6200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6200万円の住宅ローン|期間・年数別
6200万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥122,499 |
¥73,499,526 |
¥11,499,526 |
| 50 |
0.80% |
¥125,408 |
¥75,244,862 |
¥13,244,862 |
| 50 |
0.90% |
¥128,359 |
¥77,015,595 |
¥15,015,595 |
| 50 |
1.00% |
¥131,353 |
¥78,811,615 |
¥16,811,615 |
| 50 |
1.10% |
¥134,388 |
¥80,632,800 |
¥18,632,800 |
| 50 |
1.20% |
¥137,465 |
¥82,479,017 |
¥20,479,017 |
| 50 |
1.30% |
¥140,584 |
¥84,350,119 |
¥22,350,119 |
| 50 |
1.40% |
¥143,743 |
¥86,245,949 |
¥24,245,949 |
| 50 |
1.50% |
¥146,944 |
¥88,166,341 |
¥26,166,341 |
| 50 |
1.60% |
¥150,185 |
¥90,111,115 |
¥28,111,115 |
| 50 |
1.70% |
¥153,467 |
¥92,080,083 |
¥30,080,083 |
| 50 |
1.80% |
¥156,788 |
¥94,073,046 |
¥32,073,046 |
| 50 |
1.90% |
¥160,150 |
¥96,089,796 |
¥34,089,796 |
| 50 |
2.00% |
¥163,550 |
¥98,130,114 |
¥36,130,114 |
| 50 |
2.10% |
¥166,990 |
¥100,193,774 |
¥38,193,774 |
| 50 |
2.20% |
¥170,468 |
¥102,280,539 |
¥40,280,539 |
| 50 |
2.30% |
¥173,984 |
¥104,390,167 |
¥42,390,167 |
| 50 |
2.40% |
¥177,537 |
¥106,522,404 |
¥44,522,404 |
| 50 |
2.50% |
¥181,128 |
¥108,676,992 |
¥46,676,992 |
| 50 |
2.60% |
¥184,756 |
¥110,853,664 |
¥48,853,664 |
| 50 |
2.70% |
¥188,420 |
¥113,052,146 |
¥51,052,146 |
| 50 |
2.80% |
¥192,120 |
¥115,272,159 |
¥53,272,159 |
| 50 |
2.90% |
¥195,856 |
¥117,513,417 |
¥55,513,417 |
| 50 |
3.00% |
¥199,626 |
¥119,775,629 |
¥57,775,629 |
6200万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥133,879 |
¥72,294,750 |
¥10,294,750 |
| 45 |
0.80% |
¥136,757 |
¥73,848,601 |
¥11,848,601 |
| 45 |
0.90% |
¥139,672 |
¥75,423,087 |
¥13,423,087 |
| 45 |
1.00% |
¥142,626 |
¥77,018,134 |
¥15,018,134 |
| 45 |
1.10% |
¥145,618 |
¥78,633,662 |
¥16,633,662 |
| 45 |
1.20% |
¥148,647 |
¥80,269,581 |
¥18,269,581 |
| 45 |
1.30% |
¥151,714 |
¥81,925,795 |
¥19,925,795 |
| 45 |
1.40% |
¥154,819 |
¥83,602,200 |
¥21,602,200 |
| 45 |
1.50% |
¥157,961 |
¥85,298,683 |
¥23,298,683 |
| 45 |
1.60% |
¥161,139 |
¥87,015,126 |
¥25,015,126 |
| 45 |
1.70% |
¥164,354 |
¥88,751,403 |
¥26,751,403 |
| 45 |
1.80% |
¥167,606 |
¥90,507,381 |
¥28,507,381 |
| 45 |
1.90% |
¥170,894 |
¥92,282,921 |
¥30,282,921 |
| 45 |
2.00% |
¥174,218 |
¥94,077,876 |
¥32,077,876 |
| 45 |
2.10% |
¥177,578 |
¥95,892,093 |
¥33,892,093 |
| 45 |
2.20% |
¥180,973 |
¥97,725,414 |
¥35,725,414 |
| 45 |
2.30% |
¥184,403 |
¥99,577,675 |
¥37,577,675 |
| 45 |
2.40% |
¥187,868 |
¥101,448,704 |
¥39,448,704 |
| 45 |
2.50% |
¥191,367 |
¥103,338,326 |
¥41,338,326 |
| 45 |
2.60% |
¥194,901 |
¥105,246,360 |
¥43,246,360 |
| 45 |
2.70% |
¥198,468 |
¥107,172,620 |
¥45,172,620 |
| 45 |
2.80% |
¥202,068 |
¥109,116,913 |
¥47,116,913 |
| 45 |
2.90% |
¥205,702 |
¥111,079,045 |
¥49,079,045 |
| 45 |
3.00% |
¥209,368 |
¥113,058,816 |
¥51,058,816 |
6200万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥148,130 |
¥71,102,502 |
¥9,102,502 |
| 40 |
0.80% |
¥150,976 |
¥72,468,655 |
¥10,468,655 |
| 40 |
0.90% |
¥153,857 |
¥73,851,156 |
¥11,851,156 |
| 40 |
1.00% |
¥156,771 |
¥75,249,959 |
¥13,249,959 |
| 40 |
1.10% |
¥159,719 |
¥76,665,012 |
¥14,665,012 |
| 40 |
1.20% |
¥162,701 |
¥78,096,261 |
¥16,096,261 |
| 40 |
1.30% |
¥165,716 |
¥79,543,642 |
¥17,543,642 |
| 40 |
1.40% |
¥168,765 |
¥81,007,091 |
¥19,007,091 |
| 40 |
1.50% |
¥171,847 |
¥82,486,536 |
¥20,486,536 |
| 40 |
1.60% |
¥174,962 |
¥83,981,902 |
¥21,981,902 |
| 40 |
1.70% |
¥178,111 |
¥85,493,109 |
¥23,493,109 |
| 40 |
1.80% |
¥181,292 |
¥87,020,073 |
¥25,020,073 |
| 40 |
1.90% |
¥184,506 |
¥88,562,705 |
¥26,562,705 |
| 40 |
2.00% |
¥187,752 |
¥90,120,910 |
¥28,120,910 |
| 40 |
2.10% |
¥191,030 |
¥91,694,593 |
¥29,694,593 |
| 40 |
2.20% |
¥194,341 |
¥93,283,651 |
¥31,283,651 |
| 40 |
2.30% |
¥197,683 |
¥94,887,978 |
¥32,887,978 |
| 40 |
2.40% |
¥201,057 |
¥96,507,466 |
¥34,507,466 |
| 40 |
2.50% |
¥204,463 |
¥98,142,000 |
¥36,142,000 |
| 40 |
2.60% |
¥207,899 |
¥99,791,465 |
¥37,791,465 |
| 40 |
2.70% |
¥211,366 |
¥101,455,739 |
¥39,455,739 |
| 40 |
2.80% |
¥214,864 |
¥103,134,699 |
¥41,134,699 |
| 40 |
2.90% |
¥218,392 |
¥104,828,218 |
¥42,828,218 |
| 40 |
3.00% |
¥221,950 |
¥106,536,164 |
¥44,536,164 |
6200万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥166,483 |
¥69,922,811 |
¥7,922,811 |
| 35 |
0.80% |
¥169,298 |
¥71,105,068 |
¥9,105,068 |
| 35 |
0.90% |
¥172,143 |
¥72,299,873 |
¥10,299,873 |
| 35 |
1.00% |
¥175,017 |
¥73,507,196 |
¥11,507,196 |
| 35 |
1.10% |
¥177,921 |
¥74,727,008 |
¥12,727,008 |
| 35 |
1.20% |
¥180,855 |
¥75,959,275 |
¥13,959,275 |
| 35 |
1.30% |
¥183,819 |
¥77,203,961 |
¥15,203,961 |
| 35 |
1.40% |
¥186,812 |
¥78,461,026 |
¥16,461,026 |
| 35 |
1.50% |
¥189,834 |
¥79,730,428 |
¥17,730,428 |
| 35 |
1.60% |
¥192,886 |
¥81,012,122 |
¥19,012,122 |
| 35 |
1.70% |
¥195,967 |
¥82,306,061 |
¥20,306,061 |
| 35 |
1.80% |
¥199,077 |
¥83,612,194 |
¥21,612,194 |
| 35 |
1.90% |
¥202,215 |
¥84,930,467 |
¥22,930,467 |
| 35 |
2.00% |
¥205,383 |
¥86,260,825 |
¥24,260,825 |
| 35 |
2.10% |
¥208,579 |
¥87,603,210 |
¥25,603,210 |
| 35 |
2.20% |
¥211,804 |
¥88,957,560 |
¥26,957,560 |
| 35 |
2.30% |
¥215,057 |
¥90,323,811 |
¥28,323,811 |
| 35 |
2.40% |
¥218,338 |
¥91,701,899 |
¥29,701,899 |
| 35 |
2.50% |
¥221,647 |
¥93,091,754 |
¥31,091,754 |
| 35 |
2.60% |
¥224,984 |
¥94,493,306 |
¥32,493,306 |
| 35 |
2.70% |
¥228,349 |
¥95,906,482 |
¥33,906,482 |
| 35 |
2.80% |
¥231,741 |
¥97,331,206 |
¥35,331,206 |
| 35 |
2.90% |
¥235,160 |
¥98,767,402 |
¥36,767,402 |
| 35 |
3.00% |
¥238,607 |
¥100,214,989 |
¥38,214,989 |
6200万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥190,988 |
¥68,755,698 |
¥6,755,698 |
| 30 |
0.80% |
¥193,772 |
¥69,757,880 |
¥7,757,880 |
| 30 |
0.90% |
¥196,581 |
¥70,769,300 |
¥8,769,300 |
| 30 |
1.00% |
¥199,417 |
¥71,789,941 |
¥9,789,941 |
| 30 |
1.10% |
¥202,277 |
¥72,819,787 |
¥10,819,787 |
| 30 |
1.20% |
¥205,163 |
¥73,858,821 |
¥11,858,821 |
| 30 |
1.30% |
¥208,075 |
¥74,907,020 |
¥12,907,020 |
| 30 |
1.40% |
¥211,012 |
¥75,964,365 |
¥13,964,365 |
| 30 |
1.50% |
¥213,975 |
¥77,030,831 |
¥15,030,831 |
| 30 |
1.60% |
¥216,962 |
¥78,106,394 |
¥16,106,394 |
| 30 |
1.70% |
¥219,975 |
¥79,191,028 |
¥17,191,028 |
| 30 |
1.80% |
¥223,013 |
¥80,284,704 |
¥18,284,704 |
| 30 |
1.90% |
¥226,076 |
¥81,387,394 |
¥19,387,394 |
| 30 |
2.00% |
¥229,164 |
¥82,499,066 |
¥20,499,066 |
| 30 |
2.10% |
¥232,277 |
¥83,619,689 |
¥21,619,689 |
| 30 |
2.20% |
¥235,415 |
¥84,749,228 |
¥22,749,228 |
| 30 |
2.30% |
¥238,577 |
¥85,887,648 |
¥23,887,648 |
| 30 |
2.40% |
¥241,764 |
¥87,034,913 |
¥25,034,913 |
| 30 |
2.50% |
¥244,975 |
¥88,190,985 |
¥26,190,985 |
| 30 |
2.60% |
¥248,211 |
¥89,355,824 |
¥27,355,824 |
| 30 |
2.70% |
¥251,471 |
¥90,529,389 |
¥28,529,389 |
| 30 |
2.80% |
¥254,755 |
¥91,711,640 |
¥29,711,640 |
| 30 |
2.90% |
¥258,063 |
¥92,902,532 |
¥30,902,532 |
| 30 |
3.00% |
¥261,395 |
¥94,102,020 |
¥32,102,020 |
6200万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥225,337 |
¥67,601,184 |
¥5,601,184 |
| 25 |
0.80% |
¥228,090 |
¥68,427,125 |
¥6,427,125 |
| 25 |
0.90% |
¥230,865 |
¥69,259,491 |
¥7,259,491 |
| 25 |
1.00% |
¥233,661 |
¥70,098,276 |
¥8,098,276 |
| 25 |
1.10% |
¥236,478 |
¥70,943,472 |
¥8,943,472 |
| 25 |
1.20% |
¥239,317 |
¥71,795,068 |
¥9,795,068 |
| 25 |
1.30% |
¥242,177 |
¥72,653,054 |
¥10,653,054 |
| 25 |
1.40% |
¥245,058 |
¥73,517,421 |
¥11,517,421 |
| 25 |
1.50% |
¥247,961 |
¥74,388,157 |
¥12,388,157 |
| 25 |
1.60% |
¥250,884 |
¥75,265,248 |
¥13,265,248 |
| 25 |
1.70% |
¥253,829 |
¥76,148,684 |
¥14,148,684 |
| 25 |
1.80% |
¥256,795 |
¥77,038,448 |
¥15,038,448 |
| 25 |
1.90% |
¥259,782 |
¥77,934,528 |
¥15,934,528 |
| 25 |
2.00% |
¥262,790 |
¥78,836,907 |
¥16,836,907 |
| 25 |
2.10% |
¥265,819 |
¥79,745,570 |
¥17,745,570 |
| 25 |
2.20% |
¥268,868 |
¥80,660,500 |
¥18,660,500 |
| 25 |
2.30% |
¥271,939 |
¥81,581,679 |
¥19,581,679 |
| 25 |
2.40% |
¥275,030 |
¥82,509,090 |
¥20,509,090 |
| 25 |
2.50% |
¥278,142 |
¥83,442,713 |
¥21,442,713 |
| 25 |
2.60% |
¥281,275 |
¥84,382,528 |
¥22,382,528 |
| 25 |
2.70% |
¥284,428 |
¥85,328,517 |
¥23,328,517 |
| 25 |
2.80% |
¥287,602 |
¥86,280,657 |
¥24,280,657 |
| 25 |
2.90% |
¥290,796 |
¥87,238,927 |
¥25,238,927 |
| 25 |
3.00% |
¥294,011 |
¥88,203,304 |
¥26,203,304 |
6200万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥276,914 |
¥66,459,286 |
¥4,459,286 |
| 20 |
0.80% |
¥279,637 |
¥67,112,831 |
¥5,112,831 |
| 20 |
0.90% |
¥282,377 |
¥67,770,494 |
¥5,770,494 |
| 20 |
1.00% |
¥285,134 |
¥68,432,273 |
¥6,432,273 |
| 20 |
1.10% |
¥287,909 |
¥69,098,163 |
¥7,098,163 |
| 20 |
1.20% |
¥290,701 |
¥69,768,161 |
¥7,768,161 |
| 20 |
1.30% |
¥293,509 |
¥70,442,263 |
¥8,442,263 |
| 20 |
1.40% |
¥296,335 |
¥71,120,463 |
¥9,120,463 |
| 20 |
1.50% |
¥299,178 |
¥71,802,757 |
¥9,802,757 |
| 20 |
1.60% |
¥302,038 |
¥72,489,139 |
¥10,489,139 |
| 20 |
1.70% |
¥304,915 |
¥73,179,605 |
¥11,179,605 |
| 20 |
1.80% |
¥307,809 |
¥73,874,148 |
¥11,874,148 |
| 20 |
1.90% |
¥310,720 |
¥74,572,762 |
¥12,572,762 |
| 20 |
2.00% |
¥313,648 |
¥75,275,440 |
¥13,275,440 |
| 20 |
2.10% |
¥316,592 |
¥75,982,176 |
¥13,982,176 |
| 20 |
2.20% |
¥319,554 |
¥76,692,963 |
¥14,692,963 |
| 20 |
2.30% |
¥322,532 |
¥77,407,793 |
¥15,407,793 |
| 20 |
2.40% |
¥325,528 |
¥78,126,658 |
¥16,126,658 |
| 20 |
2.50% |
¥328,540 |
¥78,849,550 |
¥16,849,550 |
| 20 |
2.60% |
¥331,569 |
¥79,576,462 |
¥17,576,462 |
| 20 |
2.70% |
¥334,614 |
¥80,307,384 |
¥18,307,384 |
| 20 |
2.80% |
¥337,676 |
¥81,042,308 |
¥19,042,308 |
| 20 |
2.90% |
¥340,755 |
¥81,781,224 |
¥19,781,224 |
| 20 |
3.00% |
¥343,851 |
¥82,524,123 |
¥20,524,123 |
6200万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥362,945 |
¥65,330,017 |
¥3,330,017 |
| 15 |
0.80% |
¥365,639 |
¥65,815,022 |
¥3,815,022 |
| 15 |
0.90% |
¥368,346 |
¥66,302,346 |
¥4,302,346 |
| 15 |
1.00% |
¥371,067 |
¥66,791,988 |
¥4,791,988 |
| 15 |
1.10% |
¥373,800 |
¥67,283,947 |
¥5,283,947 |
| 15 |
1.20% |
¥376,546 |
¥67,778,221 |
¥5,778,221 |
| 15 |
1.30% |
¥379,304 |
¥68,274,809 |
¥6,274,809 |
| 15 |
1.40% |
¥382,076 |
¥68,773,710 |
¥6,773,710 |
| 15 |
1.50% |
¥384,861 |
¥69,274,921 |
¥7,274,921 |
| 15 |
1.60% |
¥387,658 |
¥69,778,441 |
¥7,778,441 |
| 15 |
1.70% |
¥390,468 |
¥70,284,268 |
¥8,284,268 |
| 15 |
1.80% |
¥393,291 |
¥70,792,400 |
¥8,792,400 |
| 15 |
1.90% |
¥396,127 |
¥71,302,835 |
¥9,302,835 |
| 15 |
2.00% |
¥398,975 |
¥71,815,571 |
¥9,815,571 |
| 15 |
2.10% |
¥401,837 |
¥72,330,605 |
¥10,330,605 |
| 15 |
2.20% |
¥404,711 |
¥72,847,935 |
¥10,847,935 |
| 15 |
2.30% |
¥407,598 |
¥73,367,559 |
¥11,367,559 |
| 15 |
2.40% |
¥410,497 |
¥73,889,473 |
¥11,889,473 |
| 15 |
2.50% |
¥413,409 |
¥74,413,676 |
¥12,413,676 |
| 15 |
2.60% |
¥416,334 |
¥74,940,164 |
¥12,940,164 |
| 15 |
2.70% |
¥419,272 |
¥75,468,934 |
¥13,468,934 |
| 15 |
2.80% |
¥422,222 |
¥75,999,985 |
¥13,999,985 |
| 15 |
2.90% |
¥425,185 |
¥76,533,311 |
¥14,533,311 |
| 15 |
3.00% |
¥428,161 |
¥77,068,911 |
¥15,068,911 |
6200万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥535,112 |
¥64,213,389 |
¥2,213,389 |
| 10 |
0.80% |
¥537,781 |
¥64,533,716 |
¥2,533,716 |
| 10 |
0.90% |
¥540,459 |
¥64,855,076 |
¥2,855,076 |
| 10 |
1.00% |
¥543,146 |
¥65,177,466 |
¥3,177,466 |
| 10 |
1.10% |
¥545,841 |
¥65,500,888 |
¥3,500,888 |
| 10 |
1.20% |
¥548,544 |
¥65,825,340 |
¥3,825,340 |
| 10 |
1.30% |
¥551,257 |
¥66,150,822 |
¥4,150,822 |
| 10 |
1.40% |
¥553,978 |
¥66,477,334 |
¥4,477,334 |
| 10 |
1.50% |
¥556,707 |
¥66,804,876 |
¥4,804,876 |
| 10 |
1.60% |
¥559,445 |
¥67,133,446 |
¥5,133,446 |
| 10 |
1.70% |
¥562,192 |
¥67,463,046 |
¥5,463,046 |
| 10 |
1.80% |
¥564,947 |
¥67,793,673 |
¥5,793,673 |
| 10 |
1.90% |
¥567,711 |
¥68,125,328 |
¥6,125,328 |
| 10 |
2.00% |
¥570,483 |
¥68,458,010 |
¥6,458,010 |
| 10 |
2.10% |
¥573,264 |
¥68,791,718 |
¥6,791,718 |
| 10 |
2.20% |
¥576,054 |
¥69,126,453 |
¥7,126,453 |
| 10 |
2.30% |
¥578,852 |
¥69,462,213 |
¥7,462,213 |
| 10 |
2.40% |
¥581,658 |
¥69,798,998 |
¥7,798,998 |
| 10 |
2.50% |
¥584,473 |
¥70,136,807 |
¥8,136,807 |
| 10 |
2.60% |
¥587,297 |
¥70,475,640 |
¥8,475,640 |
| 10 |
2.70% |
¥590,129 |
¥70,815,495 |
¥8,815,495 |
| 10 |
2.80% |
¥592,970 |
¥71,156,374 |
¥9,156,374 |
| 10 |
2.90% |
¥595,819 |
¥71,498,273 |
¥9,498,273 |
| 10 |
3.00% |
¥598,677 |
¥71,841,194 |
¥9,841,194 |