1060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1060万円の住宅ローン｜期間・年数別
1060万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥20,943 |
¥12,566,048 |
¥1,966,048 |
| 50 |
0.80% |
¥21,441 |
¥12,864,444 |
¥2,264,444 |
| 50 |
0.90% |
¥21,945 |
¥13,167,182 |
¥2,567,182 |
| 50 |
1.00% |
¥22,457 |
¥13,474,244 |
¥2,874,244 |
| 50 |
1.10% |
¥22,976 |
¥13,785,608 |
¥3,185,608 |
| 50 |
1.20% |
¥23,502 |
¥14,101,251 |
¥3,501,251 |
| 50 |
1.30% |
¥24,035 |
¥14,421,149 |
¥3,821,149 |
| 50 |
1.40% |
¥24,575 |
¥14,745,275 |
¥4,145,275 |
| 50 |
1.50% |
¥25,123 |
¥15,073,600 |
¥4,473,600 |
| 50 |
1.60% |
¥25,677 |
¥15,406,094 |
¥4,806,094 |
| 50 |
1.70% |
¥26,238 |
¥15,742,724 |
¥5,142,724 |
| 50 |
1.80% |
¥26,806 |
¥16,083,456 |
¥5,483,456 |
| 50 |
1.90% |
¥27,380 |
¥16,428,255 |
¥5,828,255 |
| 50 |
2.00% |
¥27,962 |
¥16,777,084 |
¥6,177,084 |
| 50 |
2.10% |
¥28,550 |
¥17,129,903 |
¥6,529,903 |
| 50 |
2.20% |
¥29,144 |
¥17,486,673 |
¥6,886,673 |
| 50 |
2.30% |
¥29,746 |
¥17,847,351 |
¥7,247,351 |
| 50 |
2.40% |
¥30,353 |
¥18,211,895 |
¥7,611,895 |
| 50 |
2.50% |
¥30,967 |
¥18,580,260 |
¥7,980,260 |
| 50 |
2.60% |
¥31,587 |
¥18,952,401 |
¥8,352,401 |
| 50 |
2.70% |
¥32,214 |
¥19,328,270 |
¥8,728,270 |
| 50 |
2.80% |
¥32,846 |
¥19,707,821 |
¥9,107,821 |
| 50 |
2.90% |
¥33,485 |
¥20,091,004 |
¥9,491,004 |
| 50 |
3.00% |
¥34,130 |
¥20,477,769 |
¥9,877,769 |
1060万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥22,889 |
¥12,360,070 |
¥1,760,070 |
| 45 |
0.80% |
¥23,381 |
¥12,625,729 |
¥2,025,729 |
| 45 |
0.90% |
¥23,879 |
¥12,894,915 |
¥2,294,915 |
| 45 |
1.00% |
¥24,384 |
¥13,167,617 |
¥2,567,617 |
| 45 |
1.10% |
¥24,896 |
¥13,443,820 |
¥2,843,820 |
| 45 |
1.20% |
¥25,414 |
¥13,723,509 |
¥3,123,509 |
| 45 |
1.30% |
¥25,938 |
¥14,006,668 |
¥3,406,668 |
| 45 |
1.40% |
¥26,469 |
¥14,293,279 |
¥3,693,279 |
| 45 |
1.50% |
¥27,006 |
¥14,583,323 |
¥3,983,323 |
| 45 |
1.60% |
¥27,550 |
¥14,876,780 |
¥4,276,780 |
| 45 |
1.70% |
¥28,099 |
¥15,173,627 |
¥4,573,627 |
| 45 |
1.80% |
¥28,655 |
¥15,473,843 |
¥4,873,843 |
| 45 |
1.90% |
¥29,217 |
¥15,777,403 |
¥5,177,403 |
| 45 |
2.00% |
¥29,786 |
¥16,084,282 |
¥5,484,282 |
| 45 |
2.10% |
¥30,360 |
¥16,394,455 |
¥5,794,455 |
| 45 |
2.20% |
¥30,941 |
¥16,707,893 |
¥6,107,893 |
| 45 |
2.30% |
¥31,527 |
¥17,024,570 |
¥6,424,570 |
| 45 |
2.40% |
¥32,119 |
¥17,344,456 |
¥6,744,456 |
| 45 |
2.50% |
¥32,718 |
¥17,667,520 |
¥7,067,520 |
| 45 |
2.60% |
¥33,322 |
¥17,993,733 |
¥7,393,733 |
| 45 |
2.70% |
¥33,932 |
¥18,323,061 |
¥7,723,061 |
| 45 |
2.80% |
¥34,547 |
¥18,655,472 |
¥8,055,472 |
| 45 |
2.90% |
¥35,168 |
¥18,990,934 |
¥8,390,934 |
| 45 |
3.00% |
¥35,795 |
¥19,329,410 |
¥8,729,410 |
1060万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥25,325 |
¥12,156,234 |
¥1,556,234 |
| 40 |
0.80% |
¥25,812 |
¥12,389,802 |
¥1,789,802 |
| 40 |
0.90% |
¥26,305 |
¥12,626,165 |
¥2,026,165 |
| 40 |
1.00% |
¥26,803 |
¥12,865,316 |
¥2,265,316 |
| 40 |
1.10% |
¥27,307 |
¥13,107,244 |
¥2,507,244 |
| 40 |
1.20% |
¥27,817 |
¥13,351,941 |
¥2,751,941 |
| 40 |
1.30% |
¥28,332 |
¥13,599,397 |
¥2,999,397 |
| 40 |
1.40% |
¥28,853 |
¥13,849,599 |
¥3,249,599 |
| 40 |
1.50% |
¥29,380 |
¥14,102,537 |
¥3,502,537 |
| 40 |
1.60% |
¥29,913 |
¥14,358,196 |
¥3,758,196 |
| 40 |
1.70% |
¥30,451 |
¥14,616,564 |
¥4,016,564 |
| 40 |
1.80% |
¥30,995 |
¥14,877,625 |
¥4,277,625 |
| 40 |
1.90% |
¥31,545 |
¥15,141,366 |
¥4,541,366 |
| 40 |
2.00% |
¥32,100 |
¥15,407,769 |
¥4,807,769 |
| 40 |
2.10% |
¥32,660 |
¥15,676,817 |
¥5,076,817 |
| 40 |
2.20% |
¥33,226 |
¥15,948,495 |
¥5,348,495 |
| 40 |
2.30% |
¥33,797 |
¥16,222,783 |
¥5,622,783 |
| 40 |
2.40% |
¥34,374 |
¥16,499,664 |
¥5,899,664 |
| 40 |
2.50% |
¥34,956 |
¥16,779,116 |
¥6,179,116 |
| 40 |
2.60% |
¥35,544 |
¥17,061,121 |
¥6,461,121 |
| 40 |
2.70% |
¥36,137 |
¥17,345,659 |
¥6,745,659 |
| 40 |
2.80% |
¥36,735 |
¥17,632,707 |
¥7,032,707 |
| 40 |
2.90% |
¥37,338 |
¥17,922,244 |
¥7,322,244 |
| 40 |
3.00% |
¥37,946 |
¥18,214,247 |
¥7,614,247 |
1060万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥28,463 |
¥11,954,545 |
¥1,354,545 |
| 35 |
0.80% |
¥28,944 |
¥12,156,673 |
¥1,556,673 |
| 35 |
0.90% |
¥29,431 |
¥12,360,946 |
¥1,760,946 |
| 35 |
1.00% |
¥29,922 |
¥12,567,359 |
¥1,967,359 |
| 35 |
1.10% |
¥30,419 |
¥12,775,908 |
¥2,175,908 |
| 35 |
1.20% |
¥30,920 |
¥12,986,586 |
¥2,386,586 |
| 35 |
1.30% |
¥31,427 |
¥13,199,387 |
¥2,599,387 |
| 35 |
1.40% |
¥31,939 |
¥13,414,304 |
¥2,814,304 |
| 35 |
1.50% |
¥32,456 |
¥13,631,331 |
¥3,031,331 |
| 35 |
1.60% |
¥32,977 |
¥13,850,460 |
¥3,250,460 |
| 35 |
1.70% |
¥33,504 |
¥14,071,681 |
¥3,471,681 |
| 35 |
1.80% |
¥34,036 |
¥14,294,988 |
¥3,694,988 |
| 35 |
1.90% |
¥34,572 |
¥14,520,370 |
¥3,920,370 |
| 35 |
2.00% |
¥35,114 |
¥14,747,819 |
¥4,147,819 |
| 35 |
2.10% |
¥35,660 |
¥14,977,323 |
¥4,377,323 |
| 35 |
2.20% |
¥36,212 |
¥15,208,873 |
¥4,608,873 |
| 35 |
2.30% |
¥36,768 |
¥15,442,458 |
¥4,842,458 |
| 35 |
2.40% |
¥37,329 |
¥15,678,067 |
¥5,078,067 |
| 35 |
2.50% |
¥37,894 |
¥15,915,687 |
¥5,315,687 |
| 35 |
2.60% |
¥38,465 |
¥16,155,307 |
¥5,555,307 |
| 35 |
2.70% |
¥39,040 |
¥16,396,915 |
¥5,796,915 |
| 35 |
2.80% |
¥39,620 |
¥16,640,497 |
¥6,040,497 |
| 35 |
2.90% |
¥40,205 |
¥16,886,040 |
¥6,286,040 |
| 35 |
3.00% |
¥40,794 |
¥17,133,530 |
¥6,533,530 |
1060万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥32,653 |
¥11,755,006 |
¥1,155,006 |
| 30 |
0.80% |
¥33,129 |
¥11,926,347 |
¥1,326,347 |
| 30 |
0.90% |
¥33,609 |
¥12,099,267 |
¥1,499,267 |
| 30 |
1.00% |
¥34,094 |
¥12,273,764 |
¥1,673,764 |
| 30 |
1.10% |
¥34,583 |
¥12,449,835 |
¥1,849,835 |
| 30 |
1.20% |
¥35,076 |
¥12,627,476 |
¥2,027,476 |
| 30 |
1.30% |
¥35,574 |
¥12,806,684 |
¥2,206,684 |
| 30 |
1.40% |
¥36,076 |
¥12,987,456 |
¥2,387,456 |
| 30 |
1.50% |
¥36,583 |
¥13,169,787 |
¥2,569,787 |
| 30 |
1.60% |
¥37,094 |
¥13,353,674 |
¥2,753,674 |
| 30 |
1.70% |
¥37,609 |
¥13,539,111 |
¥2,939,111 |
| 30 |
1.80% |
¥38,128 |
¥13,726,095 |
¥3,126,095 |
| 30 |
1.90% |
¥38,652 |
¥13,914,619 |
¥3,314,619 |
| 30 |
2.00% |
¥39,180 |
¥14,104,679 |
¥3,504,679 |
| 30 |
2.10% |
¥39,712 |
¥14,296,269 |
¥3,696,269 |
| 30 |
2.20% |
¥40,248 |
¥14,489,384 |
¥3,889,384 |
| 30 |
2.30% |
¥40,789 |
¥14,684,017 |
¥4,084,017 |
| 30 |
2.40% |
¥41,334 |
¥14,880,163 |
¥4,280,163 |
| 30 |
2.50% |
¥41,883 |
¥15,077,813 |
¥4,477,813 |
| 30 |
2.60% |
¥42,436 |
¥15,276,963 |
¥4,676,963 |
| 30 |
2.70% |
¥42,993 |
¥15,477,605 |
¥4,877,605 |
| 30 |
2.80% |
¥43,555 |
¥15,679,732 |
¥5,079,732 |
| 30 |
2.90% |
¥44,120 |
¥15,883,336 |
¥5,283,336 |
| 30 |
3.00% |
¥44,690 |
¥16,088,410 |
¥5,488,410 |
1060万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥38,525 |
¥11,557,622 |
¥957,622 |
| 25 |
0.80% |
¥38,996 |
¥11,698,831 |
¥1,098,831 |
| 25 |
0.90% |
¥39,470 |
¥11,841,139 |
¥1,241,139 |
| 25 |
1.00% |
¥39,948 |
¥11,984,544 |
¥1,384,544 |
| 25 |
1.10% |
¥40,430 |
¥12,129,045 |
¥1,529,045 |
| 25 |
1.20% |
¥40,915 |
¥12,274,641 |
¥1,674,641 |
| 25 |
1.30% |
¥41,404 |
¥12,421,329 |
¥1,821,329 |
| 25 |
1.40% |
¥41,897 |
¥12,569,107 |
¥1,969,107 |
| 25 |
1.50% |
¥42,393 |
¥12,717,975 |
¥2,117,975 |
| 25 |
1.60% |
¥42,893 |
¥12,867,930 |
¥2,267,930 |
| 25 |
1.70% |
¥43,397 |
¥13,018,968 |
¥2,418,968 |
| 25 |
1.80% |
¥43,904 |
¥13,171,090 |
¥2,571,090 |
| 25 |
1.90% |
¥44,414 |
¥13,324,290 |
¥2,724,290 |
| 25 |
2.00% |
¥44,929 |
¥13,478,568 |
¥2,878,568 |
| 25 |
2.10% |
¥45,446 |
¥13,633,920 |
¥3,033,920 |
| 25 |
2.20% |
¥45,968 |
¥13,790,343 |
¥3,190,343 |
| 25 |
2.30% |
¥46,493 |
¥13,947,835 |
¥3,347,835 |
| 25 |
2.40% |
¥47,021 |
¥14,106,393 |
¥3,506,393 |
| 25 |
2.50% |
¥47,553 |
¥14,266,012 |
¥3,666,012 |
| 25 |
2.60% |
¥48,089 |
¥14,426,690 |
¥3,826,690 |
| 25 |
2.70% |
¥48,628 |
¥14,588,424 |
¥3,988,424 |
| 25 |
2.80% |
¥49,171 |
¥14,751,209 |
¥4,151,209 |
| 25 |
2.90% |
¥49,717 |
¥14,915,042 |
¥4,315,042 |
| 25 |
3.00% |
¥50,266 |
¥15,079,920 |
¥4,479,920 |
1060万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥47,343 |
¥11,362,394 |
¥762,394 |
| 20 |
0.80% |
¥47,809 |
¥11,474,129 |
¥874,129 |
| 20 |
0.90% |
¥48,277 |
¥11,586,568 |
¥986,568 |
| 20 |
1.00% |
¥48,749 |
¥11,699,711 |
¥1,099,711 |
| 20 |
1.10% |
¥49,223 |
¥11,813,557 |
¥1,213,557 |
| 20 |
1.20% |
¥49,700 |
¥11,928,105 |
¥1,328,105 |
| 20 |
1.30% |
¥50,181 |
¥12,043,355 |
¥1,443,355 |
| 20 |
1.40% |
¥50,664 |
¥12,159,305 |
¥1,559,305 |
| 20 |
1.50% |
¥51,150 |
¥12,275,955 |
¥1,675,955 |
| 20 |
1.60% |
¥51,639 |
¥12,393,304 |
¥1,793,304 |
| 20 |
1.70% |
¥52,131 |
¥12,511,352 |
¥1,911,352 |
| 20 |
1.80% |
¥52,625 |
¥12,630,096 |
¥2,030,096 |
| 20 |
1.90% |
¥53,123 |
¥12,749,537 |
¥2,149,537 |
| 20 |
2.00% |
¥53,624 |
¥12,869,672 |
¥2,269,672 |
| 20 |
2.10% |
¥54,127 |
¥12,990,501 |
¥2,390,501 |
| 20 |
2.20% |
¥54,633 |
¥13,112,023 |
¥2,512,023 |
| 20 |
2.30% |
¥55,143 |
¥13,234,236 |
¥2,634,236 |
| 20 |
2.40% |
¥55,655 |
¥13,357,138 |
¥2,757,138 |
| 20 |
2.50% |
¥56,170 |
¥13,480,730 |
¥2,880,730 |
| 20 |
2.60% |
¥56,688 |
¥13,605,008 |
¥3,005,008 |
| 20 |
2.70% |
¥57,208 |
¥13,729,972 |
¥3,129,972 |
| 20 |
2.80% |
¥57,732 |
¥13,855,620 |
¥3,255,620 |
| 20 |
2.90% |
¥58,258 |
¥13,981,951 |
¥3,381,951 |
| 20 |
3.00% |
¥58,787 |
¥14,108,963 |
¥3,508,963 |
1060万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥62,052 |
¥11,169,325 |
¥569,325 |
| 15 |
0.80% |
¥62,512 |
¥11,252,246 |
¥652,246 |
| 15 |
0.90% |
¥62,975 |
¥11,335,562 |
¥735,562 |
| 15 |
1.00% |
¥63,440 |
¥11,419,275 |
¥819,275 |
| 15 |
1.10% |
¥63,908 |
¥11,503,384 |
¥903,384 |
| 15 |
1.20% |
¥64,377 |
¥11,587,889 |
¥987,889 |
| 15 |
1.30% |
¥64,849 |
¥11,672,790 |
¥1,072,790 |
| 15 |
1.40% |
¥65,323 |
¥11,758,086 |
¥1,158,086 |
| 15 |
1.50% |
¥65,799 |
¥11,843,777 |
¥1,243,777 |
| 15 |
1.60% |
¥66,277 |
¥11,929,863 |
¥1,329,863 |
| 15 |
1.70% |
¥66,757 |
¥12,016,343 |
¥1,416,343 |
| 15 |
1.80% |
¥67,240 |
¥12,103,217 |
¥1,503,217 |
| 15 |
1.90% |
¥67,725 |
¥12,190,485 |
¥1,590,485 |
| 15 |
2.00% |
¥68,212 |
¥12,278,146 |
¥1,678,146 |
| 15 |
2.10% |
¥68,701 |
¥12,366,200 |
¥1,766,200 |
| 15 |
2.20% |
¥69,192 |
¥12,454,647 |
¥1,854,647 |
| 15 |
2.30% |
¥69,686 |
¥12,543,486 |
¥1,943,486 |
| 15 |
2.40% |
¥70,182 |
¥12,632,716 |
¥2,032,716 |
| 15 |
2.50% |
¥70,680 |
¥12,722,338 |
¥2,122,338 |
| 15 |
2.60% |
¥71,180 |
¥12,812,351 |
¥2,212,351 |
| 15 |
2.70% |
¥71,682 |
¥12,902,753 |
¥2,302,753 |
| 15 |
2.80% |
¥72,186 |
¥12,993,546 |
¥2,393,546 |
| 15 |
2.90% |
¥72,693 |
¥13,084,727 |
¥2,484,727 |
| 15 |
3.00% |
¥73,202 |
¥13,176,298 |
¥2,576,298 |
1060万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥91,487 |
¥10,978,418 |
¥378,418 |
| 10 |
0.80% |
¥91,943 |
¥11,033,184 |
¥433,184 |
| 10 |
0.90% |
¥92,401 |
¥11,088,126 |
¥488,126 |
| 10 |
1.00% |
¥92,860 |
¥11,143,244 |
¥543,244 |
| 10 |
1.10% |
¥93,321 |
¥11,198,539 |
¥598,539 |
| 10 |
1.20% |
¥93,783 |
¥11,254,010 |
¥654,010 |
| 10 |
1.30% |
¥94,247 |
¥11,309,657 |
¥709,657 |
| 10 |
1.40% |
¥94,712 |
¥11,365,480 |
¥765,480 |
| 10 |
1.50% |
¥95,179 |
¥11,421,479 |
¥821,479 |
| 10 |
1.60% |
¥95,647 |
¥11,477,654 |
¥877,654 |
| 10 |
1.70% |
¥96,117 |
¥11,534,005 |
¥934,005 |
| 10 |
1.80% |
¥96,588 |
¥11,590,531 |
¥990,531 |
| 10 |
1.90% |
¥97,060 |
¥11,647,233 |
¥1,047,233 |
| 10 |
2.00% |
¥97,534 |
¥11,704,111 |
¥1,104,111 |
| 10 |
2.10% |
¥98,010 |
¥11,761,165 |
¥1,161,165 |
| 10 |
2.20% |
¥98,487 |
¥11,818,394 |
¥1,218,394 |
| 10 |
2.30% |
¥98,965 |
¥11,875,798 |
¥1,275,798 |
| 10 |
2.40% |
¥99,445 |
¥11,933,377 |
¥1,333,377 |
| 10 |
2.50% |
¥99,926 |
¥11,991,131 |
¥1,391,131 |
| 10 |
2.60% |
¥100,409 |
¥12,049,061 |
¥1,449,061 |
| 10 |
2.70% |
¥100,893 |
¥12,107,165 |
¥1,507,165 |
| 10 |
2.80% |
¥101,379 |
¥12,165,445 |
¥1,565,445 |
| 10 |
2.90% |
¥101,866 |
¥12,223,898 |
¥1,623,898 |
| 10 |
3.00% |
¥102,354 |
¥12,282,527 |
¥1,682,527 |
