6150万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6150万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6150万円の住宅ローン｜期間・年数別
6150万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥121,511 |
¥72,906,788 |
¥11,406,788 |
| 50 |
0.80% |
¥124,397 |
¥74,638,048 |
¥13,138,048 |
| 50 |
0.90% |
¥127,324 |
¥76,394,501 |
¥14,894,501 |
| 50 |
1.00% |
¥130,293 |
¥78,176,038 |
¥16,676,038 |
| 50 |
1.10% |
¥133,304 |
¥79,982,536 |
¥18,482,536 |
| 50 |
1.20% |
¥136,356 |
¥81,813,863 |
¥20,313,863 |
| 50 |
1.30% |
¥139,450 |
¥83,669,876 |
¥22,169,876 |
| 50 |
1.40% |
¥142,584 |
¥85,550,417 |
¥24,050,417 |
| 50 |
1.50% |
¥145,759 |
¥87,455,322 |
¥25,955,322 |
| 50 |
1.60% |
¥148,974 |
¥89,384,412 |
¥27,884,412 |
| 50 |
1.70% |
¥152,229 |
¥91,337,502 |
¥29,837,502 |
| 50 |
1.80% |
¥155,524 |
¥93,314,393 |
¥31,814,393 |
| 50 |
1.90% |
¥158,858 |
¥95,314,878 |
¥33,814,878 |
| 50 |
2.00% |
¥162,231 |
¥97,338,742 |
¥35,838,742 |
| 50 |
2.10% |
¥165,643 |
¥99,385,759 |
¥37,885,759 |
| 50 |
2.20% |
¥169,093 |
¥101,455,696 |
¥39,955,696 |
| 50 |
2.30% |
¥172,581 |
¥103,548,311 |
¥42,048,311 |
| 50 |
2.40% |
¥176,106 |
¥105,663,352 |
¥44,163,352 |
| 50 |
2.50% |
¥179,668 |
¥107,800,565 |
¥46,300,565 |
| 50 |
2.60% |
¥183,266 |
¥109,959,682 |
¥48,459,682 |
| 50 |
2.70% |
¥186,901 |
¥112,140,435 |
¥50,640,435 |
| 50 |
2.80% |
¥190,571 |
¥114,342,545 |
¥52,842,545 |
| 50 |
2.90% |
¥194,276 |
¥116,565,728 |
¥55,065,728 |
| 50 |
3.00% |
¥198,016 |
¥118,809,697 |
¥57,309,697 |
6150万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥132,799 |
¥71,711,727 |
¥10,211,727 |
| 45 |
0.80% |
¥135,654 |
¥73,253,048 |
¥11,753,048 |
| 45 |
0.90% |
¥138,546 |
¥74,814,836 |
¥13,314,836 |
| 45 |
1.00% |
¥141,476 |
¥76,397,020 |
¥14,897,020 |
| 45 |
1.10% |
¥144,444 |
¥77,999,520 |
¥16,499,520 |
| 45 |
1.20% |
¥147,449 |
¥79,622,246 |
¥18,122,246 |
| 45 |
1.30% |
¥150,491 |
¥81,265,103 |
¥19,765,103 |
| 45 |
1.40% |
¥153,570 |
¥82,927,988 |
¥21,427,988 |
| 45 |
1.50% |
¥156,687 |
¥84,610,790 |
¥23,110,790 |
| 45 |
1.60% |
¥159,840 |
¥86,313,391 |
¥24,813,391 |
| 45 |
1.70% |
¥163,029 |
¥88,035,666 |
¥26,535,666 |
| 45 |
1.80% |
¥166,255 |
¥89,777,483 |
¥28,277,483 |
| 45 |
1.90% |
¥169,516 |
¥91,538,704 |
¥30,038,704 |
| 45 |
2.00% |
¥172,813 |
¥93,319,183 |
¥31,819,183 |
| 45 |
2.10% |
¥176,146 |
¥95,118,770 |
¥33,618,770 |
| 45 |
2.20% |
¥179,514 |
¥96,937,306 |
¥35,437,306 |
| 45 |
2.30% |
¥182,916 |
¥98,774,629 |
¥37,274,629 |
| 45 |
2.40% |
¥186,353 |
¥100,630,569 |
¥39,130,569 |
| 45 |
2.50% |
¥189,824 |
¥102,504,953 |
¥41,004,953 |
| 45 |
2.60% |
¥193,329 |
¥104,397,599 |
¥42,897,599 |
| 45 |
2.70% |
¥196,867 |
¥106,308,324 |
¥44,808,324 |
| 45 |
2.80% |
¥200,439 |
¥108,236,938 |
¥46,736,938 |
| 45 |
2.90% |
¥204,043 |
¥110,183,246 |
¥48,683,246 |
| 45 |
3.00% |
¥207,680 |
¥112,147,051 |
¥50,647,051 |
6150万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥146,936 |
¥70,529,095 |
¥9,029,095 |
| 40 |
0.80% |
¥149,759 |
¥71,884,230 |
¥10,384,230 |
| 40 |
0.90% |
¥152,616 |
¥73,255,582 |
¥11,755,582 |
| 40 |
1.00% |
¥155,506 |
¥74,643,104 |
¥13,143,104 |
| 40 |
1.10% |
¥158,431 |
¥76,046,746 |
¥14,546,746 |
| 40 |
1.20% |
¥161,388 |
¥77,466,452 |
¥15,966,452 |
| 40 |
1.30% |
¥164,380 |
¥78,902,161 |
¥17,402,161 |
| 40 |
1.40% |
¥167,404 |
¥80,353,808 |
¥18,853,808 |
| 40 |
1.50% |
¥170,461 |
¥81,821,322 |
¥20,321,322 |
| 40 |
1.60% |
¥173,551 |
¥83,304,629 |
¥21,804,629 |
| 40 |
1.70% |
¥176,674 |
¥84,803,649 |
¥23,303,649 |
| 40 |
1.80% |
¥179,830 |
¥86,318,298 |
¥24,818,298 |
| 40 |
1.90% |
¥183,018 |
¥87,848,489 |
¥26,348,489 |
| 40 |
2.00% |
¥186,238 |
¥89,394,129 |
¥27,894,129 |
| 40 |
2.10% |
¥189,490 |
¥90,955,120 |
¥29,455,120 |
| 40 |
2.20% |
¥192,774 |
¥92,531,363 |
¥31,031,363 |
| 40 |
2.30% |
¥196,089 |
¥94,122,752 |
¥32,622,752 |
| 40 |
2.40% |
¥199,436 |
¥95,729,180 |
¥34,229,180 |
| 40 |
2.50% |
¥202,814 |
¥97,350,533 |
¥35,850,533 |
| 40 |
2.60% |
¥206,222 |
¥98,986,695 |
¥37,486,695 |
| 40 |
2.70% |
¥209,662 |
¥100,637,548 |
¥39,137,548 |
| 40 |
2.80% |
¥213,131 |
¥102,302,968 |
¥40,802,968 |
| 40 |
2.90% |
¥216,631 |
¥103,982,829 |
¥42,482,829 |
| 40 |
3.00% |
¥220,160 |
¥105,677,001 |
¥44,177,001 |
6150万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥165,140 |
¥69,358,917 |
¥7,858,917 |
| 35 |
0.80% |
¥167,932 |
¥70,531,640 |
¥9,031,640 |
| 35 |
0.90% |
¥170,754 |
¥71,716,809 |
¥10,216,809 |
| 35 |
1.00% |
¥173,606 |
¥72,914,396 |
¥11,414,396 |
| 35 |
1.10% |
¥176,487 |
¥74,124,371 |
¥12,624,371 |
| 35 |
1.20% |
¥179,397 |
¥75,346,700 |
¥13,846,700 |
| 35 |
1.30% |
¥182,337 |
¥76,581,348 |
¥15,081,348 |
| 35 |
1.40% |
¥185,305 |
¥77,828,276 |
¥16,328,276 |
| 35 |
1.50% |
¥188,303 |
¥79,087,441 |
¥17,587,441 |
| 35 |
1.60% |
¥191,330 |
¥80,358,799 |
¥18,858,799 |
| 35 |
1.70% |
¥194,386 |
¥81,642,303 |
¥20,142,303 |
| 35 |
1.80% |
¥197,471 |
¥82,937,902 |
¥21,437,902 |
| 35 |
1.90% |
¥200,585 |
¥84,245,544 |
¥22,745,544 |
| 35 |
2.00% |
¥203,727 |
¥85,565,173 |
¥24,065,173 |
| 35 |
2.10% |
¥206,897 |
¥86,896,732 |
¥25,396,732 |
| 35 |
2.20% |
¥210,096 |
¥88,240,160 |
¥26,740,160 |
| 35 |
2.30% |
¥213,322 |
¥89,595,393 |
¥28,095,393 |
| 35 |
2.40% |
¥216,577 |
¥90,962,367 |
¥29,462,367 |
| 35 |
2.50% |
¥219,860 |
¥92,341,014 |
¥30,841,014 |
| 35 |
2.60% |
¥223,170 |
¥93,731,263 |
¥32,231,263 |
| 35 |
2.70% |
¥226,507 |
¥95,133,043 |
¥33,633,043 |
| 35 |
2.80% |
¥229,872 |
¥96,546,277 |
¥35,046,277 |
| 35 |
2.90% |
¥233,264 |
¥97,970,891 |
¥36,470,891 |
| 35 |
3.00% |
¥236,683 |
¥99,406,804 |
¥37,906,804 |
6150万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥189,448 |
¥68,201,217 |
¥6,701,217 |
| 30 |
0.80% |
¥192,209 |
¥69,195,317 |
¥7,695,317 |
| 30 |
0.90% |
¥194,996 |
¥70,198,579 |
¥8,698,579 |
| 30 |
1.00% |
¥197,808 |
¥71,210,990 |
¥9,710,990 |
| 30 |
1.10% |
¥200,646 |
¥72,232,531 |
¥10,732,531 |
| 30 |
1.20% |
¥203,509 |
¥73,263,185 |
¥11,763,185 |
| 30 |
1.30% |
¥206,397 |
¥74,302,931 |
¥12,802,931 |
| 30 |
1.40% |
¥209,310 |
¥75,351,749 |
¥13,851,749 |
| 30 |
1.50% |
¥212,249 |
¥76,409,615 |
¥14,909,615 |
| 30 |
1.60% |
¥215,213 |
¥77,476,504 |
¥15,976,504 |
| 30 |
1.70% |
¥218,201 |
¥78,552,390 |
¥17,052,390 |
| 30 |
1.80% |
¥221,215 |
¥79,637,247 |
¥18,137,247 |
| 30 |
1.90% |
¥224,253 |
¥80,731,044 |
¥19,231,044 |
| 30 |
2.00% |
¥227,316 |
¥81,833,751 |
¥20,333,751 |
| 30 |
2.10% |
¥230,404 |
¥82,945,336 |
¥21,445,336 |
| 30 |
2.20% |
¥233,516 |
¥84,065,766 |
¥22,565,766 |
| 30 |
2.30% |
¥236,653 |
¥85,195,006 |
¥23,695,006 |
| 30 |
2.40% |
¥239,814 |
¥86,333,019 |
¥24,833,019 |
| 30 |
2.50% |
¥242,999 |
¥87,479,767 |
¥25,979,767 |
| 30 |
2.60% |
¥246,209 |
¥88,635,212 |
¥27,135,212 |
| 30 |
2.70% |
¥249,443 |
¥89,799,314 |
¥28,299,314 |
| 30 |
2.80% |
¥252,700 |
¥90,972,030 |
¥29,472,030 |
| 30 |
2.90% |
¥255,981 |
¥92,153,318 |
¥30,653,318 |
| 30 |
3.00% |
¥259,286 |
¥93,343,133 |
¥31,843,133 |
6150万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥223,520 |
¥67,056,013 |
¥5,556,013 |
| 25 |
0.80% |
¥226,251 |
¥67,875,293 |
¥6,375,293 |
| 25 |
0.90% |
¥229,003 |
¥68,700,947 |
¥7,200,947 |
| 25 |
1.00% |
¥231,777 |
¥69,532,968 |
¥8,032,968 |
| 25 |
1.10% |
¥234,571 |
¥70,371,347 |
¥8,871,347 |
| 25 |
1.20% |
¥237,387 |
¥71,216,075 |
¥9,716,075 |
| 25 |
1.30% |
¥240,224 |
¥72,067,143 |
¥10,567,143 |
| 25 |
1.40% |
¥243,082 |
¥72,924,539 |
¥11,424,539 |
| 25 |
1.50% |
¥245,961 |
¥73,788,252 |
¥12,288,252 |
| 25 |
1.60% |
¥248,861 |
¥74,658,271 |
¥13,158,271 |
| 25 |
1.70% |
¥251,782 |
¥75,534,581 |
¥14,034,581 |
| 25 |
1.80% |
¥254,724 |
¥76,417,170 |
¥14,917,170 |
| 25 |
1.90% |
¥257,687 |
¥77,306,023 |
¥15,806,023 |
| 25 |
2.00% |
¥260,670 |
¥78,201,125 |
¥16,701,125 |
| 25 |
2.10% |
¥263,675 |
¥79,102,460 |
¥17,602,460 |
| 25 |
2.20% |
¥266,700 |
¥80,010,012 |
¥18,510,012 |
| 25 |
2.30% |
¥269,746 |
¥80,923,762 |
¥19,423,762 |
| 25 |
2.40% |
¥272,812 |
¥81,843,694 |
¥20,343,694 |
| 25 |
2.50% |
¥275,899 |
¥82,769,787 |
¥21,269,787 |
| 25 |
2.60% |
¥279,007 |
¥83,702,024 |
¥22,202,024 |
| 25 |
2.70% |
¥282,135 |
¥84,640,384 |
¥23,140,384 |
| 25 |
2.80% |
¥285,283 |
¥85,584,845 |
¥24,084,845 |
| 25 |
2.90% |
¥288,451 |
¥86,535,387 |
¥25,035,387 |
| 25 |
3.00% |
¥291,640 |
¥87,491,987 |
¥25,991,987 |
6150万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥274,681 |
¥65,923,324 |
¥4,423,324 |
| 20 |
0.80% |
¥277,382 |
¥66,571,598 |
¥5,071,598 |
| 20 |
0.90% |
¥280,100 |
¥67,223,958 |
¥5,723,958 |
| 20 |
1.00% |
¥282,835 |
¥67,880,400 |
¥6,380,400 |
| 20 |
1.10% |
¥285,587 |
¥68,540,920 |
¥7,040,920 |
| 20 |
1.20% |
¥288,356 |
¥69,205,515 |
¥7,705,515 |
| 20 |
1.30% |
¥291,142 |
¥69,874,180 |
¥8,374,180 |
| 20 |
1.40% |
¥293,945 |
¥70,546,911 |
¥9,046,911 |
| 20 |
1.50% |
¥296,765 |
¥71,223,702 |
¥9,723,702 |
| 20 |
1.60% |
¥299,602 |
¥71,904,550 |
¥10,404,550 |
| 20 |
1.70% |
¥302,456 |
¥72,589,447 |
¥11,089,447 |
| 20 |
1.80% |
¥305,327 |
¥73,278,389 |
¥11,778,389 |
| 20 |
1.90% |
¥308,214 |
¥73,971,369 |
¥12,471,369 |
| 20 |
2.00% |
¥311,118 |
¥74,668,380 |
¥13,168,380 |
| 20 |
2.10% |
¥314,039 |
¥75,369,417 |
¥13,869,417 |
| 20 |
2.20% |
¥316,977 |
¥76,074,471 |
¥14,574,471 |
| 20 |
2.30% |
¥319,931 |
¥76,783,536 |
¥15,283,536 |
| 20 |
2.40% |
¥322,903 |
¥77,496,604 |
¥15,996,604 |
| 20 |
2.50% |
¥325,890 |
¥78,213,667 |
¥16,713,667 |
| 20 |
2.60% |
¥328,895 |
¥78,934,716 |
¥17,434,716 |
| 20 |
2.70% |
¥331,916 |
¥79,659,744 |
¥18,159,744 |
| 20 |
2.80% |
¥334,953 |
¥80,388,741 |
¥18,888,741 |
| 20 |
2.90% |
¥338,007 |
¥81,121,698 |
¥19,621,698 |
| 20 |
3.00% |
¥341,078 |
¥81,858,605 |
¥20,358,605 |
6150万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥360,018 |
¥64,803,162 |
¥3,303,162 |
| 15 |
0.80% |
¥362,690 |
¥65,284,255 |
¥3,784,255 |
| 15 |
0.90% |
¥365,376 |
¥65,767,649 |
¥4,267,649 |
| 15 |
1.00% |
¥368,074 |
¥66,253,343 |
¥4,753,343 |
| 15 |
1.10% |
¥370,785 |
¥66,741,334 |
¥5,241,334 |
| 15 |
1.20% |
¥373,509 |
¥67,231,622 |
¥5,731,622 |
| 15 |
1.30% |
¥376,246 |
¥67,724,206 |
¥6,224,206 |
| 15 |
1.40% |
¥378,995 |
¥68,219,083 |
¥6,719,083 |
| 15 |
1.50% |
¥381,757 |
¥68,716,252 |
¥7,216,252 |
| 15 |
1.60% |
¥384,532 |
¥69,215,712 |
¥7,715,712 |
| 15 |
1.70% |
¥387,319 |
¥69,717,460 |
¥8,217,460 |
| 15 |
1.80% |
¥390,119 |
¥70,221,494 |
¥8,721,494 |
| 15 |
1.90% |
¥392,932 |
¥70,727,812 |
¥9,227,812 |
| 15 |
2.00% |
¥395,758 |
¥71,236,413 |
¥9,736,413 |
| 15 |
2.10% |
¥398,596 |
¥71,747,294 |
¥10,247,294 |
| 15 |
2.20% |
¥401,447 |
¥72,260,452 |
¥10,760,452 |
| 15 |
2.30% |
¥404,310 |
¥72,775,885 |
¥11,275,885 |
| 15 |
2.40% |
¥407,187 |
¥73,293,590 |
¥11,793,590 |
| 15 |
2.50% |
¥410,075 |
¥73,813,565 |
¥12,313,565 |
| 15 |
2.60% |
¥412,977 |
¥74,335,808 |
¥12,835,808 |
| 15 |
2.70% |
¥415,891 |
¥74,860,314 |
¥13,360,314 |
| 15 |
2.80% |
¥418,817 |
¥75,387,081 |
¥13,887,081 |
| 15 |
2.90% |
¥421,756 |
¥75,916,107 |
¥14,416,107 |
| 15 |
3.00% |
¥424,708 |
¥76,447,388 |
¥14,947,388 |
6150万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥530,796 |
¥63,695,539 |
¥2,195,539 |
| 10 |
0.80% |
¥533,444 |
¥64,013,283 |
¥2,513,283 |
| 10 |
0.90% |
¥536,100 |
¥64,332,051 |
¥2,832,051 |
| 10 |
1.00% |
¥538,765 |
¥64,651,842 |
¥3,151,842 |
| 10 |
1.10% |
¥541,439 |
¥64,972,655 |
¥3,472,655 |
| 10 |
1.20% |
¥544,121 |
¥65,294,490 |
¥3,794,490 |
| 10 |
1.30% |
¥546,811 |
¥65,617,348 |
¥4,117,348 |
| 10 |
1.40% |
¥549,510 |
¥65,941,227 |
¥4,441,227 |
| 10 |
1.50% |
¥552,218 |
¥66,266,127 |
¥4,766,127 |
| 10 |
1.60% |
¥554,934 |
¥66,592,048 |
¥5,092,048 |
| 10 |
1.70% |
¥557,658 |
¥66,918,989 |
¥5,418,989 |
| 10 |
1.80% |
¥560,391 |
¥67,246,950 |
¥5,746,950 |
| 10 |
1.90% |
¥563,133 |
¥67,575,930 |
¥6,075,930 |
| 10 |
2.00% |
¥565,883 |
¥67,905,929 |
¥6,405,929 |
| 10 |
2.10% |
¥568,641 |
¥68,236,946 |
¥6,736,946 |
| 10 |
2.20% |
¥571,408 |
¥68,568,981 |
¥7,068,981 |
| 10 |
2.30% |
¥574,184 |
¥68,902,034 |
¥7,402,034 |
| 10 |
2.40% |
¥576,968 |
¥69,236,103 |
¥7,736,103 |
| 10 |
2.50% |
¥579,760 |
¥69,571,187 |
¥8,071,187 |
| 10 |
2.60% |
¥582,561 |
¥69,907,288 |
¥8,407,288 |
| 10 |
2.70% |
¥585,370 |
¥70,244,403 |
¥8,744,403 |
| 10 |
2.80% |
¥588,188 |
¥70,582,532 |
¥9,082,532 |
| 10 |
2.90% |
¥591,014 |
¥70,921,674 |
¥9,421,674 |
| 10 |
3.00% |
¥593,849 |
¥71,261,830 |
¥9,761,830 |
