6220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6220万円の住宅ローン|期間・年数別
6220万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥122,894 |
¥73,736,622 |
¥11,536,622 |
| 50 |
0.80% |
¥125,813 |
¥75,487,587 |
¥13,287,587 |
| 50 |
0.90% |
¥128,773 |
¥77,264,032 |
¥15,064,032 |
| 50 |
1.00% |
¥131,776 |
¥79,065,846 |
¥16,865,846 |
| 50 |
1.10% |
¥134,822 |
¥80,892,906 |
¥18,692,906 |
| 50 |
1.20% |
¥137,908 |
¥82,745,078 |
¥20,545,078 |
| 50 |
1.30% |
¥141,037 |
¥84,622,216 |
¥22,422,216 |
| 50 |
1.40% |
¥144,207 |
¥86,524,162 |
¥24,324,162 |
| 50 |
1.50% |
¥147,418 |
¥88,450,748 |
¥26,250,748 |
| 50 |
1.60% |
¥150,670 |
¥90,401,796 |
¥28,201,796 |
| 50 |
1.70% |
¥153,962 |
¥92,377,116 |
¥30,177,116 |
| 50 |
1.80% |
¥157,294 |
¥94,376,508 |
¥32,176,508 |
| 50 |
1.90% |
¥160,666 |
¥96,399,763 |
¥34,199,763 |
| 50 |
2.00% |
¥164,078 |
¥98,446,663 |
¥36,246,663 |
| 50 |
2.10% |
¥167,528 |
¥100,516,979 |
¥38,316,979 |
| 50 |
2.20% |
¥171,017 |
¥102,610,476 |
¥40,410,476 |
| 50 |
2.30% |
¥174,545 |
¥104,726,909 |
¥42,526,909 |
| 50 |
2.40% |
¥178,110 |
¥106,866,025 |
¥44,666,025 |
| 50 |
2.50% |
¥181,713 |
¥109,027,563 |
¥46,827,563 |
| 50 |
2.60% |
¥185,352 |
¥111,211,256 |
¥49,011,256 |
| 50 |
2.70% |
¥189,028 |
¥113,416,830 |
¥51,216,830 |
| 50 |
2.80% |
¥192,740 |
¥115,644,005 |
¥53,444,005 |
| 50 |
2.90% |
¥196,487 |
¥117,892,493 |
¥55,692,493 |
| 50 |
3.00% |
¥200,270 |
¥120,162,002 |
¥57,962,002 |
6220万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥134,311 |
¥72,527,958 |
¥10,327,958 |
| 45 |
0.80% |
¥137,198 |
¥74,086,822 |
¥11,886,822 |
| 45 |
0.90% |
¥140,123 |
¥75,666,387 |
¥13,466,387 |
| 45 |
1.00% |
¥143,086 |
¥77,266,580 |
¥15,066,580 |
| 45 |
1.10% |
¥146,088 |
¥78,887,319 |
¥16,687,319 |
| 45 |
1.20% |
¥149,127 |
¥80,528,515 |
¥18,328,515 |
| 45 |
1.30% |
¥152,204 |
¥82,190,072 |
¥19,990,072 |
| 45 |
1.40% |
¥155,318 |
¥83,871,884 |
¥21,671,884 |
| 45 |
1.50% |
¥158,470 |
¥85,573,840 |
¥23,373,840 |
| 45 |
1.60% |
¥161,659 |
¥87,295,820 |
¥25,095,820 |
| 45 |
1.70% |
¥164,885 |
¥89,037,698 |
¥26,837,698 |
| 45 |
1.80% |
¥168,147 |
¥90,799,341 |
¥28,599,341 |
| 45 |
1.90% |
¥171,446 |
¥92,580,608 |
¥30,380,608 |
| 45 |
2.00% |
¥174,780 |
¥94,381,353 |
¥32,181,353 |
| 45 |
2.10% |
¥178,151 |
¥96,201,422 |
¥34,001,422 |
| 45 |
2.20% |
¥181,557 |
¥98,040,658 |
¥35,840,658 |
| 45 |
2.30% |
¥184,998 |
¥99,898,893 |
¥37,698,893 |
| 45 |
2.40% |
¥188,474 |
¥101,775,958 |
¥39,575,958 |
| 45 |
2.50% |
¥191,985 |
¥103,671,676 |
¥41,471,676 |
| 45 |
2.60% |
¥195,529 |
¥105,585,865 |
¥43,385,865 |
| 45 |
2.70% |
¥199,108 |
¥107,518,338 |
¥45,318,338 |
| 45 |
2.80% |
¥202,720 |
¥109,468,903 |
¥47,268,903 |
| 45 |
2.90% |
¥206,365 |
¥111,437,365 |
¥49,237,365 |
| 45 |
3.00% |
¥210,044 |
¥113,423,522 |
¥51,223,522 |
6220万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥148,608 |
¥71,331,865 |
¥9,131,865 |
| 40 |
0.80% |
¥151,463 |
¥72,702,425 |
¥10,502,425 |
| 40 |
0.90% |
¥154,353 |
¥74,089,385 |
¥11,889,385 |
| 40 |
1.00% |
¥157,276 |
¥75,492,701 |
¥13,292,701 |
| 40 |
1.10% |
¥160,234 |
¥76,912,319 |
¥14,712,319 |
| 40 |
1.20% |
¥163,225 |
¥78,348,184 |
¥16,148,184 |
| 40 |
1.30% |
¥166,250 |
¥79,800,234 |
¥17,600,234 |
| 40 |
1.40% |
¥169,309 |
¥81,268,404 |
¥19,068,404 |
| 40 |
1.50% |
¥172,401 |
¥82,752,621 |
¥20,552,621 |
| 40 |
1.60% |
¥175,527 |
¥84,252,811 |
¥22,052,811 |
| 40 |
1.70% |
¥178,685 |
¥85,768,894 |
¥23,568,894 |
| 40 |
1.80% |
¥181,877 |
¥87,300,783 |
¥25,100,783 |
| 40 |
1.90% |
¥185,101 |
¥88,848,391 |
¥26,648,391 |
| 40 |
2.00% |
¥188,358 |
¥90,411,623 |
¥28,211,623 |
| 40 |
2.10% |
¥191,647 |
¥91,990,382 |
¥29,790,382 |
| 40 |
2.20% |
¥194,968 |
¥93,584,566 |
¥31,384,566 |
| 40 |
2.30% |
¥198,321 |
¥95,194,068 |
¥32,994,068 |
| 40 |
2.40% |
¥201,706 |
¥96,818,780 |
¥34,618,780 |
| 40 |
2.50% |
¥205,122 |
¥98,458,588 |
¥36,258,588 |
| 40 |
2.60% |
¥208,570 |
¥100,113,373 |
¥37,913,373 |
| 40 |
2.70% |
¥212,048 |
¥101,783,016 |
¥39,583,016 |
| 40 |
2.80% |
¥215,557 |
¥103,467,392 |
¥41,267,392 |
| 40 |
2.90% |
¥219,097 |
¥105,166,373 |
¥42,966,373 |
| 40 |
3.00% |
¥222,666 |
¥106,879,829 |
¥44,679,829 |
6220万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥167,020 |
¥70,148,368 |
¥7,948,368 |
| 35 |
0.80% |
¥169,844 |
¥71,334,439 |
¥9,134,439 |
| 35 |
0.90% |
¥172,698 |
¥72,533,098 |
¥10,333,098 |
| 35 |
1.00% |
¥175,582 |
¥73,744,316 |
¥11,544,316 |
| 35 |
1.10% |
¥178,495 |
¥74,968,063 |
¥12,768,063 |
| 35 |
1.20% |
¥181,439 |
¥76,204,305 |
¥14,004,305 |
| 35 |
1.30% |
¥184,412 |
¥77,453,006 |
¥15,253,006 |
| 35 |
1.40% |
¥187,415 |
¥78,714,126 |
¥16,514,126 |
| 35 |
1.50% |
¥190,447 |
¥79,987,623 |
¥17,787,623 |
| 35 |
1.60% |
¥193,508 |
¥81,273,452 |
¥19,073,452 |
| 35 |
1.70% |
¥196,599 |
¥82,571,565 |
¥20,371,565 |
| 35 |
1.80% |
¥199,719 |
¥83,881,911 |
¥21,681,911 |
| 35 |
1.90% |
¥202,868 |
¥85,204,436 |
¥23,004,436 |
| 35 |
2.00% |
¥206,045 |
¥86,539,086 |
¥24,339,086 |
| 35 |
2.10% |
¥209,252 |
¥87,885,801 |
¥25,685,801 |
| 35 |
2.20% |
¥212,487 |
¥89,244,519 |
¥27,044,519 |
| 35 |
2.30% |
¥215,750 |
¥90,615,178 |
¥28,415,178 |
| 35 |
2.40% |
¥219,042 |
¥91,997,712 |
¥29,797,712 |
| 35 |
2.50% |
¥222,362 |
¥93,392,050 |
¥31,192,050 |
| 35 |
2.60% |
¥225,710 |
¥94,798,123 |
¥32,598,123 |
| 35 |
2.70% |
¥229,085 |
¥96,215,858 |
¥34,015,858 |
| 35 |
2.80% |
¥232,489 |
¥97,645,178 |
¥35,445,178 |
| 35 |
2.90% |
¥235,919 |
¥99,086,007 |
¥36,886,007 |
| 35 |
3.00% |
¥239,377 |
¥100,538,264 |
¥38,338,264 |
6220万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥191,604 |
¥68,977,491 |
¥6,777,491 |
| 30 |
0.80% |
¥194,397 |
¥69,982,906 |
¥7,782,906 |
| 30 |
0.90% |
¥197,216 |
¥70,997,588 |
¥8,797,588 |
| 30 |
1.00% |
¥200,060 |
¥72,021,521 |
¥9,821,521 |
| 30 |
1.10% |
¥202,930 |
¥73,054,690 |
¥10,854,690 |
| 30 |
1.20% |
¥205,825 |
¥74,097,075 |
¥11,897,075 |
| 30 |
1.30% |
¥208,746 |
¥75,148,656 |
¥12,948,656 |
| 30 |
1.40% |
¥211,693 |
¥76,209,411 |
¥14,009,411 |
| 30 |
1.50% |
¥214,665 |
¥77,279,318 |
¥15,079,318 |
| 30 |
1.60% |
¥217,662 |
¥78,358,350 |
¥16,158,350 |
| 30 |
1.70% |
¥220,685 |
¥79,446,483 |
¥17,246,483 |
| 30 |
1.80% |
¥223,732 |
¥80,543,687 |
¥18,343,687 |
| 30 |
1.90% |
¥226,805 |
¥81,649,934 |
¥19,449,934 |
| 30 |
2.00% |
¥229,903 |
¥82,765,192 |
¥20,565,192 |
| 30 |
2.10% |
¥233,026 |
¥83,889,430 |
¥21,689,430 |
| 30 |
2.20% |
¥236,174 |
¥85,022,612 |
¥22,822,612 |
| 30 |
2.30% |
¥239,346 |
¥86,164,705 |
¥23,964,705 |
| 30 |
2.40% |
¥242,544 |
¥87,315,671 |
¥25,115,671 |
| 30 |
2.50% |
¥245,765 |
¥88,475,472 |
¥26,275,472 |
| 30 |
2.60% |
¥249,011 |
¥89,644,068 |
¥27,444,068 |
| 30 |
2.70% |
¥252,282 |
¥90,821,420 |
¥28,621,420 |
| 30 |
2.80% |
¥255,576 |
¥92,007,484 |
¥29,807,484 |
| 30 |
2.90% |
¥258,895 |
¥93,202,217 |
¥31,002,217 |
| 30 |
3.00% |
¥262,238 |
¥94,405,575 |
¥32,205,575 |
6220万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥226,064 |
¥67,819,252 |
¥5,619,252 |
| 25 |
0.80% |
¥228,826 |
¥68,647,857 |
¥6,447,857 |
| 25 |
0.90% |
¥231,610 |
¥69,482,909 |
¥7,282,909 |
| 25 |
1.00% |
¥234,415 |
¥70,324,400 |
¥8,124,400 |
| 25 |
1.10% |
¥237,241 |
¥71,172,322 |
¥8,972,322 |
| 25 |
1.20% |
¥240,089 |
¥72,026,665 |
¥9,826,665 |
| 25 |
1.30% |
¥242,958 |
¥72,887,419 |
¥10,687,419 |
| 25 |
1.40% |
¥245,849 |
¥73,754,574 |
¥11,554,574 |
| 25 |
1.50% |
¥248,760 |
¥74,628,118 |
¥12,428,118 |
| 25 |
1.60% |
¥251,693 |
¥75,508,040 |
¥13,308,040 |
| 25 |
1.70% |
¥254,648 |
¥76,394,325 |
¥14,194,325 |
| 25 |
1.80% |
¥257,623 |
¥77,286,959 |
¥15,086,959 |
| 25 |
1.90% |
¥260,620 |
¥78,185,929 |
¥15,985,929 |
| 25 |
2.00% |
¥263,637 |
¥79,091,220 |
¥16,891,220 |
| 25 |
2.10% |
¥266,676 |
¥80,002,814 |
¥17,802,814 |
| 25 |
2.20% |
¥269,736 |
¥80,920,695 |
¥18,720,695 |
| 25 |
2.30% |
¥272,816 |
¥81,844,846 |
¥19,644,846 |
| 25 |
2.40% |
¥275,917 |
¥82,775,248 |
¥20,575,248 |
| 25 |
2.50% |
¥279,040 |
¥83,711,883 |
¥21,511,883 |
| 25 |
2.60% |
¥282,182 |
¥84,654,730 |
¥22,454,730 |
| 25 |
2.70% |
¥285,346 |
¥85,603,770 |
¥23,403,770 |
| 25 |
2.80% |
¥288,530 |
¥86,558,981 |
¥24,358,981 |
| 25 |
2.90% |
¥291,734 |
¥87,520,343 |
¥25,320,343 |
| 25 |
3.00% |
¥294,959 |
¥88,487,831 |
¥26,287,831 |
6220万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥277,807 |
¥66,673,670 |
¥4,473,670 |
| 20 |
0.80% |
¥280,539 |
¥67,329,324 |
¥5,129,324 |
| 20 |
0.90% |
¥283,288 |
¥67,989,109 |
¥5,789,109 |
| 20 |
1.00% |
¥286,054 |
¥68,653,022 |
¥6,453,022 |
| 20 |
1.10% |
¥288,838 |
¥69,321,061 |
¥7,121,061 |
| 20 |
1.20% |
¥291,638 |
¥69,993,220 |
¥7,793,220 |
| 20 |
1.30% |
¥294,456 |
¥70,669,496 |
¥8,469,496 |
| 20 |
1.40% |
¥297,291 |
¥71,349,884 |
¥9,149,884 |
| 20 |
1.50% |
¥300,143 |
¥72,034,379 |
¥9,834,379 |
| 20 |
1.60% |
¥303,012 |
¥72,722,975 |
¥10,522,975 |
| 20 |
1.70% |
¥305,899 |
¥73,415,668 |
¥11,215,668 |
| 20 |
1.80% |
¥308,802 |
¥74,112,452 |
¥11,912,452 |
| 20 |
1.90% |
¥311,722 |
¥74,813,319 |
¥12,613,319 |
| 20 |
2.00% |
¥314,659 |
¥75,518,264 |
¥13,318,264 |
| 20 |
2.10% |
¥317,614 |
¥76,227,280 |
¥14,027,280 |
| 20 |
2.20% |
¥320,585 |
¥76,940,360 |
¥14,740,360 |
| 20 |
2.30% |
¥323,573 |
¥77,657,495 |
¥15,457,495 |
| 20 |
2.40% |
¥326,578 |
¥78,378,679 |
¥16,178,679 |
| 20 |
2.50% |
¥329,600 |
¥79,103,904 |
¥16,903,904 |
| 20 |
2.60% |
¥332,638 |
¥79,833,160 |
¥17,633,160 |
| 20 |
2.70% |
¥335,694 |
¥80,566,440 |
¥18,366,440 |
| 20 |
2.80% |
¥338,766 |
¥81,303,735 |
¥19,103,735 |
| 20 |
2.90% |
¥341,854 |
¥82,045,034 |
¥19,845,034 |
| 20 |
3.00% |
¥344,960 |
¥82,790,329 |
¥20,590,329 |
6220万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥364,115 |
¥65,540,759 |
¥3,340,759 |
| 15 |
0.80% |
¥366,818 |
¥66,027,328 |
¥3,827,328 |
| 15 |
0.90% |
¥369,535 |
¥66,516,224 |
¥4,316,224 |
| 15 |
1.00% |
¥372,264 |
¥67,007,446 |
¥4,807,446 |
| 15 |
1.10% |
¥375,006 |
¥67,500,992 |
¥5,300,992 |
| 15 |
1.20% |
¥377,760 |
¥67,996,860 |
¥5,796,860 |
| 15 |
1.30% |
¥380,528 |
¥68,495,051 |
¥6,295,051 |
| 15 |
1.40% |
¥383,309 |
¥68,995,561 |
¥6,795,561 |
| 15 |
1.50% |
¥386,102 |
¥69,498,389 |
¥7,298,389 |
| 15 |
1.60% |
¥388,909 |
¥70,003,533 |
¥7,803,533 |
| 15 |
1.70% |
¥391,728 |
¥70,510,992 |
¥8,310,992 |
| 15 |
1.80% |
¥394,560 |
¥71,020,763 |
¥8,820,763 |
| 15 |
1.90% |
¥397,405 |
¥71,532,844 |
¥9,332,844 |
| 15 |
2.00% |
¥400,262 |
¥72,047,234 |
¥9,847,234 |
| 15 |
2.10% |
¥403,133 |
¥72,563,930 |
¥10,363,930 |
| 15 |
2.20% |
¥406,016 |
¥73,082,928 |
¥10,882,928 |
| 15 |
2.30% |
¥408,912 |
¥73,604,228 |
¥11,404,228 |
| 15 |
2.40% |
¥411,821 |
¥74,127,826 |
¥11,927,826 |
| 15 |
2.50% |
¥414,743 |
¥74,653,720 |
¥12,453,720 |
| 15 |
2.60% |
¥417,677 |
¥75,181,906 |
¥12,981,906 |
| 15 |
2.70% |
¥420,624 |
¥75,712,383 |
¥13,512,383 |
| 15 |
2.80% |
¥423,584 |
¥76,245,146 |
¥14,045,146 |
| 15 |
2.90% |
¥426,557 |
¥76,780,193 |
¥14,580,193 |
| 15 |
3.00% |
¥429,542 |
¥77,317,520 |
¥15,117,520 |
6220万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥536,838 |
¥64,420,529 |
¥2,220,529 |
| 10 |
0.80% |
¥539,516 |
¥64,741,890 |
¥2,541,890 |
| 10 |
0.90% |
¥542,202 |
¥65,064,286 |
¥2,864,286 |
| 10 |
1.00% |
¥544,898 |
¥65,387,716 |
¥3,187,716 |
| 10 |
1.10% |
¥547,602 |
¥65,712,181 |
¥3,512,181 |
| 10 |
1.20% |
¥550,314 |
¥66,037,680 |
¥3,837,680 |
| 10 |
1.30% |
¥553,035 |
¥66,364,212 |
¥4,164,212 |
| 10 |
1.40% |
¥555,765 |
¥66,691,777 |
¥4,491,777 |
| 10 |
1.50% |
¥558,503 |
¥67,020,375 |
¥4,820,375 |
| 10 |
1.60% |
¥561,250 |
¥67,350,006 |
¥5,150,006 |
| 10 |
1.70% |
¥564,006 |
¥67,680,668 |
¥5,480,668 |
| 10 |
1.80% |
¥566,770 |
¥68,012,362 |
¥5,812,362 |
| 10 |
1.90% |
¥569,542 |
¥68,345,087 |
¥6,145,087 |
| 10 |
2.00% |
¥572,324 |
¥68,678,842 |
¥6,478,842 |
| 10 |
2.10% |
¥575,114 |
¥69,013,627 |
¥6,813,627 |
| 10 |
2.20% |
¥577,912 |
¥69,349,441 |
¥7,149,441 |
| 10 |
2.30% |
¥580,719 |
¥69,686,284 |
¥7,486,284 |
| 10 |
2.40% |
¥583,535 |
¥70,024,156 |
¥7,824,156 |
| 10 |
2.50% |
¥586,359 |
¥70,363,055 |
¥8,163,055 |
| 10 |
2.60% |
¥589,192 |
¥70,702,980 |
¥8,502,980 |
| 10 |
2.70% |
¥592,033 |
¥71,043,933 |
¥8,843,933 |
| 10 |
2.80% |
¥594,883 |
¥71,385,910 |
¥9,185,910 |
| 10 |
2.90% |
¥597,741 |
¥71,728,913 |
¥9,528,913 |
| 10 |
3.00% |
¥600,608 |
¥72,072,940 |
¥9,872,940 |