5490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5490万円の住宅ローン|期間・年数別
5490万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥108,471 |
¥65,082,645 |
¥10,182,645 |
| 50 |
0.80% |
¥111,047 |
¥66,628,111 |
¥11,728,111 |
| 50 |
0.90% |
¥113,660 |
¥68,196,067 |
¥13,296,067 |
| 50 |
1.00% |
¥116,311 |
¥69,786,414 |
¥14,886,414 |
| 50 |
1.10% |
¥118,998 |
¥71,399,044 |
¥16,499,044 |
| 50 |
1.20% |
¥121,723 |
¥73,033,839 |
¥18,133,839 |
| 50 |
1.30% |
¥124,484 |
¥74,690,669 |
¥19,790,669 |
| 50 |
1.40% |
¥127,282 |
¥76,369,397 |
¥21,469,397 |
| 50 |
1.50% |
¥130,116 |
¥78,069,873 |
¥23,169,873 |
| 50 |
1.60% |
¥132,987 |
¥79,791,939 |
¥24,891,939 |
| 50 |
1.70% |
¥135,892 |
¥81,535,428 |
¥26,635,428 |
| 50 |
1.80% |
¥138,834 |
¥83,300,165 |
¥28,400,165 |
| 50 |
1.90% |
¥141,810 |
¥85,085,964 |
¥30,185,964 |
| 50 |
2.00% |
¥144,821 |
¥86,892,633 |
¥31,992,633 |
| 50 |
2.10% |
¥147,867 |
¥88,719,971 |
¥33,819,971 |
| 50 |
2.20% |
¥150,946 |
¥90,567,768 |
¥35,667,768 |
| 50 |
2.30% |
¥154,060 |
¥92,435,809 |
¥37,535,809 |
| 50 |
2.40% |
¥157,206 |
¥94,323,871 |
¥39,423,871 |
| 50 |
2.50% |
¥160,386 |
¥96,231,723 |
¥41,331,723 |
| 50 |
2.60% |
¥163,599 |
¥98,159,131 |
¥43,259,131 |
| 50 |
2.70% |
¥166,843 |
¥100,105,852 |
¥45,205,852 |
| 50 |
2.80% |
¥170,119 |
¥102,071,637 |
¥47,171,637 |
| 50 |
2.90% |
¥173,427 |
¥104,056,235 |
¥49,156,235 |
| 50 |
3.00% |
¥176,766 |
¥106,059,388 |
¥51,159,388 |
5490万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥118,548 |
¥64,015,835 |
¥9,115,835 |
| 45 |
0.80% |
¥121,096 |
¥65,391,745 |
¥10,491,745 |
| 45 |
0.90% |
¥123,678 |
¥66,785,927 |
¥11,885,927 |
| 45 |
1.00% |
¥126,293 |
¥68,198,316 |
¥13,298,316 |
| 45 |
1.10% |
¥128,942 |
¥69,628,839 |
¥14,728,839 |
| 45 |
1.20% |
¥131,625 |
¥71,077,420 |
¥16,177,420 |
| 45 |
1.30% |
¥134,341 |
¥72,543,970 |
¥17,643,970 |
| 45 |
1.40% |
¥137,090 |
¥74,028,399 |
¥19,128,399 |
| 45 |
1.50% |
¥139,871 |
¥75,530,608 |
¥20,630,608 |
| 45 |
1.60% |
¥142,686 |
¥77,050,491 |
¥22,150,491 |
| 45 |
1.70% |
¥145,533 |
¥78,587,936 |
¥23,687,936 |
| 45 |
1.80% |
¥148,413 |
¥80,142,826 |
¥25,242,826 |
| 45 |
1.90% |
¥151,324 |
¥81,715,038 |
¥26,815,038 |
| 45 |
2.00% |
¥154,267 |
¥83,304,442 |
¥28,404,442 |
| 45 |
2.10% |
¥157,242 |
¥84,910,902 |
¥30,010,902 |
| 45 |
2.20% |
¥160,249 |
¥86,534,278 |
¥31,634,278 |
| 45 |
2.30% |
¥163,286 |
¥88,174,425 |
¥33,274,425 |
| 45 |
2.40% |
¥166,354 |
¥89,831,191 |
¥34,931,191 |
| 45 |
2.50% |
¥169,453 |
¥91,504,421 |
¥36,604,421 |
| 45 |
2.60% |
¥172,581 |
¥93,193,954 |
¥38,293,954 |
| 45 |
2.70% |
¥175,740 |
¥94,899,626 |
¥39,999,626 |
| 45 |
2.80% |
¥178,928 |
¥96,621,267 |
¥41,721,267 |
| 45 |
2.90% |
¥182,146 |
¥98,358,703 |
¥43,458,703 |
| 45 |
3.00% |
¥185,392 |
¥100,111,758 |
¥45,211,758 |
5490万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥131,167 |
¥62,960,119 |
¥8,060,119 |
| 40 |
0.80% |
¥133,687 |
¥64,169,825 |
¥9,269,825 |
| 40 |
0.90% |
¥136,238 |
¥65,394,007 |
¥10,494,007 |
| 40 |
1.00% |
¥138,818 |
¥66,632,625 |
¥11,732,625 |
| 40 |
1.10% |
¥141,428 |
¥67,885,632 |
¥12,985,632 |
| 40 |
1.20% |
¥144,069 |
¥69,152,979 |
¥14,252,979 |
| 40 |
1.30% |
¥146,739 |
¥70,434,612 |
¥15,534,612 |
| 40 |
1.40% |
¥149,438 |
¥71,730,472 |
¥16,830,472 |
| 40 |
1.50% |
¥152,168 |
¥73,040,497 |
¥18,140,497 |
| 40 |
1.60% |
¥154,926 |
¥74,364,620 |
¥19,464,620 |
| 40 |
1.70% |
¥157,714 |
¥75,702,769 |
¥20,802,769 |
| 40 |
1.80% |
¥160,531 |
¥77,054,871 |
¥22,154,871 |
| 40 |
1.90% |
¥163,377 |
¥78,420,846 |
¥23,520,846 |
| 40 |
2.00% |
¥166,251 |
¥79,800,612 |
¥24,900,612 |
| 40 |
2.10% |
¥169,154 |
¥81,194,083 |
¥26,294,083 |
| 40 |
2.20% |
¥172,086 |
¥82,601,168 |
¥27,701,168 |
| 40 |
2.30% |
¥175,045 |
¥84,021,774 |
¥29,121,774 |
| 40 |
2.40% |
¥178,033 |
¥85,455,804 |
¥30,555,804 |
| 40 |
2.50% |
¥181,048 |
¥86,903,158 |
¥32,003,158 |
| 40 |
2.60% |
¥184,091 |
¥88,363,733 |
¥33,463,733 |
| 40 |
2.70% |
¥187,161 |
¥89,837,421 |
¥34,937,421 |
| 40 |
2.80% |
¥190,259 |
¥91,324,113 |
¥36,424,113 |
| 40 |
2.90% |
¥193,383 |
¥92,823,696 |
¥37,923,696 |
| 40 |
3.00% |
¥196,533 |
¥94,336,055 |
¥39,436,055 |
5490万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥147,418 |
¥61,915,521 |
¥7,015,521 |
| 35 |
0.80% |
¥149,910 |
¥62,962,391 |
¥8,062,391 |
| 35 |
0.90% |
¥152,429 |
¥64,020,371 |
¥9,120,371 |
| 35 |
1.00% |
¥154,975 |
¥65,089,436 |
¥10,189,436 |
| 35 |
1.10% |
¥157,547 |
¥66,169,560 |
¥11,269,560 |
| 35 |
1.20% |
¥160,145 |
¥67,260,713 |
¥12,360,713 |
| 35 |
1.30% |
¥162,769 |
¥68,362,862 |
¥13,462,862 |
| 35 |
1.40% |
¥165,419 |
¥69,475,973 |
¥14,575,973 |
| 35 |
1.50% |
¥168,095 |
¥70,600,008 |
¥15,700,008 |
| 35 |
1.60% |
¥170,797 |
¥71,734,928 |
¥16,834,928 |
| 35 |
1.70% |
¥173,525 |
¥72,880,690 |
¥17,980,690 |
| 35 |
1.80% |
¥176,279 |
¥74,037,249 |
¥19,137,249 |
| 35 |
1.90% |
¥179,058 |
¥75,204,559 |
¥20,304,559 |
| 35 |
2.00% |
¥181,863 |
¥76,382,569 |
¥21,482,569 |
| 35 |
2.10% |
¥184,693 |
¥77,571,229 |
¥22,671,229 |
| 35 |
2.20% |
¥187,549 |
¥78,770,484 |
¥23,870,484 |
| 35 |
2.30% |
¥190,429 |
¥79,980,278 |
¥25,080,278 |
| 35 |
2.40% |
¥193,335 |
¥81,200,552 |
¥26,300,552 |
| 35 |
2.50% |
¥196,265 |
¥82,431,247 |
¥27,531,247 |
| 35 |
2.60% |
¥199,220 |
¥83,672,298 |
¥28,772,298 |
| 35 |
2.70% |
¥202,199 |
¥84,923,643 |
¥30,023,643 |
| 35 |
2.80% |
¥205,203 |
¥86,185,213 |
¥31,285,213 |
| 35 |
2.90% |
¥208,231 |
¥87,456,941 |
¥32,556,941 |
| 35 |
3.00% |
¥211,283 |
¥88,738,757 |
¥33,838,757 |
5490万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥169,117 |
¥60,882,062 |
¥5,982,062 |
| 30 |
0.80% |
¥171,582 |
¥61,769,478 |
¥6,869,478 |
| 30 |
0.90% |
¥174,070 |
¥62,665,073 |
¥7,765,073 |
| 30 |
1.00% |
¥176,580 |
¥63,568,835 |
¥8,668,835 |
| 30 |
1.10% |
¥179,113 |
¥64,480,747 |
¥9,580,747 |
| 30 |
1.20% |
¥181,669 |
¥65,400,794 |
¥10,500,794 |
| 30 |
1.30% |
¥184,247 |
¥66,328,958 |
¥11,428,958 |
| 30 |
1.40% |
¥186,848 |
¥67,265,220 |
¥12,365,220 |
| 30 |
1.50% |
¥189,471 |
¥68,209,558 |
¥13,309,558 |
| 30 |
1.60% |
¥192,117 |
¥69,161,952 |
¥14,261,952 |
| 30 |
1.70% |
¥194,784 |
¥70,122,378 |
¥15,222,378 |
| 30 |
1.80% |
¥197,474 |
¥71,090,811 |
¥16,190,811 |
| 30 |
1.90% |
¥200,187 |
¥72,067,225 |
¥17,167,225 |
| 30 |
2.00% |
¥202,921 |
¥73,051,593 |
¥18,151,593 |
| 30 |
2.10% |
¥205,677 |
¥74,043,886 |
¥19,143,886 |
| 30 |
2.20% |
¥208,456 |
¥75,044,074 |
¥20,144,074 |
| 30 |
2.30% |
¥211,256 |
¥76,052,127 |
¥21,152,127 |
| 30 |
2.40% |
¥214,078 |
¥77,068,012 |
¥22,168,012 |
| 30 |
2.50% |
¥216,921 |
¥78,091,694 |
¥23,191,694 |
| 30 |
2.60% |
¥219,787 |
¥79,123,141 |
¥24,223,141 |
| 30 |
2.70% |
¥222,673 |
¥80,162,314 |
¥25,262,314 |
| 30 |
2.80% |
¥225,581 |
¥81,209,178 |
¥26,309,178 |
| 30 |
2.90% |
¥228,510 |
¥82,263,693 |
¥27,363,693 |
| 30 |
3.00% |
¥231,461 |
¥83,325,821 |
¥28,425,821 |
5490万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥199,533 |
¥59,859,758 |
¥4,959,758 |
| 25 |
0.80% |
¥201,970 |
¥60,591,115 |
¥5,691,115 |
| 25 |
0.90% |
¥204,427 |
¥61,328,163 |
¥6,428,163 |
| 25 |
1.00% |
¥206,903 |
¥62,070,893 |
¥7,170,893 |
| 25 |
1.10% |
¥209,398 |
¥62,819,300 |
¥7,919,300 |
| 25 |
1.20% |
¥211,911 |
¥63,573,374 |
¥8,673,374 |
| 25 |
1.30% |
¥214,444 |
¥64,333,108 |
¥9,433,108 |
| 25 |
1.40% |
¥216,995 |
¥65,098,491 |
¥10,198,491 |
| 25 |
1.50% |
¥219,565 |
¥65,869,513 |
¥10,969,513 |
| 25 |
1.60% |
¥222,154 |
¥66,646,164 |
¥11,746,164 |
| 25 |
1.70% |
¥224,761 |
¥67,428,431 |
¥12,528,431 |
| 25 |
1.80% |
¥227,388 |
¥68,216,303 |
¥13,316,303 |
| 25 |
1.90% |
¥230,033 |
¥69,009,767 |
¥14,109,767 |
| 25 |
2.00% |
¥232,696 |
¥69,808,810 |
¥14,908,810 |
| 25 |
2.10% |
¥235,378 |
¥70,613,416 |
¥15,713,416 |
| 25 |
2.20% |
¥238,079 |
¥71,423,572 |
¥16,523,572 |
| 25 |
2.30% |
¥240,798 |
¥72,239,261 |
¥17,339,261 |
| 25 |
2.40% |
¥243,535 |
¥73,060,468 |
¥18,160,468 |
| 25 |
2.50% |
¥246,291 |
¥73,887,176 |
¥18,987,176 |
| 25 |
2.60% |
¥249,065 |
¥74,719,368 |
¥19,819,368 |
| 25 |
2.70% |
¥251,857 |
¥75,557,025 |
¥20,657,025 |
| 25 |
2.80% |
¥254,667 |
¥76,400,130 |
¥21,500,130 |
| 25 |
2.90% |
¥257,496 |
¥77,248,662 |
¥22,348,662 |
| 25 |
3.00% |
¥260,342 |
¥78,102,603 |
¥23,202,603 |
5490万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥245,203 |
¥58,848,626 |
¥3,948,626 |
| 20 |
0.80% |
¥247,614 |
¥59,427,329 |
¥4,527,329 |
| 20 |
0.90% |
¥250,040 |
¥60,009,679 |
¥5,109,679 |
| 20 |
1.00% |
¥252,482 |
¥60,595,674 |
¥5,695,674 |
| 20 |
1.10% |
¥254,939 |
¥61,185,309 |
¥6,285,309 |
| 20 |
1.20% |
¥257,411 |
¥61,778,582 |
¥6,878,582 |
| 20 |
1.30% |
¥259,898 |
¥62,375,487 |
¥7,475,487 |
| 20 |
1.40% |
¥262,400 |
¥62,976,023 |
¥8,076,023 |
| 20 |
1.50% |
¥264,917 |
¥63,580,183 |
¥8,680,183 |
| 20 |
1.60% |
¥267,450 |
¥64,187,964 |
¥9,287,964 |
| 20 |
1.70% |
¥269,997 |
¥64,799,360 |
¥9,899,360 |
| 20 |
1.80% |
¥272,560 |
¥65,414,367 |
¥10,514,367 |
| 20 |
1.90% |
¥275,137 |
¥66,032,978 |
¥11,132,978 |
| 20 |
2.00% |
¥277,730 |
¥66,655,188 |
¥11,755,188 |
| 20 |
2.10% |
¥280,337 |
¥67,280,992 |
¥12,380,992 |
| 20 |
2.20% |
¥282,960 |
¥67,910,382 |
¥13,010,382 |
| 20 |
2.30% |
¥285,597 |
¥68,543,352 |
¥13,643,352 |
| 20 |
2.40% |
¥288,250 |
¥69,179,895 |
¥14,279,895 |
| 20 |
2.50% |
¥290,917 |
¥69,820,005 |
¥14,920,005 |
| 20 |
2.60% |
¥293,599 |
¥70,463,674 |
¥15,563,674 |
| 20 |
2.70% |
¥296,295 |
¥71,110,893 |
¥16,210,893 |
| 20 |
2.80% |
¥299,007 |
¥71,761,656 |
¥16,861,656 |
| 20 |
2.90% |
¥301,733 |
¥72,415,955 |
¥17,515,955 |
| 20 |
3.00% |
¥304,474 |
¥73,073,779 |
¥18,173,779 |
5490万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥321,382 |
¥57,848,676 |
¥2,948,676 |
| 15 |
0.80% |
¥323,767 |
¥58,278,140 |
¥3,378,140 |
| 15 |
0.90% |
¥326,165 |
¥58,709,658 |
¥3,809,658 |
| 15 |
1.00% |
¥328,573 |
¥59,143,228 |
¥4,243,228 |
| 15 |
1.10% |
¥330,994 |
¥59,578,850 |
¥4,678,850 |
| 15 |
1.20% |
¥333,425 |
¥60,016,521 |
¥5,116,521 |
| 15 |
1.30% |
¥335,868 |
¥60,456,242 |
¥5,556,242 |
| 15 |
1.40% |
¥338,322 |
¥60,898,011 |
¥5,998,011 |
| 15 |
1.50% |
¥340,788 |
¥61,341,825 |
¥6,441,825 |
| 15 |
1.60% |
¥343,265 |
¥61,787,684 |
¥6,887,684 |
| 15 |
1.70% |
¥345,753 |
¥62,235,586 |
¥7,335,586 |
| 15 |
1.80% |
¥348,253 |
¥62,685,529 |
¥7,785,529 |
| 15 |
1.90% |
¥350,764 |
¥63,137,511 |
¥8,237,511 |
| 15 |
2.00% |
¥353,286 |
¥63,591,530 |
¥8,691,530 |
| 15 |
2.10% |
¥355,820 |
¥64,047,584 |
¥9,147,584 |
| 15 |
2.20% |
¥358,365 |
¥64,505,672 |
¥9,605,672 |
| 15 |
2.30% |
¥360,921 |
¥64,965,790 |
¥10,065,790 |
| 15 |
2.40% |
¥363,489 |
¥65,427,937 |
¥10,527,937 |
| 15 |
2.50% |
¥366,067 |
¥65,892,110 |
¥10,992,110 |
| 15 |
2.60% |
¥368,657 |
¥66,358,306 |
¥11,458,306 |
| 15 |
2.70% |
¥371,258 |
¥66,826,524 |
¥11,926,524 |
| 15 |
2.80% |
¥373,871 |
¥67,296,761 |
¥12,396,761 |
| 15 |
2.90% |
¥376,495 |
¥67,769,013 |
¥12,869,013 |
| 15 |
3.00% |
¥379,129 |
¥68,243,278 |
¥13,343,278 |
5490万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥473,833 |
¥56,859,920 |
¥1,959,920 |
| 10 |
0.80% |
¥476,196 |
¥57,143,565 |
¥2,243,565 |
| 10 |
0.90% |
¥478,568 |
¥57,428,124 |
¥2,528,124 |
| 10 |
1.00% |
¥480,947 |
¥57,713,595 |
¥2,813,595 |
| 10 |
1.10% |
¥483,333 |
¥57,999,980 |
¥3,099,980 |
| 10 |
1.20% |
¥485,727 |
¥58,287,277 |
¥3,387,277 |
| 10 |
1.30% |
¥488,129 |
¥58,575,486 |
¥3,675,486 |
| 10 |
1.40% |
¥490,538 |
¥58,864,607 |
¥3,964,607 |
| 10 |
1.50% |
¥492,955 |
¥59,154,640 |
¥4,254,640 |
| 10 |
1.60% |
¥495,380 |
¥59,445,584 |
¥4,545,584 |
| 10 |
1.70% |
¥497,812 |
¥59,737,439 |
¥4,837,439 |
| 10 |
1.80% |
¥500,252 |
¥60,030,204 |
¥5,130,204 |
| 10 |
1.90% |
¥502,699 |
¥60,323,879 |
¥5,423,879 |
| 10 |
2.00% |
¥505,154 |
¥60,618,463 |
¥5,718,463 |
| 10 |
2.10% |
¥507,616 |
¥60,913,957 |
¥6,013,957 |
| 10 |
2.20% |
¥510,086 |
¥61,210,359 |
¥6,310,359 |
| 10 |
2.30% |
¥512,564 |
¥61,507,669 |
¥6,607,669 |
| 10 |
2.40% |
¥515,049 |
¥61,805,887 |
¥6,905,887 |
| 10 |
2.50% |
¥517,542 |
¥62,105,011 |
¥7,205,011 |
| 10 |
2.60% |
¥520,042 |
¥62,405,042 |
¥7,505,042 |
| 10 |
2.70% |
¥522,550 |
¥62,705,979 |
¥7,805,979 |
| 10 |
2.80% |
¥525,065 |
¥63,007,821 |
¥8,107,821 |
| 10 |
2.90% |
¥527,588 |
¥63,310,568 |
¥8,410,568 |
| 10 |
3.00% |
¥530,118 |
¥63,614,219 |
¥8,714,219 |