6130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6130万円の住宅ローン|期間・年数別
6130万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥121,116 |
¥72,669,693 |
¥11,369,693 |
| 50 |
0.80% |
¥123,992 |
¥74,395,323 |
¥13,095,323 |
| 50 |
0.90% |
¥126,910 |
¥76,146,064 |
¥14,846,064 |
| 50 |
1.00% |
¥129,870 |
¥77,921,807 |
¥16,621,807 |
| 50 |
1.10% |
¥132,871 |
¥79,722,430 |
¥18,422,430 |
| 50 |
1.20% |
¥135,913 |
¥81,547,802 |
¥20,247,802 |
| 50 |
1.30% |
¥138,996 |
¥83,397,779 |
¥22,097,779 |
| 50 |
1.40% |
¥142,120 |
¥85,272,205 |
¥23,972,205 |
| 50 |
1.50% |
¥145,285 |
¥87,170,914 |
¥25,870,914 |
| 50 |
1.60% |
¥148,490 |
¥89,093,731 |
¥27,793,731 |
| 50 |
1.70% |
¥151,734 |
¥91,040,469 |
¥29,740,469 |
| 50 |
1.80% |
¥155,018 |
¥93,010,931 |
¥31,710,931 |
| 50 |
1.90% |
¥158,342 |
¥95,004,911 |
¥33,704,911 |
| 50 |
2.00% |
¥161,704 |
¥97,022,193 |
¥35,722,193 |
| 50 |
2.10% |
¥165,104 |
¥99,062,554 |
¥37,762,554 |
| 50 |
2.20% |
¥168,543 |
¥101,125,759 |
¥39,825,759 |
| 50 |
2.30% |
¥172,019 |
¥103,211,568 |
¥41,911,568 |
| 50 |
2.40% |
¥175,533 |
¥105,319,732 |
¥44,019,732 |
| 50 |
2.50% |
¥179,083 |
¥107,449,994 |
¥46,149,994 |
| 50 |
2.60% |
¥182,670 |
¥109,602,090 |
¥48,302,090 |
| 50 |
2.70% |
¥186,293 |
¥111,775,751 |
¥50,475,751 |
| 50 |
2.80% |
¥189,951 |
¥113,970,699 |
¥52,670,699 |
| 50 |
2.90% |
¥193,644 |
¥116,186,653 |
¥54,886,653 |
| 50 |
3.00% |
¥197,372 |
¥118,423,324 |
¥57,123,324 |
6130万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥132,368 |
¥71,478,518 |
¥10,178,518 |
| 45 |
0.80% |
¥135,213 |
¥73,014,826 |
¥11,714,826 |
| 45 |
0.90% |
¥138,095 |
¥74,571,536 |
¥13,271,536 |
| 45 |
1.00% |
¥141,016 |
¥76,148,575 |
¥14,848,575 |
| 45 |
1.10% |
¥143,974 |
¥77,745,863 |
¥16,445,863 |
| 45 |
1.20% |
¥146,969 |
¥79,363,312 |
¥18,063,312 |
| 45 |
1.30% |
¥150,002 |
¥81,000,827 |
¥19,700,827 |
| 45 |
1.40% |
¥153,071 |
¥82,658,304 |
¥21,358,304 |
| 45 |
1.50% |
¥156,177 |
¥84,335,633 |
¥23,035,633 |
| 45 |
1.60% |
¥159,320 |
¥86,032,697 |
¥24,732,697 |
| 45 |
1.70% |
¥162,499 |
¥87,749,371 |
¥26,449,371 |
| 45 |
1.80% |
¥165,714 |
¥89,485,524 |
¥28,185,524 |
| 45 |
1.90% |
¥168,965 |
¥91,241,017 |
¥29,941,017 |
| 45 |
2.00% |
¥172,251 |
¥93,015,706 |
¥31,715,706 |
| 45 |
2.10% |
¥175,573 |
¥94,809,440 |
¥33,509,440 |
| 45 |
2.20% |
¥178,930 |
¥96,622,063 |
¥35,322,063 |
| 45 |
2.30% |
¥182,321 |
¥98,453,411 |
¥37,153,411 |
| 45 |
2.40% |
¥185,747 |
¥100,303,316 |
¥39,003,316 |
| 45 |
2.50% |
¥189,207 |
¥102,171,603 |
¥40,871,603 |
| 45 |
2.60% |
¥192,700 |
¥104,058,095 |
¥42,758,095 |
| 45 |
2.70% |
¥196,227 |
¥105,962,606 |
¥44,662,606 |
| 45 |
2.80% |
¥199,787 |
¥107,884,948 |
¥46,584,948 |
| 45 |
2.90% |
¥203,379 |
¥109,824,927 |
¥48,524,927 |
| 45 |
3.00% |
¥207,004 |
¥111,782,345 |
¥50,482,345 |
6130万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥146,458 |
¥70,299,732 |
¥8,999,732 |
| 40 |
0.80% |
¥149,272 |
¥71,650,460 |
¥10,350,460 |
| 40 |
0.90% |
¥152,119 |
¥73,017,352 |
¥11,717,352 |
| 40 |
1.00% |
¥155,001 |
¥74,400,363 |
¥13,100,363 |
| 40 |
1.10% |
¥157,915 |
¥75,799,440 |
¥14,499,440 |
| 40 |
1.20% |
¥160,864 |
¥77,214,529 |
¥15,914,529 |
| 40 |
1.30% |
¥163,845 |
¥78,645,569 |
¥17,345,569 |
| 40 |
1.40% |
¥166,859 |
¥80,092,494 |
¥18,792,494 |
| 40 |
1.50% |
¥169,907 |
¥81,555,236 |
¥20,255,236 |
| 40 |
1.60% |
¥172,987 |
¥83,033,719 |
¥21,733,719 |
| 40 |
1.70% |
¥176,100 |
¥84,527,865 |
¥23,227,865 |
| 40 |
1.80% |
¥179,245 |
¥86,037,588 |
¥24,737,588 |
| 40 |
1.90% |
¥182,423 |
¥87,562,803 |
¥26,262,803 |
| 40 |
2.00% |
¥185,632 |
¥89,103,416 |
¥27,803,416 |
| 40 |
2.10% |
¥188,874 |
¥90,659,331 |
¥29,359,331 |
| 40 |
2.20% |
¥192,147 |
¥92,230,448 |
¥30,930,448 |
| 40 |
2.30% |
¥195,451 |
¥93,816,662 |
¥32,516,662 |
| 40 |
2.40% |
¥198,787 |
¥95,417,865 |
¥34,117,865 |
| 40 |
2.50% |
¥202,154 |
¥97,033,946 |
¥35,733,946 |
| 40 |
2.60% |
¥205,552 |
¥98,664,787 |
¥37,364,787 |
| 40 |
2.70% |
¥208,980 |
¥100,310,271 |
¥39,010,271 |
| 40 |
2.80% |
¥212,438 |
¥101,970,275 |
¥40,670,275 |
| 40 |
2.90% |
¥215,926 |
¥103,644,673 |
¥42,344,673 |
| 40 |
3.00% |
¥219,444 |
¥105,333,336 |
¥44,033,336 |
6130万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥164,603 |
¥69,133,360 |
¥7,833,360 |
| 35 |
0.80% |
¥167,386 |
¥70,302,269 |
¥9,002,269 |
| 35 |
0.90% |
¥170,199 |
¥71,483,584 |
¥10,183,584 |
| 35 |
1.00% |
¥173,041 |
¥72,677,276 |
¥11,377,276 |
| 35 |
1.10% |
¥175,913 |
¥73,883,316 |
¥12,583,316 |
| 35 |
1.20% |
¥178,814 |
¥75,101,670 |
¥13,801,670 |
| 35 |
1.30% |
¥181,744 |
¥76,332,303 |
¥15,032,303 |
| 35 |
1.40% |
¥184,703 |
¥77,575,176 |
¥16,275,176 |
| 35 |
1.50% |
¥187,691 |
¥78,830,246 |
¥17,530,246 |
| 35 |
1.60% |
¥190,708 |
¥80,097,469 |
¥18,797,469 |
| 35 |
1.70% |
¥193,754 |
¥81,376,799 |
¥20,076,799 |
| 35 |
1.80% |
¥196,829 |
¥82,668,185 |
¥21,368,185 |
| 35 |
1.90% |
¥199,932 |
¥83,971,575 |
¥22,671,575 |
| 35 |
2.00% |
¥203,064 |
¥85,286,913 |
¥23,986,913 |
| 35 |
2.10% |
¥206,224 |
¥86,614,141 |
¥25,314,141 |
| 35 |
2.20% |
¥209,412 |
¥87,953,200 |
¥26,653,200 |
| 35 |
2.30% |
¥212,629 |
¥89,304,026 |
¥28,004,026 |
| 35 |
2.40% |
¥215,873 |
¥90,666,555 |
¥29,366,555 |
| 35 |
2.50% |
¥219,145 |
¥92,040,718 |
¥30,740,718 |
| 35 |
2.60% |
¥222,444 |
¥93,426,446 |
¥32,126,446 |
| 35 |
2.70% |
¥225,771 |
¥94,823,667 |
¥33,523,667 |
| 35 |
2.80% |
¥229,125 |
¥96,232,306 |
¥34,932,306 |
| 35 |
2.90% |
¥232,505 |
¥97,652,286 |
¥36,352,286 |
| 35 |
3.00% |
¥235,913 |
¥99,083,530 |
¥37,783,530 |
6130万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥188,832 |
¥67,979,424 |
¥6,679,424 |
| 30 |
0.80% |
¥191,584 |
¥68,970,291 |
¥7,670,291 |
| 30 |
0.90% |
¥194,362 |
¥69,970,291 |
¥8,670,291 |
| 30 |
1.00% |
¥197,165 |
¥70,979,409 |
¥9,679,409 |
| 30 |
1.10% |
¥199,993 |
¥71,997,629 |
¥10,697,629 |
| 30 |
1.20% |
¥202,847 |
¥73,024,931 |
¥11,724,931 |
| 30 |
1.30% |
¥205,726 |
¥74,061,296 |
¥12,761,296 |
| 30 |
1.40% |
¥208,630 |
¥75,106,703 |
¥13,806,703 |
| 30 |
1.50% |
¥211,559 |
¥76,161,128 |
¥14,861,128 |
| 30 |
1.60% |
¥214,513 |
¥77,224,548 |
¥15,924,548 |
| 30 |
1.70% |
¥217,491 |
¥78,296,936 |
¥16,996,936 |
| 30 |
1.80% |
¥220,495 |
¥79,378,264 |
¥18,078,264 |
| 30 |
1.90% |
¥223,524 |
¥80,468,504 |
¥19,168,504 |
| 30 |
2.00% |
¥226,577 |
¥81,567,625 |
¥20,267,625 |
| 30 |
2.10% |
¥229,654 |
¥82,675,596 |
¥21,375,596 |
| 30 |
2.20% |
¥232,757 |
¥83,792,382 |
¥22,492,382 |
| 30 |
2.30% |
¥235,883 |
¥84,917,949 |
¥23,617,949 |
| 30 |
2.40% |
¥239,034 |
¥86,052,261 |
¥24,752,261 |
| 30 |
2.50% |
¥242,209 |
¥87,195,280 |
¥25,895,280 |
| 30 |
2.60% |
¥245,408 |
¥88,346,968 |
¥27,046,968 |
| 30 |
2.70% |
¥248,631 |
¥89,507,283 |
¥28,207,283 |
| 30 |
2.80% |
¥251,878 |
¥90,676,186 |
¥29,376,186 |
| 30 |
2.90% |
¥255,149 |
¥91,853,632 |
¥30,553,632 |
| 30 |
3.00% |
¥258,443 |
¥93,039,578 |
¥31,739,578 |
6130万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥222,793 |
¥66,837,945 |
¥5,537,945 |
| 25 |
0.80% |
¥225,515 |
¥67,654,560 |
¥6,354,560 |
| 25 |
0.90% |
¥228,258 |
¥68,477,529 |
¥7,177,529 |
| 25 |
1.00% |
¥231,023 |
¥69,306,844 |
¥8,006,844 |
| 25 |
1.10% |
¥233,808 |
¥70,142,497 |
¥8,842,497 |
| 25 |
1.20% |
¥236,615 |
¥70,984,478 |
¥9,684,478 |
| 25 |
1.30% |
¥239,443 |
¥71,832,778 |
¥10,532,778 |
| 25 |
1.40% |
¥242,291 |
¥72,687,386 |
¥11,387,386 |
| 25 |
1.50% |
¥245,161 |
¥73,548,290 |
¥12,248,290 |
| 25 |
1.60% |
¥248,052 |
¥74,415,480 |
¥13,115,480 |
| 25 |
1.70% |
¥250,963 |
¥75,288,940 |
¥13,988,940 |
| 25 |
1.80% |
¥253,896 |
¥76,168,659 |
¥14,868,659 |
| 25 |
1.90% |
¥256,849 |
¥77,054,622 |
¥15,754,622 |
| 25 |
2.00% |
¥259,823 |
¥77,946,813 |
¥16,646,813 |
| 25 |
2.10% |
¥262,817 |
¥78,845,217 |
¥17,545,217 |
| 25 |
2.20% |
¥265,833 |
¥79,749,817 |
¥18,449,817 |
| 25 |
2.30% |
¥268,869 |
¥80,660,596 |
¥19,360,596 |
| 25 |
2.40% |
¥271,925 |
¥81,577,535 |
¥20,277,535 |
| 25 |
2.50% |
¥275,002 |
¥82,500,617 |
¥21,200,617 |
| 25 |
2.60% |
¥278,099 |
¥83,429,822 |
¥22,129,822 |
| 25 |
2.70% |
¥281,217 |
¥84,365,130 |
¥23,065,130 |
| 25 |
2.80% |
¥284,355 |
¥85,306,520 |
¥24,006,520 |
| 25 |
2.90% |
¥287,513 |
¥86,253,971 |
¥24,953,971 |
| 25 |
3.00% |
¥290,692 |
¥87,207,461 |
¥25,907,461 |
6130万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥273,787 |
¥65,708,939 |
¥4,408,939 |
| 20 |
0.80% |
¥276,480 |
¥66,355,105 |
¥5,055,105 |
| 20 |
0.90% |
¥279,189 |
¥67,005,343 |
¥5,705,343 |
| 20 |
1.00% |
¥281,915 |
¥67,659,650 |
¥6,359,650 |
| 20 |
1.10% |
¥284,658 |
¥68,318,023 |
¥7,018,023 |
| 20 |
1.20% |
¥287,419 |
¥68,980,456 |
¥7,680,456 |
| 20 |
1.30% |
¥290,196 |
¥69,646,947 |
¥8,346,947 |
| 20 |
1.40% |
¥292,990 |
¥70,317,490 |
¥9,017,490 |
| 20 |
1.50% |
¥295,800 |
¥70,992,081 |
¥9,692,081 |
| 20 |
1.60% |
¥298,628 |
¥71,670,714 |
¥10,370,714 |
| 20 |
1.70% |
¥301,472 |
¥72,353,384 |
¥11,053,384 |
| 20 |
1.80% |
¥304,334 |
¥73,040,085 |
¥11,740,085 |
| 20 |
1.90% |
¥307,212 |
¥73,730,811 |
¥12,430,811 |
| 20 |
2.00% |
¥310,106 |
¥74,425,556 |
¥13,125,556 |
| 20 |
2.10% |
¥313,018 |
¥75,124,313 |
¥13,824,313 |
| 20 |
2.20% |
¥315,946 |
¥75,827,075 |
¥14,527,075 |
| 20 |
2.30% |
¥318,891 |
¥76,533,834 |
¥15,233,834 |
| 20 |
2.40% |
¥321,852 |
¥77,244,583 |
¥15,944,583 |
| 20 |
2.50% |
¥324,830 |
¥77,959,314 |
¥16,659,314 |
| 20 |
2.60% |
¥327,825 |
¥78,678,018 |
¥17,378,018 |
| 20 |
2.70% |
¥330,836 |
¥79,400,688 |
¥18,100,688 |
| 20 |
2.80% |
¥333,864 |
¥80,127,314 |
¥18,827,314 |
| 20 |
2.90% |
¥336,908 |
¥80,857,887 |
¥19,557,887 |
| 20 |
3.00% |
¥339,968 |
¥81,592,399 |
¥20,292,399 |
6130万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥358,847 |
¥64,592,420 |
¥3,292,420 |
| 15 |
0.80% |
¥361,511 |
¥65,071,949 |
¥3,771,949 |
| 15 |
0.90% |
¥364,188 |
¥65,553,771 |
¥4,253,771 |
| 15 |
1.00% |
¥366,877 |
¥66,037,885 |
¥4,737,885 |
| 15 |
1.10% |
¥369,579 |
¥66,524,289 |
¥5,224,289 |
| 15 |
1.20% |
¥372,294 |
¥67,012,983 |
¥5,712,983 |
| 15 |
1.30% |
¥375,022 |
¥67,503,965 |
¥6,203,965 |
| 15 |
1.40% |
¥377,762 |
¥67,997,232 |
¥6,697,232 |
| 15 |
1.50% |
¥380,515 |
¥68,492,785 |
¥7,192,785 |
| 15 |
1.60% |
¥383,281 |
¥68,990,620 |
¥7,690,620 |
| 15 |
1.70% |
¥386,060 |
¥69,490,736 |
¥8,190,736 |
| 15 |
1.80% |
¥388,851 |
¥69,993,131 |
¥8,693,131 |
| 15 |
1.90% |
¥391,654 |
¥70,497,803 |
¥9,197,803 |
| 15 |
2.00% |
¥394,471 |
¥71,004,750 |
¥9,704,750 |
| 15 |
2.10% |
¥397,300 |
¥71,513,969 |
¥10,213,969 |
| 15 |
2.20% |
¥400,141 |
¥72,025,458 |
¥10,725,458 |
| 15 |
2.30% |
¥402,996 |
¥72,539,215 |
¥11,239,215 |
| 15 |
2.40% |
¥405,862 |
¥73,055,237 |
¥11,755,237 |
| 15 |
2.50% |
¥408,742 |
¥73,573,521 |
¥12,273,521 |
| 15 |
2.60% |
¥411,634 |
¥74,094,065 |
¥12,794,065 |
| 15 |
2.70% |
¥414,538 |
¥74,616,866 |
¥13,316,866 |
| 15 |
2.80% |
¥417,455 |
¥75,141,920 |
¥13,841,920 |
| 15 |
2.90% |
¥420,385 |
¥75,669,225 |
¥14,369,225 |
| 15 |
3.00% |
¥423,327 |
¥76,198,778 |
¥14,898,778 |
6130万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥529,070 |
¥63,488,399 |
¥2,188,399 |
| 10 |
0.80% |
¥531,709 |
¥63,805,110 |
¥2,505,110 |
| 10 |
0.90% |
¥534,357 |
¥64,122,841 |
¥2,822,841 |
| 10 |
1.00% |
¥537,013 |
¥64,441,592 |
¥3,141,592 |
| 10 |
1.10% |
¥539,678 |
¥64,761,362 |
¥3,461,362 |
| 10 |
1.20% |
¥542,351 |
¥65,082,151 |
¥3,782,151 |
| 10 |
1.30% |
¥545,033 |
¥65,403,958 |
¥4,103,958 |
| 10 |
1.40% |
¥547,723 |
¥65,726,784 |
¥4,426,784 |
| 10 |
1.50% |
¥550,422 |
¥66,050,627 |
¥4,750,627 |
| 10 |
1.60% |
¥553,129 |
¥66,375,488 |
¥5,075,488 |
| 10 |
1.70% |
¥555,845 |
¥66,701,366 |
¥5,401,366 |
| 10 |
1.80% |
¥558,569 |
¥67,028,260 |
¥5,728,260 |
| 10 |
1.90% |
¥561,301 |
¥67,356,171 |
¥6,056,171 |
| 10 |
2.00% |
¥564,042 |
¥67,685,097 |
¥6,385,097 |
| 10 |
2.10% |
¥566,792 |
¥68,015,038 |
¥6,715,038 |
| 10 |
2.20% |
¥569,550 |
¥68,345,993 |
¥7,045,993 |
| 10 |
2.30% |
¥572,316 |
¥68,677,962 |
¥7,377,962 |
| 10 |
2.40% |
¥575,091 |
¥69,010,944 |
¥7,710,944 |
| 10 |
2.50% |
¥577,874 |
¥69,344,940 |
¥8,044,940 |
| 10 |
2.60% |
¥580,666 |
¥69,679,947 |
¥8,379,947 |
| 10 |
2.70% |
¥583,466 |
¥70,015,966 |
¥8,715,966 |
| 10 |
2.80% |
¥586,275 |
¥70,352,995 |
¥9,052,995 |
| 10 |
2.90% |
¥589,092 |
¥70,691,035 |
¥9,391,035 |
| 10 |
3.00% |
¥591,917 |
¥71,030,084 |
¥9,730,084 |