5420万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5420万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5420万円の住宅ローン｜期間・年数別
5420万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥107,088 |
¥64,252,812 |
¥10,052,812 |
| 50 |
0.80% |
¥109,631 |
¥65,778,573 |
¥11,578,573 |
| 50 |
0.90% |
¥112,211 |
¥67,326,536 |
¥13,126,536 |
| 50 |
1.00% |
¥114,828 |
¥68,896,605 |
¥14,696,605 |
| 50 |
1.10% |
¥117,481 |
¥70,488,674 |
¥16,288,674 |
| 50 |
1.20% |
¥120,171 |
¥72,102,624 |
¥17,902,624 |
| 50 |
1.30% |
¥122,897 |
¥73,738,329 |
¥19,538,329 |
| 50 |
1.40% |
¥125,659 |
¥75,395,652 |
¥21,195,652 |
| 50 |
1.50% |
¥128,457 |
¥77,074,446 |
¥22,874,446 |
| 50 |
1.60% |
¥131,291 |
¥78,774,555 |
¥24,574,555 |
| 50 |
1.70% |
¥134,160 |
¥80,495,815 |
¥26,295,815 |
| 50 |
1.80% |
¥137,063 |
¥82,238,050 |
¥28,038,050 |
| 50 |
1.90% |
¥140,002 |
¥84,001,080 |
¥29,801,080 |
| 50 |
2.00% |
¥142,975 |
¥85,784,713 |
¥31,584,713 |
| 50 |
2.10% |
¥145,981 |
¥87,588,751 |
¥33,388,751 |
| 50 |
2.20% |
¥149,022 |
¥89,412,988 |
¥35,212,988 |
| 50 |
2.30% |
¥152,095 |
¥91,257,210 |
¥37,057,210 |
| 50 |
2.40% |
¥155,202 |
¥93,121,198 |
¥38,921,198 |
| 50 |
2.50% |
¥158,341 |
¥95,004,725 |
¥40,804,725 |
| 50 |
2.60% |
¥161,513 |
¥96,907,558 |
¥42,707,558 |
| 50 |
2.70% |
¥164,716 |
¥98,829,457 |
¥44,629,457 |
| 50 |
2.80% |
¥167,950 |
¥100,770,178 |
¥46,570,178 |
| 50 |
2.90% |
¥171,216 |
¥102,729,471 |
¥48,529,471 |
| 50 |
3.00% |
¥174,512 |
¥104,707,082 |
¥50,507,082 |
5420万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥117,036 |
¥63,199,604 |
¥8,999,604 |
| 45 |
0.80% |
¥119,552 |
¥64,557,970 |
¥10,357,970 |
| 45 |
0.90% |
¥122,101 |
¥65,934,376 |
¥11,734,376 |
| 45 |
1.00% |
¥124,683 |
¥67,328,756 |
¥13,128,756 |
| 45 |
1.10% |
¥127,298 |
¥68,741,040 |
¥14,541,040 |
| 45 |
1.20% |
¥129,947 |
¥70,171,150 |
¥15,971,150 |
| 45 |
1.30% |
¥132,628 |
¥71,619,002 |
¥17,419,002 |
| 45 |
1.40% |
¥135,342 |
¥73,084,503 |
¥18,884,503 |
| 45 |
1.50% |
¥138,088 |
¥74,567,558 |
¥20,367,558 |
| 45 |
1.60% |
¥140,867 |
¥76,068,062 |
¥21,868,062 |
| 45 |
1.70% |
¥143,678 |
¥77,585,904 |
¥23,385,904 |
| 45 |
1.80% |
¥146,520 |
¥79,120,969 |
¥24,920,969 |
| 45 |
1.90% |
¥149,395 |
¥80,673,134 |
¥26,473,134 |
| 45 |
2.00% |
¥152,301 |
¥82,242,272 |
¥28,042,272 |
| 45 |
2.10% |
¥155,237 |
¥83,828,249 |
¥29,628,249 |
| 45 |
2.20% |
¥158,205 |
¥85,430,927 |
¥31,230,927 |
| 45 |
2.30% |
¥161,204 |
¥87,050,161 |
¥32,850,161 |
| 45 |
2.40% |
¥164,233 |
¥88,685,803 |
¥34,485,803 |
| 45 |
2.50% |
¥167,292 |
¥90,337,698 |
¥36,137,698 |
| 45 |
2.60% |
¥170,381 |
¥92,005,689 |
¥37,805,689 |
| 45 |
2.70% |
¥173,499 |
¥93,689,613 |
¥39,489,613 |
| 45 |
2.80% |
¥176,647 |
¥95,389,301 |
¥41,189,301 |
| 45 |
2.90% |
¥179,823 |
¥97,104,585 |
¥42,904,585 |
| 45 |
3.00% |
¥183,028 |
¥98,835,287 |
¥44,635,287 |
5420万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥129,494 |
¥62,157,349 |
¥7,957,349 |
| 40 |
0.80% |
¥131,983 |
¥63,351,631 |
¥9,151,631 |
| 40 |
0.90% |
¥134,500 |
¥64,560,204 |
¥10,360,204 |
| 40 |
1.00% |
¥137,048 |
¥65,783,029 |
¥11,583,029 |
| 40 |
1.10% |
¥139,625 |
¥67,020,059 |
¥12,820,059 |
| 40 |
1.20% |
¥142,232 |
¥68,271,247 |
¥14,071,247 |
| 40 |
1.30% |
¥144,868 |
¥69,536,539 |
¥15,336,539 |
| 40 |
1.40% |
¥147,533 |
¥70,815,876 |
¥16,615,876 |
| 40 |
1.50% |
¥150,227 |
¥72,109,197 |
¥17,909,197 |
| 40 |
1.60% |
¥152,951 |
¥73,416,437 |
¥19,216,437 |
| 40 |
1.70% |
¥155,703 |
¥74,737,525 |
¥20,537,525 |
| 40 |
1.80% |
¥158,484 |
¥76,072,387 |
¥21,872,387 |
| 40 |
1.90% |
¥161,294 |
¥77,420,945 |
¥23,220,945 |
| 40 |
2.00% |
¥164,131 |
¥78,783,118 |
¥24,583,118 |
| 40 |
2.10% |
¥166,998 |
¥80,158,821 |
¥25,958,821 |
| 40 |
2.20% |
¥169,892 |
¥81,547,966 |
¥27,347,966 |
| 40 |
2.30% |
¥172,813 |
¥82,950,458 |
¥28,750,458 |
| 40 |
2.40% |
¥175,763 |
¥84,366,204 |
¥30,166,204 |
| 40 |
2.50% |
¥178,740 |
¥85,795,104 |
¥31,595,104 |
| 40 |
2.60% |
¥181,744 |
¥87,237,055 |
¥33,037,055 |
| 40 |
2.70% |
¥184,775 |
¥88,691,953 |
¥34,491,953 |
| 40 |
2.80% |
¥187,833 |
¥90,159,689 |
¥35,959,689 |
| 40 |
2.90% |
¥190,917 |
¥91,640,151 |
¥37,440,151 |
| 40 |
3.00% |
¥194,028 |
¥93,133,227 |
¥38,933,227 |
5420万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥145,538 |
¥61,126,070 |
¥6,926,070 |
| 35 |
0.80% |
¥147,999 |
¥62,159,592 |
¥7,959,592 |
| 35 |
0.90% |
¥150,486 |
¥63,204,082 |
¥9,004,082 |
| 35 |
1.00% |
¥152,999 |
¥64,259,517 |
¥10,059,517 |
| 35 |
1.10% |
¥155,538 |
¥65,325,868 |
¥11,125,868 |
| 35 |
1.20% |
¥158,103 |
¥66,403,108 |
¥12,203,108 |
| 35 |
1.30% |
¥160,693 |
¥67,491,204 |
¥13,291,204 |
| 35 |
1.40% |
¥163,310 |
¥68,590,123 |
¥14,390,123 |
| 35 |
1.50% |
¥165,952 |
¥69,699,826 |
¥15,499,826 |
| 35 |
1.60% |
¥168,620 |
¥70,820,275 |
¥16,620,275 |
| 35 |
1.70% |
¥171,313 |
¥71,951,428 |
¥17,751,428 |
| 35 |
1.80% |
¥174,032 |
¥73,093,240 |
¥18,893,240 |
| 35 |
1.90% |
¥176,775 |
¥74,245,666 |
¥20,045,666 |
| 35 |
2.00% |
¥179,544 |
¥75,408,657 |
¥21,208,657 |
| 35 |
2.10% |
¥182,338 |
¥76,582,161 |
¥22,382,161 |
| 35 |
2.20% |
¥185,157 |
¥77,766,125 |
¥23,566,125 |
| 35 |
2.30% |
¥188,001 |
¥78,960,493 |
¥24,760,493 |
| 35 |
2.40% |
¥190,870 |
¥80,165,208 |
¥25,965,208 |
| 35 |
2.50% |
¥193,762 |
¥81,380,211 |
¥27,180,211 |
| 35 |
2.60% |
¥196,680 |
¥82,605,439 |
¥28,405,439 |
| 35 |
2.70% |
¥199,621 |
¥83,840,828 |
¥29,640,828 |
| 35 |
2.80% |
¥202,586 |
¥85,086,313 |
¥30,886,313 |
| 35 |
2.90% |
¥205,576 |
¥86,341,826 |
¥32,141,826 |
| 35 |
3.00% |
¥208,589 |
¥87,607,297 |
¥33,407,297 |
5420万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥166,961 |
¥60,105,788 |
¥5,905,788 |
| 30 |
0.80% |
¥169,394 |
¥60,981,889 |
¥6,781,889 |
| 30 |
0.90% |
¥171,850 |
¥61,866,065 |
¥7,666,065 |
| 30 |
1.00% |
¥174,329 |
¥62,758,303 |
¥8,558,303 |
| 30 |
1.10% |
¥176,829 |
¥63,658,588 |
¥9,458,588 |
| 30 |
1.20% |
¥179,353 |
¥64,566,904 |
¥10,366,904 |
| 30 |
1.30% |
¥181,898 |
¥65,483,234 |
¥11,283,234 |
| 30 |
1.40% |
¥184,465 |
¥66,407,558 |
¥12,207,558 |
| 30 |
1.50% |
¥187,055 |
¥67,339,855 |
¥13,139,855 |
| 30 |
1.60% |
¥189,667 |
¥68,280,106 |
¥14,080,106 |
| 30 |
1.70% |
¥192,301 |
¥69,228,286 |
¥15,028,286 |
| 30 |
1.80% |
¥194,957 |
¥70,184,370 |
¥15,984,370 |
| 30 |
1.90% |
¥197,634 |
¥71,148,335 |
¥16,948,335 |
| 30 |
2.00% |
¥200,334 |
¥72,120,152 |
¥17,920,152 |
| 30 |
2.10% |
¥203,055 |
¥73,099,792 |
¥18,899,792 |
| 30 |
2.20% |
¥205,798 |
¥74,087,228 |
¥19,887,228 |
| 30 |
2.30% |
¥208,562 |
¥75,082,428 |
¥20,882,428 |
| 30 |
2.40% |
¥211,348 |
¥76,085,359 |
¥21,885,359 |
| 30 |
2.50% |
¥214,156 |
¥77,095,990 |
¥22,895,990 |
| 30 |
2.60% |
¥216,984 |
¥78,114,285 |
¥23,914,285 |
| 30 |
2.70% |
¥219,834 |
¥79,140,208 |
¥24,940,208 |
| 30 |
2.80% |
¥222,705 |
¥80,173,724 |
¥25,973,724 |
| 30 |
2.90% |
¥225,597 |
¥81,214,794 |
¥27,014,794 |
| 30 |
3.00% |
¥228,509 |
¥82,263,379 |
¥28,063,379 |
5420万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥196,988 |
¥59,096,519 |
¥4,896,519 |
| 25 |
0.80% |
¥199,395 |
¥59,818,551 |
¥5,618,551 |
| 25 |
0.90% |
¥201,821 |
¥60,546,201 |
¥6,346,201 |
| 25 |
1.00% |
¥204,265 |
¥61,279,461 |
¥7,079,461 |
| 25 |
1.10% |
¥206,728 |
¥62,018,325 |
¥7,818,325 |
| 25 |
1.20% |
¥209,209 |
¥62,762,785 |
¥8,562,785 |
| 25 |
1.30% |
¥211,709 |
¥63,512,831 |
¥9,312,831 |
| 25 |
1.40% |
¥214,228 |
¥64,268,455 |
¥10,068,455 |
| 25 |
1.50% |
¥216,765 |
¥65,029,647 |
¥10,829,647 |
| 25 |
1.60% |
¥219,321 |
¥65,796,395 |
¥11,596,395 |
| 25 |
1.70% |
¥221,896 |
¥66,568,688 |
¥12,368,688 |
| 25 |
1.80% |
¥224,488 |
¥67,346,514 |
¥13,146,514 |
| 25 |
1.90% |
¥227,100 |
¥68,129,861 |
¥13,929,861 |
| 25 |
2.00% |
¥229,729 |
¥68,918,715 |
¥14,718,715 |
| 25 |
2.10% |
¥232,377 |
¥69,713,063 |
¥15,513,063 |
| 25 |
2.20% |
¥235,043 |
¥70,512,888 |
¥16,312,888 |
| 25 |
2.30% |
¥237,727 |
¥71,318,177 |
¥17,118,177 |
| 25 |
2.40% |
¥240,430 |
¥72,128,914 |
¥17,928,914 |
| 25 |
2.50% |
¥243,150 |
¥72,945,081 |
¥18,745,081 |
| 25 |
2.60% |
¥245,889 |
¥73,766,662 |
¥19,566,662 |
| 25 |
2.70% |
¥248,645 |
¥74,593,639 |
¥20,393,639 |
| 25 |
2.80% |
¥251,420 |
¥75,425,993 |
¥21,225,993 |
| 25 |
2.90% |
¥254,212 |
¥76,263,707 |
¥22,063,707 |
| 25 |
3.00% |
¥257,023 |
¥77,106,760 |
¥22,906,760 |
5420万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥242,076 |
¥58,098,279 |
¥3,898,279 |
| 20 |
0.80% |
¥244,457 |
¥58,669,604 |
¥4,469,604 |
| 20 |
0.90% |
¥246,852 |
¥59,244,529 |
¥5,044,529 |
| 20 |
1.00% |
¥249,263 |
¥59,823,051 |
¥5,623,051 |
| 20 |
1.10% |
¥251,688 |
¥60,405,169 |
¥6,205,169 |
| 20 |
1.20% |
¥254,129 |
¥60,990,876 |
¥6,790,876 |
| 20 |
1.30% |
¥256,584 |
¥61,580,172 |
¥7,380,172 |
| 20 |
1.40% |
¥259,054 |
¥62,173,050 |
¥7,973,050 |
| 20 |
1.50% |
¥261,540 |
¥62,769,507 |
¥8,569,507 |
| 20 |
1.60% |
¥264,040 |
¥63,369,538 |
¥9,169,538 |
| 20 |
1.70% |
¥266,555 |
¥63,973,139 |
¥9,773,139 |
| 20 |
1.80% |
¥269,085 |
¥64,580,304 |
¥10,380,304 |
| 20 |
1.90% |
¥271,629 |
¥65,191,027 |
¥10,991,027 |
| 20 |
2.00% |
¥274,189 |
¥65,805,304 |
¥11,605,304 |
| 20 |
2.10% |
¥276,763 |
¥66,423,128 |
¥12,223,128 |
| 20 |
2.20% |
¥279,352 |
¥67,044,493 |
¥12,844,493 |
| 20 |
2.30% |
¥281,956 |
¥67,669,393 |
¥13,469,393 |
| 20 |
2.40% |
¥284,574 |
¥68,297,820 |
¥14,097,820 |
| 20 |
2.50% |
¥287,207 |
¥68,929,768 |
¥14,729,768 |
| 20 |
2.60% |
¥289,855 |
¥69,565,230 |
¥15,365,230 |
| 20 |
2.70% |
¥292,517 |
¥70,204,197 |
¥16,004,197 |
| 20 |
2.80% |
¥295,194 |
¥70,846,663 |
¥16,646,663 |
| 20 |
2.90% |
¥297,886 |
¥71,492,618 |
¥17,292,618 |
| 20 |
3.00% |
¥300,592 |
¥72,142,056 |
¥17,942,056 |
5420万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥317,284 |
¥57,111,079 |
¥2,911,079 |
| 15 |
0.80% |
¥319,639 |
¥57,535,067 |
¥3,335,067 |
| 15 |
0.90% |
¥322,006 |
¥57,961,083 |
¥3,761,083 |
| 15 |
1.00% |
¥324,384 |
¥58,389,125 |
¥4,189,125 |
| 15 |
1.10% |
¥326,773 |
¥58,819,192 |
¥4,619,192 |
| 15 |
1.20% |
¥329,174 |
¥59,251,284 |
¥5,051,284 |
| 15 |
1.30% |
¥331,586 |
¥59,685,398 |
¥5,485,398 |
| 15 |
1.40% |
¥334,009 |
¥60,121,533 |
¥5,921,533 |
| 15 |
1.50% |
¥336,443 |
¥60,559,689 |
¥6,359,689 |
| 15 |
1.60% |
¥338,888 |
¥60,999,863 |
¥6,799,863 |
| 15 |
1.70% |
¥341,345 |
¥61,442,054 |
¥7,242,054 |
| 15 |
1.80% |
¥343,813 |
¥61,886,260 |
¥7,686,260 |
| 15 |
1.90% |
¥346,292 |
¥62,332,479 |
¥8,132,479 |
| 15 |
2.00% |
¥348,782 |
¥62,780,709 |
¥8,580,709 |
| 15 |
2.10% |
¥351,283 |
¥63,230,948 |
¥9,030,948 |
| 15 |
2.20% |
¥353,796 |
¥63,683,195 |
¥9,483,195 |
| 15 |
2.30% |
¥356,319 |
¥64,137,446 |
¥9,937,446 |
| 15 |
2.40% |
¥358,854 |
¥64,593,701 |
¥10,393,701 |
| 15 |
2.50% |
¥361,400 |
¥65,051,955 |
¥10,851,955 |
| 15 |
2.60% |
¥363,957 |
¥65,512,208 |
¥11,312,208 |
| 15 |
2.70% |
¥366,525 |
¥65,974,456 |
¥11,774,456 |
| 15 |
2.80% |
¥369,104 |
¥66,438,696 |
¥12,238,696 |
| 15 |
2.90% |
¥371,694 |
¥66,904,927 |
¥12,704,927 |
| 15 |
3.00% |
¥374,295 |
¥67,373,145 |
¥13,173,145 |
5420万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥467,791 |
¥56,134,930 |
¥1,934,930 |
| 10 |
0.80% |
¥470,125 |
¥56,414,959 |
¥2,214,959 |
| 10 |
0.90% |
¥472,466 |
¥56,695,889 |
¥2,495,889 |
| 10 |
1.00% |
¥474,814 |
¥56,977,721 |
¥2,777,721 |
| 10 |
1.10% |
¥477,170 |
¥57,260,454 |
¥3,060,454 |
| 10 |
1.20% |
¥479,534 |
¥57,544,087 |
¥3,344,087 |
| 10 |
1.30% |
¥481,905 |
¥57,828,622 |
¥3,628,622 |
| 10 |
1.40% |
¥484,284 |
¥58,114,057 |
¥3,914,057 |
| 10 |
1.50% |
¥486,670 |
¥58,400,391 |
¥4,200,391 |
| 10 |
1.60% |
¥489,064 |
¥58,687,626 |
¥4,487,626 |
| 10 |
1.70% |
¥491,465 |
¥58,975,759 |
¥4,775,759 |
| 10 |
1.80% |
¥493,873 |
¥59,264,791 |
¥5,064,791 |
| 10 |
1.90% |
¥496,289 |
¥59,554,722 |
¥5,354,722 |
| 10 |
2.00% |
¥498,713 |
¥59,845,550 |
¥5,645,550 |
| 10 |
2.10% |
¥501,144 |
¥60,137,276 |
¥5,937,276 |
| 10 |
2.20% |
¥503,582 |
¥60,429,899 |
¥6,229,899 |
| 10 |
2.30% |
¥506,028 |
¥60,723,418 |
¥6,523,418 |
| 10 |
2.40% |
¥508,482 |
¥61,017,833 |
¥6,817,833 |
| 10 |
2.50% |
¥510,943 |
¥61,313,144 |
¥7,113,144 |
| 10 |
2.60% |
¥513,411 |
¥61,609,350 |
¥7,409,350 |
| 10 |
2.70% |
¥515,887 |
¥61,906,449 |
¥7,706,449 |
| 10 |
2.80% |
¥518,370 |
¥62,204,443 |
¥8,004,443 |
| 10 |
2.90% |
¥520,861 |
¥62,503,329 |
¥8,303,329 |
| 10 |
3.00% |
¥523,359 |
¥62,803,108 |
¥8,603,108 |
