6040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6040万円の住宅ローン｜期間・年数別
6040万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥119,338 | ¥71,602,764 | ¥11,202,764 |
| 50 | 0.80% | ¥122,172 | ¥73,303,059 | ¥12,903,059 |
| 50 | 0.90% | ¥125,047 | ¥75,028,096 | ¥14,628,096 |
| 50 | 1.00% | ¥127,963 | ¥76,777,767 | ¥16,377,767 |
| 50 | 1.10% | ¥130,920 | ¥78,551,954 | ¥18,151,954 |
| 50 | 1.20% | ¥133,918 | ¥80,350,526 | ¥19,950,526 |
| 50 | 1.30% | ¥136,956 | ¥82,173,341 | ¥21,773,341 |
| 50 | 1.40% | ¥140,034 | ¥84,020,247 | ¥23,620,247 |
| 50 | 1.50% | ¥143,152 | ¥85,891,080 | ¥25,491,080 |
| 50 | 1.60% | ¥146,309 | ¥87,785,667 | ¥27,385,667 |
| 50 | 1.70% | ¥149,506 | ¥89,703,823 | ¥29,303,823 |
| 50 | 1.80% | ¥152,742 | ¥91,645,355 | ¥31,245,355 |
| 50 | 1.90% | ¥156,017 | ¥93,610,059 | ¥33,210,059 |
| 50 | 2.00% | ¥159,330 | ¥95,597,724 | ¥35,197,724 |
| 50 | 2.10% | ¥162,680 | ¥97,608,128 | ¥37,208,128 |
| 50 | 2.20% | ¥166,068 | ¥99,641,041 | ¥39,241,041 |
| 50 | 2.30% | ¥169,494 | ¥101,696,227 | ¥41,296,227 |
| 50 | 2.40% | ¥172,956 | ¥103,773,439 | ¥43,373,439 |
| 50 | 2.50% | ¥176,454 | ¥105,872,424 | ¥45,472,424 |
| 50 | 2.60% | ¥179,988 | ¥107,992,924 | ¥47,592,924 |
| 50 | 2.70% | ¥183,558 | ¥110,134,671 | ¥49,734,671 |
| 50 | 2.80% | ¥187,162 | ¥112,297,393 | ¥51,897,393 |
| 50 | 2.90% | ¥190,801 | ¥114,480,813 | ¥54,080,813 |
| 50 | 3.00% | ¥194,474 | ¥116,684,645 | ¥56,284,645 |
6040万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥130,424 | ¥70,429,079 | ¥10,029,079 |
| 45 | 0.80% | ¥133,227 | ¥71,942,830 | ¥11,542,830 |
| 45 | 0.90% | ¥136,068 | ¥73,476,685 | ¥13,076,685 |
| 45 | 1.00% | ¥138,945 | ¥75,030,570 | ¥14,630,570 |
| 45 | 1.10% | ¥141,860 | ¥76,604,406 | ¥16,204,406 |
| 45 | 1.20% | ¥144,811 | ¥78,198,108 | ¥17,798,108 |
| 45 | 1.30% | ¥147,799 | ¥79,811,581 | ¥19,411,581 |
| 45 | 1.40% | ¥150,824 | ¥81,444,723 | ¥21,044,723 |
| 45 | 1.50% | ¥153,884 | ¥83,097,426 | ¥22,697,426 |
| 45 | 1.60% | ¥156,981 | ¥84,769,574 | ¥24,369,574 |
| 45 | 1.70% | ¥160,113 | ¥86,461,044 | ¥26,061,044 |
| 45 | 1.80% | ¥163,281 | ¥88,171,707 | ¥27,771,707 |
| 45 | 1.90% | ¥166,484 | ¥89,901,426 | ¥29,501,426 |
| 45 | 2.00% | ¥169,722 | ¥91,650,060 | ¥31,250,060 |
| 45 | 2.10% | ¥172,995 | ¥93,417,458 | ¥33,017,458 |
| 45 | 2.20% | ¥176,303 | ¥95,203,468 | ¥34,803,468 |
| 45 | 2.30% | ¥179,644 | ¥97,007,928 | ¥36,607,928 |
| 45 | 2.40% | ¥183,020 | ¥98,830,673 | ¥38,430,673 |
| 45 | 2.50% | ¥186,429 | ¥100,671,531 | ¥40,271,531 |
| 45 | 2.60% | ¥189,871 | ¥102,530,325 | ¥42,130,325 |
| 45 | 2.70% | ¥193,346 | ¥104,406,875 | ¥44,006,875 |
| 45 | 2.80% | ¥196,854 | ¥106,300,993 | ¥45,900,993 |
| 45 | 2.90% | ¥200,393 | ¥108,212,489 | ¥47,812,489 |
| 45 | 3.00% | ¥203,965 | ¥110,141,169 | ¥49,741,169 |
6040万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥144,307 | ¥69,267,599 | ¥8,867,599 |
| 40 | 0.80% | ¥147,080 | ¥70,598,496 | ¥10,198,496 |
| 40 | 0.90% | ¥149,886 | ¥71,945,320 | ¥11,545,320 |
| 40 | 1.00% | ¥152,725 | ¥73,308,024 | ¥12,908,024 |
| 40 | 1.10% | ¥155,597 | ¥74,686,561 | ¥14,286,561 |
| 40 | 1.20% | ¥158,502 | ¥76,080,873 | ¥15,680,873 |
| 40 | 1.30% | ¥161,439 | ¥77,490,903 | ¥17,090,903 |
| 40 | 1.40% | ¥164,410 | ¥78,916,585 | ¥18,516,585 |
| 40 | 1.50% | ¥167,412 | ¥80,357,851 | ¥19,957,851 |
| 40 | 1.60% | ¥170,447 | ¥81,814,627 | ¥21,414,627 |
| 40 | 1.70% | ¥173,514 | ¥83,286,836 | ¥22,886,836 |
| 40 | 1.80% | ¥176,613 | ¥84,774,394 | ¥24,374,394 |
| 40 | 1.90% | ¥179,744 | ¥86,277,215 | ¥25,877,215 |
| 40 | 2.00% | ¥182,907 | ¥87,795,209 | ¥27,395,209 |
| 40 | 2.10% | ¥186,101 | ¥89,328,281 | ¥28,928,281 |
| 40 | 2.20% | ¥189,326 | ¥90,876,331 | ¥30,476,331 |
| 40 | 2.30% | ¥192,582 | ¥92,439,256 | ¥32,039,256 |
| 40 | 2.40% | ¥195,869 | ¥94,016,951 | ¥33,616,951 |
| 40 | 2.50% | ¥199,186 | ¥95,609,304 | ¥35,209,304 |
| 40 | 2.60% | ¥202,534 | ¥97,216,201 | ¥36,816,201 |
| 40 | 2.70% | ¥205,912 | ¥98,837,527 | ¥38,437,527 |
| 40 | 2.80% | ¥209,319 | ¥100,473,159 | ¥40,073,159 |
| 40 | 2.90% | ¥212,756 | ¥102,122,973 | ¥41,722,973 |
| 40 | 3.00% | ¥216,223 | ¥103,786,844 | ¥43,386,844 |
6040万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥162,187 | ¥68,118,351 | ¥7,718,351 |
| 35 | 0.80% | ¥164,929 | ¥69,270,099 | ¥8,870,099 |
| 35 | 0.90% | ¥167,700 | ¥70,434,069 | ¥10,034,069 |
| 35 | 1.00% | ¥170,501 | ¥71,610,236 | ¥11,210,236 |
| 35 | 1.10% | ¥173,330 | ¥72,798,569 | ¥12,398,569 |
| 35 | 1.20% | ¥176,188 | ¥73,999,036 | ¥13,599,036 |
| 35 | 1.30% | ¥179,075 | ¥75,211,601 | ¥14,811,601 |
| 35 | 1.40% | ¥181,991 | ¥76,436,225 | ¥16,036,225 |
| 35 | 1.50% | ¥184,935 | ¥77,672,869 | ¥17,272,869 |
| 35 | 1.60% | ¥187,908 | ¥78,921,487 | ¥18,521,487 |
| 35 | 1.70% | ¥190,910 | ¥80,182,034 | ¥19,782,034 |
| 35 | 1.80% | ¥193,939 | ¥81,454,460 | ¥21,054,460 |
| 35 | 1.90% | ¥196,997 | ¥82,738,713 | ¥22,338,713 |
| 35 | 2.00% | ¥200,083 | ¥84,034,739 | ¥23,634,739 |
| 35 | 2.10% | ¥203,196 | ¥85,342,482 | ¥24,942,482 |
| 35 | 2.20% | ¥206,338 | ¥86,661,881 | ¥26,261,881 |
| 35 | 2.30% | ¥209,507 | ¥87,992,874 | ¥27,592,874 |
| 35 | 2.40% | ¥212,703 | ¥89,335,398 | ¥28,935,398 |
| 35 | 2.50% | ¥215,927 | ¥90,689,386 | ¥30,289,386 |
| 35 | 2.60% | ¥219,178 | ¥92,054,769 | ¥31,654,769 |
| 35 | 2.70% | ¥222,456 | ¥93,431,476 | ¥33,031,476 |
| 35 | 2.80% | ¥225,761 | ¥94,819,433 | ¥34,419,433 |
| 35 | 2.90% | ¥229,092 | ¥96,218,566 | ¥35,818,566 |
| 35 | 3.00% | ¥232,450 | ¥97,628,796 | ¥37,228,796 |
6040万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥186,059 | ¥66,981,357 | ¥6,581,357 |
| 30 | 0.80% | ¥188,771 | ¥67,957,677 | ¥7,557,677 |
| 30 | 0.90% | ¥191,508 | ¥68,942,995 | ¥8,542,995 |
| 30 | 1.00% | ¥194,270 | ¥69,937,297 | ¥9,537,297 |
| 30 | 1.10% | ¥197,057 | ¥70,940,567 | ¥10,540,567 |
| 30 | 1.20% | ¥199,869 | ¥71,952,786 | ¥11,552,786 |
| 30 | 1.30% | ¥202,705 | ¥72,973,936 | ¥12,573,936 |
| 30 | 1.40% | ¥205,567 | ¥74,003,994 | ¥13,603,994 |
| 30 | 1.50% | ¥208,453 | ¥75,042,939 | ¥14,642,939 |
| 30 | 1.60% | ¥211,363 | ¥76,090,745 | ¥15,690,745 |
| 30 | 1.70% | ¥214,298 | ¥77,147,388 | ¥16,747,388 |
| 30 | 1.80% | ¥217,258 | ¥78,212,841 | ¥17,812,841 |
| 30 | 1.90% | ¥220,242 | ¥79,287,074 | ¥18,887,074 |
| 30 | 2.00% | ¥223,250 | ¥80,370,058 | ¥19,970,058 |
| 30 | 2.10% | ¥226,283 | ¥81,461,761 | ¥21,061,761 |
| 30 | 2.20% | ¥229,339 | ¥82,562,151 | ¥22,162,151 |
| 30 | 2.30% | ¥232,420 | ¥83,671,193 | ¥23,271,193 |
| 30 | 2.40% | ¥235,525 | ¥84,788,851 | ¥24,388,851 |
| 30 | 2.50% | ¥238,653 | ¥85,915,088 | ¥25,515,088 |
| 30 | 2.60% | ¥241,805 | ¥87,049,867 | ¥26,649,867 |
| 30 | 2.70% | ¥244,981 | ¥88,193,147 | ¥27,793,147 |
| 30 | 2.80% | ¥248,180 | ¥89,344,888 | ¥28,944,888 |
| 30 | 2.90% | ¥251,403 | ¥90,505,047 | ¥30,105,047 |
| 30 | 3.00% | ¥254,649 | ¥91,673,581 | ¥31,273,581 |
6040万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥219,522 | ¥65,856,637 | ¥5,456,637 |
| 25 | 0.80% | ¥222,204 | ¥66,661,263 | ¥6,261,263 |
| 25 | 0.90% | ¥224,907 | ¥67,472,150 | ¥7,072,150 |
| 25 | 1.00% | ¥227,631 | ¥68,289,289 | ¥7,889,289 |
| 25 | 1.10% | ¥230,376 | ¥69,112,672 | ¥8,712,672 |
| 25 | 1.20% | ¥233,141 | ¥69,942,292 | ¥9,542,292 |
| 25 | 1.30% | ¥235,927 | ¥70,778,137 | ¥10,378,137 |
| 25 | 1.40% | ¥238,734 | ¥71,620,197 | ¥11,220,197 |
| 25 | 1.50% | ¥241,562 | ¥72,468,462 | ¥12,068,462 |
| 25 | 1.60% | ¥244,410 | ¥73,322,920 | ¥12,922,920 |
| 25 | 1.70% | ¥247,279 | ¥74,183,556 | ¥13,783,556 |
| 25 | 1.80% | ¥250,168 | ¥75,050,359 | ¥14,650,359 |
| 25 | 1.90% | ¥253,078 | ¥75,923,314 | ¥15,523,314 |
| 25 | 2.00% | ¥256,008 | ¥76,802,406 | ¥16,402,406 |
| 25 | 2.10% | ¥258,959 | ¥77,687,620 | ¥17,287,620 |
| 25 | 2.20% | ¥261,930 | ¥78,578,938 | ¥18,178,938 |
| 25 | 2.30% | ¥264,921 | ¥79,476,345 | ¥19,076,345 |
| 25 | 2.40% | ¥267,933 | ¥80,379,823 | ¥19,979,823 |
| 25 | 2.50% | ¥270,965 | ¥81,289,352 | ¥20,889,352 |
| 25 | 2.60% | ¥274,016 | ¥82,204,915 | ¥21,804,915 |
| 25 | 2.70% | ¥277,088 | ¥83,126,490 | ¥22,726,490 |
| 25 | 2.80% | ¥280,180 | ¥84,054,059 | ¥23,654,059 |
| 25 | 2.90% | ¥283,292 | ¥84,987,600 | ¥24,587,600 |
| 25 | 3.00% | ¥286,424 | ¥85,927,090 | ¥25,527,090 |
6040万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥269,768 | ¥64,744,207 | ¥4,344,207 |
| 20 | 0.80% | ¥272,420 | ¥65,380,887 | ¥4,980,887 |
| 20 | 0.90% | ¥275,090 | ¥66,021,578 | ¥5,621,578 |
| 20 | 1.00% | ¥277,776 | ¥66,666,279 | ¥6,266,279 |
| 20 | 1.10% | ¥280,479 | ¥67,314,985 | ¥6,914,985 |
| 20 | 1.20% | ¥283,199 | ¥67,967,693 | ¥7,567,693 |
| 20 | 1.30% | ¥285,935 | ¥68,624,398 | ¥8,224,398 |
| 20 | 1.40% | ¥288,688 | ¥69,285,096 | ¥8,885,096 |
| 20 | 1.50% | ¥291,457 | ¥69,949,782 | ¥9,549,782 |
| 20 | 1.60% | ¥294,244 | ¥70,618,452 | ¥10,218,452 |
| 20 | 1.70% | ¥297,046 | ¥71,291,099 | ¥10,891,099 |
| 20 | 1.80% | ¥299,865 | ¥71,967,718 | ¥11,567,718 |
| 20 | 1.90% | ¥302,701 | ¥72,648,304 | ¥12,248,304 |
| 20 | 2.00% | ¥305,554 | ¥73,332,848 | ¥12,932,848 |
| 20 | 2.10% | ¥308,422 | ¥74,021,346 | ¥13,621,346 |
| 20 | 2.20% | ¥311,307 | ¥74,713,790 | ¥14,313,790 |
| 20 | 2.30% | ¥314,209 | ¥75,410,172 | ¥15,010,172 |
| 20 | 2.40% | ¥317,127 | ¥76,110,486 | ¥15,710,486 |
| 20 | 2.50% | ¥320,061 | ¥76,814,723 | ¥16,414,723 |
| 20 | 2.60% | ¥323,012 | ¥77,522,876 | ¥17,122,876 |
| 20 | 2.70% | ¥325,979 | ¥78,234,936 | ¥17,834,936 |
| 20 | 2.80% | ¥328,962 | ¥78,950,893 | ¥18,550,893 |
| 20 | 2.90% | ¥331,961 | ¥79,670,741 | ¥19,270,741 |
| 20 | 3.00% | ¥334,977 | ¥80,394,468 | ¥19,994,468 |
6040万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥353,578 | ¥63,644,081 | ¥3,244,081 |
| 15 | 0.80% | ¥356,203 | ¥64,116,570 | ¥3,716,570 |
| 15 | 0.90% | ¥358,841 | ¥64,591,317 | ¥4,191,317 |
| 15 | 1.00% | ¥361,491 | ¥65,068,324 | ¥4,668,324 |
| 15 | 1.10% | ¥364,153 | ¥65,547,587 | ¥5,147,587 |
| 15 | 1.20% | ¥366,828 | ¥66,029,106 | ¥5,629,106 |
| 15 | 1.30% | ¥369,516 | ¥66,512,879 | ¥6,112,879 |
| 15 | 1.40% | ¥372,216 | ¥66,998,904 | ¥6,598,904 |
| 15 | 1.50% | ¥374,929 | ¥67,487,181 | ¥7,087,181 |
| 15 | 1.60% | ¥377,654 | ¥67,977,707 | ¥7,577,707 |
| 15 | 1.70% | ¥380,392 | ¥68,470,481 | ¥8,070,481 |
| 15 | 1.80% | ¥383,142 | ¥68,965,500 | ¥8,565,500 |
| 15 | 1.90% | ¥385,904 | ¥69,462,762 | ¥9,062,762 |
| 15 | 2.00% | ¥388,679 | ¥69,962,266 | ¥9,562,266 |
| 15 | 2.10% | ¥391,467 | ¥70,464,009 | ¥10,064,009 |
| 15 | 2.20% | ¥394,267 | ¥70,967,988 | ¥10,567,988 |
| 15 | 2.30% | ¥397,079 | ¥71,474,202 | ¥11,074,202 |
| 15 | 2.40% | ¥399,904 | ¥71,982,648 | ¥11,582,648 |
| 15 | 2.50% | ¥402,741 | ¥72,493,323 | ¥12,093,323 |
| 15 | 2.60% | ¥405,590 | ¥73,006,224 | ¥12,606,224 |
| 15 | 2.70% | ¥408,452 | ¥73,521,349 | ¥13,121,349 |
| 15 | 2.80% | ¥411,326 | ¥74,038,695 | ¥13,638,695 |
| 15 | 2.90% | ¥414,213 | ¥74,558,258 | ¥14,158,258 |
| 15 | 3.00% | ¥417,111 | ¥75,080,036 | ¥14,680,036 |
6040万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥521,302 | ¥62,556,269 | ¥2,156,269 |
| 10 | 0.80% | ¥523,903 | ¥62,868,330 | ¥2,468,330 |
| 10 | 0.90% | ¥526,512 | ¥63,181,396 | ¥2,781,396 |
| 10 | 1.00% | ¥529,129 | ¥63,495,467 | ¥3,095,467 |
| 10 | 1.10% | ¥531,755 | ¥63,810,542 | ¥3,410,542 |
| 10 | 1.20% | ¥534,389 | ¥64,126,621 | ¥3,726,621 |
| 10 | 1.30% | ¥537,031 | ¥64,443,704 | ¥4,043,704 |
| 10 | 1.40% | ¥539,682 | ¥64,761,790 | ¥4,361,790 |
| 10 | 1.50% | ¥542,341 | ¥65,080,879 | ¥4,680,879 |
| 10 | 1.60% | ¥545,008 | ¥65,400,970 | ¥5,000,970 |
| 10 | 1.70% | ¥547,684 | ¥65,722,064 | ¥5,322,064 |
| 10 | 1.80% | ¥550,368 | ¥66,044,159 | ¥5,644,159 |
| 10 | 1.90% | ¥553,060 | ¥66,367,255 | ¥5,967,255 |
| 10 | 2.00% | ¥555,761 | ¥66,691,351 | ¥6,291,351 |
| 10 | 2.10% | ¥558,470 | ¥67,016,448 | ¥6,616,448 |
| 10 | 2.20% | ¥561,188 | ¥67,342,544 | ¥6,942,544 |
| 10 | 2.30% | ¥563,914 | ¥67,669,640 | ¥7,269,640 |
| 10 | 2.40% | ¥566,648 | ¥67,997,733 | ¥7,597,733 |
| 10 | 2.50% | ¥569,390 | ¥68,326,825 | ¥7,926,825 |
| 10 | 2.60% | ¥572,141 | ¥68,656,913 | ¥8,256,913 |
| 10 | 2.70% | ¥574,900 | ¥68,987,999 | ¥8,587,999 |
| 10 | 2.80% | ¥577,667 | ¥69,320,080 | ¥8,920,080 |
| 10 | 2.90% | ¥580,443 | ¥69,653,157 | ¥9,253,157 |
| 10 | 3.00% | ¥583,227 | ¥69,987,228 | ¥9,587,228 |
