6140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6140万円の住宅ローン|期間・年数別
6140万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥121,314 |
¥72,788,241 |
¥11,388,241 |
| 50 |
0.80% |
¥124,194 |
¥74,516,686 |
¥13,116,686 |
| 50 |
0.90% |
¥127,117 |
¥76,270,283 |
¥14,870,283 |
| 50 |
1.00% |
¥130,082 |
¥78,048,922 |
¥16,648,922 |
| 50 |
1.10% |
¥133,087 |
¥79,852,483 |
¥18,452,483 |
| 50 |
1.20% |
¥136,135 |
¥81,680,833 |
¥20,280,833 |
| 50 |
1.30% |
¥139,223 |
¥83,533,827 |
¥22,133,827 |
| 50 |
1.40% |
¥142,352 |
¥85,411,311 |
¥24,011,311 |
| 50 |
1.50% |
¥145,522 |
¥87,313,118 |
¥25,913,118 |
| 50 |
1.60% |
¥148,732 |
¥89,239,072 |
¥27,839,072 |
| 50 |
1.70% |
¥151,982 |
¥91,188,985 |
¥29,788,985 |
| 50 |
1.80% |
¥155,271 |
¥93,162,662 |
¥31,762,662 |
| 50 |
1.90% |
¥158,600 |
¥95,159,895 |
¥33,759,895 |
| 50 |
2.00% |
¥161,967 |
¥97,180,468 |
¥35,780,468 |
| 50 |
2.10% |
¥165,374 |
¥99,224,157 |
¥37,824,157 |
| 50 |
2.20% |
¥168,818 |
¥101,290,728 |
¥39,890,728 |
| 50 |
2.30% |
¥172,300 |
¥103,379,939 |
¥41,979,939 |
| 50 |
2.40% |
¥175,819 |
¥105,491,542 |
¥44,091,542 |
| 50 |
2.50% |
¥179,375 |
¥107,625,279 |
¥46,225,279 |
| 50 |
2.60% |
¥182,968 |
¥109,780,886 |
¥48,380,886 |
| 50 |
2.70% |
¥186,597 |
¥111,958,093 |
¥50,558,093 |
| 50 |
2.80% |
¥190,261 |
¥114,156,622 |
¥52,756,622 |
| 50 |
2.90% |
¥193,960 |
¥116,376,190 |
¥54,976,190 |
| 50 |
3.00% |
¥197,694 |
¥118,616,510 |
¥57,216,510 |
6140万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥132,584 |
¥71,595,123 |
¥10,195,123 |
| 45 |
0.80% |
¥135,433 |
¥73,133,937 |
¥11,733,937 |
| 45 |
0.90% |
¥138,321 |
¥74,693,186 |
¥13,293,186 |
| 45 |
1.00% |
¥141,246 |
¥76,272,797 |
¥14,872,797 |
| 45 |
1.10% |
¥144,209 |
¥77,872,691 |
¥16,472,691 |
| 45 |
1.20% |
¥147,209 |
¥79,492,779 |
¥18,092,779 |
| 45 |
1.30% |
¥150,246 |
¥81,132,965 |
¥19,732,965 |
| 45 |
1.40% |
¥153,321 |
¥82,793,146 |
¥21,393,146 |
| 45 |
1.50% |
¥156,432 |
¥84,473,212 |
¥23,073,212 |
| 45 |
1.60% |
¥159,580 |
¥86,173,044 |
¥24,773,044 |
| 45 |
1.70% |
¥162,764 |
¥87,892,519 |
¥26,492,519 |
| 45 |
1.80% |
¥165,984 |
¥89,631,503 |
¥28,231,503 |
| 45 |
1.90% |
¥169,240 |
¥91,389,860 |
¥29,989,860 |
| 45 |
2.00% |
¥172,532 |
¥93,167,445 |
¥31,767,445 |
| 45 |
2.10% |
¥175,859 |
¥94,964,105 |
¥33,564,105 |
| 45 |
2.20% |
¥179,222 |
¥96,779,685 |
¥35,379,685 |
| 45 |
2.30% |
¥182,619 |
¥98,614,020 |
¥37,214,020 |
| 45 |
2.40% |
¥186,050 |
¥100,466,943 |
¥39,066,943 |
| 45 |
2.50% |
¥189,515 |
¥102,338,278 |
¥40,938,278 |
| 45 |
2.60% |
¥193,015 |
¥104,227,847 |
¥42,827,847 |
| 45 |
2.70% |
¥196,547 |
¥106,135,465 |
¥44,735,465 |
| 45 |
2.80% |
¥200,113 |
¥108,060,943 |
¥46,660,943 |
| 45 |
2.90% |
¥203,711 |
¥110,004,087 |
¥48,604,087 |
| 45 |
3.00% |
¥207,342 |
¥111,964,698 |
¥50,564,698 |
6140万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥146,697 |
¥70,414,414 |
¥9,014,414 |
| 40 |
0.80% |
¥149,515 |
¥71,767,345 |
¥10,367,345 |
| 40 |
0.90% |
¥152,368 |
¥73,136,467 |
¥11,736,467 |
| 40 |
1.00% |
¥155,254 |
¥74,521,733 |
¥13,121,733 |
| 40 |
1.10% |
¥158,173 |
¥75,923,093 |
¥14,523,093 |
| 40 |
1.20% |
¥161,126 |
¥77,340,490 |
¥15,940,490 |
| 40 |
1.30% |
¥164,112 |
¥78,773,865 |
¥17,373,865 |
| 40 |
1.40% |
¥167,132 |
¥80,223,151 |
¥18,823,151 |
| 40 |
1.50% |
¥170,184 |
¥81,688,279 |
¥20,288,279 |
| 40 |
1.60% |
¥173,269 |
¥83,169,174 |
¥21,769,174 |
| 40 |
1.70% |
¥176,387 |
¥84,665,757 |
¥23,265,757 |
| 40 |
1.80% |
¥179,537 |
¥86,177,943 |
¥24,777,943 |
| 40 |
1.90% |
¥182,720 |
¥87,705,646 |
¥26,305,646 |
| 40 |
2.00% |
¥185,935 |
¥89,248,772 |
¥27,848,772 |
| 40 |
2.10% |
¥189,182 |
¥90,807,226 |
¥29,407,226 |
| 40 |
2.20% |
¥192,460 |
¥92,380,906 |
¥30,980,906 |
| 40 |
2.30% |
¥195,770 |
¥93,969,707 |
¥32,569,707 |
| 40 |
2.40% |
¥199,112 |
¥95,573,523 |
¥34,173,523 |
| 40 |
2.50% |
¥202,484 |
¥97,192,239 |
¥35,792,239 |
| 40 |
2.60% |
¥205,887 |
¥98,825,741 |
¥37,425,741 |
| 40 |
2.70% |
¥209,321 |
¥100,473,910 |
¥39,073,910 |
| 40 |
2.80% |
¥212,785 |
¥102,136,621 |
¥40,736,621 |
| 40 |
2.90% |
¥216,279 |
¥103,813,751 |
¥42,413,751 |
| 40 |
3.00% |
¥219,802 |
¥105,505,169 |
¥44,105,169 |
6140万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥164,872 |
¥69,246,138 |
¥7,846,138 |
| 35 |
0.80% |
¥167,659 |
¥70,416,955 |
¥9,016,955 |
| 35 |
0.90% |
¥170,477 |
¥71,600,196 |
¥10,200,196 |
| 35 |
1.00% |
¥173,323 |
¥72,795,836 |
¥11,395,836 |
| 35 |
1.10% |
¥176,200 |
¥74,003,843 |
¥12,603,843 |
| 35 |
1.20% |
¥179,105 |
¥75,224,185 |
¥13,824,185 |
| 35 |
1.30% |
¥182,040 |
¥76,456,826 |
¥15,056,826 |
| 35 |
1.40% |
¥185,004 |
¥77,701,726 |
¥16,301,726 |
| 35 |
1.50% |
¥187,997 |
¥78,958,843 |
¥17,558,843 |
| 35 |
1.60% |
¥191,019 |
¥80,228,134 |
¥18,828,134 |
| 35 |
1.70% |
¥194,070 |
¥81,509,551 |
¥20,109,551 |
| 35 |
1.80% |
¥197,150 |
¥82,803,044 |
¥21,403,044 |
| 35 |
1.90% |
¥200,258 |
¥84,108,559 |
¥22,708,559 |
| 35 |
2.00% |
¥203,395 |
¥85,426,043 |
¥24,026,043 |
| 35 |
2.10% |
¥206,561 |
¥86,755,437 |
¥25,355,437 |
| 35 |
2.20% |
¥209,754 |
¥88,096,680 |
¥26,696,680 |
| 35 |
2.30% |
¥212,975 |
¥89,449,710 |
¥28,049,710 |
| 35 |
2.40% |
¥216,225 |
¥90,814,461 |
¥29,414,461 |
| 35 |
2.50% |
¥219,502 |
¥92,190,866 |
¥30,790,866 |
| 35 |
2.60% |
¥222,807 |
¥93,578,855 |
¥32,178,855 |
| 35 |
2.70% |
¥226,139 |
¥94,978,355 |
¥33,578,355 |
| 35 |
2.80% |
¥229,498 |
¥96,389,291 |
¥34,989,291 |
| 35 |
2.90% |
¥232,885 |
¥97,811,588 |
¥36,411,588 |
| 35 |
3.00% |
¥236,298 |
¥99,245,167 |
¥37,845,167 |
6140万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥189,140 |
¥68,090,320 |
¥6,690,320 |
| 30 |
0.80% |
¥191,897 |
¥69,082,804 |
¥7,682,804 |
| 30 |
0.90% |
¥194,679 |
¥70,084,435 |
¥8,684,435 |
| 30 |
1.00% |
¥197,487 |
¥71,095,200 |
¥9,695,200 |
| 30 |
1.10% |
¥200,320 |
¥72,115,080 |
¥10,715,080 |
| 30 |
1.20% |
¥203,178 |
¥73,144,058 |
¥11,744,058 |
| 30 |
1.30% |
¥206,061 |
¥74,182,114 |
¥12,782,114 |
| 30 |
1.40% |
¥208,970 |
¥75,229,226 |
¥13,829,226 |
| 30 |
1.50% |
¥211,904 |
¥76,285,371 |
¥14,885,371 |
| 30 |
1.60% |
¥214,863 |
¥77,350,526 |
¥15,950,526 |
| 30 |
1.70% |
¥217,846 |
¥78,424,663 |
¥17,024,663 |
| 30 |
1.80% |
¥220,855 |
¥79,507,755 |
¥18,107,755 |
| 30 |
1.90% |
¥223,888 |
¥80,599,774 |
¥19,199,774 |
| 30 |
2.00% |
¥226,946 |
¥81,700,688 |
¥20,300,688 |
| 30 |
2.10% |
¥230,029 |
¥82,810,466 |
¥21,410,466 |
| 30 |
2.20% |
¥233,136 |
¥83,929,074 |
¥22,529,074 |
| 30 |
2.30% |
¥236,268 |
¥85,056,477 |
¥23,656,477 |
| 30 |
2.40% |
¥239,424 |
¥86,192,640 |
¥24,792,640 |
| 30 |
2.50% |
¥242,604 |
¥87,337,523 |
¥25,937,523 |
| 30 |
2.60% |
¥245,809 |
¥88,491,090 |
¥27,091,090 |
| 30 |
2.70% |
¥249,037 |
¥89,653,298 |
¥28,253,298 |
| 30 |
2.80% |
¥252,289 |
¥90,824,108 |
¥29,424,108 |
| 30 |
2.90% |
¥255,565 |
¥92,003,475 |
¥30,603,475 |
| 30 |
3.00% |
¥258,865 |
¥93,191,356 |
¥31,791,356 |
6140万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥223,157 |
¥66,946,979 |
¥5,546,979 |
| 25 |
0.80% |
¥225,883 |
¥67,764,927 |
¥6,364,927 |
| 25 |
0.90% |
¥228,631 |
¥68,589,238 |
¥7,189,238 |
| 25 |
1.00% |
¥231,400 |
¥69,419,906 |
¥8,019,906 |
| 25 |
1.10% |
¥234,190 |
¥70,256,922 |
¥8,856,922 |
| 25 |
1.20% |
¥237,001 |
¥71,100,277 |
¥9,700,277 |
| 25 |
1.30% |
¥239,833 |
¥71,949,960 |
¥10,549,960 |
| 25 |
1.40% |
¥242,687 |
¥72,805,962 |
¥11,405,962 |
| 25 |
1.50% |
¥245,561 |
¥73,668,271 |
¥12,268,271 |
| 25 |
1.60% |
¥248,456 |
¥74,536,875 |
¥13,136,875 |
| 25 |
1.70% |
¥251,373 |
¥75,411,761 |
¥14,011,761 |
| 25 |
1.80% |
¥254,310 |
¥76,292,915 |
¥14,892,915 |
| 25 |
1.90% |
¥257,268 |
¥77,180,323 |
¥15,780,323 |
| 25 |
2.00% |
¥260,247 |
¥78,073,969 |
¥16,673,969 |
| 25 |
2.10% |
¥263,246 |
¥78,973,839 |
¥17,573,839 |
| 25 |
2.20% |
¥266,266 |
¥79,879,914 |
¥18,479,914 |
| 25 |
2.30% |
¥269,307 |
¥80,792,179 |
¥19,392,179 |
| 25 |
2.40% |
¥272,369 |
¥81,710,615 |
¥20,310,615 |
| 25 |
2.50% |
¥275,451 |
¥82,635,202 |
¥21,235,202 |
| 25 |
2.60% |
¥278,553 |
¥83,565,923 |
¥22,165,923 |
| 25 |
2.70% |
¥281,676 |
¥84,502,757 |
¥23,102,757 |
| 25 |
2.80% |
¥284,819 |
¥85,445,683 |
¥24,045,683 |
| 25 |
2.90% |
¥287,982 |
¥86,394,679 |
¥24,994,679 |
| 25 |
3.00% |
¥291,166 |
¥87,349,724 |
¥25,949,724 |
6140万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥274,234 |
¥65,816,131 |
¥4,416,131 |
| 20 |
0.80% |
¥276,931 |
¥66,463,352 |
¥5,063,352 |
| 20 |
0.90% |
¥279,644 |
¥67,114,651 |
¥5,714,651 |
| 20 |
1.00% |
¥282,375 |
¥67,770,025 |
¥6,370,025 |
| 20 |
1.10% |
¥285,123 |
¥68,429,471 |
¥7,029,471 |
| 20 |
1.20% |
¥287,887 |
¥69,092,986 |
¥7,692,986 |
| 20 |
1.30% |
¥290,669 |
¥69,760,563 |
¥8,360,563 |
| 20 |
1.40% |
¥293,468 |
¥70,432,200 |
¥9,032,200 |
| 20 |
1.50% |
¥296,283 |
¥71,107,891 |
¥9,707,891 |
| 20 |
1.60% |
¥299,115 |
¥71,787,632 |
¥10,387,632 |
| 20 |
1.70% |
¥301,964 |
¥72,471,415 |
¥11,071,415 |
| 20 |
1.80% |
¥304,830 |
¥73,159,237 |
¥11,759,237 |
| 20 |
1.90% |
¥307,713 |
¥73,851,090 |
¥12,451,090 |
| 20 |
2.00% |
¥310,612 |
¥74,546,968 |
¥13,146,968 |
| 20 |
2.10% |
¥313,529 |
¥75,246,865 |
¥13,846,865 |
| 20 |
2.20% |
¥316,462 |
¥75,950,773 |
¥14,550,773 |
| 20 |
2.30% |
¥319,411 |
¥76,658,685 |
¥15,258,685 |
| 20 |
2.40% |
¥322,377 |
¥77,370,593 |
¥15,970,593 |
| 20 |
2.50% |
¥325,360 |
¥78,086,490 |
¥16,686,490 |
| 20 |
2.60% |
¥328,360 |
¥78,806,367 |
¥17,406,367 |
| 20 |
2.70% |
¥331,376 |
¥79,530,216 |
¥18,130,216 |
| 20 |
2.80% |
¥334,408 |
¥80,258,027 |
¥18,858,027 |
| 20 |
2.90% |
¥337,457 |
¥80,989,793 |
¥19,589,793 |
| 20 |
3.00% |
¥340,523 |
¥81,725,502 |
¥20,325,502 |
6140万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥359,432 |
¥64,697,791 |
¥3,297,791 |
| 15 |
0.80% |
¥362,101 |
¥65,178,102 |
¥3,778,102 |
| 15 |
0.90% |
¥364,782 |
¥65,660,710 |
¥4,260,710 |
| 15 |
1.00% |
¥367,476 |
¥66,145,614 |
¥4,745,614 |
| 15 |
1.10% |
¥370,182 |
¥66,632,812 |
¥5,232,812 |
| 15 |
1.20% |
¥372,902 |
¥67,122,303 |
¥5,722,303 |
| 15 |
1.30% |
¥375,634 |
¥67,614,085 |
¥6,214,085 |
| 15 |
1.40% |
¥378,379 |
¥68,108,158 |
¥6,708,158 |
| 15 |
1.50% |
¥381,136 |
¥68,604,519 |
¥7,204,519 |
| 15 |
1.60% |
¥383,906 |
¥69,103,166 |
¥7,703,166 |
| 15 |
1.70% |
¥386,689 |
¥69,604,098 |
¥8,204,098 |
| 15 |
1.80% |
¥389,485 |
¥70,107,313 |
¥8,707,313 |
| 15 |
1.90% |
¥392,293 |
¥70,612,808 |
¥9,212,808 |
| 15 |
2.00% |
¥395,114 |
¥71,120,582 |
¥9,720,582 |
| 15 |
2.10% |
¥397,948 |
¥71,630,631 |
¥10,230,631 |
| 15 |
2.20% |
¥400,794 |
¥72,142,955 |
¥10,742,955 |
| 15 |
2.30% |
¥403,653 |
¥72,657,550 |
¥11,257,550 |
| 15 |
2.40% |
¥406,525 |
¥73,174,414 |
¥11,774,414 |
| 15 |
2.50% |
¥409,409 |
¥73,693,543 |
¥12,293,543 |
| 15 |
2.60% |
¥412,305 |
¥74,214,936 |
¥12,814,936 |
| 15 |
2.70% |
¥415,214 |
¥74,738,590 |
¥13,338,590 |
| 15 |
2.80% |
¥418,136 |
¥75,264,501 |
¥13,864,501 |
| 15 |
2.90% |
¥421,070 |
¥75,792,666 |
¥14,392,666 |
| 15 |
3.00% |
¥424,017 |
¥76,323,083 |
¥14,923,083 |
6140万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥529,933 |
¥63,591,969 |
¥2,191,969 |
| 10 |
0.80% |
¥532,577 |
¥63,909,197 |
¥2,509,197 |
| 10 |
0.90% |
¥535,229 |
¥64,227,446 |
¥2,827,446 |
| 10 |
1.00% |
¥537,889 |
¥64,546,717 |
¥3,146,717 |
| 10 |
1.10% |
¥540,558 |
¥64,867,008 |
¥3,467,008 |
| 10 |
1.20% |
¥543,236 |
¥65,188,320 |
¥3,788,320 |
| 10 |
1.30% |
¥545,922 |
¥65,510,653 |
¥4,110,653 |
| 10 |
1.40% |
¥548,617 |
¥65,834,005 |
¥4,434,005 |
| 10 |
1.50% |
¥551,320 |
¥66,158,377 |
¥4,758,377 |
| 10 |
1.60% |
¥554,031 |
¥66,483,768 |
¥5,083,768 |
| 10 |
1.70% |
¥556,751 |
¥66,810,177 |
¥5,410,177 |
| 10 |
1.80% |
¥559,480 |
¥67,137,605 |
¥5,737,605 |
| 10 |
1.90% |
¥562,217 |
¥67,466,050 |
¥6,066,050 |
| 10 |
2.00% |
¥564,963 |
¥67,795,513 |
¥6,395,513 |
| 10 |
2.10% |
¥567,717 |
¥68,125,992 |
¥6,725,992 |
| 10 |
2.20% |
¥570,479 |
¥68,457,487 |
¥7,057,487 |
| 10 |
2.30% |
¥573,250 |
¥68,789,998 |
¥7,389,998 |
| 10 |
2.40% |
¥576,029 |
¥69,123,524 |
¥7,723,524 |
| 10 |
2.50% |
¥578,817 |
¥69,458,064 |
¥8,058,064 |
| 10 |
2.60% |
¥581,613 |
¥69,793,617 |
¥8,393,617 |
| 10 |
2.70% |
¥584,418 |
¥70,130,184 |
¥8,730,184 |
| 10 |
2.80% |
¥587,231 |
¥70,467,764 |
¥9,067,764 |
| 10 |
2.90% |
¥590,053 |
¥70,806,355 |
¥9,406,355 |
| 10 |
3.00% |
¥592,883 |
¥71,145,957 |
¥9,745,957 |