6230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6230万円の住宅ローン｜期間・年数別
6230万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥123,092 | ¥73,855,169 | ¥11,555,169 |
| 50 | 0.80% | ¥126,015 | ¥75,608,950 | ¥13,308,950 |
| 50 | 0.90% | ¥128,980 | ¥77,388,251 | ¥15,088,251 |
| 50 | 1.00% | ¥131,988 | ¥79,192,962 | ¥16,892,962 |
| 50 | 1.10% | ¥135,038 | ¥81,022,959 | ¥18,722,959 |
| 50 | 1.20% | ¥138,130 | ¥82,878,109 | ¥20,578,109 |
| 50 | 1.30% | ¥141,264 | ¥84,758,264 | ¥22,458,264 |
| 50 | 1.40% | ¥144,439 | ¥86,663,268 | ¥24,363,268 |
| 50 | 1.50% | ¥147,655 | ¥88,592,952 | ¥26,292,952 |
| 50 | 1.60% | ¥150,912 | ¥90,547,136 | ¥28,247,136 |
| 50 | 1.70% | ¥154,209 | ¥92,525,632 | ¥30,225,632 |
| 50 | 1.80% | ¥157,547 | ¥94,528,238 | ¥32,228,238 |
| 50 | 1.90% | ¥160,925 | ¥96,554,746 | ¥34,254,746 |
| 50 | 2.00% | ¥164,342 | ¥98,604,937 | ¥36,304,937 |
| 50 | 2.10% | ¥167,798 | ¥100,678,582 | ¥38,378,582 |
| 50 | 2.20% | ¥171,292 | ¥102,775,445 | ¥40,475,445 |
| 50 | 2.30% | ¥174,825 | ¥104,895,280 | ¥42,595,280 |
| 50 | 2.40% | ¥178,396 | ¥107,037,835 | ¥44,737,835 |
| 50 | 2.50% | ¥182,005 | ¥109,202,848 | ¥46,902,848 |
| 50 | 2.60% | ¥185,650 | ¥111,390,052 | ¥49,090,052 |
| 50 | 2.70% | ¥189,332 | ¥113,599,172 | ¥51,299,172 |
| 50 | 2.80% | ¥193,050 | ¥115,829,927 | ¥53,529,927 |
| 50 | 2.90% | ¥196,803 | ¥118,082,030 | ¥55,782,030 |
| 50 | 3.00% | ¥200,592 | ¥120,355,189 | ¥58,055,189 |
6230万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥134,527 | ¥72,644,563 | ¥10,344,563 |
| 45 | 0.80% | ¥137,418 | ¥74,205,933 | ¥11,905,933 |
| 45 | 0.90% | ¥140,348 | ¥75,788,037 | ¥13,488,037 |
| 45 | 1.00% | ¥143,316 | ¥77,390,803 | ¥15,090,803 |
| 45 | 1.10% | ¥146,322 | ¥79,014,148 | ¥16,714,148 |
| 45 | 1.20% | ¥149,367 | ¥80,657,982 | ¥18,357,982 |
| 45 | 1.30% | ¥152,449 | ¥82,322,210 | ¥20,022,210 |
| 45 | 1.40% | ¥155,568 | ¥84,006,726 | ¥21,706,726 |
| 45 | 1.50% | ¥158,725 | ¥85,711,418 | ¥23,411,418 |
| 45 | 1.60% | ¥161,919 | ¥87,436,167 | ¥25,136,167 |
| 45 | 1.70% | ¥165,150 | ¥89,180,845 | ¥26,880,845 |
| 45 | 1.80% | ¥168,417 | ¥90,945,320 | ¥28,645,320 |
| 45 | 1.90% | ¥171,721 | ¥92,729,451 | ¥30,429,451 |
| 45 | 2.00% | ¥175,061 | ¥94,533,091 | ¥32,233,091 |
| 45 | 2.10% | ¥178,437 | ¥96,356,087 | ¥34,056,087 |
| 45 | 2.20% | ¥181,849 | ¥98,198,279 | ¥35,898,279 |
| 45 | 2.30% | ¥185,295 | ¥100,059,502 | ¥37,759,502 |
| 45 | 2.40% | ¥188,777 | ¥101,939,585 | ¥39,639,585 |
| 45 | 2.50% | ¥192,293 | ¥103,838,351 | ¥41,538,351 |
| 45 | 2.60% | ¥195,844 | ¥105,755,617 | ¥43,455,617 |
| 45 | 2.70% | ¥199,428 | ¥107,691,197 | ¥45,391,197 |
| 45 | 2.80% | ¥203,046 | ¥109,644,898 | ¥47,344,898 |
| 45 | 2.90% | ¥206,697 | ¥111,616,524 | ¥49,316,524 |
| 45 | 3.00% | ¥210,381 | ¥113,605,875 | ¥51,305,875 |
6230万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥148,847 | ¥71,446,547 | ¥9,146,547 |
| 40 | 0.80% | ¥151,707 | ¥72,819,310 | ¥10,519,310 |
| 40 | 0.90% | ¥154,601 | ¥74,208,500 | ¥11,908,500 |
| 40 | 1.00% | ¥157,529 | ¥75,614,072 | ¥13,314,072 |
| 40 | 1.10% | ¥160,492 | ¥77,035,972 | ¥14,735,972 |
| 40 | 1.20% | ¥163,488 | ¥78,474,146 | ¥16,174,146 |
| 40 | 1.30% | ¥166,518 | ¥79,928,531 | ¥17,628,531 |
| 40 | 1.40% | ¥169,581 | ¥81,399,060 | ¥19,099,060 |
| 40 | 1.50% | ¥172,678 | ¥82,885,664 | ¥20,585,664 |
| 40 | 1.60% | ¥175,809 | ¥84,388,266 | ¥22,088,266 |
| 40 | 1.70% | ¥178,972 | ¥85,906,786 | ¥23,606,786 |
| 40 | 1.80% | ¥182,169 | ¥87,441,138 | ¥25,141,138 |
| 40 | 1.90% | ¥185,398 | ¥88,991,234 | ¥26,691,234 |
| 40 | 2.00% | ¥188,660 | ¥90,556,979 | ¥28,256,979 |
| 40 | 2.10% | ¥191,955 | ¥92,138,276 | ¥29,838,276 |
| 40 | 2.20% | ¥195,281 | ¥93,735,023 | ¥31,435,023 |
| 40 | 2.30% | ¥198,640 | ¥95,347,113 | ¥33,047,113 |
| 40 | 2.40% | ¥202,030 | ¥96,974,437 | ¥34,674,437 |
| 40 | 2.50% | ¥205,452 | ¥98,616,881 | ¥36,316,881 |
| 40 | 2.60% | ¥208,905 | ¥100,274,327 | ¥37,974,327 |
| 40 | 2.70% | ¥212,389 | ¥101,946,654 | ¥39,646,654 |
| 40 | 2.80% | ¥215,904 | ¥103,633,738 | ¥41,333,738 |
| 40 | 2.90% | ¥219,449 | ¥105,335,451 | ¥43,035,451 |
| 40 | 3.00% | ¥223,024 | ¥107,051,662 | ¥44,751,662 |
6230万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥167,288 | ¥70,261,147 | ¥7,961,147 |
| 35 | 0.80% | ¥170,117 | ¥71,449,125 | ¥9,149,125 |
| 35 | 0.90% | ¥172,976 | ¥72,649,711 | ¥10,349,711 |
| 35 | 1.00% | ¥175,864 | ¥73,862,876 | ¥11,562,876 |
| 35 | 1.10% | ¥178,782 | ¥75,088,590 | ¥12,788,590 |
| 35 | 1.20% | ¥181,731 | ¥76,326,820 | ¥14,026,820 |
| 35 | 1.30% | ¥184,708 | ¥77,577,528 | ¥15,277,528 |
| 35 | 1.40% | ¥187,716 | ¥78,840,676 | ¥16,540,676 |
| 35 | 1.50% | ¥190,753 | ¥80,116,220 | ¥17,816,220 |
| 35 | 1.60% | ¥193,819 | ¥81,404,117 | ¥19,104,117 |
| 35 | 1.70% | ¥196,915 | ¥82,704,316 | ¥20,404,316 |
| 35 | 1.80% | ¥200,040 | ¥84,016,769 | ¥21,716,769 |
| 35 | 1.90% | ¥203,194 | ¥85,341,421 | ¥23,041,421 |
| 35 | 2.00% | ¥206,377 | ¥86,678,216 | ¥24,378,216 |
| 35 | 2.10% | ¥209,588 | ¥88,027,096 | ¥25,727,096 |
| 35 | 2.20% | ¥212,829 | ¥89,387,999 | ¥27,087,999 |
| 35 | 2.30% | ¥216,097 | ¥90,760,862 | ¥28,460,862 |
| 35 | 2.40% | ¥219,394 | ¥92,145,618 | ¥29,845,618 |
| 35 | 2.50% | ¥222,720 | ¥93,542,198 | ¥31,242,198 |
| 35 | 2.60% | ¥226,073 | ¥94,950,532 | ¥32,650,532 |
| 35 | 2.70% | ¥229,454 | ¥96,370,546 | ¥34,070,546 |
| 35 | 2.80% | ¥232,862 | ¥97,802,164 | ¥35,502,164 |
| 35 | 2.90% | ¥236,298 | ¥99,245,309 | ¥36,945,309 |
| 35 | 3.00% | ¥239,762 | ¥100,699,901 | ¥38,399,901 |
6230万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥191,912 | ¥69,088,387 | ¥6,788,387 |
| 30 | 0.80% | ¥194,709 | ¥70,095,418 | ¥7,795,418 |
| 30 | 0.90% | ¥197,533 | ¥71,111,732 | ¥8,811,732 |
| 30 | 1.00% | ¥200,381 | ¥72,137,312 | ¥9,837,312 |
| 30 | 1.10% | ¥203,256 | ¥73,172,141 | ¥10,872,141 |
| 30 | 1.20% | ¥206,156 | ¥74,216,202 | ¥11,916,202 |
| 30 | 1.30% | ¥209,082 | ¥75,269,474 | ¥12,969,474 |
| 30 | 1.40% | ¥212,033 | ¥76,331,934 | ¥14,031,934 |
| 30 | 1.50% | ¥215,010 | ¥77,403,561 | ¥15,103,561 |
| 30 | 1.60% | ¥218,012 | ¥78,484,328 | ¥16,184,328 |
| 30 | 1.70% | ¥221,039 | ¥79,574,210 | ¥17,274,210 |
| 30 | 1.80% | ¥224,092 | ¥80,673,179 | ¥18,373,179 |
| 30 | 1.90% | ¥227,170 | ¥81,781,204 | ¥19,481,204 |
| 30 | 2.00% | ¥230,273 | ¥82,898,255 | ¥20,598,255 |
| 30 | 2.10% | ¥233,401 | ¥84,024,300 | ¥21,724,300 |
| 30 | 2.20% | ¥236,554 | ¥85,159,305 | ¥22,859,305 |
| 30 | 2.30% | ¥239,731 | ¥86,303,233 | ¥24,003,233 |
| 30 | 2.40% | ¥242,933 | ¥87,456,050 | ¥25,156,050 |
| 30 | 2.50% | ¥246,160 | ¥88,617,715 | ¥26,317,715 |
| 30 | 2.60% | ¥249,412 | ¥89,788,191 | ¥27,488,191 |
| 30 | 2.70% | ¥252,687 | ¥90,967,435 | ¥28,667,435 |
| 30 | 2.80% | ¥255,987 | ¥92,155,406 | ¥29,855,406 |
| 30 | 2.90% | ¥259,311 | ¥93,352,060 | ¥31,052,060 |
| 30 | 3.00% | ¥262,659 | ¥94,557,353 | ¥32,257,353 |
6230万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥226,428 | ¥67,928,286 | ¥5,628,286 |
| 25 | 0.80% | ¥229,194 | ¥68,758,224 | ¥6,458,224 |
| 25 | 0.90% | ¥231,982 | ¥69,594,618 | ¥7,294,618 |
| 25 | 1.00% | ¥234,792 | ¥70,437,462 | ¥8,137,462 |
| 25 | 1.10% | ¥237,622 | ¥71,286,746 | ¥8,986,746 |
| 25 | 1.20% | ¥240,475 | ¥72,142,463 | ¥9,842,463 |
| 25 | 1.30% | ¥243,349 | ¥73,004,601 | ¥10,704,601 |
| 25 | 1.40% | ¥246,244 | ¥73,873,151 | ¥11,573,151 |
| 25 | 1.50% | ¥249,160 | ¥74,748,099 | ¥12,448,099 |
| 25 | 1.60% | ¥252,098 | ¥75,629,435 | ¥13,329,435 |
| 25 | 1.70% | ¥255,057 | ¥76,517,145 | ¥14,217,145 |
| 25 | 1.80% | ¥258,037 | ¥77,411,215 | ¥15,111,215 |
| 25 | 1.90% | ¥261,039 | ¥78,311,630 | ¥16,011,630 |
| 25 | 2.00% | ¥264,061 | ¥79,218,376 | ¥16,918,376 |
| 25 | 2.10% | ¥267,105 | ¥80,131,436 | ¥17,831,436 |
| 25 | 2.20% | ¥270,169 | ¥81,050,792 | ¥18,750,792 |
| 25 | 2.30% | ¥273,255 | ¥81,976,429 | ¥19,676,429 |
| 25 | 2.40% | ¥276,361 | ¥82,908,327 | ¥20,608,327 |
| 25 | 2.50% | ¥279,488 | ¥83,846,468 | ¥21,546,468 |
| 25 | 2.60% | ¥282,636 | ¥84,790,831 | ¥22,490,831 |
| 25 | 2.70% | ¥285,805 | ¥85,741,397 | ¥23,441,397 |
| 25 | 2.80% | ¥288,994 | ¥86,698,144 | ¥24,398,144 |
| 25 | 2.90% | ¥292,204 | ¥87,661,051 | ¥25,361,051 |
| 25 | 3.00% | ¥295,434 | ¥88,630,095 | ¥26,330,095 |
6230万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥278,254 | ¥66,780,863 | ¥4,480,863 |
| 20 | 0.80% | ¥280,990 | ¥67,437,570 | ¥5,137,570 |
| 20 | 0.90% | ¥283,743 | ¥68,098,416 | ¥5,798,416 |
| 20 | 1.00% | ¥286,514 | ¥68,763,397 | ¥6,463,397 |
| 20 | 1.10% | ¥289,302 | ¥69,432,509 | ¥7,132,509 |
| 20 | 1.20% | ¥292,107 | ¥70,105,749 | ¥7,805,749 |
| 20 | 1.30% | ¥294,930 | ¥70,783,112 | ¥8,483,112 |
| 20 | 1.40% | ¥297,769 | ¥71,464,594 | ¥9,164,594 |
| 20 | 1.50% | ¥300,626 | ¥72,150,190 | ¥9,850,190 |
| 20 | 1.60% | ¥303,500 | ¥72,839,893 | ¥10,539,893 |
| 20 | 1.70% | ¥306,390 | ¥73,533,700 | ¥11,233,700 |
| 20 | 1.80% | ¥309,298 | ¥74,231,604 | ¥11,931,604 |
| 20 | 1.90% | ¥312,223 | ¥74,933,598 | ¥12,633,598 |
| 20 | 2.00% | ¥315,165 | ¥75,639,676 | ¥13,339,676 |
| 20 | 2.10% | ¥318,124 | ¥76,349,832 | ¥14,049,832 |
| 20 | 2.20% | ¥321,100 | ¥77,064,058 | ¥14,764,058 |
| 20 | 2.30% | ¥324,093 | ¥77,782,347 | ¥15,482,347 |
| 20 | 2.40% | ¥327,103 | ¥78,504,690 | ¥16,204,690 |
| 20 | 2.50% | ¥330,130 | ¥79,231,081 | ¥16,931,081 |
| 20 | 2.60% | ¥333,173 | ¥79,961,510 | ¥17,661,510 |
| 20 | 2.70% | ¥336,233 | ¥80,695,968 | ¥18,395,968 |
| 20 | 2.80% | ¥339,310 | ¥81,434,448 | ¥19,134,448 |
| 20 | 2.90% | ¥342,404 | ¥82,176,939 | ¥19,876,939 |
| 20 | 3.00% | ¥345,514 | ¥82,923,433 | ¥20,623,433 |
6230万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥364,701 | ¥65,646,130 | ¥3,346,130 |
| 15 | 0.80% | ¥367,408 | ¥66,133,482 | ¥3,833,482 |
| 15 | 0.90% | ¥370,129 | ¥66,623,164 | ¥4,323,164 |
| 15 | 1.00% | ¥372,862 | ¥67,115,175 | ¥4,815,175 |
| 15 | 1.10% | ¥375,608 | ¥67,609,514 | ¥5,309,514 |
| 15 | 1.20% | ¥378,368 | ¥68,106,180 | ¥5,806,180 |
| 15 | 1.30% | ¥381,140 | ¥68,605,171 | ¥6,305,171 |
| 15 | 1.40% | ¥383,925 | ¥69,106,486 | ¥6,806,486 |
| 15 | 1.50% | ¥386,723 | ¥69,610,122 | ¥7,310,122 |
| 15 | 1.60% | ¥389,534 | ¥70,116,079 | ¥7,816,079 |
| 15 | 1.70% | ¥392,358 | ¥70,624,353 | ¥8,324,353 |
| 15 | 1.80% | ¥395,194 | ¥71,134,944 | ¥8,834,944 |
| 15 | 1.90% | ¥398,044 | ¥71,647,849 | ¥9,347,849 |
| 15 | 2.00% | ¥400,906 | ¥72,163,066 | ¥9,863,066 |
| 15 | 2.10% | ¥403,781 | ¥72,680,592 | ¥10,380,592 |
| 15 | 2.20% | ¥406,669 | ¥73,200,425 | ¥10,900,425 |
| 15 | 2.30% | ¥409,570 | ¥73,722,563 | ¥11,422,563 |
| 15 | 2.40% | ¥412,483 | ¥74,247,003 | ¥11,947,003 |
| 15 | 2.50% | ¥415,410 | ¥74,773,742 | ¥12,473,742 |
| 15 | 2.60% | ¥418,349 | ¥75,302,778 | ¥13,002,778 |
| 15 | 2.70% | ¥421,301 | ¥75,834,107 | ¥13,534,107 |
| 15 | 2.80% | ¥424,265 | ¥76,367,726 | ¥14,067,726 |
| 15 | 2.90% | ¥427,242 | ¥76,903,634 | ¥14,603,634 |
| 15 | 3.00% | ¥430,232 | ¥77,441,825 | ¥15,141,825 |
6230万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥537,701 | ¥64,524,099 | ¥2,224,099 |
| 10 | 0.80% | ¥540,383 | ¥64,845,976 | ¥2,545,976 |
| 10 | 0.90% | ¥543,074 | ¥65,168,891 | ¥2,868,891 |
| 10 | 1.00% | ¥545,774 | ¥65,492,841 | ¥3,192,841 |
| 10 | 1.10% | ¥548,482 | ¥65,817,828 | ¥3,517,828 |
| 10 | 1.20% | ¥551,199 | ¥66,143,850 | ¥3,843,850 |
| 10 | 1.30% | ¥553,924 | ¥66,470,907 | ¥4,170,907 |
| 10 | 1.40% | ¥556,658 | ¥66,798,999 | ¥4,498,999 |
| 10 | 1.50% | ¥559,401 | ¥67,128,125 | ¥4,828,125 |
| 10 | 1.60% | ¥562,152 | ¥67,458,286 | ¥5,158,286 |
| 10 | 1.70% | ¥564,912 | ¥67,789,480 | ¥5,489,480 |
| 10 | 1.80% | ¥567,681 | ¥68,121,707 | ¥5,821,707 |
| 10 | 1.90% | ¥570,458 | ¥68,454,966 | ¥6,154,966 |
| 10 | 2.00% | ¥573,244 | ¥68,789,258 | ¥6,489,258 |
| 10 | 2.10% | ¥576,038 | ¥69,124,581 | ¥6,824,581 |
| 10 | 2.20% | ¥578,841 | ¥69,460,936 | ¥7,160,936 |
| 10 | 2.30% | ¥581,653 | ¥69,798,320 | ¥7,498,320 |
| 10 | 2.40% | ¥584,473 | ¥70,136,735 | ¥7,836,735 |
| 10 | 2.50% | ¥587,301 | ¥70,476,179 | ¥8,176,179 |
| 10 | 2.60% | ¥590,139 | ¥70,816,651 | ¥8,516,651 |
| 10 | 2.70% | ¥592,985 | ¥71,158,151 | ¥8,858,151 |
| 10 | 2.80% | ¥595,839 | ¥71,500,679 | ¥9,200,679 |
| 10 | 2.90% | ¥598,702 | ¥71,844,233 | ¥9,544,233 |
| 10 | 3.00% | ¥601,573 | ¥72,188,813 | ¥9,888,813 |
