5940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5940万円の住宅ローン｜期間・年数別
5940万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥117,362 |
¥70,417,288 |
¥11,017,288 |
| 50 |
0.80% |
¥120,149 |
¥72,089,432 |
¥12,689,432 |
| 50 |
0.90% |
¥122,977 |
¥73,785,908 |
¥14,385,908 |
| 50 |
1.00% |
¥125,844 |
¥75,506,612 |
¥16,106,612 |
| 50 |
1.10% |
¥128,752 |
¥77,251,425 |
¥17,851,425 |
| 50 |
1.20% |
¥131,700 |
¥79,020,219 |
¥19,620,219 |
| 50 |
1.30% |
¥134,688 |
¥80,812,856 |
¥21,412,856 |
| 50 |
1.40% |
¥137,715 |
¥82,629,183 |
¥23,229,183 |
| 50 |
1.50% |
¥140,782 |
¥84,469,043 |
¥25,069,043 |
| 50 |
1.60% |
¥143,887 |
¥86,332,262 |
¥26,932,262 |
| 50 |
1.70% |
¥147,031 |
¥88,218,660 |
¥28,818,660 |
| 50 |
1.80% |
¥150,213 |
¥90,128,047 |
¥30,728,047 |
| 50 |
1.90% |
¥153,434 |
¥92,060,224 |
¥32,660,224 |
| 50 |
2.00% |
¥156,692 |
¥94,014,980 |
¥34,614,980 |
| 50 |
2.10% |
¥159,987 |
¥95,992,099 |
¥36,592,099 |
| 50 |
2.20% |
¥163,319 |
¥97,991,355 |
¥38,591,355 |
| 50 |
2.30% |
¥166,688 |
¥100,012,515 |
¥40,612,515 |
| 50 |
2.40% |
¥170,092 |
¥102,055,335 |
¥42,655,335 |
| 50 |
2.50% |
¥173,533 |
¥104,119,570 |
¥44,719,570 |
| 50 |
2.60% |
¥177,008 |
¥106,204,962 |
¥46,804,962 |
| 50 |
2.70% |
¥180,519 |
¥108,311,249 |
¥48,911,249 |
| 50 |
2.80% |
¥184,064 |
¥110,438,165 |
¥51,038,165 |
| 50 |
2.90% |
¥187,642 |
¥112,585,435 |
¥53,185,435 |
| 50 |
3.00% |
¥191,255 |
¥114,752,780 |
¥55,352,780 |
5940万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥128,265 |
¥69,263,034 |
¥9,863,034 |
| 45 |
0.80% |
¥131,022 |
¥70,751,724 |
¥11,351,724 |
| 45 |
0.90% |
¥133,815 |
¥72,260,183 |
¥12,860,183 |
| 45 |
1.00% |
¥136,645 |
¥73,788,342 |
¥14,388,342 |
| 45 |
1.10% |
¥139,511 |
¥75,336,121 |
¥15,936,121 |
| 45 |
1.20% |
¥142,414 |
¥76,903,438 |
¥17,503,438 |
| 45 |
1.30% |
¥145,352 |
¥78,490,197 |
¥19,090,197 |
| 45 |
1.40% |
¥148,326 |
¥80,096,301 |
¥20,696,301 |
| 45 |
1.50% |
¥151,336 |
¥81,721,641 |
¥22,321,641 |
| 45 |
1.60% |
¥154,382 |
¥83,366,105 |
¥23,966,105 |
| 45 |
1.70% |
¥157,462 |
¥85,029,570 |
¥25,629,570 |
| 45 |
1.80% |
¥160,578 |
¥86,711,911 |
¥27,311,911 |
| 45 |
1.90% |
¥163,728 |
¥88,412,992 |
¥29,012,992 |
| 45 |
2.00% |
¥166,912 |
¥90,132,674 |
¥30,732,674 |
| 45 |
2.10% |
¥170,131 |
¥91,870,812 |
¥32,470,812 |
| 45 |
2.20% |
¥173,384 |
¥93,627,252 |
¥34,227,252 |
| 45 |
2.30% |
¥176,670 |
¥95,401,837 |
¥36,001,837 |
| 45 |
2.40% |
¥179,990 |
¥97,194,404 |
¥37,794,404 |
| 45 |
2.50% |
¥183,342 |
¥99,004,784 |
¥39,604,784 |
| 45 |
2.60% |
¥186,727 |
¥100,832,803 |
¥41,432,803 |
| 45 |
2.70% |
¥190,145 |
¥102,678,284 |
¥43,278,284 |
| 45 |
2.80% |
¥193,595 |
¥104,541,043 |
¥45,141,043 |
| 45 |
2.90% |
¥197,076 |
¥106,420,892 |
¥47,020,892 |
| 45 |
3.00% |
¥200,588 |
¥108,317,640 |
¥48,917,640 |
5940万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥141,918 |
¥68,120,784 |
¥8,720,784 |
| 40 |
0.80% |
¥144,645 |
¥69,429,647 |
¥10,029,647 |
| 40 |
0.90% |
¥147,405 |
¥70,754,172 |
¥11,354,172 |
| 40 |
1.00% |
¥150,196 |
¥72,094,315 |
¥12,694,315 |
| 40 |
1.10% |
¥153,021 |
¥73,450,028 |
¥14,050,028 |
| 40 |
1.20% |
¥155,878 |
¥74,821,256 |
¥15,421,256 |
| 40 |
1.30% |
¥158,767 |
¥76,207,941 |
¥16,807,941 |
| 40 |
1.40% |
¥161,688 |
¥77,610,019 |
¥18,210,019 |
| 40 |
1.50% |
¥164,640 |
¥79,027,423 |
¥19,627,423 |
| 40 |
1.60% |
¥167,625 |
¥80,460,080 |
¥21,060,080 |
| 40 |
1.70% |
¥170,641 |
¥81,907,914 |
¥22,507,914 |
| 40 |
1.80% |
¥173,689 |
¥83,370,844 |
¥23,970,844 |
| 40 |
1.90% |
¥176,768 |
¥84,848,785 |
¥25,448,785 |
| 40 |
2.00% |
¥179,878 |
¥86,341,646 |
¥26,941,646 |
| 40 |
2.10% |
¥183,019 |
¥87,849,336 |
¥28,449,336 |
| 40 |
2.20% |
¥186,191 |
¥89,371,756 |
¥29,971,756 |
| 40 |
2.30% |
¥189,393 |
¥90,908,805 |
¥31,508,805 |
| 40 |
2.40% |
¥192,626 |
¥92,460,379 |
¥33,060,379 |
| 40 |
2.50% |
¥195,888 |
¥94,026,368 |
¥34,626,368 |
| 40 |
2.60% |
¥199,181 |
¥95,606,662 |
¥36,206,662 |
| 40 |
2.70% |
¥202,502 |
¥97,201,144 |
¥37,801,144 |
| 40 |
2.80% |
¥205,854 |
¥98,809,696 |
¥39,409,696 |
| 40 |
2.90% |
¥209,234 |
¥100,432,195 |
¥41,032,195 |
| 40 |
3.00% |
¥212,643 |
¥102,068,518 |
¥42,668,518 |
5940万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥159,501 |
¥66,990,564 |
¥7,590,564 |
| 35 |
0.80% |
¥162,198 |
¥68,123,243 |
¥8,723,243 |
| 35 |
0.90% |
¥164,924 |
¥69,267,942 |
¥9,867,942 |
| 35 |
1.00% |
¥167,678 |
¥70,424,636 |
¥11,024,636 |
| 35 |
1.10% |
¥170,460 |
¥71,593,295 |
¥12,193,295 |
| 35 |
1.20% |
¥173,271 |
¥72,773,886 |
¥13,373,886 |
| 35 |
1.30% |
¥176,110 |
¥73,966,375 |
¥14,566,375 |
| 35 |
1.40% |
¥178,978 |
¥75,170,725 |
¥15,770,725 |
| 35 |
1.50% |
¥181,874 |
¥76,386,894 |
¥16,986,894 |
| 35 |
1.60% |
¥184,797 |
¥77,614,840 |
¥18,214,840 |
| 35 |
1.70% |
¥187,749 |
¥78,854,517 |
¥19,454,517 |
| 35 |
1.80% |
¥190,728 |
¥80,105,876 |
¥20,705,876 |
| 35 |
1.90% |
¥193,735 |
¥81,368,867 |
¥21,968,867 |
| 35 |
2.00% |
¥196,770 |
¥82,643,436 |
¥23,243,436 |
| 35 |
2.10% |
¥199,832 |
¥83,929,527 |
¥24,529,527 |
| 35 |
2.20% |
¥202,922 |
¥85,227,081 |
¥25,827,081 |
| 35 |
2.30% |
¥206,038 |
¥86,536,039 |
¥27,136,039 |
| 35 |
2.40% |
¥209,182 |
¥87,856,335 |
¥28,456,335 |
| 35 |
2.50% |
¥212,352 |
¥89,187,906 |
¥29,787,906 |
| 35 |
2.60% |
¥215,549 |
¥90,530,684 |
¥31,130,684 |
| 35 |
2.70% |
¥218,773 |
¥91,884,597 |
¥32,484,597 |
| 35 |
2.80% |
¥222,023 |
¥93,249,575 |
¥33,849,575 |
| 35 |
2.90% |
¥225,299 |
¥94,625,543 |
¥35,225,543 |
| 35 |
3.00% |
¥228,601 |
¥96,012,425 |
¥36,612,425 |
5940万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥182,979 |
¥65,872,395 |
¥6,472,395 |
| 30 |
0.80% |
¥185,646 |
¥66,832,550 |
¥7,432,550 |
| 30 |
0.90% |
¥188,338 |
¥67,801,555 |
¥8,401,555 |
| 30 |
1.00% |
¥191,054 |
¥68,779,395 |
¥9,379,395 |
| 30 |
1.10% |
¥193,795 |
¥69,766,054 |
¥10,366,054 |
| 30 |
1.20% |
¥196,560 |
¥70,761,515 |
¥11,361,515 |
| 30 |
1.30% |
¥199,349 |
¥71,765,758 |
¥12,365,758 |
| 30 |
1.40% |
¥202,163 |
¥72,778,762 |
¥13,378,762 |
| 30 |
1.50% |
¥205,001 |
¥73,800,506 |
¥14,400,506 |
| 30 |
1.60% |
¥207,864 |
¥74,830,965 |
¥15,430,965 |
| 30 |
1.70% |
¥210,750 |
¥75,870,114 |
¥16,470,114 |
| 30 |
1.80% |
¥213,661 |
¥76,917,926 |
¥17,517,926 |
| 30 |
1.90% |
¥216,595 |
¥77,974,374 |
¥18,574,374 |
| 30 |
2.00% |
¥219,554 |
¥79,039,428 |
¥19,639,428 |
| 30 |
2.10% |
¥222,536 |
¥80,113,057 |
¥20,713,057 |
| 30 |
2.20% |
¥225,542 |
¥81,195,228 |
¥21,795,228 |
| 30 |
2.30% |
¥228,572 |
¥82,285,908 |
¥22,885,908 |
| 30 |
2.40% |
¥231,625 |
¥83,385,062 |
¥23,985,062 |
| 30 |
2.50% |
¥234,702 |
¥84,492,653 |
¥25,092,653 |
| 30 |
2.60% |
¥237,802 |
¥85,608,644 |
¥26,208,644 |
| 30 |
2.70% |
¥240,925 |
¥86,732,996 |
¥27,332,996 |
| 30 |
2.80% |
¥244,071 |
¥87,865,668 |
¥28,465,668 |
| 30 |
2.90% |
¥247,241 |
¥89,006,619 |
¥29,606,619 |
| 30 |
3.00% |
¥250,433 |
¥90,155,807 |
¥30,755,807 |
5940万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥215,888 |
¥64,766,296 |
¥5,366,296 |
| 25 |
0.80% |
¥218,525 |
¥65,557,600 |
¥6,157,600 |
| 25 |
0.90% |
¥221,184 |
¥66,355,061 |
¥6,955,061 |
| 25 |
1.00% |
¥223,862 |
¥67,158,671 |
¥7,758,671 |
| 25 |
1.10% |
¥226,561 |
¥67,968,423 |
¥8,568,423 |
| 25 |
1.20% |
¥229,281 |
¥68,784,307 |
¥9,384,307 |
| 25 |
1.30% |
¥232,021 |
¥69,606,313 |
¥10,206,313 |
| 25 |
1.40% |
¥234,781 |
¥70,434,433 |
¥11,034,433 |
| 25 |
1.50% |
¥237,562 |
¥71,268,653 |
¥11,868,653 |
| 25 |
1.60% |
¥240,363 |
¥72,108,964 |
¥12,708,964 |
| 25 |
1.70% |
¥243,185 |
¥72,955,352 |
¥13,555,352 |
| 25 |
1.80% |
¥246,026 |
¥73,807,804 |
¥14,407,804 |
| 25 |
1.90% |
¥248,888 |
¥74,666,306 |
¥15,266,306 |
| 25 |
2.00% |
¥251,769 |
¥75,530,843 |
¥16,130,843 |
| 25 |
2.10% |
¥254,671 |
¥76,401,401 |
¥17,001,401 |
| 25 |
2.20% |
¥257,593 |
¥77,277,963 |
¥17,877,963 |
| 25 |
2.30% |
¥260,535 |
¥78,160,512 |
¥18,760,512 |
| 25 |
2.40% |
¥263,497 |
¥79,049,031 |
¥19,649,031 |
| 25 |
2.50% |
¥266,478 |
¥79,943,502 |
¥20,543,502 |
| 25 |
2.60% |
¥269,480 |
¥80,843,906 |
¥21,443,906 |
| 25 |
2.70% |
¥272,501 |
¥81,750,224 |
¥22,350,224 |
| 25 |
2.80% |
¥275,541 |
¥82,662,436 |
¥23,262,436 |
| 25 |
2.90% |
¥278,602 |
¥83,580,520 |
¥24,180,520 |
| 25 |
3.00% |
¥281,682 |
¥84,504,456 |
¥25,104,456 |
5940万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥265,301 |
¥63,672,283 |
¥4,272,283 |
| 20 |
0.80% |
¥267,910 |
¥64,298,422 |
¥4,898,422 |
| 20 |
0.90% |
¥270,535 |
¥64,928,506 |
¥5,528,506 |
| 20 |
1.00% |
¥273,177 |
¥65,562,532 |
¥6,162,532 |
| 20 |
1.10% |
¥275,835 |
¥66,200,498 |
¥6,800,498 |
| 20 |
1.20% |
¥278,510 |
¥66,842,400 |
¥7,442,400 |
| 20 |
1.30% |
¥281,201 |
¥67,488,232 |
¥8,088,232 |
| 20 |
1.40% |
¥283,908 |
¥68,137,992 |
¥8,737,992 |
| 20 |
1.50% |
¥286,632 |
¥68,791,673 |
¥9,391,673 |
| 20 |
1.60% |
¥289,372 |
¥69,449,272 |
¥10,049,272 |
| 20 |
1.70% |
¥292,128 |
¥70,110,783 |
¥10,710,783 |
| 20 |
1.80% |
¥294,901 |
¥70,776,200 |
¥11,376,200 |
| 20 |
1.90% |
¥297,690 |
¥71,445,517 |
¥12,045,517 |
| 20 |
2.00% |
¥300,495 |
¥72,118,728 |
¥12,718,728 |
| 20 |
2.10% |
¥303,316 |
¥72,795,827 |
¥13,395,827 |
| 20 |
2.20% |
¥306,153 |
¥73,476,806 |
¥14,076,806 |
| 20 |
2.30% |
¥309,007 |
¥74,161,659 |
¥14,761,659 |
| 20 |
2.40% |
¥311,877 |
¥74,850,379 |
¥15,450,379 |
| 20 |
2.50% |
¥314,762 |
¥75,542,956 |
¥16,142,956 |
| 20 |
2.60% |
¥317,664 |
¥76,239,385 |
¥16,839,385 |
| 20 |
2.70% |
¥320,582 |
¥76,939,655 |
¥17,539,655 |
| 20 |
2.80% |
¥323,516 |
¥77,643,759 |
¥18,243,759 |
| 20 |
2.90% |
¥326,465 |
¥78,351,689 |
¥18,951,689 |
| 20 |
3.00% |
¥329,431 |
¥79,063,434 |
¥19,663,434 |
5940万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥347,724 |
¥62,590,371 |
¥3,190,371 |
| 15 |
0.80% |
¥350,306 |
¥63,055,037 |
¥3,655,037 |
| 15 |
0.90% |
¥352,900 |
¥63,521,925 |
¥4,121,925 |
| 15 |
1.00% |
¥355,506 |
¥63,991,033 |
¥4,591,033 |
| 15 |
1.10% |
¥358,124 |
¥64,462,362 |
¥5,062,362 |
| 15 |
1.20% |
¥360,755 |
¥64,935,909 |
¥5,535,909 |
| 15 |
1.30% |
¥363,398 |
¥65,411,672 |
¥6,011,672 |
| 15 |
1.40% |
¥366,054 |
¥65,889,651 |
¥6,489,651 |
| 15 |
1.50% |
¥368,721 |
¥66,369,844 |
¥6,969,844 |
| 15 |
1.60% |
¥371,401 |
¥66,852,248 |
¥7,452,248 |
| 15 |
1.70% |
¥374,094 |
¥67,336,863 |
¥7,936,863 |
| 15 |
1.80% |
¥376,798 |
¥67,823,687 |
¥8,423,687 |
| 15 |
1.90% |
¥379,515 |
¥68,312,716 |
¥8,912,716 |
| 15 |
2.00% |
¥382,244 |
¥68,803,950 |
¥9,403,950 |
| 15 |
2.10% |
¥384,985 |
¥69,297,386 |
¥9,897,386 |
| 15 |
2.20% |
¥387,739 |
¥69,793,022 |
¥10,393,022 |
| 15 |
2.30% |
¥390,505 |
¥70,290,855 |
¥10,890,855 |
| 15 |
2.40% |
¥393,283 |
¥70,790,882 |
¥11,390,882 |
| 15 |
2.50% |
¥396,073 |
¥71,293,102 |
¥11,893,102 |
| 15 |
2.60% |
¥398,875 |
¥71,797,512 |
¥12,397,512 |
| 15 |
2.70% |
¥401,689 |
¥72,304,108 |
¥12,904,108 |
| 15 |
2.80% |
¥404,516 |
¥72,812,888 |
¥13,412,888 |
| 15 |
2.90% |
¥407,355 |
¥73,323,850 |
¥13,923,850 |
| 15 |
3.00% |
¥410,205 |
¥73,836,989 |
¥14,436,989 |
5940万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥512,671 |
¥61,520,569 |
¥2,120,569 |
| 10 |
0.80% |
¥515,229 |
¥61,827,464 |
¥2,427,464 |
| 10 |
0.90% |
¥517,795 |
¥62,135,347 |
¥2,735,347 |
| 10 |
1.00% |
¥520,368 |
¥62,444,218 |
¥3,044,218 |
| 10 |
1.10% |
¥522,951 |
¥62,754,076 |
¥3,354,076 |
| 10 |
1.20% |
¥525,541 |
¥63,064,922 |
¥3,664,922 |
| 10 |
1.30% |
¥528,140 |
¥63,376,755 |
¥3,976,755 |
| 10 |
1.40% |
¥530,746 |
¥63,689,575 |
¥4,289,575 |
| 10 |
1.50% |
¥533,362 |
¥64,003,381 |
¥4,603,381 |
| 10 |
1.60% |
¥535,985 |
¥64,318,173 |
¥4,918,173 |
| 10 |
1.70% |
¥538,616 |
¥64,633,950 |
¥5,233,950 |
| 10 |
1.80% |
¥541,256 |
¥64,950,712 |
¥5,550,712 |
| 10 |
1.90% |
¥543,904 |
¥65,268,459 |
¥5,868,459 |
| 10 |
2.00% |
¥546,560 |
¥65,587,190 |
¥6,187,190 |
| 10 |
2.10% |
¥549,224 |
¥65,906,904 |
¥6,506,904 |
| 10 |
2.20% |
¥551,897 |
¥66,227,602 |
¥6,827,602 |
| 10 |
2.30% |
¥554,577 |
¥66,549,281 |
¥7,149,281 |
| 10 |
2.40% |
¥557,266 |
¥66,871,943 |
¥7,471,943 |
| 10 |
2.50% |
¥559,963 |
¥67,195,586 |
¥7,795,586 |
| 10 |
2.60% |
¥562,668 |
¥67,520,210 |
¥8,120,210 |
| 10 |
2.70% |
¥565,382 |
¥67,845,813 |
¥8,445,813 |
| 10 |
2.80% |
¥568,103 |
¥68,172,397 |
¥8,772,397 |
| 10 |
2.90% |
¥570,833 |
¥68,499,959 |
¥9,099,959 |
| 10 |
3.00% |
¥573,571 |
¥68,828,499 |
¥9,428,499 |
