6280万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6280万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6280万円の住宅ローン｜期間・年数別
6280万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥124,080 |
¥74,447,907 |
¥11,647,907 |
| 50 |
0.80% |
¥127,026 |
¥76,215,763 |
¥13,415,763 |
| 50 |
0.90% |
¥130,016 |
¥78,009,344 |
¥15,209,344 |
| 50 |
1.00% |
¥133,048 |
¥79,828,539 |
¥17,028,539 |
| 50 |
1.10% |
¥136,122 |
¥81,673,224 |
¥18,873,224 |
| 50 |
1.20% |
¥139,239 |
¥83,543,262 |
¥20,743,262 |
| 50 |
1.30% |
¥142,398 |
¥85,438,507 |
¥22,638,507 |
| 50 |
1.40% |
¥145,598 |
¥87,358,800 |
¥24,558,800 |
| 50 |
1.50% |
¥148,840 |
¥89,303,971 |
¥26,503,971 |
| 50 |
1.60% |
¥152,123 |
¥91,273,839 |
¥28,473,839 |
| 50 |
1.70% |
¥155,447 |
¥93,268,213 |
¥30,468,213 |
| 50 |
1.80% |
¥158,811 |
¥95,286,892 |
¥32,486,892 |
| 50 |
1.90% |
¥162,216 |
¥97,329,664 |
¥34,529,664 |
| 50 |
2.00% |
¥165,661 |
¥99,396,309 |
¥36,596,309 |
| 50 |
2.10% |
¥169,144 |
¥101,486,597 |
¥38,686,597 |
| 50 |
2.20% |
¥172,667 |
¥103,600,288 |
¥40,800,288 |
| 50 |
2.30% |
¥176,229 |
¥105,737,137 |
¥42,937,137 |
| 50 |
2.40% |
¥179,828 |
¥107,896,887 |
¥45,096,887 |
| 50 |
2.50% |
¥183,465 |
¥110,079,276 |
¥47,279,276 |
| 50 |
2.60% |
¥187,140 |
¥112,284,033 |
¥49,484,033 |
| 50 |
2.70% |
¥190,851 |
¥114,510,883 |
¥51,710,883 |
| 50 |
2.80% |
¥194,599 |
¥116,759,542 |
¥53,959,542 |
| 50 |
2.90% |
¥198,383 |
¥119,029,719 |
¥56,229,719 |
| 50 |
3.00% |
¥202,202 |
¥121,321,121 |
¥58,521,121 |
6280万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥135,607 |
¥73,227,585 |
¥10,427,585 |
| 45 |
0.80% |
¥138,521 |
¥74,801,486 |
¥12,001,486 |
| 45 |
0.90% |
¥141,475 |
¥76,396,288 |
¥13,596,288 |
| 45 |
1.00% |
¥144,467 |
¥78,011,917 |
¥15,211,917 |
| 45 |
1.10% |
¥147,497 |
¥79,648,290 |
¥16,848,290 |
| 45 |
1.20% |
¥150,565 |
¥81,305,318 |
¥18,505,318 |
| 45 |
1.30% |
¥153,672 |
¥82,982,902 |
¥20,182,902 |
| 45 |
1.40% |
¥156,817 |
¥84,680,938 |
¥21,880,938 |
| 45 |
1.50% |
¥159,999 |
¥86,399,311 |
¥23,599,311 |
| 45 |
1.60% |
¥163,218 |
¥88,137,902 |
¥25,337,902 |
| 45 |
1.70% |
¥166,475 |
¥89,896,583 |
¥27,096,583 |
| 45 |
1.80% |
¥169,769 |
¥91,675,219 |
¥28,875,219 |
| 45 |
1.90% |
¥173,099 |
¥93,473,668 |
¥30,673,668 |
| 45 |
2.00% |
¥176,466 |
¥95,291,784 |
¥32,491,784 |
| 45 |
2.10% |
¥179,869 |
¥97,129,410 |
¥34,329,410 |
| 45 |
2.20% |
¥183,308 |
¥98,986,387 |
¥36,186,387 |
| 45 |
2.30% |
¥186,782 |
¥100,862,548 |
¥38,062,548 |
| 45 |
2.40% |
¥190,292 |
¥102,757,720 |
¥39,957,720 |
| 45 |
2.50% |
¥193,837 |
¥104,671,724 |
¥41,871,724 |
| 45 |
2.60% |
¥197,416 |
¥106,604,378 |
¥43,804,378 |
| 45 |
2.70% |
¥201,029 |
¥108,555,492 |
¥45,755,492 |
| 45 |
2.80% |
¥204,676 |
¥110,524,873 |
¥47,724,873 |
| 45 |
2.90% |
¥208,356 |
¥112,512,323 |
¥49,712,323 |
| 45 |
3.00% |
¥212,070 |
¥114,517,639 |
¥51,717,639 |
6280万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥150,042 |
¥72,019,954 |
¥9,219,954 |
| 40 |
0.80% |
¥152,924 |
¥73,403,734 |
¥10,603,734 |
| 40 |
0.90% |
¥155,842 |
¥74,804,074 |
¥12,004,074 |
| 40 |
1.00% |
¥158,794 |
¥76,220,926 |
¥13,420,926 |
| 40 |
1.10% |
¥161,780 |
¥77,654,238 |
¥14,854,238 |
| 40 |
1.20% |
¥164,800 |
¥79,103,954 |
¥16,303,954 |
| 40 |
1.30% |
¥167,854 |
¥80,570,012 |
¥17,770,012 |
| 40 |
1.40% |
¥170,942 |
¥82,052,343 |
¥19,252,343 |
| 40 |
1.50% |
¥174,064 |
¥83,550,878 |
¥20,750,878 |
| 40 |
1.60% |
¥177,220 |
¥85,065,539 |
¥22,265,539 |
| 40 |
1.70% |
¥180,409 |
¥86,596,246 |
¥23,796,246 |
| 40 |
1.80% |
¥183,631 |
¥88,142,913 |
¥25,342,913 |
| 40 |
1.90% |
¥186,886 |
¥89,705,449 |
¥26,905,449 |
| 40 |
2.00% |
¥190,175 |
¥91,283,761 |
¥28,483,761 |
| 40 |
2.10% |
¥193,495 |
¥92,877,749 |
¥30,077,749 |
| 40 |
2.20% |
¥196,849 |
¥94,487,311 |
¥31,687,311 |
| 40 |
2.30% |
¥200,234 |
¥96,112,339 |
¥33,312,339 |
| 40 |
2.40% |
¥203,652 |
¥97,752,723 |
¥34,952,723 |
| 40 |
2.50% |
¥207,101 |
¥99,408,349 |
¥36,608,349 |
| 40 |
2.60% |
¥210,581 |
¥101,079,097 |
¥38,279,097 |
| 40 |
2.70% |
¥214,093 |
¥102,764,846 |
¥39,964,846 |
| 40 |
2.80% |
¥217,636 |
¥104,465,469 |
¥41,665,469 |
| 40 |
2.90% |
¥221,210 |
¥106,180,840 |
¥43,380,840 |
| 40 |
3.00% |
¥224,814 |
¥107,910,824 |
¥45,110,824 |
6280万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥168,631 |
¥70,825,041 |
¥8,025,041 |
| 35 |
0.80% |
¥171,482 |
¥72,022,553 |
¥9,222,553 |
| 35 |
0.90% |
¥174,364 |
¥73,232,774 |
¥10,432,774 |
| 35 |
1.00% |
¥177,275 |
¥74,455,676 |
¥11,655,676 |
| 35 |
1.10% |
¥180,217 |
¥75,691,227 |
¥12,891,227 |
| 35 |
1.20% |
¥183,189 |
¥76,939,395 |
¥14,139,395 |
| 35 |
1.30% |
¥186,191 |
¥78,200,141 |
¥15,400,141 |
| 35 |
1.40% |
¥189,222 |
¥79,473,426 |
¥16,673,426 |
| 35 |
1.50% |
¥192,284 |
¥80,759,208 |
¥17,959,208 |
| 35 |
1.60% |
¥195,375 |
¥82,057,440 |
¥19,257,440 |
| 35 |
1.70% |
¥198,495 |
¥83,368,075 |
¥20,568,075 |
| 35 |
1.80% |
¥201,645 |
¥84,691,061 |
¥21,891,061 |
| 35 |
1.90% |
¥204,825 |
¥86,026,344 |
¥23,226,344 |
| 35 |
2.00% |
¥208,033 |
¥87,373,868 |
¥24,573,868 |
| 35 |
2.10% |
¥211,270 |
¥88,733,574 |
¥25,933,574 |
| 35 |
2.20% |
¥214,537 |
¥90,105,399 |
¥27,305,399 |
| 35 |
2.30% |
¥217,832 |
¥91,489,280 |
¥28,689,280 |
| 35 |
2.40% |
¥221,155 |
¥92,885,149 |
¥30,085,149 |
| 35 |
2.50% |
¥224,507 |
¥94,292,938 |
¥31,492,938 |
| 35 |
2.60% |
¥227,887 |
¥95,712,575 |
¥32,912,575 |
| 35 |
2.70% |
¥231,295 |
¥97,143,985 |
¥34,343,985 |
| 35 |
2.80% |
¥234,731 |
¥98,587,093 |
¥35,787,093 |
| 35 |
2.90% |
¥238,195 |
¥100,041,820 |
¥37,241,820 |
| 35 |
3.00% |
¥241,686 |
¥101,508,086 |
¥38,708,086 |
6280万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥193,452 |
¥69,642,868 |
¥6,842,868 |
| 30 |
0.80% |
¥196,272 |
¥70,657,982 |
¥7,857,982 |
| 30 |
0.90% |
¥199,118 |
¥71,682,452 |
¥8,882,452 |
| 30 |
1.00% |
¥201,990 |
¥72,716,263 |
¥9,916,263 |
| 30 |
1.10% |
¥204,887 |
¥73,759,398 |
¥10,959,398 |
| 30 |
1.20% |
¥207,811 |
¥74,811,838 |
¥12,011,838 |
| 30 |
1.30% |
¥210,760 |
¥75,873,562 |
¥13,073,562 |
| 30 |
1.40% |
¥213,735 |
¥76,944,550 |
¥14,144,550 |
| 30 |
1.50% |
¥216,735 |
¥78,024,777 |
¥15,224,777 |
| 30 |
1.60% |
¥219,762 |
¥79,114,219 |
¥16,314,219 |
| 30 |
1.70% |
¥222,813 |
¥80,212,848 |
¥17,412,848 |
| 30 |
1.80% |
¥225,891 |
¥81,320,636 |
¥18,520,636 |
| 30 |
1.90% |
¥228,993 |
¥82,437,554 |
¥19,637,554 |
| 30 |
2.00% |
¥232,121 |
¥83,563,570 |
¥20,763,570 |
| 30 |
2.10% |
¥235,274 |
¥84,698,653 |
¥21,898,653 |
| 30 |
2.20% |
¥238,452 |
¥85,842,766 |
¥23,042,766 |
| 30 |
2.30% |
¥241,655 |
¥86,995,876 |
¥24,195,876 |
| 30 |
2.40% |
¥244,883 |
¥88,157,944 |
¥25,357,944 |
| 30 |
2.50% |
¥248,136 |
¥89,328,933 |
¥26,528,933 |
| 30 |
2.60% |
¥251,413 |
¥90,508,802 |
¥27,708,802 |
| 30 |
2.70% |
¥254,715 |
¥91,697,510 |
¥28,897,510 |
| 30 |
2.80% |
¥258,042 |
¥92,895,016 |
¥30,095,016 |
| 30 |
2.90% |
¥261,392 |
¥94,101,274 |
¥31,301,274 |
| 30 |
3.00% |
¥264,767 |
¥95,316,240 |
¥32,516,240 |
6280万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥228,245 |
¥68,473,457 |
¥5,673,457 |
| 25 |
0.80% |
¥231,034 |
¥69,310,055 |
¥6,510,055 |
| 25 |
0.90% |
¥233,844 |
¥70,153,162 |
¥7,353,162 |
| 25 |
1.00% |
¥236,676 |
¥71,002,770 |
¥8,202,770 |
| 25 |
1.10% |
¥239,530 |
¥71,858,871 |
¥9,058,871 |
| 25 |
1.20% |
¥242,405 |
¥72,721,455 |
¥9,921,455 |
| 25 |
1.30% |
¥245,302 |
¥73,590,513 |
¥10,790,513 |
| 25 |
1.40% |
¥248,220 |
¥74,466,033 |
¥11,666,033 |
| 25 |
1.50% |
¥251,160 |
¥75,348,004 |
¥12,548,004 |
| 25 |
1.60% |
¥254,121 |
¥76,236,413 |
¥13,436,413 |
| 25 |
1.70% |
¥257,104 |
¥77,131,247 |
¥14,331,247 |
| 25 |
1.80% |
¥260,108 |
¥78,032,493 |
¥15,232,493 |
| 25 |
1.90% |
¥263,134 |
¥78,940,135 |
¥16,140,135 |
| 25 |
2.00% |
¥266,181 |
¥79,854,157 |
¥17,054,157 |
| 25 |
2.10% |
¥269,248 |
¥80,774,545 |
¥17,974,545 |
| 25 |
2.20% |
¥272,338 |
¥81,701,280 |
¥18,901,280 |
| 25 |
2.30% |
¥275,448 |
¥82,634,346 |
¥19,834,346 |
| 25 |
2.40% |
¥278,579 |
¥83,573,723 |
¥20,773,723 |
| 25 |
2.50% |
¥281,731 |
¥84,519,393 |
¥21,719,393 |
| 25 |
2.60% |
¥284,904 |
¥85,471,335 |
¥22,671,335 |
| 25 |
2.70% |
¥288,098 |
¥86,429,530 |
¥23,629,530 |
| 25 |
2.80% |
¥291,313 |
¥87,393,955 |
¥24,593,955 |
| 25 |
2.90% |
¥294,549 |
¥88,364,590 |
¥25,564,590 |
| 25 |
3.00% |
¥297,805 |
¥89,341,412 |
¥26,541,412 |
6280万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥280,487 |
¥67,316,825 |
¥4,516,825 |
| 20 |
0.80% |
¥283,245 |
¥67,978,803 |
¥5,178,803 |
| 20 |
0.90% |
¥286,021 |
¥68,644,952 |
¥5,844,952 |
| 20 |
1.00% |
¥288,814 |
¥69,315,270 |
¥6,515,270 |
| 20 |
1.10% |
¥291,624 |
¥69,989,752 |
¥7,189,752 |
| 20 |
1.20% |
¥294,452 |
¥70,668,396 |
¥7,868,396 |
| 20 |
1.30% |
¥297,297 |
¥71,351,195 |
¥8,551,195 |
| 20 |
1.40% |
¥300,159 |
¥72,038,146 |
¥9,238,146 |
| 20 |
1.50% |
¥303,039 |
¥72,729,244 |
¥9,929,244 |
| 20 |
1.60% |
¥305,935 |
¥73,424,483 |
¥10,624,483 |
| 20 |
1.70% |
¥308,849 |
¥74,123,858 |
¥11,323,858 |
| 20 |
1.80% |
¥311,781 |
¥74,827,363 |
¥12,027,363 |
| 20 |
1.90% |
¥314,729 |
¥75,534,991 |
¥12,734,991 |
| 20 |
2.00% |
¥317,695 |
¥76,246,736 |
¥13,446,736 |
| 20 |
2.10% |
¥320,677 |
¥76,962,591 |
¥14,162,591 |
| 20 |
2.20% |
¥323,677 |
¥77,682,550 |
¥14,882,550 |
| 20 |
2.30% |
¥326,694 |
¥78,406,603 |
¥15,606,603 |
| 20 |
2.40% |
¥329,728 |
¥79,134,744 |
¥16,334,744 |
| 20 |
2.50% |
¥332,779 |
¥79,866,964 |
¥17,066,964 |
| 20 |
2.60% |
¥335,847 |
¥80,603,255 |
¥17,803,255 |
| 20 |
2.70% |
¥338,932 |
¥81,343,609 |
¥18,543,609 |
| 20 |
2.80% |
¥342,033 |
¥82,088,015 |
¥19,288,015 |
| 20 |
2.90% |
¥345,152 |
¥82,836,465 |
¥20,036,465 |
| 20 |
3.00% |
¥348,287 |
¥83,588,950 |
¥20,788,950 |
6280万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥367,628 |
¥66,172,985 |
¥3,372,985 |
| 15 |
0.80% |
¥370,357 |
¥66,664,248 |
¥3,864,248 |
| 15 |
0.90% |
¥373,099 |
¥67,157,860 |
¥4,357,860 |
| 15 |
1.00% |
¥375,855 |
¥67,653,820 |
¥4,853,820 |
| 15 |
1.10% |
¥378,623 |
¥68,152,127 |
¥5,352,127 |
| 15 |
1.20% |
¥381,404 |
¥68,652,779 |
¥5,852,779 |
| 15 |
1.30% |
¥384,199 |
¥69,155,775 |
¥6,355,775 |
| 15 |
1.40% |
¥387,006 |
¥69,661,113 |
¥6,861,113 |
| 15 |
1.50% |
¥389,827 |
¥70,168,791 |
¥7,368,791 |
| 15 |
1.60% |
¥392,660 |
¥70,678,808 |
¥7,878,808 |
| 15 |
1.70% |
¥395,506 |
¥71,191,162 |
¥8,391,162 |
| 15 |
1.80% |
¥398,366 |
¥71,705,851 |
¥8,905,851 |
| 15 |
1.90% |
¥401,238 |
¥72,222,872 |
¥9,422,872 |
| 15 |
2.00% |
¥404,123 |
¥72,742,224 |
¥9,942,224 |
| 15 |
2.10% |
¥407,022 |
¥73,263,903 |
¥10,463,903 |
| 15 |
2.20% |
¥409,933 |
¥73,787,908 |
¥10,987,908 |
| 15 |
2.30% |
¥412,857 |
¥74,314,237 |
¥11,514,237 |
| 15 |
2.40% |
¥415,794 |
¥74,842,886 |
¥12,042,886 |
| 15 |
2.50% |
¥418,744 |
¥75,373,852 |
¥12,573,852 |
| 15 |
2.60% |
¥421,706 |
¥75,907,134 |
¥13,107,134 |
| 15 |
2.70% |
¥424,682 |
¥76,442,727 |
¥13,642,727 |
| 15 |
2.80% |
¥427,670 |
¥76,980,630 |
¥14,180,630 |
| 15 |
2.90% |
¥430,671 |
¥77,520,838 |
¥14,720,838 |
| 15 |
3.00% |
¥433,685 |
¥78,063,349 |
¥15,263,349 |
6280万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥542,016 |
¥65,041,949 |
¥2,241,949 |
| 10 |
0.80% |
¥544,720 |
¥65,366,410 |
¥2,566,410 |
| 10 |
0.90% |
¥547,433 |
¥65,691,915 |
¥2,891,915 |
| 10 |
1.00% |
¥550,154 |
¥66,018,466 |
¥3,218,466 |
| 10 |
1.10% |
¥552,884 |
¥66,346,061 |
¥3,546,061 |
| 10 |
1.20% |
¥555,622 |
¥66,674,699 |
¥3,874,699 |
| 10 |
1.30% |
¥558,370 |
¥67,004,381 |
¥4,204,381 |
| 10 |
1.40% |
¥561,126 |
¥67,335,106 |
¥4,535,106 |
| 10 |
1.50% |
¥563,891 |
¥67,666,874 |
¥4,866,874 |
| 10 |
1.60% |
¥566,664 |
¥67,999,684 |
¥5,199,684 |
| 10 |
1.70% |
¥569,446 |
¥68,333,536 |
¥5,533,536 |
| 10 |
1.80% |
¥572,237 |
¥68,668,430 |
¥5,868,430 |
| 10 |
1.90% |
¥575,036 |
¥69,004,364 |
¥6,204,364 |
| 10 |
2.00% |
¥577,844 |
¥69,341,339 |
¥6,541,339 |
| 10 |
2.10% |
¥580,661 |
¥69,679,353 |
¥6,879,353 |
| 10 |
2.20% |
¥583,487 |
¥70,018,407 |
¥7,218,407 |
| 10 |
2.30% |
¥586,321 |
¥70,358,499 |
¥7,558,499 |
| 10 |
2.40% |
¥589,164 |
¥70,699,630 |
¥7,899,630 |
| 10 |
2.50% |
¥592,015 |
¥71,041,798 |
¥8,241,798 |
| 10 |
2.60% |
¥594,875 |
¥71,385,003 |
¥8,585,003 |
| 10 |
2.70% |
¥597,744 |
¥71,729,244 |
¥8,929,244 |
| 10 |
2.80% |
¥600,621 |
¥72,074,520 |
¥9,274,520 |
| 10 |
2.90% |
¥603,507 |
¥72,420,832 |
¥9,620,832 |
| 10 |
3.00% |
¥606,401 |
¥72,768,177 |
¥9,968,177 |
