5290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5290万円の住宅ローン｜期間・年数別
5290万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥104,519 |
¥62,711,693 |
¥9,811,693 |
| 50 |
0.80% |
¥107,001 |
¥64,200,858 |
¥11,300,858 |
| 50 |
0.90% |
¥109,519 |
¥65,711,693 |
¥12,811,693 |
| 50 |
1.00% |
¥112,074 |
¥67,244,104 |
¥14,344,104 |
| 50 |
1.10% |
¥114,663 |
¥68,797,986 |
¥15,897,986 |
| 50 |
1.20% |
¥117,289 |
¥70,373,226 |
¥17,473,226 |
| 50 |
1.30% |
¥119,949 |
¥71,969,698 |
¥19,069,698 |
| 50 |
1.40% |
¥122,645 |
¥73,587,269 |
¥20,687,269 |
| 50 |
1.50% |
¥125,376 |
¥75,225,797 |
¥22,325,797 |
| 50 |
1.60% |
¥128,142 |
¥76,885,129 |
¥23,985,129 |
| 50 |
1.70% |
¥130,942 |
¥78,565,103 |
¥25,665,103 |
| 50 |
1.80% |
¥133,776 |
¥80,265,551 |
¥27,365,551 |
| 50 |
1.90% |
¥136,644 |
¥81,986,294 |
¥29,086,294 |
| 50 |
2.00% |
¥139,545 |
¥83,727,146 |
¥30,827,146 |
| 50 |
2.10% |
¥142,480 |
¥85,487,913 |
¥32,587,913 |
| 50 |
2.20% |
¥145,447 |
¥87,268,396 |
¥34,368,396 |
| 50 |
2.30% |
¥148,447 |
¥89,068,384 |
¥36,168,384 |
| 50 |
2.40% |
¥151,479 |
¥90,887,664 |
¥37,987,664 |
| 50 |
2.50% |
¥154,543 |
¥92,726,014 |
¥39,826,014 |
| 50 |
2.60% |
¥157,639 |
¥94,583,207 |
¥41,683,207 |
| 50 |
2.70% |
¥160,765 |
¥96,459,008 |
¥43,559,008 |
| 50 |
2.80% |
¥163,922 |
¥98,353,181 |
¥45,453,181 |
| 50 |
2.90% |
¥167,109 |
¥100,265,480 |
¥47,365,480 |
| 50 |
3.00% |
¥170,326 |
¥102,195,658 |
¥49,295,658 |
5290万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥114,229 |
¥61,683,746 |
¥8,783,746 |
| 45 |
0.80% |
¥116,684 |
¥63,009,532 |
¥10,109,532 |
| 45 |
0.90% |
¥119,172 |
¥64,352,924 |
¥11,452,924 |
| 45 |
1.00% |
¥121,692 |
¥65,713,860 |
¥12,813,860 |
| 45 |
1.10% |
¥124,245 |
¥67,092,270 |
¥14,192,270 |
| 45 |
1.20% |
¥126,830 |
¥68,488,078 |
¥15,588,078 |
| 45 |
1.30% |
¥129,447 |
¥69,901,203 |
¥17,001,203 |
| 45 |
1.40% |
¥132,095 |
¥71,331,554 |
¥18,431,554 |
| 45 |
1.50% |
¥134,776 |
¥72,779,037 |
¥19,879,037 |
| 45 |
1.60% |
¥137,488 |
¥74,243,551 |
¥21,343,551 |
| 45 |
1.70% |
¥140,231 |
¥75,724,988 |
¥22,824,988 |
| 45 |
1.80% |
¥143,006 |
¥77,223,233 |
¥24,323,233 |
| 45 |
1.90% |
¥145,811 |
¥78,738,170 |
¥25,838,170 |
| 45 |
2.00% |
¥148,648 |
¥80,269,671 |
¥27,369,671 |
| 45 |
2.10% |
¥151,514 |
¥81,817,608 |
¥28,917,608 |
| 45 |
2.20% |
¥154,411 |
¥83,381,846 |
¥30,481,846 |
| 45 |
2.30% |
¥157,337 |
¥84,962,242 |
¥32,062,242 |
| 45 |
2.40% |
¥160,294 |
¥86,558,652 |
¥33,658,652 |
| 45 |
2.50% |
¥163,279 |
¥88,170,927 |
¥35,270,927 |
| 45 |
2.60% |
¥166,294 |
¥89,798,911 |
¥36,898,911 |
| 45 |
2.70% |
¥169,338 |
¥91,442,445 |
¥38,542,445 |
| 45 |
2.80% |
¥172,410 |
¥93,101,366 |
¥40,201,366 |
| 45 |
2.90% |
¥175,510 |
¥94,775,508 |
¥41,875,508 |
| 45 |
3.00% |
¥178,638 |
¥96,464,699 |
¥43,564,699 |
5290万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥126,389 |
¥60,666,490 |
¥7,766,490 |
| 40 |
0.80% |
¥128,817 |
¥61,832,127 |
¥8,932,127 |
| 40 |
0.90% |
¥131,274 |
¥63,011,712 |
¥10,111,712 |
| 40 |
1.00% |
¥133,761 |
¥64,205,207 |
¥11,305,207 |
| 40 |
1.10% |
¥136,276 |
¥65,412,567 |
¥12,512,567 |
| 40 |
1.20% |
¥138,820 |
¥66,633,745 |
¥13,733,745 |
| 40 |
1.30% |
¥141,393 |
¥67,868,688 |
¥14,968,688 |
| 40 |
1.40% |
¥143,994 |
¥69,117,340 |
¥16,217,340 |
| 40 |
1.50% |
¥146,624 |
¥70,379,641 |
¥17,479,641 |
| 40 |
1.60% |
¥149,282 |
¥71,655,526 |
¥18,755,526 |
| 40 |
1.70% |
¥151,969 |
¥72,944,927 |
¥20,044,927 |
| 40 |
1.80% |
¥154,683 |
¥74,247,772 |
¥21,347,772 |
| 40 |
1.90% |
¥157,425 |
¥75,563,985 |
¥22,663,985 |
| 40 |
2.00% |
¥160,195 |
¥76,893,486 |
¥23,993,486 |
| 40 |
2.10% |
¥162,992 |
¥78,236,193 |
¥25,336,193 |
| 40 |
2.20% |
¥165,817 |
¥79,592,018 |
¥26,692,018 |
| 40 |
2.30% |
¥168,668 |
¥80,960,872 |
¥28,060,872 |
| 40 |
2.40% |
¥171,547 |
¥82,342,660 |
¥29,442,660 |
| 40 |
2.50% |
¥174,453 |
¥83,737,287 |
¥30,837,287 |
| 40 |
2.60% |
¥177,385 |
¥85,144,653 |
¥32,244,653 |
| 40 |
2.70% |
¥180,343 |
¥86,564,655 |
¥33,664,655 |
| 40 |
2.80% |
¥183,327 |
¥87,997,187 |
¥35,097,187 |
| 40 |
2.90% |
¥186,338 |
¥89,442,140 |
¥36,542,140 |
| 40 |
3.00% |
¥189,374 |
¥90,899,404 |
¥37,999,404 |
5290万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥142,047 |
¥59,659,947 |
¥6,759,947 |
| 35 |
0.80% |
¥144,449 |
¥60,668,679 |
¥7,768,679 |
| 35 |
0.90% |
¥146,876 |
¥61,688,117 |
¥8,788,117 |
| 35 |
1.00% |
¥149,329 |
¥62,718,237 |
¥9,818,237 |
| 35 |
1.10% |
¥151,807 |
¥63,759,012 |
¥10,859,012 |
| 35 |
1.20% |
¥154,311 |
¥64,810,414 |
¥11,910,414 |
| 35 |
1.30% |
¥156,839 |
¥65,872,412 |
¥12,972,412 |
| 35 |
1.40% |
¥159,393 |
¥66,944,972 |
¥14,044,972 |
| 35 |
1.50% |
¥161,972 |
¥68,028,059 |
¥15,128,059 |
| 35 |
1.60% |
¥164,575 |
¥69,121,634 |
¥16,221,634 |
| 35 |
1.70% |
¥167,204 |
¥70,225,655 |
¥17,325,655 |
| 35 |
1.80% |
¥169,857 |
¥71,340,081 |
¥18,440,081 |
| 35 |
1.90% |
¥172,535 |
¥72,464,866 |
¥19,564,866 |
| 35 |
2.00% |
¥175,238 |
¥73,599,962 |
¥20,699,962 |
| 35 |
2.10% |
¥177,965 |
¥74,745,319 |
¥21,845,319 |
| 35 |
2.20% |
¥180,716 |
¥75,900,886 |
¥23,000,886 |
| 35 |
2.30% |
¥183,492 |
¥77,066,607 |
¥24,166,607 |
| 35 |
2.40% |
¥186,291 |
¥78,242,427 |
¥25,342,427 |
| 35 |
2.50% |
¥189,115 |
¥79,428,287 |
¥26,528,287 |
| 35 |
2.60% |
¥191,962 |
¥80,624,127 |
¥27,724,127 |
| 35 |
2.70% |
¥194,833 |
¥81,829,885 |
¥28,929,885 |
| 35 |
2.80% |
¥197,727 |
¥83,045,497 |
¥30,145,497 |
| 35 |
2.90% |
¥200,645 |
¥84,270,896 |
¥31,370,896 |
| 35 |
3.00% |
¥203,586 |
¥85,506,015 |
¥32,606,015 |
5290万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥162,956 |
¥58,664,136 |
¥5,764,136 |
| 30 |
0.80% |
¥165,331 |
¥59,519,224 |
¥6,619,224 |
| 30 |
0.90% |
¥167,728 |
¥60,382,193 |
¥7,482,193 |
| 30 |
1.00% |
¥170,147 |
¥61,253,030 |
¥8,353,030 |
| 30 |
1.10% |
¥172,588 |
¥62,131,722 |
¥9,231,722 |
| 30 |
1.20% |
¥175,051 |
¥63,018,252 |
¥10,118,252 |
| 30 |
1.30% |
¥177,535 |
¥63,912,603 |
¥11,012,603 |
| 30 |
1.40% |
¥180,041 |
¥64,814,756 |
¥11,914,756 |
| 30 |
1.50% |
¥182,569 |
¥65,724,693 |
¥12,824,693 |
| 30 |
1.60% |
¥185,118 |
¥66,642,391 |
¥13,742,391 |
| 30 |
1.70% |
¥187,688 |
¥67,567,829 |
¥14,667,829 |
| 30 |
1.80% |
¥190,281 |
¥68,500,981 |
¥15,600,981 |
| 30 |
1.90% |
¥192,894 |
¥69,441,825 |
¥16,541,825 |
| 30 |
2.00% |
¥195,529 |
¥70,390,332 |
¥17,490,332 |
| 30 |
2.10% |
¥198,185 |
¥71,346,476 |
¥18,446,476 |
| 30 |
2.20% |
¥200,862 |
¥72,310,228 |
¥19,410,228 |
| 30 |
2.30% |
¥203,560 |
¥73,281,558 |
¥20,381,558 |
| 30 |
2.40% |
¥206,279 |
¥74,260,434 |
¥21,360,434 |
| 30 |
2.50% |
¥209,019 |
¥75,246,824 |
¥22,346,824 |
| 30 |
2.60% |
¥211,780 |
¥76,240,695 |
¥23,340,695 |
| 30 |
2.70% |
¥214,561 |
¥77,242,011 |
¥24,342,011 |
| 30 |
2.80% |
¥217,363 |
¥78,250,738 |
¥25,350,738 |
| 30 |
2.90% |
¥220,186 |
¥79,266,837 |
¥26,366,837 |
| 30 |
3.00% |
¥223,029 |
¥80,290,272 |
¥27,390,272 |
5290万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥192,264 |
¥57,679,075 |
¥4,779,075 |
| 25 |
0.80% |
¥194,613 |
¥58,383,789 |
¥5,483,789 |
| 25 |
0.90% |
¥196,980 |
¥59,093,985 |
¥6,193,985 |
| 25 |
1.00% |
¥199,366 |
¥59,809,658 |
¥6,909,658 |
| 25 |
1.10% |
¥201,769 |
¥60,530,801 |
¥7,630,801 |
| 25 |
1.20% |
¥204,191 |
¥61,257,404 |
¥8,357,404 |
| 25 |
1.30% |
¥206,632 |
¥61,989,461 |
¥9,089,461 |
| 25 |
1.40% |
¥209,090 |
¥62,726,961 |
¥9,826,961 |
| 25 |
1.50% |
¥211,566 |
¥63,469,895 |
¥10,569,895 |
| 25 |
1.60% |
¥214,061 |
¥64,218,252 |
¥11,318,252 |
| 25 |
1.70% |
¥216,573 |
¥64,972,022 |
¥12,072,022 |
| 25 |
1.80% |
¥219,104 |
¥65,731,192 |
¥12,831,192 |
| 25 |
1.90% |
¥221,653 |
¥66,495,750 |
¥13,595,750 |
| 25 |
2.00% |
¥224,219 |
¥67,265,684 |
¥14,365,684 |
| 25 |
2.10% |
¥226,803 |
¥68,040,978 |
¥15,140,978 |
| 25 |
2.20% |
¥229,405 |
¥68,821,620 |
¥15,921,620 |
| 25 |
2.30% |
¥232,025 |
¥69,607,594 |
¥16,707,594 |
| 25 |
2.40% |
¥234,663 |
¥70,398,884 |
¥17,498,884 |
| 25 |
2.50% |
¥237,318 |
¥71,195,476 |
¥18,295,476 |
| 25 |
2.60% |
¥239,991 |
¥71,997,351 |
¥19,097,351 |
| 25 |
2.70% |
¥242,682 |
¥72,804,492 |
¥19,904,492 |
| 25 |
2.80% |
¥245,390 |
¥73,616,883 |
¥20,716,883 |
| 25 |
2.90% |
¥248,115 |
¥74,434,504 |
¥21,534,504 |
| 25 |
3.00% |
¥250,858 |
¥75,257,336 |
¥22,357,336 |
5290万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥236,270 |
¥56,704,778 |
¥3,804,778 |
| 20 |
0.80% |
¥238,593 |
¥57,262,399 |
¥4,362,399 |
| 20 |
0.90% |
¥240,931 |
¥57,823,535 |
¥4,923,535 |
| 20 |
1.00% |
¥243,284 |
¥58,388,181 |
¥5,488,181 |
| 20 |
1.10% |
¥245,651 |
¥58,956,336 |
¥6,056,336 |
| 20 |
1.20% |
¥248,033 |
¥59,527,996 |
¥6,627,996 |
| 20 |
1.30% |
¥250,430 |
¥60,103,156 |
¥7,203,156 |
| 20 |
1.40% |
¥252,841 |
¥60,681,814 |
¥7,781,814 |
| 20 |
1.50% |
¥255,267 |
¥61,263,965 |
¥8,363,965 |
| 20 |
1.60% |
¥257,707 |
¥61,849,604 |
¥8,949,604 |
| 20 |
1.70% |
¥260,161 |
¥62,438,728 |
¥9,538,728 |
| 20 |
1.80% |
¥262,631 |
¥63,031,330 |
¥10,131,330 |
| 20 |
1.90% |
¥265,114 |
¥63,627,405 |
¥10,727,405 |
| 20 |
2.00% |
¥267,612 |
¥64,226,948 |
¥11,326,948 |
| 20 |
2.10% |
¥270,125 |
¥64,829,954 |
¥11,929,954 |
| 20 |
2.20% |
¥272,652 |
¥65,436,415 |
¥12,536,415 |
| 20 |
2.30% |
¥275,193 |
¥66,046,326 |
¥13,146,326 |
| 20 |
2.40% |
¥277,749 |
¥66,659,681 |
¥13,759,681 |
| 20 |
2.50% |
¥280,319 |
¥67,276,471 |
¥14,376,471 |
| 20 |
2.60% |
¥282,903 |
¥67,896,691 |
¥14,996,691 |
| 20 |
2.70% |
¥285,501 |
¥68,520,333 |
¥15,620,333 |
| 20 |
2.80% |
¥288,114 |
¥69,147,388 |
¥16,247,388 |
| 20 |
2.90% |
¥290,741 |
¥69,777,851 |
¥16,877,851 |
| 20 |
3.00% |
¥293,382 |
¥70,411,711 |
¥17,511,711 |
5290万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥309,674 |
¥55,741,256 |
¥2,841,256 |
| 15 |
0.80% |
¥311,973 |
¥56,155,075 |
¥3,255,075 |
| 15 |
0.90% |
¥314,283 |
¥56,570,872 |
¥3,670,872 |
| 15 |
1.00% |
¥316,604 |
¥56,988,648 |
¥4,088,648 |
| 15 |
1.10% |
¥318,936 |
¥57,408,400 |
¥4,508,400 |
| 15 |
1.20% |
¥321,278 |
¥57,830,127 |
¥4,930,127 |
| 15 |
1.30% |
¥323,632 |
¥58,253,829 |
¥5,353,829 |
| 15 |
1.40% |
¥325,997 |
¥58,679,504 |
¥5,779,504 |
| 15 |
1.50% |
¥328,373 |
¥59,107,150 |
¥6,207,150 |
| 15 |
1.60% |
¥330,760 |
¥59,536,767 |
¥6,636,767 |
| 15 |
1.70% |
¥333,158 |
¥59,968,351 |
¥7,068,351 |
| 15 |
1.80% |
¥335,566 |
¥60,401,903 |
¥7,501,903 |
| 15 |
1.90% |
¥337,986 |
¥60,837,419 |
¥7,937,419 |
| 15 |
2.00% |
¥340,416 |
¥61,274,898 |
¥8,374,898 |
| 15 |
2.10% |
¥342,857 |
¥61,714,339 |
¥8,814,339 |
| 15 |
2.20% |
¥345,310 |
¥62,155,738 |
¥9,255,738 |
| 15 |
2.30% |
¥347,773 |
¥62,599,094 |
¥9,699,094 |
| 15 |
2.40% |
¥350,247 |
¥63,044,405 |
¥10,144,405 |
| 15 |
2.50% |
¥352,731 |
¥63,491,668 |
¥10,591,668 |
| 15 |
2.60% |
¥355,227 |
¥63,940,882 |
¥11,040,882 |
| 15 |
2.70% |
¥357,734 |
¥64,392,042 |
¥11,492,042 |
| 15 |
2.80% |
¥360,251 |
¥64,845,148 |
¥11,945,148 |
| 15 |
2.90% |
¥362,779 |
¥65,300,196 |
¥12,400,196 |
| 15 |
3.00% |
¥365,318 |
¥65,757,184 |
¥12,857,184 |
5290万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥456,571 |
¥54,788,520 |
¥1,888,520 |
| 10 |
0.80% |
¥458,849 |
¥55,061,832 |
¥2,161,832 |
| 10 |
0.90% |
¥461,134 |
¥55,336,024 |
¥2,436,024 |
| 10 |
1.00% |
¥463,426 |
¥55,611,096 |
¥2,711,096 |
| 10 |
1.10% |
¥465,725 |
¥55,887,048 |
¥2,987,048 |
| 10 |
1.20% |
¥468,032 |
¥56,163,879 |
¥3,263,879 |
| 10 |
1.30% |
¥470,347 |
¥56,441,589 |
¥3,541,589 |
| 10 |
1.40% |
¥472,668 |
¥56,720,177 |
¥3,820,177 |
| 10 |
1.50% |
¥474,997 |
¥56,999,644 |
¥4,099,644 |
| 10 |
1.60% |
¥477,333 |
¥57,279,989 |
¥4,379,989 |
| 10 |
1.70% |
¥479,677 |
¥57,561,211 |
¥4,661,211 |
| 10 |
1.80% |
¥482,028 |
¥57,843,311 |
¥4,943,311 |
| 10 |
1.90% |
¥484,386 |
¥58,126,288 |
¥5,226,288 |
| 10 |
2.00% |
¥486,751 |
¥58,410,140 |
¥5,510,140 |
| 10 |
2.10% |
¥489,124 |
¥58,694,869 |
¥5,794,869 |
| 10 |
2.20% |
¥491,504 |
¥58,980,473 |
¥6,080,473 |
| 10 |
2.30% |
¥493,891 |
¥59,266,953 |
¥6,366,953 |
| 10 |
2.40% |
¥496,286 |
¥59,554,306 |
¥6,654,306 |
| 10 |
2.50% |
¥498,688 |
¥59,842,534 |
¥6,942,534 |
| 10 |
2.60% |
¥501,097 |
¥60,131,634 |
¥7,231,634 |
| 10 |
2.70% |
¥503,513 |
¥60,421,608 |
¥7,521,608 |
| 10 |
2.80% |
¥505,937 |
¥60,712,454 |
¥7,812,454 |
| 10 |
2.90% |
¥508,368 |
¥61,004,172 |
¥8,104,172 |
| 10 |
3.00% |
¥510,806 |
¥61,296,761 |
¥8,396,761 |
