5130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5130万円の住宅ローン｜期間・年数別
5130万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥101,358 |
¥60,814,931 |
¥9,514,931 |
| 50 |
0.80% |
¥103,765 |
¥62,259,055 |
¥10,959,055 |
| 50 |
0.90% |
¥106,207 |
¥63,724,194 |
¥12,424,194 |
| 50 |
1.00% |
¥108,684 |
¥65,210,256 |
¥13,910,256 |
| 50 |
1.10% |
¥111,195 |
¥66,717,140 |
¥15,417,140 |
| 50 |
1.20% |
¥113,741 |
¥68,244,735 |
¥16,944,735 |
| 50 |
1.30% |
¥116,322 |
¥69,792,921 |
¥18,492,921 |
| 50 |
1.40% |
¥118,936 |
¥71,361,568 |
¥20,061,568 |
| 50 |
1.50% |
¥121,584 |
¥72,950,537 |
¥21,650,537 |
| 50 |
1.60% |
¥124,266 |
¥74,559,681 |
¥23,259,681 |
| 50 |
1.70% |
¥126,981 |
¥76,188,843 |
¥24,888,843 |
| 50 |
1.80% |
¥129,730 |
¥77,837,859 |
¥26,537,859 |
| 50 |
1.90% |
¥132,511 |
¥79,506,557 |
¥28,206,557 |
| 50 |
2.00% |
¥135,325 |
¥81,194,756 |
¥29,894,756 |
| 50 |
2.10% |
¥138,170 |
¥82,902,268 |
¥31,602,268 |
| 50 |
2.20% |
¥141,048 |
¥84,628,898 |
¥33,328,898 |
| 50 |
2.30% |
¥143,957 |
¥86,374,444 |
¥35,074,444 |
| 50 |
2.40% |
¥146,898 |
¥88,138,699 |
¥36,838,699 |
| 50 |
2.50% |
¥149,869 |
¥89,921,447 |
¥38,621,447 |
| 50 |
2.60% |
¥152,871 |
¥91,722,467 |
¥40,422,467 |
| 50 |
2.70% |
¥155,903 |
¥93,541,534 |
¥42,241,534 |
| 50 |
2.80% |
¥158,964 |
¥95,378,415 |
¥44,078,415 |
| 50 |
2.90% |
¥162,055 |
¥97,232,876 |
¥45,932,876 |
| 50 |
3.00% |
¥165,174 |
¥99,104,674 |
¥47,804,674 |
5130万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥110,774 |
¥59,818,075 |
¥8,518,075 |
| 45 |
0.80% |
¥113,155 |
¥61,103,762 |
¥9,803,762 |
| 45 |
0.90% |
¥115,568 |
¥62,406,522 |
¥11,106,522 |
| 45 |
1.00% |
¥118,012 |
¥63,726,295 |
¥12,426,295 |
| 45 |
1.10% |
¥120,487 |
¥65,063,014 |
¥13,763,014 |
| 45 |
1.20% |
¥122,994 |
¥66,416,605 |
¥15,116,605 |
| 45 |
1.30% |
¥125,531 |
¥67,786,989 |
¥16,486,989 |
| 45 |
1.40% |
¥128,100 |
¥69,174,078 |
¥17,874,078 |
| 45 |
1.50% |
¥130,700 |
¥70,577,781 |
¥19,277,781 |
| 45 |
1.60% |
¥133,330 |
¥71,997,999 |
¥20,697,999 |
| 45 |
1.70% |
¥135,990 |
¥73,434,629 |
¥22,134,629 |
| 45 |
1.80% |
¥138,681 |
¥74,887,559 |
¥23,587,559 |
| 45 |
1.90% |
¥141,401 |
¥76,356,675 |
¥25,056,675 |
| 45 |
2.00% |
¥144,152 |
¥77,841,855 |
¥26,541,855 |
| 45 |
2.10% |
¥146,931 |
¥79,342,974 |
¥28,042,974 |
| 45 |
2.20% |
¥149,741 |
¥80,859,899 |
¥29,559,899 |
| 45 |
2.30% |
¥152,579 |
¥82,392,496 |
¥31,092,496 |
| 45 |
2.40% |
¥155,446 |
¥83,940,621 |
¥32,640,621 |
| 45 |
2.50% |
¥158,341 |
¥85,504,131 |
¥34,204,131 |
| 45 |
2.60% |
¥161,265 |
¥87,082,876 |
¥35,782,876 |
| 45 |
2.70% |
¥164,216 |
¥88,676,700 |
¥37,376,700 |
| 45 |
2.80% |
¥167,195 |
¥90,285,446 |
¥38,985,446 |
| 45 |
2.90% |
¥170,202 |
¥91,908,952 |
¥40,608,952 |
| 45 |
3.00% |
¥173,235 |
¥93,547,052 |
¥42,247,052 |
5130万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥122,566 |
¥58,831,587 |
¥7,531,587 |
| 40 |
0.80% |
¥124,921 |
¥59,961,968 |
¥8,661,968 |
| 40 |
0.90% |
¥127,304 |
¥61,105,876 |
¥9,805,876 |
| 40 |
1.00% |
¥129,715 |
¥62,263,272 |
¥10,963,272 |
| 40 |
1.10% |
¥132,154 |
¥63,434,115 |
¥12,134,115 |
| 40 |
1.20% |
¥134,622 |
¥64,618,358 |
¥13,318,358 |
| 40 |
1.30% |
¥137,117 |
¥65,815,949 |
¥14,515,949 |
| 40 |
1.40% |
¥139,639 |
¥67,026,835 |
¥15,726,835 |
| 40 |
1.50% |
¥142,189 |
¥68,250,956 |
¥16,950,956 |
| 40 |
1.60% |
¥144,767 |
¥69,488,251 |
¥18,188,251 |
| 40 |
1.70% |
¥147,372 |
¥70,738,653 |
¥19,438,653 |
| 40 |
1.80% |
¥150,004 |
¥72,002,093 |
¥20,702,093 |
| 40 |
1.90% |
¥152,664 |
¥73,278,496 |
¥21,978,496 |
| 40 |
2.00% |
¥155,350 |
¥74,567,785 |
¥23,267,785 |
| 40 |
2.10% |
¥158,062 |
¥75,869,881 |
¥24,569,881 |
| 40 |
2.20% |
¥160,801 |
¥77,184,698 |
¥25,884,698 |
| 40 |
2.30% |
¥163,567 |
¥78,512,150 |
¥27,212,150 |
| 40 |
2.40% |
¥166,359 |
¥79,852,145 |
¥28,552,145 |
| 40 |
2.50% |
¥169,176 |
¥81,204,591 |
¥29,904,591 |
| 40 |
2.60% |
¥172,020 |
¥82,569,390 |
¥31,269,390 |
| 40 |
2.70% |
¥174,888 |
¥83,946,442 |
¥32,646,442 |
| 40 |
2.80% |
¥177,783 |
¥85,335,646 |
¥34,035,646 |
| 40 |
2.90% |
¥180,702 |
¥86,736,896 |
¥35,436,896 |
| 40 |
3.00% |
¥183,646 |
¥88,150,084 |
¥36,850,084 |
5130万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥137,751 |
¥57,855,487 |
¥6,555,487 |
| 35 |
0.80% |
¥140,080 |
¥58,833,710 |
¥7,533,710 |
| 35 |
0.90% |
¥142,434 |
¥59,822,314 |
¥8,522,314 |
| 35 |
1.00% |
¥144,813 |
¥60,821,277 |
¥9,521,277 |
| 35 |
1.10% |
¥147,216 |
¥61,830,573 |
¥10,530,573 |
| 35 |
1.20% |
¥149,643 |
¥62,850,174 |
¥11,550,174 |
| 35 |
1.30% |
¥152,095 |
¥63,880,051 |
¥12,580,051 |
| 35 |
1.40% |
¥154,572 |
¥64,920,171 |
¥13,620,171 |
| 35 |
1.50% |
¥157,073 |
¥65,970,499 |
¥14,670,499 |
| 35 |
1.60% |
¥159,598 |
¥67,030,998 |
¥15,730,998 |
| 35 |
1.70% |
¥162,147 |
¥68,101,628 |
¥16,801,628 |
| 35 |
1.80% |
¥164,720 |
¥69,182,347 |
¥17,882,347 |
| 35 |
1.90% |
¥167,317 |
¥70,273,112 |
¥18,973,112 |
| 35 |
2.00% |
¥169,938 |
¥71,373,876 |
¥20,073,876 |
| 35 |
2.10% |
¥172,582 |
¥72,484,591 |
¥21,184,591 |
| 35 |
2.20% |
¥175,250 |
¥73,605,207 |
¥22,305,207 |
| 35 |
2.30% |
¥177,942 |
¥74,735,670 |
¥23,435,670 |
| 35 |
2.40% |
¥180,657 |
¥75,875,926 |
¥24,575,926 |
| 35 |
2.50% |
¥183,395 |
¥77,025,919 |
¥25,725,919 |
| 35 |
2.60% |
¥186,156 |
¥78,185,590 |
¥26,885,590 |
| 35 |
2.70% |
¥188,940 |
¥79,354,879 |
¥28,054,879 |
| 35 |
2.80% |
¥191,747 |
¥80,533,724 |
¥29,233,724 |
| 35 |
2.90% |
¥194,576 |
¥81,722,060 |
¥30,422,060 |
| 35 |
3.00% |
¥197,428 |
¥82,919,822 |
¥31,619,822 |
5130万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥158,027 |
¥56,889,795 |
¥5,589,795 |
| 30 |
0.80% |
¥160,331 |
¥57,719,020 |
¥6,419,020 |
| 30 |
0.90% |
¥162,655 |
¥58,555,888 |
¥7,255,888 |
| 30 |
1.00% |
¥165,001 |
¥59,400,387 |
¥8,100,387 |
| 30 |
1.10% |
¥167,368 |
¥60,252,502 |
¥8,952,502 |
| 30 |
1.20% |
¥169,756 |
¥61,112,218 |
¥9,812,218 |
| 30 |
1.30% |
¥172,165 |
¥61,979,518 |
¥10,679,518 |
| 30 |
1.40% |
¥174,596 |
¥62,854,386 |
¥11,554,386 |
| 30 |
1.50% |
¥177,047 |
¥63,736,800 |
¥12,436,800 |
| 30 |
1.60% |
¥179,519 |
¥64,626,742 |
¥13,326,742 |
| 30 |
1.70% |
¥182,012 |
¥65,524,189 |
¥14,224,189 |
| 30 |
1.80% |
¥184,525 |
¥66,429,118 |
¥15,129,118 |
| 30 |
1.90% |
¥187,060 |
¥67,341,505 |
¥16,041,505 |
| 30 |
2.00% |
¥189,615 |
¥68,261,324 |
¥16,961,324 |
| 30 |
2.10% |
¥192,190 |
¥69,188,549 |
¥17,888,549 |
| 30 |
2.20% |
¥194,787 |
¥70,123,151 |
¥18,823,151 |
| 30 |
2.30% |
¥197,403 |
¥71,065,102 |
¥19,765,102 |
| 30 |
2.40% |
¥200,040 |
¥72,014,372 |
¥20,714,372 |
| 30 |
2.50% |
¥202,697 |
¥72,970,928 |
¥21,670,928 |
| 30 |
2.60% |
¥205,374 |
¥73,934,738 |
¥22,634,738 |
| 30 |
2.70% |
¥208,072 |
¥74,905,769 |
¥23,605,769 |
| 30 |
2.80% |
¥210,789 |
¥75,883,986 |
¥24,583,986 |
| 30 |
2.90% |
¥213,526 |
¥76,869,353 |
¥25,569,353 |
| 30 |
3.00% |
¥216,283 |
¥77,861,833 |
¥26,561,833 |
5130万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥186,448 |
¥55,934,528 |
¥4,634,528 |
| 25 |
0.80% |
¥188,726 |
¥56,617,927 |
¥5,317,927 |
| 25 |
0.90% |
¥191,022 |
¥57,306,644 |
¥6,006,644 |
| 25 |
1.00% |
¥193,336 |
¥58,000,671 |
¥6,700,671 |
| 25 |
1.10% |
¥195,667 |
¥58,700,001 |
¥7,400,001 |
| 25 |
1.20% |
¥198,015 |
¥59,404,628 |
¥8,104,628 |
| 25 |
1.30% |
¥200,382 |
¥60,114,543 |
¥8,814,543 |
| 25 |
1.40% |
¥202,766 |
¥60,829,737 |
¥9,529,737 |
| 25 |
1.50% |
¥205,167 |
¥61,550,201 |
¥10,250,201 |
| 25 |
1.60% |
¥207,586 |
¥62,275,923 |
¥10,975,923 |
| 25 |
1.70% |
¥210,023 |
¥63,006,895 |
¥11,706,895 |
| 25 |
1.80% |
¥212,477 |
¥63,743,103 |
¥12,443,103 |
| 25 |
1.90% |
¥214,948 |
¥64,484,537 |
¥13,184,537 |
| 25 |
2.00% |
¥217,437 |
¥65,231,183 |
¥13,931,183 |
| 25 |
2.10% |
¥219,943 |
¥65,983,028 |
¥14,683,028 |
| 25 |
2.20% |
¥222,467 |
¥66,740,059 |
¥15,440,059 |
| 25 |
2.30% |
¥225,008 |
¥67,502,260 |
¥16,202,260 |
| 25 |
2.40% |
¥227,565 |
¥68,269,618 |
¥16,969,618 |
| 25 |
2.50% |
¥230,140 |
¥69,042,115 |
¥17,742,115 |
| 25 |
2.60% |
¥232,732 |
¥69,819,737 |
¥18,519,737 |
| 25 |
2.70% |
¥235,342 |
¥70,602,466 |
¥19,302,466 |
| 25 |
2.80% |
¥237,968 |
¥71,390,285 |
¥20,090,285 |
| 25 |
2.90% |
¥240,611 |
¥72,183,176 |
¥20,883,176 |
| 25 |
3.00% |
¥243,270 |
¥72,981,121 |
¥21,681,121 |
5130万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥229,124 |
¥54,989,699 |
¥3,689,699 |
| 20 |
0.80% |
¥231,377 |
¥55,530,455 |
¥4,230,455 |
| 20 |
0.90% |
¥233,644 |
¥56,074,619 |
¥4,774,619 |
| 20 |
1.00% |
¥235,926 |
¥56,622,187 |
¥5,322,187 |
| 20 |
1.10% |
¥238,221 |
¥57,173,158 |
¥5,873,158 |
| 20 |
1.20% |
¥240,531 |
¥57,727,527 |
¥6,427,527 |
| 20 |
1.30% |
¥242,855 |
¥58,285,292 |
¥6,985,292 |
| 20 |
1.40% |
¥245,194 |
¥58,846,447 |
¥7,546,447 |
| 20 |
1.50% |
¥247,546 |
¥59,410,991 |
¥8,110,991 |
| 20 |
1.60% |
¥249,912 |
¥59,978,917 |
¥8,678,917 |
| 20 |
1.70% |
¥252,293 |
¥60,550,222 |
¥9,250,222 |
| 20 |
1.80% |
¥254,687 |
¥61,124,900 |
¥9,824,900 |
| 20 |
1.90% |
¥257,096 |
¥61,702,947 |
¥10,402,947 |
| 20 |
2.00% |
¥259,518 |
¥62,284,356 |
¥10,984,356 |
| 20 |
2.10% |
¥261,955 |
¥62,869,123 |
¥11,569,123 |
| 20 |
2.20% |
¥264,405 |
¥63,457,242 |
¥12,157,242 |
| 20 |
2.30% |
¥266,870 |
¥64,048,706 |
¥12,748,706 |
| 20 |
2.40% |
¥269,348 |
¥64,643,509 |
¥13,343,509 |
| 20 |
2.50% |
¥271,840 |
¥65,241,644 |
¥13,941,644 |
| 20 |
2.60% |
¥274,346 |
¥65,843,105 |
¥14,543,105 |
| 20 |
2.70% |
¥276,866 |
¥66,447,884 |
¥15,147,884 |
| 20 |
2.80% |
¥279,400 |
¥67,055,974 |
¥15,755,974 |
| 20 |
2.90% |
¥281,947 |
¥67,667,367 |
¥16,367,367 |
| 20 |
3.00% |
¥284,509 |
¥68,282,056 |
¥16,982,056 |
5130万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥300,307 |
¥54,055,321 |
¥2,755,321 |
| 15 |
0.80% |
¥302,537 |
¥54,456,623 |
¥3,156,623 |
| 15 |
0.90% |
¥304,777 |
¥54,859,844 |
¥3,559,844 |
| 15 |
1.00% |
¥307,028 |
¥55,264,983 |
¥3,964,983 |
| 15 |
1.10% |
¥309,289 |
¥55,672,040 |
¥4,372,040 |
| 15 |
1.20% |
¥311,561 |
¥56,081,012 |
¥4,781,012 |
| 15 |
1.30% |
¥313,844 |
¥56,491,899 |
¥5,191,899 |
| 15 |
1.40% |
¥316,137 |
¥56,904,699 |
¥5,604,699 |
| 15 |
1.50% |
¥318,441 |
¥57,319,411 |
¥6,019,411 |
| 15 |
1.60% |
¥320,756 |
¥57,736,033 |
¥6,436,033 |
| 15 |
1.70% |
¥323,081 |
¥58,154,564 |
¥6,854,564 |
| 15 |
1.80% |
¥325,417 |
¥58,575,002 |
¥7,275,002 |
| 15 |
1.90% |
¥327,763 |
¥58,997,346 |
¥7,697,346 |
| 15 |
2.00% |
¥330,120 |
¥59,421,593 |
¥8,121,593 |
| 15 |
2.10% |
¥332,487 |
¥59,847,743 |
¥8,547,743 |
| 15 |
2.20% |
¥334,866 |
¥60,275,791 |
¥8,975,791 |
| 15 |
2.30% |
¥337,254 |
¥60,705,738 |
¥9,405,738 |
| 15 |
2.40% |
¥339,653 |
¥61,137,580 |
¥9,837,580 |
| 15 |
2.50% |
¥342,063 |
¥61,571,316 |
¥10,271,316 |
| 15 |
2.60% |
¥344,483 |
¥62,006,942 |
¥10,706,942 |
| 15 |
2.70% |
¥346,914 |
¥62,444,457 |
¥11,144,457 |
| 15 |
2.80% |
¥349,355 |
¥62,883,858 |
¥11,583,858 |
| 15 |
2.90% |
¥351,806 |
¥63,325,143 |
¥12,025,143 |
| 15 |
3.00% |
¥354,268 |
¥63,768,309 |
¥12,468,309 |
5130万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥442,762 |
¥53,131,401 |
¥1,831,401 |
| 10 |
0.80% |
¥444,970 |
¥53,396,446 |
¥2,096,446 |
| 10 |
0.90% |
¥447,186 |
¥53,662,345 |
¥2,362,345 |
| 10 |
1.00% |
¥449,409 |
¥53,929,097 |
¥2,629,097 |
| 10 |
1.10% |
¥451,639 |
¥54,196,702 |
¥2,896,702 |
| 10 |
1.20% |
¥453,876 |
¥54,465,160 |
¥3,165,160 |
| 10 |
1.30% |
¥456,121 |
¥54,734,471 |
¥3,434,471 |
| 10 |
1.40% |
¥458,372 |
¥55,004,633 |
¥3,704,633 |
| 10 |
1.50% |
¥460,630 |
¥55,275,647 |
¥3,975,647 |
| 10 |
1.60% |
¥462,896 |
¥55,547,513 |
¥4,247,513 |
| 10 |
1.70% |
¥465,169 |
¥55,820,230 |
¥4,520,230 |
| 10 |
1.80% |
¥467,448 |
¥56,093,797 |
¥4,793,797 |
| 10 |
1.90% |
¥469,735 |
¥56,368,215 |
¥5,068,215 |
| 10 |
2.00% |
¥472,029 |
¥56,643,482 |
¥5,343,482 |
| 10 |
2.10% |
¥474,330 |
¥56,919,599 |
¥5,619,599 |
| 10 |
2.20% |
¥476,638 |
¥57,196,565 |
¥5,896,565 |
| 10 |
2.30% |
¥478,953 |
¥57,474,379 |
¥6,174,379 |
| 10 |
2.40% |
¥481,275 |
¥57,753,042 |
¥6,453,042 |
| 10 |
2.50% |
¥483,605 |
¥58,032,551 |
¥6,732,551 |
| 10 |
2.60% |
¥485,941 |
¥58,312,908 |
¥7,012,908 |
| 10 |
2.70% |
¥488,284 |
¥58,594,112 |
¥7,294,112 |
| 10 |
2.80% |
¥490,635 |
¥58,876,161 |
¥7,576,161 |
| 10 |
2.90% |
¥492,992 |
¥59,159,055 |
¥7,859,055 |
| 10 |
3.00% |
¥495,357 |
¥59,442,794 |
¥8,142,794 |
