | ¥10,263,716 |
| 35 | 1.20% | ¥145,851 | ¥61,257,480 | ¥11,257,480 |
| 35 | 1.30% | ¥148,241 | ¥62,261,259 | ¥12,261,259 |
| 35 | 1.40% | ¥150,655 | ¥63,275,021 | ¥13,275,021 |
| 35 | 1.50% | ¥153,092 | ¥64,298,732 | ¥14,298,732 |
| 35 | 1.60% | ¥155,553 | ¥65,332,357 | ¥15,332,357 |
| 35 | 1.70% | ¥158,038 | ¥66,375,856 | ¥16,375,856 |
| 35 | 1.80% | ¥160,546 | ¥67,429,189 | ¥17,429,189 |
| 35 | 1.90% | ¥163,077 | ¥68,492,312 | ¥18,492,312 |
| 35 | 2.00% | ¥165,631 | ¥69,565,182 | ¥19,565,182 |
| 35 | 2.10% | ¥168,209 | ¥70,647,750 | ¥20,647,750 |
| 35 | 2.20% | ¥170,809 | ¥71,739,967 | ¥21,739,967 |
| 35 | 2.30% | ¥173,433 | ¥72,841,783 | ¥22,841,783 |
| 35 | 2.40% | ¥176,079 | ¥73,953,144 | ¥23,953,144 |
| 35 | 2.50% | ¥178,748 | ¥75,073,995 | ¥25,073,995 |
| 35 | 2.60% | ¥181,439 | ¥76,204,279 | ¥26,204,279 |
| 35 | 2.70% | ¥184,152 | ¥77,343,937 | ¥27,343,937 |
| 35 | 2.80% | ¥186,888 | ¥78,492,908 | ¥28,492,908 |
| 35 | 2.90% | ¥189,646 | ¥79,651,131 | ¥29,651,131 |
| 35 | 3.00% | ¥192,425 | ¥80,818,540 | ¥30,818,540 |
5000万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥154,023 | ¥55,448,144 | ¥5,448,144 |
| 30 | 0.80% | ¥156,268 | ¥56,256,355 | ¥6,256,355 |
| 30 | 0.90% | ¥158,533 | ¥57,072,016 | ¥7,072,016 |
| 30 | 1.00% | ¥160,820 | ¥57,895,114 | ¥7,895,114 |
| 30 | 1.10% | ¥163,127 | ¥58,725,635 | ¥8,725,635 |
| 30 | 1.20% | ¥165,454 | ¥59,563,565 | ¥9,563,565 |
| 30 | 1.30% | ¥167,802 | ¥60,408,887 | ¥10,408,887 |
| 30 | 1.40% | ¥170,171 | ¥61,261,584 | ¥11,261,584 |
| 30 | 1.50% | ¥172,560 | ¥62,121,638 | ¥12,121,638 |
| 30 | 1.60% | ¥174,970 | ¥62,989,028 | ¥12,989,028 |
| 30 | 1.70% | ¥177,399 | ¥63,863,732 | ¥13,863,732 |
| 30 | 1.80% | ¥179,849 | ¥64,745,729 | ¥14,745,729 |
| 30 | 1.90% | ¥182,319 | ¥65,634,995 | ¥15,634,995 |
| 30 | 2.00% | ¥184,810 | ¥66,531,505 | ¥16,531,505 |
| 30 | 2.10% | ¥187,320 | ¥67,435,233 | ¥17,435,233 |
| 30 | 2.20% | ¥189,850 | ¥68,346,151 | ¥18,346,151 |
| 30 | 2.30% | ¥192,401 | ¥69,264,232 | ¥19,264,232 |
| 30 | 2.40% | ¥194,971 | ¥70,189,446 | ¥20,189,446 |
| 30 | 2.50% | ¥197,560 | ¥71,121,762 | ¥21,121,762 |
| 30 | 2.60% | ¥200,170 | ¥72,061,148 | ¥22,061,148 |
| 30 | 2.70% | ¥202,799 | ¥73,007,572 | ¥23,007,572 |
| 30 | 2.80% | ¥205,447 | ¥73,961,000 | ¥23,961,000 |
| 30 | 2.90% | ¥208,115 | ¥74,921,396 | ¥24,921,396 |
| 30 | 3.00% | ¥210,802 | ¥75,888,726 | ¥25,888,726 |
5000万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥181,724 | ¥54,517,084 | ¥4,517,084 |
| 25 | 0.80% | ¥183,944 | ¥55,183,165 | ¥5,183,165 |
| 25 | 0.90% | ¥186,181 | ¥55,854,429 | ¥5,854,429 |
| 25 | 1.00% | ¥188,436 | ¥56,530,868 | ¥6,530,868 |
| 25 | 1.10% | ¥190,708 | ¥57,212,477 | ¥7,212,477 |
| 25 | 1.20% | ¥192,997 | ¥57,899,248 | ¥7,899,248 |
| 25 | 1.30% | ¥195,304 | ¥58,591,173 | ¥8,591,173 |
| 25 | 1.40% | ¥197,627 | ¥59,288,243 | ¥9,288,243 |
| 25 | 1.50% | ¥199,968 | ¥59,990,449 | ¥9,990,449 |
| 25 | 1.60% | ¥202,326 | ¥60,697,781 | ¥10,697,781 |
| 25 | 1.70% | ¥204,701 | ¥61,410,229 | ¥11,410,229 |
| 25 | 1.80% | ¥207,093 | ¥62,127,781 | ¥12,127,781 |
| 25 | 1.90% | ¥209,501 | ¥62,850,426 | ¥12,850,426 |
| 25 | 2.00% | ¥211,927 | ¥63,578,151 | ¥13,578,151 |
| 25 | 2.10% | ¥214,370 | ¥64,310,943 | ¥14,310,943 |
| 25 | 2.20% | ¥216,829 | ¥65,048,790 | ¥15,048,790 |
| 25 | 2.30% | ¥219,306 | ¥65,791,677 | ¥15,791,677 |
| 25 | 2.40% | ¥221,799 | ¥66,539,588 | ¥16,539,588 |
| 25 | 2.50% | ¥224,308 | ¥67,292,510 | ¥17,292,510 |
| 25 | 2.60% | ¥226,835 | ¥68,050,426 | ¥18,050,426 |
| 25 | 2.70% | ¥229,378 | ¥68,813,320 | ¥18,813,320 |
| 25 | 2.80% | ¥231,937 | ¥69,581,175 | ¥19,581,175 |
| 25 | 2.90% | ¥234,513 | ¥70,353,973 | ¥20,353,973 |
| 25 | 3.00% | ¥237,106 | ¥71,131,697 | ¥21,131,697 |
5000万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥223,317 | ¥53,596,198 | ¥3,596,198 |
| 20 | 0.80% | ¥225,514 | ¥54,123,251 | ¥4,123,251 |
| 20 | 0.90% | ¥227,723 | ¥54,653,624 | ¥4,653,624 |
| 20 | 1.00% | ¥229,947 | ¥55,187,317 | ¥5,187,317 |
| 20 | 1.10% | ¥232,185 | ¥55,724,325 | ¥5,724,325 |
| 20 | 1.20% | ¥234,436 | ¥56,264,646 | ¥6,264,646 |
| 20 | 1.30% | ¥236,701 | ¥56,808,276 | ¥6,808,276 |
| 20 | 1.40% | ¥238,980 | ¥57,355,212 | ¥7,355,212 |
| 20 | 1.50% | ¥241,273 | ¥57,905,449 | ¥7,905,449 |
| 20 | 1.60% | ¥243,579 | ¥58,458,983 | ¥8,458,983 |
| 20 | 1.70% | ¥245,899 | ¥59,015,811 | ¥9,015,811 |
| 20 | 1.80% | ¥248,233 | ¥59,575,926 | ¥9,575,926 |
| 20 | 1.90% | ¥250,581 | ¥60,139,324 | ¥10,139,324 |
| 20 | 2.00% | ¥252,942 | ¥60,706,000 | ¥10,706,000 |
| 20 | 2.10% | ¥255,316 | ¥61,275,949 | ¥11,275,949 |
| 20 | 2.20% | ¥257,705 | ¥61,849,164 | ¥11,849,164 |
| 20 | 2.30% | ¥260,107 | ¥62,425,639 | ¥12,425,639 |
| 20 | 2.40% | ¥262,522 | ¥63,005,369 | ¥13,005,369 |
| 20 | 2.50% | ¥264,951 | ¥63,588,347 | ¥13,588,347 |
| 20 | 2.60% | ¥267,394 | ¥64,174,566 | ¥14,174,566 |
| 20 | 2.70% | ¥269,850 | ¥64,764,020 | ¥14,764,020 |
| 20 | 2.80% | ¥272,320 | ¥65,356,700 | ¥15,356,700 |
| 20 | 2.90% | ¥274,802 | ¥65,952,600 | ¥15,952,600 |
| 20 | 3.00% | ¥277,299 | ¥66,551,712 | ¥16,551,712 |
5000万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥292,697 | ¥52,685,498 | ¥2,685,498 |
| 15 | 0.80% | ¥294,870 | ¥53,076,630 | ¥3,076,630 |
| 15 | 0.90% | ¥297,054 | ¥53,469,634 | ¥3,469,634 |
| 15 | 1.00% | ¥299,247 | ¥53,864,506 | ¥3,864,506 |
| 15 | 1.10% | ¥301,451 | ¥54,261,247 | ¥4,261,247 |
| 15 | 1.20% | ¥303,666 | ¥54,659,856 | ¥4,659,856 |
| 15 | 1.30% | ¥305,891 | ¥55,060,330 | ¥5,060,330 |
| 15 | 1.40% | ¥308,126 | ¥55,462,669 | ¥5,462,669 |
| 15 | 1.50% | ¥310,372 | ¥55,866,872 | ¥5,866,872 |
| 15 | 1.60% | ¥312,627 | ¥56,272,936 | ¥6,272,936 |
| 15 | 1.70% | ¥314,894 | ¥56,680,862 | ¥6,680,862 |
| 15 | 1.80% | ¥317,170 | ¥57,090,645 | ¥7,090,645 |
| 15 | 1.90% | ¥319,457 | ¥57,502,287 | ¥7,502,287 |
| 15 | 2.00% | ¥321,754 | ¥57,915,783 | ¥7,915,783 |
| 15 | 2.10% | ¥324,062 | ¥58,331,133 | ¥8,331,133 |
| 15 | 2.20% | ¥326,380 | ¥58,748,335 | ¥8,748,335 |
| 15 | 2.30% | ¥328,708 | ¥59,167,386 | ¥9,167,386 |
| 15 | 2.40% | ¥331,046 | ¥59,588,285 | ¥9,588,285 |
| 15 | 2.50% | ¥333,395 | ¥60,011,029 | ¥10,011,029 |
| 15 | 2.60% | ¥335,753 | ¥60,435,616 | ¥10,435,616 |
| 15 | 2.70% | ¥338,122 | ¥60,862,044 | ¥10,862,044 |
| 15 | 2.80% | ¥340,502 | ¥61,290,310 | ¥11,290,310 |
| 15 | 2.90% | ¥342,891 | ¥61,720,412 | ¥11,720,412 |
| 15 | 3.00% | ¥345,291 | ¥62,152,348 | ¥12,152,348 |
5000万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥431,542 | ¥51,784,991 | ¥1,784,991 |
| 10 | 0.80% | ¥433,694 | ¥52,043,320 | ¥2,043,320 |
| 10 | 0.90% | ¥435,854 | ¥52,302,480 | ¥2,302,480 |
| 10 | 1.00% | ¥438,021 | ¥52,562,473 | ¥2,562,473 |
| 10 | 1.10% | ¥440,194 | ¥52,823,297 | ¥2,823,297 |
| 10 | 1.20% | ¥442,375 | ¥53,084,951 | ¥3,084,951 |
| 10 | 1.30% | ¥444,562 | ¥53,347,437 | ¥3,347,437 |
| 10 | 1.40% | ¥446,756 | ¥53,610,753 | ¥3,610,753 |
| 10 | 1.50% | ¥448,957 | ¥53,874,900 | ¥3,874,900 |
| 10 | 1.60% | ¥451,166 | ¥54,139,876 | ¥4,139,876 |
| 10 | 1.70% | ¥453,381 | ¥54,405,682 | ¥4,405,682 |
| 10 | 1.80% | ¥455,603 | ¥54,672,317 | ¥4,672,317 |
| 10 | 1.90% | ¥457,832 | ¥54,939,780 | ¥4,939,780 |
| 10 | 2.00% | ¥460,067 | ¥55,208,072 | ¥5,208,072 |
| 10 | 2.10% | ¥462,310 | ¥55,477,192 | ¥5,477,192 |
| 10 | 2.20% | ¥464,559 | ¥55,747,139 | ¥5,747,139 |
| 10 | 2.30% | ¥466,816 | ¥56,017,914 | ¥6,017,914 |
| 10 | 2.40% | ¥469,079 | ¥56,289,514 | ¥6,289,514 |
| 10 | 2.50% | ¥471,350 | ¥56,561,941 | ¥6,561,941 |
| 10 | 2.60% | ¥473,627 | ¥56,835,193 | ¥6,835,193 |
| 10 | 2.70% | ¥475,911 | ¥57,109,271 | ¥7,109,271 |
| 10 | 2.80% | ¥478,201 | ¥57,384,172 | ¥7,384,172 |
| 10 | 2.90% | ¥480,499 | ¥57,659,898 | ¥7,659,898 |
| 10 | 3.00% | ¥482,804 | ¥57,936,447 | ¥7,936,447 |
