5180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5180万円の住宅ローン｜期間・年数別
5180万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥102,346 |
¥61,407,669 |
¥9,607,669 |
| 50 |
0.80% |
¥104,776 |
¥62,865,868 |
¥11,065,868 |
| 50 |
0.90% |
¥107,242 |
¥64,345,287 |
¥12,545,287 |
| 50 |
1.00% |
¥109,743 |
¥65,845,833 |
¥14,045,833 |
| 50 |
1.10% |
¥112,279 |
¥67,367,404 |
¥15,567,404 |
| 50 |
1.20% |
¥114,850 |
¥68,909,888 |
¥17,109,888 |
| 50 |
1.30% |
¥117,455 |
¥70,473,164 |
¥18,673,164 |
| 50 |
1.40% |
¥120,095 |
¥72,057,099 |
¥20,257,099 |
| 50 |
1.50% |
¥122,769 |
¥73,661,556 |
¥21,861,556 |
| 50 |
1.60% |
¥125,477 |
¥75,286,383 |
¥23,486,383 |
| 50 |
1.70% |
¥128,219 |
¥76,931,424 |
¥25,131,424 |
| 50 |
1.80% |
¥130,994 |
¥78,596,513 |
¥26,796,513 |
| 50 |
1.90% |
¥133,802 |
¥80,281,475 |
¥28,481,475 |
| 50 |
2.00% |
¥136,644 |
¥81,986,128 |
¥30,186,128 |
| 50 |
2.10% |
¥139,517 |
¥83,710,282 |
¥31,910,282 |
| 50 |
2.20% |
¥142,423 |
¥85,453,741 |
¥33,653,741 |
| 50 |
2.30% |
¥145,361 |
¥87,216,301 |
¥35,416,301 |
| 50 |
2.40% |
¥148,330 |
¥88,997,750 |
¥37,197,750 |
| 50 |
2.50% |
¥151,330 |
¥90,797,874 |
¥38,997,874 |
| 50 |
2.60% |
¥154,361 |
¥92,616,448 |
¥40,816,448 |
| 50 |
2.70% |
¥157,422 |
¥94,453,244 |
¥42,653,244 |
| 50 |
2.80% |
¥160,513 |
¥96,308,030 |
¥44,508,030 |
| 50 |
2.90% |
¥163,634 |
¥98,180,565 |
¥46,380,565 |
| 50 |
3.00% |
¥166,784 |
¥100,070,606 |
¥48,270,606 |
5180万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥111,854 |
¥60,401,097 |
¥8,601,097 |
| 45 |
0.80% |
¥114,258 |
¥61,699,315 |
¥9,899,315 |
| 45 |
0.90% |
¥116,694 |
¥63,014,773 |
¥11,214,773 |
| 45 |
1.00% |
¥119,162 |
¥64,347,409 |
¥12,547,409 |
| 45 |
1.10% |
¥121,661 |
¥65,697,156 |
¥13,897,156 |
| 45 |
1.20% |
¥124,192 |
¥67,063,940 |
¥15,263,940 |
| 45 |
1.30% |
¥126,755 |
¥68,447,680 |
¥16,647,680 |
| 45 |
1.40% |
¥129,349 |
¥69,848,289 |
¥18,048,289 |
| 45 |
1.50% |
¥131,973 |
¥71,265,674 |
¥19,465,674 |
| 45 |
1.60% |
¥134,629 |
¥72,699,734 |
¥20,899,734 |
| 45 |
1.70% |
¥137,315 |
¥74,150,366 |
¥22,350,366 |
| 45 |
1.80% |
¥140,032 |
¥75,617,457 |
¥23,817,457 |
| 45 |
1.90% |
¥142,779 |
¥77,100,892 |
¥25,300,892 |
| 45 |
2.00% |
¥145,557 |
¥78,600,548 |
¥26,800,548 |
| 45 |
2.10% |
¥148,364 |
¥80,116,297 |
¥28,316,297 |
| 45 |
2.20% |
¥151,200 |
¥81,648,008 |
¥29,848,008 |
| 45 |
2.30% |
¥154,066 |
¥83,195,541 |
¥31,395,541 |
| 45 |
2.40% |
¥156,961 |
¥84,758,756 |
¥32,958,756 |
| 45 |
2.50% |
¥159,884 |
¥86,337,505 |
¥34,537,505 |
| 45 |
2.60% |
¥162,836 |
¥87,931,636 |
¥36,131,636 |
| 45 |
2.70% |
¥165,817 |
¥89,540,995 |
¥37,740,995 |
| 45 |
2.80% |
¥168,825 |
¥91,165,421 |
¥39,365,421 |
| 45 |
2.90% |
¥171,861 |
¥92,804,751 |
¥41,004,751 |
| 45 |
3.00% |
¥174,924 |
¥94,458,817 |
¥42,658,817 |
5180万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥123,760 |
¥59,404,994 |
¥7,604,994 |
| 40 |
0.80% |
¥126,138 |
¥60,546,392 |
¥8,746,392 |
| 40 |
0.90% |
¥128,545 |
¥61,701,450 |
¥9,901,450 |
| 40 |
1.00% |
¥130,979 |
¥62,870,127 |
¥11,070,127 |
| 40 |
1.10% |
¥133,442 |
¥64,052,381 |
¥12,252,381 |
| 40 |
1.20% |
¥135,934 |
¥65,248,166 |
¥13,448,166 |
| 40 |
1.30% |
¥138,453 |
¥66,457,430 |
¥14,657,430 |
| 40 |
1.40% |
¥141,000 |
¥67,680,118 |
¥15,880,118 |
| 40 |
1.50% |
¥143,575 |
¥68,916,170 |
¥17,116,170 |
| 40 |
1.60% |
¥146,178 |
¥70,165,525 |
¥18,365,525 |
| 40 |
1.70% |
¥148,809 |
¥71,428,114 |
¥19,628,114 |
| 40 |
1.80% |
¥151,466 |
¥72,703,868 |
¥20,903,868 |
| 40 |
1.90% |
¥154,151 |
¥73,992,711 |
¥22,192,711 |
| 40 |
2.00% |
¥156,864 |
¥75,294,567 |
¥23,494,567 |
| 40 |
2.10% |
¥159,603 |
¥76,609,353 |
¥24,809,353 |
| 40 |
2.20% |
¥162,369 |
¥77,936,985 |
¥26,136,985 |
| 40 |
2.30% |
¥165,161 |
¥79,277,375 |
¥27,477,375 |
| 40 |
2.40% |
¥167,980 |
¥80,630,431 |
¥28,830,431 |
| 40 |
2.50% |
¥170,825 |
¥81,996,058 |
¥30,196,058 |
| 40 |
2.60% |
¥173,696 |
¥83,374,160 |
¥31,574,160 |
| 40 |
2.70% |
¥176,593 |
¥84,764,634 |
¥32,964,634 |
| 40 |
2.80% |
¥179,515 |
¥86,167,378 |
¥34,367,378 |
| 40 |
2.90% |
¥182,463 |
¥87,582,285 |
¥35,782,285 |
| 40 |
3.00% |
¥185,436 |
¥89,009,247 |
¥37,209,247 |
5180万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥139,094 |
¥58,419,381 |
¥6,619,381 |
| 35 |
0.80% |
¥141,446 |
¥59,407,138 |
¥7,607,138 |
| 35 |
0.90% |
¥143,822 |
¥60,405,377 |
¥8,605,377 |
| 35 |
1.00% |
¥146,224 |
¥61,414,077 |
¥9,614,077 |
| 35 |
1.10% |
¥148,650 |
¥62,433,210 |
¥10,633,210 |
| 35 |
1.20% |
¥151,102 |
¥63,462,749 |
¥11,662,749 |
| 35 |
1.30% |
¥153,578 |
¥64,502,664 |
¥12,702,664 |
| 35 |
1.40% |
¥156,078 |
¥65,552,922 |
¥13,752,922 |
| 35 |
1.50% |
¥158,604 |
¥66,613,487 |
¥14,813,487 |
| 35 |
1.60% |
¥161,153 |
¥67,684,322 |
¥15,884,322 |
| 35 |
1.70% |
¥163,727 |
¥68,765,387 |
¥16,965,387 |
| 35 |
1.80% |
¥166,325 |
¥69,856,639 |
¥18,056,639 |
| 35 |
1.90% |
¥168,948 |
¥70,958,035 |
¥19,158,035 |
| 35 |
2.00% |
¥171,594 |
¥72,069,528 |
¥20,269,528 |
| 35 |
2.10% |
¥174,264 |
¥73,191,069 |
¥21,391,069 |
| 35 |
2.20% |
¥176,959 |
¥74,322,606 |
¥22,522,606 |
| 35 |
2.30% |
¥179,676 |
¥75,464,088 |
¥23,664,088 |
| 35 |
2.40% |
¥182,418 |
¥76,615,457 |
¥24,815,457 |
| 35 |
2.50% |
¥185,183 |
¥77,776,659 |
¥25,976,659 |
| 35 |
2.60% |
¥187,971 |
¥78,947,633 |
¥27,147,633 |
| 35 |
2.70% |
¥190,782 |
¥80,128,319 |
¥28,328,319 |
| 35 |
2.80% |
¥193,616 |
¥81,318,653 |
¥29,518,653 |
| 35 |
2.90% |
¥196,473 |
¥82,518,571 |
¥30,718,571 |
| 35 |
3.00% |
¥199,352 |
¥83,728,007 |
¥31,928,007 |
5180万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥159,567 |
¥57,444,277 |
¥5,644,277 |
| 30 |
0.80% |
¥161,893 |
¥58,281,584 |
¥6,481,584 |
| 30 |
0.90% |
¥164,241 |
¥59,126,608 |
¥7,326,608 |
| 30 |
1.00% |
¥166,609 |
¥59,979,338 |
¥8,179,338 |
| 30 |
1.10% |
¥168,999 |
¥60,839,758 |
¥9,039,758 |
| 30 |
1.20% |
¥171,411 |
¥61,707,853 |
¥9,907,853 |
| 30 |
1.30% |
¥173,843 |
¥62,583,607 |
¥10,783,607 |
| 30 |
1.40% |
¥176,297 |
¥63,467,002 |
¥11,667,002 |
| 30 |
1.50% |
¥178,772 |
¥64,358,017 |
¥12,558,017 |
| 30 |
1.60% |
¥181,268 |
¥65,256,632 |
¥13,456,632 |
| 30 |
1.70% |
¥183,786 |
¥66,162,826 |
¥14,362,826 |
| 30 |
1.80% |
¥186,324 |
¥67,076,575 |
¥15,276,575 |
| 30 |
1.90% |
¥188,883 |
¥67,997,855 |
¥16,197,855 |
| 30 |
2.00% |
¥191,463 |
¥68,926,639 |
¥17,126,639 |
| 30 |
2.10% |
¥194,064 |
¥69,862,901 |
¥18,062,901 |
| 30 |
2.20% |
¥196,685 |
¥70,806,613 |
¥19,006,613 |
| 30 |
2.30% |
¥199,327 |
¥71,757,745 |
¥19,957,745 |
| 30 |
2.40% |
¥201,990 |
¥72,716,266 |
¥20,916,266 |
| 30 |
2.50% |
¥204,673 |
¥73,682,145 |
¥21,882,145 |
| 30 |
2.60% |
¥207,376 |
¥74,655,349 |
¥22,855,349 |
| 30 |
2.70% |
¥210,100 |
¥75,635,845 |
¥23,835,845 |
| 30 |
2.80% |
¥212,843 |
¥76,623,596 |
¥24,823,596 |
| 30 |
2.90% |
¥215,607 |
¥77,618,567 |
¥25,818,567 |
| 30 |
3.00% |
¥218,391 |
¥78,620,720 |
¥26,820,720 |
5180万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥188,266 |
¥56,479,699 |
¥4,679,699 |
| 25 |
0.80% |
¥190,566 |
¥57,169,759 |
¥5,369,759 |
| 25 |
0.90% |
¥192,884 |
¥57,865,188 |
¥6,065,188 |
| 25 |
1.00% |
¥195,220 |
¥58,565,979 |
¥6,765,979 |
| 25 |
1.10% |
¥197,574 |
¥59,272,126 |
¥7,472,126 |
| 25 |
1.20% |
¥199,945 |
¥59,983,621 |
¥8,183,621 |
| 25 |
1.30% |
¥202,335 |
¥60,700,455 |
¥8,900,455 |
| 25 |
1.40% |
¥204,742 |
¥61,422,620 |
¥9,622,620 |
| 25 |
1.50% |
¥207,167 |
¥62,150,105 |
¥10,350,105 |
| 25 |
1.60% |
¥209,610 |
¥62,882,901 |
¥11,082,901 |
| 25 |
1.70% |
¥212,070 |
¥63,620,997 |
¥11,820,997 |
| 25 |
1.80% |
¥214,548 |
¥64,364,381 |
¥12,564,381 |
| 25 |
1.90% |
¥217,043 |
¥65,113,041 |
¥13,313,041 |
| 25 |
2.00% |
¥219,557 |
¥65,866,964 |
¥14,066,964 |
| 25 |
2.10% |
¥222,087 |
¥66,626,137 |
¥14,826,137 |
| 25 |
2.20% |
¥224,635 |
¥67,390,547 |
¥15,590,547 |
| 25 |
2.30% |
¥227,201 |
¥68,160,177 |
¥16,360,177 |
| 25 |
2.40% |
¥229,783 |
¥68,935,014 |
¥17,135,014 |
| 25 |
2.50% |
¥232,383 |
¥69,715,040 |
¥17,915,040 |
| 25 |
2.60% |
¥235,001 |
¥70,500,241 |
¥18,700,241 |
| 25 |
2.70% |
¥237,635 |
¥71,290,599 |
¥19,490,599 |
| 25 |
2.80% |
¥240,287 |
¥72,086,097 |
¥20,286,097 |
| 25 |
2.90% |
¥242,956 |
¥72,886,716 |
¥21,086,716 |
| 25 |
3.00% |
¥245,641 |
¥73,692,438 |
¥21,892,438 |
5180万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥231,357 |
¥55,525,661 |
¥3,725,661 |
| 20 |
0.80% |
¥233,632 |
¥56,071,688 |
¥4,271,688 |
| 20 |
0.90% |
¥235,921 |
¥56,621,155 |
¥4,821,155 |
| 20 |
1.00% |
¥238,225 |
¥57,174,060 |
¥5,374,060 |
| 20 |
1.10% |
¥240,543 |
¥57,730,401 |
¥5,930,401 |
| 20 |
1.20% |
¥242,876 |
¥58,290,173 |
¥6,490,173 |
| 20 |
1.30% |
¥245,222 |
¥58,853,374 |
¥7,053,374 |
| 20 |
1.40% |
¥247,583 |
¥59,420,000 |
¥7,620,000 |
| 20 |
1.50% |
¥249,959 |
¥59,990,045 |
¥8,190,045 |
| 20 |
1.60% |
¥252,348 |
¥60,563,507 |
¥8,763,507 |
| 20 |
1.70% |
¥254,752 |
¥61,140,380 |
¥9,340,380 |
| 20 |
1.80% |
¥257,169 |
¥61,720,659 |
¥9,920,659 |
| 20 |
1.90% |
¥259,601 |
¥62,304,340 |
¥10,504,340 |
| 20 |
2.00% |
¥262,048 |
¥62,891,416 |
¥11,091,416 |
| 20 |
2.10% |
¥264,508 |
¥63,481,883 |
¥11,681,883 |
| 20 |
2.20% |
¥266,982 |
¥64,075,734 |
¥12,275,734 |
| 20 |
2.30% |
¥269,471 |
¥64,672,962 |
¥12,872,962 |
| 20 |
2.40% |
¥271,973 |
¥65,273,563 |
¥13,473,563 |
| 20 |
2.50% |
¥274,490 |
¥65,877,528 |
¥14,077,528 |
| 20 |
2.60% |
¥277,020 |
¥66,484,851 |
¥14,684,851 |
| 20 |
2.70% |
¥279,565 |
¥67,095,524 |
¥15,295,524 |
| 20 |
2.80% |
¥282,123 |
¥67,709,541 |
¥15,909,541 |
| 20 |
2.90% |
¥284,695 |
¥68,326,893 |
¥16,526,893 |
| 20 |
3.00% |
¥287,282 |
¥68,947,573 |
¥17,147,573 |
5180万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥303,234 |
¥54,582,176 |
¥2,782,176 |
| 15 |
0.80% |
¥305,485 |
¥54,987,389 |
¥3,187,389 |
| 15 |
0.90% |
¥307,747 |
¥55,394,540 |
¥3,594,540 |
| 15 |
1.00% |
¥310,020 |
¥55,803,629 |
¥4,003,629 |
| 15 |
1.10% |
¥312,304 |
¥56,214,652 |
¥4,414,652 |
| 15 |
1.20% |
¥314,598 |
¥56,627,610 |
¥4,827,610 |
| 15 |
1.30% |
¥316,903 |
¥57,042,502 |
¥5,242,502 |
| 15 |
1.40% |
¥319,218 |
¥57,459,325 |
¥5,659,325 |
| 15 |
1.50% |
¥321,545 |
¥57,878,079 |
¥6,078,079 |
| 15 |
1.60% |
¥323,882 |
¥58,298,762 |
¥6,498,762 |
| 15 |
1.70% |
¥326,230 |
¥58,721,373 |
¥6,921,373 |
| 15 |
1.80% |
¥328,588 |
¥59,145,909 |
¥7,345,909 |
| 15 |
1.90% |
¥330,958 |
¥59,572,369 |
¥7,772,369 |
| 15 |
2.00% |
¥333,338 |
¥60,000,751 |
¥8,200,751 |
| 15 |
2.10% |
¥335,728 |
¥60,431,054 |
¥8,631,054 |
| 15 |
2.20% |
¥338,129 |
¥60,863,275 |
¥9,063,275 |
| 15 |
2.30% |
¥340,541 |
¥61,297,412 |
¥9,497,412 |
| 15 |
2.40% |
¥342,964 |
¥61,733,463 |
¥9,933,463 |
| 15 |
2.50% |
¥345,397 |
¥62,171,426 |
¥10,371,426 |
| 15 |
2.60% |
¥347,841 |
¥62,611,298 |
¥10,811,298 |
| 15 |
2.70% |
¥350,295 |
¥63,053,077 |
¥11,253,077 |
| 15 |
2.80% |
¥352,760 |
¥63,496,761 |
¥11,696,761 |
| 15 |
2.90% |
¥355,235 |
¥63,942,347 |
¥12,142,347 |
| 15 |
3.00% |
¥357,721 |
¥64,389,832 |
¥12,589,832 |
5180万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥447,077 |
¥53,649,251 |
¥1,849,251 |
| 10 |
0.80% |
¥449,307 |
¥53,916,879 |
¥2,116,879 |
| 10 |
0.90% |
¥451,545 |
¥54,185,370 |
¥2,385,370 |
| 10 |
1.00% |
¥453,789 |
¥54,454,722 |
¥2,654,722 |
| 10 |
1.10% |
¥456,041 |
¥54,724,935 |
¥2,924,935 |
| 10 |
1.20% |
¥458,300 |
¥54,996,010 |
¥3,196,010 |
| 10 |
1.30% |
¥460,566 |
¥55,267,945 |
¥3,467,945 |
| 10 |
1.40% |
¥462,840 |
¥55,540,741 |
¥3,740,741 |
| 10 |
1.50% |
¥465,120 |
¥55,814,396 |
¥4,014,396 |
| 10 |
1.60% |
¥467,408 |
¥56,088,912 |
¥4,288,912 |
| 10 |
1.70% |
¥469,702 |
¥56,364,286 |
¥4,564,286 |
| 10 |
1.80% |
¥472,004 |
¥56,640,520 |
¥4,840,520 |
| 10 |
1.90% |
¥474,313 |
¥56,917,612 |
¥5,117,612 |
| 10 |
2.00% |
¥476,630 |
¥57,195,563 |
¥5,395,563 |
| 10 |
2.10% |
¥478,953 |
¥57,474,371 |
¥5,674,371 |
| 10 |
2.20% |
¥481,284 |
¥57,754,036 |
¥5,954,036 |
| 10 |
2.30% |
¥483,621 |
¥58,034,558 |
¥6,234,558 |
| 10 |
2.40% |
¥485,966 |
¥58,315,937 |
¥6,515,937 |
| 10 |
2.50% |
¥488,318 |
¥58,598,171 |
¥6,798,171 |
| 10 |
2.60% |
¥490,677 |
¥58,881,260 |
¥7,081,260 |
| 10 |
2.70% |
¥493,043 |
¥59,165,204 |
¥7,365,204 |
| 10 |
2.80% |
¥495,417 |
¥59,450,002 |
¥7,650,002 |
| 10 |
2.90% |
¥497,797 |
¥59,735,654 |
¥7,935,654 |
| 10 |
3.00% |
¥500,185 |
¥60,022,159 |
¥8,222,159 |
