1050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1050万円の住宅ローン｜期間・年数別
1050万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥20,746 | ¥12,447,500 | ¥1,947,500 |
| 50 | 0.80% | ¥21,238 | ¥12,743,081 | ¥2,243,081 |
| 50 | 0.90% | ¥21,738 | ¥13,042,964 | ¥2,542,964 |
| 50 | 1.00% | ¥22,245 | ¥13,347,128 | ¥2,847,128 |
| 50 | 1.10% | ¥22,759 | ¥13,655,555 | ¥3,155,555 |
| 50 | 1.20% | ¥23,280 | ¥13,968,221 | ¥3,468,221 |
| 50 | 1.30% | ¥23,809 | ¥14,285,101 | ¥3,785,101 |
| 50 | 1.40% | ¥24,344 | ¥14,606,169 | ¥4,106,169 |
| 50 | 1.50% | ¥24,886 | ¥14,931,396 | ¥4,431,396 |
| 50 | 1.60% | ¥25,435 | ¥15,260,753 | ¥4,760,753 |
| 50 | 1.70% | ¥25,990 | ¥15,594,208 | ¥5,094,208 |
| 50 | 1.80% | ¥26,553 | ¥15,931,726 | ¥5,431,726 |
| 50 | 1.90% | ¥27,122 | ¥16,273,272 | ¥5,773,272 |
| 50 | 2.00% | ¥27,698 | ¥16,618,810 | ¥6,118,810 |
| 50 | 2.10% | ¥28,281 | ¥16,968,300 | ¥6,468,300 |
| 50 | 2.20% | ¥28,870 | ¥17,321,704 | ¥6,821,704 |
| 50 | 2.30% | ¥29,465 | ¥17,678,980 | ¥7,178,980 |
| 50 | 2.40% | ¥30,067 | ¥18,040,085 | ¥7,540,085 |
| 50 | 2.50% | ¥30,675 | ¥18,404,974 | ¥7,904,974 |
| 50 | 2.60% | ¥31,289 | ¥18,773,604 | ¥8,273,604 |
| 50 | 2.70% | ¥31,910 | ¥19,145,928 | ¥8,645,928 |
| 50 | 2.80% | ¥32,536 | ¥19,521,898 | ¥9,021,898 |
| 50 | 2.90% | ¥33,169 | ¥19,901,466 | ¥9,401,466 |
| 50 | 3.00% | ¥33,808 | ¥20,284,582 | ¥9,784,582 |
1050万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥22,673 | ¥12,243,466 | ¥1,743,466 |
| 45 | 0.80% | ¥23,160 | ¥12,506,618 | ¥2,006,618 |
| 45 | 0.90% | ¥23,654 | ¥12,773,265 | ¥2,273,265 |
| 45 | 1.00% | ¥24,154 | ¥13,043,394 | ¥2,543,394 |
| 45 | 1.10% | ¥24,661 | ¥13,316,991 | ¥2,816,991 |
| 45 | 1.20% | ¥25,174 | ¥13,594,042 | ¥3,094,042 |
| 45 | 1.30% | ¥25,694 | ¥13,874,530 | ¥3,374,530 |
| 45 | 1.40% | ¥26,219 | ¥14,158,437 | ¥3,658,437 |
| 45 | 1.50% | ¥26,751 | ¥14,445,745 | ¥3,945,745 |
| 45 | 1.60% | ¥27,290 | ¥14,736,433 | ¥4,236,433 |
| 45 | 1.70% | ¥27,834 | ¥15,030,480 | ¥4,530,480 |
| 45 | 1.80% | ¥28,385 | ¥15,327,863 | ¥4,827,863 |
| 45 | 1.90% | ¥28,942 | ¥15,628,559 | ¥5,128,559 |
| 45 | 2.00% | ¥29,505 | ¥15,932,543 | ¥5,432,543 |
| 45 | 2.10% | ¥30,074 | ¥16,239,790 | ¥5,739,790 |
| 45 | 2.20% | ¥30,649 | ¥16,550,272 | ¥6,050,272 |
| 45 | 2.30% | ¥31,230 | ¥16,863,961 | ¥6,363,961 |
| 45 | 2.40% | ¥31,816 | ¥17,180,829 | ¥6,680,829 |
| 45 | 2.50% | ¥32,409 | ¥17,500,846 | ¥7,000,846 |
| 45 | 2.60% | ¥33,007 | ¥17,823,980 | ¥7,323,980 |
| 45 | 2.70% | ¥33,611 | ¥18,150,202 | ¥7,650,202 |
| 45 | 2.80% | ¥34,221 | ¥18,479,477 | ¥7,979,477 |
| 45 | 2.90% | ¥34,837 | ¥18,811,774 | ¥8,311,774 |
| 45 | 3.00% | ¥35,458 | ¥19,147,058 | ¥8,647,058 |
1050万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥25,087 | ¥12,041,553 | ¥1,541,553 |
| 40 | 0.80% | ¥25,569 | ¥12,272,917 | ¥1,772,917 |
| 40 | 0.90% | ¥26,056 | ¥12,507,051 | ¥2,007,051 |
| 40 | 1.00% | ¥26,550 | ¥12,743,945 | ¥2,243,945 |
| 40 | 1.10% | ¥27,049 | ¥12,983,591 | ¥2,483,591 |
| 40 | 1.20% | ¥27,554 | ¥13,225,980 | ¥2,725,980 |
| 40 | 1.30% | ¥28,065 | ¥13,471,101 | ¥2,971,101 |
| 40 | 1.40% | ¥28,581 | ¥13,718,943 | ¥3,218,943 |
| 40 | 1.50% | ¥29,103 | ¥13,969,494 | ¥3,469,494 |
| 40 | 1.60% | ¥29,631 | ¥14,222,741 | ¥3,722,741 |
| 40 | 1.70% | ¥30,164 | ¥14,478,672 | ¥3,978,672 |
| 40 | 1.80% | ¥30,703 | ¥14,737,270 | ¥4,237,270 |
| 40 | 1.90% | ¥31,247 | ¥14,998,523 | ¥4,498,523 |
| 40 | 2.00% | ¥31,797 | ¥15,262,412 | ¥4,762,412 |
| 40 | 2.10% | ¥32,352 | ¥15,528,923 | ¥5,028,923 |
| 40 | 2.20% | ¥32,913 | ¥15,798,038 | ¥5,298,038 |
| 40 | 2.30% | ¥33,479 | ¥16,069,738 | ¥5,569,738 |
| 40 | 2.40% | ¥34,050 | ¥16,344,006 | ¥5,844,006 |
| 40 | 2.50% | ¥34,627 | ¥16,620,823 | ¥6,120,823 |
| 40 | 2.60% | ¥35,209 | ¥16,900,167 | ¥6,400,167 |
| 40 | 2.70% | ¥35,796 | ¥17,182,020 | ¥6,682,020 |
| 40 | 2.80% | ¥36,388 | ¥17,466,360 | ¥6,966,360 |
| 40 | 2.90% | ¥36,986 | ¥17,753,166 | ¥7,253,166 |
| 40 | 3.00% | ¥37,588 | ¥18,042,415 | ¥7,542,415 |
1050万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥28,195 | ¥11,841,766 | ¥1,341,766 |
| 35 | 0.80% | ¥28,671 | ¥12,041,987 | ¥1,541,987 |
| 35 | 0.90% | ¥29,153 | ¥12,244,333 | ¥1,744,333 |
| 35 | 1.00% | ¥29,640 | ¥12,448,799 | ¥1,948,799 |
| 35 | 1.10% | ¥30,132 | ¥12,655,380 | ¥2,155,380 |
| 35 | 1.20% | ¥30,629 | ¥12,864,071 | ¥2,364,071 |
| 35 | 1.30% | ¥31,131 | ¥13,074,864 | ¥2,574,864 |
| 35 | 1.40% | ¥31,638 | ¥13,287,754 | ¥2,787,754 |
| 35 | 1.50% | ¥32,149 | ¥13,502,734 | ¥3,002,734 |
| 35 | 1.60% | ¥32,666 | ¥13,719,795 | ¥3,219,795 |
| 35 | 1.70% | ¥33,188 | ¥13,938,930 | ¥3,438,930 |
| 35 | 1.80% | ¥33,715 | ¥14,160,130 | ¥3,660,130 |
| 35 | 1.90% | ¥34,246 | ¥14,383,386 | ¥3,883,386 |
| 35 | 2.00% | ¥34,783 | ¥14,608,688 | ¥4,108,688 |
| 35 | 2.10% | ¥35,324 | ¥14,836,027 | ¥4,336,027 |
| 35 | 2.20% | ¥35,870 | ¥15,065,393 | ¥4,565,393 |
| 35 | 2.30% | ¥36,421 | ¥15,296,774 | ¥4,796,774 |
| 35 | 2.40% | ¥36,977 | ¥15,530,160 | ¥5,030,160 |
| 35 | 2.50% | ¥37,537 | ¥15,765,539 | ¥5,265,539 |
| 35 | 2.60% | ¥38,102 | ¥16,002,899 | ¥5,502,899 |
| 35 | 2.70% | ¥38,672 | ¥16,242,227 | ¥5,742,227 |
| 35 | 2.80% | ¥39,246 | ¥16,483,511 | ¥5,983,511 |
| 35 | 2.90% | ¥39,826 | ¥16,726,737 | ¥6,226,737 |
| 35 | 3.00% | ¥40,409 | ¥16,971,893 | ¥6,471,893 |
1050万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥32,345 | ¥11,644,110 | ¥1,144,110 |
| 30 | 0.80% | ¥32,816 | ¥11,813,835 | ¥1,313,835 |
| 30 | 0.90% | ¥33,292 | ¥11,985,123 | ¥1,485,123 |
| 30 | 1.00% | ¥33,772 | ¥12,157,974 | ¥1,657,974 |
| 30 | 1.10% | ¥34,257 | ¥12,332,383 | ¥1,832,383 |
| 30 | 1.20% | ¥34,745 | ¥12,508,349 | ¥2,008,349 |
| 30 | 1.30% | ¥35,239 | ¥12,685,866 | ¥2,185,866 |
| 30 | 1.40% | ¥35,736 | ¥12,864,933 | ¥2,364,933 |
| 30 | 1.50% | ¥36,238 | ¥13,045,544 | ¥2,545,544 |
| 30 | 1.60% | ¥36,744 | ¥13,227,696 | ¥2,727,696 |
| 30 | 1.70% | ¥37,254 | ¥13,411,384 | ¥2,911,384 |
| 30 | 1.80% | ¥37,768 | ¥13,596,603 | ¥3,096,603 |
| 30 | 1.90% | ¥38,287 | ¥13,783,349 | ¥3,283,349 |
| 30 | 2.00% | ¥38,810 | ¥13,971,616 | ¥3,471,616 |
| 30 | 2.10% | ¥39,337 | ¥14,161,399 | ¥3,661,399 |
| 30 | 2.20% | ¥39,869 | ¥14,352,692 | ¥3,852,692 |
| 30 | 2.30% | ¥40,404 | ¥14,545,489 | ¥4,045,489 |
| 30 | 2.40% | ¥40,944 | ¥14,739,784 | ¥4,239,784 |
| 30 | 2.50% | ¥41,488 | ¥14,935,570 | ¥4,435,570 |
| 30 | 2.60% | ¥42,036 | ¥15,132,841 | ¥4,632,841 |
| 30 | 2.70% | ¥42,588 | ¥15,331,590 | ¥4,831,590 |
| 30 | 2.80% | ¥43,144 | ¥15,531,810 | ¥5,031,810 |
| 30 | 2.90% | ¥43,704 | ¥15,733,493 | ¥5,233,493 |
| 30 | 3.00% | ¥44,268 | ¥15,936,632 | ¥5,436,632 |
1050万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥38,162 | ¥11,448,588 | ¥948,588 |
| 25 | 0.80% | ¥38,628 | ¥11,588,465 | ¥1,088,465 |
| 25 | 0.90% | ¥39,098 | ¥11,729,430 | ¥1,229,430 |
| 25 | 1.00% | ¥39,572 | ¥11,871,482 | ¥1,371,482 |
| 25 | 1.10% | ¥40,049 | ¥12,014,620 | ¥1,514,620 |
| 25 | 1.20% | ¥40,529 | ¥12,158,842 | ¥1,658,842 |
| 25 | 1.30% | ¥41,014 | ¥12,304,146 | ¥1,804,146 |
| 25 | 1.40% | ¥41,502 | ¥12,450,531 | ¥1,950,531 |
| 25 | 1.50% | ¥41,993 | ¥12,597,994 | ¥2,097,994 |
| 25 | 1.60% | ¥42,488 | ¥12,746,534 | ¥2,246,534 |
| 25 | 1.70% | ¥42,987 | ¥12,896,148 | ¥2,396,148 |
| 25 | 1.80% | ¥43,489 | ¥13,046,834 | ¥2,546,834 |
| 25 | 1.90% | ¥43,995 | ¥13,198,589 | ¥2,698,589 |
| 25 | 2.00% | ¥44,505 | ¥13,351,412 | ¥2,851,412 |
| 25 | 2.10% | ¥45,018 | ¥13,505,298 | ¥3,005,298 |
| 25 | 2.20% | ¥45,534 | ¥13,660,246 | ¥3,160,246 |
| 25 | 2.30% | ¥46,054 | ¥13,816,252 | ¥3,316,252 |
| 25 | 2.40% | ¥46,578 | ¥13,973,314 | ¥3,473,314 |
| 25 | 2.50% | ¥47,105 | ¥14,131,427 | ¥3,631,427 |
| 25 | 2.60% | ¥47,635 | ¥14,290,589 | ¥3,790,589 |
| 25 | 2.70% | ¥48,169 | ¥14,450,797 | ¥3,950,797 |
| 25 | 2.80% | ¥48,707 | ¥14,612,047 | ¥4,112,047 |
| 25 | 2.90% | ¥49,248 | ¥14,774,334 | ¥4,274,334 |
| 25 | 3.00% | ¥49,792 | ¥14,937,656 | ¥4,437,656 |
1050万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥46,897 | ¥11,255,202 | ¥755,202 |
| 20 | 0.80% | ¥47,358 | ¥11,365,883 | ¥865,883 |
| 20 | 0.90% | ¥47,822 | ¥11,477,261 | ¥977,261 |
| 20 | 1.00% | ¥48,289 | ¥11,589,337 | ¥1,089,337 |
| 20 | 1.10% | ¥48,759 | ¥11,702,108 | ¥1,202,108 |
| 20 | 1.20% | ¥49,232 | ¥11,815,576 | ¥1,315,576 |
| 20 | 1.30% | ¥49,707 | ¥11,929,738 | ¥1,429,738 |
| 20 | 1.40% | ¥50,186 | ¥12,044,595 | ¥1,544,595 |
| 20 | 1.50% | ¥50,667 | ¥12,160,144 | ¥1,660,144 |
| 20 | 1.60% | ¥51,152 | ¥12,276,387 | ¥1,776,387 |
| 20 | 1.70% | ¥51,639 | ¥12,393,320 | ¥1,893,320 |
| 20 | 1.80% | ¥52,129 | ¥12,510,944 | ¥2,010,944 |
| 20 | 1.90% | ¥52,622 | ¥12,629,258 | ¥2,129,258 |
| 20 | 2.00% | ¥53,118 | ¥12,748,260 | ¥2,248,260 |
| 20 | 2.10% | ¥53,616 | ¥12,867,949 | ¥2,367,949 |
| 20 | 2.20% | ¥54,118 | ¥12,988,324 | ¥2,488,324 |
| 20 | 2.30% | ¥54,622 | ¥13,109,384 | ¥2,609,384 |
| 20 | 2.40% | ¥55,130 | ¥13,231,128 | ¥2,731,128 |
| 20 | 2.50% | ¥55,640 | ¥13,353,553 | ¥2,853,553 |
| 20 | 2.60% | ¥56,153 | ¥13,476,659 | ¥2,976,659 |
| 20 | 2.70% | ¥56,669 | ¥13,600,444 | ¥3,100,444 |
| 20 | 2.80% | ¥57,187 | ¥13,724,907 | ¥3,224,907 |
| 20 | 2.90% | ¥57,709 | ¥13,850,046 | ¥3,350,046 |
| 20 | 3.00% | ¥58,233 | ¥13,975,859 | ¥3,475,859 |
1050万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥61,466 | ¥11,063,954 | ¥563,954 |
| 15 | 0.80% | ¥61,923 | ¥11,146,092 | ¥646,092 |
| 15 | 0.90% | ¥62,381 | ¥11,228,623 | ¥728,623 |
| 15 | 1.00% | ¥62,842 | ¥11,311,546 | ¥811,546 |
| 15 | 1.10% | ¥63,305 | ¥11,394,862 | ¥894,862 |
| 15 | 1.20% | ¥63,770 | ¥11,478,570 | ¥978,570 |
| 15 | 1.30% | ¥64,237 | ¥11,562,669 | ¥1,062,669 |
| 15 | 1.40% | ¥64,706 | ¥11,647,161 | ¥1,147,161 |
| 15 | 1.50% | ¥65,178 | ¥11,732,043 | ¥1,232,043 |
| 15 | 1.60% | ¥65,652 | ¥11,817,317 | ¥1,317,317 |
| 15 | 1.70% | ¥66,128 | ¥11,902,981 | ¥1,402,981 |
| 15 | 1.80% | ¥66,606 | ¥11,989,036 | ¥1,489,036 |
| 15 | 1.90% | ¥67,086 | ¥12,075,480 | ¥1,575,480 |
| 15 | 2.00% | ¥67,568 | ¥12,162,314 | ¥1,662,314 |
| 15 | 2.10% | ¥68,053 | ¥12,249,538 | ¥1,749,538 |
| 15 | 2.20% | ¥68,540 | ¥12,337,150 | ¥1,837,150 |
| 15 | 2.30% | ¥69,029 | ¥12,425,151 | ¥1,925,151 |
| 15 | 2.40% | ¥69,520 | ¥12,513,540 | ¥2,013,540 |
| 15 | 2.50% | ¥70,013 | ¥12,602,316 | ¥2,102,316 |
| 15 | 2.60% | ¥70,508 | ¥12,691,479 | ¥2,191,479 |
| 15 | 2.70% | ¥71,006 | ¥12,781,029 | ¥2,281,029 |
| 15 | 2.80% | ¥71,505 | ¥12,870,965 | ¥2,370,965 |
| 15 | 2.90% | ¥72,007 | ¥12,961,287 | ¥2,461,287 |
| 15 | 3.00% | ¥72,511 | ¥13,051,993 | ¥2,551,993 |
1050万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥90,624 | ¥10,874,848 | ¥374,848 |
| 10 | 0.80% | ¥91,076 | ¥10,929,097 | ¥429,097 |
| 10 | 0.90% | ¥91,529 | ¥10,983,521 | ¥483,521 |
| 10 | 1.00% | ¥91,984 | ¥11,038,119 | ¥538,119 |
| 10 | 1.10% | ¥92,441 | ¥11,092,892 | ¥592,892 |
| 10 | 1.20% | ¥92,899 | ¥11,147,840 | ¥647,840 |
| 10 | 1.30% | ¥93,358 | ¥11,202,962 | ¥702,962 |
| 10 | 1.40% | ¥93,819 | ¥11,258,258 | ¥758,258 |
| 10 | 1.50% | ¥94,281 | ¥11,313,729 | ¥813,729 |
| 10 | 1.60% | ¥94,745 | ¥11,369,374 | ¥869,374 |
| 10 | 1.70% | ¥95,210 | ¥11,425,193 | ¥925,193 |
| 10 | 1.80% | ¥95,677 | ¥11,481,187 | ¥981,187 |
| 10 | 1.90% | ¥96,145 | ¥11,537,354 | ¥1,037,354 |
| 10 | 2.00% | ¥96,614 | ¥11,593,695 | ¥1,093,695 |
| 10 | 2.10% | ¥97,085 | ¥11,650,210 | ¥1,150,210 |
| 10 | 2.20% | ¥97,557 | ¥11,706,899 | ¥1,206,899 |
| 10 | 2.30% | ¥98,031 | ¥11,763,762 | ¥1,263,762 |
| 10 | 2.40% | ¥98,507 | ¥11,820,798 | ¥1,320,798 |
| 10 | 2.50% | ¥98,983 | ¥11,878,008 | ¥1,378,008 |
| 10 | 2.60% | ¥99,462 | ¥11,935,391 | ¥1,435,391 |
| 10 | 2.70% | ¥99,941 | ¥11,992,947 | ¥1,492,947 |
| 10 | 2.80% | ¥100,422 | ¥12,050,676 | ¥1,550,676 |
| 10 | 2.90% | ¥100,905 | ¥12,108,579 | ¥1,608,579 |
| 10 | 3.00% | ¥101,389 | ¥12,166,654 | ¥1,666,654 |
