5140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5140万円の住宅ローン｜期間・年数別
5140万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥101,556 |
¥60,933,478 |
¥9,533,478 |
| 50 |
0.80% |
¥103,967 |
¥62,380,418 |
¥10,980,418 |
| 50 |
0.90% |
¥106,414 |
¥63,848,412 |
¥12,448,412 |
| 50 |
1.00% |
¥108,896 |
¥65,337,371 |
¥13,937,371 |
| 50 |
1.10% |
¥111,412 |
¥66,847,193 |
¥15,447,193 |
| 50 |
1.20% |
¥113,963 |
¥68,377,765 |
¥16,977,765 |
| 50 |
1.30% |
¥116,548 |
¥69,928,969 |
¥18,528,969 |
| 50 |
1.40% |
¥119,168 |
¥71,500,674 |
¥20,100,674 |
| 50 |
1.50% |
¥121,821 |
¥73,092,741 |
¥21,692,741 |
| 50 |
1.60% |
¥124,508 |
¥74,705,021 |
¥23,305,021 |
| 50 |
1.70% |
¥127,229 |
¥76,337,359 |
¥24,937,359 |
| 50 |
1.80% |
¥129,983 |
¥77,989,590 |
¥26,589,590 |
| 50 |
1.90% |
¥132,769 |
¥79,661,540 |
¥28,261,540 |
| 50 |
2.00% |
¥135,588 |
¥81,353,030 |
¥29,953,030 |
| 50 |
2.10% |
¥138,440 |
¥83,063,870 |
¥31,663,870 |
| 50 |
2.20% |
¥141,323 |
¥84,793,866 |
¥33,393,866 |
| 50 |
2.30% |
¥144,238 |
¥86,542,816 |
¥35,142,816 |
| 50 |
2.40% |
¥147,184 |
¥88,310,509 |
¥36,910,509 |
| 50 |
2.50% |
¥150,161 |
¥90,096,732 |
¥38,696,732 |
| 50 |
2.60% |
¥153,169 |
¥91,901,263 |
¥40,501,263 |
| 50 |
2.70% |
¥156,206 |
¥93,723,876 |
¥42,323,876 |
| 50 |
2.80% |
¥159,274 |
¥95,564,338 |
¥44,164,338 |
| 50 |
2.90% |
¥162,371 |
¥97,422,414 |
¥46,022,414 |
| 50 |
3.00% |
¥165,496 |
¥99,297,860 |
¥47,897,860 |
5140万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥110,990 |
¥59,934,679 |
¥8,534,679 |
| 45 |
0.80% |
¥113,376 |
¥61,222,872 |
¥9,822,872 |
| 45 |
0.90% |
¥115,793 |
¥62,528,172 |
¥11,128,172 |
| 45 |
1.00% |
¥118,242 |
¥63,850,518 |
¥12,450,518 |
| 45 |
1.10% |
¥120,722 |
¥65,189,842 |
¥13,789,842 |
| 45 |
1.20% |
¥123,233 |
¥66,546,072 |
¥15,146,072 |
| 45 |
1.30% |
¥125,776 |
¥67,919,127 |
¥16,519,127 |
| 45 |
1.40% |
¥128,350 |
¥69,308,920 |
¥17,908,920 |
| 45 |
1.50% |
¥130,954 |
¥70,715,360 |
¥19,315,360 |
| 45 |
1.60% |
¥133,590 |
¥72,138,346 |
¥20,738,346 |
| 45 |
1.70% |
¥136,255 |
¥73,577,776 |
¥22,177,776 |
| 45 |
1.80% |
¥138,951 |
¥75,033,539 |
¥23,633,539 |
| 45 |
1.90% |
¥141,677 |
¥76,505,518 |
¥25,105,518 |
| 45 |
2.00% |
¥144,433 |
¥77,993,594 |
¥26,593,594 |
| 45 |
2.10% |
¥147,218 |
¥79,497,638 |
¥28,097,638 |
| 45 |
2.20% |
¥150,032 |
¥81,017,521 |
¥29,617,521 |
| 45 |
2.30% |
¥152,876 |
¥82,553,105 |
¥31,153,105 |
| 45 |
2.40% |
¥155,749 |
¥84,104,248 |
¥32,704,248 |
| 45 |
2.50% |
¥158,650 |
¥85,670,806 |
¥34,270,806 |
| 45 |
2.60% |
¥161,579 |
¥87,252,628 |
¥35,852,628 |
| 45 |
2.70% |
¥164,536 |
¥88,849,559 |
¥37,449,559 |
| 45 |
2.80% |
¥167,521 |
¥90,461,441 |
¥39,061,441 |
| 45 |
2.90% |
¥170,534 |
¥92,088,112 |
¥40,688,112 |
| 45 |
3.00% |
¥173,573 |
¥93,729,405 |
¥42,329,405 |
5140万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥122,805 |
¥58,946,268 |
¥7,546,268 |
| 40 |
0.80% |
¥125,164 |
¥60,078,853 |
¥8,678,853 |
| 40 |
0.90% |
¥127,552 |
¥61,224,990 |
¥9,824,990 |
| 40 |
1.00% |
¥129,968 |
¥62,384,643 |
¥10,984,643 |
| 40 |
1.10% |
¥132,412 |
¥63,557,768 |
¥12,157,768 |
| 40 |
1.20% |
¥134,884 |
¥64,744,319 |
¥13,344,319 |
| 40 |
1.30% |
¥137,384 |
¥65,944,245 |
¥14,544,245 |
| 40 |
1.40% |
¥139,911 |
¥67,157,491 |
¥15,757,491 |
| 40 |
1.50% |
¥142,467 |
¥68,383,999 |
¥16,983,999 |
| 40 |
1.60% |
¥145,049 |
¥69,623,706 |
¥18,223,706 |
| 40 |
1.70% |
¥147,659 |
¥70,876,545 |
¥19,476,545 |
| 40 |
1.80% |
¥150,297 |
¥72,142,448 |
¥20,742,448 |
| 40 |
1.90% |
¥152,961 |
¥73,421,339 |
¥22,021,339 |
| 40 |
2.00% |
¥155,652 |
¥74,713,142 |
¥23,313,142 |
| 40 |
2.10% |
¥158,370 |
¥76,017,775 |
¥24,617,775 |
| 40 |
2.20% |
¥161,115 |
¥77,335,155 |
¥25,935,155 |
| 40 |
2.30% |
¥163,886 |
¥78,665,195 |
¥27,265,195 |
| 40 |
2.40% |
¥166,683 |
¥80,007,802 |
¥28,607,802 |
| 40 |
2.50% |
¥169,506 |
¥81,362,884 |
¥29,962,884 |
| 40 |
2.60% |
¥172,355 |
¥82,730,344 |
¥31,330,344 |
| 40 |
2.70% |
¥175,229 |
¥84,110,081 |
¥32,710,081 |
| 40 |
2.80% |
¥178,129 |
¥85,501,993 |
¥34,101,993 |
| 40 |
2.90% |
¥181,054 |
¥86,905,974 |
¥35,505,974 |
| 40 |
3.00% |
¥184,004 |
¥88,321,917 |
¥36,921,917 |
5140万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥138,020 |
¥57,968,266 |
¥6,568,266 |
| 35 |
0.80% |
¥140,353 |
¥58,948,395 |
¥7,548,395 |
| 35 |
0.90% |
¥142,712 |
¥59,938,927 |
¥8,538,927 |
| 35 |
1.00% |
¥145,095 |
¥60,939,837 |
¥9,539,837 |
| 35 |
1.10% |
¥147,503 |
¥61,951,100 |
¥10,551,100 |
| 35 |
1.20% |
¥149,935 |
¥62,972,689 |
¥11,572,689 |
| 35 |
1.30% |
¥152,392 |
¥64,004,574 |
¥12,604,574 |
| 35 |
1.40% |
¥154,873 |
¥65,046,721 |
¥13,646,721 |
| 35 |
1.50% |
¥157,379 |
¥66,099,097 |
¥14,699,097 |
| 35 |
1.60% |
¥159,909 |
¥67,161,663 |
¥15,761,663 |
| 35 |
1.70% |
¥162,463 |
¥68,234,380 |
¥16,834,380 |
| 35 |
1.80% |
¥165,041 |
¥69,317,206 |
¥17,917,206 |
| 35 |
1.90% |
¥167,643 |
¥70,410,097 |
¥19,010,097 |
| 35 |
2.00% |
¥170,269 |
¥71,513,007 |
¥20,113,007 |
| 35 |
2.10% |
¥172,919 |
¥72,625,887 |
¥21,225,887 |
| 35 |
2.20% |
¥175,592 |
¥73,748,687 |
¥22,348,687 |
| 35 |
2.30% |
¥178,289 |
¥74,881,353 |
¥23,481,353 |
| 35 |
2.40% |
¥181,009 |
¥76,023,832 |
¥24,623,832 |
| 35 |
2.50% |
¥183,753 |
¥77,176,067 |
¥25,776,067 |
| 35 |
2.60% |
¥186,519 |
¥78,337,999 |
¥26,937,999 |
| 35 |
2.70% |
¥189,308 |
¥79,509,567 |
¥28,109,567 |
| 35 |
2.80% |
¥192,121 |
¥80,690,710 |
¥29,290,710 |
| 35 |
2.90% |
¥194,956 |
¥81,881,362 |
¥30,481,362 |
| 35 |
3.00% |
¥197,813 |
¥83,081,459 |
¥31,681,459 |
5140万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥158,335 |
¥57,000,692 |
¥5,600,692 |
| 30 |
0.80% |
¥160,643 |
¥57,831,533 |
¥6,431,533 |
| 30 |
0.90% |
¥162,972 |
¥58,670,032 |
¥7,270,032 |
| 30 |
1.00% |
¥165,323 |
¥59,516,177 |
¥8,116,177 |
| 30 |
1.10% |
¥167,694 |
¥60,369,953 |
¥8,969,953 |
| 30 |
1.20% |
¥170,087 |
¥61,231,345 |
¥9,831,345 |
| 30 |
1.30% |
¥172,501 |
¥62,100,336 |
¥10,700,336 |
| 30 |
1.40% |
¥174,936 |
¥62,976,909 |
¥11,576,909 |
| 30 |
1.50% |
¥177,392 |
¥63,861,044 |
¥12,461,044 |
| 30 |
1.60% |
¥179,869 |
¥64,752,720 |
¥13,352,720 |
| 30 |
1.70% |
¥182,366 |
¥65,651,917 |
¥14,251,917 |
| 30 |
1.80% |
¥184,885 |
¥66,558,610 |
¥15,158,610 |
| 30 |
1.90% |
¥187,424 |
¥67,472,775 |
¥16,072,775 |
| 30 |
2.00% |
¥189,984 |
¥68,394,387 |
¥16,994,387 |
| 30 |
2.10% |
¥192,565 |
¥69,323,419 |
¥17,923,419 |
| 30 |
2.20% |
¥195,166 |
¥70,259,844 |
¥18,859,844 |
| 30 |
2.30% |
¥197,788 |
¥71,203,631 |
¥19,803,631 |
| 30 |
2.40% |
¥200,430 |
¥72,154,750 |
¥20,754,750 |
| 30 |
2.50% |
¥203,092 |
¥73,113,171 |
¥21,713,171 |
| 30 |
2.60% |
¥205,775 |
¥74,078,860 |
¥22,678,860 |
| 30 |
2.70% |
¥208,477 |
¥75,051,784 |
¥23,651,784 |
| 30 |
2.80% |
¥211,200 |
¥76,031,908 |
¥24,631,908 |
| 30 |
2.90% |
¥213,942 |
¥77,019,196 |
¥25,619,196 |
| 30 |
3.00% |
¥216,704 |
¥78,013,610 |
¥26,613,610 |
5140万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥186,812 |
¥56,043,562 |
¥4,643,562 |
| 25 |
0.80% |
¥189,094 |
¥56,728,294 |
¥5,328,294 |
| 25 |
0.90% |
¥191,395 |
¥57,418,353 |
¥6,018,353 |
| 25 |
1.00% |
¥193,712 |
¥58,113,732 |
¥6,713,732 |
| 25 |
1.10% |
¥196,048 |
¥58,814,426 |
¥7,414,426 |
| 25 |
1.20% |
¥198,401 |
¥59,520,427 |
¥8,120,427 |
| 25 |
1.30% |
¥200,772 |
¥60,231,726 |
¥8,831,726 |
| 25 |
1.40% |
¥203,161 |
¥60,948,314 |
¥9,548,314 |
| 25 |
1.50% |
¥205,567 |
¥61,670,182 |
¥10,270,182 |
| 25 |
1.60% |
¥207,991 |
¥62,397,319 |
¥10,997,319 |
| 25 |
1.70% |
¥210,432 |
¥63,129,715 |
¥11,729,715 |
| 25 |
1.80% |
¥212,891 |
¥63,867,359 |
¥12,467,359 |
| 25 |
1.90% |
¥215,367 |
¥64,610,238 |
¥13,210,238 |
| 25 |
2.00% |
¥217,861 |
¥65,358,339 |
¥13,958,339 |
| 25 |
2.10% |
¥220,372 |
¥66,111,650 |
¥14,711,650 |
| 25 |
2.20% |
¥222,901 |
¥66,870,156 |
¥15,470,156 |
| 25 |
2.30% |
¥225,446 |
¥67,633,844 |
¥16,233,844 |
| 25 |
2.40% |
¥228,009 |
¥68,402,697 |
¥17,002,697 |
| 25 |
2.50% |
¥230,589 |
¥69,176,700 |
¥17,776,700 |
| 25 |
2.60% |
¥233,186 |
¥69,955,838 |
¥18,555,838 |
| 25 |
2.70% |
¥235,800 |
¥70,740,093 |
¥19,340,093 |
| 25 |
2.80% |
¥238,431 |
¥71,529,448 |
¥20,129,448 |
| 25 |
2.90% |
¥241,080 |
¥72,323,884 |
¥20,923,884 |
| 25 |
3.00% |
¥243,745 |
¥73,123,385 |
¥21,723,385 |
5140万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥229,570 |
¥55,096,892 |
¥3,696,892 |
| 20 |
0.80% |
¥231,828 |
¥55,638,702 |
¥4,238,702 |
| 20 |
0.90% |
¥234,100 |
¥56,183,926 |
¥4,783,926 |
| 20 |
1.00% |
¥236,386 |
¥56,732,562 |
¥5,332,562 |
| 20 |
1.10% |
¥238,686 |
¥57,284,606 |
¥5,884,606 |
| 20 |
1.20% |
¥241,000 |
¥57,840,056 |
¥6,440,056 |
| 20 |
1.30% |
¥243,329 |
¥58,398,908 |
¥6,998,908 |
| 20 |
1.40% |
¥245,671 |
¥58,961,158 |
¥7,561,158 |
| 20 |
1.50% |
¥248,028 |
¥59,526,802 |
¥8,126,802 |
| 20 |
1.60% |
¥250,399 |
¥60,095,835 |
¥8,695,835 |
| 20 |
1.70% |
¥252,784 |
¥60,668,253 |
¥9,268,253 |
| 20 |
1.80% |
¥255,184 |
¥61,244,052 |
¥9,844,052 |
| 20 |
1.90% |
¥257,597 |
¥61,823,225 |
¥10,423,225 |
| 20 |
2.00% |
¥260,024 |
¥62,405,768 |
¥11,005,768 |
| 20 |
2.10% |
¥262,465 |
¥62,991,675 |
¥11,591,675 |
| 20 |
2.20% |
¥264,921 |
¥63,580,940 |
¥12,180,940 |
| 20 |
2.30% |
¥267,390 |
¥64,173,557 |
¥12,773,557 |
| 20 |
2.40% |
¥269,873 |
¥64,769,520 |
¥13,369,520 |
| 20 |
2.50% |
¥272,370 |
¥65,368,821 |
¥13,968,821 |
| 20 |
2.60% |
¥274,881 |
¥65,971,454 |
¥14,571,454 |
| 20 |
2.70% |
¥277,406 |
¥66,577,412 |
¥15,177,412 |
| 20 |
2.80% |
¥279,945 |
¥67,186,687 |
¥15,786,687 |
| 20 |
2.90% |
¥282,497 |
¥67,799,273 |
¥16,399,273 |
| 20 |
3.00% |
¥285,063 |
¥68,415,160 |
¥17,015,160 |
5140万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥300,893 |
¥54,160,692 |
¥2,760,692 |
| 15 |
0.80% |
¥303,127 |
¥54,562,776 |
¥3,162,776 |
| 15 |
0.90% |
¥305,371 |
¥54,966,783 |
¥3,566,783 |
| 15 |
1.00% |
¥307,626 |
¥55,372,712 |
¥3,972,712 |
| 15 |
1.10% |
¥309,892 |
¥55,780,562 |
¥4,380,562 |
| 15 |
1.20% |
¥312,169 |
¥56,190,332 |
¥4,790,332 |
| 15 |
1.30% |
¥314,456 |
¥56,602,019 |
¥5,202,019 |
| 15 |
1.40% |
¥316,753 |
¥57,015,624 |
¥5,615,624 |
| 15 |
1.50% |
¥319,062 |
¥57,431,144 |
¥6,031,144 |
| 15 |
1.60% |
¥321,381 |
¥57,848,579 |
¥6,448,579 |
| 15 |
1.70% |
¥323,711 |
¥58,267,926 |
¥6,867,926 |
| 15 |
1.80% |
¥326,051 |
¥58,689,184 |
¥7,289,184 |
| 15 |
1.90% |
¥328,402 |
¥59,112,351 |
¥7,712,351 |
| 15 |
2.00% |
¥330,763 |
¥59,537,425 |
¥8,137,425 |
| 15 |
2.10% |
¥333,136 |
¥59,964,405 |
¥8,564,405 |
| 15 |
2.20% |
¥335,518 |
¥60,393,288 |
¥8,993,288 |
| 15 |
2.30% |
¥337,912 |
¥60,824,073 |
¥9,424,073 |
| 15 |
2.40% |
¥340,315 |
¥61,256,757 |
¥9,856,757 |
| 15 |
2.50% |
¥342,730 |
¥61,691,338 |
¥10,291,338 |
| 15 |
2.60% |
¥345,155 |
¥62,127,813 |
¥10,727,813 |
| 15 |
2.70% |
¥347,590 |
¥62,566,181 |
¥11,166,181 |
| 15 |
2.80% |
¥350,036 |
¥63,006,439 |
¥11,606,439 |
| 15 |
2.90% |
¥352,492 |
¥63,448,584 |
¥12,048,584 |
| 15 |
3.00% |
¥354,959 |
¥63,892,613 |
¥12,492,613 |
5140万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥443,625 |
¥53,234,971 |
¥1,834,971 |
| 10 |
0.80% |
¥445,838 |
¥53,500,533 |
¥2,100,533 |
| 10 |
0.90% |
¥448,058 |
¥53,766,950 |
¥2,366,950 |
| 10 |
1.00% |
¥450,285 |
¥54,034,222 |
¥2,634,222 |
| 10 |
1.10% |
¥452,520 |
¥54,302,349 |
¥2,902,349 |
| 10 |
1.20% |
¥454,761 |
¥54,571,330 |
¥3,171,330 |
| 10 |
1.30% |
¥457,010 |
¥54,841,165 |
¥3,441,165 |
| 10 |
1.40% |
¥459,265 |
¥55,111,855 |
¥3,711,855 |
| 10 |
1.50% |
¥461,528 |
¥55,383,397 |
¥3,983,397 |
| 10 |
1.60% |
¥463,798 |
¥55,655,793 |
¥4,255,793 |
| 10 |
1.70% |
¥466,075 |
¥55,929,041 |
¥4,529,041 |
| 10 |
1.80% |
¥468,360 |
¥56,203,142 |
¥4,803,142 |
| 10 |
1.90% |
¥470,651 |
¥56,478,094 |
¥5,078,094 |
| 10 |
2.00% |
¥472,949 |
¥56,753,898 |
¥5,353,898 |
| 10 |
2.10% |
¥475,255 |
¥57,030,553 |
¥5,630,553 |
| 10 |
2.20% |
¥477,567 |
¥57,308,059 |
¥5,908,059 |
| 10 |
2.30% |
¥479,887 |
¥57,586,415 |
¥6,186,415 |
| 10 |
2.40% |
¥482,214 |
¥57,865,621 |
¥6,465,621 |
| 10 |
2.50% |
¥484,547 |
¥58,145,675 |
¥6,745,675 |
| 10 |
2.60% |
¥486,888 |
¥58,426,579 |
¥7,026,579 |
| 10 |
2.70% |
¥489,236 |
¥58,708,330 |
¥7,308,330 |
| 10 |
2.80% |
¥491,591 |
¥58,990,929 |
¥7,590,929 |
| 10 |
2.90% |
¥493,953 |
¥59,274,375 |
¥7,874,375 |
| 10 |
3.00% |
¥496,322 |
¥59,558,667 |
¥8,158,667 |
