5120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5120万円の住宅ローン｜期間・年数別
5120万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥101,161 | ¥60,696,383 | ¥9,496,383 |
| 50 | 0.80% | ¥103,563 | ¥62,137,692 | ¥10,937,692 |
| 50 | 0.90% | ¥106,000 | ¥63,599,975 | ¥12,399,975 |
| 50 | 1.00% | ¥108,472 | ¥65,083,140 | ¥13,883,140 |
| 50 | 1.10% | ¥110,978 | ¥66,587,087 | ¥15,387,087 |
| 50 | 1.20% | ¥113,520 | ¥68,111,704 | ¥16,911,704 |
| 50 | 1.30% | ¥116,095 | ¥69,656,872 | ¥18,456,872 |
| 50 | 1.40% | ¥118,704 | ¥71,222,461 | ¥20,022,461 |
| 50 | 1.50% | ¥121,347 | ¥72,808,333 | ¥21,608,333 |
| 50 | 1.60% | ¥124,024 | ¥74,414,340 | ¥23,214,340 |
| 50 | 1.70% | ¥126,734 | ¥76,040,327 | ¥24,840,327 |
| 50 | 1.80% | ¥129,477 | ¥77,686,128 | ¥26,486,128 |
| 50 | 1.90% | ¥132,253 | ¥79,351,573 | ¥28,151,573 |
| 50 | 2.00% | ¥135,061 | ¥81,036,481 | ¥29,836,481 |
| 50 | 2.10% | ¥137,901 | ¥82,740,665 | ¥31,540,665 |
| 50 | 2.20% | ¥140,773 | ¥84,463,929 | ¥33,263,929 |
| 50 | 2.30% | ¥143,677 | ¥86,206,073 | ¥35,006,073 |
| 50 | 2.40% | ¥146,611 | ¥87,966,889 | ¥36,766,889 |
| 50 | 2.50% | ¥149,577 | ¥89,746,161 | ¥38,546,161 |
| 50 | 2.60% | ¥152,573 | ¥91,543,671 | ¥40,343,671 |
| 50 | 2.70% | ¥155,599 | ¥93,359,191 | ¥42,159,191 |
| 50 | 2.80% | ¥158,654 | ¥95,192,492 | ¥43,992,492 |
| 50 | 2.90% | ¥161,739 | ¥97,043,338 | ¥45,843,338 |
| 50 | 3.00% | ¥164,852 | ¥98,911,487 | ¥47,711,487 |
5120万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥110,558 | ¥59,701,471 | ¥8,501,471 |
| 45 | 0.80% | ¥112,935 | ¥60,984,651 | ¥9,784,651 |
| 45 | 0.90% | ¥115,342 | ¥62,284,872 | ¥11,084,872 |
| 45 | 1.00% | ¥117,782 | ¥63,602,072 | ¥12,402,072 |
| 45 | 1.10% | ¥120,252 | ¥64,936,185 | ¥13,736,185 |
| 45 | 1.20% | ¥122,754 | ¥66,287,138 | ¥15,087,138 |
| 45 | 1.30% | ¥125,287 | ¥67,654,850 | ¥16,454,850 |
| 45 | 1.40% | ¥127,850 | ¥69,039,236 | ¥17,839,236 |
| 45 | 1.50% | ¥130,445 | ¥70,440,203 | ¥19,240,203 |
| 45 | 1.60% | ¥133,070 | ¥71,857,652 | ¥20,657,652 |
| 45 | 1.70% | ¥135,725 | ¥73,291,481 | ¥22,091,481 |
| 45 | 1.80% | ¥138,410 | ¥74,741,579 | ¥23,541,579 |
| 45 | 1.90% | ¥141,126 | ¥76,207,832 | ¥25,007,832 |
| 45 | 2.00% | ¥143,871 | ¥77,690,117 | ¥26,490,117 |
| 45 | 2.10% | ¥146,645 | ¥79,188,309 | ¥27,988,309 |
| 45 | 2.20% | ¥149,449 | ¥80,702,278 | ¥29,502,278 |
| 45 | 2.30% | ¥152,281 | ¥82,231,886 | ¥31,031,886 |
| 45 | 2.40% | ¥155,143 | ¥83,776,994 | ¥32,576,994 |
| 45 | 2.50% | ¥158,032 | ¥85,337,457 | ¥34,137,457 |
| 45 | 2.60% | ¥160,950 | ¥86,913,123 | ¥35,713,123 |
| 45 | 2.70% | ¥163,896 | ¥88,503,841 | ¥37,303,841 |
| 45 | 2.80% | ¥166,869 | ¥90,109,451 | ¥38,909,451 |
| 45 | 2.90% | ¥169,870 | ¥91,729,792 | ¥40,529,792 |
| 45 | 3.00% | ¥172,898 | ¥93,364,700 | ¥42,164,700 |
5120万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥122,327 | ¥58,716,905 | ¥7,516,905 |
| 40 | 0.80% | ¥124,677 | ¥59,845,083 | ¥8,645,083 |
| 40 | 0.90% | ¥127,056 | ¥60,986,761 | ¥9,786,761 |
| 40 | 1.00% | ¥129,462 | ¥62,141,901 | ¥10,941,901 |
| 40 | 1.10% | ¥131,897 | ¥63,310,462 | ¥12,110,462 |
| 40 | 1.20% | ¥134,359 | ¥64,492,396 | ¥13,292,396 |
| 40 | 1.30% | ¥136,849 | ¥65,687,653 | ¥14,487,653 |
| 40 | 1.40% | ¥139,367 | ¥66,896,178 | ¥15,696,178 |
| 40 | 1.50% | ¥141,912 | ¥68,117,913 | ¥16,917,913 |
| 40 | 1.60% | ¥144,485 | ¥69,352,797 | ¥18,152,797 |
| 40 | 1.70% | ¥147,085 | ¥70,600,761 | ¥19,400,761 |
| 40 | 1.80% | ¥149,712 | ¥71,861,738 | ¥20,661,738 |
| 40 | 1.90% | ¥152,366 | ¥73,135,653 | ¥21,935,653 |
| 40 | 2.00% | ¥155,047 | ¥74,422,429 | ¥23,222,429 |
| 40 | 2.10% | ¥157,754 | ¥75,721,986 | ¥24,521,986 |
| 40 | 2.20% | ¥160,488 | ¥77,034,240 | ¥25,834,240 |
| 40 | 2.30% | ¥163,248 | ¥78,359,104 | ¥27,159,104 |
| 40 | 2.40% | ¥166,034 | ¥79,696,488 | ¥28,496,488 |
| 40 | 2.50% | ¥168,846 | ¥81,046,297 | ¥29,846,297 |
| 40 | 2.60% | ¥171,684 | ¥82,408,436 | ¥31,208,436 |
| 40 | 2.70% | ¥174,548 | ¥83,782,804 | ¥32,582,804 |
| 40 | 2.80% | ¥177,436 | ¥85,169,300 | ¥33,969,300 |
| 40 | 2.90% | ¥180,350 | ¥86,567,818 | ¥35,367,818 |
| 40 | 3.00% | ¥183,288 | ¥87,978,252 | ¥36,778,252 |
5120万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥137,483 | ¥57,742,708 | ¥6,542,708 |
| 35 | 0.80% | ¥139,807 | ¥58,719,024 | ¥7,519,024 |
| 35 | 0.90% | ¥142,156 | ¥59,705,701 | ¥8,505,701 |
| 35 | 1.00% | ¥144,530 | ¥60,702,717 | ¥9,502,717 |
| 35 | 1.10% | ¥146,929 | ¥61,710,045 | ¥10,510,045 |
| 35 | 1.20% | ¥149,352 | ¥62,727,659 | ¥11,527,659 |
| 35 | 1.30% | ¥151,799 | ¥63,755,529 | ¥12,555,529 |
| 35 | 1.40% | ¥154,271 | ¥64,793,621 | ¥13,593,621 |
| 35 | 1.50% | ¥156,766 | ¥65,841,902 | ¥14,641,902 |
| 35 | 1.60% | ¥159,287 | ¥66,900,333 | ¥15,700,333 |
| 35 | 1.70% | ¥161,831 | ¥67,968,876 | ¥16,768,876 |
| 35 | 1.80% | ¥164,399 | ¥69,047,489 | ¥17,847,489 |
| 35 | 1.90% | ¥166,991 | ¥70,136,128 | ¥18,936,128 |
| 35 | 2.00% | ¥169,607 | ¥71,234,746 | ¥20,034,746 |
| 35 | 2.10% | ¥172,246 | ¥72,343,296 | ¥21,143,296 |
| 35 | 2.20% | ¥174,909 | ¥73,461,727 | ¥22,261,727 |
| 35 | 2.30% | ¥177,595 | ¥74,589,986 | ¥23,389,986 |
| 35 | 2.40% | ¥180,305 | ¥75,728,020 | ¥24,528,020 |
| 35 | 2.50% | ¥183,038 | ¥76,875,771 | ¥25,675,771 |
| 35 | 2.60% | ¥185,793 | ¥78,033,182 | ¥26,833,182 |
| 35 | 2.70% | ¥188,572 | ¥79,200,191 | ¥28,000,191 |
| 35 | 2.80% | ¥191,373 | ¥80,376,738 | ¥29,176,738 |
| 35 | 2.90% | ¥194,197 | ¥81,562,758 | ¥30,362,758 |
| 35 | 3.00% | ¥197,043 | ¥82,758,185 | ¥31,558,185 |
5120万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥157,719 | ¥56,778,899 | ¥5,578,899 |
| 30 | 0.80% | ¥160,018 | ¥57,606,508 | ¥6,406,508 |
| 30 | 0.90% | ¥162,338 | ¥58,441,744 | ¥7,241,744 |
| 30 | 1.00% | ¥164,679 | ¥59,284,596 | ¥8,084,596 |
| 30 | 1.10% | ¥167,042 | ¥60,135,050 | ¥8,935,050 |
| 30 | 1.20% | ¥169,425 | ¥60,993,091 | ¥9,793,091 |
| 30 | 1.30% | ¥171,830 | ¥61,858,701 | ¥10,658,701 |
| 30 | 1.40% | ¥174,255 | ¥62,731,862 | ¥11,531,862 |
| 30 | 1.50% | ¥176,702 | ¥63,612,557 | ¥12,412,557 |
| 30 | 1.60% | ¥179,169 | ¥64,500,764 | ¥13,300,764 |
| 30 | 1.70% | ¥181,657 | ¥65,396,462 | ¥14,196,462 |
| 30 | 1.80% | ¥184,166 | ¥66,299,627 | ¥15,099,627 |
| 30 | 1.90% | ¥186,695 | ¥67,210,235 | ¥16,010,235 |
| 30 | 2.00% | ¥189,245 | ¥68,128,261 | ¥16,928,261 |
| 30 | 2.10% | ¥191,816 | ¥69,053,679 | ¥17,853,679 |
| 30 | 2.20% | ¥194,407 | ¥69,986,459 | ¥18,786,459 |
| 30 | 2.30% | ¥197,018 | ¥70,926,574 | ¥19,726,574 |
| 30 | 2.40% | ¥199,650 | ¥71,873,993 | ¥20,673,993 |
| 30 | 2.50% | ¥202,302 | ¥72,828,684 | ¥21,628,684 |
| 30 | 2.60% | ¥204,974 | ¥73,790,616 | ¥22,590,616 |
| 30 | 2.70% | ¥207,666 | ¥74,759,754 | ¥23,559,754 |
| 30 | 2.80% | ¥210,378 | ¥75,736,064 | ¥24,536,064 |
| 30 | 2.90% | ¥213,110 | ¥76,719,510 | ¥25,519,510 |
| 30 | 3.00% | ¥215,861 | ¥77,710,055 | ¥26,510,055 |
5120万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥186,085 | ¥55,825,494 | ¥4,625,494 |
| 25 | 0.80% | ¥188,359 | ¥56,507,561 | ¥5,307,561 |
| 25 | 0.90% | ¥190,650 | ¥57,194,935 | ¥5,994,935 |
| 25 | 1.00% | ¥192,959 | ¥57,887,609 | ¥6,687,609 |
| 25 | 1.10% | ¥195,285 | ¥58,585,577 | ¥7,385,577 |
| 25 | 1.20% | ¥197,629 | ¥59,288,830 | ¥8,088,830 |
| 25 | 1.30% | ¥199,991 | ¥59,997,361 | ¥8,797,361 |
| 25 | 1.40% | ¥202,371 | ¥60,711,161 | ¥9,511,161 |
| 25 | 1.50% | ¥204,767 | ¥61,430,220 | ¥10,230,220 |
| 25 | 1.60% | ¥207,182 | ¥62,154,528 | ¥10,954,528 |
| 25 | 1.70% | ¥209,614 | ¥62,884,074 | ¥11,684,074 |
| 25 | 1.80% | ¥212,063 | ¥63,618,848 | ¥12,418,848 |
| 25 | 1.90% | ¥214,529 | ¥64,358,836 | ¥13,158,836 |
| 25 | 2.00% | ¥217,013 | ¥65,104,026 | ¥13,904,026 |
| 25 | 2.10% | ¥219,515 | ¥65,854,406 | ¥14,654,406 |
| 25 | 2.20% | ¥222,033 | ¥66,609,961 | ¥15,409,961 |
| 25 | 2.30% | ¥224,569 | ¥67,370,677 | ¥16,170,677 |
| 25 | 2.40% | ¥227,122 | ¥68,136,538 | ¥16,936,538 |
| 25 | 2.50% | ¥229,692 | ¥68,907,530 | ¥17,707,530 |
| 25 | 2.60% | ¥232,279 | ¥69,683,636 | ¥18,483,636 |
| 25 | 2.70% | ¥234,883 | ¥70,464,840 | ¥19,264,840 |
| 25 | 2.80% | ¥237,504 | ¥71,251,123 | ¥20,051,123 |
| 25 | 2.90% | ¥240,142 | ¥72,042,468 | ¥20,842,468 |
| 25 | 3.00% | ¥242,796 | ¥72,838,858 | ¥21,638,858 |
5120万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥228,677 | ¥54,882,507 | ¥3,682,507 |
| 20 | 0.80% | ¥230,926 | ¥55,422,209 | ¥4,222,209 |
| 20 | 0.90% | ¥233,189 | ¥55,965,311 | ¥4,765,311 |
| 20 | 1.00% | ¥235,466 | ¥56,511,812 | ¥5,311,812 |
| 20 | 1.10% | ¥237,757 | ¥57,061,709 | ¥5,861,709 |
| 20 | 1.20% | ¥240,062 | ¥57,614,998 | ¥6,414,998 |
| 20 | 1.30% | ¥242,382 | ¥58,171,675 | ¥6,971,675 |
| 20 | 1.40% | ¥244,716 | ¥58,731,737 | ¥7,531,737 |
| 20 | 1.50% | ¥247,063 | ¥59,295,180 | ¥8,095,180 |
| 20 | 1.60% | ¥249,425 | ¥59,861,999 | ¥8,661,999 |
| 20 | 1.70% | ¥251,801 | ¥60,432,190 | ¥9,232,190 |
| 20 | 1.80% | ¥254,191 | ¥61,005,748 | ¥9,805,748 |
| 20 | 1.90% | ¥256,594 | ¥61,582,668 | ¥10,382,668 |
| 20 | 2.00% | ¥259,012 | ¥62,162,944 | ¥10,962,944 |
| 20 | 2.10% | ¥261,444 | ¥62,746,571 | ¥11,546,571 |
| 20 | 2.20% | ¥263,890 | ¥63,333,544 | ¥12,133,544 |
| 20 | 2.30% | ¥266,349 | ¥63,923,855 | ¥12,723,855 |
| 20 | 2.40% | ¥268,823 | ¥64,517,498 | ¥13,317,498 |
| 20 | 2.50% | ¥271,310 | ¥65,114,467 | ¥13,914,467 |
| 20 | 2.60% | ¥273,811 | ¥65,714,756 | ¥14,514,756 |
| 20 | 2.70% | ¥276,326 | ¥66,318,356 | ¥15,118,356 |
| 20 | 2.80% | ¥278,855 | ¥66,925,261 | ¥15,725,261 |
| 20 | 2.90% | ¥281,398 | ¥67,535,462 | ¥16,335,462 |
| 20 | 3.00% | ¥283,954 | ¥68,148,953 | ¥16,948,953 |
5120万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥299,722 | ¥53,949,950 | ¥2,749,950 |
| 15 | 0.80% | ¥301,947 | ¥54,350,470 | ¥3,150,470 |
| 15 | 0.90% | ¥304,183 | ¥54,752,905 | ¥3,552,905 |
| 15 | 1.00% | ¥306,429 | ¥55,157,254 | ¥3,957,254 |
| 15 | 1.10% | ¥308,686 | ¥55,563,517 | ¥4,363,517 |
| 15 | 1.20% | ¥310,954 | ¥55,971,692 | ¥4,771,692 |
| 15 | 1.30% | ¥313,232 | ¥56,381,778 | ¥5,181,778 |
| 15 | 1.40% | ¥315,521 | ¥56,793,773 | ¥5,593,773 |
| 15 | 1.50% | ¥317,820 | ¥57,207,677 | ¥6,007,677 |
| 15 | 1.60% | ¥320,130 | ¥57,623,487 | ¥6,423,487 |
| 15 | 1.70% | ¥322,451 | ¥58,041,202 | ¥6,841,202 |
| 15 | 1.80% | ¥324,782 | ¥58,460,821 | ¥7,260,821 |
| 15 | 1.90% | ¥327,124 | ¥58,882,341 | ¥7,682,341 |
| 15 | 2.00% | ¥329,476 | ¥59,305,762 | ¥8,105,762 |
| 15 | 2.10% | ¥331,839 | ¥59,731,080 | ¥8,531,080 |
| 15 | 2.20% | ¥334,213 | ¥60,158,295 | ¥8,958,295 |
| 15 | 2.30% | ¥336,597 | ¥60,587,403 | ¥9,387,403 |
| 15 | 2.40% | ¥338,991 | ¥61,018,404 | ¥9,818,404 |
| 15 | 2.50% | ¥341,396 | ¥61,451,294 | ¥10,251,294 |
| 15 | 2.60% | ¥343,812 | ¥61,886,071 | ¥10,686,071 |
| 15 | 2.70% | ¥346,237 | ¥62,322,733 | ¥11,122,733 |
| 15 | 2.80% | ¥348,674 | ¥62,761,278 | ¥11,561,278 |
| 15 | 2.90% | ¥351,121 | ¥63,201,702 | ¥12,001,702 |
| 15 | 3.00% | ¥353,578 | ¥63,644,004 | ¥12,444,004 |
5120万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥441,899 | ¥53,027,831 | ¥1,827,831 |
| 10 | 0.80% | ¥444,103 | ¥53,292,359 | ¥2,092,359 |
| 10 | 0.90% | ¥446,314 | ¥53,557,740 | ¥2,357,740 |
| 10 | 1.00% | ¥448,533 | ¥53,823,972 | ¥2,623,972 |
| 10 | 1.10% | ¥450,759 | ¥54,091,056 | ¥2,891,056 |
| 10 | 1.20% | ¥452,992 | ¥54,358,990 | ¥3,158,990 |
| 10 | 1.30% | ¥455,231 | ¥54,627,776 | ¥3,427,776 |
| 10 | 1.40% | ¥457,478 | ¥54,897,412 | ¥3,697,412 |
| 10 | 1.50% | ¥459,732 | ¥55,167,897 | ¥3,967,897 |
| 10 | 1.60% | ¥461,994 | ¥55,439,233 | ¥4,239,233 |
| 10 | 1.70% | ¥464,262 | ¥55,711,418 | ¥4,511,418 |
| 10 | 1.80% | ¥466,537 | ¥55,984,452 | ¥4,784,452 |
| 10 | 1.90% | ¥468,819 | ¥56,258,335 | ¥5,058,335 |
| 10 | 2.00% | ¥471,109 | ¥56,533,066 | ¥5,333,066 |
| 10 | 2.10% | ¥473,405 | ¥56,808,645 | ¥5,608,645 |
| 10 | 2.20% | ¥475,709 | ¥57,085,071 | ¥5,885,071 |
| 10 | 2.30% | ¥478,020 | ¥57,362,343 | ¥6,162,343 |
| 10 | 2.40% | ¥480,337 | ¥57,640,463 | ¥6,440,463 |
| 10 | 2.50% | ¥482,662 | ¥57,919,428 | ¥6,719,428 |
| 10 | 2.60% | ¥484,994 | ¥58,199,238 | ¥6,999,238 |
| 10 | 2.70% | ¥487,332 | ¥58,479,893 | ¥7,279,893 |
| 10 | 2.80% | ¥489,678 | ¥58,761,392 | ¥7,561,392 |
| 10 | 2.90% | ¥492,031 | ¥59,043,735 | ¥7,843,735 |
| 10 | 3.00% | ¥494,391 | ¥59,326,922 | ¥8,126,922 |
