5440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5440万円の住宅ローン｜期間・年数別
5440万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥107,483 |
¥64,489,907 |
¥10,089,907 |
| 50 |
0.80% |
¥110,035 |
¥66,021,298 |
¥11,621,298 |
| 50 |
0.90% |
¥112,625 |
¥67,574,973 |
¥13,174,973 |
| 50 |
1.00% |
¥115,251 |
¥69,150,836 |
¥14,750,836 |
| 50 |
1.10% |
¥117,915 |
¥70,748,780 |
¥16,348,780 |
| 50 |
1.20% |
¥120,614 |
¥72,368,686 |
¥17,968,686 |
| 50 |
1.30% |
¥123,351 |
¥74,010,427 |
¥19,610,427 |
| 50 |
1.40% |
¥126,123 |
¥75,673,865 |
¥21,273,865 |
| 50 |
1.50% |
¥128,931 |
¥77,358,854 |
¥22,958,854 |
| 50 |
1.60% |
¥131,775 |
¥79,065,236 |
¥24,665,236 |
| 50 |
1.70% |
¥134,655 |
¥80,792,847 |
¥26,392,847 |
| 50 |
1.80% |
¥137,569 |
¥82,541,511 |
¥28,141,511 |
| 50 |
1.90% |
¥140,518 |
¥84,311,047 |
¥29,911,047 |
| 50 |
2.00% |
¥143,502 |
¥86,101,261 |
¥31,701,261 |
| 50 |
2.10% |
¥146,520 |
¥87,911,956 |
¥33,511,956 |
| 50 |
2.20% |
¥149,572 |
¥89,742,925 |
¥35,342,925 |
| 50 |
2.30% |
¥152,657 |
¥91,593,953 |
¥37,193,953 |
| 50 |
2.40% |
¥155,775 |
¥93,464,819 |
¥39,064,819 |
| 50 |
2.50% |
¥158,925 |
¥95,355,296 |
¥40,955,296 |
| 50 |
2.60% |
¥162,109 |
¥97,265,150 |
¥42,865,150 |
| 50 |
2.70% |
¥165,324 |
¥99,194,141 |
¥44,794,141 |
| 50 |
2.80% |
¥168,570 |
¥101,142,023 |
¥46,742,023 |
| 50 |
2.90% |
¥171,848 |
¥103,108,547 |
¥48,708,547 |
| 50 |
3.00% |
¥175,156 |
¥105,093,455 |
¥50,693,455 |
5440万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥117,468 |
¥63,432,812 |
¥9,032,812 |
| 45 |
0.80% |
¥119,993 |
¥64,796,192 |
¥10,396,192 |
| 45 |
0.90% |
¥122,551 |
¥66,177,676 |
¥11,777,676 |
| 45 |
1.00% |
¥125,143 |
¥67,577,202 |
¥13,177,202 |
| 45 |
1.10% |
¥127,768 |
¥68,994,697 |
¥14,594,697 |
| 45 |
1.20% |
¥130,426 |
¥70,430,084 |
¥16,030,084 |
| 45 |
1.30% |
¥133,117 |
¥71,883,278 |
¥17,483,278 |
| 45 |
1.40% |
¥135,841 |
¥73,354,188 |
¥18,954,188 |
| 45 |
1.50% |
¥138,598 |
¥74,842,715 |
¥20,442,715 |
| 45 |
1.60% |
¥141,387 |
¥76,348,756 |
¥21,948,756 |
| 45 |
1.70% |
¥144,208 |
¥77,872,199 |
¥23,472,199 |
| 45 |
1.80% |
¥147,061 |
¥79,412,928 |
¥25,012,928 |
| 45 |
1.90% |
¥149,946 |
¥80,970,821 |
¥26,570,821 |
| 45 |
2.00% |
¥152,862 |
¥82,545,749 |
¥28,145,749 |
| 45 |
2.10% |
¥155,810 |
¥84,137,578 |
¥29,737,578 |
| 45 |
2.20% |
¥158,789 |
¥85,746,170 |
¥31,346,170 |
| 45 |
2.30% |
¥161,799 |
¥87,371,379 |
¥32,971,379 |
| 45 |
2.40% |
¥164,839 |
¥89,013,057 |
¥34,613,057 |
| 45 |
2.50% |
¥167,909 |
¥90,671,048 |
¥36,271,048 |
| 45 |
2.60% |
¥171,010 |
¥92,345,194 |
¥37,945,194 |
| 45 |
2.70% |
¥174,140 |
¥94,035,331 |
¥39,635,331 |
| 45 |
2.80% |
¥177,299 |
¥95,741,291 |
¥41,341,291 |
| 45 |
2.90% |
¥180,487 |
¥97,462,904 |
¥43,062,904 |
| 45 |
3.00% |
¥183,704 |
¥99,199,993 |
¥44,799,993 |
5440万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥129,972 |
¥62,386,712 |
¥7,986,712 |
| 40 |
0.80% |
¥132,470 |
¥63,585,400 |
¥9,185,400 |
| 40 |
0.90% |
¥134,997 |
¥64,798,434 |
¥10,398,434 |
| 40 |
1.00% |
¥137,554 |
¥66,025,770 |
¥11,625,770 |
| 40 |
1.10% |
¥140,140 |
¥67,267,366 |
¥12,867,366 |
| 40 |
1.20% |
¥142,757 |
¥68,523,171 |
¥14,123,171 |
| 40 |
1.30% |
¥145,402 |
¥69,793,131 |
¥15,393,131 |
| 40 |
1.40% |
¥148,077 |
¥71,077,189 |
¥16,677,189 |
| 40 |
1.50% |
¥150,782 |
¥72,375,283 |
¥17,975,283 |
| 40 |
1.60% |
¥153,515 |
¥73,687,346 |
¥19,287,346 |
| 40 |
1.70% |
¥156,278 |
¥75,013,309 |
¥20,613,309 |
| 40 |
1.80% |
¥159,069 |
¥76,353,096 |
¥21,953,096 |
| 40 |
1.90% |
¥161,889 |
¥77,706,631 |
¥23,306,631 |
| 40 |
2.00% |
¥164,737 |
¥79,073,831 |
¥24,673,831 |
| 40 |
2.10% |
¥167,614 |
¥80,454,610 |
¥26,054,610 |
| 40 |
2.20% |
¥170,519 |
¥81,848,881 |
¥27,448,881 |
| 40 |
2.30% |
¥173,451 |
¥83,256,549 |
¥28,856,549 |
| 40 |
2.40% |
¥176,411 |
¥84,677,518 |
¥30,277,518 |
| 40 |
2.50% |
¥179,399 |
¥86,111,691 |
¥31,711,691 |
| 40 |
2.60% |
¥182,415 |
¥87,558,963 |
¥33,158,963 |
| 40 |
2.70% |
¥185,457 |
¥89,019,229 |
¥34,619,229 |
| 40 |
2.80% |
¥188,526 |
¥90,492,381 |
¥36,092,381 |
| 40 |
2.90% |
¥191,621 |
¥91,978,307 |
¥37,578,307 |
| 40 |
3.00% |
¥194,744 |
¥93,476,892 |
¥39,076,892 |
5440万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥146,075 |
¥61,351,628 |
¥6,951,628 |
| 35 |
0.80% |
¥148,545 |
¥62,388,963 |
¥7,988,963 |
| 35 |
0.90% |
¥151,041 |
¥63,437,308 |
¥9,037,308 |
| 35 |
1.00% |
¥153,563 |
¥64,496,636 |
¥10,096,636 |
| 35 |
1.10% |
¥156,112 |
¥65,566,923 |
¥11,166,923 |
| 35 |
1.20% |
¥158,686 |
¥66,648,138 |
¥12,248,138 |
| 35 |
1.30% |
¥161,286 |
¥67,740,250 |
¥13,340,250 |
| 35 |
1.40% |
¥163,912 |
¥68,843,223 |
¥14,443,223 |
| 35 |
1.50% |
¥166,564 |
¥69,957,021 |
¥15,557,021 |
| 35 |
1.60% |
¥169,242 |
¥71,081,604 |
¥16,681,604 |
| 35 |
1.70% |
¥171,945 |
¥72,216,931 |
¥17,816,931 |
| 35 |
1.80% |
¥174,674 |
¥73,362,957 |
¥18,962,957 |
| 35 |
1.90% |
¥177,428 |
¥74,519,636 |
¥20,119,636 |
| 35 |
2.00% |
¥180,207 |
¥75,686,918 |
¥21,286,918 |
| 35 |
2.10% |
¥183,011 |
¥76,864,752 |
¥22,464,752 |
| 35 |
2.20% |
¥185,841 |
¥78,053,085 |
¥23,653,085 |
| 35 |
2.30% |
¥188,695 |
¥79,251,860 |
¥24,851,860 |
| 35 |
2.40% |
¥191,574 |
¥80,461,021 |
¥26,061,021 |
| 35 |
2.50% |
¥194,477 |
¥81,680,507 |
¥27,280,507 |
| 35 |
2.60% |
¥197,405 |
¥82,910,256 |
¥28,510,256 |
| 35 |
2.70% |
¥200,358 |
¥84,150,203 |
¥29,750,203 |
| 35 |
2.80% |
¥203,334 |
¥85,400,284 |
¥31,000,284 |
| 35 |
2.90% |
¥206,334 |
¥86,660,430 |
¥32,260,430 |
| 35 |
3.00% |
¥209,359 |
¥87,930,571 |
¥33,530,571 |
5440万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥167,577 |
¥60,327,580 |
¥5,927,580 |
| 30 |
0.80% |
¥170,019 |
¥61,206,914 |
¥6,806,914 |
| 30 |
0.90% |
¥172,484 |
¥62,094,353 |
¥7,694,353 |
| 30 |
1.00% |
¥174,972 |
¥62,989,884 |
¥8,589,884 |
| 30 |
1.10% |
¥177,482 |
¥63,893,491 |
¥9,493,491 |
| 30 |
1.20% |
¥180,014 |
¥64,805,159 |
¥10,405,159 |
| 30 |
1.30% |
¥182,569 |
¥65,724,869 |
¥11,324,869 |
| 30 |
1.40% |
¥185,146 |
¥66,652,604 |
¥12,252,604 |
| 30 |
1.50% |
¥187,745 |
¥67,588,342 |
¥13,188,342 |
| 30 |
1.60% |
¥190,367 |
¥68,532,062 |
¥14,132,062 |
| 30 |
1.70% |
¥193,010 |
¥69,483,741 |
¥15,083,741 |
| 30 |
1.80% |
¥195,676 |
¥70,443,353 |
¥16,043,353 |
| 30 |
1.90% |
¥198,364 |
¥71,410,875 |
¥17,010,875 |
| 30 |
2.00% |
¥201,073 |
¥72,386,278 |
¥17,986,278 |
| 30 |
2.10% |
¥203,804 |
¥73,369,533 |
¥18,969,533 |
| 30 |
2.20% |
¥206,557 |
¥74,360,613 |
¥19,960,613 |
| 30 |
2.30% |
¥209,332 |
¥75,359,485 |
¥20,959,485 |
| 30 |
2.40% |
¥212,128 |
¥76,366,117 |
¥21,966,117 |
| 30 |
2.50% |
¥214,946 |
¥77,380,477 |
¥22,980,477 |
| 30 |
2.60% |
¥217,785 |
¥78,402,529 |
¥24,002,529 |
| 30 |
2.70% |
¥220,645 |
¥79,432,238 |
¥25,032,238 |
| 30 |
2.80% |
¥223,527 |
¥80,469,568 |
¥26,069,568 |
| 30 |
2.90% |
¥226,429 |
¥81,514,479 |
¥27,114,479 |
| 30 |
3.00% |
¥229,353 |
¥82,566,934 |
¥28,166,934 |
5440万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥197,715 |
¥59,314,587 |
¥4,914,587 |
| 25 |
0.80% |
¥200,131 |
¥60,039,284 |
¥5,639,284 |
| 25 |
0.90% |
¥202,565 |
¥60,769,618 |
¥6,369,618 |
| 25 |
1.00% |
¥205,019 |
¥61,505,585 |
¥7,105,585 |
| 25 |
1.10% |
¥207,491 |
¥62,247,175 |
¥7,847,175 |
| 25 |
1.20% |
¥209,981 |
¥62,994,382 |
¥8,594,382 |
| 25 |
1.30% |
¥212,491 |
¥63,747,196 |
¥9,347,196 |
| 25 |
1.40% |
¥215,019 |
¥64,505,608 |
¥10,105,608 |
| 25 |
1.50% |
¥217,565 |
¥65,269,608 |
¥10,869,608 |
| 25 |
1.60% |
¥220,131 |
¥66,039,186 |
¥11,639,186 |
| 25 |
1.70% |
¥222,714 |
¥66,814,329 |
¥12,414,329 |
| 25 |
1.80% |
¥225,317 |
¥67,595,026 |
¥13,195,026 |
| 25 |
1.90% |
¥227,938 |
¥68,381,263 |
¥13,981,263 |
| 25 |
2.00% |
¥230,577 |
¥69,173,028 |
¥14,773,028 |
| 25 |
2.10% |
¥233,234 |
¥69,970,306 |
¥15,570,306 |
| 25 |
2.20% |
¥235,910 |
¥70,773,084 |
¥16,373,084 |
| 25 |
2.30% |
¥238,604 |
¥71,581,344 |
¥17,181,344 |
| 25 |
2.40% |
¥241,317 |
¥72,395,072 |
¥17,995,072 |
| 25 |
2.50% |
¥244,048 |
¥73,214,251 |
¥18,814,251 |
| 25 |
2.60% |
¥246,796 |
¥74,038,864 |
¥19,638,864 |
| 25 |
2.70% |
¥249,563 |
¥74,868,892 |
¥20,468,892 |
| 25 |
2.80% |
¥252,348 |
¥75,704,318 |
¥21,304,318 |
| 25 |
2.90% |
¥255,150 |
¥76,545,123 |
¥22,145,123 |
| 25 |
3.00% |
¥257,971 |
¥77,391,286 |
¥22,991,286 |
5440万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥242,969 |
¥58,312,664 |
¥3,912,664 |
| 20 |
0.80% |
¥245,359 |
¥58,886,097 |
¥4,486,097 |
| 20 |
0.90% |
¥247,763 |
¥59,463,143 |
¥5,063,143 |
| 20 |
1.00% |
¥250,183 |
¥60,043,801 |
¥5,643,801 |
| 20 |
1.10% |
¥252,617 |
¥60,628,066 |
¥6,228,066 |
| 20 |
1.20% |
¥255,066 |
¥61,215,935 |
¥6,815,935 |
| 20 |
1.30% |
¥257,531 |
¥61,807,405 |
¥7,407,405 |
| 20 |
1.40% |
¥260,010 |
¥62,402,471 |
¥8,002,471 |
| 20 |
1.50% |
¥262,505 |
¥63,001,129 |
¥8,601,129 |
| 20 |
1.60% |
¥265,014 |
¥63,603,374 |
¥9,203,374 |
| 20 |
1.70% |
¥267,538 |
¥64,209,202 |
¥9,809,202 |
| 20 |
1.80% |
¥270,078 |
¥64,818,607 |
¥10,418,607 |
| 20 |
1.90% |
¥272,632 |
¥65,431,585 |
¥11,031,585 |
| 20 |
2.00% |
¥275,201 |
¥66,048,128 |
¥11,648,128 |
| 20 |
2.10% |
¥277,784 |
¥66,668,232 |
¥12,268,232 |
| 20 |
2.20% |
¥280,383 |
¥67,291,890 |
¥12,891,890 |
| 20 |
2.30% |
¥282,996 |
¥67,919,096 |
¥13,519,096 |
| 20 |
2.40% |
¥285,624 |
¥68,549,842 |
¥14,149,842 |
| 20 |
2.50% |
¥288,267 |
¥69,184,122 |
¥14,784,122 |
| 20 |
2.60% |
¥290,925 |
¥69,821,928 |
¥15,421,928 |
| 20 |
2.70% |
¥293,597 |
¥70,463,253 |
¥16,063,253 |
| 20 |
2.80% |
¥296,284 |
¥71,108,089 |
¥16,708,089 |
| 20 |
2.90% |
¥298,985 |
¥71,756,429 |
¥17,356,429 |
| 20 |
3.00% |
¥301,701 |
¥72,408,262 |
¥18,008,262 |
5440万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥318,455 |
¥57,321,821 |
¥2,921,821 |
| 15 |
0.80% |
¥320,819 |
¥57,747,374 |
¥3,347,374 |
| 15 |
0.90% |
¥323,194 |
¥58,174,961 |
¥3,774,961 |
| 15 |
1.00% |
¥325,581 |
¥58,604,583 |
¥4,204,583 |
| 15 |
1.10% |
¥327,979 |
¥59,036,237 |
¥4,636,237 |
| 15 |
1.20% |
¥330,388 |
¥59,469,923 |
¥5,069,923 |
| 15 |
1.30% |
¥332,809 |
¥59,905,639 |
¥5,505,639 |
| 15 |
1.40% |
¥335,241 |
¥60,343,384 |
¥5,943,384 |
| 15 |
1.50% |
¥337,684 |
¥60,783,157 |
¥6,383,157 |
| 15 |
1.60% |
¥340,139 |
¥61,224,955 |
¥6,824,955 |
| 15 |
1.70% |
¥342,604 |
¥61,668,777 |
¥7,268,777 |
| 15 |
1.80% |
¥345,081 |
¥62,114,622 |
¥7,714,622 |
| 15 |
1.90% |
¥347,569 |
¥62,562,488 |
¥8,162,488 |
| 15 |
2.00% |
¥350,069 |
¥63,012,372 |
¥8,612,372 |
| 15 |
2.10% |
¥352,579 |
¥63,464,273 |
¥9,064,273 |
| 15 |
2.20% |
¥355,101 |
¥63,918,188 |
¥9,518,188 |
| 15 |
2.30% |
¥357,634 |
¥64,374,116 |
¥9,974,116 |
| 15 |
2.40% |
¥360,178 |
¥64,832,054 |
¥10,432,054 |
| 15 |
2.50% |
¥362,733 |
¥65,291,999 |
¥10,891,999 |
| 15 |
2.60% |
¥365,300 |
¥65,753,950 |
¥11,353,950 |
| 15 |
2.70% |
¥367,877 |
¥66,217,904 |
¥11,817,904 |
| 15 |
2.80% |
¥370,466 |
¥66,683,857 |
¥12,283,857 |
| 15 |
2.90% |
¥373,066 |
¥67,151,809 |
¥12,751,809 |
| 15 |
3.00% |
¥375,676 |
¥67,621,754 |
¥13,221,754 |
5440万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥469,517 |
¥56,342,070 |
¥1,942,070 |
| 10 |
0.80% |
¥471,859 |
¥56,623,132 |
¥2,223,132 |
| 10 |
0.90% |
¥474,209 |
¥56,905,099 |
¥2,505,099 |
| 10 |
1.00% |
¥476,566 |
¥57,187,970 |
¥2,787,970 |
| 10 |
1.10% |
¥478,931 |
¥57,471,747 |
¥3,071,747 |
| 10 |
1.20% |
¥481,304 |
¥57,756,427 |
¥3,356,427 |
| 10 |
1.30% |
¥483,683 |
¥58,042,012 |
¥3,642,012 |
| 10 |
1.40% |
¥486,071 |
¥58,328,500 |
¥3,928,500 |
| 10 |
1.50% |
¥488,466 |
¥58,615,891 |
¥4,215,891 |
| 10 |
1.60% |
¥490,868 |
¥58,904,185 |
¥4,504,185 |
| 10 |
1.70% |
¥493,278 |
¥59,193,382 |
¥4,793,382 |
| 10 |
1.80% |
¥495,696 |
¥59,483,481 |
¥5,083,481 |
| 10 |
1.90% |
¥498,121 |
¥59,774,481 |
¥5,374,481 |
| 10 |
2.00% |
¥500,553 |
¥60,066,383 |
¥5,666,383 |
| 10 |
2.10% |
¥502,993 |
¥60,359,185 |
¥5,959,185 |
| 10 |
2.20% |
¥505,441 |
¥60,652,888 |
¥6,252,888 |
| 10 |
2.30% |
¥507,896 |
¥60,947,490 |
¥6,547,490 |
| 10 |
2.40% |
¥510,358 |
¥61,242,992 |
¥6,842,992 |
| 10 |
2.50% |
¥512,828 |
¥61,539,392 |
¥7,139,392 |
| 10 |
2.60% |
¥515,306 |
¥61,836,690 |
¥7,436,690 |
| 10 |
2.70% |
¥517,791 |
¥62,134,886 |
¥7,734,886 |
| 10 |
2.80% |
¥520,283 |
¥62,433,979 |
¥8,033,979 |
| 10 |
2.90% |
¥522,783 |
¥62,733,969 |
¥8,333,969 |
| 10 |
3.00% |
¥525,290 |
¥63,034,854 |
¥8,634,854 |
