5200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5200万円の住宅ローン|期間・年数別
5200万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥102,741 |
¥61,644,764 |
¥9,644,764 |
| 50 |
0.80% |
¥105,181 |
¥63,108,594 |
¥11,108,594 |
| 50 |
0.90% |
¥107,656 |
¥64,593,725 |
¥12,593,725 |
| 50 |
1.00% |
¥110,167 |
¥66,100,064 |
¥14,100,064 |
| 50 |
1.10% |
¥112,713 |
¥67,627,510 |
¥15,627,510 |
| 50 |
1.20% |
¥115,293 |
¥69,175,950 |
¥17,175,950 |
| 50 |
1.30% |
¥117,909 |
¥70,745,261 |
¥18,745,261 |
| 50 |
1.40% |
¥120,559 |
¥72,335,312 |
¥20,335,312 |
| 50 |
1.50% |
¥123,243 |
¥73,945,963 |
¥21,945,963 |
| 50 |
1.60% |
¥125,962 |
¥75,577,064 |
¥23,577,064 |
| 50 |
1.70% |
¥128,714 |
¥77,228,457 |
¥25,228,457 |
| 50 |
1.80% |
¥131,500 |
¥78,899,974 |
¥26,899,974 |
| 50 |
1.90% |
¥134,319 |
¥80,591,442 |
¥28,591,442 |
| 50 |
2.00% |
¥137,171 |
¥82,302,676 |
¥30,302,676 |
| 50 |
2.10% |
¥140,056 |
¥84,033,488 |
¥32,033,488 |
| 50 |
2.20% |
¥142,973 |
¥85,783,678 |
¥33,783,678 |
| 50 |
2.30% |
¥145,922 |
¥87,553,043 |
¥35,553,043 |
| 50 |
2.40% |
¥148,902 |
¥89,341,371 |
¥37,341,371 |
| 50 |
2.50% |
¥151,914 |
¥91,148,445 |
¥39,148,445 |
| 50 |
2.60% |
¥154,957 |
¥92,974,040 |
¥40,974,040 |
| 50 |
2.70% |
¥158,030 |
¥94,817,929 |
¥42,817,929 |
| 50 |
2.80% |
¥161,133 |
¥96,679,875 |
¥44,679,875 |
| 50 |
2.90% |
¥164,266 |
¥98,559,640 |
¥46,559,640 |
| 50 |
3.00% |
¥167,428 |
¥100,456,979 |
¥48,456,979 |
5200万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥112,286 |
¥60,634,306 |
¥8,634,306 |
| 45 |
0.80% |
¥114,699 |
¥61,937,536 |
¥9,937,536 |
| 45 |
0.90% |
¥117,145 |
¥63,258,073 |
¥11,258,073 |
| 45 |
1.00% |
¥119,622 |
¥64,595,855 |
¥12,595,855 |
| 45 |
1.10% |
¥122,131 |
¥65,950,813 |
¥13,950,813 |
| 45 |
1.20% |
¥124,672 |
¥67,322,875 |
¥15,322,875 |
| 45 |
1.30% |
¥127,244 |
¥68,711,957 |
¥16,711,957 |
| 45 |
1.40% |
¥129,848 |
¥70,117,974 |
¥18,117,974 |
| 45 |
1.50% |
¥132,483 |
¥71,540,831 |
¥19,540,831 |
| 45 |
1.60% |
¥135,149 |
¥72,980,428 |
¥20,980,428 |
| 45 |
1.70% |
¥137,846 |
¥74,436,661 |
¥22,436,661 |
| 45 |
1.80% |
¥140,573 |
¥75,909,417 |
¥23,909,417 |
| 45 |
1.90% |
¥143,331 |
¥77,398,579 |
¥25,398,579 |
| 45 |
2.00% |
¥146,119 |
¥78,904,025 |
¥26,904,025 |
| 45 |
2.10% |
¥148,936 |
¥80,425,626 |
¥28,425,626 |
| 45 |
2.20% |
¥151,784 |
¥81,963,251 |
¥29,963,251 |
| 45 |
2.30% |
¥154,661 |
¥83,516,760 |
¥31,516,760 |
| 45 |
2.40% |
¥157,567 |
¥85,086,010 |
¥33,086,010 |
| 45 |
2.50% |
¥160,502 |
¥86,670,854 |
¥34,670,854 |
| 45 |
2.60% |
¥163,465 |
¥88,271,141 |
¥36,271,141 |
| 45 |
2.70% |
¥166,457 |
¥89,886,713 |
¥37,886,713 |
| 45 |
2.80% |
¥169,477 |
¥91,517,411 |
¥39,517,411 |
| 45 |
2.90% |
¥172,524 |
¥93,163,070 |
¥41,163,070 |
| 45 |
3.00% |
¥175,599 |
¥94,823,523 |
¥42,823,523 |
5200万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥124,238 |
¥59,634,357 |
¥7,634,357 |
| 40 |
0.80% |
¥126,625 |
¥60,780,162 |
¥8,780,162 |
| 40 |
0.90% |
¥129,041 |
¥61,939,679 |
¥9,939,679 |
| 40 |
1.00% |
¥131,485 |
¥63,112,869 |
¥11,112,869 |
| 40 |
1.10% |
¥133,958 |
¥64,299,688 |
¥12,299,688 |
| 40 |
1.20% |
¥136,459 |
¥65,500,090 |
¥13,500,090 |
| 40 |
1.30% |
¥138,988 |
¥66,714,022 |
¥14,714,022 |
| 40 |
1.40% |
¥141,545 |
¥67,941,431 |
¥15,941,431 |
| 40 |
1.50% |
¥144,130 |
¥69,182,256 |
¥17,182,256 |
| 40 |
1.60% |
¥146,743 |
¥70,436,434 |
¥18,436,434 |
| 40 |
1.70% |
¥149,383 |
¥71,703,898 |
¥19,703,898 |
| 40 |
1.80% |
¥152,051 |
¥72,984,577 |
¥20,984,577 |
| 40 |
1.90% |
¥154,747 |
¥74,278,397 |
¥22,278,397 |
| 40 |
2.00% |
¥157,469 |
¥75,585,280 |
¥23,585,280 |
| 40 |
2.10% |
¥160,219 |
¥76,905,142 |
¥24,905,142 |
| 40 |
2.20% |
¥162,996 |
¥78,237,900 |
¥26,237,900 |
| 40 |
2.30% |
¥165,799 |
¥79,583,466 |
¥27,583,466 |
| 40 |
2.40% |
¥168,629 |
¥80,941,746 |
¥28,941,746 |
| 40 |
2.50% |
¥171,485 |
¥82,312,646 |
¥30,312,646 |
| 40 |
2.60% |
¥174,367 |
¥83,696,068 |
¥31,696,068 |
| 40 |
2.70% |
¥177,275 |
¥85,091,910 |
¥33,091,910 |
| 40 |
2.80% |
¥180,208 |
¥86,500,070 |
¥34,500,070 |
| 40 |
2.90% |
¥183,168 |
¥87,920,441 |
¥35,920,441 |
| 40 |
3.00% |
¥186,152 |
¥89,352,912 |
¥37,352,912 |
5200万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥139,631 |
¥58,644,938 |
¥6,644,938 |
| 35 |
0.80% |
¥141,992 |
¥59,636,509 |
¥7,636,509 |
| 35 |
0.90% |
¥144,378 |
¥60,638,603 |
¥8,638,603 |
| 35 |
1.00% |
¥146,789 |
¥61,651,197 |
¥9,651,197 |
| 35 |
1.10% |
¥149,224 |
¥62,674,265 |
¥10,674,265 |
| 35 |
1.20% |
¥151,685 |
¥63,707,779 |
¥11,707,779 |
| 35 |
1.30% |
¥154,171 |
¥64,751,709 |
¥12,751,709 |
| 35 |
1.40% |
¥156,681 |
¥65,806,022 |
¥13,806,022 |
| 35 |
1.50% |
¥159,216 |
¥66,870,682 |
¥14,870,682 |
| 35 |
1.60% |
¥161,775 |
¥67,945,651 |
¥15,945,651 |
| 35 |
1.70% |
¥164,359 |
¥69,030,890 |
¥17,030,890 |
| 35 |
1.80% |
¥166,968 |
¥70,126,356 |
¥18,126,356 |
| 35 |
1.90% |
¥169,600 |
¥71,232,005 |
¥19,232,005 |
| 35 |
2.00% |
¥172,257 |
¥72,347,789 |
¥20,347,789 |
| 35 |
2.10% |
¥174,937 |
¥73,473,660 |
¥21,473,660 |
| 35 |
2.20% |
¥177,642 |
¥74,609,566 |
¥22,609,566 |
| 35 |
2.30% |
¥180,370 |
¥75,755,455 |
¥23,755,455 |
| 35 |
2.40% |
¥183,122 |
¥76,911,270 |
¥24,911,270 |
| 35 |
2.50% |
¥185,898 |
¥78,076,955 |
¥26,076,955 |
| 35 |
2.60% |
¥188,696 |
¥79,252,450 |
¥27,252,450 |
| 35 |
2.70% |
¥191,518 |
¥80,437,694 |
¥28,437,694 |
| 35 |
2.80% |
¥194,363 |
¥81,632,625 |
¥29,632,625 |
| 35 |
2.90% |
¥197,231 |
¥82,837,176 |
¥30,837,176 |
| 35 |
3.00% |
¥200,122 |
¥84,051,281 |
¥32,051,281 |
5200万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥160,184 |
¥57,666,069 |
¥5,666,069 |
| 30 |
0.80% |
¥162,518 |
¥58,506,609 |
¥6,506,609 |
| 30 |
0.90% |
¥164,875 |
¥59,354,896 |
¥7,354,896 |
| 30 |
1.00% |
¥167,253 |
¥60,210,918 |
¥8,210,918 |
| 30 |
1.10% |
¥169,652 |
¥61,074,660 |
¥9,074,660 |
| 30 |
1.20% |
¥172,073 |
¥61,946,108 |
¥9,946,108 |
| 30 |
1.30% |
¥174,515 |
¥62,825,243 |
¥10,825,243 |
| 30 |
1.40% |
¥176,978 |
¥63,712,048 |
¥11,712,048 |
| 30 |
1.50% |
¥179,463 |
¥64,606,503 |
¥12,606,503 |
| 30 |
1.60% |
¥181,968 |
¥65,508,589 |
¥13,508,589 |
| 30 |
1.70% |
¥184,495 |
¥66,418,281 |
¥14,418,281 |
| 30 |
1.80% |
¥187,043 |
¥67,335,558 |
¥15,335,558 |
| 30 |
1.90% |
¥189,612 |
¥68,260,395 |
¥16,260,395 |
| 30 |
2.00% |
¥192,202 |
¥69,192,765 |
¥17,192,765 |
| 30 |
2.10% |
¥194,813 |
¥70,132,642 |
¥18,132,642 |
| 30 |
2.20% |
¥197,444 |
¥71,079,998 |
¥19,079,998 |
| 30 |
2.30% |
¥200,097 |
¥72,034,802 |
¥20,034,802 |
| 30 |
2.40% |
¥202,770 |
¥72,997,024 |
¥20,997,024 |
| 30 |
2.50% |
¥205,463 |
¥73,966,632 |
¥21,966,632 |
| 30 |
2.60% |
¥208,177 |
¥74,943,594 |
¥22,943,594 |
| 30 |
2.70% |
¥210,911 |
¥75,927,875 |
¥23,927,875 |
| 30 |
2.80% |
¥213,665 |
¥76,919,440 |
¥24,919,440 |
| 30 |
2.90% |
¥216,440 |
¥77,918,252 |
¥25,918,252 |
| 30 |
3.00% |
¥219,234 |
¥78,924,275 |
¥26,924,275 |
5200万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥188,993 |
¥56,697,767 |
¥4,697,767 |
| 25 |
0.80% |
¥191,302 |
¥57,390,492 |
¥5,390,492 |
| 25 |
0.90% |
¥193,629 |
¥58,088,606 |
¥6,088,606 |
| 25 |
1.00% |
¥195,974 |
¥58,792,103 |
¥6,792,103 |
| 25 |
1.10% |
¥198,337 |
¥59,500,976 |
¥7,500,976 |
| 25 |
1.20% |
¥200,717 |
¥60,215,218 |
¥8,215,218 |
| 25 |
1.30% |
¥203,116 |
¥60,934,820 |
¥8,934,820 |
| 25 |
1.40% |
¥205,533 |
¥61,659,773 |
¥9,659,773 |
| 25 |
1.50% |
¥207,967 |
¥62,390,067 |
¥10,390,067 |
| 25 |
1.60% |
¥210,419 |
¥63,125,692 |
¥11,125,692 |
| 25 |
1.70% |
¥212,889 |
¥63,866,638 |
¥11,866,638 |
| 25 |
1.80% |
¥215,376 |
¥64,612,892 |
¥12,612,892 |
| 25 |
1.90% |
¥217,881 |
¥65,364,443 |
¥13,364,443 |
| 25 |
2.00% |
¥220,404 |
¥66,121,277 |
¥14,121,277 |
| 25 |
2.10% |
¥222,945 |
¥66,883,381 |
¥14,883,381 |
| 25 |
2.20% |
¥225,502 |
¥67,650,742 |
¥15,650,742 |
| 25 |
2.30% |
¥228,078 |
¥68,423,344 |
¥16,423,344 |
| 25 |
2.40% |
¥230,671 |
¥69,201,172 |
¥17,201,172 |
| 25 |
2.50% |
¥233,281 |
¥69,984,211 |
¥17,984,211 |
| 25 |
2.60% |
¥235,908 |
¥70,772,443 |
¥18,772,443 |
| 25 |
2.70% |
¥238,553 |
¥71,565,853 |
¥19,565,853 |
| 25 |
2.80% |
¥241,215 |
¥72,364,422 |
¥20,364,422 |
| 25 |
2.90% |
¥243,894 |
¥73,168,132 |
¥21,168,132 |
| 25 |
3.00% |
¥246,590 |
¥73,976,965 |
¥21,976,965 |
5200万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥232,250 |
¥55,740,046 |
¥3,740,046 |
| 20 |
0.80% |
¥234,534 |
¥56,288,181 |
¥4,288,181 |
| 20 |
0.90% |
¥236,832 |
¥56,839,769 |
¥4,839,769 |
| 20 |
1.00% |
¥239,145 |
¥57,394,810 |
¥5,394,810 |
| 20 |
1.10% |
¥241,472 |
¥57,953,298 |
¥5,953,298 |
| 20 |
1.20% |
¥243,813 |
¥58,515,232 |
¥6,515,232 |
| 20 |
1.30% |
¥246,169 |
¥59,080,607 |
¥7,080,607 |
| 20 |
1.40% |
¥248,539 |
¥59,649,420 |
¥7,649,420 |
| 20 |
1.50% |
¥250,924 |
¥60,221,667 |
¥8,221,667 |
| 20 |
1.60% |
¥253,322 |
¥60,797,343 |
¥8,797,343 |
| 20 |
1.70% |
¥255,735 |
¥61,376,443 |
¥9,376,443 |
| 20 |
1.80% |
¥258,162 |
¥61,958,963 |
¥9,958,963 |
| 20 |
1.90% |
¥260,604 |
¥62,544,897 |
¥10,544,897 |
| 20 |
2.00% |
¥263,059 |
¥63,134,240 |
¥11,134,240 |
| 20 |
2.10% |
¥265,529 |
¥63,726,987 |
¥11,726,987 |
| 20 |
2.20% |
¥268,013 |
¥64,323,130 |
¥12,323,130 |
| 20 |
2.30% |
¥270,511 |
¥64,922,665 |
¥12,922,665 |
| 20 |
2.40% |
¥273,023 |
¥65,525,584 |
¥13,525,584 |
| 20 |
2.50% |
¥275,550 |
¥66,131,881 |
¥14,131,881 |
| 20 |
2.60% |
¥278,090 |
¥66,741,549 |
¥14,741,549 |
| 20 |
2.70% |
¥280,644 |
¥67,354,580 |
¥15,354,580 |
| 20 |
2.80% |
¥283,212 |
¥67,970,968 |
¥15,970,968 |
| 20 |
2.90% |
¥285,795 |
¥68,590,704 |
¥16,590,704 |
| 20 |
3.00% |
¥288,391 |
¥69,213,780 |
¥17,213,780 |
5200万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥304,405 |
¥54,792,917 |
¥2,792,917 |
| 15 |
0.80% |
¥306,665 |
¥55,199,696 |
¥3,199,696 |
| 15 |
0.90% |
¥308,936 |
¥55,608,419 |
¥3,608,419 |
| 15 |
1.00% |
¥311,217 |
¥56,019,087 |
¥4,019,087 |
| 15 |
1.10% |
¥313,509 |
¥56,431,697 |
¥4,431,697 |
| 15 |
1.20% |
¥315,812 |
¥56,846,250 |
¥4,846,250 |
| 15 |
1.30% |
¥318,126 |
¥57,262,743 |
¥5,262,743 |
| 15 |
1.40% |
¥320,451 |
¥57,681,176 |
¥5,681,176 |
| 15 |
1.50% |
¥322,786 |
¥58,101,547 |
¥6,101,547 |
| 15 |
1.60% |
¥325,133 |
¥58,523,854 |
¥6,523,854 |
| 15 |
1.70% |
¥327,489 |
¥58,948,096 |
¥6,948,096 |
| 15 |
1.80% |
¥329,857 |
¥59,374,271 |
¥7,374,271 |
| 15 |
1.90% |
¥332,235 |
¥59,802,378 |
¥7,802,378 |
| 15 |
2.00% |
¥334,625 |
¥60,232,414 |
¥8,232,414 |
| 15 |
2.10% |
¥337,024 |
¥60,664,378 |
¥8,664,378 |
| 15 |
2.20% |
¥339,435 |
¥61,098,268 |
¥9,098,268 |
| 15 |
2.30% |
¥341,856 |
¥61,534,081 |
¥9,534,081 |
| 15 |
2.40% |
¥344,288 |
¥61,971,816 |
¥9,971,816 |
| 15 |
2.50% |
¥346,730 |
¥62,411,470 |
¥10,411,470 |
| 15 |
2.60% |
¥349,184 |
¥62,853,041 |
¥10,853,041 |
| 15 |
2.70% |
¥351,647 |
¥63,296,526 |
¥11,296,526 |
| 15 |
2.80% |
¥354,122 |
¥63,741,923 |
¥11,741,923 |
| 15 |
2.90% |
¥356,607 |
¥64,189,229 |
¥12,189,229 |
| 15 |
3.00% |
¥359,102 |
¥64,638,442 |
¥12,638,442 |
5200万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥448,803 |
¥53,856,391 |
¥1,856,391 |
| 10 |
0.80% |
¥451,042 |
¥54,125,053 |
¥2,125,053 |
| 10 |
0.90% |
¥453,288 |
¥54,394,580 |
¥2,394,580 |
| 10 |
1.00% |
¥455,541 |
¥54,664,972 |
¥2,664,972 |
| 10 |
1.10% |
¥457,802 |
¥54,936,228 |
¥2,936,228 |
| 10 |
1.20% |
¥460,070 |
¥55,208,350 |
¥3,208,350 |
| 10 |
1.30% |
¥462,344 |
¥55,481,335 |
¥3,481,335 |
| 10 |
1.40% |
¥464,627 |
¥55,755,184 |
¥3,755,184 |
| 10 |
1.50% |
¥466,916 |
¥56,029,896 |
¥4,029,896 |
| 10 |
1.60% |
¥469,212 |
¥56,305,471 |
¥4,305,471 |
| 10 |
1.70% |
¥471,516 |
¥56,581,909 |
¥4,581,909 |
| 10 |
1.80% |
¥473,827 |
¥56,859,209 |
¥4,859,209 |
| 10 |
1.90% |
¥476,145 |
¥57,137,372 |
¥5,137,372 |
| 10 |
2.00% |
¥478,470 |
¥57,416,395 |
¥5,416,395 |
| 10 |
2.10% |
¥480,802 |
¥57,696,280 |
¥5,696,280 |
| 10 |
2.20% |
¥483,142 |
¥57,977,025 |
¥5,977,025 |
| 10 |
2.30% |
¥485,489 |
¥58,258,630 |
¥6,258,630 |
| 10 |
2.40% |
¥487,842 |
¥58,541,095 |
¥6,541,095 |
| 10 |
2.50% |
¥490,203 |
¥58,824,419 |
¥6,824,419 |
| 10 |
2.60% |
¥492,572 |
¥59,108,601 |
¥7,108,601 |
| 10 |
2.70% |
¥494,947 |
¥59,393,641 |
¥7,393,641 |
| 10 |
2.80% |
¥497,329 |
¥59,679,539 |
¥7,679,539 |
| 10 |
2.90% |
¥499,719 |
¥59,966,294 |
¥7,966,294 |
| 10 |
3.00% |
¥502,116 |
¥60,253,905 |
¥8,253,905 |