6120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6120万円の住宅ローン|期間・年数別
6120万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥120,919 |
¥72,551,145 |
¥11,351,145 |
| 50 |
0.80% |
¥123,790 |
¥74,273,960 |
¥13,073,960 |
| 50 |
0.90% |
¥126,703 |
¥76,021,845 |
¥14,821,845 |
| 50 |
1.00% |
¥129,658 |
¥77,794,691 |
¥16,594,691 |
| 50 |
1.10% |
¥132,654 |
¥79,592,377 |
¥18,392,377 |
| 50 |
1.20% |
¥135,691 |
¥81,414,771 |
¥20,214,771 |
| 50 |
1.30% |
¥138,770 |
¥83,261,730 |
¥22,061,730 |
| 50 |
1.40% |
¥141,888 |
¥85,133,098 |
¥23,933,098 |
| 50 |
1.50% |
¥145,048 |
¥87,028,710 |
¥25,828,710 |
| 50 |
1.60% |
¥148,247 |
¥88,948,391 |
¥27,748,391 |
| 50 |
1.70% |
¥151,487 |
¥90,891,953 |
¥29,691,953 |
| 50 |
1.80% |
¥154,765 |
¥92,859,200 |
¥31,659,200 |
| 50 |
1.90% |
¥158,083 |
¥94,849,927 |
¥33,649,927 |
| 50 |
2.00% |
¥161,440 |
¥96,863,919 |
¥35,663,919 |
| 50 |
2.10% |
¥164,835 |
¥98,900,951 |
¥37,700,951 |
| 50 |
2.20% |
¥168,268 |
¥100,960,790 |
¥39,760,790 |
| 50 |
2.30% |
¥171,739 |
¥103,043,197 |
¥41,843,197 |
| 50 |
2.40% |
¥175,247 |
¥105,147,921 |
¥43,947,921 |
| 50 |
2.50% |
¥178,791 |
¥107,274,708 |
¥46,074,708 |
| 50 |
2.60% |
¥182,372 |
¥109,423,294 |
¥48,223,294 |
| 50 |
2.70% |
¥185,989 |
¥111,593,408 |
¥50,393,408 |
| 50 |
2.80% |
¥189,641 |
¥113,784,776 |
¥52,584,776 |
| 50 |
2.90% |
¥193,329 |
¥115,997,115 |
¥54,797,115 |
| 50 |
3.00% |
¥197,050 |
¥118,230,137 |
¥57,030,137 |
6120万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥132,152 |
¥71,361,914 |
¥10,161,914 |
| 45 |
0.80% |
¥134,992 |
¥72,895,716 |
¥11,695,716 |
| 45 |
0.90% |
¥137,870 |
¥74,449,886 |
¥13,249,886 |
| 45 |
1.00% |
¥140,786 |
¥76,024,352 |
¥14,824,352 |
| 45 |
1.10% |
¥143,739 |
¥77,619,034 |
¥16,419,034 |
| 45 |
1.20% |
¥146,729 |
¥79,233,845 |
¥18,033,845 |
| 45 |
1.30% |
¥149,757 |
¥80,868,688 |
¥19,668,688 |
| 45 |
1.40% |
¥152,821 |
¥82,523,462 |
¥21,323,462 |
| 45 |
1.50% |
¥155,922 |
¥84,198,055 |
¥22,998,055 |
| 45 |
1.60% |
¥159,060 |
¥85,892,350 |
¥24,692,350 |
| 45 |
1.70% |
¥162,234 |
¥87,606,224 |
¥26,406,224 |
| 45 |
1.80% |
¥165,444 |
¥89,339,544 |
¥28,139,544 |
| 45 |
1.90% |
¥168,689 |
¥91,092,174 |
¥29,892,174 |
| 45 |
2.00% |
¥171,970 |
¥92,863,968 |
¥31,663,968 |
| 45 |
2.10% |
¥175,287 |
¥94,654,776 |
¥33,454,776 |
| 45 |
2.20% |
¥178,638 |
¥96,464,441 |
¥35,264,441 |
| 45 |
2.30% |
¥182,024 |
¥98,292,802 |
¥37,092,802 |
| 45 |
2.40% |
¥185,444 |
¥100,139,689 |
¥38,939,689 |
| 45 |
2.50% |
¥188,898 |
¥102,004,929 |
¥40,804,929 |
| 45 |
2.60% |
¥192,386 |
¥103,888,343 |
¥42,688,343 |
| 45 |
2.70% |
¥195,907 |
¥105,789,747 |
¥44,589,747 |
| 45 |
2.80% |
¥199,461 |
¥107,708,953 |
¥46,508,953 |
| 45 |
2.90% |
¥203,048 |
¥109,645,767 |
¥48,445,767 |
| 45 |
3.00% |
¥206,667 |
¥111,599,992 |
¥50,399,992 |
6120万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥146,219 |
¥70,185,051 |
¥8,985,051 |
| 40 |
0.80% |
¥149,028 |
¥71,533,575 |
¥10,333,575 |
| 40 |
0.90% |
¥151,871 |
¥72,898,238 |
¥11,698,238 |
| 40 |
1.00% |
¥154,748 |
¥74,278,992 |
¥13,078,992 |
| 40 |
1.10% |
¥157,658 |
¥75,675,787 |
¥14,475,787 |
| 40 |
1.20% |
¥160,601 |
¥77,088,567 |
¥15,888,567 |
| 40 |
1.30% |
¥163,578 |
¥78,517,272 |
¥17,317,272 |
| 40 |
1.40% |
¥166,587 |
¥79,961,838 |
¥18,761,838 |
| 40 |
1.50% |
¥169,630 |
¥81,422,193 |
¥20,222,193 |
| 40 |
1.60% |
¥172,705 |
¥82,898,265 |
¥21,698,265 |
| 40 |
1.70% |
¥175,812 |
¥84,389,972 |
¥23,189,972 |
| 40 |
1.80% |
¥178,953 |
¥85,897,233 |
¥24,697,233 |
| 40 |
1.90% |
¥182,125 |
¥87,419,960 |
¥26,219,960 |
| 40 |
2.00% |
¥185,329 |
¥88,958,060 |
¥27,758,060 |
| 40 |
2.10% |
¥188,565 |
¥90,511,437 |
¥29,311,437 |
| 40 |
2.20% |
¥191,833 |
¥92,079,991 |
¥30,879,991 |
| 40 |
2.30% |
¥195,133 |
¥93,663,617 |
¥32,463,617 |
| 40 |
2.40% |
¥198,463 |
¥95,262,208 |
¥34,062,208 |
| 40 |
2.50% |
¥201,824 |
¥96,875,652 |
¥35,675,652 |
| 40 |
2.60% |
¥205,216 |
¥98,503,833 |
¥37,303,833 |
| 40 |
2.70% |
¥208,639 |
¥100,146,633 |
¥38,946,633 |
| 40 |
2.80% |
¥212,092 |
¥101,803,929 |
¥40,603,929 |
| 40 |
2.90% |
¥215,574 |
¥103,475,595 |
¥42,275,595 |
| 40 |
3.00% |
¥219,086 |
¥105,161,504 |
¥43,961,504 |
6120万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥164,335 |
¥69,020,581 |
¥7,820,581 |
| 35 |
0.80% |
¥167,113 |
¥70,187,584 |
¥8,987,584 |
| 35 |
0.90% |
¥169,921 |
¥71,366,971 |
¥10,166,971 |
| 35 |
1.00% |
¥172,759 |
¥72,558,716 |
¥11,358,716 |
| 35 |
1.10% |
¥175,626 |
¥73,762,789 |
¥12,562,789 |
| 35 |
1.20% |
¥178,522 |
¥74,979,155 |
¥13,779,155 |
| 35 |
1.30% |
¥181,447 |
¥76,207,781 |
¥15,007,781 |
| 35 |
1.40% |
¥184,401 |
¥77,448,626 |
¥16,248,626 |
| 35 |
1.50% |
¥187,385 |
¥78,701,648 |
¥17,501,648 |
| 35 |
1.60% |
¥190,397 |
¥79,966,805 |
¥18,766,805 |
| 35 |
1.70% |
¥193,438 |
¥81,244,047 |
¥20,044,047 |
| 35 |
1.80% |
¥196,508 |
¥82,533,327 |
¥21,333,327 |
| 35 |
1.90% |
¥199,606 |
¥83,834,590 |
¥22,634,590 |
| 35 |
2.00% |
¥202,733 |
¥85,147,782 |
¥23,947,782 |
| 35 |
2.10% |
¥205,888 |
¥86,472,846 |
¥25,272,846 |
| 35 |
2.20% |
¥209,071 |
¥87,809,720 |
¥26,609,720 |
| 35 |
2.30% |
¥212,282 |
¥89,158,343 |
¥27,958,343 |
| 35 |
2.40% |
¥215,521 |
¥90,518,649 |
¥29,318,649 |
| 35 |
2.50% |
¥218,787 |
¥91,890,570 |
¥30,690,570 |
| 35 |
2.60% |
¥222,081 |
¥93,274,038 |
¥32,074,038 |
| 35 |
2.70% |
¥225,402 |
¥94,668,979 |
¥33,468,979 |
| 35 |
2.80% |
¥228,751 |
¥96,075,320 |
¥34,875,320 |
| 35 |
2.90% |
¥232,126 |
¥97,492,984 |
¥36,292,984 |
| 35 |
3.00% |
¥235,528 |
¥98,921,893 |
¥37,721,893 |
6120万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥188,524 |
¥67,868,528 |
¥6,668,528 |
| 30 |
0.80% |
¥191,272 |
¥68,857,779 |
¥7,657,779 |
| 30 |
0.90% |
¥194,045 |
¥69,856,147 |
¥8,656,147 |
| 30 |
1.00% |
¥196,843 |
¥70,863,619 |
¥9,663,619 |
| 30 |
1.10% |
¥199,667 |
¥71,880,177 |
¥10,680,177 |
| 30 |
1.20% |
¥202,516 |
¥72,905,803 |
¥11,705,803 |
| 30 |
1.30% |
¥205,390 |
¥73,940,478 |
¥12,740,478 |
| 30 |
1.40% |
¥208,289 |
¥74,984,179 |
¥13,784,179 |
| 30 |
1.50% |
¥211,214 |
¥76,036,885 |
¥14,836,885 |
| 30 |
1.60% |
¥214,163 |
¥77,098,570 |
¥15,898,570 |
| 30 |
1.70% |
¥217,137 |
¥78,169,208 |
¥16,969,208 |
| 30 |
1.80% |
¥220,135 |
¥79,248,773 |
¥18,048,773 |
| 30 |
1.90% |
¥223,159 |
¥80,337,234 |
¥19,137,234 |
| 30 |
2.00% |
¥226,207 |
¥81,434,562 |
¥20,234,562 |
| 30 |
2.10% |
¥229,280 |
¥82,540,725 |
¥21,340,725 |
| 30 |
2.20% |
¥232,377 |
¥83,655,689 |
¥22,455,689 |
| 30 |
2.30% |
¥235,498 |
¥84,779,420 |
¥23,579,420 |
| 30 |
2.40% |
¥238,644 |
¥85,911,882 |
¥24,711,882 |
| 30 |
2.50% |
¥241,814 |
¥87,053,036 |
¥25,853,036 |
| 30 |
2.60% |
¥245,008 |
¥88,202,845 |
¥27,002,845 |
| 30 |
2.70% |
¥248,226 |
¥89,361,268 |
¥28,161,268 |
| 30 |
2.80% |
¥251,467 |
¥90,528,264 |
¥29,328,264 |
| 30 |
2.90% |
¥254,733 |
¥91,703,789 |
¥30,503,789 |
| 30 |
3.00% |
¥258,022 |
¥92,887,801 |
¥31,687,801 |
6120万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥222,430 |
¥66,728,911 |
¥5,528,911 |
| 25 |
0.80% |
¥225,147 |
¥67,544,194 |
¥6,344,194 |
| 25 |
0.90% |
¥227,886 |
¥68,365,821 |
¥7,165,821 |
| 25 |
1.00% |
¥230,646 |
¥69,193,783 |
¥7,993,783 |
| 25 |
1.10% |
¥233,427 |
¥70,028,072 |
¥8,828,072 |
| 25 |
1.20% |
¥236,229 |
¥70,868,680 |
¥9,668,680 |
| 25 |
1.30% |
¥239,052 |
¥71,715,596 |
¥10,515,596 |
| 25 |
1.40% |
¥241,896 |
¥72,568,809 |
¥11,368,809 |
| 25 |
1.50% |
¥244,761 |
¥73,428,309 |
¥12,228,309 |
| 25 |
1.60% |
¥247,647 |
¥74,294,084 |
¥13,094,084 |
| 25 |
1.70% |
¥250,554 |
¥75,166,120 |
¥13,966,120 |
| 25 |
1.80% |
¥253,481 |
¥76,044,404 |
¥14,844,404 |
| 25 |
1.90% |
¥256,430 |
¥76,928,921 |
¥15,728,921 |
| 25 |
2.00% |
¥259,399 |
¥77,819,657 |
¥16,619,657 |
| 25 |
2.10% |
¥262,389 |
¥78,716,595 |
¥17,516,595 |
| 25 |
2.20% |
¥265,399 |
¥79,619,719 |
¥18,419,719 |
| 25 |
2.30% |
¥268,430 |
¥80,529,012 |
¥19,329,012 |
| 25 |
2.40% |
¥271,482 |
¥81,444,456 |
¥20,244,456 |
| 25 |
2.50% |
¥274,553 |
¥82,366,032 |
¥21,166,032 |
| 25 |
2.60% |
¥277,646 |
¥83,293,722 |
¥22,093,722 |
| 25 |
2.70% |
¥280,758 |
¥84,227,504 |
¥23,027,504 |
| 25 |
2.80% |
¥283,891 |
¥85,167,358 |
¥23,967,358 |
| 25 |
2.90% |
¥287,044 |
¥86,113,263 |
¥24,913,263 |
| 25 |
3.00% |
¥290,217 |
¥87,065,197 |
¥25,865,197 |
6120万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥273,341 |
¥65,601,747 |
¥4,401,747 |
| 20 |
0.80% |
¥276,029 |
¥66,246,859 |
¥5,046,859 |
| 20 |
0.90% |
¥278,733 |
¥66,896,036 |
¥5,696,036 |
| 20 |
1.00% |
¥281,455 |
¥67,549,276 |
¥6,349,276 |
| 20 |
1.10% |
¥284,194 |
¥68,206,574 |
¥7,006,574 |
| 20 |
1.20% |
¥286,950 |
¥68,867,927 |
¥7,667,927 |
| 20 |
1.30% |
¥289,722 |
¥69,533,330 |
¥8,333,330 |
| 20 |
1.40% |
¥292,512 |
¥70,202,779 |
¥9,002,779 |
| 20 |
1.50% |
¥295,318 |
¥70,876,270 |
¥9,676,270 |
| 20 |
1.60% |
¥298,141 |
¥71,553,796 |
¥10,353,796 |
| 20 |
1.70% |
¥300,981 |
¥72,235,352 |
¥11,035,352 |
| 20 |
1.80% |
¥303,837 |
¥72,920,933 |
¥11,720,933 |
| 20 |
1.90% |
¥306,711 |
¥73,610,533 |
¥12,410,533 |
| 20 |
2.00% |
¥309,601 |
¥74,304,144 |
¥13,104,144 |
| 20 |
2.10% |
¥312,507 |
¥75,001,761 |
¥13,801,761 |
| 20 |
2.20% |
¥315,431 |
¥75,703,376 |
¥14,503,376 |
| 20 |
2.30% |
¥318,371 |
¥76,408,982 |
¥15,208,982 |
| 20 |
2.40% |
¥321,327 |
¥77,118,572 |
¥15,918,572 |
| 20 |
2.50% |
¥324,301 |
¥77,832,137 |
¥16,632,137 |
| 20 |
2.60% |
¥327,290 |
¥78,549,669 |
¥17,349,669 |
| 20 |
2.70% |
¥330,296 |
¥79,271,160 |
¥18,071,160 |
| 20 |
2.80% |
¥333,319 |
¥79,996,601 |
¥18,796,601 |
| 20 |
2.90% |
¥336,358 |
¥80,725,982 |
¥19,525,982 |
| 20 |
3.00% |
¥339,414 |
¥81,459,295 |
¥20,259,295 |
6120万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥358,261 |
¥64,487,049 |
¥3,287,049 |
| 15 |
0.80% |
¥360,921 |
¥64,965,796 |
¥3,765,796 |
| 15 |
0.90% |
¥363,594 |
¥65,446,832 |
¥4,246,832 |
| 15 |
1.00% |
¥366,279 |
¥65,930,156 |
¥4,730,156 |
| 15 |
1.10% |
¥368,976 |
¥66,415,767 |
¥5,215,767 |
| 15 |
1.20% |
¥371,687 |
¥66,903,663 |
¥5,703,663 |
| 15 |
1.30% |
¥374,410 |
¥67,393,844 |
¥6,193,844 |
| 15 |
1.40% |
¥377,146 |
¥67,886,307 |
¥6,686,307 |
| 15 |
1.50% |
¥379,895 |
¥68,381,051 |
¥7,181,051 |
| 15 |
1.60% |
¥382,656 |
¥68,878,074 |
¥7,678,074 |
| 15 |
1.70% |
¥385,430 |
¥69,377,375 |
¥8,177,375 |
| 15 |
1.80% |
¥388,216 |
¥69,878,950 |
¥8,678,950 |
| 15 |
1.90% |
¥391,016 |
¥70,382,799 |
¥9,182,799 |
| 15 |
2.00% |
¥393,827 |
¥70,888,918 |
¥9,688,918 |
| 15 |
2.10% |
¥396,652 |
¥71,397,307 |
¥10,197,307 |
| 15 |
2.20% |
¥399,489 |
¥71,907,962 |
¥10,707,962 |
| 15 |
2.30% |
¥402,338 |
¥72,420,880 |
¥11,220,880 |
| 15 |
2.40% |
¥405,200 |
¥72,936,061 |
¥11,736,061 |
| 15 |
2.50% |
¥408,075 |
¥73,453,499 |
¥12,253,499 |
| 15 |
2.60% |
¥410,962 |
¥73,973,194 |
¥12,773,194 |
| 15 |
2.70% |
¥413,862 |
¥74,495,142 |
¥13,295,142 |
| 15 |
2.80% |
¥416,774 |
¥75,019,340 |
¥13,819,340 |
| 15 |
2.90% |
¥419,699 |
¥75,545,785 |
¥14,345,785 |
| 15 |
3.00% |
¥422,636 |
¥76,074,473 |
¥14,874,473 |
6120万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥528,207 |
¥63,384,829 |
¥2,184,829 |
| 10 |
0.80% |
¥530,842 |
¥63,701,023 |
¥2,501,023 |
| 10 |
0.90% |
¥533,485 |
¥64,018,236 |
¥2,818,236 |
| 10 |
1.00% |
¥536,137 |
¥64,336,467 |
¥3,136,467 |
| 10 |
1.10% |
¥538,798 |
¥64,655,715 |
¥3,455,715 |
| 10 |
1.20% |
¥541,467 |
¥64,975,981 |
¥3,775,981 |
| 10 |
1.30% |
¥544,144 |
¥65,297,263 |
¥4,097,263 |
| 10 |
1.40% |
¥546,830 |
¥65,619,562 |
¥4,419,562 |
| 10 |
1.50% |
¥549,524 |
¥65,942,877 |
¥4,742,877 |
| 10 |
1.60% |
¥552,227 |
¥66,267,208 |
¥5,067,208 |
| 10 |
1.70% |
¥554,938 |
¥66,592,555 |
¥5,392,555 |
| 10 |
1.80% |
¥557,658 |
¥66,918,916 |
¥5,718,916 |
| 10 |
1.90% |
¥560,386 |
¥67,246,291 |
¥6,046,291 |
| 10 |
2.00% |
¥563,122 |
¥67,574,681 |
¥6,374,681 |
| 10 |
2.10% |
¥565,867 |
¥67,904,083 |
¥6,704,083 |
| 10 |
2.20% |
¥568,621 |
¥68,234,499 |
¥7,034,499 |
| 10 |
2.30% |
¥571,383 |
¥68,565,926 |
¥7,365,926 |
| 10 |
2.40% |
¥574,153 |
¥68,898,365 |
¥7,698,365 |
| 10 |
2.50% |
¥576,932 |
¥69,231,816 |
¥8,031,816 |
| 10 |
2.60% |
¥579,719 |
¥69,566,277 |
¥8,366,277 |
| 10 |
2.70% |
¥582,515 |
¥69,901,747 |
¥8,701,747 |
| 10 |
2.80% |
¥585,319 |
¥70,238,227 |
¥9,038,227 |
| 10 |
2.90% |
¥588,131 |
¥70,575,715 |
¥9,375,715 |
| 10 |
3.00% |
¥590,952 |
¥70,914,211 |
¥9,714,211 |