1080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1080万円の住宅ローン|期間・年数別
1080万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥21,339 |
¥12,803,143 |
¥2,003,143 |
| 50 |
0.80% |
¥21,845 |
¥13,107,169 |
¥2,307,169 |
| 50 |
0.90% |
¥22,359 |
¥13,415,620 |
¥2,615,620 |
| 50 |
1.00% |
¥22,881 |
¥13,728,475 |
¥2,928,475 |
| 50 |
1.10% |
¥23,410 |
¥14,045,714 |
¥3,245,714 |
| 50 |
1.20% |
¥23,946 |
¥14,367,313 |
¥3,567,313 |
| 50 |
1.30% |
¥24,489 |
¥14,693,246 |
¥3,893,246 |
| 50 |
1.40% |
¥25,039 |
¥15,023,488 |
¥4,223,488 |
| 50 |
1.50% |
¥25,597 |
¥15,358,008 |
¥4,558,008 |
| 50 |
1.60% |
¥26,161 |
¥15,696,775 |
¥4,896,775 |
| 50 |
1.70% |
¥26,733 |
¥16,039,756 |
¥5,239,756 |
| 50 |
1.80% |
¥27,312 |
¥16,386,918 |
¥5,586,918 |
| 50 |
1.90% |
¥27,897 |
¥16,738,222 |
¥5,938,222 |
| 50 |
2.00% |
¥28,489 |
¥17,093,633 |
¥6,293,633 |
| 50 |
2.10% |
¥29,089 |
¥17,453,109 |
¥6,653,109 |
| 50 |
2.20% |
¥29,694 |
¥17,816,610 |
¥7,016,610 |
| 50 |
2.30% |
¥30,307 |
¥18,184,094 |
¥7,384,094 |
| 50 |
2.40% |
¥30,926 |
¥18,555,516 |
¥7,755,516 |
| 50 |
2.50% |
¥31,551 |
¥18,930,831 |
¥8,130,831 |
| 50 |
2.60% |
¥32,183 |
¥19,309,993 |
¥8,509,993 |
| 50 |
2.70% |
¥32,822 |
¥19,692,954 |
¥8,892,954 |
| 50 |
2.80% |
¥33,466 |
¥20,079,666 |
¥9,279,666 |
| 50 |
2.90% |
¥34,117 |
¥20,470,079 |
¥9,670,079 |
| 50 |
3.00% |
¥34,774 |
¥20,864,142 |
¥10,064,142 |
1080万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥23,321 |
¥12,593,279 |
¥1,793,279 |
| 45 |
0.80% |
¥23,822 |
¥12,863,950 |
¥2,063,950 |
| 45 |
0.90% |
¥24,330 |
¥13,138,215 |
¥2,338,215 |
| 45 |
1.00% |
¥24,845 |
¥13,416,062 |
¥2,616,062 |
| 45 |
1.10% |
¥25,366 |
¥13,697,477 |
¥2,897,477 |
| 45 |
1.20% |
¥25,893 |
¥13,982,443 |
¥3,182,443 |
| 45 |
1.30% |
¥26,428 |
¥14,270,945 |
¥3,470,945 |
| 45 |
1.40% |
¥26,968 |
¥14,562,964 |
¥3,762,964 |
| 45 |
1.50% |
¥27,516 |
¥14,858,480 |
¥4,058,480 |
| 45 |
1.60% |
¥28,069 |
¥15,157,474 |
¥4,357,474 |
| 45 |
1.70% |
¥28,629 |
¥15,459,922 |
¥4,659,922 |
| 45 |
1.80% |
¥29,196 |
¥15,765,802 |
¥4,965,802 |
| 45 |
1.90% |
¥29,769 |
¥16,075,089 |
¥5,275,089 |
| 45 |
2.00% |
¥30,348 |
¥16,387,759 |
¥5,587,759 |
| 45 |
2.10% |
¥30,933 |
¥16,703,784 |
¥5,903,784 |
| 45 |
2.20% |
¥31,524 |
¥17,023,137 |
¥6,223,137 |
| 45 |
2.30% |
¥32,122 |
¥17,345,789 |
¥6,545,789 |
| 45 |
2.40% |
¥32,725 |
¥17,671,710 |
¥6,871,710 |
| 45 |
2.50% |
¥33,335 |
¥18,000,870 |
¥7,200,870 |
| 45 |
2.60% |
¥33,950 |
¥18,333,237 |
¥7,533,237 |
| 45 |
2.70% |
¥34,572 |
¥18,668,779 |
¥7,868,779 |
| 45 |
2.80% |
¥35,199 |
¥19,007,462 |
¥8,207,462 |
| 45 |
2.90% |
¥35,832 |
¥19,349,253 |
¥8,549,253 |
| 45 |
3.00% |
¥36,471 |
¥19,694,116 |
¥8,894,116 |
1080万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥25,803 |
¥12,385,597 |
¥1,585,597 |
| 40 |
0.80% |
¥26,299 |
¥12,623,572 |
¥1,823,572 |
| 40 |
0.90% |
¥26,801 |
¥12,864,395 |
¥2,064,395 |
| 40 |
1.00% |
¥27,308 |
¥13,108,057 |
¥2,308,057 |
| 40 |
1.10% |
¥27,822 |
¥13,354,551 |
¥2,554,551 |
| 40 |
1.20% |
¥28,341 |
¥13,603,865 |
¥2,803,865 |
| 40 |
1.30% |
¥28,867 |
¥13,855,989 |
¥3,055,989 |
| 40 |
1.40% |
¥29,398 |
¥14,110,913 |
¥3,310,913 |
| 40 |
1.50% |
¥29,935 |
¥14,368,622 |
¥3,568,622 |
| 40 |
1.60% |
¥30,477 |
¥14,629,106 |
¥3,829,106 |
| 40 |
1.70% |
¥31,026 |
¥14,892,348 |
¥4,092,348 |
| 40 |
1.80% |
¥31,580 |
¥15,158,335 |
¥4,358,335 |
| 40 |
1.90% |
¥32,140 |
¥15,427,052 |
¥4,627,052 |
| 40 |
2.00% |
¥32,705 |
¥15,698,481 |
¥4,898,481 |
| 40 |
2.10% |
¥33,276 |
¥15,972,606 |
¥5,172,606 |
| 40 |
2.20% |
¥33,853 |
¥16,249,410 |
¥5,449,410 |
| 40 |
2.30% |
¥34,435 |
¥16,528,874 |
¥5,728,874 |
| 40 |
2.40% |
¥35,023 |
¥16,810,978 |
¥6,010,978 |
| 40 |
2.50% |
¥35,616 |
¥17,095,703 |
¥6,295,703 |
| 40 |
2.60% |
¥36,215 |
¥17,383,029 |
¥6,583,029 |
| 40 |
2.70% |
¥36,819 |
¥17,672,935 |
¥6,872,935 |
| 40 |
2.80% |
¥37,428 |
¥17,965,399 |
¥7,165,399 |
| 40 |
2.90% |
¥38,042 |
¥18,260,399 |
¥7,460,399 |
| 40 |
3.00% |
¥38,662 |
¥18,557,912 |
¥7,757,912 |
1080万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥29,000 |
¥12,180,103 |
¥1,380,103 |
| 35 |
0.80% |
¥29,491 |
¥12,386,044 |
¥1,586,044 |
| 35 |
0.90% |
¥29,986 |
¥12,594,171 |
¥1,794,171 |
| 35 |
1.00% |
¥30,487 |
¥12,804,479 |
¥2,004,479 |
| 35 |
1.10% |
¥30,993 |
¥13,016,963 |
¥2,216,963 |
| 35 |
1.20% |
¥31,504 |
¥13,231,616 |
¥2,431,616 |
| 35 |
1.30% |
¥32,020 |
¥13,448,432 |
¥2,648,432 |
| 35 |
1.40% |
¥32,541 |
¥13,667,405 |
¥2,867,405 |
| 35 |
1.50% |
¥33,068 |
¥13,888,526 |
¥3,088,526 |
| 35 |
1.60% |
¥33,599 |
¥14,111,789 |
¥3,311,789 |
| 35 |
1.70% |
¥34,136 |
¥14,337,185 |
¥3,537,185 |
| 35 |
1.80% |
¥34,678 |
¥14,564,705 |
¥3,764,705 |
| 35 |
1.90% |
¥35,225 |
¥14,794,339 |
¥3,994,339 |
| 35 |
2.00% |
¥35,776 |
¥15,026,079 |
¥4,226,079 |
| 35 |
2.10% |
¥36,333 |
¥15,259,914 |
¥4,459,914 |
| 35 |
2.20% |
¥36,895 |
¥15,495,833 |
¥4,695,833 |
| 35 |
2.30% |
¥37,461 |
¥15,733,825 |
¥4,933,825 |
| 35 |
2.40% |
¥38,033 |
¥15,973,879 |
¥5,173,879 |
| 35 |
2.50% |
¥38,609 |
¥16,215,983 |
¥5,415,983 |
| 35 |
2.60% |
¥39,191 |
¥16,460,124 |
¥5,660,124 |
| 35 |
2.70% |
¥39,777 |
¥16,706,290 |
¥5,906,290 |
| 35 |
2.80% |
¥40,368 |
¥16,954,468 |
¥6,154,468 |
| 35 |
2.90% |
¥40,963 |
¥17,204,644 |
¥6,404,644 |
| 35 |
3.00% |
¥41,564 |
¥17,456,805 |
¥6,656,805 |
1080万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥33,269 |
¥11,976,799 |
¥1,176,799 |
| 30 |
0.80% |
¥33,754 |
¥12,151,373 |
¥1,351,373 |
| 30 |
0.90% |
¥34,243 |
¥12,327,555 |
¥1,527,555 |
| 30 |
1.00% |
¥34,737 |
¥12,505,345 |
¥1,705,345 |
| 30 |
1.10% |
¥35,235 |
¥12,684,737 |
¥1,884,737 |
| 30 |
1.20% |
¥35,738 |
¥12,865,730 |
¥2,065,730 |
| 30 |
1.30% |
¥36,245 |
¥13,048,320 |
¥2,248,320 |
| 30 |
1.40% |
¥36,757 |
¥13,232,502 |
¥2,432,502 |
| 30 |
1.50% |
¥37,273 |
¥13,418,274 |
¥2,618,274 |
| 30 |
1.60% |
¥37,793 |
¥13,605,630 |
¥2,805,630 |
| 30 |
1.70% |
¥38,318 |
¥13,794,566 |
¥2,994,566 |
| 30 |
1.80% |
¥38,847 |
¥13,985,078 |
¥3,185,078 |
| 30 |
1.90% |
¥39,381 |
¥14,177,159 |
¥3,377,159 |
| 30 |
2.00% |
¥39,919 |
¥14,370,805 |
¥3,570,805 |
| 30 |
2.10% |
¥40,461 |
¥14,566,010 |
¥3,766,010 |
| 30 |
2.20% |
¥41,008 |
¥14,762,769 |
¥3,962,769 |
| 30 |
2.30% |
¥41,559 |
¥14,961,074 |
¥4,161,074 |
| 30 |
2.40% |
¥42,114 |
¥15,160,920 |
¥4,360,920 |
| 30 |
2.50% |
¥42,673 |
¥15,362,301 |
¥4,562,301 |
| 30 |
2.60% |
¥43,237 |
¥15,565,208 |
¥4,765,208 |
| 30 |
2.70% |
¥43,805 |
¥15,769,636 |
¥4,969,636 |
| 30 |
2.80% |
¥44,377 |
¥15,975,576 |
¥5,175,576 |
| 30 |
2.90% |
¥44,953 |
¥16,183,022 |
¥5,383,022 |
| 30 |
3.00% |
¥45,533 |
¥16,391,965 |
¥5,591,965 |
1080万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥39,252 |
¥11,775,690 |
¥975,690 |
| 25 |
0.80% |
¥39,732 |
¥11,919,564 |
¥1,119,564 |
| 25 |
0.90% |
¥40,215 |
¥12,064,557 |
¥1,264,557 |
| 25 |
1.00% |
¥40,702 |
¥12,210,668 |
¥1,410,668 |
| 25 |
1.10% |
¥41,193 |
¥12,357,895 |
¥1,557,895 |
| 25 |
1.20% |
¥41,687 |
¥12,506,238 |
¥1,706,238 |
| 25 |
1.30% |
¥42,186 |
¥12,655,693 |
¥1,855,693 |
| 25 |
1.40% |
¥42,688 |
¥12,806,260 |
¥2,006,260 |
| 25 |
1.50% |
¥43,193 |
¥12,957,937 |
¥2,157,937 |
| 25 |
1.60% |
¥43,702 |
¥13,110,721 |
¥2,310,721 |
| 25 |
1.70% |
¥44,215 |
¥13,264,609 |
¥2,464,609 |
| 25 |
1.80% |
¥44,732 |
¥13,419,601 |
¥2,619,601 |
| 25 |
1.90% |
¥45,252 |
¥13,575,692 |
¥2,775,692 |
| 25 |
2.00% |
¥45,776 |
¥13,732,881 |
¥2,932,881 |
| 25 |
2.10% |
¥46,304 |
¥13,891,164 |
¥3,091,164 |
| 25 |
2.20% |
¥46,835 |
¥14,050,539 |
¥3,250,539 |
| 25 |
2.30% |
¥47,370 |
¥14,211,002 |
¥3,411,002 |
| 25 |
2.40% |
¥47,909 |
¥14,372,551 |
¥3,572,551 |
| 25 |
2.50% |
¥48,451 |
¥14,535,182 |
¥3,735,182 |
| 25 |
2.60% |
¥48,996 |
¥14,698,892 |
¥3,898,892 |
| 25 |
2.70% |
¥49,546 |
¥14,863,677 |
¥4,063,677 |
| 25 |
2.80% |
¥50,098 |
¥15,029,534 |
¥4,229,534 |
| 25 |
2.90% |
¥50,655 |
¥15,196,458 |
¥4,396,458 |
| 25 |
3.00% |
¥51,215 |
¥15,364,447 |
¥4,564,447 |
1080万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥48,237 |
¥11,576,779 |
¥776,779 |
| 20 |
0.80% |
¥48,711 |
¥11,690,622 |
¥890,622 |
| 20 |
0.90% |
¥49,188 |
¥11,805,183 |
¥1,005,183 |
| 20 |
1.00% |
¥49,669 |
¥11,920,460 |
¥1,120,460 |
| 20 |
1.10% |
¥50,152 |
¥12,036,454 |
¥1,236,454 |
| 20 |
1.20% |
¥50,638 |
¥12,153,164 |
¥1,353,164 |
| 20 |
1.30% |
¥51,127 |
¥12,270,588 |
¥1,470,588 |
| 20 |
1.40% |
¥51,620 |
¥12,388,726 |
¥1,588,726 |
| 20 |
1.50% |
¥52,115 |
¥12,507,577 |
¥1,707,577 |
| 20 |
1.60% |
¥52,613 |
¥12,627,140 |
¥1,827,140 |
| 20 |
1.70% |
¥53,114 |
¥12,747,415 |
¥1,947,415 |
| 20 |
1.80% |
¥53,618 |
¥12,868,400 |
¥2,068,400 |
| 20 |
1.90% |
¥54,125 |
¥12,990,094 |
¥2,190,094 |
| 20 |
2.00% |
¥54,635 |
¥13,112,496 |
¥2,312,496 |
| 20 |
2.10% |
¥55,148 |
¥13,235,605 |
¥2,435,605 |
| 20 |
2.20% |
¥55,664 |
¥13,359,419 |
¥2,559,419 |
| 20 |
2.30% |
¥56,183 |
¥13,483,938 |
¥2,683,938 |
| 20 |
2.40% |
¥56,705 |
¥13,609,160 |
¥2,809,160 |
| 20 |
2.50% |
¥57,230 |
¥13,735,083 |
¥2,935,083 |
| 20 |
2.60% |
¥57,757 |
¥13,861,706 |
¥3,061,706 |
| 20 |
2.70% |
¥58,288 |
¥13,989,028 |
¥3,189,028 |
| 20 |
2.80% |
¥58,821 |
¥14,117,047 |
¥3,317,047 |
| 20 |
2.90% |
¥59,357 |
¥14,245,762 |
¥3,445,762 |
| 20 |
3.00% |
¥59,897 |
¥14,375,170 |
¥3,575,170 |
1080万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥63,223 |
¥11,380,067 |
¥580,067 |
| 15 |
0.80% |
¥63,692 |
¥11,464,552 |
¥664,552 |
| 15 |
0.90% |
¥64,164 |
¥11,549,441 |
¥749,441 |
| 15 |
1.00% |
¥64,637 |
¥11,634,733 |
¥834,733 |
| 15 |
1.10% |
¥65,113 |
¥11,720,429 |
¥920,429 |
| 15 |
1.20% |
¥65,592 |
¥11,806,529 |
¥1,006,529 |
| 15 |
1.30% |
¥66,072 |
¥11,893,031 |
¥1,093,031 |
| 15 |
1.40% |
¥66,555 |
¥11,979,937 |
¥1,179,937 |
| 15 |
1.50% |
¥67,040 |
¥12,067,244 |
¥1,267,244 |
| 15 |
1.60% |
¥67,528 |
¥12,154,954 |
¥1,354,954 |
| 15 |
1.70% |
¥68,017 |
¥12,243,066 |
¥1,443,066 |
| 15 |
1.80% |
¥68,509 |
¥12,331,579 |
¥1,531,579 |
| 15 |
1.90% |
¥69,003 |
¥12,420,494 |
¥1,620,494 |
| 15 |
2.00% |
¥69,499 |
¥12,509,809 |
¥1,709,809 |
| 15 |
2.10% |
¥69,997 |
¥12,599,525 |
¥1,799,525 |
| 15 |
2.20% |
¥70,498 |
¥12,689,640 |
¥1,889,640 |
| 15 |
2.30% |
¥71,001 |
¥12,780,155 |
¥1,980,155 |
| 15 |
2.40% |
¥71,506 |
¥12,871,070 |
¥2,071,070 |
| 15 |
2.50% |
¥72,013 |
¥12,962,382 |
¥2,162,382 |
| 15 |
2.60% |
¥72,523 |
¥13,054,093 |
¥2,254,093 |
| 15 |
2.70% |
¥73,034 |
¥13,146,201 |
¥2,346,201 |
| 15 |
2.80% |
¥73,548 |
¥13,238,707 |
¥2,438,707 |
| 15 |
2.90% |
¥74,064 |
¥13,331,609 |
¥2,531,609 |
| 15 |
3.00% |
¥74,583 |
¥13,424,907 |
¥2,624,907 |
1080万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥93,213 |
¥11,185,558 |
¥385,558 |
| 10 |
0.80% |
¥93,678 |
¥11,241,357 |
¥441,357 |
| 10 |
0.90% |
¥94,144 |
¥11,297,336 |
¥497,336 |
| 10 |
1.00% |
¥94,612 |
¥11,353,494 |
¥553,494 |
| 10 |
1.10% |
¥95,082 |
¥11,409,832 |
¥609,832 |
| 10 |
1.20% |
¥95,553 |
¥11,466,350 |
¥666,350 |
| 10 |
1.30% |
¥96,025 |
¥11,523,046 |
¥723,046 |
| 10 |
1.40% |
¥96,499 |
¥11,579,923 |
¥779,923 |
| 10 |
1.50% |
¥96,975 |
¥11,636,978 |
¥836,978 |
| 10 |
1.60% |
¥97,452 |
¥11,694,213 |
¥894,213 |
| 10 |
1.70% |
¥97,930 |
¥11,751,627 |
¥951,627 |
| 10 |
1.80% |
¥98,410 |
¥11,809,220 |
¥1,009,220 |
| 10 |
1.90% |
¥98,892 |
¥11,866,993 |
¥1,066,993 |
| 10 |
2.00% |
¥99,375 |
¥11,924,944 |
¥1,124,944 |
| 10 |
2.10% |
¥99,859 |
¥11,983,073 |
¥1,183,073 |
| 10 |
2.20% |
¥100,345 |
¥12,041,382 |
¥1,241,382 |
| 10 |
2.30% |
¥100,832 |
¥12,099,869 |
¥1,299,869 |
| 10 |
2.40% |
¥101,321 |
¥12,158,535 |
¥1,358,535 |
| 10 |
2.50% |
¥101,811 |
¥12,217,379 |
¥1,417,379 |
| 10 |
2.60% |
¥102,303 |
¥12,276,402 |
¥1,476,402 |
| 10 |
2.70% |
¥102,797 |
¥12,335,602 |
¥1,535,602 |
| 10 |
2.80% |
¥103,292 |
¥12,394,981 |
¥1,594,981 |
| 10 |
2.90% |
¥103,788 |
¥12,454,538 |
¥1,654,538 |
| 10 |
3.00% |
¥104,286 |
¥12,514,273 |
¥1,714,273 |