5040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5040万円の住宅ローン｜期間・年数別
5040万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥99,580 | ¥59,748,002 | ¥9,348,002 |
| 50 | 0.80% | ¥101,945 | ¥61,166,791 | ¥10,766,791 |
| 50 | 0.90% | ¥104,344 | ¥62,606,225 | ¥12,206,225 |
| 50 | 1.00% | ¥106,777 | ¥64,066,216 | ¥13,666,216 |
| 50 | 1.10% | ¥109,244 | ¥65,546,664 | ¥15,146,664 |
| 50 | 1.20% | ¥111,746 | ¥67,047,459 | ¥16,647,459 |
| 50 | 1.30% | ¥114,281 | ¥68,568,483 | ¥18,168,483 |
| 50 | 1.40% | ¥116,849 | ¥70,109,610 | ¥19,709,610 |
| 50 | 1.50% | ¥119,451 | ¥71,670,703 | ¥21,270,703 |
| 50 | 1.60% | ¥122,086 | ¥73,251,616 | ¥22,851,616 |
| 50 | 1.70% | ¥124,754 | ¥74,852,197 | ¥24,452,197 |
| 50 | 1.80% | ¥127,454 | ¥76,472,283 | ¥26,072,283 |
| 50 | 1.90% | ¥130,186 | ¥78,111,705 | ¥27,711,705 |
| 50 | 2.00% | ¥132,950 | ¥79,770,286 | ¥29,370,286 |
| 50 | 2.10% | ¥135,746 | ¥81,447,842 | ¥31,047,842 |
| 50 | 2.20% | ¥138,574 | ¥83,144,180 | ¥32,744,180 |
| 50 | 2.30% | ¥141,432 | ¥84,859,103 | ¥34,459,103 |
| 50 | 2.40% | ¥144,321 | ¥86,592,406 | ¥36,192,406 |
| 50 | 2.50% | ¥147,240 | ¥88,343,877 | ¥37,943,877 |
| 50 | 2.60% | ¥150,189 | ¥90,113,301 | ¥39,713,301 |
| 50 | 2.70% | ¥153,167 | ¥91,900,454 | ¥41,500,454 |
| 50 | 2.80% | ¥156,175 | ¥93,705,110 | ¥43,305,110 |
| 50 | 2.90% | ¥159,212 | ¥95,527,036 | ¥45,127,036 |
| 50 | 3.00% | ¥162,277 | ¥97,365,995 | ¥46,965,995 |
5040万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥108,831 | ¥58,768,635 | ¥8,368,635 |
| 45 | 0.80% | ¥111,170 | ¥60,031,766 | ¥9,631,766 |
| 45 | 0.90% | ¥113,540 | ¥61,311,671 | ¥10,911,671 |
| 45 | 1.00% | ¥115,941 | ¥62,608,290 | ¥12,208,290 |
| 45 | 1.10% | ¥118,373 | ¥63,921,558 | ¥13,521,558 |
| 45 | 1.20% | ¥120,836 | ¥65,251,402 | ¥14,851,402 |
| 45 | 1.30% | ¥123,329 | ¥66,597,743 | ¥16,197,743 |
| 45 | 1.40% | ¥125,853 | ¥67,960,498 | ¥17,560,498 |
| 45 | 1.50% | ¥128,407 | ¥69,339,574 | ¥18,939,574 |
| 45 | 1.60% | ¥130,991 | ¥70,734,877 | ¥20,334,877 |
| 45 | 1.70% | ¥133,604 | ¥72,146,302 | ¥21,746,302 |
| 45 | 1.80% | ¥136,248 | ¥73,573,742 | ¥23,173,742 |
| 45 | 1.90% | ¥138,921 | ¥75,017,084 | ¥24,617,084 |
| 45 | 2.00% | ¥141,623 | ¥76,476,209 | ¥26,076,209 |
| 45 | 2.10% | ¥144,354 | ¥77,950,992 | ¥27,550,992 |
| 45 | 2.20% | ¥147,114 | ¥79,441,305 | ¥29,041,305 |
| 45 | 2.30% | ¥149,902 | ¥80,947,013 | ¥30,547,013 |
| 45 | 2.40% | ¥152,718 | ¥82,467,979 | ¥32,067,979 |
| 45 | 2.50% | ¥155,563 | ¥84,004,059 | ¥33,604,059 |
| 45 | 2.60% | ¥158,435 | ¥85,555,106 | ¥35,155,106 |
| 45 | 2.70% | ¥161,335 | ¥87,120,968 | ¥36,720,968 |
| 45 | 2.80% | ¥164,262 | ¥88,701,491 | ¥38,301,491 |
| 45 | 2.90% | ¥167,216 | ¥90,296,514 | ¥39,896,514 |
| 45 | 3.00% | ¥170,196 | ¥91,905,876 | ¥41,505,876 |
5040万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥120,416 | ¥57,799,453 | ¥7,399,453 |
| 40 | 0.80% | ¥122,729 | ¥58,910,003 | ¥8,510,003 |
| 40 | 0.90% | ¥125,071 | ¥60,033,843 | ¥9,633,843 |
| 40 | 1.00% | ¥127,439 | ¥61,170,934 | ¥10,770,934 |
| 40 | 1.10% | ¥129,836 | ¥62,321,236 | ¥11,921,236 |
| 40 | 1.20% | ¥132,260 | ¥63,484,702 | ¥13,084,702 |
| 40 | 1.30% | ¥134,711 | ¥64,661,283 | ¥14,261,283 |
| 40 | 1.40% | ¥137,189 | ¥65,850,925 | ¥15,450,925 |
| 40 | 1.50% | ¥139,695 | ¥67,053,571 | ¥16,653,571 |
| 40 | 1.60% | ¥142,227 | ¥68,269,159 | ¥17,869,159 |
| 40 | 1.70% | ¥144,787 | ¥69,497,624 | ¥19,097,624 |
| 40 | 1.80% | ¥147,373 | ¥70,738,898 | ¥20,338,898 |
| 40 | 1.90% | ¥149,985 | ¥71,992,908 | ¥21,592,908 |
| 40 | 2.00% | ¥152,624 | ¥73,259,579 | ¥22,859,579 |
| 40 | 2.10% | ¥155,289 | ¥74,538,830 | ¥24,138,830 |
| 40 | 2.20% | ¥157,980 | ¥75,830,580 | ¥25,430,580 |
| 40 | 2.30% | ¥160,697 | ¥77,134,743 | ¥26,734,743 |
| 40 | 2.40% | ¥163,440 | ¥78,451,230 | ¥28,051,230 |
| 40 | 2.50% | ¥166,208 | ¥79,779,949 | ¥29,379,949 |
| 40 | 2.60% | ¥169,002 | ¥81,120,804 | ¥30,720,804 |
| 40 | 2.70% | ¥171,820 | ¥82,473,698 | ¥32,073,698 |
| 40 | 2.80% | ¥174,664 | ¥83,838,530 | ¥33,438,530 |
| 40 | 2.90% | ¥177,532 | ¥85,215,196 | ¥34,815,196 |
| 40 | 3.00% | ¥180,424 | ¥86,603,591 | ¥36,203,591 |
5040万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥135,334 | ¥56,840,478 | ¥6,440,478 |
| 35 | 0.80% | ¥137,623 | ¥57,801,539 | ¥7,401,539 |
| 35 | 0.90% | ¥139,935 | ¥58,772,800 | ¥8,372,800 |
| 35 | 1.00% | ¥142,272 | ¥59,754,237 | ¥9,354,237 |
| 35 | 1.10% | ¥144,633 | ¥60,745,826 | ¥10,345,826 |
| 35 | 1.20% | ¥147,018 | ¥61,747,540 | ¥11,347,540 |
| 35 | 1.30% | ¥149,427 | ¥62,759,349 | ¥12,359,349 |
| 35 | 1.40% | ¥151,860 | ¥63,781,221 | ¥13,381,221 |
| 35 | 1.50% | ¥154,317 | ¥64,813,122 | ¥14,413,122 |
| 35 | 1.60% | ¥156,798 | ¥65,855,016 | ¥15,455,016 |
| 35 | 1.70% | ¥159,302 | ¥66,906,863 | ¥16,506,863 |
| 35 | 1.80% | ¥161,830 | ¥67,968,622 | ¥17,568,622 |
| 35 | 1.90% | ¥164,382 | ¥69,040,251 | ¥18,640,251 |
| 35 | 2.00% | ¥166,956 | ¥70,121,703 | ¥19,721,703 |
| 35 | 2.10% | ¥169,555 | ¥71,212,932 | ¥20,812,932 |
| 35 | 2.20% | ¥172,176 | ¥72,313,887 | ¥21,913,887 |
| 35 | 2.30% | ¥174,820 | ¥73,424,518 | ¥23,024,518 |
| 35 | 2.40% | ¥177,488 | ¥74,544,769 | ¥24,144,769 |
| 35 | 2.50% | ¥180,178 | ¥75,674,587 | ¥25,274,587 |
| 35 | 2.60% | ¥182,890 | ¥76,813,913 | ¥26,413,913 |
| 35 | 2.70% | ¥185,625 | ¥77,962,689 | ¥27,562,689 |
| 35 | 2.80% | ¥188,383 | ¥79,120,852 | ¥28,720,852 |
| 35 | 2.90% | ¥191,163 | ¥80,288,340 | ¥29,888,340 |
| 35 | 3.00% | ¥193,964 | ¥81,465,088 | ¥31,065,088 |
5040万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥155,255 | ¥55,891,729 | ¥5,491,729 |
| 30 | 0.80% | ¥157,518 | ¥56,706,406 | ¥6,306,406 |
| 30 | 0.90% | ¥159,802 | ¥57,528,592 | ¥7,128,592 |
| 30 | 1.00% | ¥162,106 | ¥58,358,275 | ¥7,958,275 |
| 30 | 1.10% | ¥164,432 | ¥59,195,440 | ¥8,795,440 |
| 30 | 1.20% | ¥166,778 | ¥60,040,073 | ¥9,640,073 |
| 30 | 1.30% | ¥169,145 | ¥60,892,158 | ¥10,492,158 |
| 30 | 1.40% | ¥171,532 | ¥61,751,677 | ¥11,351,677 |
| 30 | 1.50% | ¥173,941 | ¥62,618,611 | ¥12,218,611 |
| 30 | 1.60% | ¥176,369 | ¥63,492,940 | ¥13,092,940 |
| 30 | 1.70% | ¥178,818 | ¥64,374,642 | ¥13,974,642 |
| 30 | 1.80% | ¥181,288 | ¥65,263,695 | ¥14,863,695 |
| 30 | 1.90% | ¥183,778 | ¥66,160,075 | ¥15,760,075 |
| 30 | 2.00% | ¥186,288 | ¥67,063,757 | ¥16,663,757 |
| 30 | 2.10% | ¥188,819 | ¥67,974,715 | ¥17,574,715 |
| 30 | 2.20% | ¥191,369 | ¥68,892,921 | ¥18,492,921 |
| 30 | 2.30% | ¥193,940 | ¥69,818,346 | ¥19,418,346 |
| 30 | 2.40% | ¥196,530 | ¥70,750,962 | ¥20,350,962 |
| 30 | 2.50% | ¥199,141 | ¥71,690,736 | ¥21,290,736 |
| 30 | 2.60% | ¥201,771 | ¥72,637,637 | ¥22,237,637 |
| 30 | 2.70% | ¥204,421 | ¥73,591,633 | ¥23,191,633 |
| 30 | 2.80% | ¥207,091 | ¥74,552,688 | ¥24,152,688 |
| 30 | 2.90% | ¥209,780 | ¥75,520,768 | ¥25,120,768 |
| 30 | 3.00% | ¥212,488 | ¥76,495,836 | ¥26,095,836 |
5040万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥183,177 | ¥54,953,221 | ¥4,553,221 |
| 25 | 0.80% | ¥185,415 | ¥55,624,630 | ¥5,224,630 |
| 25 | 0.90% | ¥187,671 | ¥56,301,264 | ¥5,901,264 |
| 25 | 1.00% | ¥189,944 | ¥56,983,115 | ¥6,583,115 |
| 25 | 1.10% | ¥192,234 | ¥57,670,177 | ¥7,270,177 |
| 25 | 1.20% | ¥194,541 | ¥58,362,442 | ¥7,962,442 |
| 25 | 1.30% | ¥196,866 | ¥59,059,902 | ¥8,659,902 |
| 25 | 1.40% | ¥199,208 | ¥59,762,549 | ¥9,362,549 |
| 25 | 1.50% | ¥201,568 | ¥60,470,373 | ¥10,070,373 |
| 25 | 1.60% | ¥203,945 | ¥61,183,363 | ¥10,783,363 |
| 25 | 1.70% | ¥206,338 | ¥61,901,511 | ¥11,501,511 |
| 25 | 1.80% | ¥208,749 | ¥62,624,803 | ¥12,224,803 |
| 25 | 1.90% | ¥211,177 | ¥63,353,229 | ¥12,953,229 |
| 25 | 2.00% | ¥213,623 | ¥64,086,776 | ¥13,686,776 |
| 25 | 2.10% | ¥216,085 | ¥64,825,431 | ¥14,425,431 |
| 25 | 2.20% | ¥218,564 | ¥65,569,180 | ¥15,169,180 |
| 25 | 2.30% | ¥221,060 | ¥66,318,010 | ¥15,918,010 |
| 25 | 2.40% | ¥223,573 | ¥67,071,905 | ¥16,671,905 |
| 25 | 2.50% | ¥226,103 | ¥67,830,850 | ¥17,430,850 |
| 25 | 2.60% | ¥228,649 | ¥68,594,829 | ¥18,194,829 |
| 25 | 2.70% | ¥231,213 | ¥69,363,826 | ¥18,963,826 |
| 25 | 2.80% | ¥233,793 | ¥70,137,824 | ¥19,737,824 |
| 25 | 2.90% | ¥236,389 | ¥70,916,805 | ¥20,516,805 |
| 25 | 3.00% | ¥239,003 | ¥71,700,751 | ¥21,300,751 |
5040万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥225,104 | ¥54,024,968 | ¥3,624,968 |
| 20 | 0.80% | ¥227,318 | ¥54,556,237 | ¥4,156,237 |
| 20 | 0.90% | ¥229,545 | ¥55,090,853 | ¥4,690,853 |
| 20 | 1.00% | ¥231,787 | ¥55,628,815 | ¥5,228,815 |
| 20 | 1.10% | ¥234,042 | ¥56,170,120 | ¥5,770,120 |
| 20 | 1.20% | ¥236,312 | ¥56,714,763 | ¥6,314,763 |
| 20 | 1.30% | ¥238,595 | ¥57,262,743 | ¥6,862,743 |
| 20 | 1.40% | ¥240,892 | ¥57,814,054 | ¥7,414,054 |
| 20 | 1.50% | ¥243,203 | ¥58,368,693 | ¥7,968,693 |
| 20 | 1.60% | ¥245,528 | ¥58,926,655 | ¥8,526,655 |
| 20 | 1.70% | ¥247,866 | ¥59,487,937 | ¥9,087,937 |
| 20 | 1.80% | ¥250,219 | ¥60,052,533 | ¥9,652,533 |
| 20 | 1.90% | ¥252,585 | ¥60,620,439 | ¥10,220,439 |
| 20 | 2.00% | ¥254,965 | ¥61,191,648 | ¥10,791,648 |
| 20 | 2.10% | ¥257,359 | ¥61,766,156 | ¥11,366,156 |
| 20 | 2.20% | ¥259,766 | ¥62,343,957 | ¥11,943,957 |
| 20 | 2.30% | ¥262,188 | ¥62,925,044 | ¥12,525,044 |
| 20 | 2.40% | ¥264,623 | ¥63,509,412 | ¥13,109,412 |
| 20 | 2.50% | ¥267,071 | ¥64,097,054 | ¥13,697,054 |
| 20 | 2.60% | ¥269,533 | ¥64,687,963 | ¥14,287,963 |
| 20 | 2.70% | ¥272,009 | ¥65,282,132 | ¥14,882,132 |
| 20 | 2.80% | ¥274,498 | ¥65,879,553 | ¥15,479,553 |
| 20 | 2.90% | ¥277,001 | ¥66,480,221 | ¥16,080,221 |
| 20 | 3.00% | ¥279,517 | ¥67,084,125 | ¥16,684,125 |
5040万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥295,039 | ¥53,106,982 | ¥2,706,982 |
| 15 | 0.80% | ¥297,229 | ¥53,501,243 | ¥3,101,243 |
| 15 | 0.90% | ¥299,430 | ¥53,897,391 | ¥3,497,391 |
| 15 | 1.00% | ¥301,641 | ¥54,295,422 | ¥3,895,422 |
| 15 | 1.10% | ¥303,863 | ¥54,695,337 | ¥4,295,337 |
| 15 | 1.20% | ¥306,095 | ¥55,097,134 | ¥4,697,134 |
| 15 | 1.30% | ¥308,338 | ¥55,500,813 | ¥5,100,813 |
| 15 | 1.40% | ¥310,591 | ¥55,906,371 | ¥5,506,371 |
| 15 | 1.50% | ¥312,854 | ¥56,313,807 | ¥5,913,807 |
| 15 | 1.60% | ¥315,128 | ¥56,723,120 | ¥6,323,120 |
| 15 | 1.70% | ¥317,413 | ¥57,134,308 | ¥6,734,308 |
| 15 | 1.80% | ¥319,708 | ¥57,547,371 | ¥7,147,371 |
| 15 | 1.90% | ¥322,013 | ¥57,962,305 | ¥7,562,305 |
| 15 | 2.00% | ¥324,328 | ¥58,379,109 | ¥7,979,109 |
| 15 | 2.10% | ¥326,654 | ¥58,797,782 | ¥8,397,782 |
| 15 | 2.20% | ¥328,991 | ¥59,218,321 | ¥8,818,321 |
| 15 | 2.30% | ¥331,337 | ¥59,640,725 | ¥9,240,725 |
| 15 | 2.40% | ¥333,694 | ¥60,064,991 | ¥9,664,991 |
| 15 | 2.50% | ¥336,062 | ¥60,491,117 | ¥10,091,117 |
| 15 | 2.60% | ¥338,439 | ¥60,919,101 | ¥10,519,101 |
| 15 | 2.70% | ¥340,827 | ¥61,348,940 | ¥10,948,940 |
| 15 | 2.80% | ¥343,226 | ¥61,780,633 | ¥11,380,633 |
| 15 | 2.90% | ¥345,634 | ¥62,214,176 | ¥11,814,176 |
| 15 | 3.00% | ¥348,053 | ¥62,649,566 | ¥12,249,566 |
5040万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥434,994 | ¥52,199,271 | ¥1,799,271 |
| 10 | 0.80% | ¥437,164 | ¥52,459,666 | ¥2,059,666 |
| 10 | 0.90% | ¥439,341 | ¥52,720,900 | ¥2,320,900 |
| 10 | 1.00% | ¥441,525 | ¥52,982,973 | ¥2,582,973 |
| 10 | 1.10% | ¥443,716 | ¥53,245,883 | ¥2,845,883 |
| 10 | 1.20% | ¥445,914 | ¥53,509,631 | ¥3,109,631 |
| 10 | 1.30% | ¥448,118 | ¥53,774,217 | ¥3,374,217 |
| 10 | 1.40% | ¥450,330 | ¥54,039,639 | ¥3,639,639 |
| 10 | 1.50% | ¥452,549 | ¥54,305,899 | ¥3,905,899 |
| 10 | 1.60% | ¥454,775 | ¥54,572,995 | ¥4,172,995 |
| 10 | 1.70% | ¥457,008 | ¥54,840,927 | ¥4,440,927 |
| 10 | 1.80% | ¥459,247 | ¥55,109,695 | ¥4,709,695 |
| 10 | 1.90% | ¥461,494 | ¥55,379,299 | ¥4,979,299 |
| 10 | 2.00% | ¥463,748 | ¥55,649,737 | ¥5,249,737 |
| 10 | 2.10% | ¥466,008 | ¥55,921,010 | ¥5,521,010 |
| 10 | 2.20% | ¥468,276 | ¥56,193,116 | ¥5,793,116 |
| 10 | 2.30% | ¥470,550 | ¥56,466,057 | ¥6,066,057 |
| 10 | 2.40% | ¥472,832 | ¥56,739,830 | ¥6,339,830 |
| 10 | 2.50% | ¥475,120 | ¥57,014,437 | ¥6,614,437 |
| 10 | 2.60% | ¥477,416 | ¥57,289,875 | ¥6,889,875 |
| 10 | 2.70% | ¥479,718 | ¥57,566,145 | ¥7,166,145 |
| 10 | 2.80% | ¥482,027 | ¥57,843,246 | ¥7,443,246 |
| 10 | 2.90% | ¥484,343 | ¥58,121,177 | ¥7,721,177 |
| 10 | 3.00% | ¥486,666 | ¥58,399,938 | ¥7,999,938 |
