6190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6190万円の住宅ローン｜期間・年数別
6190万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥122,302 |
¥73,380,979 |
¥11,480,979 |
| 50 |
0.80% |
¥125,206 |
¥75,123,499 |
¥13,223,499 |
| 50 |
0.90% |
¥128,152 |
¥76,891,376 |
¥14,991,376 |
| 50 |
1.00% |
¥131,141 |
¥78,684,500 |
¥16,784,500 |
| 50 |
1.10% |
¥134,171 |
¥80,502,748 |
¥18,602,748 |
| 50 |
1.20% |
¥137,243 |
¥82,345,986 |
¥20,445,986 |
| 50 |
1.30% |
¥140,357 |
¥84,214,070 |
¥22,314,070 |
| 50 |
1.40% |
¥143,511 |
¥86,106,843 |
¥24,206,843 |
| 50 |
1.50% |
¥146,707 |
¥88,024,137 |
¥26,124,137 |
| 50 |
1.60% |
¥149,943 |
¥89,965,774 |
¥28,065,774 |
| 50 |
1.70% |
¥153,219 |
¥91,931,567 |
¥30,031,567 |
| 50 |
1.80% |
¥156,536 |
¥93,921,315 |
¥32,021,315 |
| 50 |
1.90% |
¥159,891 |
¥95,934,812 |
¥34,034,812 |
| 50 |
2.00% |
¥163,286 |
¥97,971,840 |
¥36,071,840 |
| 50 |
2.10% |
¥166,720 |
¥100,032,171 |
¥38,132,171 |
| 50 |
2.20% |
¥170,193 |
¥102,115,571 |
¥40,215,571 |
| 50 |
2.30% |
¥173,703 |
¥104,221,795 |
¥42,321,795 |
| 50 |
2.40% |
¥177,251 |
¥106,350,594 |
¥44,450,594 |
| 50 |
2.50% |
¥180,836 |
¥108,501,706 |
¥46,601,706 |
| 50 |
2.60% |
¥184,458 |
¥110,674,867 |
¥48,774,867 |
| 50 |
2.70% |
¥188,116 |
¥112,869,804 |
¥50,969,804 |
| 50 |
2.80% |
¥191,810 |
¥115,086,236 |
¥53,186,236 |
| 50 |
2.90% |
¥195,540 |
¥117,323,879 |
¥55,423,879 |
| 50 |
3.00% |
¥199,304 |
¥119,582,443 |
¥57,682,443 |
6190万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥133,663 |
¥72,178,145 |
¥10,278,145 |
| 45 |
0.80% |
¥136,536 |
¥73,729,490 |
¥11,829,490 |
| 45 |
0.90% |
¥139,447 |
¥75,301,437 |
¥13,401,437 |
| 45 |
1.00% |
¥142,396 |
¥76,893,911 |
¥14,993,911 |
| 45 |
1.10% |
¥145,383 |
¥78,506,834 |
¥16,606,834 |
| 45 |
1.20% |
¥148,408 |
¥80,140,114 |
¥18,240,114 |
| 45 |
1.30% |
¥151,470 |
¥81,793,657 |
¥19,893,657 |
| 45 |
1.40% |
¥154,569 |
¥83,467,357 |
¥21,567,357 |
| 45 |
1.50% |
¥157,706 |
¥85,161,104 |
¥23,261,104 |
| 45 |
1.60% |
¥160,879 |
¥86,874,779 |
¥24,974,779 |
| 45 |
1.70% |
¥164,089 |
¥88,608,256 |
¥26,708,256 |
| 45 |
1.80% |
¥167,336 |
¥90,361,402 |
¥28,461,402 |
| 45 |
1.90% |
¥170,619 |
¥92,134,078 |
¥30,234,078 |
| 45 |
2.00% |
¥173,937 |
¥93,926,137 |
¥32,026,137 |
| 45 |
2.10% |
¥177,292 |
¥95,737,428 |
¥33,837,428 |
| 45 |
2.20% |
¥180,681 |
¥97,567,793 |
¥35,667,793 |
| 45 |
2.30% |
¥184,106 |
¥99,417,066 |
¥37,517,066 |
| 45 |
2.40% |
¥187,565 |
¥101,285,077 |
¥39,385,077 |
| 45 |
2.50% |
¥191,059 |
¥103,171,652 |
¥41,271,652 |
| 45 |
2.60% |
¥194,586 |
¥105,076,608 |
¥43,176,608 |
| 45 |
2.70% |
¥198,148 |
¥106,999,760 |
¥45,099,760 |
| 45 |
2.80% |
¥201,742 |
¥108,940,918 |
¥47,040,918 |
| 45 |
2.90% |
¥205,370 |
¥110,899,885 |
¥48,999,885 |
| 45 |
3.00% |
¥209,030 |
¥112,876,463 |
¥50,976,463 |
6190万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥147,891 |
¥70,987,821 |
¥9,087,821 |
| 40 |
0.80% |
¥150,733 |
¥72,351,770 |
¥10,451,770 |
| 40 |
0.90% |
¥153,608 |
¥73,732,041 |
¥11,832,041 |
| 40 |
1.00% |
¥156,518 |
¥75,128,588 |
¥13,228,588 |
| 40 |
1.10% |
¥159,461 |
¥76,541,359 |
¥14,641,359 |
| 40 |
1.20% |
¥162,438 |
¥77,970,299 |
¥16,070,299 |
| 40 |
1.30% |
¥165,449 |
¥79,415,346 |
¥17,515,346 |
| 40 |
1.40% |
¥168,493 |
¥80,876,434 |
¥18,976,434 |
| 40 |
1.50% |
¥171,570 |
¥82,353,493 |
¥20,453,493 |
| 40 |
1.60% |
¥174,680 |
¥83,846,447 |
¥21,946,447 |
| 40 |
1.70% |
¥177,823 |
¥85,355,217 |
¥23,455,217 |
| 40 |
1.80% |
¥180,999 |
¥86,879,718 |
¥24,979,718 |
| 40 |
1.90% |
¥184,208 |
¥88,419,861 |
¥26,519,861 |
| 40 |
2.00% |
¥187,449 |
¥89,975,554 |
¥28,075,554 |
| 40 |
2.10% |
¥190,722 |
¥91,546,698 |
¥29,646,698 |
| 40 |
2.20% |
¥194,027 |
¥93,133,193 |
¥31,233,193 |
| 40 |
2.30% |
¥197,364 |
¥94,734,933 |
¥32,834,933 |
| 40 |
2.40% |
¥200,733 |
¥96,351,809 |
¥34,451,809 |
| 40 |
2.50% |
¥204,133 |
¥97,983,707 |
¥36,083,707 |
| 40 |
2.60% |
¥207,564 |
¥99,630,511 |
¥37,730,511 |
| 40 |
2.70% |
¥211,025 |
¥101,292,101 |
¥39,392,101 |
| 40 |
2.80% |
¥214,517 |
¥102,968,353 |
¥41,068,353 |
| 40 |
2.90% |
¥218,040 |
¥104,659,140 |
¥42,759,140 |
| 40 |
3.00% |
¥221,592 |
¥106,364,331 |
¥44,464,331 |
6190万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥166,214 |
¥69,810,032 |
¥7,910,032 |
| 35 |
0.80% |
¥169,025 |
¥70,990,383 |
¥9,090,383 |
| 35 |
0.90% |
¥171,865 |
¥72,183,260 |
¥10,283,260 |
| 35 |
1.00% |
¥174,735 |
¥73,388,636 |
¥11,488,636 |
| 35 |
1.10% |
¥177,634 |
¥74,606,481 |
¥12,706,481 |
| 35 |
1.20% |
¥180,564 |
¥75,836,760 |
¥13,936,760 |
| 35 |
1.30% |
¥183,522 |
¥77,079,438 |
¥15,179,438 |
| 35 |
1.40% |
¥186,511 |
¥78,334,476 |
¥16,434,476 |
| 35 |
1.50% |
¥189,528 |
¥79,601,831 |
¥17,701,831 |
| 35 |
1.60% |
¥192,575 |
¥80,881,458 |
¥18,981,458 |
| 35 |
1.70% |
¥195,651 |
¥82,173,309 |
¥20,273,309 |
| 35 |
1.80% |
¥198,756 |
¥83,477,335 |
¥21,577,335 |
| 35 |
1.90% |
¥201,889 |
¥84,793,482 |
¥22,893,482 |
| 35 |
2.00% |
¥205,052 |
¥86,121,695 |
¥24,221,695 |
| 35 |
2.10% |
¥208,243 |
¥87,461,914 |
¥25,561,914 |
| 35 |
2.20% |
¥211,462 |
¥88,814,080 |
¥26,914,080 |
| 35 |
2.30% |
¥214,710 |
¥90,178,128 |
¥28,278,128 |
| 35 |
2.40% |
¥217,986 |
¥91,553,993 |
¥29,653,993 |
| 35 |
2.50% |
¥221,290 |
¥92,941,606 |
¥31,041,606 |
| 35 |
2.60% |
¥224,621 |
¥94,340,898 |
¥32,440,898 |
| 35 |
2.70% |
¥227,980 |
¥95,751,794 |
¥33,851,794 |
| 35 |
2.80% |
¥231,367 |
¥97,174,221 |
¥35,274,221 |
| 35 |
2.90% |
¥234,781 |
¥98,608,100 |
¥36,708,100 |
| 35 |
3.00% |
¥238,222 |
¥100,053,352 |
¥38,153,352 |
6190万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥190,680 |
¥68,644,802 |
¥6,744,802 |
| 30 |
0.80% |
¥193,459 |
¥69,645,367 |
¥7,745,367 |
| 30 |
0.90% |
¥196,264 |
¥70,655,156 |
¥8,755,156 |
| 30 |
1.00% |
¥199,095 |
¥71,674,151 |
¥9,774,151 |
| 30 |
1.10% |
¥201,951 |
¥72,702,336 |
¥10,802,336 |
| 30 |
1.20% |
¥204,832 |
¥73,739,693 |
¥11,839,693 |
| 30 |
1.30% |
¥207,739 |
¥74,786,202 |
¥12,886,202 |
| 30 |
1.40% |
¥210,672 |
¥75,841,842 |
¥13,941,842 |
| 30 |
1.50% |
¥213,629 |
¥76,906,588 |
¥15,006,588 |
| 30 |
1.60% |
¥216,612 |
¥77,980,416 |
¥16,080,416 |
| 30 |
1.70% |
¥219,620 |
¥79,063,300 |
¥17,163,300 |
| 30 |
1.80% |
¥222,653 |
¥80,155,213 |
¥18,255,213 |
| 30 |
1.90% |
¥225,711 |
¥81,256,124 |
¥19,356,124 |
| 30 |
2.00% |
¥228,794 |
¥82,366,003 |
¥20,466,003 |
| 30 |
2.10% |
¥231,902 |
¥83,484,818 |
¥21,584,818 |
| 30 |
2.20% |
¥235,035 |
¥84,612,536 |
¥22,712,536 |
| 30 |
2.30% |
¥238,192 |
¥85,749,120 |
¥23,849,120 |
| 30 |
2.40% |
¥241,374 |
¥86,894,534 |
¥24,994,534 |
| 30 |
2.50% |
¥244,580 |
¥88,048,741 |
¥26,148,741 |
| 30 |
2.60% |
¥247,810 |
¥89,211,701 |
¥27,311,701 |
| 30 |
2.70% |
¥251,065 |
¥90,383,374 |
¥28,483,374 |
| 30 |
2.80% |
¥254,344 |
¥91,563,718 |
¥29,663,718 |
| 30 |
2.90% |
¥257,646 |
¥92,752,689 |
¥30,852,689 |
| 30 |
3.00% |
¥260,973 |
¥93,950,243 |
¥32,050,243 |
6190万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥224,974 |
¥67,492,150 |
¥5,592,150 |
| 25 |
0.80% |
¥227,723 |
¥68,316,758 |
¥6,416,758 |
| 25 |
0.90% |
¥230,493 |
¥69,147,783 |
¥7,247,783 |
| 25 |
1.00% |
¥233,284 |
¥69,985,215 |
¥8,085,215 |
| 25 |
1.10% |
¥236,097 |
¥70,829,047 |
¥8,929,047 |
| 25 |
1.20% |
¥238,931 |
¥71,679,269 |
¥9,779,269 |
| 25 |
1.30% |
¥241,786 |
¥72,535,872 |
¥10,635,872 |
| 25 |
1.40% |
¥244,663 |
¥73,398,845 |
¥11,498,845 |
| 25 |
1.50% |
¥247,561 |
¥74,268,176 |
¥12,368,176 |
| 25 |
1.60% |
¥250,480 |
¥75,143,853 |
¥13,243,853 |
| 25 |
1.70% |
¥253,420 |
¥76,025,863 |
¥14,125,863 |
| 25 |
1.80% |
¥256,381 |
¥76,914,193 |
¥15,014,193 |
| 25 |
1.90% |
¥259,363 |
¥77,808,827 |
¥15,908,827 |
| 25 |
2.00% |
¥262,366 |
¥78,709,751 |
¥16,809,751 |
| 25 |
2.10% |
¥265,390 |
¥79,616,948 |
¥17,716,948 |
| 25 |
2.20% |
¥268,435 |
¥80,530,402 |
¥18,630,402 |
| 25 |
2.30% |
¥271,500 |
¥81,450,096 |
¥19,550,096 |
| 25 |
2.40% |
¥274,587 |
¥82,376,010 |
¥20,476,010 |
| 25 |
2.50% |
¥277,694 |
¥83,308,128 |
¥21,408,128 |
| 25 |
2.60% |
¥280,821 |
¥84,246,427 |
¥22,346,427 |
| 25 |
2.70% |
¥283,970 |
¥85,190,890 |
¥23,290,890 |
| 25 |
2.80% |
¥287,138 |
¥86,141,494 |
¥24,241,494 |
| 25 |
2.90% |
¥290,327 |
¥87,098,219 |
¥25,198,219 |
| 25 |
3.00% |
¥293,537 |
¥88,061,041 |
¥26,161,041 |
6190万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥276,467 |
¥66,352,093 |
¥4,452,093 |
| 20 |
0.80% |
¥279,186 |
¥67,004,584 |
¥5,104,584 |
| 20 |
0.90% |
¥281,922 |
¥67,661,187 |
¥5,761,187 |
| 20 |
1.00% |
¥284,675 |
¥68,321,898 |
¥6,421,898 |
| 20 |
1.10% |
¥287,445 |
¥68,986,715 |
¥7,086,715 |
| 20 |
1.20% |
¥290,232 |
¥69,655,632 |
¥7,755,632 |
| 20 |
1.30% |
¥293,036 |
¥70,328,646 |
¥8,428,646 |
| 20 |
1.40% |
¥295,857 |
¥71,005,752 |
¥9,105,752 |
| 20 |
1.50% |
¥298,696 |
¥71,686,946 |
¥9,786,946 |
| 20 |
1.60% |
¥301,551 |
¥72,372,222 |
¥10,472,222 |
| 20 |
1.70% |
¥304,423 |
¥73,061,574 |
¥11,161,574 |
| 20 |
1.80% |
¥307,312 |
¥73,754,996 |
¥11,854,996 |
| 20 |
1.90% |
¥310,219 |
¥74,452,483 |
¥12,552,483 |
| 20 |
2.00% |
¥313,142 |
¥75,154,028 |
¥13,254,028 |
| 20 |
2.10% |
¥316,082 |
¥75,859,624 |
¥13,959,624 |
| 20 |
2.20% |
¥319,039 |
¥76,569,265 |
¥14,669,265 |
| 20 |
2.30% |
¥322,012 |
¥77,282,941 |
¥15,382,941 |
| 20 |
2.40% |
¥325,003 |
¥78,000,647 |
¥16,100,647 |
| 20 |
2.50% |
¥328,010 |
¥78,722,374 |
¥16,822,374 |
| 20 |
2.60% |
¥331,034 |
¥79,448,113 |
¥17,548,113 |
| 20 |
2.70% |
¥334,074 |
¥80,177,856 |
¥18,277,856 |
| 20 |
2.80% |
¥337,132 |
¥80,911,594 |
¥19,011,594 |
| 20 |
2.90% |
¥340,205 |
¥81,649,319 |
¥19,749,319 |
| 20 |
3.00% |
¥343,296 |
¥82,391,019 |
¥20,491,019 |
6190万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥362,359 |
¥65,224,646 |
¥3,324,646 |
| 15 |
0.80% |
¥365,049 |
¥65,708,868 |
¥3,808,868 |
| 15 |
0.90% |
¥367,752 |
¥66,195,406 |
¥4,295,406 |
| 15 |
1.00% |
¥370,468 |
¥66,684,259 |
¥4,784,259 |
| 15 |
1.10% |
¥373,197 |
¥67,175,424 |
¥5,275,424 |
| 15 |
1.20% |
¥375,938 |
¥67,668,901 |
¥5,768,901 |
| 15 |
1.30% |
¥378,693 |
¥68,164,689 |
¥6,264,689 |
| 15 |
1.40% |
¥381,460 |
¥68,662,784 |
¥6,762,784 |
| 15 |
1.50% |
¥384,240 |
¥69,163,187 |
¥7,263,187 |
| 15 |
1.60% |
¥387,033 |
¥69,665,895 |
¥7,765,895 |
| 15 |
1.70% |
¥389,838 |
¥70,170,907 |
¥8,270,907 |
| 15 |
1.80% |
¥392,657 |
¥70,678,219 |
¥8,778,219 |
| 15 |
1.90% |
¥395,488 |
¥71,187,831 |
¥9,287,831 |
| 15 |
2.00% |
¥398,332 |
¥71,699,739 |
¥9,799,739 |
| 15 |
2.10% |
¥401,189 |
¥72,213,943 |
¥10,313,943 |
| 15 |
2.20% |
¥404,058 |
¥72,730,438 |
¥10,830,438 |
| 15 |
2.30% |
¥406,940 |
¥73,249,224 |
¥11,349,224 |
| 15 |
2.40% |
¥409,835 |
¥73,770,296 |
¥11,870,296 |
| 15 |
2.50% |
¥412,743 |
¥74,293,654 |
¥12,393,654 |
| 15 |
2.60% |
¥415,663 |
¥74,819,293 |
¥12,919,293 |
| 15 |
2.70% |
¥418,596 |
¥75,347,210 |
¥13,447,210 |
| 15 |
2.80% |
¥421,541 |
¥75,877,404 |
¥13,977,404 |
| 15 |
2.90% |
¥424,499 |
¥76,409,870 |
¥14,509,870 |
| 15 |
3.00% |
¥427,470 |
¥76,944,606 |
¥15,044,606 |
6190万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥534,248 |
¥64,109,819 |
¥2,209,819 |
| 10 |
0.80% |
¥536,914 |
¥64,429,630 |
¥2,529,630 |
| 10 |
0.90% |
¥539,587 |
¥64,750,471 |
¥2,850,471 |
| 10 |
1.00% |
¥542,270 |
¥65,072,341 |
¥3,172,341 |
| 10 |
1.10% |
¥544,960 |
¥65,395,241 |
¥3,495,241 |
| 10 |
1.20% |
¥547,660 |
¥65,719,170 |
¥3,819,170 |
| 10 |
1.30% |
¥550,368 |
¥66,044,127 |
¥4,144,127 |
| 10 |
1.40% |
¥553,084 |
¥66,370,113 |
¥4,470,113 |
| 10 |
1.50% |
¥555,809 |
¥66,697,126 |
¥4,797,126 |
| 10 |
1.60% |
¥558,543 |
¥67,025,167 |
¥5,125,167 |
| 10 |
1.70% |
¥561,285 |
¥67,354,234 |
¥5,454,234 |
| 10 |
1.80% |
¥564,036 |
¥67,684,328 |
¥5,784,328 |
| 10 |
1.90% |
¥566,795 |
¥68,015,448 |
¥6,115,448 |
| 10 |
2.00% |
¥569,563 |
¥68,347,594 |
¥6,447,594 |
| 10 |
2.10% |
¥572,340 |
¥68,680,764 |
¥6,780,764 |
| 10 |
2.20% |
¥575,125 |
¥69,014,958 |
¥7,114,958 |
| 10 |
2.30% |
¥577,918 |
¥69,350,177 |
¥7,450,177 |
| 10 |
2.40% |
¥580,720 |
¥69,686,419 |
¥7,786,419 |
| 10 |
2.50% |
¥583,531 |
¥70,023,683 |
¥8,123,683 |
| 10 |
2.60% |
¥586,350 |
¥70,361,969 |
¥8,461,969 |
| 10 |
2.70% |
¥589,177 |
¥70,701,277 |
¥8,801,277 |
| 10 |
2.80% |
¥592,013 |
¥71,041,605 |
¥9,141,605 |
| 10 |
2.90% |
¥594,858 |
¥71,382,954 |
¥9,482,954 |
| 10 |
3.00% |
¥597,711 |
¥71,725,321 |
¥9,825,321 |
