5230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5230万円の住宅ローン｜期間・年数別
5230万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥103,334 | ¥62,000,407 | ¥9,700,407 |
| 50 | 0.80% | ¥105,788 | ¥63,472,682 | ¥11,172,682 |
| 50 | 0.90% | ¥108,277 | ¥64,966,381 | ¥12,666,381 |
| 50 | 1.00% | ¥110,802 | ¥66,481,411 | ¥14,181,411 |
| 50 | 1.10% | ¥113,363 | ¥68,017,669 | ¥15,717,669 |
| 50 | 1.20% | ¥115,958 | ¥69,575,042 | ¥17,275,042 |
| 50 | 1.30% | ¥118,589 | ¥71,153,406 | ¥18,853,406 |
| 50 | 1.40% | ¥121,254 | ¥72,752,631 | ¥20,452,631 |
| 50 | 1.50% | ¥123,954 | ¥74,372,574 | ¥22,072,574 |
| 50 | 1.60% | ¥126,688 | ¥76,013,086 | ¥23,713,086 |
| 50 | 1.70% | ¥129,457 | ¥77,674,006 | ¥25,374,006 |
| 50 | 1.80% | ¥132,259 | ¥79,355,166 | ¥27,055,166 |
| 50 | 1.90% | ¥135,094 | ¥81,056,392 | ¥28,756,392 |
| 50 | 2.00% | ¥137,962 | ¥82,777,499 | ¥30,477,499 |
| 50 | 2.10% | ¥140,864 | ¥84,518,296 | ¥32,218,296 |
| 50 | 2.20% | ¥143,798 | ¥86,278,584 | ¥33,978,584 |
| 50 | 2.30% | ¥146,764 | ¥88,058,157 | ¥35,758,157 |
| 50 | 2.40% | ¥149,761 | ¥89,856,802 | ¥37,556,802 |
| 50 | 2.50% | ¥152,791 | ¥91,674,301 | ¥39,374,301 |
| 50 | 2.60% | ¥155,851 | ¥93,510,429 | ¥41,210,429 |
| 50 | 2.70% | ¥158,942 | ¥95,364,955 | ¥43,064,955 |
| 50 | 2.80% | ¥162,063 | ¥97,237,644 | ¥44,937,644 |
| 50 | 2.90% | ¥165,214 | ¥99,128,253 | ¥46,828,253 |
| 50 | 3.00% | ¥168,394 | ¥101,036,539 | ¥48,736,539 |
5230万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥112,934 | ¥60,984,119 | ¥8,684,119 |
| 45 | 0.80% | ¥115,361 | ¥62,294,868 | ¥9,994,868 |
| 45 | 0.90% | ¥117,820 | ¥63,623,023 | ¥11,323,023 |
| 45 | 1.00% | ¥120,312 | ¥64,968,523 | ¥12,668,523 |
| 45 | 1.10% | ¥122,836 | ¥66,331,299 | ¥14,031,299 |
| 45 | 1.20% | ¥125,391 | ¥67,711,276 | ¥15,411,276 |
| 45 | 1.30% | ¥127,978 | ¥69,108,372 | ¥16,808,372 |
| 45 | 1.40% | ¥130,597 | ¥70,522,501 | ¥18,222,501 |
| 45 | 1.50% | ¥133,247 | ¥71,953,566 | ¥19,653,566 |
| 45 | 1.60% | ¥135,929 | ¥73,401,469 | ¥21,101,469 |
| 45 | 1.70% | ¥138,641 | ¥74,866,103 | ¥22,566,103 |
| 45 | 1.80% | ¥141,384 | ¥76,347,356 | ¥24,047,356 |
| 45 | 1.90% | ¥144,158 | ¥77,845,109 | ¥25,545,109 |
| 45 | 2.00% | ¥146,962 | ¥79,359,240 | ¥27,059,240 |
| 45 | 2.10% | ¥149,796 | ¥80,889,620 | ¥28,589,620 |
| 45 | 2.20% | ¥152,659 | ¥82,436,116 | ¥30,136,116 |
| 45 | 2.30% | ¥155,553 | ¥83,998,587 | ¥31,698,587 |
| 45 | 2.40% | ¥158,476 | ¥85,576,891 | ¥33,276,891 |
| 45 | 2.50% | ¥161,428 | ¥87,170,879 | ¥34,870,879 |
| 45 | 2.60% | ¥164,408 | ¥88,780,397 | ¥36,480,397 |
| 45 | 2.70% | ¥167,417 | ¥90,405,290 | ¥38,105,290 |
| 45 | 2.80% | ¥170,454 | ¥92,045,396 | ¥39,745,396 |
| 45 | 2.90% | ¥173,520 | ¥93,700,549 | ¥41,400,549 |
| 45 | 3.00% | ¥176,612 | ¥95,370,582 | ¥43,070,582 |
5230万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥124,955 | ¥59,978,401 | ¥7,678,401 |
| 40 | 0.80% | ¥127,356 | ¥61,130,817 | ¥8,830,817 |
| 40 | 0.90% | ¥129,785 | ¥62,297,023 | ¥9,997,023 |
| 40 | 1.00% | ¥132,244 | ¥63,476,981 | ¥11,176,981 |
| 40 | 1.10% | ¥134,731 | ¥64,670,648 | ¥12,370,648 |
| 40 | 1.20% | ¥137,246 | ¥65,877,975 | ¥13,577,975 |
| 40 | 1.30% | ¥139,789 | ¥67,098,911 | ¥14,798,911 |
| 40 | 1.40% | ¥142,361 | ¥68,333,401 | ¥16,033,401 |
| 40 | 1.50% | ¥144,961 | ¥69,581,384 | ¥17,281,384 |
| 40 | 1.60% | ¥147,589 | ¥70,842,798 | ¥18,542,798 |
| 40 | 1.70% | ¥150,245 | ¥72,117,574 | ¥19,817,574 |
| 40 | 1.80% | ¥152,928 | ¥73,405,642 | ¥21,105,642 |
| 40 | 1.90% | ¥155,639 | ¥74,706,927 | ¥22,406,927 |
| 40 | 2.00% | ¥158,378 | ¥76,021,348 | ¥23,721,348 |
| 40 | 2.10% | ¥161,143 | ¥77,348,826 | ¥25,048,826 |
| 40 | 2.20% | ¥163,936 | ¥78,689,273 | ¥26,389,273 |
| 40 | 2.30% | ¥166,755 | ¥80,042,601 | ¥27,742,601 |
| 40 | 2.40% | ¥169,601 | ¥81,408,717 | ¥29,108,717 |
| 40 | 2.50% | ¥172,474 | ¥82,787,526 | ¥30,487,526 |
| 40 | 2.60% | ¥175,373 | ¥84,178,929 | ¥31,878,929 |
| 40 | 2.70% | ¥178,298 | ¥85,582,825 | ¥33,282,825 |
| 40 | 2.80% | ¥181,248 | ¥86,999,109 | ¥34,699,109 |
| 40 | 2.90% | ¥184,224 | ¥88,427,674 | ¥36,127,674 |
| 40 | 3.00% | ¥187,226 | ¥89,868,409 | ¥37,568,409 |
5230万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥140,436 | ¥58,983,274 | ¥6,683,274 |
| 35 | 0.80% | ¥142,811 | ¥59,980,566 | ¥7,680,566 |
| 35 | 0.90% | ¥145,211 | ¥60,988,441 | ¥8,688,441 |
| 35 | 1.00% | ¥147,635 | ¥62,006,877 | ¥9,706,877 |
| 35 | 1.10% | ¥150,085 | ¥63,035,847 | ¥10,735,847 |
| 35 | 1.20% | ¥152,560 | ¥64,075,324 | ¥11,775,324 |
| 35 | 1.30% | ¥155,060 | ¥65,125,277 | ¥12,825,277 |
| 35 | 1.40% | ¥157,585 | ¥66,185,672 | ¥13,885,672 |
| 35 | 1.50% | ¥160,134 | ¥67,256,474 | ¥14,956,474 |
| 35 | 1.60% | ¥162,709 | ¥68,337,645 | ¥16,037,645 |
| 35 | 1.70% | ¥165,307 | ¥69,429,145 | ¥17,129,145 |
| 35 | 1.80% | ¥167,931 | ¥70,530,931 | ¥18,230,931 |
| 35 | 1.90% | ¥170,578 | ¥71,642,959 | ¥19,342,959 |
| 35 | 2.00% | ¥173,250 | ¥72,765,180 | ¥20,465,180 |
| 35 | 2.10% | ¥175,947 | ¥73,897,546 | ¥21,597,546 |
| 35 | 2.20% | ¥178,667 | ¥75,040,006 | ¥22,740,006 |
| 35 | 2.30% | ¥181,411 | ¥76,192,505 | ¥23,892,505 |
| 35 | 2.40% | ¥184,179 | ¥77,354,989 | ¥25,054,989 |
| 35 | 2.50% | ¥186,970 | ¥78,527,399 | ¥26,227,399 |
| 35 | 2.60% | ¥189,785 | ¥79,709,676 | ¥27,409,676 |
| 35 | 2.70% | ¥192,623 | ¥80,901,758 | ¥28,601,758 |
| 35 | 2.80% | ¥195,485 | ¥82,103,582 | ¥29,803,582 |
| 35 | 2.90% | ¥198,369 | ¥83,315,083 | ¥31,015,083 |
| 35 | 3.00% | ¥201,277 | ¥84,536,193 | ¥32,236,193 |
5230万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥161,108 | ¥57,998,758 | ¥5,698,758 |
| 30 | 0.80% | ¥163,456 | ¥58,844,147 | ¥6,544,147 |
| 30 | 0.90% | ¥165,826 | ¥59,697,329 | ¥7,397,329 |
| 30 | 1.00% | ¥168,217 | ¥60,558,289 | ¥8,258,289 |
| 30 | 1.10% | ¥170,631 | ¥61,427,014 | ¥9,127,014 |
| 30 | 1.20% | ¥173,065 | ¥62,303,489 | ¥10,003,489 |
| 30 | 1.30% | ¥175,521 | ¥63,187,696 | ¥10,887,696 |
| 30 | 1.40% | ¥177,999 | ¥64,079,617 | ¥11,779,617 |
| 30 | 1.50% | ¥180,498 | ¥64,979,233 | ¥12,679,233 |
| 30 | 1.60% | ¥183,018 | ¥65,886,523 | ¥13,586,523 |
| 30 | 1.70% | ¥185,560 | ¥66,801,464 | ¥14,501,464 |
| 30 | 1.80% | ¥188,122 | ¥67,724,033 | ¥15,424,033 |
| 30 | 1.90% | ¥190,706 | ¥68,654,205 | ¥16,354,205 |
| 30 | 2.00% | ¥193,311 | ¥69,591,954 | ¥17,291,954 |
| 30 | 2.10% | ¥195,937 | ¥70,537,254 | ¥18,237,254 |
| 30 | 2.20% | ¥198,584 | ¥71,490,074 | ¥19,190,074 |
| 30 | 2.30% | ¥201,251 | ¥72,450,387 | ¥20,150,387 |
| 30 | 2.40% | ¥203,939 | ¥73,418,160 | ¥21,118,160 |
| 30 | 2.50% | ¥206,648 | ¥74,393,363 | ¥22,093,363 |
| 30 | 2.60% | ¥209,378 | ¥75,375,961 | ¥23,075,961 |
| 30 | 2.70% | ¥212,128 | ¥76,365,920 | ¥24,065,920 |
| 30 | 2.80% | ¥214,898 | ¥77,363,206 | ¥25,063,206 |
| 30 | 2.90% | ¥217,688 | ¥78,367,781 | ¥26,067,781 |
| 30 | 3.00% | ¥220,499 | ¥79,379,607 | ¥27,079,607 |
5230万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥190,083 | ¥57,024,870 | ¥4,724,870 |
| 25 | 0.80% | ¥192,405 | ¥57,721,591 | ¥5,421,591 |
| 25 | 0.90% | ¥194,746 | ¥58,423,732 | ¥6,123,732 |
| 25 | 1.00% | ¥197,104 | ¥59,131,288 | ¥6,831,288 |
| 25 | 1.10% | ¥199,481 | ¥59,844,251 | ¥7,544,251 |
| 25 | 1.20% | ¥201,875 | ¥60,562,613 | ¥8,262,613 |
| 25 | 1.30% | ¥204,288 | ¥61,286,367 | ¥8,986,367 |
| 25 | 1.40% | ¥206,718 | ¥62,015,502 | ¥9,715,502 |
| 25 | 1.50% | ¥209,167 | ¥62,750,010 | ¥10,450,010 |
| 25 | 1.60% | ¥211,633 | ¥63,489,879 | ¥11,189,879 |
| 25 | 1.70% | ¥214,117 | ¥64,235,099 | ¥11,935,099 |
| 25 | 1.80% | ¥216,619 | ¥64,985,659 | ¥12,685,659 |
| 25 | 1.90% | ¥219,138 | ¥65,741,545 | ¥13,441,545 |
| 25 | 2.00% | ¥221,676 | ¥66,502,746 | ¥14,202,746 |
| 25 | 2.10% | ¥224,231 | ¥67,269,247 | ¥14,969,247 |
| 25 | 2.20% | ¥226,803 | ¥68,041,034 | ¥15,741,034 |
| 25 | 2.30% | ¥229,394 | ¥68,818,094 | ¥16,518,094 |
| 25 | 2.40% | ¥232,001 | ¥69,600,409 | ¥17,300,409 |
| 25 | 2.50% | ¥234,627 | ¥70,387,966 | ¥18,087,966 |
| 25 | 2.60% | ¥237,269 | ¥71,180,746 | ¥18,880,746 |
| 25 | 2.70% | ¥239,929 | ¥71,978,733 | ¥19,678,733 |
| 25 | 2.80% | ¥242,606 | ¥72,781,909 | ¥20,481,909 |
| 25 | 2.90% | ¥245,301 | ¥73,590,256 | ¥21,290,256 |
| 25 | 3.00% | ¥248,013 | ¥74,403,755 | ¥22,103,755 |
5230万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥233,590 | ¥56,061,623 | ¥3,761,623 |
| 20 | 0.80% | ¥235,887 | ¥56,612,920 | ¥4,312,920 |
| 20 | 0.90% | ¥238,199 | ¥57,167,691 | ¥4,867,691 |
| 20 | 1.00% | ¥240,525 | ¥57,725,933 | ¥5,425,933 |
| 20 | 1.10% | ¥242,865 | ¥58,287,644 | ¥5,987,644 |
| 20 | 1.20% | ¥245,220 | ¥58,852,820 | ¥6,552,820 |
| 20 | 1.30% | ¥247,589 | ¥59,421,457 | ¥7,121,457 |
| 20 | 1.40% | ¥249,973 | ¥59,993,552 | ¥7,693,552 |
| 20 | 1.50% | ¥252,371 | ¥60,569,100 | ¥8,269,100 |
| 20 | 1.60% | ¥254,784 | ¥61,148,097 | ¥8,848,097 |
| 20 | 1.70% | ¥257,211 | ¥61,730,538 | ¥9,430,538 |
| 20 | 1.80% | ¥259,652 | ¥62,316,418 | ¥10,016,418 |
| 20 | 1.90% | ¥262,107 | ¥62,905,733 | ¥10,605,733 |
| 20 | 2.00% | ¥264,577 | ¥63,498,476 | ¥11,198,476 |
| 20 | 2.10% | ¥267,061 | ¥64,094,642 | ¥11,794,642 |
| 20 | 2.20% | ¥269,559 | ¥64,694,225 | ¥12,394,225 |
| 20 | 2.30% | ¥272,072 | ¥65,297,219 | ¥12,997,219 |
| 20 | 2.40% | ¥274,598 | ¥65,903,616 | ¥13,603,616 |
| 20 | 2.50% | ¥277,139 | ¥66,513,411 | ¥14,213,411 |
| 20 | 2.60% | ¥279,694 | ¥67,126,596 | ¥14,826,596 |
| 20 | 2.70% | ¥282,263 | ¥67,743,164 | ¥15,443,164 |
| 20 | 2.80% | ¥284,846 | ¥68,363,108 | ¥16,063,108 |
| 20 | 2.90% | ¥287,443 | ¥68,986,419 | ¥16,686,419 |
| 20 | 3.00% | ¥290,055 | ¥69,613,090 | ¥17,313,090 |
5230万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥306,161 | ¥55,109,030 | ¥2,809,030 |
| 15 | 0.80% | ¥308,434 | ¥55,518,155 | ¥3,218,155 |
| 15 | 0.90% | ¥310,718 | ¥55,929,237 | ¥3,629,237 |
| 15 | 1.00% | ¥313,013 | ¥56,342,274 | ¥4,042,274 |
| 15 | 1.10% | ¥315,318 | ¥56,757,265 | ¥4,457,265 |
| 15 | 1.20% | ¥317,634 | ¥57,174,209 | ¥4,874,209 |
| 15 | 1.30% | ¥319,962 | ¥57,593,105 | ¥5,293,105 |
| 15 | 1.40% | ¥322,300 | ¥58,013,952 | ¥5,713,952 |
| 15 | 1.50% | ¥324,649 | ¥58,436,748 | ¥6,136,748 |
| 15 | 1.60% | ¥327,008 | ¥58,861,492 | ¥6,561,492 |
| 15 | 1.70% | ¥329,379 | ¥59,288,181 | ¥6,988,181 |
| 15 | 1.80% | ¥331,760 | ¥59,716,815 | ¥7,416,815 |
| 15 | 1.90% | ¥334,152 | ¥60,147,392 | ¥7,847,392 |
| 15 | 2.00% | ¥336,555 | ¥60,579,909 | ¥8,279,909 |
| 15 | 2.10% | ¥338,969 | ¥61,014,365 | ¥8,714,365 |
| 15 | 2.20% | ¥341,393 | ¥61,450,758 | ¥9,150,758 |
| 15 | 2.30% | ¥343,828 | ¥61,889,086 | ¥9,589,086 |
| 15 | 2.40% | ¥346,274 | ¥62,329,346 | ¥10,029,346 |
| 15 | 2.50% | ¥348,731 | ¥62,771,536 | ¥10,471,536 |
| 15 | 2.60% | ¥351,198 | ¥63,215,654 | ¥10,915,654 |
| 15 | 2.70% | ¥353,676 | ¥63,661,698 | ¥11,361,698 |
| 15 | 2.80% | ¥356,165 | ¥64,109,664 | ¥11,809,664 |
| 15 | 2.90% | ¥358,664 | ¥64,559,551 | ¥12,259,551 |
| 15 | 3.00% | ¥361,174 | ¥65,011,356 | ¥12,711,356 |
5230万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥451,393 | ¥54,167,101 | ¥1,867,101 |
| 10 | 0.80% | ¥453,644 | ¥54,437,312 | ¥2,137,312 |
| 10 | 0.90% | ¥455,903 | ¥54,708,395 | ¥2,408,395 |
| 10 | 1.00% | ¥458,170 | ¥54,980,347 | ¥2,680,347 |
| 10 | 1.10% | ¥460,443 | ¥55,253,168 | ¥2,953,168 |
| 10 | 1.20% | ¥462,724 | ¥55,526,859 | ¥3,226,859 |
| 10 | 1.30% | ¥465,012 | ¥55,801,419 | ¥3,501,419 |
| 10 | 1.40% | ¥467,307 | ¥56,076,848 | ¥3,776,848 |
| 10 | 1.50% | ¥469,610 | ¥56,353,145 | ¥4,053,145 |
| 10 | 1.60% | ¥471,919 | ¥56,630,310 | ¥4,330,310 |
| 10 | 1.70% | ¥474,236 | ¥56,908,343 | ¥4,608,343 |
| 10 | 1.80% | ¥476,560 | ¥57,187,243 | ¥4,887,243 |
| 10 | 1.90% | ¥478,892 | ¥57,467,010 | ¥5,167,010 |
| 10 | 2.00% | ¥481,230 | ¥57,747,644 | ¥5,447,644 |
| 10 | 2.10% | ¥483,576 | ¥58,029,143 | ¥5,729,143 |
| 10 | 2.20% | ¥485,929 | ¥58,311,508 | ¥6,011,508 |
| 10 | 2.30% | ¥488,289 | ¥58,594,738 | ¥6,294,738 |
| 10 | 2.40% | ¥490,657 | ¥58,878,832 | ¥6,578,832 |
| 10 | 2.50% | ¥493,032 | ¥59,163,790 | ¥6,863,790 |
| 10 | 2.60% | ¥495,413 | ¥59,449,612 | ¥7,149,612 |
| 10 | 2.70% | ¥497,802 | ¥59,736,297 | ¥7,436,297 |
| 10 | 2.80% | ¥500,199 | ¥60,023,844 | ¥7,723,844 |
| 10 | 2.90% | ¥502,602 | ¥60,312,253 | ¥8,012,253 |
| 10 | 3.00% | ¥505,013 | ¥60,601,523 | ¥8,301,523 |
