5500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5500万円の住宅ローン|期間・年数別
5500万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥108,669 |
¥65,201,193 |
¥10,201,193 |
| 50 |
0.80% |
¥111,249 |
¥66,749,474 |
¥11,749,474 |
| 50 |
0.90% |
¥113,867 |
¥68,320,286 |
¥13,320,286 |
| 50 |
1.00% |
¥116,523 |
¥69,913,529 |
¥14,913,529 |
| 50 |
1.10% |
¥119,215 |
¥71,529,097 |
¥16,529,097 |
| 50 |
1.20% |
¥121,945 |
¥73,166,870 |
¥18,166,870 |
| 50 |
1.30% |
¥124,711 |
¥74,826,718 |
¥19,826,718 |
| 50 |
1.40% |
¥127,514 |
¥76,508,503 |
¥21,508,503 |
| 50 |
1.50% |
¥130,353 |
¥78,212,076 |
¥23,212,076 |
| 50 |
1.60% |
¥133,229 |
¥79,937,279 |
¥24,937,279 |
| 50 |
1.70% |
¥136,140 |
¥81,683,945 |
¥26,683,945 |
| 50 |
1.80% |
¥139,086 |
¥83,451,896 |
¥28,451,896 |
| 50 |
1.90% |
¥142,068 |
¥85,240,948 |
¥30,240,948 |
| 50 |
2.00% |
¥145,085 |
¥87,050,908 |
¥32,050,908 |
| 50 |
2.10% |
¥148,136 |
¥88,881,573 |
¥33,881,573 |
| 50 |
2.20% |
¥151,221 |
¥90,732,736 |
¥35,732,736 |
| 50 |
2.30% |
¥154,340 |
¥92,604,180 |
¥37,604,180 |
| 50 |
2.40% |
¥157,493 |
¥94,495,681 |
¥39,495,681 |
| 50 |
2.50% |
¥160,678 |
¥96,407,009 |
¥41,407,009 |
| 50 |
2.60% |
¥163,897 |
¥98,337,927 |
¥43,337,927 |
| 50 |
2.70% |
¥167,147 |
¥100,288,194 |
¥45,288,194 |
| 50 |
2.80% |
¥170,429 |
¥102,257,560 |
¥47,257,560 |
| 50 |
2.90% |
¥173,743 |
¥104,245,773 |
¥49,245,773 |
| 50 |
3.00% |
¥177,088 |
¥106,252,574 |
¥51,252,574 |
5500万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥118,764 |
¥64,132,439 |
¥9,132,439 |
| 45 |
0.80% |
¥121,316 |
¥65,510,856 |
¥10,510,856 |
| 45 |
0.90% |
¥123,903 |
¥66,907,577 |
¥11,907,577 |
| 45 |
1.00% |
¥126,523 |
¥68,322,538 |
¥13,322,538 |
| 45 |
1.10% |
¥129,177 |
¥69,755,668 |
¥14,755,668 |
| 45 |
1.20% |
¥131,865 |
¥71,206,887 |
¥16,206,887 |
| 45 |
1.30% |
¥134,585 |
¥72,676,109 |
¥17,676,109 |
| 45 |
1.40% |
¥137,339 |
¥74,163,242 |
¥19,163,242 |
| 45 |
1.50% |
¥140,126 |
¥75,668,186 |
¥20,668,186 |
| 45 |
1.60% |
¥142,946 |
¥77,190,838 |
¥22,190,838 |
| 45 |
1.70% |
¥145,798 |
¥78,731,083 |
¥23,731,083 |
| 45 |
1.80% |
¥148,683 |
¥80,288,806 |
¥25,288,806 |
| 45 |
1.90% |
¥151,600 |
¥81,863,882 |
¥26,863,882 |
| 45 |
2.00% |
¥154,548 |
¥83,456,180 |
¥28,456,180 |
| 45 |
2.10% |
¥157,529 |
¥85,065,566 |
¥30,065,566 |
| 45 |
2.20% |
¥160,541 |
¥86,691,900 |
¥31,691,900 |
| 45 |
2.30% |
¥163,583 |
¥88,335,034 |
¥33,335,034 |
| 45 |
2.40% |
¥166,657 |
¥89,994,818 |
¥34,994,818 |
| 45 |
2.50% |
¥169,761 |
¥91,671,096 |
¥36,671,096 |
| 45 |
2.60% |
¥172,896 |
¥93,363,707 |
¥38,363,707 |
| 45 |
2.70% |
¥176,060 |
¥95,072,485 |
¥40,072,485 |
| 45 |
2.80% |
¥179,254 |
¥96,797,262 |
¥41,797,262 |
| 45 |
2.90% |
¥182,478 |
¥98,537,863 |
¥43,537,863 |
| 45 |
3.00% |
¥185,730 |
¥100,294,111 |
¥45,294,111 |
5500万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥131,406 |
¥63,074,800 |
¥8,074,800 |
| 40 |
0.80% |
¥133,931 |
¥64,286,710 |
¥9,286,710 |
| 40 |
0.90% |
¥136,486 |
¥65,513,122 |
¥10,513,122 |
| 40 |
1.00% |
¥139,071 |
¥66,753,996 |
¥11,753,996 |
| 40 |
1.10% |
¥141,686 |
¥68,009,285 |
¥13,009,285 |
| 40 |
1.20% |
¥144,331 |
¥69,278,941 |
¥14,278,941 |
| 40 |
1.30% |
¥147,006 |
¥70,562,908 |
¥15,562,908 |
| 40 |
1.40% |
¥149,711 |
¥71,861,129 |
¥16,861,129 |
| 40 |
1.50% |
¥152,445 |
¥73,173,540 |
¥18,173,540 |
| 40 |
1.60% |
¥155,208 |
¥74,500,074 |
¥19,500,074 |
| 40 |
1.70% |
¥158,001 |
¥75,840,661 |
¥20,840,661 |
| 40 |
1.80% |
¥160,823 |
¥77,195,226 |
¥22,195,226 |
| 40 |
1.90% |
¥163,674 |
¥78,563,689 |
¥23,563,689 |
| 40 |
2.00% |
¥166,554 |
¥79,945,969 |
¥24,945,969 |
| 40 |
2.10% |
¥169,462 |
¥81,341,977 |
¥26,341,977 |
| 40 |
2.20% |
¥172,399 |
¥82,751,626 |
¥27,751,626 |
| 40 |
2.30% |
¥175,364 |
¥84,174,819 |
¥29,174,819 |
| 40 |
2.40% |
¥178,357 |
¥85,611,462 |
¥30,611,462 |
| 40 |
2.50% |
¥181,378 |
¥87,061,452 |
¥32,061,452 |
| 40 |
2.60% |
¥184,426 |
¥88,524,687 |
¥33,524,687 |
| 40 |
2.70% |
¥187,502 |
¥90,001,059 |
¥35,001,059 |
| 40 |
2.80% |
¥190,605 |
¥91,490,459 |
¥36,490,459 |
| 40 |
2.90% |
¥193,735 |
¥92,992,774 |
¥37,992,774 |
| 40 |
3.00% |
¥196,891 |
¥94,507,887 |
¥39,507,887 |
5500万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥147,686 |
¥62,028,300 |
¥7,028,300 |
| 35 |
0.80% |
¥150,184 |
¥63,077,077 |
¥8,077,077 |
| 35 |
0.90% |
¥152,707 |
¥64,136,984 |
¥9,136,984 |
| 35 |
1.00% |
¥155,257 |
¥65,207,996 |
¥10,207,996 |
| 35 |
1.10% |
¥157,834 |
¥66,290,088 |
¥11,290,088 |
| 35 |
1.20% |
¥160,436 |
¥67,383,228 |
¥12,383,228 |
| 35 |
1.30% |
¥163,065 |
¥68,487,385 |
¥13,487,385 |
| 35 |
1.40% |
¥165,720 |
¥69,602,523 |
¥14,602,523 |
| 35 |
1.50% |
¥168,401 |
¥70,728,606 |
¥15,728,606 |
| 35 |
1.60% |
¥171,109 |
¥71,865,592 |
¥16,865,592 |
| 35 |
1.70% |
¥173,842 |
¥73,013,441 |
¥18,013,441 |
| 35 |
1.80% |
¥176,600 |
¥74,172,107 |
¥19,172,107 |
| 35 |
1.90% |
¥179,385 |
¥75,341,543 |
¥20,341,543 |
| 35 |
2.00% |
¥182,195 |
¥76,521,700 |
¥21,521,700 |
| 35 |
2.10% |
¥185,030 |
¥77,712,525 |
¥22,712,525 |
| 35 |
2.20% |
¥187,890 |
¥78,913,964 |
¥23,913,964 |
| 35 |
2.30% |
¥190,776 |
¥80,125,962 |
¥25,125,962 |
| 35 |
2.40% |
¥193,687 |
¥81,348,459 |
¥26,348,459 |
| 35 |
2.50% |
¥196,622 |
¥82,581,395 |
¥27,581,395 |
| 35 |
2.60% |
¥199,583 |
¥83,824,707 |
¥28,824,707 |
| 35 |
2.70% |
¥202,567 |
¥85,078,331 |
¥30,078,331 |
| 35 |
2.80% |
¥205,577 |
¥86,342,199 |
¥31,342,199 |
| 35 |
2.90% |
¥208,610 |
¥87,616,244 |
¥32,616,244 |
| 35 |
3.00% |
¥211,668 |
¥88,900,394 |
¥33,900,394 |
5500万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥169,425 |
¥60,992,958 |
¥5,992,958 |
| 30 |
0.80% |
¥171,894 |
¥61,881,990 |
¥6,881,990 |
| 30 |
0.90% |
¥174,387 |
¥62,779,217 |
¥7,779,217 |
| 30 |
1.00% |
¥176,902 |
¥63,684,625 |
¥8,684,625 |
| 30 |
1.10% |
¥179,439 |
¥64,598,199 |
¥9,598,199 |
| 30 |
1.20% |
¥182,000 |
¥65,519,921 |
¥10,519,921 |
| 30 |
1.30% |
¥184,583 |
¥66,449,776 |
¥11,449,776 |
| 30 |
1.40% |
¥187,188 |
¥67,387,743 |
¥12,387,743 |
| 30 |
1.50% |
¥189,816 |
¥68,333,802 |
¥13,333,802 |
| 30 |
1.60% |
¥192,466 |
¥69,287,930 |
¥14,287,930 |
| 30 |
1.70% |
¥195,139 |
¥70,250,105 |
¥15,250,105 |
| 30 |
1.80% |
¥197,834 |
¥71,220,302 |
¥16,220,302 |
| 30 |
1.90% |
¥200,551 |
¥72,198,495 |
¥17,198,495 |
| 30 |
2.00% |
¥203,291 |
¥73,184,656 |
¥18,184,656 |
| 30 |
2.10% |
¥206,052 |
¥74,178,756 |
¥19,178,756 |
| 30 |
2.20% |
¥208,835 |
¥75,180,767 |
¥20,180,767 |
| 30 |
2.30% |
¥211,641 |
¥76,190,656 |
¥21,190,656 |
| 30 |
2.40% |
¥214,468 |
¥77,208,391 |
¥22,208,391 |
| 30 |
2.50% |
¥217,316 |
¥78,233,938 |
¥23,233,938 |
| 30 |
2.60% |
¥220,187 |
¥79,267,263 |
¥24,267,263 |
| 30 |
2.70% |
¥223,079 |
¥80,308,329 |
¥25,308,329 |
| 30 |
2.80% |
¥225,992 |
¥81,357,100 |
¥26,357,100 |
| 30 |
2.90% |
¥228,926 |
¥82,413,536 |
¥27,413,536 |
| 30 |
3.00% |
¥231,882 |
¥83,477,599 |
¥28,477,599 |
5500万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥199,896 |
¥59,968,792 |
¥4,968,792 |
| 25 |
0.80% |
¥202,338 |
¥60,701,482 |
¥5,701,482 |
| 25 |
0.90% |
¥204,800 |
¥61,439,871 |
¥6,439,871 |
| 25 |
1.00% |
¥207,280 |
¥62,183,955 |
¥7,183,955 |
| 25 |
1.10% |
¥209,779 |
¥62,933,725 |
¥7,933,725 |
| 25 |
1.20% |
¥212,297 |
¥63,689,173 |
¥8,689,173 |
| 25 |
1.30% |
¥214,834 |
¥64,450,290 |
¥9,450,290 |
| 25 |
1.40% |
¥217,390 |
¥65,217,067 |
¥10,217,067 |
| 25 |
1.50% |
¥219,965 |
¥65,989,494 |
¥10,989,494 |
| 25 |
1.60% |
¥222,559 |
¥66,767,559 |
¥11,767,559 |
| 25 |
1.70% |
¥225,171 |
¥67,551,252 |
¥12,551,252 |
| 25 |
1.80% |
¥227,802 |
¥68,340,559 |
¥13,340,559 |
| 25 |
1.90% |
¥230,452 |
¥69,135,468 |
¥14,135,468 |
| 25 |
2.00% |
¥233,120 |
¥69,935,966 |
¥14,935,966 |
| 25 |
2.10% |
¥235,807 |
¥70,742,038 |
¥15,742,038 |
| 25 |
2.20% |
¥238,512 |
¥71,553,669 |
¥16,553,669 |
| 25 |
2.30% |
¥241,236 |
¥72,370,844 |
¥17,370,844 |
| 25 |
2.40% |
¥243,978 |
¥73,193,547 |
¥18,193,547 |
| 25 |
2.50% |
¥246,739 |
¥74,021,761 |
¥19,021,761 |
| 25 |
2.60% |
¥249,518 |
¥74,855,469 |
¥19,855,469 |
| 25 |
2.70% |
¥252,316 |
¥75,694,652 |
¥20,694,652 |
| 25 |
2.80% |
¥255,131 |
¥76,539,292 |
¥21,539,292 |
| 25 |
2.90% |
¥257,965 |
¥77,389,370 |
¥22,389,370 |
| 25 |
3.00% |
¥260,816 |
¥78,244,867 |
¥23,244,867 |
5500万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥245,649 |
¥58,955,818 |
¥3,955,818 |
| 20 |
0.80% |
¥248,065 |
¥59,535,576 |
¥4,535,576 |
| 20 |
0.90% |
¥250,496 |
¥60,118,987 |
¥5,118,987 |
| 20 |
1.00% |
¥252,942 |
¥60,706,049 |
¥5,706,049 |
| 20 |
1.10% |
¥255,403 |
¥61,296,758 |
¥6,296,758 |
| 20 |
1.20% |
¥257,880 |
¥61,891,111 |
¥6,891,111 |
| 20 |
1.30% |
¥260,371 |
¥62,489,104 |
¥7,489,104 |
| 20 |
1.40% |
¥262,878 |
¥63,090,733 |
¥8,090,733 |
| 20 |
1.50% |
¥265,400 |
¥63,695,994 |
¥8,695,994 |
| 20 |
1.60% |
¥267,937 |
¥64,304,882 |
¥9,304,882 |
| 20 |
1.70% |
¥270,489 |
¥64,917,392 |
¥9,917,392 |
| 20 |
1.80% |
¥273,056 |
¥65,533,518 |
¥10,533,518 |
| 20 |
1.90% |
¥275,639 |
¥66,153,257 |
¥11,153,257 |
| 20 |
2.00% |
¥278,236 |
¥66,776,600 |
¥11,776,600 |
| 20 |
2.10% |
¥280,848 |
¥67,403,543 |
¥12,403,543 |
| 20 |
2.20% |
¥283,475 |
¥68,034,080 |
¥13,034,080 |
| 20 |
2.30% |
¥286,118 |
¥68,668,203 |
¥13,668,203 |
| 20 |
2.40% |
¥288,775 |
¥69,305,906 |
¥14,305,906 |
| 20 |
2.50% |
¥291,447 |
¥69,947,182 |
¥14,947,182 |
| 20 |
2.60% |
¥294,133 |
¥70,592,023 |
¥15,592,023 |
| 20 |
2.70% |
¥296,835 |
¥71,240,422 |
¥16,240,422 |
| 20 |
2.80% |
¥299,552 |
¥71,892,370 |
¥16,892,370 |
| 20 |
2.90% |
¥302,283 |
¥72,547,860 |
¥17,547,860 |
| 20 |
3.00% |
¥305,029 |
¥73,206,883 |
¥18,206,883 |
5500万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥321,967 |
¥57,954,047 |
¥2,954,047 |
| 15 |
0.80% |
¥324,357 |
¥58,384,293 |
¥3,384,293 |
| 15 |
0.90% |
¥326,759 |
¥58,816,597 |
¥3,816,597 |
| 15 |
1.00% |
¥329,172 |
¥59,250,957 |
¥4,250,957 |
| 15 |
1.10% |
¥331,597 |
¥59,687,372 |
¥4,687,372 |
| 15 |
1.20% |
¥334,032 |
¥60,125,841 |
¥5,125,841 |
| 15 |
1.30% |
¥336,480 |
¥60,566,363 |
¥5,566,363 |
| 15 |
1.40% |
¥338,939 |
¥61,008,936 |
¥6,008,936 |
| 15 |
1.50% |
¥341,409 |
¥61,453,559 |
¥6,453,559 |
| 15 |
1.60% |
¥343,890 |
¥61,900,230 |
¥6,900,230 |
| 15 |
1.70% |
¥346,383 |
¥62,348,948 |
¥7,348,948 |
| 15 |
1.80% |
¥348,887 |
¥62,799,710 |
¥7,799,710 |
| 15 |
1.90% |
¥351,403 |
¥63,252,515 |
¥8,252,515 |
| 15 |
2.00% |
¥353,930 |
¥63,707,361 |
¥8,707,361 |
| 15 |
2.10% |
¥356,468 |
¥64,164,246 |
¥9,164,246 |
| 15 |
2.20% |
¥359,018 |
¥64,623,168 |
¥9,623,168 |
| 15 |
2.30% |
¥361,578 |
¥65,084,125 |
¥10,084,125 |
| 15 |
2.40% |
¥364,151 |
¥65,547,113 |
¥10,547,113 |
| 15 |
2.50% |
¥366,734 |
¥66,012,132 |
¥11,012,132 |
| 15 |
2.60% |
¥369,329 |
¥66,479,178 |
¥11,479,178 |
| 15 |
2.70% |
¥371,935 |
¥66,948,248 |
¥11,948,248 |
| 15 |
2.80% |
¥374,552 |
¥67,419,341 |
¥12,419,341 |
| 15 |
2.90% |
¥377,180 |
¥67,892,453 |
¥12,892,453 |
| 15 |
3.00% |
¥379,820 |
¥68,367,582 |
¥13,367,582 |
5500万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥474,696 |
¥56,963,490 |
¥1,963,490 |
| 10 |
0.80% |
¥477,064 |
¥57,247,652 |
¥2,247,652 |
| 10 |
0.90% |
¥479,439 |
¥57,532,729 |
¥2,532,729 |
| 10 |
1.00% |
¥481,823 |
¥57,818,720 |
¥2,818,720 |
| 10 |
1.10% |
¥484,214 |
¥58,105,626 |
¥3,105,626 |
| 10 |
1.20% |
¥486,612 |
¥58,393,447 |
¥3,393,447 |
| 10 |
1.30% |
¥489,018 |
¥58,682,181 |
¥3,682,181 |
| 10 |
1.40% |
¥491,432 |
¥58,971,829 |
¥3,971,829 |
| 10 |
1.50% |
¥493,853 |
¥59,262,390 |
¥4,262,390 |
| 10 |
1.60% |
¥496,282 |
¥59,553,864 |
¥4,553,864 |
| 10 |
1.70% |
¥498,719 |
¥59,846,250 |
¥4,846,250 |
| 10 |
1.80% |
¥501,163 |
¥60,139,548 |
¥5,139,548 |
| 10 |
1.90% |
¥503,615 |
¥60,433,758 |
¥5,433,758 |
| 10 |
2.00% |
¥506,074 |
¥60,728,880 |
¥5,728,880 |
| 10 |
2.10% |
¥508,541 |
¥61,024,911 |
¥6,024,911 |
| 10 |
2.20% |
¥511,015 |
¥61,321,853 |
¥6,321,853 |
| 10 |
2.30% |
¥513,498 |
¥61,619,705 |
¥6,619,705 |
| 10 |
2.40% |
¥515,987 |
¥61,918,466 |
¥6,918,466 |
| 10 |
2.50% |
¥518,484 |
¥62,218,135 |
¥7,218,135 |
| 10 |
2.60% |
¥520,989 |
¥62,518,713 |
¥7,518,713 |
| 10 |
2.70% |
¥523,502 |
¥62,820,198 |
¥7,820,198 |
| 10 |
2.80% |
¥526,022 |
¥63,122,589 |
¥8,122,589 |
| 10 |
2.90% |
¥528,549 |
¥63,425,888 |
¥8,425,888 |
| 10 |
3.00% |
¥531,084 |
¥63,730,092 |
¥8,730,092 |