1030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1030万円の住宅ローン｜期間・年数別
1030万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥20,351 | ¥12,210,405 | ¥1,910,405 |
| 50 | 0.80% | ¥20,834 | ¥12,500,356 | ¥2,200,356 |
| 50 | 0.90% | ¥21,324 | ¥12,794,526 | ¥2,494,526 |
| 50 | 1.00% | ¥21,821 | ¥13,092,897 | ¥2,792,897 |
| 50 | 1.10% | ¥22,326 | ¥13,395,449 | ¥3,095,449 |
| 50 | 1.20% | ¥22,837 | ¥13,702,159 | ¥3,402,159 |
| 50 | 1.30% | ¥23,355 | ¥14,013,004 | ¥3,713,004 |
| 50 | 1.40% | ¥23,880 | ¥14,327,956 | ¥4,027,956 |
| 50 | 1.50% | ¥24,412 | ¥14,646,989 | ¥4,346,989 |
| 50 | 1.60% | ¥24,950 | ¥14,970,072 | ¥4,670,072 |
| 50 | 1.70% | ¥25,495 | ¥15,297,175 | ¥4,997,175 |
| 50 | 1.80% | ¥26,047 | ¥15,628,264 | ¥5,328,264 |
| 50 | 1.90% | ¥26,606 | ¥15,963,305 | ¥5,663,305 |
| 50 | 2.00% | ¥27,170 | ¥16,302,261 | ¥6,002,261 |
| 50 | 2.10% | ¥27,742 | ¥16,645,095 | ¥6,345,095 |
| 50 | 2.20% | ¥28,320 | ¥16,991,767 | ¥6,691,767 |
| 50 | 2.30% | ¥28,904 | ¥17,342,237 | ¥7,042,237 |
| 50 | 2.40% | ¥29,494 | ¥17,696,464 | ¥7,396,464 |
| 50 | 2.50% | ¥30,091 | ¥18,054,403 | ¥7,754,403 |
| 50 | 2.60% | ¥30,693 | ¥18,416,012 | ¥8,116,012 |
| 50 | 2.70% | ¥31,302 | ¥18,781,244 | ¥8,481,244 |
| 50 | 2.80% | ¥31,917 | ¥19,150,052 | ¥8,850,052 |
| 50 | 2.90% | ¥32,537 | ¥19,522,390 | ¥9,222,390 |
| 50 | 3.00% | ¥33,164 | ¥19,898,209 | ¥9,598,209 |
1030万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥22,241 | ¥12,010,257 | ¥1,710,257 |
| 45 | 0.80% | ¥22,719 | ¥12,268,397 | ¥1,968,397 |
| 45 | 0.90% | ¥23,204 | ¥12,529,964 | ¥2,229,964 |
| 45 | 1.00% | ¥23,694 | ¥12,794,948 | ¥2,494,948 |
| 45 | 1.10% | ¥24,191 | ¥13,063,334 | ¥2,763,334 |
| 45 | 1.20% | ¥24,695 | ¥13,335,108 | ¥3,035,108 |
| 45 | 1.30% | ¥25,204 | ¥13,610,253 | ¥3,310,253 |
| 45 | 1.40% | ¥25,720 | ¥13,888,753 | ¥3,588,753 |
| 45 | 1.50% | ¥26,242 | ¥14,170,588 | ¥3,870,588 |
| 45 | 1.60% | ¥26,770 | ¥14,455,739 | ¥4,155,739 |
| 45 | 1.70% | ¥27,304 | ¥14,744,185 | ¥4,444,185 |
| 45 | 1.80% | ¥27,844 | ¥15,035,904 | ¥4,735,904 |
| 45 | 1.90% | ¥28,391 | ¥15,330,872 | ¥5,030,872 |
| 45 | 2.00% | ¥28,943 | ¥15,629,066 | ¥5,329,066 |
| 45 | 2.10% | ¥29,501 | ¥15,930,461 | ¥5,630,461 |
| 45 | 2.20% | ¥30,065 | ¥16,235,029 | ¥5,935,029 |
| 45 | 2.30% | ¥30,635 | ¥16,542,743 | ¥6,242,743 |
| 45 | 2.40% | ¥31,210 | ¥16,853,575 | ¥6,553,575 |
| 45 | 2.50% | ¥31,792 | ¥17,167,496 | ¥6,867,496 |
| 45 | 2.60% | ¥32,379 | ¥17,484,476 | ¥7,184,476 |
| 45 | 2.70% | ¥32,971 | ¥17,804,484 | ¥7,504,484 |
| 45 | 2.80% | ¥33,569 | ¥18,127,487 | ¥7,827,487 |
| 45 | 2.90% | ¥34,173 | ¥18,453,454 | ¥8,153,454 |
| 45 | 3.00% | ¥34,782 | ¥18,782,352 | ¥8,482,352 |
1030万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥24,609 | ¥11,812,190 | ¥1,512,190 |
| 40 | 0.80% | ¥25,082 | ¥12,039,148 | ¥1,739,148 |
| 40 | 0.90% | ¥25,560 | ¥12,268,821 | ¥1,968,821 |
| 40 | 1.00% | ¥26,044 | ¥12,501,203 | ¥2,201,203 |
| 40 | 1.10% | ¥26,534 | ¥12,736,284 | ¥2,436,284 |
| 40 | 1.20% | ¥27,029 | ¥12,974,056 | ¥2,674,056 |
| 40 | 1.30% | ¥27,530 | ¥13,214,508 | ¥2,914,508 |
| 40 | 1.40% | ¥28,037 | ¥13,457,630 | ¥3,157,630 |
| 40 | 1.50% | ¥28,549 | ¥13,703,408 | ¥3,403,408 |
| 40 | 1.60% | ¥29,066 | ¥13,951,832 | ¥3,651,832 |
| 40 | 1.70% | ¥29,589 | ¥14,202,888 | ¥3,902,888 |
| 40 | 1.80% | ¥30,118 | ¥14,456,561 | ¥4,156,561 |
| 40 | 1.90% | ¥30,652 | ¥14,712,836 | ¥4,412,836 |
| 40 | 2.00% | ¥31,191 | ¥14,971,700 | ¥4,671,700 |
| 40 | 2.10% | ¥31,736 | ¥15,233,134 | ¥4,933,134 |
| 40 | 2.20% | ¥32,286 | ¥15,497,123 | ¥5,197,123 |
| 40 | 2.30% | ¥32,841 | ¥15,763,648 | ¥5,463,648 |
| 40 | 2.40% | ¥33,401 | ¥16,032,692 | ¥5,732,692 |
| 40 | 2.50% | ¥33,967 | ¥16,304,236 | ¥6,004,236 |
| 40 | 2.60% | ¥34,538 | ¥16,578,260 | ¥6,278,260 |
| 40 | 2.70% | ¥35,114 | ¥16,854,744 | ¥6,554,744 |
| 40 | 2.80% | ¥35,695 | ¥17,133,668 | ¥6,833,668 |
| 40 | 2.90% | ¥36,281 | ¥17,415,010 | ¥7,115,010 |
| 40 | 3.00% | ¥36,872 | ¥17,698,750 | ¥7,398,750 |
1030万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥27,658 | ¥11,616,209 | ¥1,316,209 |
| 35 | 0.80% | ¥28,125 | ¥11,812,616 | ¥1,512,616 |
| 35 | 0.90% | ¥28,598 | ¥12,011,108 | ¥1,711,108 |
| 35 | 1.00% | ¥29,075 | ¥12,211,679 | ¥1,911,679 |
| 35 | 1.10% | ¥29,558 | ¥12,414,326 | ¥2,114,326 |
| 35 | 1.20% | ¥30,045 | ¥12,619,041 | ¥2,319,041 |
| 35 | 1.30% | ¥30,538 | ¥12,825,819 | ¥2,525,819 |
| 35 | 1.40% | ¥31,035 | ¥13,034,654 | ¥2,734,654 |
| 35 | 1.50% | ¥31,537 | ¥13,245,539 | ¥2,945,539 |
| 35 | 1.60% | ¥32,044 | ¥13,458,466 | ¥3,158,466 |
| 35 | 1.70% | ¥32,556 | ¥13,673,426 | ¥3,373,426 |
| 35 | 1.80% | ¥33,072 | ¥13,890,413 | ¥3,590,413 |
| 35 | 1.90% | ¥33,594 | ¥14,109,416 | ¥3,809,416 |
| 35 | 2.00% | ¥34,120 | ¥14,330,427 | ¥4,030,427 |
| 35 | 2.10% | ¥34,651 | ¥14,553,436 | ¥4,253,436 |
| 35 | 2.20% | ¥35,187 | ¥14,778,433 | ¥4,478,433 |
| 35 | 2.30% | ¥35,727 | ¥15,005,407 | ¥4,705,407 |
| 35 | 2.40% | ¥36,272 | ¥15,234,348 | ¥4,934,348 |
| 35 | 2.50% | ¥36,822 | ¥15,465,243 | ¥5,165,243 |
| 35 | 2.60% | ¥37,376 | ¥15,698,081 | ¥5,398,081 |
| 35 | 2.70% | ¥37,935 | ¥15,932,851 | ¥5,632,851 |
| 35 | 2.80% | ¥38,499 | ¥16,169,539 | ¥5,869,539 |
| 35 | 2.90% | ¥39,067 | ¥16,408,133 | ¥6,108,133 |
| 35 | 3.00% | ¥39,640 | ¥16,648,619 | ¥6,348,619 |
1030万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥31,729 | ¥11,422,318 | ¥1,122,318 |
| 30 | 0.80% | ¥32,191 | ¥11,588,809 | ¥1,288,809 |
| 30 | 0.90% | ¥32,658 | ¥11,756,835 | ¥1,456,835 |
| 30 | 1.00% | ¥33,129 | ¥11,926,393 | ¥1,626,393 |
| 30 | 1.10% | ¥33,604 | ¥12,097,481 | ¥1,797,481 |
| 30 | 1.20% | ¥34,084 | ¥12,270,094 | ¥1,970,094 |
| 30 | 1.30% | ¥34,567 | ¥12,444,231 | ¥2,144,231 |
| 30 | 1.40% | ¥35,055 | ¥12,619,886 | ¥2,319,886 |
| 30 | 1.50% | ¥35,547 | ¥12,797,057 | ¥2,497,057 |
| 30 | 1.60% | ¥36,044 | ¥12,975,740 | ¥2,675,740 |
| 30 | 1.70% | ¥36,544 | ¥13,155,929 | ¥2,855,929 |
| 30 | 1.80% | ¥37,049 | ¥13,337,620 | ¥3,037,620 |
| 30 | 1.90% | ¥37,558 | ¥13,520,809 | ¥3,220,809 |
| 30 | 2.00% | ¥38,071 | ¥13,705,490 | ¥3,405,490 |
| 30 | 2.10% | ¥38,588 | ¥13,891,658 | ¥3,591,658 |
| 30 | 2.20% | ¥39,109 | ¥14,079,307 | ¥3,779,307 |
| 30 | 2.30% | ¥39,635 | ¥14,268,432 | ¥3,968,432 |
| 30 | 2.40% | ¥40,164 | ¥14,459,026 | ¥4,159,026 |
| 30 | 2.50% | ¥40,697 | ¥14,651,083 | ¥4,351,083 |
| 30 | 2.60% | ¥41,235 | ¥14,844,597 | ¥4,544,597 |
| 30 | 2.70% | ¥41,777 | ¥15,039,560 | ¥4,739,560 |
| 30 | 2.80% | ¥42,322 | ¥15,235,966 | ¥4,935,966 |
| 30 | 2.90% | ¥42,872 | ¥15,433,808 | ¥5,133,808 |
| 30 | 3.00% | ¥43,425 | ¥15,633,078 | ¥5,333,078 |
1030万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥37,435 | ¥11,230,519 | ¥930,519 |
| 25 | 0.80% | ¥37,892 | ¥11,367,732 | ¥1,067,732 |
| 25 | 0.90% | ¥38,353 | ¥11,506,012 | ¥1,206,012 |
| 25 | 1.00% | ¥38,818 | ¥11,645,359 | ¥1,345,359 |
| 25 | 1.10% | ¥39,286 | ¥11,785,770 | ¥1,485,770 |
| 25 | 1.20% | ¥39,757 | ¥11,927,245 | ¥1,627,245 |
| 25 | 1.30% | ¥40,233 | ¥12,069,782 | ¥1,769,782 |
| 25 | 1.40% | ¥40,711 | ¥12,213,378 | ¥1,913,378 |
| 25 | 1.50% | ¥41,193 | ¥12,358,032 | ¥2,058,032 |
| 25 | 1.60% | ¥41,679 | ¥12,503,743 | ¥2,203,743 |
| 25 | 1.70% | ¥42,168 | ¥12,650,507 | ¥2,350,507 |
| 25 | 1.80% | ¥42,661 | ¥12,798,323 | ¥2,498,323 |
| 25 | 1.90% | ¥43,157 | ¥12,947,188 | ¥2,647,188 |
| 25 | 2.00% | ¥43,657 | ¥13,097,099 | ¥2,797,099 |
| 25 | 2.10% | ¥44,160 | ¥13,248,054 | ¥2,948,054 |
| 25 | 2.20% | ¥44,667 | ¥13,400,051 | ¥3,100,051 |
| 25 | 2.30% | ¥45,177 | ¥13,553,085 | ¥3,253,085 |
| 25 | 2.40% | ¥45,691 | ¥13,707,155 | ¥3,407,155 |
| 25 | 2.50% | ¥46,208 | ¥13,862,257 | ¥3,562,257 |
| 25 | 2.60% | ¥46,728 | ¥14,018,388 | ¥3,718,388 |
| 25 | 2.70% | ¥47,252 | ¥14,175,544 | ¥3,875,544 |
| 25 | 2.80% | ¥47,779 | ¥14,333,722 | ¥4,033,722 |
| 25 | 2.90% | ¥48,310 | ¥14,492,918 | ¥4,192,918 |
| 25 | 3.00% | ¥48,844 | ¥14,653,130 | ¥4,353,130 |
1030万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥46,003 | ¥11,040,817 | ¥740,817 |
| 20 | 0.80% | ¥46,456 | ¥11,149,390 | ¥849,390 |
| 20 | 0.90% | ¥46,911 | ¥11,258,647 | ¥958,647 |
| 20 | 1.00% | ¥47,369 | ¥11,368,587 | ¥1,068,587 |
| 20 | 1.10% | ¥47,830 | ¥11,479,211 | ¥1,179,211 |
| 20 | 1.20% | ¥48,294 | ¥11,590,517 | ¥1,290,517 |
| 20 | 1.30% | ¥48,760 | ¥11,702,505 | ¥1,402,505 |
| 20 | 1.40% | ¥49,230 | ¥11,815,174 | ¥1,515,174 |
| 20 | 1.50% | ¥49,702 | ¥11,928,523 | ¥1,628,523 |
| 20 | 1.60% | ¥50,177 | ¥12,042,551 | ¥1,742,551 |
| 20 | 1.70% | ¥50,655 | ¥12,157,257 | ¥1,857,257 |
| 20 | 1.80% | ¥51,136 | ¥12,272,641 | ¥1,972,641 |
| 20 | 1.90% | ¥51,620 | ¥12,388,701 | ¥2,088,701 |
| 20 | 2.00% | ¥52,106 | ¥12,505,436 | ¥2,205,436 |
| 20 | 2.10% | ¥52,595 | ¥12,622,845 | ¥2,322,845 |
| 20 | 2.20% | ¥53,087 | ¥12,740,928 | ¥2,440,928 |
| 20 | 2.30% | ¥53,582 | ¥12,859,682 | ¥2,559,682 |
| 20 | 2.40% | ¥54,080 | ¥12,979,106 | ¥2,679,106 |
| 20 | 2.50% | ¥54,580 | ¥13,099,200 | ¥2,799,200 |
| 20 | 2.60% | ¥55,083 | ¥13,219,961 | ¥2,919,961 |
| 20 | 2.70% | ¥55,589 | ¥13,341,388 | ¥3,041,388 |
| 20 | 2.80% | ¥56,098 | ¥13,463,480 | ¥3,163,480 |
| 20 | 2.90% | ¥56,609 | ¥13,586,236 | ¥3,286,236 |
| 20 | 3.00% | ¥57,124 | ¥13,709,653 | ¥3,409,653 |
1030万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥60,296 | ¥10,853,213 | ¥553,213 |
| 15 | 0.80% | ¥60,743 | ¥10,933,786 | ¥633,786 |
| 15 | 0.90% | ¥61,193 | ¥11,014,745 | ¥714,745 |
| 15 | 1.00% | ¥61,645 | ¥11,096,088 | ¥796,088 |
| 15 | 1.10% | ¥62,099 | ¥11,177,817 | ¥877,817 |
| 15 | 1.20% | ¥62,555 | ¥11,259,930 | ¥959,930 |
| 15 | 1.30% | ¥63,013 | ¥11,342,428 | ¥1,042,428 |
| 15 | 1.40% | ¥63,474 | ¥11,425,310 | ¥1,125,310 |
| 15 | 1.50% | ¥63,937 | ¥11,508,576 | ¥1,208,576 |
| 15 | 1.60% | ¥64,401 | ¥11,592,225 | ¥1,292,225 |
| 15 | 1.70% | ¥64,868 | ¥11,676,257 | ¥1,376,257 |
| 15 | 1.80% | ¥65,337 | ¥11,760,673 | ¥1,460,673 |
| 15 | 1.90% | ¥65,808 | ¥11,845,471 | ¥1,545,471 |
| 15 | 2.00% | ¥66,281 | ¥11,930,651 | ¥1,630,651 |
| 15 | 2.10% | ¥66,757 | ¥12,016,213 | ¥1,716,213 |
| 15 | 2.20% | ¥67,234 | ¥12,102,157 | ¥1,802,157 |
| 15 | 2.30% | ¥67,714 | ¥12,188,482 | ¥1,888,482 |
| 15 | 2.40% | ¥68,195 | ¥12,275,187 | ¥1,975,187 |
| 15 | 2.50% | ¥68,679 | ¥12,362,272 | ¥2,062,272 |
| 15 | 2.60% | ¥69,165 | ¥12,449,737 | ¥2,149,737 |
| 15 | 2.70% | ¥69,653 | ¥12,537,581 | ¥2,237,581 |
| 15 | 2.80% | ¥70,143 | ¥12,625,804 | ¥2,325,804 |
| 15 | 2.90% | ¥70,636 | ¥12,714,405 | ¥2,414,405 |
| 15 | 3.00% | ¥71,130 | ¥12,803,384 | ¥2,503,384 |
1030万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥88,898 | ¥10,667,708 | ¥367,708 |
| 10 | 0.80% | ¥89,341 | ¥10,720,924 | ¥420,924 |
| 10 | 0.90% | ¥89,786 | ¥10,774,311 | ¥474,311 |
| 10 | 1.00% | ¥90,232 | ¥10,827,869 | ¥527,869 |
| 10 | 1.10% | ¥90,680 | ¥10,881,599 | ¥581,599 |
| 10 | 1.20% | ¥91,129 | ¥10,935,500 | ¥635,500 |
| 10 | 1.30% | ¥91,580 | ¥10,989,572 | ¥689,572 |
| 10 | 1.40% | ¥92,032 | ¥11,043,815 | ¥743,815 |
| 10 | 1.50% | ¥92,485 | ¥11,098,229 | ¥798,229 |
| 10 | 1.60% | ¥92,940 | ¥11,152,814 | ¥852,814 |
| 10 | 1.70% | ¥93,396 | ¥11,207,570 | ¥907,570 |
| 10 | 1.80% | ¥93,854 | ¥11,262,497 | ¥962,497 |
| 10 | 1.90% | ¥94,313 | ¥11,317,595 | ¥1,017,595 |
| 10 | 2.00% | ¥94,774 | ¥11,372,863 | ¥1,072,863 |
| 10 | 2.10% | ¥95,236 | ¥11,428,302 | ¥1,128,302 |
| 10 | 2.20% | ¥95,699 | ¥11,483,911 | ¥1,183,911 |
| 10 | 2.30% | ¥96,164 | ¥11,539,690 | ¥1,239,690 |
| 10 | 2.40% | ¥96,630 | ¥11,595,640 | ¥1,295,640 |
| 10 | 2.50% | ¥97,098 | ¥11,651,760 | ¥1,351,760 |
| 10 | 2.60% | ¥97,567 | ¥11,708,050 | ¥1,408,050 |
| 10 | 2.70% | ¥98,038 | ¥11,764,510 | ¥1,464,510 |
| 10 | 2.80% | ¥98,509 | ¥11,821,139 | ¥1,521,139 |
| 10 | 2.90% | ¥98,983 | ¥11,877,939 | ¥1,577,939 |
| 10 | 3.00% | ¥99,458 | ¥11,934,908 | ¥1,634,908 |
