5580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5580万円の住宅ローン|期間・年数別
5580万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥110,249 |
¥66,149,574 |
¥10,349,574 |
| 50 |
0.80% |
¥112,867 |
¥67,720,376 |
¥11,920,376 |
| 50 |
0.90% |
¥115,523 |
¥69,314,035 |
¥13,514,035 |
| 50 |
1.00% |
¥118,217 |
¥70,930,454 |
¥15,130,454 |
| 50 |
1.10% |
¥120,949 |
¥72,569,520 |
¥16,769,520 |
| 50 |
1.20% |
¥123,719 |
¥74,231,115 |
¥18,431,115 |
| 50 |
1.30% |
¥126,525 |
¥75,915,107 |
¥20,115,107 |
| 50 |
1.40% |
¥129,369 |
¥77,621,354 |
¥21,821,354 |
| 50 |
1.50% |
¥132,250 |
¥79,349,707 |
¥23,549,707 |
| 50 |
1.60% |
¥135,167 |
¥81,100,003 |
¥25,300,003 |
| 50 |
1.70% |
¥138,120 |
¥82,872,075 |
¥27,072,075 |
| 50 |
1.80% |
¥141,110 |
¥84,665,742 |
¥28,865,742 |
| 50 |
1.90% |
¥144,135 |
¥86,480,816 |
¥30,680,816 |
| 50 |
2.00% |
¥147,195 |
¥88,317,103 |
¥32,517,103 |
| 50 |
2.10% |
¥150,291 |
¥90,174,396 |
¥34,374,396 |
| 50 |
2.20% |
¥153,421 |
¥92,052,485 |
¥36,252,485 |
| 50 |
2.30% |
¥156,585 |
¥93,951,150 |
¥38,151,150 |
| 50 |
2.40% |
¥159,784 |
¥95,870,164 |
¥40,070,164 |
| 50 |
2.50% |
¥163,015 |
¥97,809,293 |
¥42,009,293 |
| 50 |
2.60% |
¥166,280 |
¥99,768,297 |
¥43,968,297 |
| 50 |
2.70% |
¥169,578 |
¥101,746,931 |
¥45,946,931 |
| 50 |
2.80% |
¥172,908 |
¥103,744,943 |
¥47,944,943 |
| 50 |
2.90% |
¥176,270 |
¥105,762,075 |
¥49,962,075 |
| 50 |
3.00% |
¥179,663 |
¥107,798,066 |
¥51,998,066 |
5580万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥120,491 |
¥65,065,275 |
¥9,265,275 |
| 45 |
0.80% |
¥123,081 |
¥66,463,741 |
¥10,663,741 |
| 45 |
0.90% |
¥125,705 |
¥67,880,778 |
¥12,080,778 |
| 45 |
1.00% |
¥128,364 |
¥69,316,321 |
¥13,516,321 |
| 45 |
1.10% |
¥131,056 |
¥70,770,296 |
¥14,970,296 |
| 45 |
1.20% |
¥133,783 |
¥72,242,623 |
¥16,442,623 |
| 45 |
1.30% |
¥136,543 |
¥73,733,216 |
¥17,933,216 |
| 45 |
1.40% |
¥139,337 |
¥75,241,980 |
¥19,441,980 |
| 45 |
1.50% |
¥142,164 |
¥76,768,815 |
¥20,968,815 |
| 45 |
1.60% |
¥145,025 |
¥78,313,613 |
¥22,513,613 |
| 45 |
1.70% |
¥147,919 |
¥79,876,263 |
¥24,076,263 |
| 45 |
1.80% |
¥150,846 |
¥81,456,643 |
¥25,656,643 |
| 45 |
1.90% |
¥153,805 |
¥83,054,629 |
¥27,254,629 |
| 45 |
2.00% |
¥156,796 |
¥84,670,088 |
¥28,870,088 |
| 45 |
2.10% |
¥159,820 |
¥86,302,884 |
¥30,502,884 |
| 45 |
2.20% |
¥162,876 |
¥87,952,873 |
¥32,152,873 |
| 45 |
2.30% |
¥165,963 |
¥89,619,907 |
¥33,819,907 |
| 45 |
2.40% |
¥169,081 |
¥91,303,834 |
¥35,503,834 |
| 45 |
2.50% |
¥172,231 |
¥93,004,494 |
¥37,204,494 |
| 45 |
2.60% |
¥175,411 |
¥94,721,724 |
¥38,921,724 |
| 45 |
2.70% |
¥178,621 |
¥96,455,358 |
¥40,655,358 |
| 45 |
2.80% |
¥181,862 |
¥98,205,222 |
¥42,405,222 |
| 45 |
2.90% |
¥185,132 |
¥99,971,141 |
¥44,171,141 |
| 45 |
3.00% |
¥188,431 |
¥101,752,934 |
¥45,952,934 |
5580万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥133,317 |
¥63,992,252 |
¥8,192,252 |
| 40 |
0.80% |
¥135,879 |
¥65,221,789 |
¥9,421,789 |
| 40 |
0.90% |
¥138,471 |
¥66,466,040 |
¥10,666,040 |
| 40 |
1.00% |
¥141,094 |
¥67,724,963 |
¥11,924,963 |
| 40 |
1.10% |
¥143,747 |
¥68,998,511 |
¥13,198,511 |
| 40 |
1.20% |
¥146,430 |
¥70,286,635 |
¥14,486,635 |
| 40 |
1.30% |
¥149,144 |
¥71,589,278 |
¥15,789,278 |
| 40 |
1.40% |
¥151,888 |
¥72,906,382 |
¥17,106,382 |
| 40 |
1.50% |
¥154,662 |
¥74,237,882 |
¥18,437,882 |
| 40 |
1.60% |
¥157,466 |
¥75,583,712 |
¥19,783,712 |
| 40 |
1.70% |
¥160,300 |
¥76,943,798 |
¥21,143,798 |
| 40 |
1.80% |
¥163,163 |
¥78,318,066 |
¥22,518,066 |
| 40 |
1.90% |
¥166,055 |
¥79,706,434 |
¥23,906,434 |
| 40 |
2.00% |
¥168,977 |
¥81,108,819 |
¥25,308,819 |
| 40 |
2.10% |
¥171,927 |
¥82,525,133 |
¥26,725,133 |
| 40 |
2.20% |
¥174,907 |
¥83,955,286 |
¥28,155,286 |
| 40 |
2.30% |
¥177,915 |
¥85,399,180 |
¥29,599,180 |
| 40 |
2.40% |
¥180,951 |
¥86,856,719 |
¥31,056,719 |
| 40 |
2.50% |
¥184,016 |
¥88,327,800 |
¥32,527,800 |
| 40 |
2.60% |
¥187,109 |
¥89,812,319 |
¥34,012,319 |
| 40 |
2.70% |
¥190,230 |
¥91,310,165 |
¥35,510,165 |
| 40 |
2.80% |
¥193,378 |
¥92,821,229 |
¥37,021,229 |
| 40 |
2.90% |
¥196,553 |
¥94,345,396 |
¥38,545,396 |
| 40 |
3.00% |
¥199,755 |
¥95,882,548 |
¥40,082,548 |
5580万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥149,835 |
¥62,930,530 |
¥7,130,530 |
| 35 |
0.80% |
¥152,368 |
¥63,994,561 |
¥8,194,561 |
| 35 |
0.90% |
¥154,928 |
¥65,069,885 |
¥9,269,885 |
| 35 |
1.00% |
¥157,515 |
¥66,156,476 |
¥10,356,476 |
| 35 |
1.10% |
¥160,129 |
¥67,254,307 |
¥11,454,307 |
| 35 |
1.20% |
¥162,770 |
¥68,363,348 |
¥12,563,348 |
| 35 |
1.30% |
¥165,437 |
¥69,483,565 |
¥13,683,565 |
| 35 |
1.40% |
¥168,131 |
¥70,614,923 |
¥14,814,923 |
| 35 |
1.50% |
¥170,851 |
¥71,757,385 |
¥15,957,385 |
| 35 |
1.60% |
¥173,597 |
¥72,910,910 |
¥17,110,910 |
| 35 |
1.70% |
¥176,370 |
¥74,075,455 |
¥18,275,455 |
| 35 |
1.80% |
¥179,169 |
¥75,250,974 |
¥19,450,974 |
| 35 |
1.90% |
¥181,994 |
¥76,437,420 |
¥20,637,420 |
| 35 |
2.00% |
¥184,845 |
¥77,634,743 |
¥21,834,743 |
| 35 |
2.10% |
¥187,721 |
¥78,842,889 |
¥23,042,889 |
| 35 |
2.20% |
¥190,623 |
¥80,061,804 |
¥24,261,804 |
| 35 |
2.30% |
¥193,551 |
¥81,291,430 |
¥25,491,430 |
| 35 |
2.40% |
¥196,504 |
¥82,531,709 |
¥26,731,709 |
| 35 |
2.50% |
¥199,482 |
¥83,782,579 |
¥27,982,579 |
| 35 |
2.60% |
¥202,486 |
¥85,043,975 |
¥29,243,975 |
| 35 |
2.70% |
¥205,514 |
¥86,315,834 |
¥30,515,834 |
| 35 |
2.80% |
¥208,567 |
¥87,598,086 |
¥31,798,086 |
| 35 |
2.90% |
¥211,644 |
¥88,890,662 |
¥33,090,662 |
| 35 |
3.00% |
¥214,746 |
¥90,193,491 |
¥34,393,491 |
5580万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥171,889 |
¥61,880,128 |
¥6,080,128 |
| 30 |
0.80% |
¥174,395 |
¥62,782,092 |
¥6,982,092 |
| 30 |
0.90% |
¥176,923 |
¥63,692,370 |
¥7,892,370 |
| 30 |
1.00% |
¥179,475 |
¥64,610,947 |
¥8,810,947 |
| 30 |
1.10% |
¥182,049 |
¥65,537,809 |
¥9,737,809 |
| 30 |
1.20% |
¥184,647 |
¥66,472,938 |
¥10,672,938 |
| 30 |
1.30% |
¥187,268 |
¥67,416,318 |
¥11,616,318 |
| 30 |
1.40% |
¥189,911 |
¥68,367,928 |
¥12,567,928 |
| 30 |
1.50% |
¥192,577 |
¥69,327,748 |
¥13,527,748 |
| 30 |
1.60% |
¥195,266 |
¥70,295,755 |
¥14,495,755 |
| 30 |
1.70% |
¥197,978 |
¥71,271,925 |
¥15,471,925 |
| 30 |
1.80% |
¥200,712 |
¥72,256,234 |
¥16,456,234 |
| 30 |
1.90% |
¥203,468 |
¥73,248,655 |
¥17,448,655 |
| 30 |
2.00% |
¥206,248 |
¥74,249,160 |
¥18,449,160 |
| 30 |
2.10% |
¥209,049 |
¥75,257,720 |
¥19,457,720 |
| 30 |
2.20% |
¥211,873 |
¥76,274,305 |
¥20,474,305 |
| 30 |
2.30% |
¥214,719 |
¥77,298,883 |
¥21,498,883 |
| 30 |
2.40% |
¥217,587 |
¥78,331,422 |
¥22,531,422 |
| 30 |
2.50% |
¥220,477 |
¥79,371,886 |
¥23,571,886 |
| 30 |
2.60% |
¥223,390 |
¥80,420,241 |
¥24,620,241 |
| 30 |
2.70% |
¥226,323 |
¥81,476,450 |
¥25,676,450 |
| 30 |
2.80% |
¥229,279 |
¥82,540,476 |
¥26,740,476 |
| 30 |
2.90% |
¥232,256 |
¥83,612,278 |
¥27,812,278 |
| 30 |
3.00% |
¥235,255 |
¥84,691,818 |
¥28,891,818 |
5580万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥202,804 |
¥60,841,066 |
¥5,041,066 |
| 25 |
0.80% |
¥205,281 |
¥61,584,412 |
¥5,784,412 |
| 25 |
0.90% |
¥207,778 |
¥62,333,542 |
¥6,533,542 |
| 25 |
1.00% |
¥210,295 |
¥63,088,449 |
¥7,288,449 |
| 25 |
1.10% |
¥212,830 |
¥63,849,124 |
¥8,049,124 |
| 25 |
1.20% |
¥215,385 |
¥64,615,561 |
¥8,815,561 |
| 25 |
1.30% |
¥217,959 |
¥65,387,749 |
¥9,587,749 |
| 25 |
1.40% |
¥220,552 |
¥66,165,679 |
¥10,365,679 |
| 25 |
1.50% |
¥223,164 |
¥66,949,341 |
¥11,149,341 |
| 25 |
1.60% |
¥225,796 |
¥67,738,724 |
¥11,938,724 |
| 25 |
1.70% |
¥228,446 |
¥68,533,815 |
¥12,733,815 |
| 25 |
1.80% |
¥231,115 |
¥69,334,603 |
¥13,534,603 |
| 25 |
1.90% |
¥233,804 |
¥70,141,075 |
¥14,341,075 |
| 25 |
2.00% |
¥236,511 |
¥70,953,216 |
¥15,153,216 |
| 25 |
2.10% |
¥239,237 |
¥71,771,013 |
¥15,971,013 |
| 25 |
2.20% |
¥241,981 |
¥72,594,450 |
¥16,794,450 |
| 25 |
2.30% |
¥244,745 |
¥73,423,511 |
¥17,623,511 |
| 25 |
2.40% |
¥247,527 |
¥74,258,181 |
¥18,458,181 |
| 25 |
2.50% |
¥250,328 |
¥75,098,441 |
¥19,298,441 |
| 25 |
2.60% |
¥253,148 |
¥75,944,276 |
¥20,144,276 |
| 25 |
2.70% |
¥255,986 |
¥76,795,665 |
¥20,995,665 |
| 25 |
2.80% |
¥258,842 |
¥77,652,591 |
¥21,852,591 |
| 25 |
2.90% |
¥261,717 |
¥78,515,034 |
¥22,715,034 |
| 25 |
3.00% |
¥264,610 |
¥79,382,974 |
¥23,582,974 |
5580万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥249,222 |
¥59,813,357 |
¥4,013,357 |
| 20 |
0.80% |
¥251,673 |
¥60,401,548 |
¥4,601,548 |
| 20 |
0.90% |
¥254,139 |
¥60,993,445 |
¥5,193,445 |
| 20 |
1.00% |
¥256,621 |
¥61,589,046 |
¥5,789,046 |
| 20 |
1.10% |
¥259,118 |
¥62,188,347 |
¥6,388,347 |
| 20 |
1.20% |
¥261,631 |
¥62,791,345 |
¥6,991,345 |
| 20 |
1.30% |
¥264,158 |
¥63,398,036 |
¥7,598,036 |
| 20 |
1.40% |
¥266,702 |
¥64,008,417 |
¥8,208,417 |
| 20 |
1.50% |
¥269,260 |
¥64,622,481 |
¥8,822,481 |
| 20 |
1.60% |
¥271,834 |
¥65,240,226 |
¥9,440,226 |
| 20 |
1.70% |
¥274,424 |
¥65,861,645 |
¥10,061,645 |
| 20 |
1.80% |
¥277,028 |
¥66,486,733 |
¥10,686,733 |
| 20 |
1.90% |
¥279,648 |
¥67,115,486 |
¥11,315,486 |
| 20 |
2.00% |
¥282,283 |
¥67,747,896 |
¥11,947,896 |
| 20 |
2.10% |
¥284,933 |
¥68,383,959 |
¥12,583,959 |
| 20 |
2.20% |
¥287,599 |
¥69,023,667 |
¥13,223,667 |
| 20 |
2.30% |
¥290,279 |
¥69,667,013 |
¥13,867,013 |
| 20 |
2.40% |
¥292,975 |
¥70,313,992 |
¥14,513,992 |
| 20 |
2.50% |
¥295,686 |
¥70,964,595 |
¥15,164,595 |
| 20 |
2.60% |
¥298,412 |
¥71,618,816 |
¥15,818,816 |
| 20 |
2.70% |
¥301,153 |
¥72,276,646 |
¥16,476,646 |
| 20 |
2.80% |
¥303,909 |
¥72,938,077 |
¥17,138,077 |
| 20 |
2.90% |
¥306,680 |
¥73,603,101 |
¥17,803,101 |
| 20 |
3.00% |
¥309,465 |
¥74,271,710 |
¥18,471,710 |
5580万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥326,650 |
¥58,797,015 |
¥2,997,015 |
| 15 |
0.80% |
¥329,075 |
¥59,233,520 |
¥3,433,520 |
| 15 |
0.90% |
¥331,512 |
¥59,672,111 |
¥3,872,111 |
| 15 |
1.00% |
¥333,960 |
¥60,112,789 |
¥4,312,789 |
| 15 |
1.10% |
¥336,420 |
¥60,555,552 |
¥4,755,552 |
| 15 |
1.20% |
¥338,891 |
¥61,000,399 |
¥5,200,399 |
| 15 |
1.30% |
¥341,374 |
¥61,447,328 |
¥5,647,328 |
| 15 |
1.40% |
¥343,869 |
¥61,896,339 |
¥6,096,339 |
| 15 |
1.50% |
¥346,375 |
¥62,347,429 |
¥6,547,429 |
| 15 |
1.60% |
¥348,892 |
¥62,800,597 |
¥7,000,597 |
| 15 |
1.70% |
¥351,421 |
¥63,255,841 |
¥7,455,841 |
| 15 |
1.80% |
¥353,962 |
¥63,713,160 |
¥7,913,160 |
| 15 |
1.90% |
¥356,514 |
¥64,172,552 |
¥8,372,552 |
| 15 |
2.00% |
¥359,078 |
¥64,634,014 |
¥8,834,014 |
| 15 |
2.10% |
¥361,653 |
¥65,097,545 |
¥9,297,545 |
| 15 |
2.20% |
¥364,240 |
¥65,563,142 |
¥9,763,142 |
| 15 |
2.30% |
¥366,838 |
¥66,030,803 |
¥10,230,803 |
| 15 |
2.40% |
¥369,447 |
¥66,500,526 |
¥10,700,526 |
| 15 |
2.50% |
¥372,068 |
¥66,972,308 |
¥11,172,308 |
| 15 |
2.60% |
¥374,701 |
¥67,446,147 |
¥11,646,147 |
| 15 |
2.70% |
¥377,345 |
¥67,922,041 |
¥12,122,041 |
| 15 |
2.80% |
¥380,000 |
¥68,399,986 |
¥12,599,986 |
| 15 |
2.90% |
¥382,667 |
¥68,879,980 |
¥13,079,980 |
| 15 |
3.00% |
¥385,345 |
¥69,362,020 |
¥13,562,020 |
5580万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥481,600 |
¥57,792,050 |
¥1,992,050 |
| 10 |
0.80% |
¥484,003 |
¥58,080,345 |
¥2,280,345 |
| 10 |
0.90% |
¥486,413 |
¥58,369,568 |
¥2,569,568 |
| 10 |
1.00% |
¥488,831 |
¥58,659,720 |
¥2,859,720 |
| 10 |
1.10% |
¥491,257 |
¥58,950,799 |
¥3,150,799 |
| 10 |
1.20% |
¥493,690 |
¥59,242,806 |
¥3,442,806 |
| 10 |
1.30% |
¥496,131 |
¥59,535,740 |
¥3,735,740 |
| 10 |
1.40% |
¥498,580 |
¥59,829,601 |
¥4,029,601 |
| 10 |
1.50% |
¥501,037 |
¥60,124,388 |
¥4,324,388 |
| 10 |
1.60% |
¥503,501 |
¥60,420,102 |
¥4,620,102 |
| 10 |
1.70% |
¥505,973 |
¥60,716,741 |
¥4,916,741 |
| 10 |
1.80% |
¥508,453 |
¥61,014,306 |
¥5,214,306 |
| 10 |
1.90% |
¥510,940 |
¥61,312,795 |
¥5,512,795 |
| 10 |
2.00% |
¥513,435 |
¥61,612,209 |
¥5,812,209 |
| 10 |
2.10% |
¥515,938 |
¥61,912,546 |
¥6,112,546 |
| 10 |
2.20% |
¥518,448 |
¥62,213,807 |
¥6,413,807 |
| 10 |
2.30% |
¥520,967 |
¥62,515,992 |
¥6,715,992 |
| 10 |
2.40% |
¥523,492 |
¥62,819,098 |
¥7,019,098 |
| 10 |
2.50% |
¥526,026 |
¥63,123,126 |
¥7,323,126 |
| 10 |
2.60% |
¥528,567 |
¥63,428,076 |
¥7,628,076 |
| 10 |
2.70% |
¥531,116 |
¥63,733,946 |
¥7,933,946 |
| 10 |
2.80% |
¥533,673 |
¥64,040,736 |
¥8,240,736 |
| 10 |
2.90% |
¥536,237 |
¥64,348,446 |
¥8,548,446 |
| 10 |
3.00% |
¥538,809 |
¥64,657,075 |
¥8,857,075 |