1020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1020万円の住宅ローン｜期間・年数別
1020万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥20,153 | ¥12,091,858 | ¥1,891,858 |
| 50 | 0.80% | ¥20,632 | ¥12,378,993 | ¥2,178,993 |
| 50 | 0.90% | ¥21,117 | ¥12,670,308 | ¥2,470,308 |
| 50 | 1.00% | ¥21,610 | ¥12,965,782 | ¥2,765,782 |
| 50 | 1.10% | ¥22,109 | ¥13,265,396 | ¥3,065,396 |
| 50 | 1.20% | ¥22,615 | ¥13,569,129 | ¥3,369,129 |
| 50 | 1.30% | ¥23,128 | ¥13,876,955 | ¥3,676,955 |
| 50 | 1.40% | ¥23,648 | ¥14,188,850 | ¥3,988,850 |
| 50 | 1.50% | ¥24,175 | ¥14,504,785 | ¥4,304,785 |
| 50 | 1.60% | ¥24,708 | ¥14,824,732 | ¥4,624,732 |
| 50 | 1.70% | ¥25,248 | ¥15,148,659 | ¥4,948,659 |
| 50 | 1.80% | ¥25,794 | ¥15,476,533 | ¥5,276,533 |
| 50 | 1.90% | ¥26,347 | ¥15,808,321 | ¥5,608,321 |
| 50 | 2.00% | ¥26,907 | ¥16,143,986 | ¥5,943,986 |
| 50 | 2.10% | ¥27,472 | ¥16,483,492 | ¥6,283,492 |
| 50 | 2.20% | ¥28,045 | ¥16,826,798 | ¥6,626,798 |
| 50 | 2.30% | ¥28,623 | ¥17,173,866 | ¥6,973,866 |
| 50 | 2.40% | ¥29,208 | ¥17,524,654 | ¥7,324,654 |
| 50 | 2.50% | ¥29,799 | ¥17,879,118 | ¥7,679,118 |
| 50 | 2.60% | ¥30,395 | ¥18,237,216 | ¥8,037,216 |
| 50 | 2.70% | ¥30,998 | ¥18,598,901 | ¥8,398,901 |
| 50 | 2.80% | ¥31,607 | ¥18,964,129 | ¥8,764,129 |
| 50 | 2.90% | ¥32,221 | ¥19,332,852 | ¥9,132,852 |
| 50 | 3.00% | ¥32,842 | ¥19,705,023 | ¥9,505,023 |
1020万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥22,025 | ¥11,893,652 | ¥1,693,652 |
| 45 | 0.80% | ¥22,499 | ¥12,149,286 | ¥1,949,286 |
| 45 | 0.90% | ¥22,978 | ¥12,408,314 | ¥2,208,314 |
| 45 | 1.00% | ¥23,464 | ¥12,670,725 | ¥2,470,725 |
| 45 | 1.10% | ¥23,956 | ¥12,936,506 | ¥2,736,506 |
| 45 | 1.20% | ¥24,455 | ¥13,205,641 | ¥3,005,641 |
| 45 | 1.30% | ¥24,959 | ¥13,478,115 | ¥3,278,115 |
| 45 | 1.40% | ¥25,470 | ¥13,753,910 | ¥3,553,910 |
| 45 | 1.50% | ¥25,987 | ¥14,033,009 | ¥3,833,009 |
| 45 | 1.60% | ¥26,510 | ¥14,315,392 | ¥4,115,392 |
| 45 | 1.70% | ¥27,039 | ¥14,601,037 | ¥4,401,037 |
| 45 | 1.80% | ¥27,574 | ¥14,889,924 | ¥4,689,924 |
| 45 | 1.90% | ¥28,115 | ¥15,182,029 | ¥4,982,029 |
| 45 | 2.00% | ¥28,662 | ¥15,477,328 | ¥5,277,328 |
| 45 | 2.10% | ¥29,214 | ¥15,775,796 | ¥5,575,796 |
| 45 | 2.20% | ¥29,773 | ¥16,077,407 | ¥5,877,407 |
| 45 | 2.30% | ¥30,337 | ¥16,382,134 | ¥6,182,134 |
| 45 | 2.40% | ¥30,907 | ¥16,689,948 | ¥6,489,948 |
| 45 | 2.50% | ¥31,483 | ¥17,000,821 | ¥6,800,821 |
| 45 | 2.60% | ¥32,064 | ¥17,314,724 | ¥7,114,724 |
| 45 | 2.70% | ¥32,651 | ¥17,631,625 | ¥7,431,625 |
| 45 | 2.80% | ¥33,244 | ¥17,951,492 | ¥7,751,492 |
| 45 | 2.90% | ¥33,841 | ¥18,274,295 | ¥8,074,295 |
| 45 | 3.00% | ¥34,444 | ¥18,599,999 | ¥8,399,999 |
1020万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥24,370 | ¥11,697,508 | ¥1,497,508 |
| 40 | 0.80% | ¥24,838 | ¥11,922,263 | ¥1,722,263 |
| 40 | 0.90% | ¥25,312 | ¥12,149,706 | ¥1,949,706 |
| 40 | 1.00% | ¥25,791 | ¥12,379,832 | ¥2,179,832 |
| 40 | 1.10% | ¥26,276 | ¥12,612,631 | ¥2,412,631 |
| 40 | 1.20% | ¥26,767 | ¥12,848,094 | ¥2,648,094 |
| 40 | 1.30% | ¥27,263 | ¥13,086,212 | ¥2,886,212 |
| 40 | 1.40% | ¥27,765 | ¥13,326,973 | ¥3,126,973 |
| 40 | 1.50% | ¥28,272 | ¥13,570,366 | ¥3,370,366 |
| 40 | 1.60% | ¥28,784 | ¥13,816,377 | ¥3,616,377 |
| 40 | 1.70% | ¥29,302 | ¥14,064,995 | ¥3,864,995 |
| 40 | 1.80% | ¥29,825 | ¥14,316,206 | ¥4,116,206 |
| 40 | 1.90% | ¥30,354 | ¥14,569,993 | ¥4,369,993 |
| 40 | 2.00% | ¥30,888 | ¥14,826,343 | ¥4,626,343 |
| 40 | 2.10% | ¥31,428 | ¥15,085,239 | ¥4,885,239 |
| 40 | 2.20% | ¥31,972 | ¥15,346,665 | ¥5,146,665 |
| 40 | 2.30% | ¥32,522 | ¥15,610,603 | ¥5,410,603 |
| 40 | 2.40% | ¥33,077 | ¥15,877,035 | ¥5,677,035 |
| 40 | 2.50% | ¥33,637 | ¥16,145,942 | ¥5,945,942 |
| 40 | 2.60% | ¥34,203 | ¥16,417,306 | ¥6,217,306 |
| 40 | 2.70% | ¥34,773 | ¥16,691,105 | ¥6,491,105 |
| 40 | 2.80% | ¥35,349 | ¥16,967,321 | ¥6,767,321 |
| 40 | 2.90% | ¥35,929 | ¥17,245,933 | ¥7,045,933 |
| 40 | 3.00% | ¥36,514 | ¥17,526,917 | ¥7,326,917 |
1020万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥27,389 | ¥11,503,430 | ¥1,303,430 |
| 35 | 0.80% | ¥27,852 | ¥11,697,931 | ¥1,497,931 |
| 35 | 0.90% | ¥28,320 | ¥11,894,495 | ¥1,694,495 |
| 35 | 1.00% | ¥28,793 | ¥12,093,119 | ¥1,893,119 |
| 35 | 1.10% | ¥29,271 | ¥12,293,798 | ¥2,093,798 |
| 35 | 1.20% | ¥29,754 | ¥12,496,526 | ¥2,296,526 |
| 35 | 1.30% | ¥30,241 | ¥12,701,297 | ¥2,501,297 |
| 35 | 1.40% | ¥30,734 | ¥12,908,104 | ¥2,708,104 |
| 35 | 1.50% | ¥31,231 | ¥13,116,941 | ¥2,916,941 |
| 35 | 1.60% | ¥31,733 | ¥13,327,801 | ¥3,127,801 |
| 35 | 1.70% | ¥32,240 | ¥13,540,675 | ¥3,340,675 |
| 35 | 1.80% | ¥32,751 | ¥13,755,554 | ¥3,555,554 |
| 35 | 1.90% | ¥33,268 | ¥13,972,432 | ¥3,772,432 |
| 35 | 2.00% | ¥33,789 | ¥14,191,297 | ¥3,991,297 |
| 35 | 2.10% | ¥34,315 | ¥14,412,141 | ¥4,212,141 |
| 35 | 2.20% | ¥34,845 | ¥14,634,953 | ¥4,434,953 |
| 35 | 2.30% | ¥35,380 | ¥14,859,724 | ¥4,659,724 |
| 35 | 2.40% | ¥35,920 | ¥15,086,441 | ¥4,886,441 |
| 35 | 2.50% | ¥36,465 | ¥15,315,095 | ¥5,115,095 |
| 35 | 2.60% | ¥37,014 | ¥15,545,673 | ¥5,345,673 |
| 35 | 2.70% | ¥37,567 | ¥15,778,163 | ¥5,578,163 |
| 35 | 2.80% | ¥38,125 | ¥16,012,553 | ¥5,812,553 |
| 35 | 2.90% | ¥38,688 | ¥16,248,831 | ¥6,048,831 |
| 35 | 3.00% | ¥39,255 | ¥16,486,982 | ¥6,286,982 |
1020万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥31,421 | ¥11,311,421 | ¥1,111,421 |
| 30 | 0.80% | ¥31,879 | ¥11,476,296 | ¥1,276,296 |
| 30 | 0.90% | ¥32,341 | ¥11,642,691 | ¥1,442,691 |
| 30 | 1.00% | ¥32,807 | ¥11,810,603 | ¥1,610,603 |
| 30 | 1.10% | ¥33,278 | ¥11,980,030 | ¥1,780,030 |
| 30 | 1.20% | ¥33,753 | ¥12,150,967 | ¥1,950,967 |
| 30 | 1.30% | ¥34,232 | ¥12,323,413 | ¥2,123,413 |
| 30 | 1.40% | ¥34,715 | ¥12,497,363 | ¥2,297,363 |
| 30 | 1.50% | ¥35,202 | ¥12,672,814 | ¥2,472,814 |
| 30 | 1.60% | ¥35,694 | ¥12,849,762 | ¥2,649,762 |
| 30 | 1.70% | ¥36,189 | ¥13,028,201 | ¥2,828,201 |
| 30 | 1.80% | ¥36,689 | ¥13,208,129 | ¥3,008,129 |
| 30 | 1.90% | ¥37,193 | ¥13,389,539 | ¥3,189,539 |
| 30 | 2.00% | ¥37,701 | ¥13,572,427 | ¥3,372,427 |
| 30 | 2.10% | ¥38,213 | ¥13,756,788 | ¥3,556,788 |
| 30 | 2.20% | ¥38,729 | ¥13,942,615 | ¥3,742,615 |
| 30 | 2.30% | ¥39,250 | ¥14,129,903 | ¥3,929,903 |
| 30 | 2.40% | ¥39,774 | ¥14,318,647 | ¥4,118,647 |
| 30 | 2.50% | ¥40,302 | ¥14,508,839 | ¥4,308,839 |
| 30 | 2.60% | ¥40,835 | ¥14,700,474 | ¥4,500,474 |
| 30 | 2.70% | ¥41,371 | ¥14,893,545 | ¥4,693,545 |
| 30 | 2.80% | ¥41,911 | ¥15,088,044 | ¥4,888,044 |
| 30 | 2.90% | ¥42,455 | ¥15,283,965 | ¥5,083,965 |
| 30 | 3.00% | ¥43,004 | ¥15,481,300 | ¥5,281,300 |
1020万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥37,072 | ¥11,121,485 | ¥921,485 |
| 25 | 0.80% | ¥37,525 | ¥11,257,366 | ¥1,057,366 |
| 25 | 0.90% | ¥37,981 | ¥11,394,303 | ¥1,194,303 |
| 25 | 1.00% | ¥38,441 | ¥11,532,297 | ¥1,332,297 |
| 25 | 1.10% | ¥38,904 | ¥11,671,345 | ¥1,471,345 |
| 25 | 1.20% | ¥39,371 | ¥11,811,447 | ¥1,611,447 |
| 25 | 1.30% | ¥39,842 | ¥11,952,599 | ¥1,752,599 |
| 25 | 1.40% | ¥40,316 | ¥12,094,802 | ¥1,894,802 |
| 25 | 1.50% | ¥40,794 | ¥12,238,052 | ¥2,038,052 |
| 25 | 1.60% | ¥41,274 | ¥12,382,347 | ¥2,182,347 |
| 25 | 1.70% | ¥41,759 | ¥12,527,687 | ¥2,327,687 |
| 25 | 1.80% | ¥42,247 | ¥12,674,067 | ¥2,474,067 |
| 25 | 1.90% | ¥42,738 | ¥12,821,487 | ¥2,621,487 |
| 25 | 2.00% | ¥43,233 | ¥12,969,943 | ¥2,769,943 |
| 25 | 2.10% | ¥43,731 | ¥13,119,432 | ¥2,919,432 |
| 25 | 2.20% | ¥44,233 | ¥13,269,953 | ¥3,069,953 |
| 25 | 2.30% | ¥44,738 | ¥13,421,502 | ¥3,221,502 |
| 25 | 2.40% | ¥45,247 | ¥13,574,076 | ¥3,374,076 |
| 25 | 2.50% | ¥45,759 | ¥13,727,672 | ¥3,527,672 |
| 25 | 2.60% | ¥46,274 | ¥13,882,287 | ¥3,682,287 |
| 25 | 2.70% | ¥46,793 | ¥14,037,917 | ¥3,837,917 |
| 25 | 2.80% | ¥47,315 | ¥14,194,560 | ¥3,994,560 |
| 25 | 2.90% | ¥47,841 | ¥14,352,211 | ¥4,152,211 |
| 25 | 3.00% | ¥48,370 | ¥14,510,866 | ¥4,310,866 |
1020万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥45,557 | ¥10,933,624 | ¥733,624 |
| 20 | 0.80% | ¥46,005 | ¥11,041,143 | ¥841,143 |
| 20 | 0.90% | ¥46,456 | ¥11,149,339 | ¥949,339 |
| 20 | 1.00% | ¥46,909 | ¥11,258,213 | ¥1,058,213 |
| 20 | 1.10% | ¥47,366 | ¥11,367,762 | ¥1,167,762 |
| 20 | 1.20% | ¥47,825 | ¥11,477,988 | ¥1,277,988 |
| 20 | 1.30% | ¥48,287 | ¥11,588,888 | ¥1,388,888 |
| 20 | 1.40% | ¥48,752 | ¥11,700,463 | ¥1,500,463 |
| 20 | 1.50% | ¥49,220 | ¥11,812,712 | ¥1,612,712 |
| 20 | 1.60% | ¥49,690 | ¥11,925,633 | ¥1,725,633 |
| 20 | 1.70% | ¥50,163 | ¥12,039,225 | ¥1,839,225 |
| 20 | 1.80% | ¥50,640 | ¥12,153,489 | ¥1,953,489 |
| 20 | 1.90% | ¥51,118 | ¥12,268,422 | ¥2,068,422 |
| 20 | 2.00% | ¥51,600 | ¥12,384,024 | ¥2,184,024 |
| 20 | 2.10% | ¥52,085 | ¥12,500,294 | ¥2,300,294 |
| 20 | 2.20% | ¥52,572 | ¥12,617,229 | ¥2,417,229 |
| 20 | 2.30% | ¥53,062 | ¥12,734,830 | ¥2,534,830 |
| 20 | 2.40% | ¥53,555 | ¥12,853,095 | ¥2,653,095 |
| 20 | 2.50% | ¥54,050 | ¥12,972,023 | ¥2,772,023 |
| 20 | 2.60% | ¥54,548 | ¥13,091,612 | ¥2,891,612 |
| 20 | 2.70% | ¥55,049 | ¥13,211,860 | ¥3,011,860 |
| 20 | 2.80% | ¥55,553 | ¥13,332,767 | ¥3,132,767 |
| 20 | 2.90% | ¥56,060 | ¥13,454,330 | ¥3,254,330 |
| 20 | 3.00% | ¥56,569 | ¥13,576,549 | ¥3,376,549 |
1020万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥59,710 | ¥10,747,842 | ¥547,842 |
| 15 | 0.80% | ¥60,154 | ¥10,827,633 | ¥627,633 |
| 15 | 0.90% | ¥60,599 | ¥10,907,805 | ¥707,805 |
| 15 | 1.00% | ¥61,046 | ¥10,988,359 | ¥788,359 |
| 15 | 1.10% | ¥61,496 | ¥11,069,294 | ¥869,294 |
| 15 | 1.20% | ¥61,948 | ¥11,150,611 | ¥950,611 |
| 15 | 1.30% | ¥62,402 | ¥11,232,307 | ¥1,032,307 |
| 15 | 1.40% | ¥62,858 | ¥11,314,385 | ¥1,114,385 |
| 15 | 1.50% | ¥63,316 | ¥11,396,842 | ¥1,196,842 |
| 15 | 1.60% | ¥63,776 | ¥11,479,679 | ¥1,279,679 |
| 15 | 1.70% | ¥64,238 | ¥11,562,896 | ¥1,362,896 |
| 15 | 1.80% | ¥64,703 | ¥11,646,492 | ¥1,446,492 |
| 15 | 1.90% | ¥65,169 | ¥11,730,466 | ¥1,530,466 |
| 15 | 2.00% | ¥65,638 | ¥11,814,820 | ¥1,614,820 |
| 15 | 2.10% | ¥66,109 | ¥11,899,551 | ¥1,699,551 |
| 15 | 2.20% | ¥66,581 | ¥11,984,660 | ¥1,784,660 |
| 15 | 2.30% | ¥67,056 | ¥12,070,147 | ¥1,870,147 |
| 15 | 2.40% | ¥67,533 | ¥12,156,010 | ¥1,956,010 |
| 15 | 2.50% | ¥68,012 | ¥12,242,250 | ¥2,042,250 |
| 15 | 2.60% | ¥68,494 | ¥12,328,866 | ¥2,128,866 |
| 15 | 2.70% | ¥68,977 | ¥12,415,857 | ¥2,215,857 |
| 15 | 2.80% | ¥69,462 | ¥12,503,223 | ¥2,303,223 |
| 15 | 2.90% | ¥69,950 | ¥12,590,964 | ¥2,390,964 |
| 15 | 3.00% | ¥70,439 | ¥12,679,079 | ¥2,479,079 |
1020万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥88,034 | ¥10,564,138 | ¥364,138 |
| 10 | 0.80% | ¥88,474 | ¥10,616,837 | ¥416,837 |
| 10 | 0.90% | ¥88,914 | ¥10,669,706 | ¥469,706 |
| 10 | 1.00% | ¥89,356 | ¥10,722,744 | ¥522,744 |
| 10 | 1.10% | ¥89,800 | ¥10,775,953 | ¥575,953 |
| 10 | 1.20% | ¥90,244 | ¥10,829,330 | ¥629,330 |
| 10 | 1.30% | ¥90,691 | ¥10,882,877 | ¥682,877 |
| 10 | 1.40% | ¥91,138 | ¥10,936,594 | ¥736,594 |
| 10 | 1.50% | ¥91,587 | ¥10,990,480 | ¥790,480 |
| 10 | 1.60% | ¥92,038 | ¥11,044,535 | ¥844,535 |
| 10 | 1.70% | ¥92,490 | ¥11,098,759 | ¥898,759 |
| 10 | 1.80% | ¥92,943 | ¥11,153,153 | ¥953,153 |
| 10 | 1.90% | ¥93,398 | ¥11,207,715 | ¥1,007,715 |
| 10 | 2.00% | ¥93,854 | ¥11,262,447 | ¥1,062,447 |
| 10 | 2.10% | ¥94,311 | ¥11,317,347 | ¥1,117,347 |
| 10 | 2.20% | ¥94,770 | ¥11,372,416 | ¥1,172,416 |
| 10 | 2.30% | ¥95,230 | ¥11,427,654 | ¥1,227,654 |
| 10 | 2.40% | ¥95,692 | ¥11,483,061 | ¥1,283,061 |
| 10 | 2.50% | ¥96,155 | ¥11,538,636 | ¥1,338,636 |
| 10 | 2.60% | ¥96,620 | ¥11,594,379 | ¥1,394,379 |
| 10 | 2.70% | ¥97,086 | ¥11,650,291 | ¥1,450,291 |
| 10 | 2.80% | ¥97,553 | ¥11,706,371 | ¥1,506,371 |
| 10 | 2.90% | ¥98,022 | ¥11,762,619 | ¥1,562,619 |
| 10 | 3.00% | ¥98,492 | ¥11,819,035 | ¥1,619,035 |
