5020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5020万円の住宅ローン｜期間・年数別
5020万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥99,185 | ¥59,510,907 | ¥9,310,907 |
| 50 | 0.80% | ¥101,540 | ¥60,924,065 | ¥10,724,065 |
| 50 | 0.90% | ¥103,930 | ¥62,357,788 | ¥12,157,788 |
| 50 | 1.00% | ¥106,353 | ¥63,811,985 | ¥13,611,985 |
| 50 | 1.10% | ¥108,811 | ¥65,286,558 | ¥15,086,558 |
| 50 | 1.20% | ¥111,302 | ¥66,781,397 | ¥16,581,397 |
| 50 | 1.30% | ¥113,827 | ¥68,296,386 | ¥18,096,386 |
| 50 | 1.40% | ¥116,386 | ¥69,831,398 | ¥19,631,398 |
| 50 | 1.50% | ¥118,977 | ¥71,386,295 | ¥21,186,295 |
| 50 | 1.60% | ¥121,602 | ¥72,960,935 | ¥22,760,935 |
| 50 | 1.70% | ¥124,259 | ¥74,555,164 | ¥24,355,164 |
| 50 | 1.80% | ¥126,948 | ¥76,168,821 | ¥25,968,821 |
| 50 | 1.90% | ¥129,670 | ¥77,801,738 | ¥27,601,738 |
| 50 | 2.00% | ¥132,423 | ¥79,453,737 | ¥29,253,737 |
| 50 | 2.10% | ¥135,208 | ¥81,124,636 | ¥30,924,636 |
| 50 | 2.20% | ¥138,024 | ¥82,814,243 | ¥32,614,243 |
| 50 | 2.30% | ¥140,871 | ¥84,522,361 | ¥34,322,361 |
| 50 | 2.40% | ¥143,748 | ¥86,248,785 | ¥36,048,785 |
| 50 | 2.50% | ¥146,656 | ¥87,993,306 | ¥37,793,306 |
| 50 | 2.60% | ¥149,593 | ¥89,755,708 | ¥39,555,708 |
| 50 | 2.70% | ¥152,560 | ¥91,535,770 | ¥41,335,770 |
| 50 | 2.80% | ¥155,555 | ¥93,333,264 | ¥43,133,264 |
| 50 | 2.90% | ¥158,580 | ¥95,147,960 | ¥44,947,960 |
| 50 | 3.00% | ¥161,633 | ¥96,979,622 | ¥46,779,622 |
5020万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥108,399 | ¥58,535,426 | ¥8,335,426 |
| 45 | 0.80% | ¥110,729 | ¥59,793,545 | ¥9,593,545 |
| 45 | 0.90% | ¥113,090 | ¥61,068,370 | ¥10,868,370 |
| 45 | 1.00% | ¥115,481 | ¥62,359,844 | ¥12,159,844 |
| 45 | 1.10% | ¥117,904 | ¥63,667,901 | ¥13,467,901 |
| 45 | 1.20% | ¥120,356 | ¥64,992,467 | ¥14,792,467 |
| 45 | 1.30% | ¥122,840 | ¥66,333,466 | ¥16,133,466 |
| 45 | 1.40% | ¥125,353 | ¥67,690,813 | ¥17,490,813 |
| 45 | 1.50% | ¥127,897 | ¥69,064,417 | ¥18,864,417 |
| 45 | 1.60% | ¥130,471 | ¥70,454,183 | ¥20,254,183 |
| 45 | 1.70% | ¥133,074 | ¥71,860,007 | ¥21,660,007 |
| 45 | 1.80% | ¥135,707 | ¥73,281,783 | ¥23,081,783 |
| 45 | 1.90% | ¥138,369 | ¥74,719,397 | ¥24,519,397 |
| 45 | 2.00% | ¥141,061 | ¥76,172,732 | ¥25,972,732 |
| 45 | 2.10% | ¥143,781 | ¥77,641,662 | ¥27,441,662 |
| 45 | 2.20% | ¥146,530 | ¥79,126,061 | ¥28,926,061 |
| 45 | 2.30% | ¥149,307 | ¥80,625,795 | ¥30,425,795 |
| 45 | 2.40% | ¥152,112 | ¥82,140,725 | ¥31,940,725 |
| 45 | 2.50% | ¥154,946 | ¥83,670,709 | ¥33,470,709 |
| 45 | 2.60% | ¥157,807 | ¥85,215,601 | ¥35,015,601 |
| 45 | 2.70% | ¥160,695 | ¥86,775,250 | ¥36,575,250 |
| 45 | 2.80% | ¥163,610 | ¥88,349,501 | ¥38,149,501 |
| 45 | 2.90% | ¥166,552 | ¥89,938,195 | ¥39,738,195 |
| 45 | 3.00% | ¥169,521 | ¥91,541,170 | ¥41,341,170 |
5020万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥119,938 | ¥57,570,091 | ¥7,370,091 |
| 40 | 0.80% | ¥122,242 | ¥58,676,233 | ¥8,476,233 |
| 40 | 0.90% | ¥124,574 | ¥59,795,613 | ¥9,595,613 |
| 40 | 1.00% | ¥126,934 | ¥60,928,192 | ¥10,728,192 |
| 40 | 1.10% | ¥129,321 | ¥62,073,929 | ¥11,873,929 |
| 40 | 1.20% | ¥131,735 | ¥63,232,779 | ¥13,032,779 |
| 40 | 1.30% | ¥134,176 | ¥64,404,691 | ¥14,204,691 |
| 40 | 1.40% | ¥136,645 | ¥65,589,612 | ¥15,389,612 |
| 40 | 1.50% | ¥139,141 | ¥66,787,485 | ¥16,587,485 |
| 40 | 1.60% | ¥141,663 | ¥67,998,250 | ¥17,798,250 |
| 40 | 1.70% | ¥144,212 | ¥69,221,840 | ¥19,021,840 |
| 40 | 1.80% | ¥146,788 | ¥70,458,188 | ¥20,258,188 |
| 40 | 1.90% | ¥149,390 | ¥71,707,222 | ¥21,507,222 |
| 40 | 2.00% | ¥152,018 | ¥72,968,866 | ¥22,768,866 |
| 40 | 2.10% | ¥154,673 | ¥74,243,041 | ¥24,043,041 |
| 40 | 2.20% | ¥157,353 | ¥75,529,665 | ¥25,329,665 |
| 40 | 2.30% | ¥160,060 | ¥76,828,653 | ¥26,628,653 |
| 40 | 2.40% | ¥162,791 | ¥78,139,916 | ¥27,939,916 |
| 40 | 2.50% | ¥165,549 | ¥79,463,362 | ¥29,263,362 |
| 40 | 2.60% | ¥168,331 | ¥80,798,896 | ¥30,598,896 |
| 40 | 2.70% | ¥171,138 | ¥82,146,421 | ¥31,946,421 |
| 40 | 2.80% | ¥173,970 | ¥83,505,837 | ¥33,305,837 |
| 40 | 2.90% | ¥176,827 | ¥84,877,041 | ¥34,677,041 |
| 40 | 3.00% | ¥179,708 | ¥86,259,926 | ¥36,059,926 |
5020万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥134,797 | ¥56,614,921 | ¥6,414,921 |
| 35 | 0.80% | ¥137,077 | ¥57,572,168 | ¥7,372,168 |
| 35 | 0.90% | ¥139,380 | ¥58,539,574 | ¥8,339,574 |
| 35 | 1.00% | ¥141,707 | ¥59,517,117 | ¥9,317,117 |
| 35 | 1.10% | ¥144,059 | ¥60,504,771 | ¥10,304,771 |
| 35 | 1.20% | ¥146,435 | ¥61,502,510 | ¥11,302,510 |
| 35 | 1.30% | ¥148,834 | ¥62,510,304 | ¥12,310,304 |
| 35 | 1.40% | ¥151,257 | ¥63,528,121 | ¥13,328,121 |
| 35 | 1.50% | ¥153,705 | ¥64,555,927 | ¥14,355,927 |
| 35 | 1.60% | ¥156,175 | ¥65,593,686 | ¥15,393,686 |
| 35 | 1.70% | ¥158,670 | ¥66,641,359 | ¥16,441,359 |
| 35 | 1.80% | ¥161,188 | ¥67,698,905 | ¥17,498,905 |
| 35 | 1.90% | ¥163,729 | ¥68,766,281 | ¥18,566,281 |
| 35 | 2.00% | ¥166,294 | ¥69,843,442 | ¥19,643,442 |
| 35 | 2.10% | ¥168,882 | ¥70,930,341 | ¥20,730,341 |
| 35 | 2.20% | ¥171,493 | ¥72,026,927 | ¥21,826,927 |
| 35 | 2.30% | ¥174,127 | ¥73,133,150 | ¥22,933,150 |
| 35 | 2.40% | ¥176,783 | ¥74,248,957 | ¥24,048,957 |
| 35 | 2.50% | ¥179,463 | ¥75,374,291 | ¥25,174,291 |
| 35 | 2.60% | ¥182,165 | ¥76,509,096 | ¥26,309,096 |
| 35 | 2.70% | ¥184,889 | ¥77,653,313 | ¥27,453,313 |
| 35 | 2.80% | ¥187,635 | ¥78,806,880 | ¥28,606,880 |
| 35 | 2.90% | ¥190,404 | ¥79,969,735 | ¥29,769,735 |
| 35 | 3.00% | ¥193,195 | ¥81,141,814 | ¥30,941,814 |
5020万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥154,639 | ¥55,669,936 | ¥5,469,936 |
| 30 | 0.80% | ¥156,893 | ¥56,481,380 | ¥6,281,380 |
| 30 | 0.90% | ¥159,168 | ¥57,300,304 | ¥7,100,304 |
| 30 | 1.00% | ¥161,463 | ¥58,126,694 | ¥7,926,694 |
| 30 | 1.10% | ¥163,779 | ¥58,960,538 | ¥8,760,538 |
| 30 | 1.20% | ¥166,116 | ¥59,801,819 | ¥9,601,819 |
| 30 | 1.30% | ¥168,474 | ¥60,650,523 | ¥10,450,523 |
| 30 | 1.40% | ¥170,852 | ¥61,506,631 | ¥11,306,631 |
| 30 | 1.50% | ¥173,250 | ¥62,370,124 | ¥12,170,124 |
| 30 | 1.60% | ¥175,669 | ¥63,240,984 | ¥13,040,984 |
| 30 | 1.70% | ¥178,109 | ¥64,119,187 | ¥13,919,187 |
| 30 | 1.80% | ¥180,569 | ¥65,004,712 | ¥14,804,712 |
| 30 | 1.90% | ¥183,049 | ¥65,897,535 | ¥15,697,535 |
| 30 | 2.00% | ¥185,549 | ¥66,797,631 | ¥16,597,631 |
| 30 | 2.10% | ¥188,069 | ¥67,704,974 | ¥17,504,974 |
| 30 | 2.20% | ¥190,610 | ¥68,619,536 | ¥18,419,536 |
| 30 | 2.30% | ¥193,170 | ¥69,541,289 | ¥19,341,289 |
| 30 | 2.40% | ¥195,751 | ¥70,470,204 | ¥20,270,204 |
| 30 | 2.50% | ¥198,351 | ¥71,406,249 | ¥21,206,249 |
| 30 | 2.60% | ¥200,971 | ¥72,349,393 | ¥22,149,393 |
| 30 | 2.70% | ¥203,610 | ¥73,299,602 | ¥23,099,602 |
| 30 | 2.80% | ¥206,269 | ¥74,256,844 | ¥24,056,844 |
| 30 | 2.90% | ¥208,947 | ¥75,221,082 | ¥25,021,082 |
| 30 | 3.00% | ¥211,645 | ¥76,192,281 | ¥25,992,281 |
5020万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥182,451 | ¥54,735,152 | ¥4,535,152 |
| 25 | 0.80% | ¥184,680 | ¥55,403,898 | ¥5,203,898 |
| 25 | 0.90% | ¥186,926 | ¥56,077,846 | ¥5,877,846 |
| 25 | 1.00% | ¥189,190 | ¥56,756,992 | ¥6,556,992 |
| 25 | 1.10% | ¥191,471 | ¥57,441,327 | ¥7,241,327 |
| 25 | 1.20% | ¥193,769 | ¥58,130,845 | ¥7,930,845 |
| 25 | 1.30% | ¥196,085 | ¥58,825,538 | ¥8,625,538 |
| 25 | 1.40% | ¥198,418 | ¥59,525,396 | ¥9,325,396 |
| 25 | 1.50% | ¥200,768 | ¥60,230,411 | ¥10,030,411 |
| 25 | 1.60% | ¥203,135 | ¥60,940,572 | ¥10,740,572 |
| 25 | 1.70% | ¥205,520 | ¥61,655,870 | ¥11,455,870 |
| 25 | 1.80% | ¥207,921 | ¥62,376,292 | ¥12,176,292 |
| 25 | 1.90% | ¥210,339 | ¥63,101,827 | ¥12,901,827 |
| 25 | 2.00% | ¥212,775 | ¥63,832,463 | ¥13,632,463 |
| 25 | 2.10% | ¥215,227 | ¥64,568,187 | ¥14,368,187 |
| 25 | 2.20% | ¥217,697 | ¥65,308,985 | ¥15,108,985 |
| 25 | 2.30% | ¥220,183 | ¥66,054,843 | ¥15,854,843 |
| 25 | 2.40% | ¥222,686 | ¥66,805,747 | ¥16,605,747 |
| 25 | 2.50% | ¥225,206 | ¥67,561,680 | ¥17,361,680 |
| 25 | 2.60% | ¥227,742 | ¥68,322,628 | ¥18,122,628 |
| 25 | 2.70% | ¥230,295 | ¥69,088,573 | ¥18,888,573 |
| 25 | 2.80% | ¥232,865 | ¥69,859,499 | ¥19,659,499 |
| 25 | 2.90% | ¥235,451 | ¥70,635,389 | ¥20,435,389 |
| 25 | 3.00% | ¥238,054 | ¥71,416,224 | ¥21,216,224 |
5020万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥224,211 | ¥53,810,583 | ¥3,610,583 |
| 20 | 0.80% | ¥226,416 | ¥54,339,744 | ¥4,139,744 |
| 20 | 0.90% | ¥228,634 | ¥54,872,239 | ¥4,672,239 |
| 20 | 1.00% | ¥230,867 | ¥55,408,066 | ¥5,208,066 |
| 20 | 1.10% | ¥233,113 | ¥55,947,222 | ¥5,747,222 |
| 20 | 1.20% | ¥235,374 | ¥56,489,705 | ¥6,289,705 |
| 20 | 1.30% | ¥237,648 | ¥57,035,509 | ¥6,835,509 |
| 20 | 1.40% | ¥239,936 | ¥57,584,633 | ¥7,384,633 |
| 20 | 1.50% | ¥242,238 | ¥58,137,071 | ¥7,937,071 |
| 20 | 1.60% | ¥244,553 | ¥58,692,819 | ¥8,492,819 |
| 20 | 1.70% | ¥246,883 | ¥59,251,874 | ¥9,051,874 |
| 20 | 1.80% | ¥249,226 | ¥59,814,230 | ¥9,614,230 |
| 20 | 1.90% | ¥251,583 | ¥60,379,881 | ¥10,179,881 |
| 20 | 2.00% | ¥253,953 | ¥60,948,824 | ¥10,748,824 |
| 20 | 2.10% | ¥256,338 | ¥61,521,052 | ¥11,321,052 |
| 20 | 2.20% | ¥258,736 | ¥62,096,560 | ¥11,896,560 |
| 20 | 2.30% | ¥261,147 | ¥62,675,342 | ¥12,475,342 |
| 20 | 2.40% | ¥263,572 | ¥63,257,391 | ¥13,057,391 |
| 20 | 2.50% | ¥266,011 | ¥63,842,701 | ¥13,642,701 |
| 20 | 2.60% | ¥268,464 | ¥64,431,265 | ¥14,231,265 |
| 20 | 2.70% | ¥270,929 | ¥65,023,076 | ¥14,823,076 |
| 20 | 2.80% | ¥273,409 | ¥65,618,127 | ¥15,418,127 |
| 20 | 2.90% | ¥275,902 | ¥66,216,410 | ¥16,016,410 |
| 20 | 3.00% | ¥278,408 | ¥66,817,919 | ¥16,617,919 |
5020万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥293,868 | ¥52,896,240 | ¥2,696,240 |
| 15 | 0.80% | ¥296,050 | ¥53,288,937 | ¥3,088,937 |
| 15 | 0.90% | ¥298,242 | ¥53,683,512 | ¥3,483,512 |
| 15 | 1.00% | ¥300,444 | ¥54,079,964 | ¥3,879,964 |
| 15 | 1.10% | ¥302,657 | ¥54,478,292 | ¥4,278,292 |
| 15 | 1.20% | ¥304,881 | ¥54,878,495 | ¥4,678,495 |
| 15 | 1.30% | ¥307,114 | ¥55,280,571 | ¥5,080,571 |
| 15 | 1.40% | ¥309,358 | ¥55,684,520 | ¥5,484,520 |
| 15 | 1.50% | ¥311,613 | ¥56,090,339 | ¥5,890,339 |
| 15 | 1.60% | ¥313,878 | ¥56,498,028 | ¥6,298,028 |
| 15 | 1.70% | ¥316,153 | ¥56,907,585 | ¥6,707,585 |
| 15 | 1.80% | ¥318,439 | ¥57,319,008 | ¥7,119,008 |
| 15 | 1.90% | ¥320,735 | ¥57,732,296 | ¥7,532,296 |
| 15 | 2.00% | ¥323,041 | ¥58,147,446 | ¥7,947,446 |
| 15 | 2.10% | ¥325,358 | ¥58,564,458 | ¥8,364,458 |
| 15 | 2.20% | ¥327,685 | ¥58,983,328 | ¥8,783,328 |
| 15 | 2.30% | ¥330,023 | ¥59,404,056 | ¥9,204,056 |
| 15 | 2.40% | ¥332,370 | ¥59,826,638 | ¥9,626,638 |
| 15 | 2.50% | ¥334,728 | ¥60,251,073 | ¥10,051,073 |
| 15 | 2.60% | ¥337,096 | ¥60,677,358 | ¥10,477,358 |
| 15 | 2.70% | ¥339,475 | ¥61,105,492 | ¥10,905,492 |
| 15 | 2.80% | ¥341,864 | ¥61,535,471 | ¥11,335,471 |
| 15 | 2.90% | ¥344,263 | ¥61,967,294 | ¥11,767,294 |
| 15 | 3.00% | ¥346,672 | ¥62,400,957 | ¥12,200,957 |
5020万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥433,268 | ¥51,992,131 | ¥1,792,131 |
| 10 | 0.80% | ¥435,429 | ¥52,251,493 | ¥2,051,493 |
| 10 | 0.90% | ¥437,597 | ¥52,511,690 | ¥2,311,690 |
| 10 | 1.00% | ¥439,773 | ¥52,772,723 | ¥2,572,723 |
| 10 | 1.10% | ¥441,955 | ¥53,034,590 | ¥2,834,590 |
| 10 | 1.20% | ¥444,144 | ¥53,297,291 | ¥3,097,291 |
| 10 | 1.30% | ¥446,340 | ¥53,560,827 | ¥3,360,827 |
| 10 | 1.40% | ¥448,543 | ¥53,825,196 | ¥3,625,196 |
| 10 | 1.50% | ¥450,753 | ¥54,090,399 | ¥3,890,399 |
| 10 | 1.60% | ¥452,970 | ¥54,356,436 | ¥4,156,436 |
| 10 | 1.70% | ¥455,194 | ¥54,623,305 | ¥4,423,305 |
| 10 | 1.80% | ¥457,425 | ¥54,891,006 | ¥4,691,006 |
| 10 | 1.90% | ¥459,663 | ¥55,159,540 | ¥4,959,540 |
| 10 | 2.00% | ¥461,908 | ¥55,428,905 | ¥5,228,905 |
| 10 | 2.10% | ¥464,159 | ¥55,699,101 | ¥5,499,101 |
| 10 | 2.20% | ¥466,418 | ¥55,970,128 | ¥5,770,128 |
| 10 | 2.30% | ¥468,683 | ¥56,241,985 | ¥6,041,985 |
| 10 | 2.40% | ¥470,956 | ¥56,514,672 | ¥6,314,672 |
| 10 | 2.50% | ¥473,235 | ¥56,788,189 | ¥6,588,189 |
| 10 | 2.60% | ¥475,521 | ¥57,062,534 | ¥6,862,534 |
| 10 | 2.70% | ¥477,814 | ¥57,337,708 | ¥7,137,708 |
| 10 | 2.80% | ¥480,114 | ¥57,613,709 | ¥7,413,709 |
| 10 | 2.90% | ¥482,421 | ¥57,890,537 | ¥7,690,537 |
| 10 | 3.00% | ¥484,735 | ¥58,168,193 | ¥7,968,193 |
