5060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5060万円の住宅ローン｜期間・年数別
5060万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥99,975 |
¥59,985,097 |
¥9,385,097 |
| 50 |
0.80% |
¥102,349 |
¥61,409,516 |
¥10,809,516 |
| 50 |
0.90% |
¥104,758 |
¥62,854,663 |
¥12,254,663 |
| 50 |
1.00% |
¥107,201 |
¥64,320,447 |
¥13,720,447 |
| 50 |
1.10% |
¥109,678 |
¥65,806,769 |
¥15,206,769 |
| 50 |
1.20% |
¥112,189 |
¥67,313,520 |
¥16,713,520 |
| 50 |
1.30% |
¥114,734 |
¥68,840,581 |
¥18,240,581 |
| 50 |
1.40% |
¥117,313 |
¥70,387,823 |
¥19,787,823 |
| 50 |
1.50% |
¥119,925 |
¥71,955,110 |
¥21,355,110 |
| 50 |
1.60% |
¥122,570 |
¥73,542,297 |
¥22,942,297 |
| 50 |
1.70% |
¥125,249 |
¥75,149,229 |
¥24,549,229 |
| 50 |
1.80% |
¥127,960 |
¥76,775,744 |
¥26,175,744 |
| 50 |
1.90% |
¥130,703 |
¥78,421,672 |
¥27,821,672 |
| 50 |
2.00% |
¥133,478 |
¥80,086,835 |
¥29,486,835 |
| 50 |
2.10% |
¥136,285 |
¥81,771,048 |
¥31,171,048 |
| 50 |
2.20% |
¥139,124 |
¥83,474,118 |
¥32,874,118 |
| 50 |
2.30% |
¥141,993 |
¥85,195,846 |
¥34,595,846 |
| 50 |
2.40% |
¥144,893 |
¥86,936,027 |
¥36,336,027 |
| 50 |
2.50% |
¥147,824 |
¥88,694,448 |
¥38,094,448 |
| 50 |
2.60% |
¥150,785 |
¥90,470,893 |
¥39,870,893 |
| 50 |
2.70% |
¥153,775 |
¥92,265,138 |
¥41,665,138 |
| 50 |
2.80% |
¥156,795 |
¥94,076,955 |
¥43,476,955 |
| 50 |
2.90% |
¥159,844 |
¥95,906,111 |
¥45,306,111 |
| 50 |
3.00% |
¥162,921 |
¥97,752,368 |
¥47,152,368 |
5060万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥109,263 |
¥59,001,844 |
¥8,401,844 |
| 45 |
0.80% |
¥111,611 |
¥60,269,987 |
¥9,669,987 |
| 45 |
0.90% |
¥113,991 |
¥61,554,971 |
¥10,954,971 |
| 45 |
1.00% |
¥116,401 |
¥62,856,735 |
¥12,256,735 |
| 45 |
1.10% |
¥118,843 |
¥64,175,215 |
¥13,575,215 |
| 45 |
1.20% |
¥121,315 |
¥65,510,336 |
¥14,910,336 |
| 45 |
1.30% |
¥123,819 |
¥66,862,020 |
¥16,262,020 |
| 45 |
1.40% |
¥126,352 |
¥68,230,182 |
¥17,630,182 |
| 45 |
1.50% |
¥128,916 |
¥69,614,731 |
¥19,014,731 |
| 45 |
1.60% |
¥131,510 |
¥71,015,571 |
¥20,415,571 |
| 45 |
1.70% |
¥134,134 |
¥72,432,597 |
¥21,832,597 |
| 45 |
1.80% |
¥136,788 |
¥73,865,702 |
¥23,265,702 |
| 45 |
1.90% |
¥139,472 |
¥75,314,771 |
¥24,714,771 |
| 45 |
2.00% |
¥142,185 |
¥76,779,686 |
¥26,179,686 |
| 45 |
2.10% |
¥144,927 |
¥78,260,321 |
¥27,660,321 |
| 45 |
2.20% |
¥147,697 |
¥79,756,548 |
¥29,156,548 |
| 45 |
2.30% |
¥150,497 |
¥81,268,231 |
¥30,668,231 |
| 45 |
2.40% |
¥153,325 |
¥82,795,233 |
¥32,195,233 |
| 45 |
2.50% |
¥156,180 |
¥84,337,408 |
¥33,737,408 |
| 45 |
2.60% |
¥159,064 |
¥85,894,610 |
¥35,294,610 |
| 45 |
2.70% |
¥161,975 |
¥87,466,686 |
¥36,866,686 |
| 45 |
2.80% |
¥164,914 |
¥89,053,481 |
¥38,453,481 |
| 45 |
2.90% |
¥167,879 |
¥90,654,834 |
¥40,054,834 |
| 45 |
3.00% |
¥170,871 |
¥92,270,582 |
¥41,670,582 |
5060万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥120,893 |
¥58,028,816 |
¥7,428,816 |
| 40 |
0.80% |
¥123,216 |
¥59,143,773 |
¥8,543,773 |
| 40 |
0.90% |
¥125,567 |
¥60,272,072 |
¥9,672,072 |
| 40 |
1.00% |
¥127,945 |
¥61,413,676 |
¥10,813,676 |
| 40 |
1.10% |
¥130,351 |
¥62,568,542 |
¥11,968,542 |
| 40 |
1.20% |
¥132,785 |
¥63,736,626 |
¥13,136,626 |
| 40 |
1.30% |
¥135,246 |
¥64,917,876 |
¥14,317,876 |
| 40 |
1.40% |
¥137,734 |
¥66,112,238 |
¥15,512,238 |
| 40 |
1.50% |
¥140,249 |
¥67,319,657 |
¥16,719,657 |
| 40 |
1.60% |
¥142,792 |
¥68,540,068 |
¥17,940,068 |
| 40 |
1.70% |
¥145,361 |
¥69,773,409 |
¥19,173,409 |
| 40 |
1.80% |
¥147,958 |
¥71,019,608 |
¥20,419,608 |
| 40 |
1.90% |
¥150,580 |
¥72,278,594 |
¥21,678,594 |
| 40 |
2.00% |
¥153,230 |
¥73,550,291 |
¥22,950,291 |
| 40 |
2.10% |
¥155,905 |
¥74,834,619 |
¥24,234,619 |
| 40 |
2.20% |
¥158,607 |
¥76,131,495 |
¥25,531,495 |
| 40 |
2.30% |
¥161,335 |
¥77,440,834 |
¥26,840,834 |
| 40 |
2.40% |
¥164,089 |
¥78,762,545 |
¥28,162,545 |
| 40 |
2.50% |
¥166,868 |
¥80,096,536 |
¥29,496,536 |
| 40 |
2.60% |
¥169,672 |
¥81,442,712 |
¥30,842,712 |
| 40 |
2.70% |
¥172,502 |
¥82,800,974 |
¥32,200,974 |
| 40 |
2.80% |
¥175,357 |
¥84,171,222 |
¥33,571,222 |
| 40 |
2.90% |
¥178,236 |
¥85,553,352 |
¥34,953,352 |
| 40 |
3.00% |
¥181,140 |
¥86,947,256 |
¥36,347,256 |
5060万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥135,872 |
¥57,066,036 |
¥6,466,036 |
| 35 |
0.80% |
¥138,169 |
¥58,030,911 |
¥7,430,911 |
| 35 |
0.90% |
¥140,491 |
¥59,006,025 |
¥8,406,025 |
| 35 |
1.00% |
¥142,837 |
¥59,991,357 |
¥9,391,357 |
| 35 |
1.10% |
¥145,207 |
¥60,986,881 |
¥10,386,881 |
| 35 |
1.20% |
¥147,601 |
¥61,992,570 |
¥11,392,570 |
| 35 |
1.30% |
¥150,020 |
¥63,008,394 |
¥12,408,394 |
| 35 |
1.40% |
¥152,463 |
¥64,034,321 |
¥13,434,321 |
| 35 |
1.50% |
¥154,929 |
¥65,070,317 |
¥14,470,317 |
| 35 |
1.60% |
¥157,420 |
¥66,116,345 |
¥15,516,345 |
| 35 |
1.70% |
¥159,934 |
¥67,172,366 |
¥16,572,366 |
| 35 |
1.80% |
¥162,472 |
¥68,238,339 |
¥17,638,339 |
| 35 |
1.90% |
¥165,034 |
¥69,314,220 |
¥18,714,220 |
| 35 |
2.00% |
¥167,619 |
¥70,399,964 |
¥19,799,964 |
| 35 |
2.10% |
¥170,227 |
¥71,495,523 |
¥20,895,523 |
| 35 |
2.20% |
¥172,859 |
¥72,600,847 |
¥22,000,847 |
| 35 |
2.30% |
¥175,514 |
¥73,715,885 |
¥23,115,885 |
| 35 |
2.40% |
¥178,192 |
¥74,840,582 |
¥24,240,582 |
| 35 |
2.50% |
¥180,893 |
¥75,974,883 |
¥25,374,883 |
| 35 |
2.60% |
¥183,616 |
¥77,118,730 |
¥26,518,730 |
| 35 |
2.70% |
¥186,362 |
¥78,272,064 |
¥27,672,064 |
| 35 |
2.80% |
¥189,131 |
¥79,434,823 |
¥28,834,823 |
| 35 |
2.90% |
¥191,921 |
¥80,606,944 |
¥30,006,944 |
| 35 |
3.00% |
¥194,734 |
¥81,788,362 |
¥31,188,362 |
5060万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥155,871 |
¥56,113,521 |
¥5,513,521 |
| 30 |
0.80% |
¥158,143 |
¥56,931,431 |
¥6,331,431 |
| 30 |
0.90% |
¥160,436 |
¥57,756,880 |
¥7,156,880 |
| 30 |
1.00% |
¥162,750 |
¥58,589,855 |
¥7,989,855 |
| 30 |
1.10% |
¥165,084 |
¥59,430,343 |
¥8,830,343 |
| 30 |
1.20% |
¥167,440 |
¥60,278,328 |
¥9,678,328 |
| 30 |
1.30% |
¥169,816 |
¥61,133,794 |
¥10,533,794 |
| 30 |
1.40% |
¥172,213 |
¥61,996,723 |
¥11,396,723 |
| 30 |
1.50% |
¥174,631 |
¥62,867,098 |
¥12,267,098 |
| 30 |
1.60% |
¥177,069 |
¥63,744,896 |
¥13,144,896 |
| 30 |
1.70% |
¥179,528 |
¥64,630,097 |
¥14,030,097 |
| 30 |
1.80% |
¥182,007 |
¥65,522,678 |
¥14,922,678 |
| 30 |
1.90% |
¥184,507 |
¥66,422,615 |
¥15,822,615 |
| 30 |
2.00% |
¥187,027 |
¥67,329,883 |
¥16,729,883 |
| 30 |
2.10% |
¥189,568 |
¥68,244,456 |
¥17,644,456 |
| 30 |
2.20% |
¥192,129 |
¥69,166,305 |
¥18,566,305 |
| 30 |
2.30% |
¥194,709 |
¥70,095,403 |
¥19,495,403 |
| 30 |
2.40% |
¥197,310 |
¥71,031,719 |
¥20,431,719 |
| 30 |
2.50% |
¥199,931 |
¥71,975,223 |
¥21,375,223 |
| 30 |
2.60% |
¥202,572 |
¥72,925,882 |
¥22,325,882 |
| 30 |
2.70% |
¥205,232 |
¥73,883,663 |
¥23,283,663 |
| 30 |
2.80% |
¥207,913 |
¥74,848,532 |
¥24,248,532 |
| 30 |
2.90% |
¥210,612 |
¥75,820,453 |
¥25,220,453 |
| 30 |
3.00% |
¥213,332 |
¥76,799,391 |
¥26,199,391 |
5060万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥183,904 |
¥55,171,289 |
¥4,571,289 |
| 25 |
0.80% |
¥186,151 |
¥55,845,363 |
¥5,245,363 |
| 25 |
0.90% |
¥188,416 |
¥56,524,682 |
¥5,924,682 |
| 25 |
1.00% |
¥190,697 |
¥57,209,239 |
¥6,609,239 |
| 25 |
1.10% |
¥192,997 |
¥57,899,027 |
¥7,299,027 |
| 25 |
1.20% |
¥195,313 |
¥58,594,039 |
¥7,994,039 |
| 25 |
1.30% |
¥197,648 |
¥59,294,267 |
¥8,694,267 |
| 25 |
1.40% |
¥199,999 |
¥59,999,702 |
¥9,399,702 |
| 25 |
1.50% |
¥202,368 |
¥60,710,334 |
¥10,110,334 |
| 25 |
1.60% |
¥204,754 |
¥61,426,154 |
¥10,826,154 |
| 25 |
1.70% |
¥207,157 |
¥62,147,151 |
¥11,547,151 |
| 25 |
1.80% |
¥209,578 |
¥62,873,314 |
¥12,273,314 |
| 25 |
1.90% |
¥212,015 |
¥63,604,631 |
¥13,004,631 |
| 25 |
2.00% |
¥214,470 |
¥64,341,089 |
¥13,741,089 |
| 25 |
2.10% |
¥216,942 |
¥65,082,675 |
¥14,482,675 |
| 25 |
2.20% |
¥219,431 |
¥65,829,376 |
¥15,229,376 |
| 25 |
2.30% |
¥221,937 |
¥66,581,177 |
¥15,981,177 |
| 25 |
2.40% |
¥224,460 |
¥67,338,063 |
¥16,738,063 |
| 25 |
2.50% |
¥227,000 |
¥68,100,020 |
¥17,500,020 |
| 25 |
2.60% |
¥229,557 |
¥68,867,031 |
¥18,267,031 |
| 25 |
2.70% |
¥232,130 |
¥69,639,080 |
¥19,039,080 |
| 25 |
2.80% |
¥234,720 |
¥70,416,149 |
¥19,816,149 |
| 25 |
2.90% |
¥237,327 |
¥71,198,221 |
¥20,598,221 |
| 25 |
3.00% |
¥239,951 |
¥71,985,277 |
¥21,385,277 |
5060万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥225,997 |
¥54,239,353 |
¥3,639,353 |
| 20 |
0.80% |
¥228,220 |
¥54,772,730 |
¥4,172,730 |
| 20 |
0.90% |
¥230,456 |
¥55,309,468 |
¥4,709,468 |
| 20 |
1.00% |
¥232,707 |
¥55,849,565 |
¥5,249,565 |
| 20 |
1.10% |
¥234,971 |
¥56,393,017 |
¥5,793,017 |
| 20 |
1.20% |
¥237,249 |
¥56,939,822 |
¥6,339,822 |
| 20 |
1.30% |
¥239,542 |
¥57,489,976 |
¥6,889,976 |
| 20 |
1.40% |
¥241,848 |
¥58,043,474 |
¥7,443,474 |
| 20 |
1.50% |
¥244,168 |
¥58,600,314 |
¥8,000,314 |
| 20 |
1.60% |
¥246,502 |
¥59,160,491 |
¥8,560,491 |
| 20 |
1.70% |
¥248,850 |
¥59,724,000 |
¥9,124,000 |
| 20 |
1.80% |
¥251,212 |
¥60,290,837 |
¥9,690,837 |
| 20 |
1.90% |
¥253,587 |
¥60,860,996 |
¥10,260,996 |
| 20 |
2.00% |
¥255,977 |
¥61,434,472 |
¥10,834,472 |
| 20 |
2.10% |
¥258,380 |
¥62,011,260 |
¥11,411,260 |
| 20 |
2.20% |
¥260,797 |
¥62,591,354 |
¥11,991,354 |
| 20 |
2.30% |
¥263,228 |
¥63,174,747 |
¥12,574,747 |
| 20 |
2.40% |
¥265,673 |
¥63,761,434 |
¥13,161,434 |
| 20 |
2.50% |
¥268,131 |
¥64,351,407 |
¥13,751,407 |
| 20 |
2.60% |
¥270,603 |
¥64,944,661 |
¥14,344,661 |
| 20 |
2.70% |
¥273,088 |
¥65,541,188 |
¥14,941,188 |
| 20 |
2.80% |
¥275,587 |
¥66,140,980 |
¥15,540,980 |
| 20 |
2.90% |
¥278,100 |
¥66,744,031 |
¥16,144,031 |
| 20 |
3.00% |
¥280,626 |
¥67,350,332 |
¥16,750,332 |
5060万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥296,210 |
¥53,317,724 |
¥2,717,724 |
| 15 |
0.80% |
¥298,409 |
¥53,713,550 |
¥3,113,550 |
| 15 |
0.90% |
¥300,618 |
¥54,111,269 |
¥3,511,269 |
| 15 |
1.00% |
¥302,838 |
¥54,510,880 |
¥3,910,880 |
| 15 |
1.10% |
¥305,069 |
¥54,912,382 |
¥4,312,382 |
| 15 |
1.20% |
¥307,310 |
¥55,315,774 |
¥4,715,774 |
| 15 |
1.30% |
¥309,561 |
¥55,721,054 |
¥5,121,054 |
| 15 |
1.40% |
¥311,823 |
¥56,128,221 |
¥5,528,221 |
| 15 |
1.50% |
¥314,096 |
¥56,537,274 |
¥5,937,274 |
| 15 |
1.60% |
¥316,379 |
¥56,948,212 |
¥6,348,212 |
| 15 |
1.70% |
¥318,672 |
¥57,361,032 |
¥6,761,032 |
| 15 |
1.80% |
¥320,976 |
¥57,775,733 |
¥7,175,733 |
| 15 |
1.90% |
¥323,291 |
¥58,192,314 |
¥7,592,314 |
| 15 |
2.00% |
¥325,615 |
¥58,610,772 |
¥8,010,772 |
| 15 |
2.10% |
¥327,951 |
¥59,031,107 |
¥8,431,107 |
| 15 |
2.20% |
¥330,296 |
¥59,453,315 |
¥8,853,315 |
| 15 |
2.30% |
¥332,652 |
¥59,877,395 |
¥9,277,395 |
| 15 |
2.40% |
¥335,019 |
¥60,303,344 |
¥9,703,344 |
| 15 |
2.50% |
¥337,395 |
¥60,731,161 |
¥10,131,161 |
| 15 |
2.60% |
¥339,782 |
¥61,160,843 |
¥10,560,843 |
| 15 |
2.70% |
¥342,180 |
¥61,592,388 |
¥10,992,388 |
| 15 |
2.80% |
¥344,588 |
¥62,025,794 |
¥11,425,794 |
| 15 |
2.90% |
¥347,006 |
¥62,461,057 |
¥11,861,057 |
| 15 |
3.00% |
¥349,434 |
¥62,898,176 |
¥12,298,176 |
5060万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥436,720 |
¥52,406,411 |
¥1,806,411 |
| 10 |
0.80% |
¥438,899 |
¥52,667,840 |
¥2,067,840 |
| 10 |
0.90% |
¥441,084 |
¥52,930,110 |
¥2,330,110 |
| 10 |
1.00% |
¥443,277 |
¥53,193,222 |
¥2,593,222 |
| 10 |
1.10% |
¥445,476 |
¥53,457,176 |
¥2,857,176 |
| 10 |
1.20% |
¥447,683 |
¥53,721,971 |
¥3,121,971 |
| 10 |
1.30% |
¥449,897 |
¥53,987,606 |
¥3,387,606 |
| 10 |
1.40% |
¥452,117 |
¥54,254,082 |
¥3,654,082 |
| 10 |
1.50% |
¥454,345 |
¥54,521,399 |
¥3,921,399 |
| 10 |
1.60% |
¥456,580 |
¥54,789,555 |
¥4,189,555 |
| 10 |
1.70% |
¥458,821 |
¥55,058,550 |
¥4,458,550 |
| 10 |
1.80% |
¥461,070 |
¥55,328,385 |
¥4,728,385 |
| 10 |
1.90% |
¥463,325 |
¥55,599,058 |
¥4,999,058 |
| 10 |
2.00% |
¥465,588 |
¥55,870,569 |
¥5,270,569 |
| 10 |
2.10% |
¥467,858 |
¥56,142,918 |
¥5,542,918 |
| 10 |
2.20% |
¥470,134 |
¥56,416,105 |
¥5,816,105 |
| 10 |
2.30% |
¥472,418 |
¥56,690,129 |
¥6,090,129 |
| 10 |
2.40% |
¥474,708 |
¥56,964,988 |
¥6,364,988 |
| 10 |
2.50% |
¥477,006 |
¥57,240,684 |
¥6,640,684 |
| 10 |
2.60% |
¥479,310 |
¥57,517,216 |
¥6,917,216 |
| 10 |
2.70% |
¥481,622 |
¥57,794,582 |
¥7,194,582 |
| 10 |
2.80% |
¥483,940 |
¥58,072,782 |
¥7,472,782 |
| 10 |
2.90% |
¥486,265 |
¥58,351,817 |
¥7,751,817 |
| 10 |
3.00% |
¥488,597 |
¥58,631,684 |
¥8,031,684 |
