5650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5650万円の住宅ローン｜期間・年数別
5650万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥111,632 |
¥66,979,407 |
¥10,479,407 |
| 50 |
0.80% |
¥114,283 |
¥68,569,914 |
¥12,069,914 |
| 50 |
0.90% |
¥116,973 |
¥70,183,566 |
¥13,683,566 |
| 50 |
1.00% |
¥119,700 |
¥71,820,262 |
¥15,320,262 |
| 50 |
1.10% |
¥122,466 |
¥73,479,891 |
¥16,979,891 |
| 50 |
1.20% |
¥125,271 |
¥75,162,330 |
¥18,662,330 |
| 50 |
1.30% |
¥128,112 |
¥76,867,447 |
¥20,367,447 |
| 50 |
1.40% |
¥130,992 |
¥78,595,099 |
¥22,095,099 |
| 50 |
1.50% |
¥133,909 |
¥80,345,133 |
¥23,845,133 |
| 50 |
1.60% |
¥136,862 |
¥82,117,387 |
¥25,617,387 |
| 50 |
1.70% |
¥139,853 |
¥83,911,689 |
¥27,411,689 |
| 50 |
1.80% |
¥142,880 |
¥85,727,857 |
¥29,227,857 |
| 50 |
1.90% |
¥145,943 |
¥87,565,701 |
¥31,065,701 |
| 50 |
2.00% |
¥149,042 |
¥89,425,023 |
¥32,925,023 |
| 50 |
2.10% |
¥152,176 |
¥91,305,616 |
¥34,805,616 |
| 50 |
2.20% |
¥155,345 |
¥93,207,266 |
¥36,707,266 |
| 50 |
2.30% |
¥158,550 |
¥95,129,749 |
¥38,629,749 |
| 50 |
2.40% |
¥161,788 |
¥97,072,836 |
¥40,572,836 |
| 50 |
2.50% |
¥165,060 |
¥99,036,291 |
¥42,536,291 |
| 50 |
2.60% |
¥168,366 |
¥101,019,871 |
¥44,519,871 |
| 50 |
2.70% |
¥171,706 |
¥103,023,326 |
¥46,523,326 |
| 50 |
2.80% |
¥175,077 |
¥105,046,403 |
¥48,546,403 |
| 50 |
2.90% |
¥178,481 |
¥107,088,840 |
¥50,588,840 |
| 50 |
3.00% |
¥181,917 |
¥109,150,372 |
¥52,650,372 |
5650万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥122,003 |
¥65,881,506 |
¥9,381,506 |
| 45 |
0.80% |
¥124,625 |
¥67,297,515 |
¥10,797,515 |
| 45 |
0.90% |
¥127,282 |
¥68,732,329 |
¥12,232,329 |
| 45 |
1.00% |
¥129,974 |
¥70,185,880 |
¥13,685,880 |
| 45 |
1.10% |
¥132,700 |
¥71,658,095 |
¥15,158,095 |
| 45 |
1.20% |
¥135,461 |
¥73,148,893 |
¥16,648,893 |
| 45 |
1.30% |
¥138,256 |
¥74,658,184 |
¥18,158,184 |
| 45 |
1.40% |
¥141,085 |
¥76,185,875 |
¥19,685,875 |
| 45 |
1.50% |
¥143,948 |
¥77,731,864 |
¥21,231,864 |
| 45 |
1.60% |
¥146,845 |
¥79,296,042 |
¥22,796,042 |
| 45 |
1.70% |
¥149,775 |
¥80,878,295 |
¥24,378,295 |
| 45 |
1.80% |
¥152,738 |
¥82,478,501 |
¥25,978,501 |
| 45 |
1.90% |
¥155,734 |
¥84,096,533 |
¥27,596,533 |
| 45 |
2.00% |
¥158,763 |
¥85,732,258 |
¥29,232,258 |
| 45 |
2.10% |
¥161,825 |
¥87,385,536 |
¥30,885,536 |
| 45 |
2.20% |
¥164,919 |
¥89,056,224 |
¥32,556,224 |
| 45 |
2.30% |
¥168,045 |
¥90,744,171 |
¥34,244,171 |
| 45 |
2.40% |
¥171,202 |
¥92,449,222 |
¥35,949,222 |
| 45 |
2.50% |
¥174,391 |
¥94,171,217 |
¥37,671,217 |
| 45 |
2.60% |
¥177,611 |
¥95,909,990 |
¥39,409,990 |
| 45 |
2.70% |
¥180,862 |
¥97,665,371 |
¥41,165,371 |
| 45 |
2.80% |
¥184,143 |
¥99,437,187 |
¥42,937,187 |
| 45 |
2.90% |
¥187,454 |
¥101,225,259 |
¥44,725,259 |
| 45 |
3.00% |
¥190,795 |
¥103,029,405 |
¥46,529,405 |
5650万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥134,990 |
¥64,795,022 |
¥8,295,022 |
| 40 |
0.80% |
¥137,583 |
¥66,039,984 |
¥9,539,984 |
| 40 |
0.90% |
¥140,208 |
¥67,299,844 |
¥10,799,844 |
| 40 |
1.00% |
¥142,864 |
¥68,574,559 |
¥12,074,559 |
| 40 |
1.10% |
¥145,550 |
¥69,864,084 |
¥13,364,084 |
| 40 |
1.20% |
¥148,267 |
¥71,168,367 |
¥14,668,367 |
| 40 |
1.30% |
¥151,015 |
¥72,487,351 |
¥15,987,351 |
| 40 |
1.40% |
¥153,794 |
¥73,820,978 |
¥17,320,978 |
| 40 |
1.50% |
¥156,602 |
¥75,169,182 |
¥18,669,182 |
| 40 |
1.60% |
¥159,441 |
¥76,531,895 |
¥20,031,895 |
| 40 |
1.70% |
¥162,311 |
¥77,909,043 |
¥21,409,043 |
| 40 |
1.80% |
¥165,209 |
¥79,300,551 |
¥22,800,551 |
| 40 |
1.90% |
¥168,138 |
¥80,706,336 |
¥24,206,336 |
| 40 |
2.00% |
¥171,096 |
¥82,126,313 |
¥25,626,313 |
| 40 |
2.10% |
¥174,084 |
¥83,560,395 |
¥27,060,395 |
| 40 |
2.20% |
¥177,101 |
¥85,008,488 |
¥28,508,488 |
| 40 |
2.30% |
¥180,147 |
¥86,470,496 |
¥29,970,496 |
| 40 |
2.40% |
¥183,221 |
¥87,946,320 |
¥31,446,320 |
| 40 |
2.50% |
¥186,325 |
¥89,435,855 |
¥32,935,855 |
| 40 |
2.60% |
¥189,456 |
¥90,938,996 |
¥34,438,996 |
| 40 |
2.70% |
¥192,616 |
¥92,455,633 |
¥35,955,633 |
| 40 |
2.80% |
¥195,803 |
¥93,985,653 |
¥37,485,653 |
| 40 |
2.90% |
¥199,019 |
¥95,528,940 |
¥39,028,940 |
| 40 |
3.00% |
¥202,261 |
¥97,085,375 |
¥40,585,375 |
5650万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥151,714 |
¥63,719,981 |
¥7,219,981 |
| 35 |
0.80% |
¥154,279 |
¥64,797,361 |
¥8,297,361 |
| 35 |
0.90% |
¥156,872 |
¥65,886,174 |
¥9,386,174 |
| 35 |
1.00% |
¥159,491 |
¥66,986,396 |
¥10,486,396 |
| 35 |
1.10% |
¥162,138 |
¥68,097,999 |
¥11,597,999 |
| 35 |
1.20% |
¥164,812 |
¥69,220,952 |
¥12,720,952 |
| 35 |
1.30% |
¥167,512 |
¥70,355,222 |
¥13,855,222 |
| 35 |
1.40% |
¥170,240 |
¥71,500,774 |
¥15,000,774 |
| 35 |
1.50% |
¥172,994 |
¥72,657,568 |
¥16,157,568 |
| 35 |
1.60% |
¥175,775 |
¥73,825,563 |
¥17,325,563 |
| 35 |
1.70% |
¥178,583 |
¥75,004,717 |
¥18,504,717 |
| 35 |
1.80% |
¥181,417 |
¥76,194,983 |
¥19,694,983 |
| 35 |
1.90% |
¥184,277 |
¥77,396,313 |
¥20,896,313 |
| 35 |
2.00% |
¥187,163 |
¥78,608,655 |
¥22,108,655 |
| 35 |
2.10% |
¥190,076 |
¥79,831,957 |
¥23,331,957 |
| 35 |
2.20% |
¥193,015 |
¥81,066,163 |
¥24,566,163 |
| 35 |
2.30% |
¥195,979 |
¥82,311,215 |
¥25,811,215 |
| 35 |
2.40% |
¥198,969 |
¥83,567,053 |
¥27,067,053 |
| 35 |
2.50% |
¥201,985 |
¥84,833,615 |
¥28,333,615 |
| 35 |
2.60% |
¥205,026 |
¥86,110,835 |
¥29,610,835 |
| 35 |
2.70% |
¥208,092 |
¥87,398,649 |
¥30,898,649 |
| 35 |
2.80% |
¥211,183 |
¥88,696,986 |
¥32,196,986 |
| 35 |
2.90% |
¥214,299 |
¥90,005,778 |
¥33,505,778 |
| 35 |
3.00% |
¥217,440 |
¥91,324,950 |
¥34,824,950 |
5650万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥174,046 |
¥62,656,402 |
¥6,156,402 |
| 30 |
0.80% |
¥176,582 |
¥63,569,681 |
¥7,069,681 |
| 30 |
0.90% |
¥179,143 |
¥64,491,378 |
¥7,991,378 |
| 30 |
1.00% |
¥181,726 |
¥65,421,478 |
¥8,921,478 |
| 30 |
1.10% |
¥184,333 |
¥66,359,968 |
¥9,859,968 |
| 30 |
1.20% |
¥186,963 |
¥67,306,828 |
¥10,806,828 |
| 30 |
1.30% |
¥189,617 |
¥68,262,043 |
¥11,762,043 |
| 30 |
1.40% |
¥192,293 |
¥69,225,590 |
¥12,725,590 |
| 30 |
1.50% |
¥194,993 |
¥70,197,451 |
¥13,697,451 |
| 30 |
1.60% |
¥197,716 |
¥71,177,601 |
¥14,677,601 |
| 30 |
1.70% |
¥200,461 |
¥72,166,017 |
¥15,666,017 |
| 30 |
1.80% |
¥203,230 |
¥73,162,674 |
¥16,662,674 |
| 30 |
1.90% |
¥206,021 |
¥74,167,545 |
¥17,667,545 |
| 30 |
2.00% |
¥208,835 |
¥75,180,601 |
¥18,680,601 |
| 30 |
2.10% |
¥211,672 |
¥76,201,813 |
¥19,701,813 |
| 30 |
2.20% |
¥214,531 |
¥77,231,151 |
¥20,731,151 |
| 30 |
2.30% |
¥217,413 |
¥78,268,583 |
¥21,768,583 |
| 30 |
2.40% |
¥220,317 |
¥79,314,074 |
¥22,814,074 |
| 30 |
2.50% |
¥223,243 |
¥80,367,591 |
¥23,867,591 |
| 30 |
2.60% |
¥226,192 |
¥81,429,097 |
¥24,929,097 |
| 30 |
2.70% |
¥229,163 |
¥82,498,556 |
¥25,998,556 |
| 30 |
2.80% |
¥232,155 |
¥83,575,930 |
¥27,075,930 |
| 30 |
2.90% |
¥235,170 |
¥84,661,178 |
¥28,161,178 |
| 30 |
3.00% |
¥238,206 |
¥85,754,260 |
¥29,254,260 |
5650万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥205,348 |
¥61,604,305 |
¥5,104,305 |
| 25 |
0.80% |
¥207,857 |
¥62,356,977 |
¥5,856,977 |
| 25 |
0.90% |
¥210,385 |
¥63,115,504 |
¥6,615,504 |
| 25 |
1.00% |
¥212,933 |
¥63,879,881 |
¥7,379,881 |
| 25 |
1.10% |
¥215,500 |
¥64,650,099 |
¥8,150,099 |
| 25 |
1.20% |
¥218,087 |
¥65,426,150 |
¥8,926,150 |
| 25 |
1.30% |
¥220,693 |
¥66,208,025 |
¥9,708,025 |
| 25 |
1.40% |
¥223,319 |
¥66,995,714 |
¥10,495,714 |
| 25 |
1.50% |
¥225,964 |
¥67,789,207 |
¥11,289,207 |
| 25 |
1.60% |
¥228,628 |
¥68,588,493 |
¥12,088,493 |
| 25 |
1.70% |
¥231,312 |
¥69,393,558 |
¥12,893,558 |
| 25 |
1.80% |
¥234,015 |
¥70,204,392 |
¥13,704,392 |
| 25 |
1.90% |
¥236,737 |
¥71,020,981 |
¥14,520,981 |
| 25 |
2.00% |
¥239,478 |
¥71,843,310 |
¥15,343,310 |
| 25 |
2.10% |
¥242,238 |
¥72,671,366 |
¥16,171,366 |
| 25 |
2.20% |
¥245,017 |
¥73,505,133 |
¥17,005,133 |
| 25 |
2.30% |
¥247,815 |
¥74,344,595 |
¥17,844,595 |
| 25 |
2.40% |
¥250,632 |
¥75,189,735 |
¥18,689,735 |
| 25 |
2.50% |
¥253,468 |
¥76,040,536 |
¥19,540,536 |
| 25 |
2.60% |
¥256,323 |
¥76,896,981 |
¥20,396,981 |
| 25 |
2.70% |
¥259,197 |
¥77,759,052 |
¥21,259,052 |
| 25 |
2.80% |
¥262,089 |
¥78,626,727 |
¥22,126,727 |
| 25 |
2.90% |
¥265,000 |
¥79,499,990 |
¥22,999,990 |
| 25 |
3.00% |
¥267,929 |
¥80,378,818 |
¥23,878,818 |
5650万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥252,349 |
¥60,563,704 |
¥4,063,704 |
| 20 |
0.80% |
¥254,830 |
¥61,159,273 |
¥4,659,273 |
| 20 |
0.90% |
¥257,327 |
¥61,758,595 |
¥5,258,595 |
| 20 |
1.00% |
¥259,840 |
¥62,361,668 |
¥5,861,668 |
| 20 |
1.10% |
¥262,369 |
¥62,968,487 |
¥6,468,487 |
| 20 |
1.20% |
¥264,913 |
¥63,579,050 |
¥7,079,050 |
| 20 |
1.30% |
¥267,472 |
¥64,193,352 |
¥7,693,352 |
| 20 |
1.40% |
¥270,047 |
¥64,811,390 |
¥8,311,390 |
| 20 |
1.50% |
¥272,638 |
¥65,433,157 |
¥8,933,157 |
| 20 |
1.60% |
¥275,244 |
¥66,058,651 |
¥9,558,651 |
| 20 |
1.70% |
¥277,866 |
¥66,687,866 |
¥10,187,866 |
| 20 |
1.80% |
¥280,503 |
¥67,320,796 |
¥10,820,796 |
| 20 |
1.90% |
¥283,156 |
¥67,957,436 |
¥11,457,436 |
| 20 |
2.00% |
¥285,824 |
¥68,597,780 |
¥12,097,780 |
| 20 |
2.10% |
¥288,508 |
¥69,241,822 |
¥12,741,822 |
| 20 |
2.20% |
¥291,206 |
¥69,889,555 |
¥13,389,555 |
| 20 |
2.30% |
¥293,921 |
¥70,540,972 |
¥14,040,972 |
| 20 |
2.40% |
¥296,650 |
¥71,196,067 |
¥14,696,067 |
| 20 |
2.50% |
¥299,395 |
¥71,854,832 |
¥15,354,832 |
| 20 |
2.60% |
¥302,155 |
¥72,517,260 |
¥16,017,260 |
| 20 |
2.70% |
¥304,931 |
¥73,183,342 |
¥16,683,342 |
| 20 |
2.80% |
¥307,721 |
¥73,853,071 |
¥17,353,071 |
| 20 |
2.90% |
¥310,527 |
¥74,526,438 |
¥18,026,438 |
| 20 |
3.00% |
¥313,348 |
¥75,203,434 |
¥18,703,434 |
5650万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥330,748 |
¥59,534,612 |
¥3,034,612 |
| 15 |
0.80% |
¥333,203 |
¥59,976,592 |
¥3,476,592 |
| 15 |
0.90% |
¥335,670 |
¥60,420,686 |
¥3,920,686 |
| 15 |
1.00% |
¥338,149 |
¥60,866,892 |
¥4,366,892 |
| 15 |
1.10% |
¥340,640 |
¥61,315,209 |
¥4,815,209 |
| 15 |
1.20% |
¥343,142 |
¥61,765,637 |
¥5,265,637 |
| 15 |
1.30% |
¥345,657 |
¥62,218,173 |
¥5,718,173 |
| 15 |
1.40% |
¥348,182 |
¥62,672,816 |
¥6,172,816 |
| 15 |
1.50% |
¥350,720 |
¥63,129,565 |
¥6,629,565 |
| 15 |
1.60% |
¥353,269 |
¥63,588,418 |
¥7,088,418 |
| 15 |
1.70% |
¥355,830 |
¥64,049,374 |
¥7,549,374 |
| 15 |
1.80% |
¥358,402 |
¥64,512,429 |
¥8,012,429 |
| 15 |
1.90% |
¥360,987 |
¥64,977,584 |
¥8,477,584 |
| 15 |
2.00% |
¥363,582 |
¥65,444,835 |
¥8,944,835 |
| 15 |
2.10% |
¥366,190 |
¥65,914,180 |
¥9,414,180 |
| 15 |
2.20% |
¥368,809 |
¥66,385,618 |
¥9,885,618 |
| 15 |
2.30% |
¥371,440 |
¥66,859,146 |
¥10,359,146 |
| 15 |
2.40% |
¥374,082 |
¥67,334,762 |
¥10,834,762 |
| 15 |
2.50% |
¥376,736 |
¥67,812,463 |
¥11,312,463 |
| 15 |
2.60% |
¥379,401 |
¥68,292,246 |
¥11,792,246 |
| 15 |
2.70% |
¥382,078 |
¥68,774,110 |
¥12,274,110 |
| 15 |
2.80% |
¥384,767 |
¥69,258,050 |
¥12,758,050 |
| 15 |
2.90% |
¥387,467 |
¥69,744,066 |
¥13,244,066 |
| 15 |
3.00% |
¥390,179 |
¥70,232,153 |
¥13,732,153 |
5650万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥487,642 |
¥58,517,040 |
¥2,017,040 |
| 10 |
0.80% |
¥490,075 |
¥58,808,951 |
¥2,308,951 |
| 10 |
0.90% |
¥492,515 |
¥59,101,803 |
¥2,601,803 |
| 10 |
1.00% |
¥494,963 |
¥59,395,594 |
¥2,895,594 |
| 10 |
1.10% |
¥497,419 |
¥59,690,325 |
¥3,190,325 |
| 10 |
1.20% |
¥499,883 |
¥59,985,995 |
¥3,485,995 |
| 10 |
1.30% |
¥502,355 |
¥60,282,604 |
¥3,782,604 |
| 10 |
1.40% |
¥504,835 |
¥60,580,151 |
¥4,080,151 |
| 10 |
1.50% |
¥507,322 |
¥60,878,637 |
¥4,378,637 |
| 10 |
1.60% |
¥509,817 |
¥61,178,060 |
¥4,678,060 |
| 10 |
1.70% |
¥512,320 |
¥61,478,421 |
¥4,978,421 |
| 10 |
1.80% |
¥514,831 |
¥61,779,718 |
¥5,279,718 |
| 10 |
1.90% |
¥517,350 |
¥62,081,952 |
¥5,581,952 |
| 10 |
2.00% |
¥519,876 |
¥62,385,122 |
¥5,885,122 |
| 10 |
2.10% |
¥522,410 |
¥62,689,227 |
¥6,189,227 |
| 10 |
2.20% |
¥524,952 |
¥62,994,267 |
¥6,494,267 |
| 10 |
2.30% |
¥527,502 |
¥63,300,242 |
¥6,800,242 |
| 10 |
2.40% |
¥530,060 |
¥63,607,151 |
¥7,107,151 |
| 10 |
2.50% |
¥532,625 |
¥63,914,993 |
¥7,414,993 |
| 10 |
2.60% |
¥535,198 |
¥64,223,768 |
¥7,723,768 |
| 10 |
2.70% |
¥537,779 |
¥64,533,476 |
¥8,033,476 |
| 10 |
2.80% |
¥540,368 |
¥64,844,115 |
¥8,344,115 |
| 10 |
2.90% |
¥542,964 |
¥65,155,685 |
¥8,655,685 |
| 10 |
3.00% |
¥545,568 |
¥65,468,185 |
¥8,968,185 |
