5440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5440万円の住宅ローン｜期間・年数別
5440万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥107,483 | ¥64,489,907 | ¥10,089,907 |
| 50 | 0.80% | ¥110,035 | ¥66,021,298 | ¥11,621,298 |
| 50 | 0.90% | ¥112,625 | ¥67,574,973 | ¥13,174,973 |
| 50 | 1.00% | ¥115,251 | ¥69,150,836 | ¥14,750,836 |
| 50 | 1.10% | ¥117,915 | ¥70,748,780 | ¥16,348,780 |
| 50 | 1.20% | ¥120,614 | ¥72,368,686 | ¥17,968,686 |
| 50 | 1.30% | ¥123,351 | ¥74,010,427 | ¥19,610,427 |
| 50 | 1.40% | ¥126,123 | ¥75,673,865 | ¥21,273,865 |
| 50 | 1.50% | ¥128,931 | ¥77,358,854 | ¥22,958,854 |
| 50 | 1.60% | ¥131,775 | ¥79,065,236 | ¥24,665,236 |
| 50 | 1.70% | ¥134,655 | ¥80,792,847 | ¥26,392,847 |
| 50 | 1.80% | ¥137,569 | ¥82,541,511 | ¥28,141,511 |
| 50 | 1.90% | ¥140,518 | ¥84,311,047 | ¥29,911,047 |
| 50 | 2.00% | ¥143,502 | ¥86,101,261 | ¥31,701,261 |
| 50 | 2.10% | ¥146,520 | ¥87,911,956 | ¥33,511,956 |
| 50 | 2.20% | ¥149,572 | ¥89,742,925 | ¥35,342,925 |
| 50 | 2.30% | ¥152,657 | ¥91,593,953 | ¥37,193,953 |
| 50 | 2.40% | ¥155,775 | ¥93,464,819 | ¥39,064,819 |
| 50 | 2.50% | ¥158,925 | ¥95,355,296 | ¥40,955,296 |
| 50 | 2.60% | ¥162,109 | ¥97,265,150 | ¥42,865,150 |
| 50 | 2.70% | ¥165,324 | ¥99,194,141 | ¥44,794,141 |
| 50 | 2.80% | ¥168,570 | ¥101,142,023 | ¥46,742,023 |
| 50 | 2.90% | ¥171,848 | ¥103,108,547 | ¥48,708,547 |
| 50 | 3.00% | ¥175,156 | ¥105,093,455 | ¥50,693,455 |
5440万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥117,468 | ¥63,432,812 | ¥9,032,812 |
| 45 | 0.80% | ¥119,993 | ¥64,796,192 | ¥10,396,192 |
| 45 | 0.90% | ¥122,551 | ¥66,177,676 | ¥11,777,676 |
| 45 | 1.00% | ¥125,143 | ¥67,577,202 | ¥13,177,202 |
| 45 | 1.10% | ¥127,768 | ¥68,994,697 | ¥14,594,697 |
| 45 | 1.20% | ¥130,426 | ¥70,430,084 | ¥16,030,084 |
| 45 | 1.30% | ¥133,117 | ¥71,883,278 | ¥17,483,278 |
| 45 | 1.40% | ¥135,841 | ¥73,354,188 | ¥18,954,188 |
| 45 | 1.50% | ¥138,598 | ¥74,842,715 | ¥20,442,715 |
| 45 | 1.60% | ¥141,387 | ¥76,348,756 | ¥21,948,756 |
| 45 | 1.70% | ¥144,208 | ¥77,872,199 | ¥23,472,199 |
| 45 | 1.80% | ¥147,061 | ¥79,412,928 | ¥25,012,928 |
| 45 | 1.90% | ¥149,946 | ¥80,970,821 | ¥26,570,821 |
| 45 | 2.00% | ¥152,862 | ¥82,545,749 | ¥28,145,749 |
| 45 | 2.10% | ¥155,810 | ¥84,137,578 | ¥29,737,578 |
| 45 | 2.20% | ¥158,789 | ¥85,746,170 | ¥31,346,170 |
| 45 | 2.30% | ¥161,799 | ¥87,371,379 | ¥32,971,379 |
| 45 | 2.40% | ¥164,839 | ¥89,013,057 | ¥34,613,057 |
| 45 | 2.50% | ¥167,909 | ¥90,671,048 | ¥36,271,048 |
| 45 | 2.60% | ¥171,010 | ¥92,345,194 | ¥37,945,194 |
| 45 | 2.70% | ¥174,140 | ¥94,035,331 | ¥39,635,331 |
| 45 | 2.80% | ¥177,299 | ¥95,741,291 | ¥41,341,291 |
| 45 | 2.90% | ¥180,487 | ¥97,462,904 | ¥43,062,904 |
| 45 | 3.00% | ¥183,704 | ¥99,199,993 | ¥44,799,993 |
5440万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥129,972 | ¥62,386,712 | ¥7,986,712 |
| 40 | 0.80% | ¥132,470 | ¥63,585,400 | ¥9,185,400 |
| 40 | 0.90% | ¥134,997 | ¥64,798,434 | ¥10,398,434 |
| 40 | 1.00% | ¥137,554 | ¥66,025,770 | ¥11,625,770 |
| 40 | 1.10% | ¥140,140 | ¥67,267,366 | ¥12,867,366 |
| 40 | 1.20% | ¥142,757 | ¥68,523,171 | ¥14,123,171 |
| 40 | 1.30% | ¥145,402 | ¥69,793,131 | ¥15,393,131 |
| 40 | 1.40% | ¥148,077 | ¥71,077,189 | ¥16,677,189 |
| 40 | 1.50% | ¥150,782 | ¥72,375,283 | ¥17,975,283 |
| 40 | 1.60% | ¥153,515 | ¥73,687,346 | ¥19,287,346 |
| 40 | 1.70% | ¥156,278 | ¥75,013,309 | ¥20,613,309 |
| 40 | 1.80% | ¥159,069 | ¥76,353,096 | ¥21,953,096 |
| 40 | 1.90% | ¥161,889 | ¥77,706,631 | ¥23,306,631 |
| 40 | 2.00% | ¥164,737 | ¥79,073,831 | ¥24,673,831 |
| 40 | 2.10% | ¥167,614 | ¥80,454,610 | ¥26,054,610 |
| 40 | 2.20% | ¥170,519 | ¥81,848,881 | ¥27,448,881 |
| 40 | 2.30% | ¥173,451 | ¥83,256,549 | ¥28,856,549 |
| 40 | 2.40% | ¥176,411 | ¥84,677,518 | ¥30,277,518 |
| 40 | 2.50% | ¥179,399 | ¥86,111,691 | ¥31,711,691 |
| 40 | 2.60% | ¥182,415 | ¥87,558,963 | ¥33,158,963 |
| 40 | 2.70% | ¥185,457 | ¥89,019,229 | ¥34,619,229 |
| 40 | 2.80% | ¥188,526 | ¥90,492,381 | ¥36,092,381 |
| 40 | 2.90% | ¥191,621 | ¥91,978,307 | ¥37,578,307 |
| 40 | 3.00% | ¥194,744 | ¥93,476,892 | ¥39,076,892 |
5440万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥146,075 | ¥61,351,628 | ¥6,951,628 |
| 35 | 0.80% | ¥148,545 | ¥62,388,963 | ¥7,988,963 |
| 35 | 0.90% | ¥151,041 | ¥63,437,308 | ¥9,037,308 |
| 35 | 1.00% | ¥153,563 | ¥64,496,636 | ¥10,096,636 |
| 35 | 1.10% | ¥156,112 | ¥65,566,923 | ¥11,166,923 |
| 35 | 1.20% | ¥158,686 | ¥66,648,138 | ¥12,248,138 |
| 35 | 1.30% | ¥161,286 | ¥67,740,250 | ¥13,340,250 |
| 35 | 1.40% | ¥163,912 | ¥68,843,223 | ¥14,443,223 |
| 35 | 1.50% | ¥166,564 | ¥69,957,021 | ¥15,557,021 |
| 35 | 1.60% | ¥169,242 | ¥71,081,604 | ¥16,681,604 |
| 35 | 1.70% | ¥171,945 | ¥72,216,931 | ¥17,816,931 |
| 35 | 1.80% | ¥174,674 | ¥73,362,957 | ¥18,962,957 |
| 35 | 1.90% | ¥177,428 | ¥74,519,636 | ¥20,119,636 |
| 35 | 2.00% | ¥180,207 | ¥75,686,918 | ¥21,286,918 |
| 35 | 2.10% | ¥183,011 | ¥76,864,752 | ¥22,464,752 |
| 35 | 2.20% | ¥185,841 | ¥78,053,085 | ¥23,653,085 |
| 35 | 2.30% | ¥188,695 | ¥79,251,860 | ¥24,851,860 |
| 35 | 2.40% | ¥191,574 | ¥80,461,021 | ¥26,061,021 |
| 35 | 2.50% | ¥194,477 | ¥81,680,507 | ¥27,280,507 |
| 35 | 2.60% | ¥197,405 | ¥82,910,256 | ¥28,510,256 |
| 35 | 2.70% | ¥200,358 | ¥84,150,203 | ¥29,750,203 |
| 35 | 2.80% | ¥203,334 | ¥85,400,284 | ¥31,000,284 |
| 35 | 2.90% | ¥206,334 | ¥86,660,430 | ¥32,260,430 |
| 35 | 3.00% | ¥209,359 | ¥87,930,571 | ¥33,530,571 |
5440万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥167,577 | ¥60,327,580 | ¥5,927,580 |
| 30 | 0.80% | ¥170,019 | ¥61,206,914 | ¥6,806,914 |
| 30 | 0.90% | ¥172,484 | ¥62,094,353 | ¥7,694,353 |
| 30 | 1.00% | ¥174,972 | ¥62,989,884 | ¥8,589,884 |
| 30 | 1.10% | ¥177,482 | ¥63,893,491 | ¥9,493,491 |
| 30 | 1.20% | ¥180,014 | ¥64,805,159 | ¥10,405,159 |
| 30 | 1.30% | ¥182,569 | ¥65,724,869 | ¥11,324,869 |
| 30 | 1.40% | ¥185,146 | ¥66,652,604 | ¥12,252,604 |
| 30 | 1.50% | ¥187,745 | ¥67,588,342 | ¥13,188,342 |
| 30 | 1.60% | ¥190,367 | ¥68,532,062 | ¥14,132,062 |
| 30 | 1.70% | ¥193,010 | ¥69,483,741 | ¥15,083,741 |
| 30 | 1.80% | ¥195,676 | ¥70,443,353 | ¥16,043,353 |
| 30 | 1.90% | ¥198,364 | ¥71,410,875 | ¥17,010,875 |
| 30 | 2.00% | ¥201,073 | ¥72,386,278 | ¥17,986,278 |
| 30 | 2.10% | ¥203,804 | ¥73,369,533 | ¥18,969,533 |
| 30 | 2.20% | ¥206,557 | ¥74,360,613 | ¥19,960,613 |
| 30 | 2.30% | ¥209,332 | ¥75,359,485 | ¥20,959,485 |
| 30 | 2.40% | ¥212,128 | ¥76,366,117 | ¥21,966,117 |
| 30 | 2.50% | ¥214,946 | ¥77,380,477 | ¥22,980,477 |
| 30 | 2.60% | ¥217,785 | ¥78,402,529 | ¥24,002,529 |
| 30 | 2.70% | ¥220,645 | ¥79,432,238 | ¥25,032,238 |
| 30 | 2.80% | ¥223,527 | ¥80,469,568 | ¥26,069,568 |
| 30 | 2.90% | ¥226,429 | ¥81,514,479 | ¥27,114,479 |
| 30 | 3.00% | ¥229,353 | ¥82,566,934 | ¥28,166,934 |
5440万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥197,715 | ¥59,314,587 | ¥4,914,587 |
| 25 | 0.80% | ¥200,131 | ¥60,039,284 | ¥5,639,284 |
| 25 | 0.90% | ¥202,565 | ¥60,769,618 | ¥6,369,618 |
| 25 | 1.00% | ¥205,019 | ¥61,505,585 | ¥7,105,585 |
| 25 | 1.10% | ¥207,491 | ¥62,247,175 | ¥7,847,175 |
| 25 | 1.20% | ¥209,981 | ¥62,994,382 | ¥8,594,382 |
| 25 | 1.30% | ¥212,491 | ¥63,747,196 | ¥9,347,196 |
| 25 | 1.40% | ¥215,019 | ¥64,505,608 | ¥10,105,608 |
| 25 | 1.50% | ¥217,565 | ¥65,269,608 | ¥10,869,608 |
| 25 | 1.60% | ¥220,131 | ¥66,039,186 | ¥11,639,186 |
| 25 | 1.70% | ¥222,714 | ¥66,814,329 | ¥12,414,329 |
| 25 | 1.80% | ¥225,317 | ¥67,595,026 | ¥13,195,026 |
| 25 | 1.90% | ¥227,938 | ¥68,381,263 | ¥13,981,263 |
| 25 | 2.00% | ¥230,577 | ¥69,173,028 | ¥14,773,028 |
| 25 | 2.10% | ¥233,234 | ¥69,970,306 | ¥15,570,306 |
| 25 | 2.20% | ¥235,910 | ¥70,773,084 | ¥16,373,084 |
| 25 | 2.30% | ¥238,604 | ¥71,581,344 | ¥17,181,344 |
| 25 | 2.40% | ¥241,317 | ¥72,395,072 | ¥17,995,072 |
| 25 | 2.50% | ¥244,048 | ¥73,214,251 | ¥18,814,251 |
| 25 | 2.60% | ¥246,796 | ¥74,038,864 | ¥19,638,864 |
| 25 | 2.70% | ¥249,563 | ¥74,868,892 | ¥20,468,892 |
| 25 | 2.80% | ¥252,348 | ¥75,704,318 | ¥21,304,318 |
| 25 | 2.90% | ¥255,150 | ¥76,545,123 | ¥22,145,123 |
| 25 | 3.00% | ¥257,971 | ¥77,391,286 | ¥22,991,286 |
5440万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥242,969 | ¥58,312,664 | ¥3,912,664 |
| 20 | 0.80% | ¥245,359 | ¥58,886,097 | ¥4,486,097 |
| 20 | 0.90% | ¥247,763 | ¥59,463,143 | ¥5,063,143 |
| 20 | 1.00% | ¥250,183 | ¥60,043,801 | ¥5,643,801 |
| 20 | 1.10% | ¥252,617 | ¥60,628,066 | ¥6,228,066 |
| 20 | 1.20% | ¥255,066 | ¥61,215,935 | ¥6,815,935 |
| 20 | 1.30% | ¥257,531 | ¥61,807,405 | ¥7,407,405 |
| 20 | 1.40% | ¥260,010 | ¥62,402,471 | ¥8,002,471 |
| 20 | 1.50% | ¥262,505 | ¥63,001,129 | ¥8,601,129 |
| 20 | 1.60% | ¥265,014 | ¥63,603,374 | ¥9,203,374 |
| 20 | 1.70% | ¥267,538 | ¥64,209,202 | ¥9,809,202 |
| 20 | 1.80% | ¥270,078 | ¥64,818,607 | ¥10,418,607 |
| 20 | 1.90% | ¥272,632 | ¥65,431,585 | ¥11,031,585 |
| 20 | 2.00% | ¥275,201 | ¥66,048,128 | ¥11,648,128 |
| 20 | 2.10% | ¥277,784 | ¥66,668,232 | ¥12,268,232 |
| 20 | 2.20% | ¥280,383 | ¥67,291,890 | ¥12,891,890 |
| 20 | 2.30% | ¥282,996 | ¥67,919,096 | ¥13,519,096 |
| 20 | 2.40% | ¥285,624 | ¥68,549,842 | ¥14,149,842 |
| 20 | 2.50% | ¥288,267 | ¥69,184,122 | ¥14,784,122 |
| 20 | 2.60% | ¥290,925 | ¥69,821,928 | ¥15,421,928 |
| 20 | 2.70% | ¥293,597 | ¥70,463,253 | ¥16,063,253 |
| 20 | 2.80% | ¥296,284 | ¥71,108,089 | ¥16,708,089 |
| 20 | 2.90% | ¥298,985 | ¥71,756,429 | ¥17,356,429 |
| 20 | 3.00% | ¥301,701 | ¥72,408,262 | ¥18,008,262 |
5440万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥318,455 | ¥57,321,821 | ¥2,921,821 |
| 15 | 0.80% | ¥320,819 | ¥57,747,374 | ¥3,347,374 |
| 15 | 0.90% | ¥323,194 | ¥58,174,961 | ¥3,774,961 |
| 15 | 1.00% | ¥325,581 | ¥58,604,583 | ¥4,204,583 |
| 15 | 1.10% | ¥327,979 | ¥59,036,237 | ¥4,636,237 |
| 15 | 1.20% | ¥330,388 | ¥59,469,923 | ¥5,069,923 |
| 15 | 1.30% | ¥332,809 | ¥59,905,639 | ¥5,505,639 |
| 15 | 1.40% | ¥335,241 | ¥60,343,384 | ¥5,943,384 |
| 15 | 1.50% | ¥337,684 | ¥60,783,157 | ¥6,383,157 |
| 15 | 1.60% | ¥340,139 | ¥61,224,955 | ¥6,824,955 |
| 15 | 1.70% | ¥342,604 | ¥61,668,777 | ¥7,268,777 |
| 15 | 1.80% | ¥345,081 | ¥62,114,622 | ¥7,714,622 |
| 15 | 1.90% | ¥347,569 | ¥62,562,488 | ¥8,162,488 |
| 15 | 2.00% | ¥350,069 | ¥63,012,372 | ¥8,612,372 |
| 15 | 2.10% | ¥352,579 | ¥63,464,273 | ¥9,064,273 |
| 15 | 2.20% | ¥355,101 | ¥63,918,188 | ¥9,518,188 |
| 15 | 2.30% | ¥357,634 | ¥64,374,116 | ¥9,974,116 |
| 15 | 2.40% | ¥360,178 | ¥64,832,054 | ¥10,432,054 |
| 15 | 2.50% | ¥362,733 | ¥65,291,999 | ¥10,891,999 |
| 15 | 2.60% | ¥365,300 | ¥65,753,950 | ¥11,353,950 |
| 15 | 2.70% | ¥367,877 | ¥66,217,904 | ¥11,817,904 |
| 15 | 2.80% | ¥370,466 | ¥66,683,857 | ¥12,283,857 |
| 15 | 2.90% | ¥373,066 | ¥67,151,809 | ¥12,751,809 |
| 15 | 3.00% | ¥375,676 | ¥67,621,754 | ¥13,221,754 |
5440万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥469,517 | ¥56,342,070 | ¥1,942,070 |
| 10 | 0.80% | ¥471,859 | ¥56,623,132 | ¥2,223,132 |
| 10 | 0.90% | ¥474,209 | ¥56,905,099 | ¥2,505,099 |
| 10 | 1.00% | ¥476,566 | ¥57,187,970 | ¥2,787,970 |
| 10 | 1.10% | ¥478,931 | ¥57,471,747 | ¥3,071,747 |
| 10 | 1.20% | ¥481,304 | ¥57,756,427 | ¥3,356,427 |
| 10 | 1.30% | ¥483,683 | ¥58,042,012 | ¥3,642,012 |
| 10 | 1.40% | ¥486,071 | ¥58,328,500 | ¥3,928,500 |
| 10 | 1.50% | ¥488,466 | ¥58,615,891 | ¥4,215,891 |
| 10 | 1.60% | ¥490,868 | ¥58,904,185 | ¥4,504,185 |
| 10 | 1.70% | ¥493,278 | ¥59,193,382 | ¥4,793,382 |
| 10 | 1.80% | ¥495,696 | ¥59,483,481 | ¥5,083,481 |
| 10 | 1.90% | ¥498,121 | ¥59,774,481 | ¥5,374,481 |
| 10 | 2.00% | ¥500,553 | ¥60,066,383 | ¥5,666,383 |
| 10 | 2.10% | ¥502,993 | ¥60,359,185 | ¥5,959,185 |
| 10 | 2.20% | ¥505,441 | ¥60,652,888 | ¥6,252,888 |
| 10 | 2.30% | ¥507,896 | ¥60,947,490 | ¥6,547,490 |
| 10 | 2.40% | ¥510,358 | ¥61,242,992 | ¥6,842,992 |
| 10 | 2.50% | ¥512,828 | ¥61,539,392 | ¥7,139,392 |
| 10 | 2.60% | ¥515,306 | ¥61,836,690 | ¥7,436,690 |
| 10 | 2.70% | ¥517,791 | ¥62,134,886 | ¥7,734,886 |
| 10 | 2.80% | ¥520,283 | ¥62,433,979 | ¥8,033,979 |
| 10 | 2.90% | ¥522,783 | ¥62,733,969 | ¥8,333,969 |
| 10 | 3.00% | ¥525,290 | ¥63,034,854 | ¥8,634,854 |
