1050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1050万円の住宅ローン|期間・年数別
1050万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥20,746 |
¥12,447,500 |
¥1,947,500 |
| 50 |
0.80% |
¥21,238 |
¥12,743,081 |
¥2,243,081 |
| 50 |
0.90% |
¥21,738 |
¥13,042,964 |
¥2,542,964 |
| 50 |
1.00% |
¥22,245 |
¥13,347,128 |
¥2,847,128 |
| 50 |
1.10% |
¥22,759 |
¥13,655,555 |
¥3,155,555 |
| 50 |
1.20% |
¥23,280 |
¥13,968,221 |
¥3,468,221 |
| 50 |
1.30% |
¥23,809 |
¥14,285,101 |
¥3,785,101 |
| 50 |
1.40% |
¥24,344 |
¥14,606,169 |
¥4,106,169 |
| 50 |
1.50% |
¥24,886 |
¥14,931,396 |
¥4,431,396 |
| 50 |
1.60% |
¥25,435 |
¥15,260,753 |
¥4,760,753 |
| 50 |
1.70% |
¥25,990 |
¥15,594,208 |
¥5,094,208 |
| 50 |
1.80% |
¥26,553 |
¥15,931,726 |
¥5,431,726 |
| 50 |
1.90% |
¥27,122 |
¥16,273,272 |
¥5,773,272 |
| 50 |
2.00% |
¥27,698 |
¥16,618,810 |
¥6,118,810 |
| 50 |
2.10% |
¥28,281 |
¥16,968,300 |
¥6,468,300 |
| 50 |
2.20% |
¥28,870 |
¥17,321,704 |
¥6,821,704 |
| 50 |
2.30% |
¥29,465 |
¥17,678,980 |
¥7,178,980 |
| 50 |
2.40% |
¥30,067 |
¥18,040,085 |
¥7,540,085 |
| 50 |
2.50% |
¥30,675 |
¥18,404,974 |
¥7,904,974 |
| 50 |
2.60% |
¥31,289 |
¥18,773,604 |
¥8,273,604 |
| 50 |
2.70% |
¥31,910 |
¥19,145,928 |
¥8,645,928 |
| 50 |
2.80% |
¥32,536 |
¥19,521,898 |
¥9,021,898 |
| 50 |
2.90% |
¥33,169 |
¥19,901,466 |
¥9,401,466 |
| 50 |
3.00% |
¥33,808 |
¥20,284,582 |
¥9,784,582 |
1050万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥22,673 |
¥12,243,466 |
¥1,743,466 |
| 45 |
0.80% |
¥23,160 |
¥12,506,618 |
¥2,006,618 |
| 45 |
0.90% |
¥23,654 |
¥12,773,265 |
¥2,273,265 |
| 45 |
1.00% |
¥24,154 |
¥13,043,394 |
¥2,543,394 |
| 45 |
1.10% |
¥24,661 |
¥13,316,991 |
¥2,816,991 |
| 45 |
1.20% |
¥25,174 |
¥13,594,042 |
¥3,094,042 |
| 45 |
1.30% |
¥25,694 |
¥13,874,530 |
¥3,374,530 |
| 45 |
1.40% |
¥26,219 |
¥14,158,437 |
¥3,658,437 |
| 45 |
1.50% |
¥26,751 |
¥14,445,745 |
¥3,945,745 |
| 45 |
1.60% |
¥27,290 |
¥14,736,433 |
¥4,236,433 |
| 45 |
1.70% |
¥27,834 |
¥15,030,480 |
¥4,530,480 |
| 45 |
1.80% |
¥28,385 |
¥15,327,863 |
¥4,827,863 |
| 45 |
1.90% |
¥28,942 |
¥15,628,559 |
¥5,128,559 |
| 45 |
2.00% |
¥29,505 |
¥15,932,543 |
¥5,432,543 |
| 45 |
2.10% |
¥30,074 |
¥16,239,790 |
¥5,739,790 |
| 45 |
2.20% |
¥30,649 |
¥16,550,272 |
¥6,050,272 |
| 45 |
2.30% |
¥31,230 |
¥16,863,961 |
¥6,363,961 |
| 45 |
2.40% |
¥31,816 |
¥17,180,829 |
¥6,680,829 |
| 45 |
2.50% |
¥32,409 |
¥17,500,846 |
¥7,000,846 |
| 45 |
2.60% |
¥33,007 |
¥17,823,980 |
¥7,323,980 |
| 45 |
2.70% |
¥33,611 |
¥18,150,202 |
¥7,650,202 |
| 45 |
2.80% |
¥34,221 |
¥18,479,477 |
¥7,979,477 |
| 45 |
2.90% |
¥34,837 |
¥18,811,774 |
¥8,311,774 |
| 45 |
3.00% |
¥35,458 |
¥19,147,058 |
¥8,647,058 |
1050万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥25,087 |
¥12,041,553 |
¥1,541,553 |
| 40 |
0.80% |
¥25,569 |
¥12,272,917 |
¥1,772,917 |
| 40 |
0.90% |
¥26,056 |
¥12,507,051 |
¥2,007,051 |
| 40 |
1.00% |
¥26,550 |
¥12,743,945 |
¥2,243,945 |
| 40 |
1.10% |
¥27,049 |
¥12,983,591 |
¥2,483,591 |
| 40 |
1.20% |
¥27,554 |
¥13,225,980 |
¥2,725,980 |
| 40 |
1.30% |
¥28,065 |
¥13,471,101 |
¥2,971,101 |
| 40 |
1.40% |
¥28,581 |
¥13,718,943 |
¥3,218,943 |
| 40 |
1.50% |
¥29,103 |
¥13,969,494 |
¥3,469,494 |
| 40 |
1.60% |
¥29,631 |
¥14,222,741 |
¥3,722,741 |
| 40 |
1.70% |
¥30,164 |
¥14,478,672 |
¥3,978,672 |
| 40 |
1.80% |
¥30,703 |
¥14,737,270 |
¥4,237,270 |
| 40 |
1.90% |
¥31,247 |
¥14,998,523 |
¥4,498,523 |
| 40 |
2.00% |
¥31,797 |
¥15,262,412 |
¥4,762,412 |
| 40 |
2.10% |
¥32,352 |
¥15,528,923 |
¥5,028,923 |
| 40 |
2.20% |
¥32,913 |
¥15,798,038 |
¥5,298,038 |
| 40 |
2.30% |
¥33,479 |
¥16,069,738 |
¥5,569,738 |
| 40 |
2.40% |
¥34,050 |
¥16,344,006 |
¥5,844,006 |
| 40 |
2.50% |
¥34,627 |
¥16,620,823 |
¥6,120,823 |
| 40 |
2.60% |
¥35,209 |
¥16,900,167 |
¥6,400,167 |
| 40 |
2.70% |
¥35,796 |
¥17,182,020 |
¥6,682,020 |
| 40 |
2.80% |
¥36,388 |
¥17,466,360 |
¥6,966,360 |
| 40 |
2.90% |
¥36,986 |
¥17,753,166 |
¥7,253,166 |
| 40 |
3.00% |
¥37,588 |
¥18,042,415 |
¥7,542,415 |
1050万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥28,195 |
¥11,841,766 |
¥1,341,766 |
| 35 |
0.80% |
¥28,671 |
¥12,041,987 |
¥1,541,987 |
| 35 |
0.90% |
¥29,153 |
¥12,244,333 |
¥1,744,333 |
| 35 |
1.00% |
¥29,640 |
¥12,448,799 |
¥1,948,799 |
| 35 |
1.10% |
¥30,132 |
¥12,655,380 |
¥2,155,380 |
| 35 |
1.20% |
¥30,629 |
¥12,864,071 |
¥2,364,071 |
| 35 |
1.30% |
¥31,131 |
¥13,074,864 |
¥2,574,864 |
| 35 |
1.40% |
¥31,638 |
¥13,287,754 |
¥2,787,754 |
| 35 |
1.50% |
¥32,149 |
¥13,502,734 |
¥3,002,734 |
| 35 |
1.60% |
¥32,666 |
¥13,719,795 |
¥3,219,795 |
| 35 |
1.70% |
¥33,188 |
¥13,938,930 |
¥3,438,930 |
| 35 |
1.80% |
¥33,715 |
¥14,160,130 |
¥3,660,130 |
| 35 |
1.90% |
¥34,246 |
¥14,383,386 |
¥3,883,386 |
| 35 |
2.00% |
¥34,783 |
¥14,608,688 |
¥4,108,688 |
| 35 |
2.10% |
¥35,324 |
¥14,836,027 |
¥4,336,027 |
| 35 |
2.20% |
¥35,870 |
¥15,065,393 |
¥4,565,393 |
| 35 |
2.30% |
¥36,421 |
¥15,296,774 |
¥4,796,774 |
| 35 |
2.40% |
¥36,977 |
¥15,530,160 |
¥5,030,160 |
| 35 |
2.50% |
¥37,537 |
¥15,765,539 |
¥5,265,539 |
| 35 |
2.60% |
¥38,102 |
¥16,002,899 |
¥5,502,899 |
| 35 |
2.70% |
¥38,672 |
¥16,242,227 |
¥5,742,227 |
| 35 |
2.80% |
¥39,246 |
¥16,483,511 |
¥5,983,511 |
| 35 |
2.90% |
¥39,826 |
¥16,726,737 |
¥6,226,737 |
| 35 |
3.00% |
¥40,409 |
¥16,971,893 |
¥6,471,893 |
1050万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥32,345 |
¥11,644,110 |
¥1,144,110 |
| 30 |
0.80% |
¥32,816 |
¥11,813,835 |
¥1,313,835 |
| 30 |
0.90% |
¥33,292 |
¥11,985,123 |
¥1,485,123 |
| 30 |
1.00% |
¥33,772 |
¥12,157,974 |
¥1,657,974 |
| 30 |
1.10% |
¥34,257 |
¥12,332,383 |
¥1,832,383 |
| 30 |
1.20% |
¥34,745 |
¥12,508,349 |
¥2,008,349 |
| 30 |
1.30% |
¥35,239 |
¥12,685,866 |
¥2,185,866 |
| 30 |
1.40% |
¥35,736 |
¥12,864,933 |
¥2,364,933 |
| 30 |
1.50% |
¥36,238 |
¥13,045,544 |
¥2,545,544 |
| 30 |
1.60% |
¥36,744 |
¥13,227,696 |
¥2,727,696 |
| 30 |
1.70% |
¥37,254 |
¥13,411,384 |
¥2,911,384 |
| 30 |
1.80% |
¥37,768 |
¥13,596,603 |
¥3,096,603 |
| 30 |
1.90% |
¥38,287 |
¥13,783,349 |
¥3,283,349 |
| 30 |
2.00% |
¥38,810 |
¥13,971,616 |
¥3,471,616 |
| 30 |
2.10% |
¥39,337 |
¥14,161,399 |
¥3,661,399 |
| 30 |
2.20% |
¥39,869 |
¥14,352,692 |
¥3,852,692 |
| 30 |
2.30% |
¥40,404 |
¥14,545,489 |
¥4,045,489 |
| 30 |
2.40% |
¥40,944 |
¥14,739,784 |
¥4,239,784 |
| 30 |
2.50% |
¥41,488 |
¥14,935,570 |
¥4,435,570 |
| 30 |
2.60% |
¥42,036 |
¥15,132,841 |
¥4,632,841 |
| 30 |
2.70% |
¥42,588 |
¥15,331,590 |
¥4,831,590 |
| 30 |
2.80% |
¥43,144 |
¥15,531,810 |
¥5,031,810 |
| 30 |
2.90% |
¥43,704 |
¥15,733,493 |
¥5,233,493 |
| 30 |
3.00% |
¥44,268 |
¥15,936,632 |
¥5,436,632 |
1050万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥38,162 |
¥11,448,588 |
¥948,588 |
| 25 |
0.80% |
¥38,628 |
¥11,588,465 |
¥1,088,465 |
| 25 |
0.90% |
¥39,098 |
¥11,729,430 |
¥1,229,430 |
| 25 |
1.00% |
¥39,572 |
¥11,871,482 |
¥1,371,482 |
| 25 |
1.10% |
¥40,049 |
¥12,014,620 |
¥1,514,620 |
| 25 |
1.20% |
¥40,529 |
¥12,158,842 |
¥1,658,842 |
| 25 |
1.30% |
¥41,014 |
¥12,304,146 |
¥1,804,146 |
| 25 |
1.40% |
¥41,502 |
¥12,450,531 |
¥1,950,531 |
| 25 |
1.50% |
¥41,993 |
¥12,597,994 |
¥2,097,994 |
| 25 |
1.60% |
¥42,488 |
¥12,746,534 |
¥2,246,534 |
| 25 |
1.70% |
¥42,987 |
¥12,896,148 |
¥2,396,148 |
| 25 |
1.80% |
¥43,489 |
¥13,046,834 |
¥2,546,834 |
| 25 |
1.90% |
¥43,995 |
¥13,198,589 |
¥2,698,589 |
| 25 |
2.00% |
¥44,505 |
¥13,351,412 |
¥2,851,412 |
| 25 |
2.10% |
¥45,018 |
¥13,505,298 |
¥3,005,298 |
| 25 |
2.20% |
¥45,534 |
¥13,660,246 |
¥3,160,246 |
| 25 |
2.30% |
¥46,054 |
¥13,816,252 |
¥3,316,252 |
| 25 |
2.40% |
¥46,578 |
¥13,973,314 |
¥3,473,314 |
| 25 |
2.50% |
¥47,105 |
¥14,131,427 |
¥3,631,427 |
| 25 |
2.60% |
¥47,635 |
¥14,290,589 |
¥3,790,589 |
| 25 |
2.70% |
¥48,169 |
¥14,450,797 |
¥3,950,797 |
| 25 |
2.80% |
¥48,707 |
¥14,612,047 |
¥4,112,047 |
| 25 |
2.90% |
¥49,248 |
¥14,774,334 |
¥4,274,334 |
| 25 |
3.00% |
¥49,792 |
¥14,937,656 |
¥4,437,656 |
1050万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥46,897 |
¥11,255,202 |
¥755,202 |
| 20 |
0.80% |
¥47,358 |
¥11,365,883 |
¥865,883 |
| 20 |
0.90% |
¥47,822 |
¥11,477,261 |
¥977,261 |
| 20 |
1.00% |
¥48,289 |
¥11,589,337 |
¥1,089,337 |
| 20 |
1.10% |
¥48,759 |
¥11,702,108 |
¥1,202,108 |
| 20 |
1.20% |
¥49,232 |
¥11,815,576 |
¥1,315,576 |
| 20 |
1.30% |
¥49,707 |
¥11,929,738 |
¥1,429,738 |
| 20 |
1.40% |
¥50,186 |
¥12,044,595 |
¥1,544,595 |
| 20 |
1.50% |
¥50,667 |
¥12,160,144 |
¥1,660,144 |
| 20 |
1.60% |
¥51,152 |
¥12,276,387 |
¥1,776,387 |
| 20 |
1.70% |
¥51,639 |
¥12,393,320 |
¥1,893,320 |
| 20 |
1.80% |
¥52,129 |
¥12,510,944 |
¥2,010,944 |
| 20 |
1.90% |
¥52,622 |
¥12,629,258 |
¥2,129,258 |
| 20 |
2.00% |
¥53,118 |
¥12,748,260 |
¥2,248,260 |
| 20 |
2.10% |
¥53,616 |
¥12,867,949 |
¥2,367,949 |
| 20 |
2.20% |
¥54,118 |
¥12,988,324 |
¥2,488,324 |
| 20 |
2.30% |
¥54,622 |
¥13,109,384 |
¥2,609,384 |
| 20 |
2.40% |
¥55,130 |
¥13,231,128 |
¥2,731,128 |
| 20 |
2.50% |
¥55,640 |
¥13,353,553 |
¥2,853,553 |
| 20 |
2.60% |
¥56,153 |
¥13,476,659 |
¥2,976,659 |
| 20 |
2.70% |
¥56,669 |
¥13,600,444 |
¥3,100,444 |
| 20 |
2.80% |
¥57,187 |
¥13,724,907 |
¥3,224,907 |
| 20 |
2.90% |
¥57,709 |
¥13,850,046 |
¥3,350,046 |
| 20 |
3.00% |
¥58,233 |
¥13,975,859 |
¥3,475,859 |
1050万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥61,466 |
¥11,063,954 |
¥563,954 |
| 15 |
0.80% |
¥61,923 |
¥11,146,092 |
¥646,092 |
| 15 |
0.90% |
¥62,381 |
¥11,228,623 |
¥728,623 |
| 15 |
1.00% |
¥62,842 |
¥11,311,546 |
¥811,546 |
| 15 |
1.10% |
¥63,305 |
¥11,394,862 |
¥894,862 |
| 15 |
1.20% |
¥63,770 |
¥11,478,570 |
¥978,570 |
| 15 |
1.30% |
¥64,237 |
¥11,562,669 |
¥1,062,669 |
| 15 |
1.40% |
¥64,706 |
¥11,647,161 |
¥1,147,161 |
| 15 |
1.50% |
¥65,178 |
¥11,732,043 |
¥1,232,043 |
| 15 |
1.60% |
¥65,652 |
¥11,817,317 |
¥1,317,317 |
| 15 |
1.70% |
¥66,128 |
¥11,902,981 |
¥1,402,981 |
| 15 |
1.80% |
¥66,606 |
¥11,989,036 |
¥1,489,036 |
| 15 |
1.90% |
¥67,086 |
¥12,075,480 |
¥1,575,480 |
| 15 |
2.00% |
¥67,568 |
¥12,162,314 |
¥1,662,314 |
| 15 |
2.10% |
¥68,053 |
¥12,249,538 |
¥1,749,538 |
| 15 |
2.20% |
¥68,540 |
¥12,337,150 |
¥1,837,150 |
| 15 |
2.30% |
¥69,029 |
¥12,425,151 |
¥1,925,151 |
| 15 |
2.40% |
¥69,520 |
¥12,513,540 |
¥2,013,540 |
| 15 |
2.50% |
¥70,013 |
¥12,602,316 |
¥2,102,316 |
| 15 |
2.60% |
¥70,508 |
¥12,691,479 |
¥2,191,479 |
| 15 |
2.70% |
¥71,006 |
¥12,781,029 |
¥2,281,029 |
| 15 |
2.80% |
¥71,505 |
¥12,870,965 |
¥2,370,965 |
| 15 |
2.90% |
¥72,007 |
¥12,961,287 |
¥2,461,287 |
| 15 |
3.00% |
¥72,511 |
¥13,051,993 |
¥2,551,993 |
1050万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥90,624 |
¥10,874,848 |
¥374,848 |
| 10 |
0.80% |
¥91,076 |
¥10,929,097 |
¥429,097 |
| 10 |
0.90% |
¥91,529 |
¥10,983,521 |
¥483,521 |
| 10 |
1.00% |
¥91,984 |
¥11,038,119 |
¥538,119 |
| 10 |
1.10% |
¥92,441 |
¥11,092,892 |
¥592,892 |
| 10 |
1.20% |
¥92,899 |
¥11,147,840 |
¥647,840 |
| 10 |
1.30% |
¥93,358 |
¥11,202,962 |
¥702,962 |
| 10 |
1.40% |
¥93,819 |
¥11,258,258 |
¥758,258 |
| 10 |
1.50% |
¥94,281 |
¥11,313,729 |
¥813,729 |
| 10 |
1.60% |
¥94,745 |
¥11,369,374 |
¥869,374 |
| 10 |
1.70% |
¥95,210 |
¥11,425,193 |
¥925,193 |
| 10 |
1.80% |
¥95,677 |
¥11,481,187 |
¥981,187 |
| 10 |
1.90% |
¥96,145 |
¥11,537,354 |
¥1,037,354 |
| 10 |
2.00% |
¥96,614 |
¥11,593,695 |
¥1,093,695 |
| 10 |
2.10% |
¥97,085 |
¥11,650,210 |
¥1,150,210 |
| 10 |
2.20% |
¥97,557 |
¥11,706,899 |
¥1,206,899 |
| 10 |
2.30% |
¥98,031 |
¥11,763,762 |
¥1,263,762 |
| 10 |
2.40% |
¥98,507 |
¥11,820,798 |
¥1,320,798 |
| 10 |
2.50% |
¥98,983 |
¥11,878,008 |
¥1,378,008 |
| 10 |
2.60% |
¥99,462 |
¥11,935,391 |
¥1,435,391 |
| 10 |
2.70% |
¥99,941 |
¥11,992,947 |
¥1,492,947 |
| 10 |
2.80% |
¥100,422 |
¥12,050,676 |
¥1,550,676 |
| 10 |
2.90% |
¥100,905 |
¥12,108,579 |
¥1,608,579 |
| 10 |
3.00% |
¥101,389 |
¥12,166,654 |
¥1,666,654 |