5020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5020万円の住宅ローン|期間・年数別
5020万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥99,185 |
¥59,510,907 |
¥9,310,907 |
| 50 |
0.80% |
¥101,540 |
¥60,924,065 |
¥10,724,065 |
| 50 |
0.90% |
¥103,930 |
¥62,357,788 |
¥12,157,788 |
| 50 |
1.00% |
¥106,353 |
¥63,811,985 |
¥13,611,985 |
| 50 |
1.10% |
¥108,811 |
¥65,286,558 |
¥15,086,558 |
| 50 |
1.20% |
¥111,302 |
¥66,781,397 |
¥16,581,397 |
| 50 |
1.30% |
¥113,827 |
¥68,296,386 |
¥18,096,386 |
| 50 |
1.40% |
¥116,386 |
¥69,831,398 |
¥19,631,398 |
| 50 |
1.50% |
¥118,977 |
¥71,386,295 |
¥21,186,295 |
| 50 |
1.60% |
¥121,602 |
¥72,960,935 |
¥22,760,935 |
| 50 |
1.70% |
¥124,259 |
¥74,555,164 |
¥24,355,164 |
| 50 |
1.80% |
¥126,948 |
¥76,168,821 |
¥25,968,821 |
| 50 |
1.90% |
¥129,670 |
¥77,801,738 |
¥27,601,738 |
| 50 |
2.00% |
¥132,423 |
¥79,453,737 |
¥29,253,737 |
| 50 |
2.10% |
¥135,208 |
¥81,124,636 |
¥30,924,636 |
| 50 |
2.20% |
¥138,024 |
¥82,814,243 |
¥32,614,243 |
| 50 |
2.30% |
¥140,871 |
¥84,522,361 |
¥34,322,361 |
| 50 |
2.40% |
¥143,748 |
¥86,248,785 |
¥36,048,785 |
| 50 |
2.50% |
¥146,656 |
¥87,993,306 |
¥37,793,306 |
| 50 |
2.60% |
¥149,593 |
¥89,755,708 |
¥39,555,708 |
| 50 |
2.70% |
¥152,560 |
¥91,535,770 |
¥41,335,770 |
| 50 |
2.80% |
¥155,555 |
¥93,333,264 |
¥43,133,264 |
| 50 |
2.90% |
¥158,580 |
¥95,147,960 |
¥44,947,960 |
| 50 |
3.00% |
¥161,633 |
¥96,979,622 |
¥46,779,622 |
5020万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥108,399 |
¥58,535,426 |
¥8,335,426 |
| 45 |
0.80% |
¥110,729 |
¥59,793,545 |
¥9,593,545 |
| 45 |
0.90% |
¥113,090 |
¥61,068,370 |
¥10,868,370 |
| 45 |
1.00% |
¥115,481 |
¥62,359,844 |
¥12,159,844 |
| 45 |
1.10% |
¥117,904 |
¥63,667,901 |
¥13,467,901 |
| 45 |
1.20% |
¥120,356 |
¥64,992,467 |
¥14,792,467 |
| 45 |
1.30% |
¥122,840 |
¥66,333,466 |
¥16,133,466 |
| 45 |
1.40% |
¥125,353 |
¥67,690,813 |
¥17,490,813 |
| 45 |
1.50% |
¥127,897 |
¥69,064,417 |
¥18,864,417 |
| 45 |
1.60% |
¥130,471 |
¥70,454,183 |
¥20,254,183 |
| 45 |
1.70% |
¥133,074 |
¥71,860,007 |
¥21,660,007 |
| 45 |
1.80% |
¥135,707 |
¥73,281,783 |
¥23,081,783 |
| 45 |
1.90% |
¥138,369 |
¥74,719,397 |
¥24,519,397 |
| 45 |
2.00% |
¥141,061 |
¥76,172,732 |
¥25,972,732 |
| 45 |
2.10% |
¥143,781 |
¥77,641,662 |
¥27,441,662 |
| 45 |
2.20% |
¥146,530 |
¥79,126,061 |
¥28,926,061 |
| 45 |
2.30% |
¥149,307 |
¥80,625,795 |
¥30,425,795 |
| 45 |
2.40% |
¥152,112 |
¥82,140,725 |
¥31,940,725 |
| 45 |
2.50% |
¥154,946 |
¥83,670,709 |
¥33,470,709 |
| 45 |
2.60% |
¥157,807 |
¥85,215,601 |
¥35,015,601 |
| 45 |
2.70% |
¥160,695 |
¥86,775,250 |
¥36,575,250 |
| 45 |
2.80% |
¥163,610 |
¥88,349,501 |
¥38,149,501 |
| 45 |
2.90% |
¥166,552 |
¥89,938,195 |
¥39,738,195 |
| 45 |
3.00% |
¥169,521 |
¥91,541,170 |
¥41,341,170 |
5020万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥119,938 |
¥57,570,091 |
¥7,370,091 |
| 40 |
0.80% |
¥122,242 |
¥58,676,233 |
¥8,476,233 |
| 40 |
0.90% |
¥124,574 |
¥59,795,613 |
¥9,595,613 |
| 40 |
1.00% |
¥126,934 |
¥60,928,192 |
¥10,728,192 |
| 40 |
1.10% |
¥129,321 |
¥62,073,929 |
¥11,873,929 |
| 40 |
1.20% |
¥131,735 |
¥63,232,779 |
¥13,032,779 |
| 40 |
1.30% |
¥134,176 |
¥64,404,691 |
¥14,204,691 |
| 40 |
1.40% |
¥136,645 |
¥65,589,612 |
¥15,389,612 |
| 40 |
1.50% |
¥139,141 |
¥66,787,485 |
¥16,587,485 |
| 40 |
1.60% |
¥141,663 |
¥67,998,250 |
¥17,798,250 |
| 40 |
1.70% |
¥144,212 |
¥69,221,840 |
¥19,021,840 |
| 40 |
1.80% |
¥146,788 |
¥70,458,188 |
¥20,258,188 |
| 40 |
1.90% |
¥149,390 |
¥71,707,222 |
¥21,507,222 |
| 40 |
2.00% |
¥152,018 |
¥72,968,866 |
¥22,768,866 |
| 40 |
2.10% |
¥154,673 |
¥74,243,041 |
¥24,043,041 |
| 40 |
2.20% |
¥157,353 |
¥75,529,665 |
¥25,329,665 |
| 40 |
2.30% |
¥160,060 |
¥76,828,653 |
¥26,628,653 |
| 40 |
2.40% |
¥162,791 |
¥78,139,916 |
¥27,939,916 |
| 40 |
2.50% |
¥165,549 |
¥79,463,362 |
¥29,263,362 |
| 40 |
2.60% |
¥168,331 |
¥80,798,896 |
¥30,598,896 |
| 40 |
2.70% |
¥171,138 |
¥82,146,421 |
¥31,946,421 |
| 40 |
2.80% |
¥173,970 |
¥83,505,837 |
¥33,305,837 |
| 40 |
2.90% |
¥176,827 |
¥84,877,041 |
¥34,677,041 |
| 40 |
3.00% |
¥179,708 |
¥86,259,926 |
¥36,059,926 |
5020万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥134,797 |
¥56,614,921 |
¥6,414,921 |
| 35 |
0.80% |
¥137,077 |
¥57,572,168 |
¥7,372,168 |
| 35 |
0.90% |
¥139,380 |
¥58,539,574 |
¥8,339,574 |
| 35 |
1.00% |
¥141,707 |
¥59,517,117 |
¥9,317,117 |
| 35 |
1.10% |
¥144,059 |
¥60,504,771 |
¥10,304,771 |
| 35 |
1.20% |
¥146,435 |
¥61,502,510 |
¥11,302,510 |
| 35 |
1.30% |
¥148,834 |
¥62,510,304 |
¥12,310,304 |
| 35 |
1.40% |
¥151,257 |
¥63,528,121 |
¥13,328,121 |
| 35 |
1.50% |
¥153,705 |
¥64,555,927 |
¥14,355,927 |
| 35 |
1.60% |
¥156,175 |
¥65,593,686 |
¥15,393,686 |
| 35 |
1.70% |
¥158,670 |
¥66,641,359 |
¥16,441,359 |
| 35 |
1.80% |
¥161,188 |
¥67,698,905 |
¥17,498,905 |
| 35 |
1.90% |
¥163,729 |
¥68,766,281 |
¥18,566,281 |
| 35 |
2.00% |
¥166,294 |
¥69,843,442 |
¥19,643,442 |
| 35 |
2.10% |
¥168,882 |
¥70,930,341 |
¥20,730,341 |
| 35 |
2.20% |
¥171,493 |
¥72,026,927 |
¥21,826,927 |
| 35 |
2.30% |
¥174,127 |
¥73,133,150 |
¥22,933,150 |
| 35 |
2.40% |
¥176,783 |
¥74,248,957 |
¥24,048,957 |
| 35 |
2.50% |
¥179,463 |
¥75,374,291 |
¥25,174,291 |
| 35 |
2.60% |
¥182,165 |
¥76,509,096 |
¥26,309,096 |
| 35 |
2.70% |
¥184,889 |
¥77,653,313 |
¥27,453,313 |
| 35 |
2.80% |
¥187,635 |
¥78,806,880 |
¥28,606,880 |
| 35 |
2.90% |
¥190,404 |
¥79,969,735 |
¥29,769,735 |
| 35 |
3.00% |
¥193,195 |
¥81,141,814 |
¥30,941,814 |
5020万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥154,639 |
¥55,669,936 |
¥5,469,936 |
| 30 |
0.80% |
¥156,893 |
¥56,481,380 |
¥6,281,380 |
| 30 |
0.90% |
¥159,168 |
¥57,300,304 |
¥7,100,304 |
| 30 |
1.00% |
¥161,463 |
¥58,126,694 |
¥7,926,694 |
| 30 |
1.10% |
¥163,779 |
¥58,960,538 |
¥8,760,538 |
| 30 |
1.20% |
¥166,116 |
¥59,801,819 |
¥9,601,819 |
| 30 |
1.30% |
¥168,474 |
¥60,650,523 |
¥10,450,523 |
| 30 |
1.40% |
¥170,852 |
¥61,506,631 |
¥11,306,631 |
| 30 |
1.50% |
¥173,250 |
¥62,370,124 |
¥12,170,124 |
| 30 |
1.60% |
¥175,669 |
¥63,240,984 |
¥13,040,984 |
| 30 |
1.70% |
¥178,109 |
¥64,119,187 |
¥13,919,187 |
| 30 |
1.80% |
¥180,569 |
¥65,004,712 |
¥14,804,712 |
| 30 |
1.90% |
¥183,049 |
¥65,897,535 |
¥15,697,535 |
| 30 |
2.00% |
¥185,549 |
¥66,797,631 |
¥16,597,631 |
| 30 |
2.10% |
¥188,069 |
¥67,704,974 |
¥17,504,974 |
| 30 |
2.20% |
¥190,610 |
¥68,619,536 |
¥18,419,536 |
| 30 |
2.30% |
¥193,170 |
¥69,541,289 |
¥19,341,289 |
| 30 |
2.40% |
¥195,751 |
¥70,470,204 |
¥20,270,204 |
| 30 |
2.50% |
¥198,351 |
¥71,406,249 |
¥21,206,249 |
| 30 |
2.60% |
¥200,971 |
¥72,349,393 |
¥22,149,393 |
| 30 |
2.70% |
¥203,610 |
¥73,299,602 |
¥23,099,602 |
| 30 |
2.80% |
¥206,269 |
¥74,256,844 |
¥24,056,844 |
| 30 |
2.90% |
¥208,947 |
¥75,221,082 |
¥25,021,082 |
| 30 |
3.00% |
¥211,645 |
¥76,192,281 |
¥25,992,281 |
5020万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥182,451 |
¥54,735,152 |
¥4,535,152 |
| 25 |
0.80% |
¥184,680 |
¥55,403,898 |
¥5,203,898 |
| 25 |
0.90% |
¥186,926 |
¥56,077,846 |
¥5,877,846 |
| 25 |
1.00% |
¥189,190 |
¥56,756,992 |
¥6,556,992 |
| 25 |
1.10% |
¥191,471 |
¥57,441,327 |
¥7,241,327 |
| 25 |
1.20% |
¥193,769 |
¥58,130,845 |
¥7,930,845 |
| 25 |
1.30% |
¥196,085 |
¥58,825,538 |
¥8,625,538 |
| 25 |
1.40% |
¥198,418 |
¥59,525,396 |
¥9,325,396 |
| 25 |
1.50% |
¥200,768 |
¥60,230,411 |
¥10,030,411 |
| 25 |
1.60% |
¥203,135 |
¥60,940,572 |
¥10,740,572 |
| 25 |
1.70% |
¥205,520 |
¥61,655,870 |
¥11,455,870 |
| 25 |
1.80% |
¥207,921 |
¥62,376,292 |
¥12,176,292 |
| 25 |
1.90% |
¥210,339 |
¥63,101,827 |
¥12,901,827 |
| 25 |
2.00% |
¥212,775 |
¥63,832,463 |
¥13,632,463 |
| 25 |
2.10% |
¥215,227 |
¥64,568,187 |
¥14,368,187 |
| 25 |
2.20% |
¥217,697 |
¥65,308,985 |
¥15,108,985 |
| 25 |
2.30% |
¥220,183 |
¥66,054,843 |
¥15,854,843 |
| 25 |
2.40% |
¥222,686 |
¥66,805,747 |
¥16,605,747 |
| 25 |
2.50% |
¥225,206 |
¥67,561,680 |
¥17,361,680 |
| 25 |
2.60% |
¥227,742 |
¥68,322,628 |
¥18,122,628 |
| 25 |
2.70% |
¥230,295 |
¥69,088,573 |
¥18,888,573 |
| 25 |
2.80% |
¥232,865 |
¥69,859,499 |
¥19,659,499 |
| 25 |
2.90% |
¥235,451 |
¥70,635,389 |
¥20,435,389 |
| 25 |
3.00% |
¥238,054 |
¥71,416,224 |
¥21,216,224 |
5020万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥224,211 |
¥53,810,583 |
¥3,610,583 |
| 20 |
0.80% |
¥226,416 |
¥54,339,744 |
¥4,139,744 |
| 20 |
0.90% |
¥228,634 |
¥54,872,239 |
¥4,672,239 |
| 20 |
1.00% |
¥230,867 |
¥55,408,066 |
¥5,208,066 |
| 20 |
1.10% |
¥233,113 |
¥55,947,222 |
¥5,747,222 |
| 20 |
1.20% |
¥235,374 |
¥56,489,705 |
¥6,289,705 |
| 20 |
1.30% |
¥237,648 |
¥57,035,509 |
¥6,835,509 |
| 20 |
1.40% |
¥239,936 |
¥57,584,633 |
¥7,384,633 |
| 20 |
1.50% |
¥242,238 |
¥58,137,071 |
¥7,937,071 |
| 20 |
1.60% |
¥244,553 |
¥58,692,819 |
¥8,492,819 |
| 20 |
1.70% |
¥246,883 |
¥59,251,874 |
¥9,051,874 |
| 20 |
1.80% |
¥249,226 |
¥59,814,230 |
¥9,614,230 |
| 20 |
1.90% |
¥251,583 |
¥60,379,881 |
¥10,179,881 |
| 20 |
2.00% |
¥253,953 |
¥60,948,824 |
¥10,748,824 |
| 20 |
2.10% |
¥256,338 |
¥61,521,052 |
¥11,321,052 |
| 20 |
2.20% |
¥258,736 |
¥62,096,560 |
¥11,896,560 |
| 20 |
2.30% |
¥261,147 |
¥62,675,342 |
¥12,475,342 |
| 20 |
2.40% |
¥263,572 |
¥63,257,391 |
¥13,057,391 |
| 20 |
2.50% |
¥266,011 |
¥63,842,701 |
¥13,642,701 |
| 20 |
2.60% |
¥268,464 |
¥64,431,265 |
¥14,231,265 |
| 20 |
2.70% |
¥270,929 |
¥65,023,076 |
¥14,823,076 |
| 20 |
2.80% |
¥273,409 |
¥65,618,127 |
¥15,418,127 |
| 20 |
2.90% |
¥275,902 |
¥66,216,410 |
¥16,016,410 |
| 20 |
3.00% |
¥278,408 |
¥66,817,919 |
¥16,617,919 |
5020万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥293,868 |
¥52,896,240 |
¥2,696,240 |
| 15 |
0.80% |
¥296,050 |
¥53,288,937 |
¥3,088,937 |
| 15 |
0.90% |
¥298,242 |
¥53,683,512 |
¥3,483,512 |
| 15 |
1.00% |
¥300,444 |
¥54,079,964 |
¥3,879,964 |
| 15 |
1.10% |
¥302,657 |
¥54,478,292 |
¥4,278,292 |
| 15 |
1.20% |
¥304,881 |
¥54,878,495 |
¥4,678,495 |
| 15 |
1.30% |
¥307,114 |
¥55,280,571 |
¥5,080,571 |
| 15 |
1.40% |
¥309,358 |
¥55,684,520 |
¥5,484,520 |
| 15 |
1.50% |
¥311,613 |
¥56,090,339 |
¥5,890,339 |
| 15 |
1.60% |
¥313,878 |
¥56,498,028 |
¥6,298,028 |
| 15 |
1.70% |
¥316,153 |
¥56,907,585 |
¥6,707,585 |
| 15 |
1.80% |
¥318,439 |
¥57,319,008 |
¥7,119,008 |
| 15 |
1.90% |
¥320,735 |
¥57,732,296 |
¥7,532,296 |
| 15 |
2.00% |
¥323,041 |
¥58,147,446 |
¥7,947,446 |
| 15 |
2.10% |
¥325,358 |
¥58,564,458 |
¥8,364,458 |
| 15 |
2.20% |
¥327,685 |
¥58,983,328 |
¥8,783,328 |
| 15 |
2.30% |
¥330,023 |
¥59,404,056 |
¥9,204,056 |
| 15 |
2.40% |
¥332,370 |
¥59,826,638 |
¥9,626,638 |
| 15 |
2.50% |
¥334,728 |
¥60,251,073 |
¥10,051,073 |
| 15 |
2.60% |
¥337,096 |
¥60,677,358 |
¥10,477,358 |
| 15 |
2.70% |
¥339,475 |
¥61,105,492 |
¥10,905,492 |
| 15 |
2.80% |
¥341,864 |
¥61,535,471 |
¥11,335,471 |
| 15 |
2.90% |
¥344,263 |
¥61,967,294 |
¥11,767,294 |
| 15 |
3.00% |
¥346,672 |
¥62,400,957 |
¥12,200,957 |
5020万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥433,268 |
¥51,992,131 |
¥1,792,131 |
| 10 |
0.80% |
¥435,429 |
¥52,251,493 |
¥2,051,493 |
| 10 |
0.90% |
¥437,597 |
¥52,511,690 |
¥2,311,690 |
| 10 |
1.00% |
¥439,773 |
¥52,772,723 |
¥2,572,723 |
| 10 |
1.10% |
¥441,955 |
¥53,034,590 |
¥2,834,590 |
| 10 |
1.20% |
¥444,144 |
¥53,297,291 |
¥3,097,291 |
| 10 |
1.30% |
¥446,340 |
¥53,560,827 |
¥3,360,827 |
| 10 |
1.40% |
¥448,543 |
¥53,825,196 |
¥3,625,196 |
| 10 |
1.50% |
¥450,753 |
¥54,090,399 |
¥3,890,399 |
| 10 |
1.60% |
¥452,970 |
¥54,356,436 |
¥4,156,436 |
| 10 |
1.70% |
¥455,194 |
¥54,623,305 |
¥4,423,305 |
| 10 |
1.80% |
¥457,425 |
¥54,891,006 |
¥4,691,006 |
| 10 |
1.90% |
¥459,663 |
¥55,159,540 |
¥4,959,540 |
| 10 |
2.00% |
¥461,908 |
¥55,428,905 |
¥5,228,905 |
| 10 |
2.10% |
¥464,159 |
¥55,699,101 |
¥5,499,101 |
| 10 |
2.20% |
¥466,418 |
¥55,970,128 |
¥5,770,128 |
| 10 |
2.30% |
¥468,683 |
¥56,241,985 |
¥6,041,985 |
| 10 |
2.40% |
¥470,956 |
¥56,514,672 |
¥6,314,672 |
| 10 |
2.50% |
¥473,235 |
¥56,788,189 |
¥6,588,189 |
| 10 |
2.60% |
¥475,521 |
¥57,062,534 |
¥6,862,534 |
| 10 |
2.70% |
¥477,814 |
¥57,337,708 |
¥7,137,708 |
| 10 |
2.80% |
¥480,114 |
¥57,613,709 |
¥7,413,709 |
| 10 |
2.90% |
¥482,421 |
¥57,890,537 |
¥7,690,537 |
| 10 |
3.00% |
¥484,735 |
¥58,168,193 |
¥7,968,193 |