5550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5550万円の住宅ローン｜期間・年数別
5550万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥109,657 | ¥65,793,931 | ¥10,293,931 |
| 50 | 0.80% | ¥112,260 | ¥67,356,288 | ¥11,856,288 |
| 50 | 0.90% | ¥114,902 | ¥68,941,379 | ¥13,441,379 |
| 50 | 1.00% | ¥117,582 | ¥70,549,107 | ¥15,049,107 |
| 50 | 1.10% | ¥120,299 | ¥72,179,362 | ¥16,679,362 |
| 50 | 1.20% | ¥123,053 | ¥73,832,023 | ¥18,332,023 |
| 50 | 1.30% | ¥125,845 | ¥75,506,961 | ¥20,006,961 |
| 50 | 1.40% | ¥128,673 | ¥77,204,035 | ¥21,704,035 |
| 50 | 1.50% | ¥131,538 | ¥78,923,095 | ¥23,423,095 |
| 50 | 1.60% | ¥134,440 | ¥80,663,982 | ¥25,163,982 |
| 50 | 1.70% | ¥137,378 | ¥82,426,526 | ¥26,926,526 |
| 50 | 1.80% | ¥140,351 | ¥84,210,549 | ¥28,710,549 |
| 50 | 1.90% | ¥143,360 | ¥86,015,866 | ¥30,515,866 |
| 50 | 2.00% | ¥146,404 | ¥87,842,279 | ¥32,342,279 |
| 50 | 2.10% | ¥149,483 | ¥89,689,588 | ¥34,189,588 |
| 50 | 2.20% | ¥152,596 | ¥91,557,580 | ¥36,057,580 |
| 50 | 2.30% | ¥155,743 | ¥93,446,036 | ¥37,946,036 |
| 50 | 2.40% | ¥158,925 | ¥95,354,733 | ¥39,854,733 |
| 50 | 2.50% | ¥162,139 | ¥97,283,436 | ¥41,783,436 |
| 50 | 2.60% | ¥165,387 | ¥99,231,909 | ¥43,731,909 |
| 50 | 2.70% | ¥168,667 | ¥101,199,905 | ¥45,699,905 |
| 50 | 2.80% | ¥171,979 | ¥103,187,174 | ¥47,687,174 |
| 50 | 2.90% | ¥175,322 | ¥105,193,462 | ¥49,693,462 |
| 50 | 3.00% | ¥178,698 | ¥107,218,507 | ¥51,718,507 |
5550万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥119,843 | ¥64,715,461 | ¥9,215,461 |
| 45 | 0.80% | ¥122,419 | ¥66,106,409 | ¥10,606,409 |
| 45 | 0.90% | ¥125,029 | ¥67,515,828 | ¥12,015,828 |
| 45 | 1.00% | ¥127,673 | ¥68,943,652 | ¥13,443,652 |
| 45 | 1.10% | ¥130,352 | ¥70,389,810 | ¥14,889,810 |
| 45 | 1.20% | ¥133,063 | ¥71,854,222 | ¥16,354,222 |
| 45 | 1.30% | ¥135,809 | ¥73,336,801 | ¥17,836,801 |
| 45 | 1.40% | ¥138,588 | ¥74,837,453 | ¥19,337,453 |
| 45 | 1.50% | ¥141,400 | ¥76,356,079 | ¥20,856,079 |
| 45 | 1.60% | ¥144,246 | ¥77,892,572 | ¥22,392,572 |
| 45 | 1.70% | ¥147,124 | ¥79,446,821 | ¥23,946,821 |
| 45 | 1.80% | ¥150,035 | ¥81,018,704 | ¥25,518,704 |
| 45 | 1.90% | ¥152,978 | ¥82,608,099 | ¥27,108,099 |
| 45 | 2.00% | ¥155,953 | ¥84,214,873 | ¥28,714,873 |
| 45 | 2.10% | ¥158,961 | ¥85,838,890 | ¥30,338,890 |
| 45 | 2.20% | ¥162,000 | ¥87,480,008 | ¥31,980,008 |
| 45 | 2.30% | ¥165,071 | ¥89,138,080 | ¥33,638,080 |
| 45 | 2.40% | ¥168,172 | ¥90,812,953 | ¥35,312,953 |
| 45 | 2.50% | ¥171,305 | ¥92,504,470 | ¥37,004,470 |
| 45 | 2.60% | ¥174,468 | ¥94,212,468 | ¥38,712,468 |
| 45 | 2.70% | ¥177,661 | ¥95,936,780 | ¥40,436,780 |
| 45 | 2.80% | ¥180,884 | ¥97,677,237 | ¥42,177,237 |
| 45 | 2.90% | ¥184,136 | ¥99,433,661 | ¥43,933,661 |
| 45 | 3.00% | ¥187,418 | ¥101,205,875 | ¥45,705,875 |
5550万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥132,600 | ¥63,648,208 | ¥8,148,208 |
| 40 | 0.80% | ¥135,148 | ¥64,871,135 | ¥9,371,135 |
| 40 | 0.90% | ¥137,726 | ¥66,108,696 | ¥10,608,696 |
| 40 | 1.00% | ¥140,335 | ¥67,360,850 | ¥11,860,850 |
| 40 | 1.10% | ¥142,974 | ¥68,627,552 | ¥13,127,552 |
| 40 | 1.20% | ¥145,643 | ¥69,908,749 | ¥14,408,749 |
| 40 | 1.30% | ¥148,342 | ¥71,204,389 | ¥15,704,389 |
| 40 | 1.40% | ¥151,072 | ¥72,514,412 | ¥17,014,412 |
| 40 | 1.50% | ¥153,831 | ¥73,838,754 | ¥18,338,754 |
| 40 | 1.60% | ¥156,619 | ¥75,177,348 | ¥19,677,348 |
| 40 | 1.70% | ¥159,438 | ¥76,530,122 | ¥21,030,122 |
| 40 | 1.80% | ¥162,285 | ¥77,897,001 | ¥22,397,001 |
| 40 | 1.90% | ¥165,162 | ¥79,277,905 | ¥23,777,905 |
| 40 | 2.00% | ¥168,068 | ¥80,672,750 | ¥25,172,750 |
| 40 | 2.10% | ¥171,003 | ¥82,081,450 | ¥26,581,450 |
| 40 | 2.20% | ¥173,966 | ¥83,503,913 | ¥28,003,913 |
| 40 | 2.30% | ¥176,958 | ¥84,940,045 | ¥29,440,045 |
| 40 | 2.40% | ¥179,979 | ¥86,389,748 | ¥30,889,748 |
| 40 | 2.50% | ¥183,027 | ¥87,852,920 | ¥32,352,920 |
| 40 | 2.60% | ¥186,103 | ¥89,329,457 | ¥33,829,457 |
| 40 | 2.70% | ¥189,207 | ¥90,819,251 | ¥35,319,251 |
| 40 | 2.80% | ¥192,338 | ¥92,322,190 | ¥36,822,190 |
| 40 | 2.90% | ¥195,496 | ¥93,838,162 | ¥38,338,162 |
| 40 | 3.00% | ¥198,681 | ¥95,367,050 | ¥39,867,050 |
5550万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥149,029 | ¥62,592,194 | ¥7,092,194 |
| 35 | 0.80% | ¥151,549 | ¥63,650,505 | ¥8,150,505 |
| 35 | 0.90% | ¥154,095 | ¥64,720,047 | ¥9,220,047 |
| 35 | 1.00% | ¥156,669 | ¥65,800,796 | ¥10,300,796 |
| 35 | 1.10% | ¥159,268 | ¥66,892,725 | ¥11,392,725 |
| 35 | 1.20% | ¥161,895 | ¥67,995,803 | ¥12,495,803 |
| 35 | 1.30% | ¥164,548 | ¥69,109,997 | ¥13,609,997 |
| 35 | 1.40% | ¥167,227 | ¥70,235,273 | ¥14,735,273 |
| 35 | 1.50% | ¥169,932 | ¥71,371,593 | ¥15,871,593 |
| 35 | 1.60% | ¥172,664 | ¥72,518,916 | ¥17,018,916 |
| 35 | 1.70% | ¥175,422 | ¥73,677,200 | ¥18,177,200 |
| 35 | 1.80% | ¥178,206 | ¥74,846,399 | ¥19,346,399 |
| 35 | 1.90% | ¥181,015 | ¥76,026,467 | ¥20,526,467 |
| 35 | 2.00% | ¥183,851 | ¥77,217,352 | ¥21,717,352 |
| 35 | 2.10% | ¥186,712 | ¥78,419,002 | ¥22,919,002 |
| 35 | 2.20% | ¥189,598 | ¥79,631,364 | ¥24,131,364 |
| 35 | 2.30% | ¥192,510 | ¥80,854,379 | ¥25,354,379 |
| 35 | 2.40% | ¥195,448 | ¥82,087,990 | ¥26,587,990 |
| 35 | 2.50% | ¥198,410 | ¥83,332,135 | ¥27,832,135 |
| 35 | 2.60% | ¥201,397 | ¥84,586,750 | ¥29,086,750 |
| 35 | 2.70% | ¥204,409 | ¥85,851,770 | ¥30,351,770 |
| 35 | 2.80% | ¥207,446 | ¥87,127,128 | ¥31,627,128 |
| 35 | 2.90% | ¥210,507 | ¥88,412,755 | ¥32,912,755 |
| 35 | 3.00% | ¥213,592 | ¥89,708,579 | ¥34,208,579 |
5550万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥170,965 | ¥61,547,439 | ¥6,047,439 |
| 30 | 0.80% | ¥173,457 | ¥62,444,554 | ¥6,944,554 |
| 30 | 0.90% | ¥175,972 | ¥63,349,938 | ¥7,849,938 |
| 30 | 1.00% | ¥178,510 | ¥64,263,576 | ¥8,763,576 |
| 30 | 1.10% | ¥181,071 | ¥65,185,455 | ¥9,685,455 |
| 30 | 1.20% | ¥183,654 | ¥66,115,557 | ¥10,615,557 |
| 30 | 1.30% | ¥186,261 | ¥67,053,865 | ¥11,553,865 |
| 30 | 1.40% | ¥188,890 | ¥68,000,359 | ¥12,500,359 |
| 30 | 1.50% | ¥191,542 | ¥68,955,018 | ¥13,455,018 |
| 30 | 1.60% | ¥194,216 | ¥69,917,821 | ¥14,417,821 |
| 30 | 1.70% | ¥196,913 | ¥70,888,743 | ¥15,388,743 |
| 30 | 1.80% | ¥199,633 | ¥71,867,759 | ¥16,367,759 |
| 30 | 1.90% | ¥202,375 | ¥72,854,845 | ¥17,354,845 |
| 30 | 2.00% | ¥205,139 | ¥73,849,971 | ¥18,349,971 |
| 30 | 2.10% | ¥207,925 | ¥74,853,109 | ¥19,353,109 |
| 30 | 2.20% | ¥210,734 | ¥75,864,228 | ¥20,364,228 |
| 30 | 2.30% | ¥213,565 | ¥76,883,298 | ¥21,383,298 |
| 30 | 2.40% | ¥216,417 | ¥77,910,285 | ¥22,410,285 |
| 30 | 2.50% | ¥219,292 | ¥78,945,156 | ¥23,445,156 |
| 30 | 2.60% | ¥222,189 | ¥79,987,874 | ¥24,487,874 |
| 30 | 2.70% | ¥225,107 | ¥81,038,405 | ¥25,538,405 |
| 30 | 2.80% | ¥228,046 | ¥82,096,710 | ¥26,596,710 |
| 30 | 2.90% | ¥231,008 | ¥83,162,750 | ¥27,662,750 |
| 30 | 3.00% | ¥233,990 | ¥84,236,486 | ¥28,736,486 |
5550万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥201,713 | ¥60,513,963 | ¥5,013,963 |
| 25 | 0.80% | ¥204,178 | ¥61,253,313 | ¥5,753,313 |
| 25 | 0.90% | ¥206,661 | ¥61,998,416 | ¥6,498,416 |
| 25 | 1.00% | ¥209,164 | ¥62,749,264 | ¥7,249,264 |
| 25 | 1.10% | ¥211,686 | ¥63,505,850 | ¥8,005,850 |
| 25 | 1.20% | ¥214,227 | ¥64,268,165 | ¥8,768,165 |
| 25 | 1.30% | ¥216,787 | ¥65,036,202 | ¥9,536,202 |
| 25 | 1.40% | ¥219,366 | ¥65,809,950 | ¥10,309,950 |
| 25 | 1.50% | ¥221,965 | ¥66,589,398 | ¥11,089,398 |
| 25 | 1.60% | ¥224,582 | ¥67,374,537 | ¥11,874,537 |
| 25 | 1.70% | ¥227,218 | ¥68,165,354 | ¥12,665,354 |
| 25 | 1.80% | ¥229,873 | ¥68,961,837 | ¥13,461,837 |
| 25 | 1.90% | ¥232,547 | ¥69,763,972 | ¥14,263,972 |
| 25 | 2.00% | ¥235,239 | ¥70,571,747 | ¥15,071,747 |
| 25 | 2.10% | ¥237,950 | ¥71,385,147 | ¥15,885,147 |
| 25 | 2.20% | ¥240,681 | ¥72,204,157 | ¥16,704,157 |
| 25 | 2.30% | ¥243,429 | ¥73,028,761 | ¥17,528,761 |
| 25 | 2.40% | ¥246,196 | ¥73,858,943 | ¥18,358,943 |
| 25 | 2.50% | ¥248,982 | ¥74,694,686 | ¥19,194,686 |
| 25 | 2.60% | ¥251,787 | ¥75,535,973 | ¥20,035,973 |
| 25 | 2.70% | ¥254,609 | ¥76,382,785 | ¥20,882,785 |
| 25 | 2.80% | ¥257,450 | ¥77,235,104 | ¥21,735,104 |
| 25 | 2.90% | ¥260,310 | ¥78,092,910 | ¥22,592,910 |
| 25 | 3.00% | ¥263,187 | ¥78,956,184 | ¥23,456,184 |
5550万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥247,882 | ¥59,491,780 | ¥3,991,780 |
| 20 | 0.80% | ¥250,320 | ¥60,076,808 | ¥4,576,808 |
| 20 | 0.90% | ¥252,773 | ¥60,665,523 | ¥5,165,523 |
| 20 | 1.00% | ¥255,241 | ¥61,257,922 | ¥5,757,922 |
| 20 | 1.10% | ¥257,725 | ¥61,854,001 | ¥6,354,001 |
| 20 | 1.20% | ¥260,224 | ¥62,453,757 | ¥6,953,757 |
| 20 | 1.30% | ¥262,738 | ¥63,057,187 | ¥7,557,187 |
| 20 | 1.40% | ¥265,268 | ¥63,664,285 | ¥8,164,285 |
| 20 | 1.50% | ¥267,813 | ¥64,275,048 | ¥8,775,048 |
| 20 | 1.60% | ¥270,373 | ¥64,889,472 | ¥9,389,472 |
| 20 | 1.70% | ¥272,948 | ¥65,507,550 | ¥10,007,550 |
| 20 | 1.80% | ¥275,539 | ¥66,129,278 | ¥10,629,278 |
| 20 | 1.90% | ¥278,144 | ¥66,754,650 | ¥11,254,650 |
| 20 | 2.00% | ¥280,765 | ¥67,383,660 | ¥11,883,660 |
| 20 | 2.10% | ¥283,401 | ¥68,016,303 | ¥12,516,303 |
| 20 | 2.20% | ¥286,052 | ¥68,652,572 | ¥13,152,572 |
| 20 | 2.30% | ¥288,719 | ¥69,292,460 | ¥13,792,460 |
| 20 | 2.40% | ¥291,400 | ¥69,935,960 | ¥14,435,960 |
| 20 | 2.50% | ¥294,096 | ¥70,583,065 | ¥15,083,065 |
| 20 | 2.60% | ¥296,807 | ¥71,233,769 | ¥15,733,769 |
| 20 | 2.70% | ¥299,534 | ¥71,888,062 | ¥16,388,062 |
| 20 | 2.80% | ¥302,275 | ¥72,545,937 | ¥17,045,937 |
| 20 | 2.90% | ¥305,031 | ¥73,207,386 | ¥17,707,386 |
| 20 | 3.00% | ¥307,802 | ¥73,872,400 | ¥18,372,400 |
5550万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥324,894 | ¥58,480,902 | ¥2,980,902 |
| 15 | 0.80% | ¥327,306 | ¥58,915,060 | ¥3,415,060 |
| 15 | 0.90% | ¥329,729 | ¥59,351,293 | ¥3,851,293 |
| 15 | 1.00% | ¥332,164 | ¥59,789,602 | ¥4,289,602 |
| 15 | 1.10% | ¥334,611 | ¥60,229,985 | ¥4,729,985 |
| 15 | 1.20% | ¥337,069 | ¥60,672,440 | ¥5,172,440 |
| 15 | 1.30% | ¥339,539 | ¥61,116,966 | ¥5,616,966 |
| 15 | 1.40% | ¥342,020 | ¥61,563,563 | ¥6,063,563 |
| 15 | 1.50% | ¥344,512 | ¥62,012,228 | ¥6,512,228 |
| 15 | 1.60% | ¥347,016 | ¥62,462,959 | ¥6,962,959 |
| 15 | 1.70% | ¥349,532 | ¥62,915,756 | ¥7,415,756 |
| 15 | 1.80% | ¥352,059 | ¥63,370,616 | ¥7,870,616 |
| 15 | 1.90% | ¥354,597 | ¥63,827,538 | ¥8,327,538 |
| 15 | 2.00% | ¥357,147 | ¥64,286,519 | ¥8,786,519 |
| 15 | 2.10% | ¥359,709 | ¥64,747,558 | ¥9,247,558 |
| 15 | 2.20% | ¥362,281 | ¥65,210,652 | ¥9,710,652 |
| 15 | 2.30% | ¥364,866 | ¥65,675,798 | ¥10,175,798 |
| 15 | 2.40% | ¥367,461 | ¥66,142,996 | ¥10,642,996 |
| 15 | 2.50% | ¥370,068 | ¥66,612,242 | ¥11,112,242 |
| 15 | 2.60% | ¥372,686 | ¥67,083,534 | ¥11,583,534 |
| 15 | 2.70% | ¥375,316 | ¥67,556,869 | ¥12,056,869 |
| 15 | 2.80% | ¥377,957 | ¥68,032,244 | ¥12,532,244 |
| 15 | 2.90% | ¥380,609 | ¥68,509,658 | ¥13,009,658 |
| 15 | 3.00% | ¥383,273 | ¥68,989,106 | ¥13,489,106 |
5550万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥479,011 | ¥57,481,340 | ¥1,981,340 |
| 10 | 0.80% | ¥481,401 | ¥57,768,085 | ¥2,268,085 |
| 10 | 0.90% | ¥483,798 | ¥58,055,753 | ¥2,555,753 |
| 10 | 1.00% | ¥486,203 | ¥58,344,345 | ¥2,844,345 |
| 10 | 1.10% | ¥488,615 | ¥58,633,859 | ¥3,133,859 |
| 10 | 1.20% | ¥491,036 | ¥58,924,296 | ¥3,424,296 |
| 10 | 1.30% | ¥493,464 | ¥59,215,655 | ¥3,715,655 |
| 10 | 1.40% | ¥495,899 | ¥59,507,936 | ¥4,007,936 |
| 10 | 1.50% | ¥498,343 | ¥59,801,139 | ¥4,301,139 |
| 10 | 1.60% | ¥500,794 | ¥60,095,263 | ¥4,595,263 |
| 10 | 1.70% | ¥503,253 | ¥60,390,307 | ¥4,890,307 |
| 10 | 1.80% | ¥505,719 | ¥60,686,272 | ¥5,186,272 |
| 10 | 1.90% | ¥508,193 | ¥60,983,156 | ¥5,483,156 |
| 10 | 2.00% | ¥510,675 | ¥61,280,960 | ¥5,780,960 |
| 10 | 2.10% | ¥513,164 | ¥61,579,683 | ¥6,079,683 |
| 10 | 2.20% | ¥515,661 | ¥61,879,325 | ¥6,379,325 |
| 10 | 2.30% | ¥518,166 | ¥62,179,884 | ¥6,679,884 |
| 10 | 2.40% | ¥520,678 | ¥62,481,361 | ¥6,981,361 |
| 10 | 2.50% | ¥523,198 | ¥62,783,755 | ¥7,283,755 |
| 10 | 2.60% | ¥525,726 | ¥63,087,065 | ¥7,587,065 |
| 10 | 2.70% | ¥528,261 | ¥63,391,290 | ¥7,891,290 |
| 10 | 2.80% | ¥530,804 | ¥63,696,431 | ¥8,196,431 |
| 10 | 2.90% | ¥533,354 | ¥64,002,487 | ¥8,502,487 |
| 10 | 3.00% | ¥535,912 | ¥64,309,456 | ¥8,809,456 |
