5530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5530万円の住宅ローン｜期間・年数別
5530万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥109,261 | ¥65,556,836 | ¥10,256,836 |
| 50 | 0.80% | ¥111,856 | ¥67,113,562 | ¥11,813,562 |
| 50 | 0.90% | ¥114,488 | ¥68,692,942 | ¥13,392,942 |
| 50 | 1.00% | ¥117,158 | ¥70,294,876 | ¥14,994,876 |
| 50 | 1.10% | ¥119,865 | ¥71,919,256 | ¥16,619,256 |
| 50 | 1.20% | ¥122,610 | ¥73,565,962 | ¥18,265,962 |
| 50 | 1.30% | ¥125,391 | ¥75,234,864 | ¥19,934,864 |
| 50 | 1.40% | ¥128,210 | ¥76,925,822 | ¥21,625,822 |
| 50 | 1.50% | ¥131,064 | ¥78,638,688 | ¥23,338,688 |
| 50 | 1.60% | ¥133,956 | ¥80,373,301 | ¥25,073,301 |
| 50 | 1.70% | ¥136,882 | ¥82,129,493 | ¥26,829,493 |
| 50 | 1.80% | ¥139,845 | ¥83,907,088 | ¥28,607,088 |
| 50 | 1.90% | ¥142,843 | ¥85,705,899 | ¥30,405,899 |
| 50 | 2.00% | ¥145,876 | ¥87,525,731 | ¥32,225,731 |
| 50 | 2.10% | ¥148,944 | ¥89,366,382 | ¥34,066,382 |
| 50 | 2.20% | ¥152,046 | ¥91,227,642 | ¥35,927,642 |
| 50 | 2.30% | ¥155,182 | ¥93,109,294 | ¥37,809,294 |
| 50 | 2.40% | ¥158,352 | ¥95,011,112 | ¥39,711,112 |
| 50 | 2.50% | ¥161,555 | ¥96,932,865 | ¥41,632,865 |
| 50 | 2.60% | ¥164,791 | ¥98,874,316 | ¥43,574,316 |
| 50 | 2.70% | ¥168,059 | ¥100,835,220 | ¥45,535,220 |
| 50 | 2.80% | ¥171,359 | ¥102,815,329 | ¥47,515,329 |
| 50 | 2.90% | ¥174,691 | ¥104,814,387 | ¥49,514,387 |
| 50 | 3.00% | ¥178,054 | ¥106,832,134 | ¥51,532,134 |
5530万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥119,412 | ¥64,482,252 | ¥9,182,252 |
| 45 | 0.80% | ¥121,978 | ¥65,868,188 | ¥10,568,188 |
| 45 | 0.90% | ¥124,579 | ¥67,272,527 | ¥11,972,527 |
| 45 | 1.00% | ¥127,213 | ¥68,695,207 | ¥13,395,207 |
| 45 | 1.10% | ¥129,882 | ¥70,136,153 | ¥14,836,153 |
| 45 | 1.20% | ¥132,584 | ¥71,595,288 | ¥16,295,288 |
| 45 | 1.30% | ¥135,319 | ¥73,072,524 | ¥17,772,524 |
| 45 | 1.40% | ¥138,088 | ¥74,567,768 | ¥19,267,768 |
| 45 | 1.50% | ¥140,891 | ¥76,080,922 | ¥20,780,922 |
| 45 | 1.60% | ¥143,726 | ¥77,611,879 | ¥22,311,879 |
| 45 | 1.70% | ¥146,594 | ¥79,160,526 | ¥23,860,526 |
| 45 | 1.80% | ¥149,494 | ¥80,726,745 | ¥25,426,745 |
| 45 | 1.90% | ¥152,427 | ¥82,310,412 | ¥27,010,412 |
| 45 | 2.00% | ¥155,391 | ¥83,911,396 | ¥28,611,396 |
| 45 | 2.10% | ¥158,388 | ¥85,529,560 | ¥30,229,560 |
| 45 | 2.20% | ¥161,416 | ¥87,164,765 | ¥31,864,765 |
| 45 | 2.30% | ¥164,476 | ¥88,816,862 | ¥33,516,862 |
| 45 | 2.40% | ¥167,566 | ¥90,485,699 | ¥35,185,699 |
| 45 | 2.50% | ¥170,687 | ¥92,171,120 | ¥36,871,120 |
| 45 | 2.60% | ¥173,839 | ¥93,872,963 | ¥38,572,963 |
| 45 | 2.70% | ¥177,020 | ¥95,591,062 | ¥40,291,062 |
| 45 | 2.80% | ¥180,232 | ¥97,325,247 | ¥42,025,247 |
| 45 | 2.90% | ¥183,473 | ¥99,075,342 | ¥43,775,342 |
| 45 | 3.00% | ¥186,743 | ¥100,841,170 | ¥45,541,170 |
5530万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥132,123 | ¥63,418,845 | ¥8,118,845 |
| 40 | 0.80% | ¥134,661 | ¥64,637,365 | ¥9,337,365 |
| 40 | 0.90% | ¥137,230 | ¥65,870,466 | ¥10,570,466 |
| 40 | 1.00% | ¥139,829 | ¥67,118,108 | ¥11,818,108 |
| 40 | 1.10% | ¥142,459 | ¥68,380,245 | ¥13,080,245 |
| 40 | 1.20% | ¥145,118 | ¥69,656,826 | ¥14,356,826 |
| 40 | 1.30% | ¥147,808 | ¥70,947,797 | ¥15,647,797 |
| 40 | 1.40% | ¥150,527 | ¥72,253,099 | ¥16,953,099 |
| 40 | 1.50% | ¥153,276 | ¥73,572,668 | ¥18,272,668 |
| 40 | 1.60% | ¥156,055 | ¥74,906,438 | ¥19,606,438 |
| 40 | 1.70% | ¥158,863 | ¥76,254,338 | ¥20,954,338 |
| 40 | 1.80% | ¥161,701 | ¥77,616,291 | ¥22,316,291 |
| 40 | 1.90% | ¥164,567 | ¥78,992,219 | ¥23,692,219 |
| 40 | 2.00% | ¥167,463 | ¥80,382,038 | ¥25,082,038 |
| 40 | 2.10% | ¥170,387 | ¥81,785,661 | ¥26,485,661 |
| 40 | 2.20% | ¥173,340 | ¥83,202,998 | ¥27,902,998 |
| 40 | 2.30% | ¥176,321 | ¥84,633,955 | ¥29,333,955 |
| 40 | 2.40% | ¥179,330 | ¥86,078,433 | ¥30,778,433 |
| 40 | 2.50% | ¥182,367 | ¥87,536,333 | ¥32,236,333 |
| 40 | 2.60% | ¥185,432 | ¥89,007,549 | ¥33,707,549 |
| 40 | 2.70% | ¥188,525 | ¥90,491,974 | ¥35,191,974 |
| 40 | 2.80% | ¥191,645 | ¥91,989,498 | ¥36,689,498 |
| 40 | 2.90% | ¥194,792 | ¥93,500,007 | ¥38,200,007 |
| 40 | 3.00% | ¥197,965 | ¥95,023,385 | ¥39,723,385 |
5530万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥148,492 | ¥62,366,636 | ¥7,066,636 |
| 35 | 0.80% | ¥151,003 | ¥63,421,134 | ¥8,121,134 |
| 35 | 0.90% | ¥153,540 | ¥64,486,822 | ¥9,186,822 |
| 35 | 1.00% | ¥156,104 | ¥65,563,676 | ¥10,263,676 |
| 35 | 1.10% | ¥158,694 | ¥66,651,670 | ¥11,351,670 |
| 35 | 1.20% | ¥161,311 | ¥67,750,773 | ¥12,450,773 |
| 35 | 1.30% | ¥163,955 | ¥68,860,952 | ¥13,560,952 |
| 35 | 1.40% | ¥166,624 | ¥69,982,173 | ¥14,682,173 |
| 35 | 1.50% | ¥169,320 | ¥71,114,398 | ¥15,814,398 |
| 35 | 1.60% | ¥172,042 | ¥72,257,587 | ¥16,957,587 |
| 35 | 1.70% | ¥174,790 | ¥73,411,697 | ¥18,111,697 |
| 35 | 1.80% | ¥177,564 | ¥74,576,683 | ¥19,276,683 |
| 35 | 1.90% | ¥180,363 | ¥75,752,497 | ¥20,452,497 |
| 35 | 2.00% | ¥183,188 | ¥76,939,091 | ¥21,639,091 |
| 35 | 2.10% | ¥186,039 | ¥78,136,411 | ¥22,836,411 |
| 35 | 2.20% | ¥188,915 | ¥79,344,404 | ¥24,044,404 |
| 35 | 2.30% | ¥191,817 | ¥80,563,012 | ¥25,263,012 |
| 35 | 2.40% | ¥194,743 | ¥81,792,178 | ¥26,492,178 |
| 35 | 2.50% | ¥197,695 | ¥83,031,839 | ¥27,731,839 |
| 35 | 2.60% | ¥200,671 | ¥84,281,933 | ¥28,981,933 |
| 35 | 2.70% | ¥203,672 | ¥85,542,394 | ¥30,242,394 |
| 35 | 2.80% | ¥206,698 | ¥86,813,157 | ¥31,513,157 |
| 35 | 2.90% | ¥209,748 | ¥88,094,151 | ¥32,794,151 |
| 35 | 3.00% | ¥212,822 | ¥89,385,305 | ¥34,085,305 |
5530万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥170,349 | ¥61,325,647 | ¥6,025,647 |
| 30 | 0.80% | ¥172,832 | ¥62,219,529 | ¥6,919,529 |
| 30 | 0.90% | ¥175,338 | ¥63,121,649 | ¥7,821,649 |
| 30 | 1.00% | ¥177,867 | ¥64,031,996 | ¥8,731,996 |
| 30 | 1.10% | ¥180,418 | ¥64,950,552 | ¥9,650,552 |
| 30 | 1.20% | ¥182,993 | ¥65,877,303 | ¥10,577,303 |
| 30 | 1.30% | ¥185,590 | ¥66,812,229 | ¥11,512,229 |
| 30 | 1.40% | ¥188,209 | ¥67,755,312 | ¥12,455,312 |
| 30 | 1.50% | ¥190,851 | ¥68,706,531 | ¥13,406,531 |
| 30 | 1.60% | ¥193,516 | ¥69,665,864 | ¥14,365,864 |
| 30 | 1.70% | ¥196,204 | ¥70,633,288 | ¥15,333,288 |
| 30 | 1.80% | ¥198,913 | ¥71,608,776 | ¥16,308,776 |
| 30 | 1.90% | ¥201,645 | ¥72,592,305 | ¥17,292,305 |
| 30 | 2.00% | ¥204,400 | ¥73,583,845 | ¥18,283,845 |
| 30 | 2.10% | ¥207,176 | ¥74,583,368 | ¥19,283,368 |
| 30 | 2.20% | ¥209,975 | ¥75,590,844 | ¥20,290,844 |
| 30 | 2.30% | ¥212,795 | ¥76,606,241 | ¥21,306,241 |
| 30 | 2.40% | ¥215,638 | ¥77,629,527 | ¥22,329,527 |
| 30 | 2.50% | ¥218,502 | ¥78,660,669 | ¥23,360,669 |
| 30 | 2.60% | ¥221,388 | ¥79,699,630 | ¥24,399,630 |
| 30 | 2.70% | ¥224,295 | ¥80,746,375 | ¥25,446,375 |
| 30 | 2.80% | ¥227,225 | ¥81,800,866 | ¥26,500,866 |
| 30 | 2.90% | ¥230,175 | ¥82,863,064 | ¥27,563,064 |
| 30 | 3.00% | ¥233,147 | ¥83,932,931 | ¥28,632,931 |
5530万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥200,986 | ¥60,295,895 | ¥4,995,895 |
| 25 | 0.80% | ¥203,442 | ¥61,032,581 | ¥5,732,581 |
| 25 | 0.90% | ¥205,917 | ¥61,774,998 | ¥6,474,998 |
| 25 | 1.00% | ¥208,410 | ¥62,523,140 | ¥7,223,140 |
| 25 | 1.10% | ¥210,923 | ¥63,277,000 | ¥7,977,000 |
| 25 | 1.20% | ¥213,455 | ¥64,036,568 | ¥8,736,568 |
| 25 | 1.30% | ¥216,006 | ¥64,801,837 | ¥9,501,837 |
| 25 | 1.40% | ¥218,576 | ¥65,572,797 | ¥10,272,797 |
| 25 | 1.50% | ¥221,165 | ¥66,349,437 | ¥11,049,437 |
| 25 | 1.60% | ¥223,772 | ¥67,131,746 | ¥11,831,746 |
| 25 | 1.70% | ¥226,399 | ¥67,919,713 | ¥12,619,713 |
| 25 | 1.80% | ¥229,044 | ¥68,713,326 | ¥13,413,326 |
| 25 | 1.90% | ¥231,709 | ¥69,512,571 | ¥14,212,571 |
| 25 | 2.00% | ¥234,391 | ¥70,317,435 | ¥15,017,435 |
| 25 | 2.10% | ¥237,093 | ¥71,127,903 | ¥15,827,903 |
| 25 | 2.20% | ¥239,813 | ¥71,943,962 | ¥16,643,962 |
| 25 | 2.30% | ¥242,552 | ¥72,765,594 | ¥17,465,594 |
| 25 | 2.40% | ¥245,309 | ¥73,592,785 | ¥18,292,785 |
| 25 | 2.50% | ¥248,085 | ¥74,425,516 | ¥19,125,516 |
| 25 | 2.60% | ¥250,879 | ¥75,263,771 | ¥19,963,771 |
| 25 | 2.70% | ¥253,692 | ¥76,107,532 | ¥20,807,532 |
| 25 | 2.80% | ¥256,523 | ¥76,956,779 | ¥21,656,779 |
| 25 | 2.90% | ¥259,372 | ¥77,811,494 | ¥22,511,494 |
| 25 | 3.00% | ¥262,239 | ¥78,671,657 | ¥23,371,657 |
5530万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥246,989 | ¥59,277,395 | ¥3,977,395 |
| 20 | 0.80% | ¥249,418 | ¥59,860,315 | ¥4,560,315 |
| 20 | 0.90% | ¥251,862 | ¥60,446,908 | ¥5,146,908 |
| 20 | 1.00% | ¥254,322 | ¥61,037,172 | ¥5,737,172 |
| 20 | 1.10% | ¥256,796 | ¥61,631,104 | ¥6,331,104 |
| 20 | 1.20% | ¥259,286 | ¥62,228,699 | ¥6,928,699 |
| 20 | 1.30% | ¥261,791 | ¥62,829,954 | ¥7,529,954 |
| 20 | 1.40% | ¥264,312 | ¥63,434,864 | ¥8,134,864 |
| 20 | 1.50% | ¥266,848 | ¥64,043,427 | ¥8,743,427 |
| 20 | 1.60% | ¥269,398 | ¥64,655,636 | ¥9,355,636 |
| 20 | 1.70% | ¥271,965 | ¥65,271,487 | ¥9,971,487 |
| 20 | 1.80% | ¥274,546 | ¥65,890,974 | ¥10,590,974 |
| 20 | 1.90% | ¥277,142 | ¥66,514,092 | ¥11,214,092 |
| 20 | 2.00% | ¥279,753 | ¥67,140,836 | ¥11,840,836 |
| 20 | 2.10% | ¥282,380 | ¥67,771,199 | ¥12,471,199 |
| 20 | 2.20% | ¥285,022 | ¥68,405,175 | ¥13,105,175 |
| 20 | 2.30% | ¥287,678 | ¥69,042,757 | ¥13,742,757 |
| 20 | 2.40% | ¥290,350 | ¥69,683,938 | ¥14,383,938 |
| 20 | 2.50% | ¥293,036 | ¥70,328,712 | ¥15,028,712 |
| 20 | 2.60% | ¥295,738 | ¥70,977,070 | ¥15,677,070 |
| 20 | 2.70% | ¥298,454 | ¥71,629,006 | ¥16,329,006 |
| 20 | 2.80% | ¥301,185 | ¥72,284,510 | ¥16,984,510 |
| 20 | 2.90% | ¥303,932 | ¥72,943,575 | ¥17,643,575 |
| 20 | 3.00% | ¥306,692 | ¥73,606,193 | ¥18,306,193 |
5530万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥323,723 | ¥58,270,160 | ¥2,970,160 |
| 15 | 0.80% | ¥326,126 | ¥58,702,753 | ¥3,402,753 |
| 15 | 0.90% | ¥328,541 | ¥59,137,415 | ¥3,837,415 |
| 15 | 1.00% | ¥330,967 | ¥59,574,144 | ¥4,274,144 |
| 15 | 1.10% | ¥333,405 | ¥60,012,940 | ¥4,712,940 |
| 15 | 1.20% | ¥335,854 | ¥60,453,800 | ¥5,153,800 |
| 15 | 1.30% | ¥338,315 | ¥60,896,725 | ¥5,596,725 |
| 15 | 1.40% | ¥340,787 | ¥61,341,712 | ¥6,041,712 |
| 15 | 1.50% | ¥343,271 | ¥61,788,760 | ¥6,488,760 |
| 15 | 1.60% | ¥345,766 | ¥62,237,868 | ¥6,937,868 |
| 15 | 1.70% | ¥348,272 | ¥62,689,033 | ¥7,389,033 |
| 15 | 1.80% | ¥350,790 | ¥63,142,254 | ¥7,842,254 |
| 15 | 1.90% | ¥353,320 | ¥63,597,529 | ¥8,297,529 |
| 15 | 2.00% | ¥355,860 | ¥64,054,856 | ¥8,754,856 |
| 15 | 2.10% | ¥358,412 | ¥64,514,233 | ¥9,214,233 |
| 15 | 2.20% | ¥360,976 | ¥64,975,658 | ¥9,675,658 |
| 15 | 2.30% | ¥363,551 | ¥65,439,129 | ¥10,139,129 |
| 15 | 2.40% | ¥366,137 | ¥65,904,643 | ¥10,604,643 |
| 15 | 2.50% | ¥368,734 | ¥66,372,198 | ¥11,072,198 |
| 15 | 2.60% | ¥371,343 | ¥66,841,791 | ¥11,541,791 |
| 15 | 2.70% | ¥373,963 | ¥67,313,421 | ¥12,013,421 |
| 15 | 2.80% | ¥376,595 | ¥67,787,083 | ¥12,487,083 |
| 15 | 2.90% | ¥379,238 | ¥68,262,776 | ¥12,962,776 |
| 15 | 3.00% | ¥381,892 | ¥68,740,496 | ¥13,440,496 |
5530万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥477,285 | ¥57,274,200 | ¥1,974,200 |
| 10 | 0.80% | ¥479,666 | ¥57,559,912 | ¥2,259,912 |
| 10 | 0.90% | ¥482,055 | ¥57,846,543 | ¥2,546,543 |
| 10 | 1.00% | ¥484,451 | ¥58,134,095 | ¥2,834,095 |
| 10 | 1.10% | ¥486,855 | ¥58,422,566 | ¥3,122,566 |
| 10 | 1.20% | ¥489,266 | ¥58,711,956 | ¥3,411,956 |
| 10 | 1.30% | ¥491,686 | ¥59,002,266 | ¥3,702,266 |
| 10 | 1.40% | ¥494,112 | ¥59,293,493 | ¥3,993,493 |
| 10 | 1.50% | ¥496,547 | ¥59,585,639 | ¥4,285,639 |
| 10 | 1.60% | ¥498,989 | ¥59,878,703 | ¥4,578,703 |
| 10 | 1.70% | ¥501,439 | ¥60,172,684 | ¥4,872,684 |
| 10 | 1.80% | ¥503,897 | ¥60,467,582 | ¥5,167,582 |
| 10 | 1.90% | ¥506,362 | ¥60,763,397 | ¥5,463,397 |
| 10 | 2.00% | ¥508,834 | ¥61,060,128 | ¥5,760,128 |
| 10 | 2.10% | ¥511,315 | ¥61,357,774 | ¥6,057,774 |
| 10 | 2.20% | ¥513,803 | ¥61,656,336 | ¥6,356,336 |
| 10 | 2.30% | ¥516,298 | ¥61,955,812 | ¥6,655,812 |
| 10 | 2.40% | ¥518,802 | ¥62,256,203 | ¥6,956,203 |
| 10 | 2.50% | ¥521,313 | ¥62,557,507 | ¥7,257,507 |
| 10 | 2.60% | ¥523,831 | ¥62,859,724 | ¥7,559,724 |
| 10 | 2.70% | ¥526,357 | ¥63,162,853 | ¥7,862,853 |
| 10 | 2.80% | ¥528,891 | ¥63,466,895 | ¥8,166,895 |
| 10 | 2.90% | ¥531,432 | ¥63,771,847 | ¥8,471,847 |
| 10 | 3.00% | ¥533,981 | ¥64,077,710 | ¥8,777,710 |
