5150万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5150万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5150万円の住宅ローン|期間・年数別
5150万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥101,753 |
¥61,052,026 |
¥9,552,026 |
| 50 |
0.80% |
¥104,170 |
¥62,501,780 |
¥11,001,780 |
| 50 |
0.90% |
¥106,621 |
¥63,972,631 |
¥12,472,631 |
| 50 |
1.00% |
¥109,107 |
¥65,464,487 |
¥13,964,487 |
| 50 |
1.10% |
¥111,629 |
¥66,977,246 |
¥15,477,246 |
| 50 |
1.20% |
¥114,185 |
¥68,510,796 |
¥17,010,796 |
| 50 |
1.30% |
¥116,775 |
¥70,065,018 |
¥18,565,018 |
| 50 |
1.40% |
¥119,400 |
¥71,639,780 |
¥20,139,780 |
| 50 |
1.50% |
¥122,058 |
¥73,234,944 |
¥21,734,944 |
| 50 |
1.60% |
¥124,751 |
¥74,850,362 |
¥23,350,362 |
| 50 |
1.70% |
¥127,476 |
¥76,485,875 |
¥24,985,875 |
| 50 |
1.80% |
¥130,236 |
¥78,141,321 |
¥26,641,321 |
| 50 |
1.90% |
¥133,028 |
¥79,816,524 |
¥28,316,524 |
| 50 |
2.00% |
¥135,852 |
¥81,511,304 |
¥30,011,304 |
| 50 |
2.10% |
¥138,709 |
¥83,225,473 |
¥31,725,473 |
| 50 |
2.20% |
¥141,598 |
¥84,958,835 |
¥33,458,835 |
| 50 |
2.30% |
¥144,519 |
¥86,711,187 |
¥35,211,187 |
| 50 |
2.40% |
¥147,471 |
¥88,482,319 |
¥36,982,319 |
| 50 |
2.50% |
¥150,453 |
¥90,272,017 |
¥38,772,017 |
| 50 |
2.60% |
¥153,467 |
¥92,080,059 |
¥40,580,059 |
| 50 |
2.70% |
¥156,510 |
¥93,906,218 |
¥42,406,218 |
| 50 |
2.80% |
¥159,584 |
¥95,750,261 |
¥44,250,261 |
| 50 |
2.90% |
¥162,687 |
¥97,611,951 |
¥46,111,951 |
| 50 |
3.00% |
¥165,818 |
¥99,491,047 |
¥47,991,047 |
5150万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥111,206 |
¥60,051,284 |
¥8,551,284 |
| 45 |
0.80% |
¥113,596 |
¥61,341,983 |
¥9,841,983 |
| 45 |
0.90% |
¥116,018 |
¥62,649,822 |
¥11,149,822 |
| 45 |
1.00% |
¥118,472 |
¥63,974,741 |
¥12,474,741 |
| 45 |
1.10% |
¥120,957 |
¥65,316,671 |
¥13,816,671 |
| 45 |
1.20% |
¥123,473 |
¥66,675,539 |
¥15,175,539 |
| 45 |
1.30% |
¥126,021 |
¥68,051,265 |
¥16,551,265 |
| 45 |
1.40% |
¥128,600 |
¥69,443,763 |
¥17,943,763 |
| 45 |
1.50% |
¥131,209 |
¥70,852,938 |
¥19,352,938 |
| 45 |
1.60% |
¥133,849 |
¥72,278,693 |
¥20,778,693 |
| 45 |
1.70% |
¥136,520 |
¥73,720,924 |
¥22,220,924 |
| 45 |
1.80% |
¥139,221 |
¥75,179,518 |
¥23,679,518 |
| 45 |
1.90% |
¥141,953 |
¥76,654,362 |
¥25,154,362 |
| 45 |
2.00% |
¥144,714 |
¥78,145,332 |
¥26,645,332 |
| 45 |
2.10% |
¥147,504 |
¥79,652,303 |
¥28,152,303 |
| 45 |
2.20% |
¥150,324 |
¥81,175,143 |
¥29,675,143 |
| 45 |
2.30% |
¥153,174 |
¥82,713,714 |
¥31,213,714 |
| 45 |
2.40% |
¥156,052 |
¥84,267,875 |
¥32,767,875 |
| 45 |
2.50% |
¥158,958 |
¥85,837,481 |
¥34,337,481 |
| 45 |
2.60% |
¥161,893 |
¥87,422,380 |
¥35,922,380 |
| 45 |
2.70% |
¥164,856 |
¥89,022,418 |
¥37,522,418 |
| 45 |
2.80% |
¥167,847 |
¥90,637,436 |
¥39,137,436 |
| 45 |
2.90% |
¥170,865 |
¥92,267,271 |
¥40,767,271 |
| 45 |
3.00% |
¥173,911 |
¥93,911,758 |
¥42,411,758 |
5150万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥123,044 |
¥59,060,949 |
¥7,560,949 |
| 40 |
0.80% |
¥125,408 |
¥60,195,738 |
¥8,695,738 |
| 40 |
0.90% |
¥127,800 |
¥61,344,105 |
¥9,844,105 |
| 40 |
1.00% |
¥130,221 |
¥62,506,014 |
¥11,006,014 |
| 40 |
1.10% |
¥132,670 |
¥63,681,422 |
¥12,181,422 |
| 40 |
1.20% |
¥135,146 |
¥64,870,281 |
¥13,370,281 |
| 40 |
1.30% |
¥137,651 |
¥66,072,541 |
¥14,572,541 |
| 40 |
1.40% |
¥140,184 |
¥67,288,148 |
¥15,788,148 |
| 40 |
1.50% |
¥142,744 |
¥68,517,042 |
¥17,017,042 |
| 40 |
1.60% |
¥145,332 |
¥69,759,161 |
¥18,259,161 |
| 40 |
1.70% |
¥147,947 |
¥71,014,438 |
¥19,514,438 |
| 40 |
1.80% |
¥150,589 |
¥72,282,803 |
¥20,782,803 |
| 40 |
1.90% |
¥153,259 |
¥73,564,182 |
¥22,064,182 |
| 40 |
2.00% |
¥155,955 |
¥74,858,498 |
¥23,358,498 |
| 40 |
2.10% |
¥158,678 |
¥76,165,670 |
¥24,665,670 |
| 40 |
2.20% |
¥161,428 |
¥77,485,613 |
¥25,985,613 |
| 40 |
2.30% |
¥164,205 |
¥78,818,240 |
¥27,318,240 |
| 40 |
2.40% |
¥167,007 |
¥80,163,459 |
¥28,663,459 |
| 40 |
2.50% |
¥169,836 |
¥81,521,178 |
¥30,021,178 |
| 40 |
2.60% |
¥172,690 |
¥82,891,298 |
¥31,391,298 |
| 40 |
2.70% |
¥175,570 |
¥84,273,719 |
¥32,773,719 |
| 40 |
2.80% |
¥178,476 |
¥85,668,339 |
¥34,168,339 |
| 40 |
2.90% |
¥181,406 |
¥87,075,052 |
¥35,575,052 |
| 40 |
3.00% |
¥184,362 |
¥88,493,749 |
¥36,993,749 |
5150万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥138,288 |
¥58,081,044 |
¥6,581,044 |
| 35 |
0.80% |
¥140,626 |
¥59,063,081 |
¥7,563,081 |
| 35 |
0.90% |
¥142,989 |
¥60,055,539 |
¥8,555,539 |
| 35 |
1.00% |
¥145,377 |
¥61,058,397 |
¥9,558,397 |
| 35 |
1.10% |
¥147,790 |
¥62,071,628 |
¥10,571,628 |
| 35 |
1.20% |
¥150,227 |
¥63,095,204 |
¥11,595,204 |
| 35 |
1.30% |
¥152,688 |
¥64,129,097 |
¥12,629,097 |
| 35 |
1.40% |
¥155,174 |
¥65,173,272 |
¥13,673,272 |
| 35 |
1.50% |
¥157,685 |
¥66,227,694 |
¥14,727,694 |
| 35 |
1.60% |
¥160,220 |
¥67,292,328 |
¥15,792,328 |
| 35 |
1.70% |
¥162,779 |
¥68,367,131 |
¥16,867,131 |
| 35 |
1.80% |
¥165,362 |
¥69,452,064 |
¥17,952,064 |
| 35 |
1.90% |
¥167,969 |
¥70,547,082 |
¥19,047,082 |
| 35 |
2.00% |
¥170,600 |
¥71,652,137 |
¥20,152,137 |
| 35 |
2.10% |
¥173,255 |
¥72,767,182 |
¥21,267,182 |
| 35 |
2.20% |
¥175,934 |
¥73,892,166 |
¥22,392,166 |
| 35 |
2.30% |
¥178,636 |
¥75,027,037 |
¥23,527,037 |
| 35 |
2.40% |
¥181,361 |
¥76,171,739 |
¥24,671,739 |
| 35 |
2.50% |
¥184,110 |
¥77,326,215 |
¥25,826,215 |
| 35 |
2.60% |
¥186,882 |
¥78,490,407 |
¥26,990,407 |
| 35 |
2.70% |
¥189,677 |
¥79,664,255 |
¥28,164,255 |
| 35 |
2.80% |
¥192,495 |
¥80,847,696 |
¥29,347,696 |
| 35 |
2.90% |
¥195,335 |
¥82,040,665 |
¥30,540,665 |
| 35 |
3.00% |
¥198,198 |
¥83,243,096 |
¥31,743,096 |
5150万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥158,643 |
¥57,111,588 |
¥5,611,588 |
| 30 |
0.80% |
¥160,956 |
¥57,944,046 |
¥6,444,046 |
| 30 |
0.90% |
¥163,289 |
¥58,784,176 |
¥7,284,176 |
| 30 |
1.00% |
¥165,644 |
¥59,631,967 |
¥8,131,967 |
| 30 |
1.10% |
¥168,021 |
¥60,487,404 |
¥8,987,404 |
| 30 |
1.20% |
¥170,418 |
¥61,350,472 |
¥9,850,472 |
| 30 |
1.30% |
¥172,837 |
¥62,221,154 |
¥10,721,154 |
| 30 |
1.40% |
¥175,276 |
¥63,099,432 |
¥11,599,432 |
| 30 |
1.50% |
¥177,737 |
¥63,985,287 |
¥12,485,287 |
| 30 |
1.60% |
¥180,219 |
¥64,878,698 |
¥13,378,698 |
| 30 |
1.70% |
¥182,721 |
¥65,779,644 |
¥14,279,644 |
| 30 |
1.80% |
¥185,245 |
¥66,688,101 |
¥15,188,101 |
| 30 |
1.90% |
¥187,789 |
¥67,604,045 |
¥16,104,045 |
| 30 |
2.00% |
¥190,354 |
¥68,527,450 |
¥17,027,450 |
| 30 |
2.10% |
¥192,940 |
¥69,458,290 |
¥17,958,290 |
| 30 |
2.20% |
¥195,546 |
¥70,396,536 |
¥18,896,536 |
| 30 |
2.30% |
¥198,173 |
¥71,342,159 |
¥19,842,159 |
| 30 |
2.40% |
¥200,820 |
¥72,295,129 |
¥20,795,129 |
| 30 |
2.50% |
¥203,487 |
¥73,255,415 |
¥21,755,415 |
| 30 |
2.60% |
¥206,175 |
¥74,222,983 |
¥22,722,983 |
| 30 |
2.70% |
¥208,883 |
¥75,197,799 |
¥23,697,799 |
| 30 |
2.80% |
¥211,611 |
¥76,179,830 |
¥24,679,830 |
| 30 |
2.90% |
¥214,358 |
¥77,169,038 |
¥25,669,038 |
| 30 |
3.00% |
¥217,126 |
¥78,165,388 |
¥26,665,388 |
5150万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥187,175 |
¥56,152,596 |
¥4,652,596 |
| 25 |
0.80% |
¥189,462 |
¥56,838,660 |
¥5,338,660 |
| 25 |
0.90% |
¥191,767 |
¥57,530,061 |
¥6,030,061 |
| 25 |
1.00% |
¥194,089 |
¥58,226,794 |
¥6,726,794 |
| 25 |
1.10% |
¥196,430 |
¥58,928,851 |
¥7,428,851 |
| 25 |
1.20% |
¥198,787 |
¥59,636,225 |
¥8,136,225 |
| 25 |
1.30% |
¥201,163 |
¥60,348,908 |
¥8,848,908 |
| 25 |
1.40% |
¥203,556 |
¥61,066,890 |
¥9,566,890 |
| 25 |
1.50% |
¥205,967 |
¥61,790,162 |
¥10,290,162 |
| 25 |
1.60% |
¥208,396 |
¥62,518,714 |
¥11,018,714 |
| 25 |
1.70% |
¥210,842 |
¥63,252,536 |
¥11,752,536 |
| 25 |
1.80% |
¥213,305 |
¥63,991,614 |
¥12,491,614 |
| 25 |
1.90% |
¥215,786 |
¥64,735,938 |
¥13,235,938 |
| 25 |
2.00% |
¥218,285 |
¥65,485,495 |
¥13,985,495 |
| 25 |
2.10% |
¥220,801 |
¥66,240,272 |
¥14,740,272 |
| 25 |
2.20% |
¥223,334 |
¥67,000,254 |
¥15,500,254 |
| 25 |
2.30% |
¥225,885 |
¥67,765,427 |
¥16,265,427 |
| 25 |
2.40% |
¥228,453 |
¥68,535,776 |
¥17,035,776 |
| 25 |
2.50% |
¥231,038 |
¥69,311,285 |
¥17,811,285 |
| 25 |
2.60% |
¥233,640 |
¥70,091,939 |
¥18,591,939 |
| 25 |
2.70% |
¥236,259 |
¥70,877,720 |
¥19,377,720 |
| 25 |
2.80% |
¥238,895 |
¥71,668,610 |
¥20,168,610 |
| 25 |
2.90% |
¥241,549 |
¥72,464,592 |
¥20,964,592 |
| 25 |
3.00% |
¥244,219 |
¥73,265,648 |
¥21,765,648 |
5150万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥230,017 |
¥55,204,084 |
¥3,704,084 |
| 20 |
0.80% |
¥232,279 |
¥55,746,948 |
¥4,246,948 |
| 20 |
0.90% |
¥234,555 |
¥56,293,233 |
¥4,793,233 |
| 20 |
1.00% |
¥236,846 |
¥56,842,936 |
¥5,342,936 |
| 20 |
1.10% |
¥239,150 |
¥57,396,055 |
¥5,896,055 |
| 20 |
1.20% |
¥241,469 |
¥57,952,586 |
¥6,452,586 |
| 20 |
1.30% |
¥243,802 |
¥58,512,525 |
¥7,012,525 |
| 20 |
1.40% |
¥246,149 |
¥59,075,868 |
¥7,575,868 |
| 20 |
1.50% |
¥248,511 |
¥59,642,613 |
¥8,142,613 |
| 20 |
1.60% |
¥250,886 |
¥60,212,753 |
¥8,712,753 |
| 20 |
1.70% |
¥253,276 |
¥60,786,285 |
¥9,286,285 |
| 20 |
1.80% |
¥255,680 |
¥61,363,204 |
¥9,863,204 |
| 20 |
1.90% |
¥258,098 |
¥61,943,504 |
¥10,443,504 |
| 20 |
2.00% |
¥260,530 |
¥62,527,180 |
¥11,027,180 |
| 20 |
2.10% |
¥262,976 |
¥63,114,227 |
¥11,614,227 |
| 20 |
2.20% |
¥265,436 |
¥63,704,639 |
¥12,204,639 |
| 20 |
2.30% |
¥267,910 |
¥64,298,408 |
¥12,798,408 |
| 20 |
2.40% |
¥270,398 |
¥64,895,530 |
¥13,395,530 |
| 20 |
2.50% |
¥272,900 |
¥65,495,998 |
¥13,995,998 |
| 20 |
2.60% |
¥275,416 |
¥66,099,803 |
¥14,599,803 |
| 20 |
2.70% |
¥277,946 |
¥66,706,940 |
¥15,206,940 |
| 20 |
2.80% |
¥280,489 |
¥67,317,401 |
¥15,817,401 |
| 20 |
2.90% |
¥283,047 |
¥67,931,178 |
¥16,431,178 |
| 20 |
3.00% |
¥285,618 |
¥68,548,263 |
¥17,048,263 |
5150万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥301,478 |
¥54,266,063 |
¥2,766,063 |
| 15 |
0.80% |
¥303,716 |
¥54,668,929 |
¥3,168,929 |
| 15 |
0.90% |
¥305,965 |
¥55,073,723 |
¥3,573,723 |
| 15 |
1.00% |
¥308,225 |
¥55,480,441 |
¥3,980,441 |
| 15 |
1.10% |
¥310,495 |
¥55,889,085 |
¥4,389,085 |
| 15 |
1.20% |
¥312,776 |
¥56,299,651 |
¥4,799,651 |
| 15 |
1.30% |
¥315,067 |
¥56,712,140 |
¥5,212,140 |
| 15 |
1.40% |
¥317,370 |
¥57,126,549 |
¥5,626,549 |
| 15 |
1.50% |
¥319,683 |
¥57,542,878 |
¥6,042,878 |
| 15 |
1.60% |
¥322,006 |
¥57,961,125 |
¥6,461,125 |
| 15 |
1.70% |
¥324,340 |
¥58,381,287 |
¥6,881,287 |
| 15 |
1.80% |
¥326,685 |
¥58,803,365 |
¥7,303,365 |
| 15 |
1.90% |
¥329,041 |
¥59,227,355 |
¥7,727,355 |
| 15 |
2.00% |
¥331,407 |
¥59,653,257 |
¥8,153,257 |
| 15 |
2.10% |
¥333,784 |
¥60,081,067 |
¥8,581,067 |
| 15 |
2.20% |
¥336,171 |
¥60,510,785 |
¥9,010,785 |
| 15 |
2.30% |
¥338,569 |
¥60,942,408 |
¥9,442,408 |
| 15 |
2.40% |
¥340,977 |
¥61,375,933 |
¥9,875,933 |
| 15 |
2.50% |
¥343,396 |
¥61,811,360 |
¥10,311,360 |
| 15 |
2.60% |
¥345,826 |
¥62,248,684 |
¥10,748,684 |
| 15 |
2.70% |
¥348,266 |
¥62,687,905 |
¥11,187,905 |
| 15 |
2.80% |
¥350,717 |
¥63,129,019 |
¥11,629,019 |
| 15 |
2.90% |
¥353,178 |
¥63,572,025 |
¥12,072,025 |
| 15 |
3.00% |
¥355,650 |
¥64,016,918 |
¥12,516,918 |
5150万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥444,488 |
¥53,338,541 |
¥1,838,541 |
| 10 |
0.80% |
¥446,705 |
¥53,604,619 |
¥2,104,619 |
| 10 |
0.90% |
¥448,930 |
¥53,871,555 |
¥2,371,555 |
| 10 |
1.00% |
¥451,161 |
¥54,139,347 |
¥2,639,347 |
| 10 |
1.10% |
¥453,400 |
¥54,407,995 |
¥2,907,995 |
| 10 |
1.20% |
¥455,646 |
¥54,677,500 |
¥3,177,500 |
| 10 |
1.30% |
¥457,899 |
¥54,947,860 |
¥3,447,860 |
| 10 |
1.40% |
¥460,159 |
¥55,219,076 |
¥3,719,076 |
| 10 |
1.50% |
¥462,426 |
¥55,491,147 |
¥3,991,147 |
| 10 |
1.60% |
¥464,701 |
¥55,764,072 |
¥4,264,072 |
| 10 |
1.70% |
¥466,982 |
¥56,037,852 |
¥4,537,852 |
| 10 |
1.80% |
¥469,271 |
¥56,312,486 |
¥4,812,486 |
| 10 |
1.90% |
¥471,566 |
¥56,587,974 |
¥5,087,974 |
| 10 |
2.00% |
¥473,869 |
¥56,864,314 |
¥5,364,314 |
| 10 |
2.10% |
¥476,179 |
¥57,141,508 |
¥5,641,508 |
| 10 |
2.20% |
¥478,496 |
¥57,419,554 |
¥5,919,554 |
| 10 |
2.30% |
¥480,820 |
¥57,698,451 |
¥6,198,451 |
| 10 |
2.40% |
¥483,152 |
¥57,978,200 |
¥6,478,200 |
| 10 |
2.50% |
¥485,490 |
¥58,258,799 |
¥6,758,799 |
| 10 |
2.60% |
¥487,835 |
¥58,540,249 |
¥7,040,249 |
| 10 |
2.70% |
¥490,188 |
¥58,822,549 |
¥7,322,549 |
| 10 |
2.80% |
¥492,547 |
¥59,105,697 |
¥7,605,697 |
| 10 |
2.90% |
¥494,914 |
¥59,389,695 |
¥7,889,695 |
| 10 |
3.00% |
¥497,288 |
¥59,674,540 |
¥8,174,540 |