5050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5050万円の住宅ローン｜期間・年数別
5050万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥99,778 |
¥59,866,550 |
¥9,366,550 |
| 50 |
0.80% |
¥102,147 |
¥61,288,153 |
¥10,788,153 |
| 50 |
0.90% |
¥104,551 |
¥62,730,444 |
¥12,230,444 |
| 50 |
1.00% |
¥106,989 |
¥64,193,332 |
¥13,693,332 |
| 50 |
1.10% |
¥109,461 |
¥65,676,716 |
¥15,176,716 |
| 50 |
1.20% |
¥111,967 |
¥67,180,489 |
¥16,680,489 |
| 50 |
1.30% |
¥114,508 |
¥68,704,532 |
¥18,204,532 |
| 50 |
1.40% |
¥117,081 |
¥70,248,717 |
¥19,748,717 |
| 50 |
1.50% |
¥119,688 |
¥71,812,907 |
¥21,312,907 |
| 50 |
1.60% |
¥122,328 |
¥73,396,956 |
¥22,896,956 |
| 50 |
1.70% |
¥125,001 |
¥75,000,713 |
¥24,500,713 |
| 50 |
1.80% |
¥127,707 |
¥76,624,013 |
¥26,124,013 |
| 50 |
1.90% |
¥130,444 |
¥78,266,689 |
¥27,766,689 |
| 50 |
2.00% |
¥133,214 |
¥79,928,561 |
¥29,428,561 |
| 50 |
2.10% |
¥136,016 |
¥81,609,445 |
¥31,109,445 |
| 50 |
2.20% |
¥138,849 |
¥83,309,149 |
¥32,809,149 |
| 50 |
2.30% |
¥141,712 |
¥85,027,474 |
¥34,527,474 |
| 50 |
2.40% |
¥144,607 |
¥86,764,216 |
¥36,264,216 |
| 50 |
2.50% |
¥147,532 |
¥88,519,163 |
¥38,019,163 |
| 50 |
2.60% |
¥150,487 |
¥90,292,097 |
¥39,792,097 |
| 50 |
2.70% |
¥153,471 |
¥92,082,796 |
¥41,582,796 |
| 50 |
2.80% |
¥156,485 |
¥93,891,033 |
¥43,391,033 |
| 50 |
2.90% |
¥159,528 |
¥95,716,574 |
¥45,216,574 |
| 50 |
3.00% |
¥162,599 |
¥97,559,182 |
¥47,059,182 |
5050万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥109,047 |
¥58,885,240 |
¥8,385,240 |
| 45 |
0.80% |
¥111,391 |
¥60,150,876 |
¥9,650,876 |
| 45 |
0.90% |
¥113,765 |
¥61,433,321 |
¥10,933,321 |
| 45 |
1.00% |
¥116,171 |
¥62,732,513 |
¥12,232,513 |
| 45 |
1.10% |
¥118,608 |
¥64,048,386 |
¥13,548,386 |
| 45 |
1.20% |
¥121,076 |
¥65,380,869 |
¥14,880,869 |
| 45 |
1.30% |
¥123,574 |
¥66,729,882 |
¥16,229,882 |
| 45 |
1.40% |
¥126,102 |
¥68,095,340 |
¥17,595,340 |
| 45 |
1.50% |
¥128,661 |
¥69,477,153 |
¥18,977,153 |
| 45 |
1.60% |
¥131,250 |
¥70,875,224 |
¥20,375,224 |
| 45 |
1.70% |
¥133,869 |
¥72,289,449 |
¥21,789,449 |
| 45 |
1.80% |
¥136,518 |
¥73,719,722 |
¥23,219,722 |
| 45 |
1.90% |
¥139,196 |
¥75,165,928 |
¥24,665,928 |
| 45 |
2.00% |
¥141,904 |
¥76,627,947 |
¥26,127,947 |
| 45 |
2.10% |
¥144,640 |
¥78,105,656 |
¥27,605,656 |
| 45 |
2.20% |
¥147,405 |
¥79,598,926 |
¥29,098,926 |
| 45 |
2.30% |
¥150,199 |
¥81,107,622 |
¥30,607,622 |
| 45 |
2.40% |
¥153,021 |
¥82,631,606 |
¥32,131,606 |
| 45 |
2.50% |
¥155,872 |
¥84,170,734 |
¥33,670,734 |
| 45 |
2.60% |
¥158,750 |
¥85,724,858 |
¥35,224,858 |
| 45 |
2.70% |
¥161,655 |
¥87,293,827 |
¥36,793,827 |
| 45 |
2.80% |
¥164,588 |
¥88,877,486 |
¥38,377,486 |
| 45 |
2.90% |
¥167,548 |
¥90,475,674 |
¥39,975,674 |
| 45 |
3.00% |
¥170,534 |
¥92,088,229 |
¥41,588,229 |
5050万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥120,654 |
¥57,914,135 |
¥7,414,135 |
| 40 |
0.80% |
¥122,973 |
¥59,026,888 |
¥8,526,888 |
| 40 |
0.90% |
¥125,319 |
¥60,152,958 |
¥9,652,958 |
| 40 |
1.00% |
¥127,692 |
¥61,292,305 |
¥10,792,305 |
| 40 |
1.10% |
¥130,094 |
¥62,444,889 |
¥11,944,889 |
| 40 |
1.20% |
¥132,522 |
¥63,610,664 |
¥13,110,664 |
| 40 |
1.30% |
¥134,978 |
¥64,789,579 |
¥14,289,579 |
| 40 |
1.40% |
¥137,462 |
¥65,981,582 |
¥15,481,582 |
| 40 |
1.50% |
¥139,972 |
¥67,186,614 |
¥16,686,614 |
| 40 |
1.60% |
¥142,510 |
¥68,404,614 |
¥17,904,614 |
| 40 |
1.70% |
¥145,074 |
¥69,635,516 |
¥19,135,516 |
| 40 |
1.80% |
¥147,665 |
¥70,879,253 |
¥20,379,253 |
| 40 |
1.90% |
¥150,283 |
¥72,135,751 |
¥21,635,751 |
| 40 |
2.00% |
¥152,927 |
¥73,404,935 |
¥22,904,935 |
| 40 |
2.10% |
¥155,597 |
¥74,686,725 |
¥24,186,725 |
| 40 |
2.20% |
¥158,294 |
¥75,981,038 |
¥25,481,038 |
| 40 |
2.30% |
¥161,016 |
¥77,287,789 |
¥26,787,789 |
| 40 |
2.40% |
¥163,764 |
¥78,606,887 |
¥28,106,887 |
| 40 |
2.50% |
¥166,538 |
¥79,938,242 |
¥29,438,242 |
| 40 |
2.60% |
¥169,337 |
¥81,281,758 |
¥30,781,758 |
| 40 |
2.70% |
¥172,161 |
¥82,637,336 |
¥32,137,336 |
| 40 |
2.80% |
¥175,010 |
¥84,004,876 |
¥33,504,876 |
| 40 |
2.90% |
¥177,884 |
¥85,384,274 |
¥34,884,274 |
| 40 |
3.00% |
¥180,782 |
¥86,775,424 |
¥36,275,424 |
5050万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥135,603 |
¥56,953,257 |
¥6,453,257 |
| 35 |
0.80% |
¥137,896 |
¥57,916,225 |
¥7,416,225 |
| 35 |
0.90% |
¥140,213 |
¥58,889,412 |
¥8,389,412 |
| 35 |
1.00% |
¥142,554 |
¥59,872,797 |
¥9,372,797 |
| 35 |
1.10% |
¥144,920 |
¥60,866,353 |
¥10,366,353 |
| 35 |
1.20% |
¥147,310 |
¥61,870,055 |
¥11,370,055 |
| 35 |
1.30% |
¥149,724 |
¥62,883,871 |
¥12,383,871 |
| 35 |
1.40% |
¥152,161 |
¥63,907,771 |
¥13,407,771 |
| 35 |
1.50% |
¥154,623 |
¥64,941,720 |
¥14,441,720 |
| 35 |
1.60% |
¥157,109 |
¥65,985,680 |
¥15,485,680 |
| 35 |
1.70% |
¥159,618 |
¥67,039,614 |
¥16,539,614 |
| 35 |
1.80% |
¥162,151 |
¥68,103,480 |
¥17,603,480 |
| 35 |
1.90% |
¥164,708 |
¥69,177,235 |
¥18,677,235 |
| 35 |
2.00% |
¥167,288 |
¥70,260,833 |
¥19,760,833 |
| 35 |
2.10% |
¥169,891 |
¥71,354,227 |
¥20,854,227 |
| 35 |
2.20% |
¥172,518 |
¥72,457,367 |
¥21,957,367 |
| 35 |
2.30% |
¥175,167 |
¥73,570,201 |
¥23,070,201 |
| 35 |
2.40% |
¥177,840 |
¥74,692,676 |
¥24,192,676 |
| 35 |
2.50% |
¥180,535 |
¥75,824,735 |
¥25,324,735 |
| 35 |
2.60% |
¥183,253 |
¥76,966,322 |
¥26,466,322 |
| 35 |
2.70% |
¥185,994 |
¥78,117,376 |
¥27,617,376 |
| 35 |
2.80% |
¥188,757 |
¥79,277,837 |
¥28,777,837 |
| 35 |
2.90% |
¥191,542 |
¥80,447,642 |
¥29,947,642 |
| 35 |
3.00% |
¥194,349 |
¥81,626,725 |
¥31,126,725 |
5050万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥155,563 |
¥56,002,625 |
¥5,502,625 |
| 30 |
0.80% |
¥157,830 |
¥56,818,919 |
¥6,318,919 |
| 30 |
0.90% |
¥160,119 |
¥57,642,736 |
¥7,142,736 |
| 30 |
1.00% |
¥162,428 |
¥58,474,065 |
¥7,974,065 |
| 30 |
1.10% |
¥164,758 |
¥59,312,891 |
¥8,812,891 |
| 30 |
1.20% |
¥167,109 |
¥60,159,201 |
¥9,659,201 |
| 30 |
1.30% |
¥169,480 |
¥61,012,976 |
¥10,512,976 |
| 30 |
1.40% |
¥171,873 |
¥61,874,200 |
¥11,374,200 |
| 30 |
1.50% |
¥174,286 |
¥62,742,854 |
¥12,242,854 |
| 30 |
1.60% |
¥176,719 |
¥63,618,918 |
¥13,118,918 |
| 30 |
1.70% |
¥179,173 |
¥64,502,369 |
¥14,002,369 |
| 30 |
1.80% |
¥181,648 |
¥65,393,186 |
¥14,893,186 |
| 30 |
1.90% |
¥184,143 |
¥66,291,345 |
¥15,791,345 |
| 30 |
2.00% |
¥186,658 |
¥67,196,820 |
¥16,696,820 |
| 30 |
2.10% |
¥189,193 |
¥68,109,585 |
¥17,609,585 |
| 30 |
2.20% |
¥191,749 |
¥69,029,613 |
¥18,529,613 |
| 30 |
2.30% |
¥194,325 |
¥69,956,875 |
¥19,456,875 |
| 30 |
2.40% |
¥196,920 |
¥70,891,340 |
¥20,391,340 |
| 30 |
2.50% |
¥199,536 |
¥71,832,979 |
¥21,332,979 |
| 30 |
2.60% |
¥202,172 |
¥72,781,760 |
¥22,281,760 |
| 30 |
2.70% |
¥204,827 |
¥73,737,648 |
¥23,237,648 |
| 30 |
2.80% |
¥207,502 |
¥74,700,610 |
¥24,200,610 |
| 30 |
2.90% |
¥210,196 |
¥75,670,610 |
¥25,170,610 |
| 30 |
3.00% |
¥212,910 |
¥76,647,613 |
¥26,147,613 |
5050万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥183,541 |
¥55,062,255 |
¥4,562,255 |
| 25 |
0.80% |
¥185,783 |
¥55,734,997 |
¥5,234,997 |
| 25 |
0.90% |
¥188,043 |
¥56,412,973 |
¥5,912,973 |
| 25 |
1.00% |
¥190,321 |
¥57,096,177 |
¥6,596,177 |
| 25 |
1.10% |
¥192,615 |
¥57,784,602 |
¥7,284,602 |
| 25 |
1.20% |
¥194,927 |
¥58,478,240 |
¥7,978,240 |
| 25 |
1.30% |
¥197,257 |
¥59,177,085 |
¥8,677,085 |
| 25 |
1.40% |
¥199,604 |
¥59,881,125 |
¥9,381,125 |
| 25 |
1.50% |
¥201,968 |
¥60,590,353 |
¥10,090,353 |
| 25 |
1.60% |
¥204,349 |
¥61,304,759 |
¥10,804,759 |
| 25 |
1.70% |
¥206,748 |
¥62,024,331 |
¥11,524,331 |
| 25 |
1.80% |
¥209,164 |
¥62,749,059 |
¥12,249,059 |
| 25 |
1.90% |
¥211,596 |
¥63,478,930 |
¥12,978,930 |
| 25 |
2.00% |
¥214,046 |
¥64,213,932 |
¥13,713,932 |
| 25 |
2.10% |
¥216,514 |
¥64,954,053 |
¥14,454,053 |
| 25 |
2.20% |
¥218,998 |
¥65,699,278 |
¥15,199,278 |
| 25 |
2.30% |
¥221,499 |
¥66,449,593 |
¥15,949,593 |
| 25 |
2.40% |
¥224,017 |
¥67,204,984 |
¥16,704,984 |
| 25 |
2.50% |
¥226,551 |
¥67,965,435 |
¥17,465,435 |
| 25 |
2.60% |
¥229,103 |
¥68,730,930 |
¥18,230,930 |
| 25 |
2.70% |
¥231,672 |
¥69,501,453 |
¥19,001,453 |
| 25 |
2.80% |
¥234,257 |
¥70,276,986 |
¥19,776,986 |
| 25 |
2.90% |
¥236,858 |
¥71,057,513 |
¥20,557,513 |
| 25 |
3.00% |
¥239,477 |
¥71,843,014 |
¥21,343,014 |
5050万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥225,551 |
¥54,132,160 |
¥3,632,160 |
| 20 |
0.80% |
¥227,769 |
¥54,664,483 |
¥4,164,483 |
| 20 |
0.90% |
¥230,001 |
¥55,200,161 |
¥4,700,161 |
| 20 |
1.00% |
¥232,247 |
¥55,739,190 |
¥5,239,190 |
| 20 |
1.10% |
¥234,507 |
¥56,281,568 |
¥5,781,568 |
| 20 |
1.20% |
¥236,780 |
¥56,827,293 |
¥6,327,293 |
| 20 |
1.30% |
¥239,068 |
¥57,376,359 |
¥6,876,359 |
| 20 |
1.40% |
¥241,370 |
¥57,928,764 |
¥7,428,764 |
| 20 |
1.50% |
¥243,685 |
¥58,484,504 |
¥7,984,504 |
| 20 |
1.60% |
¥246,015 |
¥59,043,573 |
¥8,543,573 |
| 20 |
1.70% |
¥248,358 |
¥59,605,969 |
¥9,105,969 |
| 20 |
1.80% |
¥250,715 |
¥60,171,685 |
¥9,671,685 |
| 20 |
1.90% |
¥253,086 |
¥60,740,717 |
¥10,240,717 |
| 20 |
2.00% |
¥255,471 |
¥61,313,060 |
¥10,813,060 |
| 20 |
2.10% |
¥257,870 |
¥61,888,708 |
¥11,388,708 |
| 20 |
2.20% |
¥260,282 |
¥62,467,655 |
¥11,967,655 |
| 20 |
2.30% |
¥262,708 |
¥63,049,896 |
¥12,549,896 |
| 20 |
2.40% |
¥265,148 |
¥63,635,423 |
¥13,135,423 |
| 20 |
2.50% |
¥267,601 |
¥64,224,231 |
¥13,724,231 |
| 20 |
2.60% |
¥270,068 |
¥64,816,312 |
¥14,316,312 |
| 20 |
2.70% |
¥272,549 |
¥65,411,660 |
¥14,911,660 |
| 20 |
2.80% |
¥275,043 |
¥66,010,267 |
¥15,510,267 |
| 20 |
2.90% |
¥277,551 |
¥66,612,126 |
¥16,112,126 |
| 20 |
3.00% |
¥280,072 |
¥67,217,229 |
¥16,717,229 |
5050万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥295,624 |
¥53,212,353 |
¥2,712,353 |
| 15 |
0.80% |
¥297,819 |
¥53,607,397 |
¥3,107,397 |
| 15 |
0.90% |
¥300,024 |
¥54,004,330 |
¥3,504,330 |
| 15 |
1.00% |
¥302,240 |
¥54,403,151 |
¥3,903,151 |
| 15 |
1.10% |
¥304,466 |
¥54,803,860 |
¥4,303,860 |
| 15 |
1.20% |
¥306,703 |
¥55,206,454 |
¥4,706,454 |
| 15 |
1.30% |
¥308,950 |
¥55,610,933 |
¥5,110,933 |
| 15 |
1.40% |
¥311,207 |
¥56,017,296 |
¥5,517,296 |
| 15 |
1.50% |
¥313,475 |
¥56,425,541 |
¥5,925,541 |
| 15 |
1.60% |
¥315,754 |
¥56,835,666 |
¥6,335,666 |
| 15 |
1.70% |
¥318,043 |
¥57,247,670 |
¥6,747,670 |
| 15 |
1.80% |
¥320,342 |
¥57,661,552 |
¥7,161,552 |
| 15 |
1.90% |
¥322,652 |
¥58,077,309 |
¥7,577,309 |
| 15 |
2.00% |
¥324,972 |
¥58,494,941 |
¥7,994,941 |
| 15 |
2.10% |
¥327,302 |
¥58,914,444 |
¥8,414,444 |
| 15 |
2.20% |
¥329,643 |
¥59,335,818 |
¥8,835,818 |
| 15 |
2.30% |
¥331,995 |
¥59,759,060 |
¥9,259,060 |
| 15 |
2.40% |
¥334,356 |
¥60,184,168 |
¥9,684,168 |
| 15 |
2.50% |
¥336,729 |
¥60,611,139 |
¥10,111,139 |
| 15 |
2.60% |
¥339,111 |
¥61,039,972 |
¥10,539,972 |
| 15 |
2.70% |
¥341,504 |
¥61,470,664 |
¥10,970,664 |
| 15 |
2.80% |
¥343,907 |
¥61,903,213 |
¥11,403,213 |
| 15 |
2.90% |
¥346,320 |
¥62,337,616 |
¥11,837,616 |
| 15 |
3.00% |
¥348,744 |
¥62,773,871 |
¥12,273,871 |
5050万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥435,857 |
¥52,302,841 |
¥1,802,841 |
| 10 |
0.80% |
¥438,031 |
¥52,563,753 |
¥2,063,753 |
| 10 |
0.90% |
¥440,213 |
¥52,825,505 |
¥2,325,505 |
| 10 |
1.00% |
¥442,401 |
¥53,088,098 |
¥2,588,098 |
| 10 |
1.10% |
¥444,596 |
¥53,351,530 |
¥2,851,530 |
| 10 |
1.20% |
¥446,798 |
¥53,615,801 |
¥3,115,801 |
| 10 |
1.30% |
¥449,008 |
¥53,880,912 |
¥3,380,912 |
| 10 |
1.40% |
¥451,224 |
¥54,146,861 |
¥3,646,861 |
| 10 |
1.50% |
¥453,447 |
¥54,413,649 |
¥3,913,649 |
| 10 |
1.60% |
¥455,677 |
¥54,681,275 |
¥4,181,275 |
| 10 |
1.70% |
¥457,914 |
¥54,949,739 |
¥4,449,739 |
| 10 |
1.80% |
¥460,159 |
¥55,219,040 |
¥4,719,040 |
| 10 |
1.90% |
¥462,410 |
¥55,489,178 |
¥4,989,178 |
| 10 |
2.00% |
¥464,668 |
¥55,760,153 |
¥5,260,153 |
| 10 |
2.10% |
¥466,933 |
¥56,031,964 |
¥5,531,964 |
| 10 |
2.20% |
¥469,205 |
¥56,304,611 |
¥5,804,611 |
| 10 |
2.30% |
¥471,484 |
¥56,578,093 |
¥6,078,093 |
| 10 |
2.40% |
¥473,770 |
¥56,852,409 |
¥6,352,409 |
| 10 |
2.50% |
¥476,063 |
¥57,127,560 |
¥6,627,560 |
| 10 |
2.60% |
¥478,363 |
¥57,403,545 |
¥6,903,545 |
| 10 |
2.70% |
¥480,670 |
¥57,680,363 |
¥7,180,363 |
| 10 |
2.80% |
¥482,983 |
¥57,958,014 |
¥7,458,014 |
| 10 |
2.90% |
¥485,304 |
¥58,236,497 |
¥7,736,497 |
| 10 |
3.00% |
¥487,632 |
¥58,515,811 |
¥8,015,811 |
