5100万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5100万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5100万円の住宅ローン|期間・年数別
5100万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥100,765 |
¥60,459,288 |
¥9,459,288 |
| 50 |
0.80% |
¥103,158 |
¥61,894,967 |
¥10,894,967 |
| 50 |
0.90% |
¥105,586 |
¥63,351,538 |
¥12,351,538 |
| 50 |
1.00% |
¥108,048 |
¥64,828,909 |
¥13,828,909 |
| 50 |
1.10% |
¥110,545 |
¥66,326,981 |
¥15,326,981 |
| 50 |
1.20% |
¥113,076 |
¥67,845,643 |
¥16,845,643 |
| 50 |
1.30% |
¥115,641 |
¥69,384,775 |
¥18,384,775 |
| 50 |
1.40% |
¥118,240 |
¥70,944,248 |
¥19,944,248 |
| 50 |
1.50% |
¥120,873 |
¥72,523,925 |
¥21,523,925 |
| 50 |
1.60% |
¥123,539 |
¥74,123,659 |
¥23,123,659 |
| 50 |
1.70% |
¥126,239 |
¥75,743,294 |
¥24,743,294 |
| 50 |
1.80% |
¥128,971 |
¥77,382,667 |
¥26,382,667 |
| 50 |
1.90% |
¥131,736 |
¥79,041,606 |
¥28,041,606 |
| 50 |
2.00% |
¥134,533 |
¥80,719,932 |
¥29,719,932 |
| 50 |
2.10% |
¥137,362 |
¥82,417,459 |
¥31,417,459 |
| 50 |
2.20% |
¥140,223 |
¥84,133,992 |
¥33,133,992 |
| 50 |
2.30% |
¥143,116 |
¥85,869,331 |
¥34,869,331 |
| 50 |
2.40% |
¥146,039 |
¥87,623,268 |
¥36,623,268 |
| 50 |
2.50% |
¥148,993 |
¥89,395,590 |
¥38,395,590 |
| 50 |
2.60% |
¥151,977 |
¥91,186,078 |
¥40,186,078 |
| 50 |
2.70% |
¥154,991 |
¥92,994,507 |
¥41,994,507 |
| 50 |
2.80% |
¥158,034 |
¥94,820,647 |
¥43,820,647 |
| 50 |
2.90% |
¥161,107 |
¥96,664,262 |
¥45,664,262 |
| 50 |
3.00% |
¥164,209 |
¥98,525,114 |
¥47,525,114 |
5100万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥110,126 |
¥59,468,262 |
¥8,468,262 |
| 45 |
0.80% |
¥112,493 |
¥60,746,430 |
¥9,746,430 |
| 45 |
0.90% |
¥114,892 |
¥62,041,571 |
¥11,041,571 |
| 45 |
1.00% |
¥117,322 |
¥63,353,627 |
¥12,353,627 |
| 45 |
1.10% |
¥119,782 |
¥64,682,528 |
¥13,682,528 |
| 45 |
1.20% |
¥122,274 |
¥66,028,204 |
¥15,028,204 |
| 45 |
1.30% |
¥124,797 |
¥67,390,573 |
¥16,390,573 |
| 45 |
1.40% |
¥127,351 |
¥68,769,551 |
¥17,769,551 |
| 45 |
1.50% |
¥129,935 |
¥70,165,046 |
¥19,165,046 |
| 45 |
1.60% |
¥132,550 |
¥71,576,958 |
¥20,576,958 |
| 45 |
1.70% |
¥135,195 |
¥73,005,186 |
¥22,005,186 |
| 45 |
1.80% |
¥137,870 |
¥74,449,620 |
¥23,449,620 |
| 45 |
1.90% |
¥140,574 |
¥75,910,145 |
¥24,910,145 |
| 45 |
2.00% |
¥143,309 |
¥77,386,640 |
¥26,386,640 |
| 45 |
2.10% |
¥146,072 |
¥78,878,980 |
¥27,878,980 |
| 45 |
2.20% |
¥148,865 |
¥80,387,034 |
¥29,387,034 |
| 45 |
2.30% |
¥151,686 |
¥81,910,668 |
¥30,910,668 |
| 45 |
2.40% |
¥154,537 |
¥83,449,741 |
¥32,449,741 |
| 45 |
2.50% |
¥157,415 |
¥85,004,107 |
¥34,004,107 |
| 45 |
2.60% |
¥160,322 |
¥86,573,619 |
¥35,573,619 |
| 45 |
2.70% |
¥163,256 |
¥88,158,123 |
¥37,158,123 |
| 45 |
2.80% |
¥166,218 |
¥89,757,461 |
¥38,757,461 |
| 45 |
2.90% |
¥169,206 |
¥91,371,473 |
¥40,371,473 |
| 45 |
3.00% |
¥172,222 |
¥92,999,994 |
¥41,999,994 |
5100万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥121,849 |
¥58,487,542 |
¥7,487,542 |
| 40 |
0.80% |
¥124,190 |
¥59,611,313 |
¥8,611,313 |
| 40 |
0.90% |
¥126,559 |
¥60,748,531 |
¥9,748,531 |
| 40 |
1.00% |
¥128,957 |
¥61,899,160 |
¥10,899,160 |
| 40 |
1.10% |
¥131,382 |
¥63,063,155 |
¥12,063,155 |
| 40 |
1.20% |
¥133,834 |
¥64,240,472 |
¥13,240,472 |
| 40 |
1.30% |
¥136,315 |
¥65,431,060 |
¥14,431,060 |
| 40 |
1.40% |
¥138,823 |
¥66,634,865 |
¥15,634,865 |
| 40 |
1.50% |
¥141,358 |
¥67,851,828 |
¥16,851,828 |
| 40 |
1.60% |
¥143,921 |
¥69,081,887 |
¥18,081,887 |
| 40 |
1.70% |
¥146,510 |
¥70,324,977 |
¥19,324,977 |
| 40 |
1.80% |
¥149,127 |
¥71,581,028 |
¥20,581,028 |
| 40 |
1.90% |
¥151,771 |
¥72,849,967 |
¥21,849,967 |
| 40 |
2.00% |
¥154,441 |
¥74,131,716 |
¥23,131,716 |
| 40 |
2.10% |
¥157,138 |
¥75,426,197 |
¥24,426,197 |
| 40 |
2.20% |
¥159,861 |
¥76,733,325 |
¥25,733,325 |
| 40 |
2.30% |
¥162,610 |
¥78,053,014 |
¥27,053,014 |
| 40 |
2.40% |
¥165,386 |
¥79,385,173 |
¥28,385,173 |
| 40 |
2.50% |
¥168,187 |
¥80,729,710 |
¥29,729,710 |
| 40 |
2.60% |
¥171,014 |
¥82,086,528 |
¥31,086,528 |
| 40 |
2.70% |
¥173,866 |
¥83,455,527 |
¥32,455,527 |
| 40 |
2.80% |
¥176,743 |
¥84,836,607 |
¥33,836,607 |
| 40 |
2.90% |
¥179,645 |
¥86,229,663 |
¥35,229,663 |
| 40 |
3.00% |
¥182,572 |
¥87,634,587 |
¥36,634,587 |
5100万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥136,946 |
¥57,517,151 |
¥6,517,151 |
| 35 |
0.80% |
¥139,261 |
¥58,489,653 |
¥7,489,653 |
| 35 |
0.90% |
¥141,601 |
¥59,472,476 |
¥8,472,476 |
| 35 |
1.00% |
¥143,966 |
¥60,465,597 |
¥9,465,597 |
| 35 |
1.10% |
¥146,355 |
¥61,468,990 |
¥10,468,990 |
| 35 |
1.20% |
¥148,768 |
¥62,482,630 |
¥11,482,630 |
| 35 |
1.30% |
¥151,206 |
¥63,506,484 |
¥12,506,484 |
| 35 |
1.40% |
¥153,668 |
¥64,540,521 |
¥13,540,521 |
| 35 |
1.50% |
¥156,154 |
¥65,584,707 |
¥14,584,707 |
| 35 |
1.60% |
¥158,664 |
¥66,639,004 |
¥15,639,004 |
| 35 |
1.70% |
¥161,199 |
¥67,703,373 |
¥16,703,373 |
| 35 |
1.80% |
¥163,757 |
¥68,777,772 |
¥17,777,772 |
| 35 |
1.90% |
¥166,338 |
¥69,862,158 |
¥18,862,158 |
| 35 |
2.00% |
¥168,944 |
¥70,956,485 |
¥19,956,485 |
| 35 |
2.10% |
¥171,573 |
¥72,060,705 |
¥21,060,705 |
| 35 |
2.20% |
¥174,226 |
¥73,174,767 |
¥22,174,767 |
| 35 |
2.30% |
¥176,901 |
¥74,298,619 |
¥23,298,619 |
| 35 |
2.40% |
¥179,600 |
¥75,432,207 |
¥24,432,207 |
| 35 |
2.50% |
¥182,323 |
¥76,575,475 |
¥25,575,475 |
| 35 |
2.60% |
¥185,068 |
¥77,728,365 |
¥26,728,365 |
| 35 |
2.70% |
¥187,835 |
¥78,890,816 |
¥27,890,816 |
| 35 |
2.80% |
¥190,626 |
¥80,062,766 |
¥29,062,766 |
| 35 |
2.90% |
¥193,438 |
¥81,244,153 |
¥30,244,153 |
| 35 |
3.00% |
¥196,274 |
¥82,434,911 |
¥31,434,911 |
5100万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥157,103 |
¥56,557,106 |
¥5,557,106 |
| 30 |
0.80% |
¥159,393 |
¥57,381,482 |
¥6,381,482 |
| 30 |
0.90% |
¥161,704 |
¥58,213,456 |
¥7,213,456 |
| 30 |
1.00% |
¥164,036 |
¥59,053,016 |
¥8,053,016 |
| 30 |
1.10% |
¥166,389 |
¥59,900,148 |
¥8,900,148 |
| 30 |
1.20% |
¥168,763 |
¥60,754,836 |
¥9,754,836 |
| 30 |
1.30% |
¥171,159 |
¥61,617,065 |
¥10,617,065 |
| 30 |
1.40% |
¥173,574 |
¥62,486,816 |
¥11,486,816 |
| 30 |
1.50% |
¥176,011 |
¥63,364,071 |
¥12,364,071 |
| 30 |
1.60% |
¥178,469 |
¥64,248,808 |
¥13,248,808 |
| 30 |
1.70% |
¥180,947 |
¥65,141,007 |
¥14,141,007 |
| 30 |
1.80% |
¥183,446 |
¥66,040,644 |
¥15,040,644 |
| 30 |
1.90% |
¥185,966 |
¥66,947,695 |
¥15,947,695 |
| 30 |
2.00% |
¥188,506 |
¥67,862,135 |
¥16,862,135 |
| 30 |
2.10% |
¥191,066 |
¥68,783,938 |
¥17,783,938 |
| 30 |
2.20% |
¥193,647 |
¥69,713,074 |
¥18,713,074 |
| 30 |
2.30% |
¥196,249 |
¥70,649,517 |
¥19,649,517 |
| 30 |
2.40% |
¥198,870 |
¥71,593,235 |
¥20,593,235 |
| 30 |
2.50% |
¥201,512 |
¥72,544,197 |
¥21,544,197 |
| 30 |
2.60% |
¥204,173 |
¥73,502,371 |
¥22,502,371 |
| 30 |
2.70% |
¥206,855 |
¥74,467,723 |
¥23,467,723 |
| 30 |
2.80% |
¥209,556 |
¥75,440,220 |
¥24,440,220 |
| 30 |
2.90% |
¥212,277 |
¥76,419,824 |
¥25,419,824 |
| 30 |
3.00% |
¥215,018 |
¥77,406,501 |
¥26,406,501 |
5100万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥185,358 |
¥55,607,426 |
¥4,607,426 |
| 25 |
0.80% |
¥187,623 |
¥56,286,828 |
¥5,286,828 |
| 25 |
0.90% |
¥189,905 |
¥56,971,517 |
¥5,971,517 |
| 25 |
1.00% |
¥192,205 |
¥57,661,485 |
¥6,661,485 |
| 25 |
1.10% |
¥194,522 |
¥58,356,727 |
¥7,356,727 |
| 25 |
1.20% |
¥196,857 |
¥59,057,233 |
¥8,057,233 |
| 25 |
1.30% |
¥199,210 |
¥59,762,996 |
¥8,762,996 |
| 25 |
1.40% |
¥201,580 |
¥60,474,008 |
¥9,474,008 |
| 25 |
1.50% |
¥203,968 |
¥61,190,258 |
¥10,190,258 |
| 25 |
1.60% |
¥206,372 |
¥61,911,737 |
¥10,911,737 |
| 25 |
1.70% |
¥208,795 |
¥62,638,433 |
¥11,638,433 |
| 25 |
1.80% |
¥211,234 |
¥63,370,336 |
¥12,370,336 |
| 25 |
1.90% |
¥213,691 |
¥64,107,434 |
¥13,107,434 |
| 25 |
2.00% |
¥216,166 |
¥64,849,714 |
¥13,849,714 |
| 25 |
2.10% |
¥218,657 |
¥65,597,162 |
¥14,597,162 |
| 25 |
2.20% |
¥221,166 |
¥66,349,766 |
¥15,349,766 |
| 25 |
2.30% |
¥223,692 |
¥67,107,510 |
¥16,107,510 |
| 25 |
2.40% |
¥226,235 |
¥67,870,380 |
¥16,870,380 |
| 25 |
2.50% |
¥228,795 |
¥68,638,360 |
¥17,638,360 |
| 25 |
2.60% |
¥231,371 |
¥69,411,435 |
¥18,411,435 |
| 25 |
2.70% |
¥233,965 |
¥70,189,586 |
¥19,189,586 |
| 25 |
2.80% |
¥236,576 |
¥70,972,798 |
¥19,972,798 |
| 25 |
2.90% |
¥239,204 |
¥71,761,053 |
¥20,761,053 |
| 25 |
3.00% |
¥241,848 |
¥72,554,331 |
¥21,554,331 |
5100万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥227,784 |
¥54,668,122 |
¥3,668,122 |
| 20 |
0.80% |
¥230,024 |
¥55,205,716 |
¥4,205,716 |
| 20 |
0.90% |
¥232,278 |
¥55,746,697 |
¥4,746,697 |
| 20 |
1.00% |
¥234,546 |
¥56,291,063 |
¥5,291,063 |
| 20 |
1.10% |
¥236,828 |
¥56,838,812 |
¥5,838,812 |
| 20 |
1.20% |
¥239,125 |
¥57,389,939 |
¥6,389,939 |
| 20 |
1.30% |
¥241,435 |
¥57,944,442 |
¥6,944,442 |
| 20 |
1.40% |
¥243,760 |
¥58,502,316 |
¥7,502,316 |
| 20 |
1.50% |
¥246,098 |
¥59,063,558 |
¥8,063,558 |
| 20 |
1.60% |
¥248,451 |
¥59,628,163 |
¥8,628,163 |
| 20 |
1.70% |
¥250,817 |
¥60,196,127 |
¥9,196,127 |
| 20 |
1.80% |
¥253,198 |
¥60,767,444 |
¥9,767,444 |
| 20 |
1.90% |
¥255,592 |
¥61,342,111 |
¥10,342,111 |
| 20 |
2.00% |
¥258,001 |
¥61,920,120 |
¥10,920,120 |
| 20 |
2.10% |
¥260,423 |
¥62,501,468 |
¥11,501,468 |
| 20 |
2.20% |
¥262,859 |
¥63,086,147 |
¥12,086,147 |
| 20 |
2.30% |
¥265,309 |
¥63,674,152 |
¥12,674,152 |
| 20 |
2.40% |
¥267,773 |
¥64,265,477 |
¥13,265,477 |
| 20 |
2.50% |
¥270,250 |
¥64,860,114 |
¥13,860,114 |
| 20 |
2.60% |
¥272,742 |
¥65,458,058 |
¥14,458,058 |
| 20 |
2.70% |
¥275,247 |
¥66,059,300 |
¥15,059,300 |
| 20 |
2.80% |
¥277,766 |
¥66,663,834 |
¥15,663,834 |
| 20 |
2.90% |
¥280,299 |
¥67,271,652 |
¥16,271,652 |
| 20 |
3.00% |
¥282,845 |
¥67,882,746 |
¥16,882,746 |
5100万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥298,551 |
¥53,739,208 |
¥2,739,208 |
| 15 |
0.80% |
¥300,768 |
¥54,138,163 |
¥3,138,163 |
| 15 |
0.90% |
¥302,995 |
¥54,539,026 |
¥3,539,026 |
| 15 |
1.00% |
¥305,232 |
¥54,941,796 |
¥3,941,796 |
| 15 |
1.10% |
¥307,480 |
¥55,346,472 |
¥4,346,472 |
| 15 |
1.20% |
¥309,739 |
¥55,753,053 |
¥4,753,053 |
| 15 |
1.30% |
¥312,009 |
¥56,161,537 |
¥5,161,537 |
| 15 |
1.40% |
¥314,288 |
¥56,571,923 |
¥5,571,923 |
| 15 |
1.50% |
¥316,579 |
¥56,984,209 |
¥5,984,209 |
| 15 |
1.60% |
¥318,880 |
¥57,398,395 |
¥6,398,395 |
| 15 |
1.70% |
¥321,192 |
¥57,814,479 |
¥6,814,479 |
| 15 |
1.80% |
¥323,514 |
¥58,232,458 |
¥7,232,458 |
| 15 |
1.90% |
¥325,846 |
¥58,652,332 |
¥7,652,332 |
| 15 |
2.00% |
¥328,189 |
¥59,074,099 |
¥8,074,099 |
| 15 |
2.10% |
¥330,543 |
¥59,497,756 |
¥8,497,756 |
| 15 |
2.20% |
¥332,907 |
¥59,923,301 |
¥8,923,301 |
| 15 |
2.30% |
¥335,282 |
¥60,350,734 |
¥9,350,734 |
| 15 |
2.40% |
¥337,667 |
¥60,780,050 |
¥9,780,050 |
| 15 |
2.50% |
¥340,062 |
¥61,211,249 |
¥10,211,249 |
| 15 |
2.60% |
¥342,468 |
¥61,644,328 |
¥10,644,328 |
| 15 |
2.70% |
¥344,885 |
¥62,079,285 |
¥11,079,285 |
| 15 |
2.80% |
¥347,312 |
¥62,516,116 |
¥11,516,116 |
| 15 |
2.90% |
¥349,749 |
¥62,954,820 |
¥11,954,820 |
| 15 |
3.00% |
¥352,197 |
¥63,395,395 |
¥12,395,395 |
5100万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥440,172 |
¥52,820,691 |
¥1,820,691 |
| 10 |
0.80% |
¥442,368 |
¥53,084,186 |
¥2,084,186 |
| 10 |
0.90% |
¥444,571 |
¥53,348,530 |
¥2,348,530 |
| 10 |
1.00% |
¥446,781 |
¥53,613,722 |
¥2,613,722 |
| 10 |
1.10% |
¥448,998 |
¥53,879,763 |
¥2,879,763 |
| 10 |
1.20% |
¥451,222 |
¥54,146,651 |
¥3,146,651 |
| 10 |
1.30% |
¥453,453 |
¥54,414,386 |
¥3,414,386 |
| 10 |
1.40% |
¥455,691 |
¥54,682,969 |
¥3,682,969 |
| 10 |
1.50% |
¥457,937 |
¥54,952,398 |
¥3,952,398 |
| 10 |
1.60% |
¥460,189 |
¥55,222,674 |
¥4,222,674 |
| 10 |
1.70% |
¥462,448 |
¥55,493,796 |
¥4,493,796 |
| 10 |
1.80% |
¥464,715 |
¥55,765,763 |
¥4,765,763 |
| 10 |
1.90% |
¥466,988 |
¥56,038,576 |
¥5,038,576 |
| 10 |
2.00% |
¥469,269 |
¥56,312,234 |
¥5,312,234 |
| 10 |
2.10% |
¥471,556 |
¥56,586,736 |
¥5,586,736 |
| 10 |
2.20% |
¥473,851 |
¥56,862,082 |
¥5,862,082 |
| 10 |
2.30% |
¥476,152 |
¥57,138,272 |
¥6,138,272 |
| 10 |
2.40% |
¥478,461 |
¥57,415,305 |
¥6,415,305 |
| 10 |
2.50% |
¥480,776 |
¥57,693,180 |
¥6,693,180 |
| 10 |
2.60% |
¥483,099 |
¥57,971,897 |
¥6,971,897 |
| 10 |
2.70% |
¥485,429 |
¥58,251,456 |
¥7,251,456 |
| 10 |
2.80% |
¥487,765 |
¥58,531,856 |
¥7,531,856 |
| 10 |
2.90% |
¥490,109 |
¥58,813,096 |
¥7,813,096 |
| 10 |
3.00% |
¥492,460 |
¥59,095,176 |
¥8,095,176 |