5480万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5480万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5480万円の住宅ローン｜期間・年数別
5480万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥108,273 |
¥64,964,098 |
¥10,164,098 |
| 50 |
0.80% |
¥110,845 |
¥66,506,749 |
¥11,706,749 |
| 50 |
0.90% |
¥113,453 |
¥68,071,848 |
¥13,271,848 |
| 50 |
1.00% |
¥116,099 |
¥69,659,298 |
¥14,859,298 |
| 50 |
1.10% |
¥118,782 |
¥71,268,991 |
¥16,468,991 |
| 50 |
1.20% |
¥121,501 |
¥72,900,808 |
¥18,100,808 |
| 50 |
1.30% |
¥124,258 |
¥74,554,621 |
¥19,754,621 |
| 50 |
1.40% |
¥127,050 |
¥76,230,290 |
¥21,430,290 |
| 50 |
1.50% |
¥129,879 |
¥77,927,669 |
¥23,127,669 |
| 50 |
1.60% |
¥132,744 |
¥79,646,598 |
¥24,846,598 |
| 50 |
1.70% |
¥135,645 |
¥81,386,912 |
¥26,586,912 |
| 50 |
1.80% |
¥138,581 |
¥83,148,434 |
¥28,348,434 |
| 50 |
1.90% |
¥141,552 |
¥84,930,981 |
¥30,130,981 |
| 50 |
2.00% |
¥144,557 |
¥86,734,359 |
¥31,934,359 |
| 50 |
2.10% |
¥147,597 |
¥88,558,368 |
¥33,758,368 |
| 50 |
2.20% |
¥150,671 |
¥90,402,799 |
¥35,602,799 |
| 50 |
2.30% |
¥153,779 |
¥92,267,438 |
¥37,467,438 |
| 50 |
2.40% |
¥156,920 |
¥94,152,060 |
¥39,352,060 |
| 50 |
2.50% |
¥160,094 |
¥96,056,438 |
¥41,256,438 |
| 50 |
2.60% |
¥163,301 |
¥97,980,335 |
¥43,180,335 |
| 50 |
2.70% |
¥166,539 |
¥99,923,510 |
¥45,123,510 |
| 50 |
2.80% |
¥169,810 |
¥101,885,715 |
¥47,085,715 |
| 50 |
2.90% |
¥173,111 |
¥103,866,698 |
¥49,066,698 |
| 50 |
3.00% |
¥176,444 |
¥105,866,201 |
¥51,066,201 |
5480万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥118,332 |
¥63,899,230 |
¥9,099,230 |
| 45 |
0.80% |
¥120,875 |
¥65,272,634 |
¥10,472,634 |
| 45 |
0.90% |
¥123,452 |
¥66,664,277 |
¥11,864,277 |
| 45 |
1.00% |
¥126,063 |
¥68,074,093 |
¥13,274,093 |
| 45 |
1.10% |
¥128,707 |
¥69,502,011 |
¥14,702,011 |
| 45 |
1.20% |
¥131,385 |
¥70,947,952 |
¥16,147,952 |
| 45 |
1.30% |
¥134,096 |
¥72,411,832 |
¥17,611,832 |
| 45 |
1.40% |
¥136,840 |
¥73,893,557 |
¥19,093,557 |
| 45 |
1.50% |
¥139,617 |
¥75,393,029 |
¥20,593,029 |
| 45 |
1.60% |
¥142,426 |
¥76,910,144 |
¥22,110,144 |
| 45 |
1.70% |
¥145,268 |
¥78,444,789 |
¥23,644,789 |
| 45 |
1.80% |
¥148,142 |
¥79,996,847 |
¥25,196,847 |
| 45 |
1.90% |
¥151,049 |
¥81,566,195 |
¥26,766,195 |
| 45 |
2.00% |
¥153,986 |
¥83,152,703 |
¥28,352,703 |
| 45 |
2.10% |
¥156,956 |
¥84,756,237 |
¥29,956,237 |
| 45 |
2.20% |
¥159,957 |
¥86,376,657 |
¥31,576,657 |
| 45 |
2.30% |
¥162,989 |
¥88,013,816 |
¥33,213,816 |
| 45 |
2.40% |
¥166,051 |
¥89,667,564 |
¥34,867,564 |
| 45 |
2.50% |
¥169,144 |
¥91,337,747 |
¥36,537,747 |
| 45 |
2.60% |
¥172,267 |
¥93,024,202 |
¥38,224,202 |
| 45 |
2.70% |
¥175,420 |
¥94,726,767 |
¥39,926,767 |
| 45 |
2.80% |
¥178,602 |
¥96,445,272 |
¥41,645,272 |
| 45 |
2.90% |
¥181,814 |
¥98,179,543 |
¥43,379,543 |
| 45 |
3.00% |
¥185,054 |
¥99,929,405 |
¥45,129,405 |
5480万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥130,928 |
¥62,845,438 |
¥8,045,438 |
| 40 |
0.80% |
¥133,444 |
¥64,052,940 |
¥9,252,940 |
| 40 |
0.90% |
¥135,989 |
¥65,274,893 |
¥10,474,893 |
| 40 |
1.00% |
¥138,565 |
¥66,511,254 |
¥11,711,254 |
| 40 |
1.10% |
¥141,171 |
¥67,761,979 |
¥12,961,979 |
| 40 |
1.20% |
¥143,806 |
¥69,027,017 |
¥14,227,017 |
| 40 |
1.30% |
¥146,471 |
¥70,306,316 |
¥15,506,316 |
| 40 |
1.40% |
¥149,166 |
¥71,599,816 |
¥16,799,816 |
| 40 |
1.50% |
¥151,891 |
¥72,907,454 |
¥18,107,454 |
| 40 |
1.60% |
¥154,644 |
¥74,229,165 |
¥19,429,165 |
| 40 |
1.70% |
¥157,427 |
¥75,564,877 |
¥20,764,877 |
| 40 |
1.80% |
¥160,239 |
¥76,914,516 |
¥22,114,516 |
| 40 |
1.90% |
¥163,079 |
¥78,278,003 |
¥23,478,003 |
| 40 |
2.00% |
¥165,948 |
¥79,655,256 |
¥24,855,256 |
| 40 |
2.10% |
¥168,846 |
¥81,046,188 |
¥26,246,188 |
| 40 |
2.20% |
¥171,772 |
¥82,450,711 |
¥27,650,711 |
| 40 |
2.30% |
¥174,727 |
¥83,868,729 |
¥29,068,729 |
| 40 |
2.40% |
¥177,709 |
¥85,300,147 |
¥30,500,147 |
| 40 |
2.50% |
¥180,718 |
¥86,744,865 |
¥31,944,865 |
| 40 |
2.60% |
¥183,756 |
¥88,202,779 |
¥33,402,779 |
| 40 |
2.70% |
¥186,820 |
¥89,673,782 |
¥34,873,782 |
| 40 |
2.80% |
¥189,912 |
¥91,157,766 |
¥36,357,766 |
| 40 |
2.90% |
¥193,030 |
¥92,654,618 |
¥37,854,618 |
| 40 |
3.00% |
¥196,175 |
¥94,164,222 |
¥39,364,222 |
5480万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥147,149 |
¥61,802,742 |
¥7,002,742 |
| 35 |
0.80% |
¥149,637 |
¥62,847,706 |
¥8,047,706 |
| 35 |
0.90% |
¥152,152 |
¥63,903,758 |
¥9,103,758 |
| 35 |
1.00% |
¥154,693 |
¥64,970,876 |
¥10,170,876 |
| 35 |
1.10% |
¥157,260 |
¥66,049,033 |
¥11,249,033 |
| 35 |
1.20% |
¥159,853 |
¥67,138,198 |
¥12,338,198 |
| 35 |
1.30% |
¥162,472 |
¥68,238,340 |
¥13,438,340 |
| 35 |
1.40% |
¥165,118 |
¥69,349,423 |
¥14,549,423 |
| 35 |
1.50% |
¥167,789 |
¥70,471,411 |
¥15,671,411 |
| 35 |
1.60% |
¥170,486 |
¥71,604,263 |
¥16,804,263 |
| 35 |
1.70% |
¥173,209 |
¥72,747,938 |
¥17,947,938 |
| 35 |
1.80% |
¥175,958 |
¥73,902,391 |
¥19,102,391 |
| 35 |
1.90% |
¥178,732 |
¥75,067,574 |
¥20,267,574 |
| 35 |
2.00% |
¥181,532 |
¥76,243,439 |
¥21,443,439 |
| 35 |
2.10% |
¥184,357 |
¥77,429,934 |
¥22,629,934 |
| 35 |
2.20% |
¥187,207 |
¥78,627,004 |
¥23,827,004 |
| 35 |
2.30% |
¥190,082 |
¥79,834,595 |
¥25,034,595 |
| 35 |
2.40% |
¥192,982 |
¥81,052,646 |
¥26,252,646 |
| 35 |
2.50% |
¥195,907 |
¥82,281,099 |
¥27,481,099 |
| 35 |
2.60% |
¥198,857 |
¥83,519,890 |
¥28,719,890 |
| 35 |
2.70% |
¥201,831 |
¥84,768,955 |
¥29,968,955 |
| 35 |
2.80% |
¥204,829 |
¥86,028,228 |
¥31,228,228 |
| 35 |
2.90% |
¥207,852 |
¥87,297,639 |
¥32,497,639 |
| 35 |
3.00% |
¥210,898 |
¥88,577,120 |
¥33,777,120 |
5480万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥168,809 |
¥60,771,165 |
¥5,971,165 |
| 30 |
0.80% |
¥171,269 |
¥61,656,965 |
¥6,856,965 |
| 30 |
0.90% |
¥173,753 |
¥62,550,929 |
¥7,750,929 |
| 30 |
1.00% |
¥176,258 |
¥63,453,045 |
¥8,653,045 |
| 30 |
1.10% |
¥178,787 |
¥64,363,296 |
¥9,563,296 |
| 30 |
1.20% |
¥181,338 |
¥65,281,667 |
¥10,481,667 |
| 30 |
1.30% |
¥183,912 |
¥66,208,140 |
¥11,408,140 |
| 30 |
1.40% |
¥186,507 |
¥67,142,697 |
¥12,342,697 |
| 30 |
1.50% |
¥189,126 |
¥68,085,315 |
¥13,285,315 |
| 30 |
1.60% |
¥191,767 |
¥69,035,974 |
¥14,235,974 |
| 30 |
1.70% |
¥194,430 |
¥69,994,650 |
¥15,194,650 |
| 30 |
1.80% |
¥197,115 |
¥70,961,319 |
¥16,161,319 |
| 30 |
1.90% |
¥199,822 |
¥71,935,955 |
¥17,135,955 |
| 30 |
2.00% |
¥202,551 |
¥72,918,530 |
¥18,118,530 |
| 30 |
2.10% |
¥205,303 |
¥73,909,015 |
¥19,109,015 |
| 30 |
2.20% |
¥208,076 |
¥74,907,382 |
¥20,107,382 |
| 30 |
2.30% |
¥210,871 |
¥75,913,599 |
¥21,113,599 |
| 30 |
2.40% |
¥213,688 |
¥76,927,633 |
¥22,127,633 |
| 30 |
2.50% |
¥216,526 |
¥77,949,451 |
¥23,149,451 |
| 30 |
2.60% |
¥219,386 |
¥78,979,018 |
¥24,179,018 |
| 30 |
2.70% |
¥222,267 |
¥80,016,299 |
¥25,216,299 |
| 30 |
2.80% |
¥225,170 |
¥81,061,256 |
¥26,261,256 |
| 30 |
2.90% |
¥228,094 |
¥82,113,850 |
¥27,313,850 |
| 30 |
3.00% |
¥231,039 |
¥83,174,044 |
¥28,374,044 |
5480万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥199,169 |
¥59,750,724 |
¥4,950,724 |
| 25 |
0.80% |
¥201,602 |
¥60,480,749 |
¥5,680,749 |
| 25 |
0.90% |
¥204,055 |
¥61,216,454 |
¥6,416,454 |
| 25 |
1.00% |
¥206,526 |
¥61,957,831 |
¥7,157,831 |
| 25 |
1.10% |
¥209,016 |
¥62,704,875 |
¥7,904,875 |
| 25 |
1.20% |
¥211,525 |
¥63,457,576 |
¥8,657,576 |
| 25 |
1.30% |
¥214,053 |
¥64,215,925 |
¥9,415,925 |
| 25 |
1.40% |
¥216,600 |
¥64,979,914 |
¥10,179,914 |
| 25 |
1.50% |
¥219,165 |
¥65,749,532 |
¥10,949,532 |
| 25 |
1.60% |
¥221,749 |
¥66,524,768 |
¥11,724,768 |
| 25 |
1.70% |
¥224,352 |
¥67,305,611 |
¥12,505,611 |
| 25 |
1.80% |
¥226,973 |
¥68,092,048 |
¥13,292,048 |
| 25 |
1.90% |
¥229,614 |
¥68,884,066 |
¥14,084,066 |
| 25 |
2.00% |
¥232,272 |
¥69,681,653 |
¥14,881,653 |
| 25 |
2.10% |
¥234,949 |
¥70,484,794 |
¥15,684,794 |
| 25 |
2.20% |
¥237,645 |
¥71,293,474 |
¥16,493,474 |
| 25 |
2.30% |
¥240,359 |
¥72,107,678 |
¥17,307,678 |
| 25 |
2.40% |
¥243,091 |
¥72,927,389 |
¥18,127,389 |
| 25 |
2.50% |
¥245,842 |
¥73,752,591 |
¥18,952,591 |
| 25 |
2.60% |
¥248,611 |
¥74,583,267 |
¥19,783,267 |
| 25 |
2.70% |
¥251,398 |
¥75,419,399 |
¥20,619,399 |
| 25 |
2.80% |
¥254,203 |
¥76,260,968 |
¥21,460,968 |
| 25 |
2.90% |
¥257,027 |
¥77,107,955 |
¥22,307,955 |
| 25 |
3.00% |
¥259,868 |
¥77,960,340 |
¥23,160,340 |
5480万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥244,756 |
¥58,741,433 |
¥3,941,433 |
| 20 |
0.80% |
¥247,163 |
¥59,319,083 |
¥4,519,083 |
| 20 |
0.90% |
¥249,585 |
¥59,900,372 |
¥5,100,372 |
| 20 |
1.00% |
¥252,022 |
¥60,485,299 |
¥5,685,299 |
| 20 |
1.10% |
¥254,474 |
¥61,073,860 |
¥6,273,860 |
| 20 |
1.20% |
¥256,942 |
¥61,666,052 |
¥6,866,052 |
| 20 |
1.30% |
¥259,424 |
¥62,261,871 |
¥7,461,871 |
| 20 |
1.40% |
¥261,922 |
¥62,861,312 |
¥8,061,312 |
| 20 |
1.50% |
¥264,435 |
¥63,464,372 |
¥8,664,372 |
| 20 |
1.60% |
¥266,963 |
¥64,071,046 |
¥9,271,046 |
| 20 |
1.70% |
¥269,506 |
¥64,681,328 |
¥9,881,328 |
| 20 |
1.80% |
¥272,063 |
¥65,295,215 |
¥10,495,215 |
| 20 |
1.90% |
¥274,636 |
¥65,912,699 |
¥11,112,699 |
| 20 |
2.00% |
¥277,224 |
¥66,533,776 |
¥11,733,776 |
| 20 |
2.10% |
¥279,827 |
¥67,158,440 |
¥12,358,440 |
| 20 |
2.20% |
¥282,445 |
¥67,786,683 |
¥12,986,683 |
| 20 |
2.30% |
¥285,077 |
¥68,418,501 |
¥13,618,501 |
| 20 |
2.40% |
¥287,725 |
¥69,053,885 |
¥14,253,885 |
| 20 |
2.50% |
¥290,387 |
¥69,692,828 |
¥14,892,828 |
| 20 |
2.60% |
¥293,064 |
¥70,335,325 |
¥15,535,325 |
| 20 |
2.70% |
¥295,756 |
¥70,981,365 |
¥16,181,365 |
| 20 |
2.80% |
¥298,462 |
¥71,630,943 |
¥16,830,943 |
| 20 |
2.90% |
¥301,184 |
¥72,284,049 |
¥17,484,049 |
| 20 |
3.00% |
¥303,919 |
¥72,940,676 |
¥18,140,676 |
5480万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥320,796 |
¥57,743,305 |
¥2,943,305 |
| 15 |
0.80% |
¥323,178 |
¥58,171,987 |
¥3,371,987 |
| 15 |
0.90% |
¥325,571 |
¥58,602,718 |
¥3,802,718 |
| 15 |
1.00% |
¥327,975 |
¥59,035,499 |
¥4,235,499 |
| 15 |
1.10% |
¥330,391 |
¥59,470,327 |
¥4,670,327 |
| 15 |
1.20% |
¥332,818 |
¥59,907,202 |
¥5,107,202 |
| 15 |
1.30% |
¥335,256 |
¥60,346,122 |
¥5,546,122 |
| 15 |
1.40% |
¥337,706 |
¥60,787,085 |
¥5,987,085 |
| 15 |
1.50% |
¥340,167 |
¥61,230,092 |
¥6,430,092 |
| 15 |
1.60% |
¥342,640 |
¥61,675,138 |
¥6,875,138 |
| 15 |
1.70% |
¥345,123 |
¥62,122,224 |
¥7,322,224 |
| 15 |
1.80% |
¥347,619 |
¥62,571,347 |
¥7,771,347 |
| 15 |
1.90% |
¥350,125 |
¥63,022,506 |
¥8,222,506 |
| 15 |
2.00% |
¥352,643 |
¥63,475,698 |
¥8,675,698 |
| 15 |
2.10% |
¥355,172 |
¥63,930,922 |
¥9,130,922 |
| 15 |
2.20% |
¥357,712 |
¥64,388,175 |
¥9,588,175 |
| 15 |
2.30% |
¥360,264 |
¥64,847,455 |
¥10,047,455 |
| 15 |
2.40% |
¥362,826 |
¥65,308,760 |
¥10,508,760 |
| 15 |
2.50% |
¥365,400 |
¥65,772,088 |
¥10,972,088 |
| 15 |
2.60% |
¥367,986 |
¥66,237,435 |
¥11,437,435 |
| 15 |
2.70% |
¥370,582 |
¥66,704,800 |
¥11,904,800 |
| 15 |
2.80% |
¥373,190 |
¥67,174,180 |
¥12,374,180 |
| 15 |
2.90% |
¥375,809 |
¥67,645,572 |
¥12,845,572 |
| 15 |
3.00% |
¥378,439 |
¥68,118,973 |
¥13,318,973 |
5480万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥472,970 |
¥56,756,350 |
¥1,956,350 |
| 10 |
0.80% |
¥475,329 |
¥57,039,478 |
¥2,239,478 |
| 10 |
0.90% |
¥477,696 |
¥57,323,519 |
¥2,523,519 |
| 10 |
1.00% |
¥480,071 |
¥57,608,470 |
¥2,808,470 |
| 10 |
1.10% |
¥482,453 |
¥57,894,333 |
¥3,094,333 |
| 10 |
1.20% |
¥484,843 |
¥58,181,107 |
¥3,381,107 |
| 10 |
1.30% |
¥487,240 |
¥58,468,791 |
¥3,668,791 |
| 10 |
1.40% |
¥489,645 |
¥58,757,386 |
¥3,957,386 |
| 10 |
1.50% |
¥492,057 |
¥59,046,890 |
¥4,246,890 |
| 10 |
1.60% |
¥494,478 |
¥59,337,304 |
¥4,537,304 |
| 10 |
1.70% |
¥496,905 |
¥59,628,627 |
¥4,828,627 |
| 10 |
1.80% |
¥499,340 |
¥59,920,859 |
¥5,120,859 |
| 10 |
1.90% |
¥501,783 |
¥60,213,999 |
¥5,413,999 |
| 10 |
2.00% |
¥504,234 |
¥60,508,047 |
¥5,708,047 |
| 10 |
2.10% |
¥506,692 |
¥60,803,003 |
¥6,003,003 |
| 10 |
2.20% |
¥509,157 |
¥61,098,865 |
¥6,298,865 |
| 10 |
2.30% |
¥511,630 |
¥61,395,633 |
¥6,595,633 |
| 10 |
2.40% |
¥514,111 |
¥61,693,308 |
¥6,893,308 |
| 10 |
2.50% |
¥516,599 |
¥61,991,887 |
¥7,191,887 |
| 10 |
2.60% |
¥519,095 |
¥62,291,372 |
¥7,491,372 |
| 10 |
2.70% |
¥521,598 |
¥62,591,761 |
¥7,791,761 |
| 10 |
2.80% |
¥524,109 |
¥62,893,053 |
¥8,093,053 |
| 10 |
2.90% |
¥526,627 |
¥63,195,248 |
¥8,395,248 |
| 10 |
3.00% |
¥529,153 |
¥63,498,346 |
¥8,698,346 |
