5390万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5390万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5390万円の住宅ローン｜期間・年数別
5390万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥106,495 |
¥63,897,169 |
¥9,997,169 |
| 50 |
0.80% |
¥109,024 |
¥65,414,485 |
¥11,514,485 |
| 50 |
0.90% |
¥111,590 |
¥66,953,880 |
¥13,053,880 |
| 50 |
1.00% |
¥114,192 |
¥68,515,259 |
¥14,615,259 |
| 50 |
1.10% |
¥116,831 |
¥70,098,515 |
¥16,198,515 |
| 50 |
1.20% |
¥119,506 |
¥71,703,532 |
¥17,803,532 |
| 50 |
1.30% |
¥122,217 |
¥73,330,184 |
¥19,430,184 |
| 50 |
1.40% |
¥124,964 |
¥74,978,333 |
¥21,078,333 |
| 50 |
1.50% |
¥127,746 |
¥76,647,835 |
¥22,747,835 |
| 50 |
1.60% |
¥130,564 |
¥78,338,534 |
¥24,438,534 |
| 50 |
1.70% |
¥133,417 |
¥80,050,266 |
¥26,150,266 |
| 50 |
1.80% |
¥136,305 |
¥81,782,858 |
¥27,882,858 |
| 50 |
1.90% |
¥139,227 |
¥83,536,129 |
¥29,636,129 |
| 50 |
2.00% |
¥142,183 |
¥85,309,889 |
¥31,409,889 |
| 50 |
2.10% |
¥145,173 |
¥87,103,942 |
¥33,203,942 |
| 50 |
2.20% |
¥148,197 |
¥88,918,082 |
¥35,018,082 |
| 50 |
2.30% |
¥151,253 |
¥90,752,097 |
¥36,852,097 |
| 50 |
2.40% |
¥154,343 |
¥92,605,767 |
¥38,705,767 |
| 50 |
2.50% |
¥157,465 |
¥94,478,869 |
¥40,578,869 |
| 50 |
2.60% |
¥160,619 |
¥96,371,169 |
¥42,471,169 |
| 50 |
2.70% |
¥163,804 |
¥98,282,430 |
¥44,382,430 |
| 50 |
2.80% |
¥167,021 |
¥100,212,409 |
¥46,312,409 |
| 50 |
2.90% |
¥170,268 |
¥102,160,858 |
¥48,260,858 |
| 50 |
3.00% |
¥173,546 |
¥104,127,523 |
¥50,227,523 |
5390万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥116,389 |
¥62,849,790 |
¥8,949,790 |
| 45 |
0.80% |
¥118,890 |
¥64,200,638 |
¥10,300,638 |
| 45 |
0.90% |
¥121,425 |
¥65,569,425 |
¥11,669,425 |
| 45 |
1.00% |
¥123,993 |
¥66,956,088 |
¥13,056,088 |
| 45 |
1.10% |
¥126,594 |
¥68,360,555 |
¥14,460,555 |
| 45 |
1.20% |
¥129,227 |
¥69,782,749 |
¥15,882,749 |
| 45 |
1.30% |
¥131,894 |
¥71,222,586 |
¥17,322,586 |
| 45 |
1.40% |
¥134,593 |
¥72,679,977 |
¥18,779,977 |
| 45 |
1.50% |
¥137,324 |
¥74,154,823 |
¥20,254,823 |
| 45 |
1.60% |
¥140,087 |
¥75,647,021 |
¥21,747,021 |
| 45 |
1.70% |
¥142,882 |
¥77,156,462 |
¥23,256,462 |
| 45 |
1.80% |
¥145,709 |
¥78,683,030 |
¥24,783,030 |
| 45 |
1.90% |
¥148,568 |
¥80,226,604 |
¥26,326,604 |
| 45 |
2.00% |
¥151,458 |
¥81,787,056 |
¥27,887,056 |
| 45 |
2.10% |
¥154,378 |
¥83,364,255 |
¥29,464,255 |
| 45 |
2.20% |
¥157,330 |
¥84,958,062 |
¥31,058,062 |
| 45 |
2.30% |
¥160,312 |
¥86,568,333 |
¥32,668,333 |
| 45 |
2.40% |
¥163,324 |
¥88,194,922 |
¥34,294,922 |
| 45 |
2.50% |
¥166,366 |
¥89,837,674 |
¥35,937,674 |
| 45 |
2.60% |
¥169,438 |
¥91,496,433 |
¥37,596,433 |
| 45 |
2.70% |
¥172,539 |
¥93,171,035 |
¥39,271,035 |
| 45 |
2.80% |
¥175,669 |
¥94,861,316 |
¥40,961,316 |
| 45 |
2.90% |
¥178,828 |
¥96,567,105 |
¥42,667,105 |
| 45 |
3.00% |
¥182,015 |
¥98,288,229 |
¥44,388,229 |
5390万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥128,778 |
¥61,813,304 |
¥7,913,304 |
| 40 |
0.80% |
¥131,252 |
¥63,000,976 |
¥9,100,976 |
| 40 |
0.90% |
¥133,756 |
¥64,202,860 |
¥10,302,860 |
| 40 |
1.00% |
¥136,289 |
¥65,418,916 |
¥11,518,916 |
| 40 |
1.10% |
¥138,852 |
¥66,649,100 |
¥12,749,100 |
| 40 |
1.20% |
¥141,445 |
¥67,893,362 |
¥13,993,362 |
| 40 |
1.30% |
¥144,066 |
¥69,151,650 |
¥15,251,650 |
| 40 |
1.40% |
¥146,716 |
¥70,423,906 |
¥16,523,906 |
| 40 |
1.50% |
¥149,396 |
¥71,710,069 |
¥17,810,069 |
| 40 |
1.60% |
¥152,104 |
¥73,010,073 |
¥19,110,073 |
| 40 |
1.70% |
¥154,841 |
¥74,323,848 |
¥20,423,848 |
| 40 |
1.80% |
¥157,607 |
¥75,651,322 |
¥21,751,322 |
| 40 |
1.90% |
¥160,401 |
¥76,992,416 |
¥23,092,416 |
| 40 |
2.00% |
¥163,223 |
¥78,347,049 |
¥24,447,049 |
| 40 |
2.10% |
¥166,073 |
¥79,715,138 |
¥25,815,138 |
| 40 |
2.20% |
¥168,951 |
¥81,096,593 |
¥27,196,593 |
| 40 |
2.30% |
¥171,857 |
¥82,491,323 |
¥28,591,323 |
| 40 |
2.40% |
¥174,790 |
¥83,899,232 |
¥29,999,232 |
| 40 |
2.50% |
¥177,750 |
¥85,320,223 |
¥31,420,223 |
| 40 |
2.60% |
¥180,738 |
¥86,754,193 |
¥32,854,193 |
| 40 |
2.70% |
¥183,752 |
¥88,201,038 |
¥34,301,038 |
| 40 |
2.80% |
¥186,793 |
¥89,660,650 |
¥35,760,650 |
| 40 |
2.90% |
¥189,860 |
¥91,132,918 |
¥37,232,918 |
| 40 |
3.00% |
¥192,954 |
¥92,617,730 |
¥38,717,730 |
5390万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥144,733 |
¥60,787,734 |
¥6,887,734 |
| 35 |
0.80% |
¥147,180 |
¥61,815,535 |
¥7,915,535 |
| 35 |
0.90% |
¥149,653 |
¥62,854,244 |
¥8,954,244 |
| 35 |
1.00% |
¥152,152 |
¥63,903,837 |
¥10,003,837 |
| 35 |
1.10% |
¥154,677 |
¥64,964,286 |
¥11,064,286 |
| 35 |
1.20% |
¥157,228 |
¥66,035,563 |
¥12,135,563 |
| 35 |
1.30% |
¥159,804 |
¥67,117,637 |
¥13,217,637 |
| 35 |
1.40% |
¥162,406 |
¥68,210,473 |
¥14,310,473 |
| 35 |
1.50% |
¥165,033 |
¥69,314,033 |
¥15,414,033 |
| 35 |
1.60% |
¥167,686 |
¥70,428,281 |
¥16,528,281 |
| 35 |
1.70% |
¥170,365 |
¥71,553,173 |
¥17,653,173 |
| 35 |
1.80% |
¥173,068 |
¥72,688,665 |
¥18,788,665 |
| 35 |
1.90% |
¥175,797 |
¥73,834,713 |
¥19,934,713 |
| 35 |
2.00% |
¥178,551 |
¥74,991,266 |
¥21,091,266 |
| 35 |
2.10% |
¥181,329 |
¥76,158,274 |
¥22,258,274 |
| 35 |
2.20% |
¥184,133 |
¥77,335,685 |
¥23,435,685 |
| 35 |
2.30% |
¥186,961 |
¥78,523,442 |
¥24,623,442 |
| 35 |
2.40% |
¥189,813 |
¥79,721,490 |
¥25,821,490 |
| 35 |
2.50% |
¥192,690 |
¥80,929,767 |
¥27,029,767 |
| 35 |
2.60% |
¥195,591 |
¥82,148,213 |
¥28,248,213 |
| 35 |
2.70% |
¥198,516 |
¥83,376,764 |
¥29,476,764 |
| 35 |
2.80% |
¥201,465 |
¥84,615,355 |
¥30,715,355 |
| 35 |
2.90% |
¥204,438 |
¥85,863,919 |
¥31,963,919 |
| 35 |
3.00% |
¥207,434 |
¥87,122,386 |
¥33,222,386 |
5390万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥166,036 |
¥59,773,099 |
¥5,873,099 |
| 30 |
0.80% |
¥168,457 |
¥60,644,351 |
¥6,744,351 |
| 30 |
0.90% |
¥170,899 |
¥61,523,633 |
¥7,623,633 |
| 30 |
1.00% |
¥173,364 |
¥62,410,933 |
¥8,510,933 |
| 30 |
1.10% |
¥175,851 |
¥63,306,235 |
¥9,406,235 |
| 30 |
1.20% |
¥178,360 |
¥64,209,523 |
¥10,309,523 |
| 30 |
1.30% |
¥180,891 |
¥65,120,780 |
¥11,220,780 |
| 30 |
1.40% |
¥183,444 |
¥66,039,988 |
¥12,139,988 |
| 30 |
1.50% |
¥186,020 |
¥66,967,126 |
¥13,067,126 |
| 30 |
1.60% |
¥188,617 |
¥67,902,172 |
¥14,002,172 |
| 30 |
1.70% |
¥191,236 |
¥68,845,103 |
¥14,945,103 |
| 30 |
1.80% |
¥193,877 |
¥69,795,896 |
¥15,895,896 |
| 30 |
1.90% |
¥196,540 |
¥70,754,525 |
¥16,854,525 |
| 30 |
2.00% |
¥199,225 |
¥71,720,962 |
¥17,820,962 |
| 30 |
2.10% |
¥201,931 |
¥72,695,181 |
¥18,795,181 |
| 30 |
2.20% |
¥204,659 |
¥73,677,151 |
¥19,777,151 |
| 30 |
2.30% |
¥207,408 |
¥74,666,842 |
¥20,766,842 |
| 30 |
2.40% |
¥210,178 |
¥75,664,223 |
¥21,764,223 |
| 30 |
2.50% |
¥212,970 |
¥76,669,259 |
¥22,769,259 |
| 30 |
2.60% |
¥215,783 |
¥77,681,918 |
¥23,781,918 |
| 30 |
2.70% |
¥218,617 |
¥78,702,163 |
¥24,802,163 |
| 30 |
2.80% |
¥221,472 |
¥79,729,958 |
¥25,829,958 |
| 30 |
2.90% |
¥224,348 |
¥80,765,265 |
¥26,865,265 |
| 30 |
3.00% |
¥227,245 |
¥81,808,047 |
¥27,908,047 |
5390万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥195,898 |
¥58,769,416 |
¥4,869,416 |
| 25 |
0.80% |
¥198,292 |
¥59,487,452 |
¥5,587,452 |
| 25 |
0.90% |
¥200,704 |
¥60,211,074 |
¥6,311,074 |
| 25 |
1.00% |
¥203,134 |
¥60,940,276 |
¥7,040,276 |
| 25 |
1.10% |
¥205,584 |
¥61,675,050 |
¥7,775,050 |
| 25 |
1.20% |
¥208,051 |
¥62,415,389 |
¥8,515,389 |
| 25 |
1.30% |
¥210,538 |
¥63,161,284 |
¥9,261,284 |
| 25 |
1.40% |
¥213,042 |
¥63,912,726 |
¥10,012,726 |
| 25 |
1.50% |
¥215,566 |
¥64,669,704 |
¥10,769,704 |
| 25 |
1.60% |
¥218,107 |
¥65,432,208 |
¥11,532,208 |
| 25 |
1.70% |
¥220,667 |
¥66,200,227 |
¥12,300,227 |
| 25 |
1.80% |
¥223,246 |
¥66,973,748 |
¥13,073,748 |
| 25 |
1.90% |
¥225,843 |
¥67,752,759 |
¥13,852,759 |
| 25 |
2.00% |
¥228,457 |
¥68,537,247 |
¥14,637,247 |
| 25 |
2.10% |
¥231,091 |
¥69,327,197 |
¥15,427,197 |
| 25 |
2.20% |
¥233,742 |
¥70,122,596 |
¥16,222,596 |
| 25 |
2.30% |
¥236,411 |
¥70,923,427 |
¥17,023,427 |
| 25 |
2.40% |
¥239,099 |
¥71,729,676 |
¥17,829,676 |
| 25 |
2.50% |
¥241,804 |
¥72,541,326 |
¥18,641,326 |
| 25 |
2.60% |
¥244,528 |
¥73,358,359 |
¥19,458,359 |
| 25 |
2.70% |
¥247,269 |
¥74,180,759 |
¥20,280,759 |
| 25 |
2.80% |
¥250,028 |
¥75,008,506 |
¥21,108,506 |
| 25 |
2.90% |
¥252,805 |
¥75,841,583 |
¥21,941,583 |
| 25 |
3.00% |
¥255,600 |
¥76,679,969 |
¥22,779,969 |
5390万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥240,736 |
¥57,776,702 |
¥3,876,702 |
| 20 |
0.80% |
¥243,104 |
¥58,344,864 |
¥4,444,864 |
| 20 |
0.90% |
¥245,486 |
¥58,916,607 |
¥5,016,607 |
| 20 |
1.00% |
¥247,883 |
¥59,491,928 |
¥5,591,928 |
| 20 |
1.10% |
¥250,295 |
¥60,070,823 |
¥6,170,823 |
| 20 |
1.20% |
¥252,722 |
¥60,653,289 |
¥6,753,289 |
| 20 |
1.30% |
¥255,164 |
¥61,239,322 |
¥7,339,322 |
| 20 |
1.40% |
¥257,620 |
¥61,828,918 |
¥7,928,918 |
| 20 |
1.50% |
¥260,092 |
¥62,422,074 |
¥8,522,074 |
| 20 |
1.60% |
¥262,578 |
¥63,018,784 |
¥9,118,784 |
| 20 |
1.70% |
¥265,079 |
¥63,619,044 |
¥9,719,044 |
| 20 |
1.80% |
¥267,595 |
¥64,222,848 |
¥10,322,848 |
| 20 |
1.90% |
¥270,126 |
¥64,830,191 |
¥10,930,191 |
| 20 |
2.00% |
¥272,671 |
¥65,441,068 |
¥11,541,068 |
| 20 |
2.10% |
¥275,231 |
¥66,055,473 |
¥12,155,473 |
| 20 |
2.20% |
¥277,806 |
¥66,673,398 |
¥12,773,398 |
| 20 |
2.30% |
¥280,395 |
¥67,294,839 |
¥13,394,839 |
| 20 |
2.40% |
¥282,999 |
¥67,919,788 |
¥14,019,788 |
| 20 |
2.50% |
¥285,618 |
¥68,548,238 |
¥14,648,238 |
| 20 |
2.60% |
¥288,251 |
¥69,180,182 |
¥15,280,182 |
| 20 |
2.70% |
¥290,898 |
¥69,815,613 |
¥15,915,613 |
| 20 |
2.80% |
¥293,561 |
¥70,454,522 |
¥16,554,522 |
| 20 |
2.90% |
¥296,237 |
¥71,096,903 |
¥17,196,903 |
| 20 |
3.00% |
¥298,928 |
¥71,742,745 |
¥17,842,745 |
5390万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥315,528 |
¥56,794,966 |
¥2,894,966 |
| 15 |
0.80% |
¥317,870 |
¥57,216,608 |
¥3,316,608 |
| 15 |
0.90% |
¥320,224 |
¥57,640,265 |
¥3,740,265 |
| 15 |
1.00% |
¥322,589 |
¥58,065,938 |
¥4,165,938 |
| 15 |
1.10% |
¥324,965 |
¥58,493,625 |
¥4,593,625 |
| 15 |
1.20% |
¥327,352 |
¥58,923,324 |
¥5,023,324 |
| 15 |
1.30% |
¥329,750 |
¥59,355,036 |
¥5,455,036 |
| 15 |
1.40% |
¥332,160 |
¥59,788,757 |
¥5,888,757 |
| 15 |
1.50% |
¥334,580 |
¥60,224,488 |
¥6,324,488 |
| 15 |
1.60% |
¥337,012 |
¥60,662,225 |
¥6,762,225 |
| 15 |
1.70% |
¥339,455 |
¥61,101,969 |
¥7,201,969 |
| 15 |
1.80% |
¥341,910 |
¥61,543,716 |
¥7,643,716 |
| 15 |
1.90% |
¥344,375 |
¥61,987,465 |
¥8,087,465 |
| 15 |
2.00% |
¥346,851 |
¥62,433,214 |
¥8,533,214 |
| 15 |
2.10% |
¥349,339 |
¥62,880,961 |
¥8,980,961 |
| 15 |
2.20% |
¥351,837 |
¥63,330,705 |
¥9,430,705 |
| 15 |
2.30% |
¥354,347 |
¥63,782,442 |
¥9,882,442 |
| 15 |
2.40% |
¥356,868 |
¥64,236,171 |
¥10,336,171 |
| 15 |
2.50% |
¥359,399 |
¥64,691,889 |
¥10,791,889 |
| 15 |
2.60% |
¥361,942 |
¥65,149,594 |
¥11,249,594 |
| 15 |
2.70% |
¥364,496 |
¥65,609,283 |
¥11,709,283 |
| 15 |
2.80% |
¥367,061 |
¥66,070,954 |
¥12,170,954 |
| 15 |
2.90% |
¥369,637 |
¥66,534,604 |
¥12,634,604 |
| 15 |
3.00% |
¥372,224 |
¥67,000,231 |
¥13,100,231 |
5390万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥465,202 |
¥55,824,220 |
¥1,924,220 |
| 10 |
0.80% |
¥467,522 |
¥56,102,699 |
¥2,202,699 |
| 10 |
0.90% |
¥469,851 |
¥56,382,074 |
¥2,482,074 |
| 10 |
1.00% |
¥472,186 |
¥56,662,346 |
¥2,762,346 |
| 10 |
1.10% |
¥474,529 |
¥56,943,514 |
¥3,043,514 |
| 10 |
1.20% |
¥476,880 |
¥57,225,578 |
¥3,325,578 |
| 10 |
1.30% |
¥479,238 |
¥57,508,537 |
¥3,608,537 |
| 10 |
1.40% |
¥481,603 |
¥57,792,392 |
¥3,892,392 |
| 10 |
1.50% |
¥483,976 |
¥58,077,142 |
¥4,177,142 |
| 10 |
1.60% |
¥486,357 |
¥58,362,786 |
¥4,462,786 |
| 10 |
1.70% |
¥488,744 |
¥58,649,325 |
¥4,749,325 |
| 10 |
1.80% |
¥491,140 |
¥58,936,758 |
¥5,036,758 |
| 10 |
1.90% |
¥493,542 |
¥59,225,083 |
¥5,325,083 |
| 10 |
2.00% |
¥495,953 |
¥59,514,302 |
¥5,614,302 |
| 10 |
2.10% |
¥498,370 |
¥59,804,413 |
¥5,904,413 |
| 10 |
2.20% |
¥500,795 |
¥60,095,416 |
¥6,195,416 |
| 10 |
2.30% |
¥503,228 |
¥60,387,311 |
¥6,487,311 |
| 10 |
2.40% |
¥505,667 |
¥60,680,096 |
¥6,780,096 |
| 10 |
2.50% |
¥508,115 |
¥60,973,772 |
¥7,073,772 |
| 10 |
2.60% |
¥510,569 |
¥61,268,338 |
¥7,368,338 |
| 10 |
2.70% |
¥513,032 |
¥61,563,794 |
¥7,663,794 |
| 10 |
2.80% |
¥515,501 |
¥61,860,138 |
¥7,960,138 |
| 10 |
2.90% |
¥517,978 |
¥62,157,370 |
¥8,257,370 |
| 10 |
3.00% |
¥520,462 |
¥62,455,490 |
¥8,555,490 |
