5130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5130万円の住宅ローン｜期間・年数別
5130万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥101,358 | ¥60,814,931 | ¥9,514,931 |
| 50 | 0.80% | ¥103,765 | ¥62,259,055 | ¥10,959,055 |
| 50 | 0.90% | ¥106,207 | ¥63,724,194 | ¥12,424,194 |
| 50 | 1.00% | ¥108,684 | ¥65,210,256 | ¥13,910,256 |
| 50 | 1.10% | ¥111,195 | ¥66,717,140 | ¥15,417,140 |
| 50 | 1.20% | ¥113,741 | ¥68,244,735 | ¥16,944,735 |
| 50 | 1.30% | ¥116,322 | ¥69,792,921 | ¥18,492,921 |
| 50 | 1.40% | ¥118,936 | ¥71,361,568 | ¥20,061,568 |
| 50 | 1.50% | ¥121,584 | ¥72,950,537 | ¥21,650,537 |
| 50 | 1.60% | ¥124,266 | ¥74,559,681 | ¥23,259,681 |
| 50 | 1.70% | ¥126,981 | ¥76,188,843 | ¥24,888,843 |
| 50 | 1.80% | ¥129,730 | ¥77,837,859 | ¥26,537,859 |
| 50 | 1.90% | ¥132,511 | ¥79,506,557 | ¥28,206,557 |
| 50 | 2.00% | ¥135,325 | ¥81,194,756 | ¥29,894,756 |
| 50 | 2.10% | ¥138,170 | ¥82,902,268 | ¥31,602,268 |
| 50 | 2.20% | ¥141,048 | ¥84,628,898 | ¥33,328,898 |
| 50 | 2.30% | ¥143,957 | ¥86,374,444 | ¥35,074,444 |
| 50 | 2.40% | ¥146,898 | ¥88,138,699 | ¥36,838,699 |
| 50 | 2.50% | ¥149,869 | ¥89,921,447 | ¥38,621,447 |
| 50 | 2.60% | ¥152,871 | ¥91,722,467 | ¥40,422,467 |
| 50 | 2.70% | ¥155,903 | ¥93,541,534 | ¥42,241,534 |
| 50 | 2.80% | ¥158,964 | ¥95,378,415 | ¥44,078,415 |
| 50 | 2.90% | ¥162,055 | ¥97,232,876 | ¥45,932,876 |
| 50 | 3.00% | ¥165,174 | ¥99,104,674 | ¥47,804,674 |
5130万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥110,774 | ¥59,818,075 | ¥8,518,075 |
| 45 | 0.80% | ¥113,155 | ¥61,103,762 | ¥9,803,762 |
| 45 | 0.90% | ¥115,568 | ¥62,406,522 | ¥11,106,522 |
| 45 | 1.00% | ¥118,012 | ¥63,726,295 | ¥12,426,295 |
| 45 | 1.10% | ¥120,487 | ¥65,063,014 | ¥13,763,014 |
| 45 | 1.20% | ¥122,994 | ¥66,416,605 | ¥15,116,605 |
| 45 | 1.30% | ¥125,531 | ¥67,786,989 | ¥16,486,989 |
| 45 | 1.40% | ¥128,100 | ¥69,174,078 | ¥17,874,078 |
| 45 | 1.50% | ¥130,700 | ¥70,577,781 | ¥19,277,781 |
| 45 | 1.60% | ¥133,330 | ¥71,997,999 | ¥20,697,999 |
| 45 | 1.70% | ¥135,990 | ¥73,434,629 | ¥22,134,629 |
| 45 | 1.80% | ¥138,681 | ¥74,887,559 | ¥23,587,559 |
| 45 | 1.90% | ¥141,401 | ¥76,356,675 | ¥25,056,675 |
| 45 | 2.00% | ¥144,152 | ¥77,841,855 | ¥26,541,855 |
| 45 | 2.10% | ¥146,931 | ¥79,342,974 | ¥28,042,974 |
| 45 | 2.20% | ¥149,741 | ¥80,859,899 | ¥29,559,899 |
| 45 | 2.30% | ¥152,579 | ¥82,392,496 | ¥31,092,496 |
| 45 | 2.40% | ¥155,446 | ¥83,940,621 | ¥32,640,621 |
| 45 | 2.50% | ¥158,341 | ¥85,504,131 | ¥34,204,131 |
| 45 | 2.60% | ¥161,265 | ¥87,082,876 | ¥35,782,876 |
| 45 | 2.70% | ¥164,216 | ¥88,676,700 | ¥37,376,700 |
| 45 | 2.80% | ¥167,195 | ¥90,285,446 | ¥38,985,446 |
| 45 | 2.90% | ¥170,202 | ¥91,908,952 | ¥40,608,952 |
| 45 | 3.00% | ¥173,235 | ¥93,547,052 | ¥42,247,052 |
5130万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥122,566 | ¥58,831,587 | ¥7,531,587 |
| 40 | 0.80% | ¥124,921 | ¥59,961,968 | ¥8,661,968 |
| 40 | 0.90% | ¥127,304 | ¥61,105,876 | ¥9,805,876 |
| 40 | 1.00% | ¥129,715 | ¥62,263,272 | ¥10,963,272 |
| 40 | 1.10% | ¥132,154 | ¥63,434,115 | ¥12,134,115 |
| 40 | 1.20% | ¥134,622 | ¥64,618,358 | ¥13,318,358 |
| 40 | 1.30% | ¥137,117 | ¥65,815,949 | ¥14,515,949 |
| 40 | 1.40% | ¥139,639 | ¥67,026,835 | ¥15,726,835 |
| 40 | 1.50% | ¥142,189 | ¥68,250,956 | ¥16,950,956 |
| 40 | 1.60% | ¥144,767 | ¥69,488,251 | ¥18,188,251 |
| 40 | 1.70% | ¥147,372 | ¥70,738,653 | ¥19,438,653 |
| 40 | 1.80% | ¥150,004 | ¥72,002,093 | ¥20,702,093 |
| 40 | 1.90% | ¥152,664 | ¥73,278,496 | ¥21,978,496 |
| 40 | 2.00% | ¥155,350 | ¥74,567,785 | ¥23,267,785 |
| 40 | 2.10% | ¥158,062 | ¥75,869,881 | ¥24,569,881 |
| 40 | 2.20% | ¥160,801 | ¥77,184,698 | ¥25,884,698 |
| 40 | 2.30% | ¥163,567 | ¥78,512,150 | ¥27,212,150 |
| 40 | 2.40% | ¥166,359 | ¥79,852,145 | ¥28,552,145 |
| 40 | 2.50% | ¥169,176 | ¥81,204,591 | ¥29,904,591 |
| 40 | 2.60% | ¥172,020 | ¥82,569,390 | ¥31,269,390 |
| 40 | 2.70% | ¥174,888 | ¥83,946,442 | ¥32,646,442 |
| 40 | 2.80% | ¥177,783 | ¥85,335,646 | ¥34,035,646 |
| 40 | 2.90% | ¥180,702 | ¥86,736,896 | ¥35,436,896 |
| 40 | 3.00% | ¥183,646 | ¥88,150,084 | ¥36,850,084 |
5130万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥137,751 | ¥57,855,487 | ¥6,555,487 |
| 35 | 0.80% | ¥140,080 | ¥58,833,710 | ¥7,533,710 |
| 35 | 0.90% | ¥142,434 | ¥59,822,314 | ¥8,522,314 |
| 35 | 1.00% | ¥144,813 | ¥60,821,277 | ¥9,521,277 |
| 35 | 1.10% | ¥147,216 | ¥61,830,573 | ¥10,530,573 |
| 35 | 1.20% | ¥149,643 | ¥62,850,174 | ¥11,550,174 |
| 35 | 1.30% | ¥152,095 | ¥63,880,051 | ¥12,580,051 |
| 35 | 1.40% | ¥154,572 | ¥64,920,171 | ¥13,620,171 |
| 35 | 1.50% | ¥157,073 | ¥65,970,499 | ¥14,670,499 |
| 35 | 1.60% | ¥159,598 | ¥67,030,998 | ¥15,730,998 |
| 35 | 1.70% | ¥162,147 | ¥68,101,628 | ¥16,801,628 |
| 35 | 1.80% | ¥164,720 | ¥69,182,347 | ¥17,882,347 |
| 35 | 1.90% | ¥167,317 | ¥70,273,112 | ¥18,973,112 |
| 35 | 2.00% | ¥169,938 | ¥71,373,876 | ¥20,073,876 |
| 35 | 2.10% | ¥172,582 | ¥72,484,591 | ¥21,184,591 |
| 35 | 2.20% | ¥175,250 | ¥73,605,207 | ¥22,305,207 |
| 35 | 2.30% | ¥177,942 | ¥74,735,670 | ¥23,435,670 |
| 35 | 2.40% | ¥180,657 | ¥75,875,926 | ¥24,575,926 |
| 35 | 2.50% | ¥183,395 | ¥77,025,919 | ¥25,725,919 |
| 35 | 2.60% | ¥186,156 | ¥78,185,590 | ¥26,885,590 |
| 35 | 2.70% | ¥188,940 | ¥79,354,879 | ¥28,054,879 |
| 35 | 2.80% | ¥191,747 | ¥80,533,724 | ¥29,233,724 |
| 35 | 2.90% | ¥194,576 | ¥81,722,060 | ¥30,422,060 |
| 35 | 3.00% | ¥197,428 | ¥82,919,822 | ¥31,619,822 |
5130万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥158,027 | ¥56,889,795 | ¥5,589,795 |
| 30 | 0.80% | ¥160,331 | ¥57,719,020 | ¥6,419,020 |
| 30 | 0.90% | ¥162,655 | ¥58,555,888 | ¥7,255,888 |
| 30 | 1.00% | ¥165,001 | ¥59,400,387 | ¥8,100,387 |
| 30 | 1.10% | ¥167,368 | ¥60,252,502 | ¥8,952,502 |
| 30 | 1.20% | ¥169,756 | ¥61,112,218 | ¥9,812,218 |
| 30 | 1.30% | ¥172,165 | ¥61,979,518 | ¥10,679,518 |
| 30 | 1.40% | ¥174,596 | ¥62,854,386 | ¥11,554,386 |
| 30 | 1.50% | ¥177,047 | ¥63,736,800 | ¥12,436,800 |
| 30 | 1.60% | ¥179,519 | ¥64,626,742 | ¥13,326,742 |
| 30 | 1.70% | ¥182,012 | ¥65,524,189 | ¥14,224,189 |
| 30 | 1.80% | ¥184,525 | ¥66,429,118 | ¥15,129,118 |
| 30 | 1.90% | ¥187,060 | ¥67,341,505 | ¥16,041,505 |
| 30 | 2.00% | ¥189,615 | ¥68,261,324 | ¥16,961,324 |
| 30 | 2.10% | ¥192,190 | ¥69,188,549 | ¥17,888,549 |
| 30 | 2.20% | ¥194,787 | ¥70,123,151 | ¥18,823,151 |
| 30 | 2.30% | ¥197,403 | ¥71,065,102 | ¥19,765,102 |
| 30 | 2.40% | ¥200,040 | ¥72,014,372 | ¥20,714,372 |
| 30 | 2.50% | ¥202,697 | ¥72,970,928 | ¥21,670,928 |
| 30 | 2.60% | ¥205,374 | ¥73,934,738 | ¥22,634,738 |
| 30 | 2.70% | ¥208,072 | ¥74,905,769 | ¥23,605,769 |
| 30 | 2.80% | ¥210,789 | ¥75,883,986 | ¥24,583,986 |
| 30 | 2.90% | ¥213,526 | ¥76,869,353 | ¥25,569,353 |
| 30 | 3.00% | ¥216,283 | ¥77,861,833 | ¥26,561,833 |
5130万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥186,448 | ¥55,934,528 | ¥4,634,528 |
| 25 | 0.80% | ¥188,726 | ¥56,617,927 | ¥5,317,927 |
| 25 | 0.90% | ¥191,022 | ¥57,306,644 | ¥6,006,644 |
| 25 | 1.00% | ¥193,336 | ¥58,000,671 | ¥6,700,671 |
| 25 | 1.10% | ¥195,667 | ¥58,700,001 | ¥7,400,001 |
| 25 | 1.20% | ¥198,015 | ¥59,404,628 | ¥8,104,628 |
| 25 | 1.30% | ¥200,382 | ¥60,114,543 | ¥8,814,543 |
| 25 | 1.40% | ¥202,766 | ¥60,829,737 | ¥9,529,737 |
| 25 | 1.50% | ¥205,167 | ¥61,550,201 | ¥10,250,201 |
| 25 | 1.60% | ¥207,586 | ¥62,275,923 | ¥10,975,923 |
| 25 | 1.70% | ¥210,023 | ¥63,006,895 | ¥11,706,895 |
| 25 | 1.80% | ¥212,477 | ¥63,743,103 | ¥12,443,103 |
| 25 | 1.90% | ¥214,948 | ¥64,484,537 | ¥13,184,537 |
| 25 | 2.00% | ¥217,437 | ¥65,231,183 | ¥13,931,183 |
| 25 | 2.10% | ¥219,943 | ¥65,983,028 | ¥14,683,028 |
| 25 | 2.20% | ¥222,467 | ¥66,740,059 | ¥15,440,059 |
| 25 | 2.30% | ¥225,008 | ¥67,502,260 | ¥16,202,260 |
| 25 | 2.40% | ¥227,565 | ¥68,269,618 | ¥16,969,618 |
| 25 | 2.50% | ¥230,140 | ¥69,042,115 | ¥17,742,115 |
| 25 | 2.60% | ¥232,732 | ¥69,819,737 | ¥18,519,737 |
| 25 | 2.70% | ¥235,342 | ¥70,602,466 | ¥19,302,466 |
| 25 | 2.80% | ¥237,968 | ¥71,390,285 | ¥20,090,285 |
| 25 | 2.90% | ¥240,611 | ¥72,183,176 | ¥20,883,176 |
| 25 | 3.00% | ¥243,270 | ¥72,981,121 | ¥21,681,121 |
5130万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥229,124 | ¥54,989,699 | ¥3,689,699 |
| 20 | 0.80% | ¥231,377 | ¥55,530,455 | ¥4,230,455 |
| 20 | 0.90% | ¥233,644 | ¥56,074,619 | ¥4,774,619 |
| 20 | 1.00% | ¥235,926 | ¥56,622,187 | ¥5,322,187 |
| 20 | 1.10% | ¥238,221 | ¥57,173,158 | ¥5,873,158 |
| 20 | 1.20% | ¥240,531 | ¥57,727,527 | ¥6,427,527 |
| 20 | 1.30% | ¥242,855 | ¥58,285,292 | ¥6,985,292 |
| 20 | 1.40% | ¥245,194 | ¥58,846,447 | ¥7,546,447 |
| 20 | 1.50% | ¥247,546 | ¥59,410,991 | ¥8,110,991 |
| 20 | 1.60% | ¥249,912 | ¥59,978,917 | ¥8,678,917 |
| 20 | 1.70% | ¥252,293 | ¥60,550,222 | ¥9,250,222 |
| 20 | 1.80% | ¥254,687 | ¥61,124,900 | ¥9,824,900 |
| 20 | 1.90% | ¥257,096 | ¥61,702,947 | ¥10,402,947 |
| 20 | 2.00% | ¥259,518 | ¥62,284,356 | ¥10,984,356 |
| 20 | 2.10% | ¥261,955 | ¥62,869,123 | ¥11,569,123 |
| 20 | 2.20% | ¥264,405 | ¥63,457,242 | ¥12,157,242 |
| 20 | 2.30% | ¥266,870 | ¥64,048,706 | ¥12,748,706 |
| 20 | 2.40% | ¥269,348 | ¥64,643,509 | ¥13,343,509 |
| 20 | 2.50% | ¥271,840 | ¥65,241,644 | ¥13,941,644 |
| 20 | 2.60% | ¥274,346 | ¥65,843,105 | ¥14,543,105 |
| 20 | 2.70% | ¥276,866 | ¥66,447,884 | ¥15,147,884 |
| 20 | 2.80% | ¥279,400 | ¥67,055,974 | ¥15,755,974 |
| 20 | 2.90% | ¥281,947 | ¥67,667,367 | ¥16,367,367 |
| 20 | 3.00% | ¥284,509 | ¥68,282,056 | ¥16,982,056 |
5130万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥300,307 | ¥54,055,321 | ¥2,755,321 |
| 15 | 0.80% | ¥302,537 | ¥54,456,623 | ¥3,156,623 |
| 15 | 0.90% | ¥304,777 | ¥54,859,844 | ¥3,559,844 |
| 15 | 1.00% | ¥307,028 | ¥55,264,983 | ¥3,964,983 |
| 15 | 1.10% | ¥309,289 | ¥55,672,040 | ¥4,372,040 |
| 15 | 1.20% | ¥311,561 | ¥56,081,012 | ¥4,781,012 |
| 15 | 1.30% | ¥313,844 | ¥56,491,899 | ¥5,191,899 |
| 15 | 1.40% | ¥316,137 | ¥56,904,699 | ¥5,604,699 |
| 15 | 1.50% | ¥318,441 | ¥57,319,411 | ¥6,019,411 |
| 15 | 1.60% | ¥320,756 | ¥57,736,033 | ¥6,436,033 |
| 15 | 1.70% | ¥323,081 | ¥58,154,564 | ¥6,854,564 |
| 15 | 1.80% | ¥325,417 | ¥58,575,002 | ¥7,275,002 |
| 15 | 1.90% | ¥327,763 | ¥58,997,346 | ¥7,697,346 |
| 15 | 2.00% | ¥330,120 | ¥59,421,593 | ¥8,121,593 |
| 15 | 2.10% | ¥332,487 | ¥59,847,743 | ¥8,547,743 |
| 15 | 2.20% | ¥334,866 | ¥60,275,791 | ¥8,975,791 |
| 15 | 2.30% | ¥337,254 | ¥60,705,738 | ¥9,405,738 |
| 15 | 2.40% | ¥339,653 | ¥61,137,580 | ¥9,837,580 |
| 15 | 2.50% | ¥342,063 | ¥61,571,316 | ¥10,271,316 |
| 15 | 2.60% | ¥344,483 | ¥62,006,942 | ¥10,706,942 |
| 15 | 2.70% | ¥346,914 | ¥62,444,457 | ¥11,144,457 |
| 15 | 2.80% | ¥349,355 | ¥62,883,858 | ¥11,583,858 |
| 15 | 2.90% | ¥351,806 | ¥63,325,143 | ¥12,025,143 |
| 15 | 3.00% | ¥354,268 | ¥63,768,309 | ¥12,468,309 |
5130万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥442,762 | ¥53,131,401 | ¥1,831,401 |
| 10 | 0.80% | ¥444,970 | ¥53,396,446 | ¥2,096,446 |
| 10 | 0.90% | ¥447,186 | ¥53,662,345 | ¥2,362,345 |
| 10 | 1.00% | ¥449,409 | ¥53,929,097 | ¥2,629,097 |
| 10 | 1.10% | ¥451,639 | ¥54,196,702 | ¥2,896,702 |
| 10 | 1.20% | ¥453,876 | ¥54,465,160 | ¥3,165,160 |
| 10 | 1.30% | ¥456,121 | ¥54,734,471 | ¥3,434,471 |
| 10 | 1.40% | ¥458,372 | ¥55,004,633 | ¥3,704,633 |
| 10 | 1.50% | ¥460,630 | ¥55,275,647 | ¥3,975,647 |
| 10 | 1.60% | ¥462,896 | ¥55,547,513 | ¥4,247,513 |
| 10 | 1.70% | ¥465,169 | ¥55,820,230 | ¥4,520,230 |
| 10 | 1.80% | ¥467,448 | ¥56,093,797 | ¥4,793,797 |
| 10 | 1.90% | ¥469,735 | ¥56,368,215 | ¥5,068,215 |
| 10 | 2.00% | ¥472,029 | ¥56,643,482 | ¥5,343,482 |
| 10 | 2.10% | ¥474,330 | ¥56,919,599 | ¥5,619,599 |
| 10 | 2.20% | ¥476,638 | ¥57,196,565 | ¥5,896,565 |
| 10 | 2.30% | ¥478,953 | ¥57,474,379 | ¥6,174,379 |
| 10 | 2.40% | ¥481,275 | ¥57,753,042 | ¥6,453,042 |
| 10 | 2.50% | ¥483,605 | ¥58,032,551 | ¥6,732,551 |
| 10 | 2.60% | ¥485,941 | ¥58,312,908 | ¥7,012,908 |
| 10 | 2.70% | ¥488,284 | ¥58,594,112 | ¥7,294,112 |
| 10 | 2.80% | ¥490,635 | ¥58,876,161 | ¥7,576,161 |
| 10 | 2.90% | ¥492,992 | ¥59,159,055 | ¥7,859,055 |
| 10 | 3.00% | ¥495,357 | ¥59,442,794 | ¥8,142,794 |
