6350万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6350万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6350万円の住宅ローン|期間・年数別
6350万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥125,463 |
¥75,277,741 |
¥11,777,741 |
| 50 |
0.80% |
¥128,442 |
¥77,065,302 |
¥13,565,302 |
| 50 |
0.90% |
¥131,465 |
¥78,878,875 |
¥15,378,875 |
| 50 |
1.00% |
¥134,531 |
¥80,718,348 |
¥17,218,348 |
| 50 |
1.10% |
¥137,639 |
¥82,583,594 |
¥19,083,594 |
| 50 |
1.20% |
¥140,791 |
¥84,474,477 |
¥20,974,477 |
| 50 |
1.30% |
¥143,985 |
¥86,390,847 |
¥22,890,847 |
| 50 |
1.40% |
¥147,221 |
¥88,332,545 |
¥24,832,545 |
| 50 |
1.50% |
¥150,499 |
¥90,299,397 |
¥26,799,397 |
| 50 |
1.60% |
¥153,819 |
¥92,291,223 |
¥28,791,223 |
| 50 |
1.70% |
¥157,180 |
¥94,307,827 |
¥30,807,827 |
| 50 |
1.80% |
¥160,582 |
¥96,349,007 |
¥32,849,007 |
| 50 |
1.90% |
¥164,024 |
¥98,414,549 |
¥34,914,549 |
| 50 |
2.00% |
¥167,507 |
¥100,504,230 |
¥37,004,230 |
| 50 |
2.10% |
¥171,030 |
¥102,617,817 |
¥39,117,817 |
| 50 |
2.20% |
¥174,592 |
¥104,755,068 |
¥41,255,068 |
| 50 |
2.30% |
¥178,193 |
¥106,915,735 |
¥43,415,735 |
| 50 |
2.40% |
¥181,833 |
¥109,099,559 |
¥45,599,559 |
| 50 |
2.50% |
¥185,510 |
¥111,306,274 |
¥47,806,274 |
| 50 |
2.60% |
¥189,226 |
¥113,535,607 |
¥50,035,607 |
| 50 |
2.70% |
¥192,979 |
¥115,787,278 |
¥52,287,278 |
| 50 |
2.80% |
¥196,768 |
¥118,061,001 |
¥54,561,001 |
| 50 |
2.90% |
¥200,594 |
¥120,356,484 |
¥56,856,484 |
| 50 |
3.00% |
¥204,456 |
¥122,673,427 |
¥59,173,427 |
6350万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥137,118 |
¥74,043,816 |
¥10,543,816 |
| 45 |
0.80% |
¥140,065 |
¥75,635,261 |
¥12,135,261 |
| 45 |
0.90% |
¥143,052 |
¥77,247,839 |
¥13,747,839 |
| 45 |
1.00% |
¥146,077 |
¥78,881,476 |
¥15,381,476 |
| 45 |
1.10% |
¥149,141 |
¥80,536,089 |
¥17,036,089 |
| 45 |
1.20% |
¥152,244 |
¥82,211,587 |
¥18,711,587 |
| 45 |
1.30% |
¥155,385 |
¥83,907,871 |
¥20,407,871 |
| 45 |
1.40% |
¥158,565 |
¥85,624,833 |
¥22,124,833 |
| 45 |
1.50% |
¥161,782 |
¥87,362,361 |
¥23,862,361 |
| 45 |
1.60% |
¥165,038 |
¥89,120,331 |
¥25,620,331 |
| 45 |
1.70% |
¥168,331 |
¥90,898,615 |
¥27,398,615 |
| 45 |
1.80% |
¥171,661 |
¥92,697,076 |
¥29,197,076 |
| 45 |
1.90% |
¥175,029 |
¥94,515,572 |
¥31,015,572 |
| 45 |
2.00% |
¥178,433 |
¥96,353,953 |
¥32,853,953 |
| 45 |
2.10% |
¥181,874 |
¥98,212,063 |
¥34,712,063 |
| 45 |
2.20% |
¥185,351 |
¥100,089,739 |
¥36,589,739 |
| 45 |
2.30% |
¥188,864 |
¥101,986,812 |
¥38,486,812 |
| 45 |
2.40% |
¥192,413 |
¥103,903,108 |
¥40,403,108 |
| 45 |
2.50% |
¥195,997 |
¥105,838,447 |
¥42,338,447 |
| 45 |
2.60% |
¥199,616 |
¥107,792,643 |
¥44,292,643 |
| 45 |
2.70% |
¥203,269 |
¥109,765,505 |
¥46,265,505 |
| 45 |
2.80% |
¥206,957 |
¥111,756,838 |
¥48,256,838 |
| 45 |
2.90% |
¥210,679 |
¥113,766,441 |
¥50,266,441 |
| 45 |
3.00% |
¥214,434 |
¥115,794,110 |
¥52,294,110 |
6350万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥151,714 |
¥72,822,724 |
¥9,322,724 |
| 40 |
0.80% |
¥154,629 |
¥74,221,929 |
¥10,721,929 |
| 40 |
0.90% |
¥157,579 |
¥75,637,877 |
¥12,137,877 |
| 40 |
1.00% |
¥160,564 |
¥77,070,522 |
¥13,570,522 |
| 40 |
1.10% |
¥163,583 |
¥78,519,811 |
¥15,019,811 |
| 40 |
1.20% |
¥166,637 |
¥79,985,686 |
¥16,485,686 |
| 40 |
1.30% |
¥169,725 |
¥81,468,085 |
¥17,968,085 |
| 40 |
1.40% |
¥172,848 |
¥82,966,940 |
¥19,466,940 |
| 40 |
1.50% |
¥176,005 |
¥84,482,178 |
¥20,982,178 |
| 40 |
1.60% |
¥179,195 |
¥86,013,722 |
¥22,513,722 |
| 40 |
1.70% |
¥182,420 |
¥87,561,491 |
¥24,061,491 |
| 40 |
1.80% |
¥185,678 |
¥89,125,397 |
¥25,625,397 |
| 40 |
1.90% |
¥188,969 |
¥90,705,351 |
¥27,205,351 |
| 40 |
2.00% |
¥192,294 |
¥92,301,255 |
¥28,801,255 |
| 40 |
2.10% |
¥195,652 |
¥93,913,010 |
¥30,413,010 |
| 40 |
2.20% |
¥199,043 |
¥95,540,513 |
¥32,040,513 |
| 40 |
2.30% |
¥202,466 |
¥97,183,655 |
¥33,683,655 |
| 40 |
2.40% |
¥205,922 |
¥98,842,324 |
¥35,342,324 |
| 40 |
2.50% |
¥209,409 |
¥100,516,404 |
¥37,016,404 |
| 40 |
2.60% |
¥212,929 |
¥102,205,775 |
¥38,705,775 |
| 40 |
2.70% |
¥216,480 |
¥103,910,314 |
¥40,410,314 |
| 40 |
2.80% |
¥220,062 |
¥105,629,894 |
¥42,129,894 |
| 40 |
2.90% |
¥223,676 |
¥107,364,384 |
¥43,864,384 |
| 40 |
3.00% |
¥227,320 |
¥109,113,652 |
¥45,613,652 |
6350万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥170,511 |
¥71,614,492 |
¥8,114,492 |
| 35 |
0.80% |
¥173,394 |
¥72,825,352 |
¥9,325,352 |
| 35 |
0.90% |
¥176,307 |
¥74,049,063 |
¥10,549,063 |
| 35 |
1.00% |
¥179,251 |
¥75,285,596 |
¥11,785,596 |
| 35 |
1.10% |
¥182,226 |
¥76,534,920 |
¥13,034,920 |
| 35 |
1.20% |
¥185,231 |
¥77,797,000 |
¥14,297,000 |
| 35 |
1.30% |
¥188,266 |
¥79,071,799 |
¥15,571,799 |
| 35 |
1.40% |
¥191,332 |
¥80,359,277 |
¥16,859,277 |
| 35 |
1.50% |
¥194,427 |
¥81,659,390 |
¥18,159,390 |
| 35 |
1.60% |
¥197,553 |
¥82,972,093 |
¥19,472,093 |
| 35 |
1.70% |
¥200,708 |
¥84,297,337 |
¥20,797,337 |
| 35 |
1.80% |
¥203,893 |
¥85,635,069 |
¥22,135,069 |
| 35 |
1.90% |
¥207,108 |
¥86,985,236 |
¥23,485,236 |
| 35 |
2.00% |
¥210,352 |
¥88,347,781 |
¥24,847,781 |
| 35 |
2.10% |
¥213,625 |
¥89,722,642 |
¥26,222,642 |
| 35 |
2.20% |
¥216,928 |
¥91,109,759 |
¥27,609,759 |
| 35 |
2.30% |
¥220,260 |
¥92,509,065 |
¥29,009,065 |
| 35 |
2.40% |
¥223,620 |
¥93,920,493 |
¥30,420,493 |
| 35 |
2.50% |
¥227,009 |
¥95,343,974 |
¥31,843,974 |
| 35 |
2.60% |
¥230,427 |
¥96,779,434 |
¥33,279,434 |
| 35 |
2.70% |
¥233,873 |
¥98,226,800 |
¥34,726,800 |
| 35 |
2.80% |
¥237,348 |
¥99,685,994 |
¥36,185,994 |
| 35 |
2.90% |
¥240,850 |
¥101,156,936 |
¥37,656,936 |
| 35 |
3.00% |
¥244,380 |
¥102,639,546 |
¥39,139,546 |
6350万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥195,609 |
¥70,419,142 |
¥6,919,142 |
| 30 |
0.80% |
¥198,460 |
¥71,445,571 |
¥7,945,571 |
| 30 |
0.90% |
¥201,337 |
¥72,481,460 |
¥8,981,460 |
| 30 |
1.00% |
¥204,241 |
¥73,526,794 |
¥10,026,794 |
| 30 |
1.10% |
¥207,171 |
¥74,581,556 |
¥11,081,556 |
| 30 |
1.20% |
¥210,127 |
¥75,645,727 |
¥12,145,727 |
| 30 |
1.30% |
¥213,109 |
¥76,719,287 |
¥13,219,287 |
| 30 |
1.40% |
¥216,117 |
¥77,802,212 |
¥14,302,212 |
| 30 |
1.50% |
¥219,151 |
¥78,894,480 |
¥15,394,480 |
| 30 |
1.60% |
¥222,211 |
¥79,996,065 |
¥16,496,065 |
| 30 |
1.70% |
¥225,297 |
¥81,106,940 |
¥17,606,940 |
| 30 |
1.80% |
¥228,409 |
¥82,227,076 |
¥18,727,076 |
| 30 |
1.90% |
¥231,546 |
¥83,356,444 |
¥19,856,444 |
| 30 |
2.00% |
¥234,708 |
¥84,495,011 |
¥20,995,011 |
| 30 |
2.10% |
¥237,897 |
¥85,642,746 |
¥22,142,746 |
| 30 |
2.20% |
¥241,110 |
¥86,799,612 |
¥23,299,612 |
| 30 |
2.30% |
¥244,349 |
¥87,965,575 |
¥24,465,575 |
| 30 |
2.40% |
¥247,613 |
¥89,140,596 |
¥25,640,596 |
| 30 |
2.50% |
¥250,902 |
¥90,324,637 |
¥26,824,637 |
| 30 |
2.60% |
¥254,216 |
¥91,517,658 |
¥28,017,658 |
| 30 |
2.70% |
¥257,554 |
¥92,719,616 |
¥29,219,616 |
| 30 |
2.80% |
¥260,918 |
¥93,930,470 |
¥30,430,470 |
| 30 |
2.90% |
¥264,306 |
¥95,150,173 |
¥31,650,173 |
| 30 |
3.00% |
¥267,719 |
¥96,378,682 |
¥32,878,682 |
6350万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥230,789 |
¥69,236,696 |
¥5,736,696 |
| 25 |
0.80% |
¥233,609 |
¥70,082,620 |
¥6,582,620 |
| 25 |
0.90% |
¥236,450 |
¥70,935,124 |
¥7,435,124 |
| 25 |
1.00% |
¥239,314 |
¥71,794,203 |
¥8,294,203 |
| 25 |
1.10% |
¥242,199 |
¥72,659,846 |
¥9,159,846 |
| 25 |
1.20% |
¥245,107 |
¥73,532,045 |
¥10,032,045 |
| 25 |
1.30% |
¥248,036 |
¥74,410,789 |
¥10,910,789 |
| 25 |
1.40% |
¥250,987 |
¥75,296,068 |
¥11,796,068 |
| 25 |
1.50% |
¥253,960 |
¥76,187,870 |
¥12,687,870 |
| 25 |
1.60% |
¥256,954 |
¥77,086,182 |
¥13,586,182 |
| 25 |
1.70% |
¥259,970 |
¥77,990,990 |
¥14,490,990 |
| 25 |
1.80% |
¥263,008 |
¥78,902,282 |
¥15,402,282 |
| 25 |
1.90% |
¥266,067 |
¥79,820,041 |
¥16,320,041 |
| 25 |
2.00% |
¥269,148 |
¥80,744,252 |
¥17,244,252 |
| 25 |
2.10% |
¥272,250 |
¥81,674,898 |
¥18,174,898 |
| 25 |
2.20% |
¥275,373 |
¥82,611,963 |
¥19,111,963 |
| 25 |
2.30% |
¥278,518 |
¥83,555,429 |
¥20,055,429 |
| 25 |
2.40% |
¥281,684 |
¥84,505,277 |
¥21,005,277 |
| 25 |
2.50% |
¥284,872 |
¥85,461,488 |
¥21,961,488 |
| 25 |
2.60% |
¥288,080 |
¥86,424,041 |
¥22,924,041 |
| 25 |
2.70% |
¥291,310 |
¥87,392,916 |
¥23,892,916 |
| 25 |
2.80% |
¥294,560 |
¥88,368,092 |
¥24,868,092 |
| 25 |
2.90% |
¥297,832 |
¥89,349,546 |
¥25,849,546 |
| 25 |
3.00% |
¥301,124 |
¥90,337,255 |
¥26,837,255 |
6350万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥283,613 |
¥68,067,172 |
¥4,567,172 |
| 20 |
0.80% |
¥286,402 |
¥68,736,528 |
¥5,236,528 |
| 20 |
0.90% |
¥289,209 |
¥69,410,103 |
¥5,910,103 |
| 20 |
1.00% |
¥292,033 |
¥70,087,892 |
¥6,587,892 |
| 20 |
1.10% |
¥294,875 |
¥70,769,893 |
¥7,269,893 |
| 20 |
1.20% |
¥297,734 |
¥71,456,101 |
¥7,956,101 |
| 20 |
1.30% |
¥300,610 |
¥72,146,511 |
¥8,646,511 |
| 20 |
1.40% |
¥303,505 |
¥72,841,119 |
¥9,341,119 |
| 20 |
1.50% |
¥306,416 |
¥73,539,920 |
¥10,039,920 |
| 20 |
1.60% |
¥309,345 |
¥74,242,909 |
¥10,742,909 |
| 20 |
1.70% |
¥312,292 |
¥74,950,079 |
¥11,450,079 |
| 20 |
1.80% |
¥315,256 |
¥75,661,426 |
¥12,161,426 |
| 20 |
1.90% |
¥318,237 |
¥76,376,942 |
¥12,876,942 |
| 20 |
2.00% |
¥321,236 |
¥77,096,620 |
¥13,596,620 |
| 20 |
2.10% |
¥324,252 |
¥77,820,455 |
¥14,320,455 |
| 20 |
2.20% |
¥327,285 |
¥78,548,438 |
¥15,048,438 |
| 20 |
2.30% |
¥330,336 |
¥79,280,562 |
¥15,780,562 |
| 20 |
2.40% |
¥333,403 |
¥80,016,819 |
¥16,516,819 |
| 20 |
2.50% |
¥336,488 |
¥80,757,201 |
¥17,257,201 |
| 20 |
2.60% |
¥339,590 |
¥81,501,699 |
¥18,001,699 |
| 20 |
2.70% |
¥342,710 |
¥82,250,305 |
¥18,750,305 |
| 20 |
2.80% |
¥345,846 |
¥83,003,009 |
¥19,503,009 |
| 20 |
2.90% |
¥348,999 |
¥83,759,802 |
¥20,259,802 |
| 20 |
3.00% |
¥352,169 |
¥84,520,674 |
¥21,020,674 |
6350万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥371,725 |
¥66,910,582 |
¥3,410,582 |
| 15 |
0.80% |
¥374,485 |
¥67,407,321 |
¥3,907,321 |
| 15 |
0.90% |
¥377,258 |
¥67,906,435 |
¥4,406,435 |
| 15 |
1.00% |
¥380,044 |
¥68,407,923 |
¥4,907,923 |
| 15 |
1.10% |
¥382,843 |
¥68,911,784 |
¥5,411,784 |
| 15 |
1.20% |
¥385,656 |
¥69,418,017 |
¥5,918,017 |
| 15 |
1.30% |
¥388,481 |
¥69,926,619 |
¥6,426,619 |
| 15 |
1.40% |
¥391,320 |
¥70,437,590 |
¥6,937,590 |
| 15 |
1.50% |
¥394,172 |
¥70,950,927 |
¥7,450,927 |
| 15 |
1.60% |
¥397,037 |
¥71,466,629 |
¥7,966,629 |
| 15 |
1.70% |
¥399,915 |
¥71,984,694 |
¥8,484,694 |
| 15 |
1.80% |
¥402,806 |
¥72,505,120 |
¥9,005,120 |
| 15 |
1.90% |
¥405,711 |
¥73,027,904 |
¥9,527,904 |
| 15 |
2.00% |
¥408,628 |
¥73,553,044 |
¥10,053,044 |
| 15 |
2.10% |
¥411,559 |
¥74,080,539 |
¥10,580,539 |
| 15 |
2.20% |
¥414,502 |
¥74,610,385 |
¥11,110,385 |
| 15 |
2.30% |
¥417,459 |
¥75,142,580 |
¥11,642,580 |
| 15 |
2.40% |
¥420,428 |
¥75,677,122 |
¥12,177,122 |
| 15 |
2.50% |
¥423,411 |
¥76,214,007 |
¥12,714,007 |
| 15 |
2.60% |
¥426,407 |
¥76,753,232 |
¥13,253,232 |
| 15 |
2.70% |
¥429,416 |
¥77,294,796 |
¥13,794,796 |
| 15 |
2.80% |
¥432,437 |
¥77,838,694 |
¥14,338,694 |
| 15 |
2.90% |
¥435,472 |
¥78,384,924 |
¥14,884,924 |
| 15 |
3.00% |
¥438,519 |
¥78,933,481 |
¥15,433,481 |
6350万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥548,058 |
¥65,766,939 |
¥2,266,939 |
| 10 |
0.80% |
¥550,792 |
¥66,095,016 |
¥2,595,016 |
| 10 |
0.90% |
¥553,535 |
¥66,424,150 |
¥2,924,150 |
| 10 |
1.00% |
¥556,286 |
¥66,754,340 |
¥3,254,340 |
| 10 |
1.10% |
¥559,047 |
¥67,085,587 |
¥3,585,587 |
| 10 |
1.20% |
¥561,816 |
¥67,417,888 |
¥3,917,888 |
| 10 |
1.30% |
¥564,594 |
¥67,751,245 |
¥4,251,245 |
| 10 |
1.40% |
¥567,380 |
¥68,085,657 |
¥4,585,657 |
| 10 |
1.50% |
¥570,176 |
¥68,421,123 |
¥4,921,123 |
| 10 |
1.60% |
¥572,980 |
¥68,757,643 |
¥5,257,643 |
| 10 |
1.70% |
¥575,793 |
¥69,095,216 |
¥5,595,216 |
| 10 |
1.80% |
¥578,615 |
¥69,433,842 |
¥5,933,842 |
| 10 |
1.90% |
¥581,446 |
¥69,773,521 |
¥6,273,521 |
| 10 |
2.00% |
¥584,285 |
¥70,114,252 |
¥6,614,252 |
| 10 |
2.10% |
¥587,134 |
¥70,456,034 |
¥6,956,034 |
| 10 |
2.20% |
¥589,991 |
¥70,798,867 |
¥7,298,867 |
| 10 |
2.30% |
¥592,856 |
¥71,142,750 |
¥7,642,750 |
| 10 |
2.40% |
¥595,731 |
¥71,487,683 |
¥7,987,683 |
| 10 |
2.50% |
¥598,614 |
¥71,833,665 |
¥8,333,665 |
| 10 |
2.60% |
¥601,506 |
¥72,180,695 |
¥8,680,695 |
| 10 |
2.70% |
¥604,406 |
¥72,528,774 |
¥9,028,774 |
| 10 |
2.80% |
¥607,316 |
¥72,877,899 |
¥9,377,899 |
| 10 |
2.90% |
¥610,234 |
¥73,228,070 |
¥9,728,070 |
| 10 |
3.00% |
¥613,161 |
¥73,579,287 |
¥10,079,287 |