6390万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6390万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6390万円の住宅ローン｜期間・年数別
6390万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥126,253 |
¥75,751,931 |
¥11,851,931 |
| 50 |
0.80% |
¥129,251 |
¥77,550,753 |
¥13,650,753 |
| 50 |
0.90% |
¥132,293 |
¥79,375,750 |
¥15,475,750 |
| 50 |
1.00% |
¥135,378 |
¥81,226,810 |
¥17,326,810 |
| 50 |
1.10% |
¥138,506 |
¥83,103,806 |
¥19,203,806 |
| 50 |
1.20% |
¥141,678 |
¥85,006,600 |
¥21,106,600 |
| 50 |
1.30% |
¥144,892 |
¥86,935,042 |
¥23,035,042 |
| 50 |
1.40% |
¥148,148 |
¥88,888,970 |
¥24,988,970 |
| 50 |
1.50% |
¥151,447 |
¥90,868,212 |
¥26,968,212 |
| 50 |
1.60% |
¥154,788 |
¥92,872,585 |
¥28,972,585 |
| 50 |
1.70% |
¥158,170 |
¥94,901,892 |
¥31,001,892 |
| 50 |
1.80% |
¥161,593 |
¥96,955,930 |
¥33,055,930 |
| 50 |
1.90% |
¥165,057 |
¥99,034,483 |
¥35,134,483 |
| 50 |
2.00% |
¥168,562 |
¥101,137,327 |
¥37,237,327 |
| 50 |
2.10% |
¥172,107 |
¥103,264,228 |
¥39,364,228 |
| 50 |
2.20% |
¥175,692 |
¥105,414,943 |
¥41,514,943 |
| 50 |
2.30% |
¥179,315 |
¥107,589,220 |
¥43,689,220 |
| 50 |
2.40% |
¥182,978 |
¥109,786,800 |
¥45,886,800 |
| 50 |
2.50% |
¥186,679 |
¥112,007,416 |
¥48,107,416 |
| 50 |
2.60% |
¥190,418 |
¥114,250,792 |
¥50,350,792 |
| 50 |
2.70% |
¥194,194 |
¥116,516,647 |
¥52,616,647 |
| 50 |
2.80% |
¥198,008 |
¥118,804,693 |
¥54,904,693 |
| 50 |
2.90% |
¥201,858 |
¥121,114,635 |
¥57,214,635 |
| 50 |
3.00% |
¥205,744 |
¥123,446,173 |
¥59,546,173 |
6390万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥137,982 |
¥74,510,234 |
¥10,610,234 |
| 45 |
0.80% |
¥140,948 |
¥76,111,703 |
¥12,211,703 |
| 45 |
0.90% |
¥143,953 |
¥77,734,439 |
¥13,834,439 |
| 45 |
1.00% |
¥146,997 |
¥79,378,367 |
¥15,478,367 |
| 45 |
1.10% |
¥150,080 |
¥81,043,403 |
¥17,143,403 |
| 45 |
1.20% |
¥153,203 |
¥82,729,456 |
¥18,829,456 |
| 45 |
1.30% |
¥156,364 |
¥84,436,424 |
¥20,536,424 |
| 45 |
1.40% |
¥159,563 |
¥86,164,202 |
¥22,264,202 |
| 45 |
1.50% |
¥162,801 |
¥87,912,675 |
¥24,012,675 |
| 45 |
1.60% |
¥166,077 |
¥89,681,719 |
¥25,781,719 |
| 45 |
1.70% |
¥169,391 |
¥91,471,204 |
¥27,571,204 |
| 45 |
1.80% |
¥172,743 |
¥93,280,995 |
¥29,380,995 |
| 45 |
1.90% |
¥176,131 |
¥95,110,946 |
¥31,210,946 |
| 45 |
2.00% |
¥179,557 |
¥96,960,907 |
¥33,060,907 |
| 45 |
2.10% |
¥183,020 |
¥98,830,722 |
¥34,930,722 |
| 45 |
2.20% |
¥186,519 |
¥100,720,225 |
¥36,820,225 |
| 45 |
2.30% |
¥190,054 |
¥102,629,249 |
¥38,729,249 |
| 45 |
2.40% |
¥193,625 |
¥104,557,616 |
¥40,657,616 |
| 45 |
2.50% |
¥197,232 |
¥106,505,146 |
¥42,605,146 |
| 45 |
2.60% |
¥200,873 |
¥108,471,652 |
¥44,571,652 |
| 45 |
2.70% |
¥204,550 |
¥110,456,942 |
¥46,556,942 |
| 45 |
2.80% |
¥208,261 |
¥112,460,818 |
¥48,560,818 |
| 45 |
2.90% |
¥212,006 |
¥114,483,080 |
¥50,583,080 |
| 45 |
3.00% |
¥215,784 |
¥116,523,521 |
¥52,623,521 |
6390万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥152,670 |
¥73,281,450 |
¥9,381,450 |
| 40 |
0.80% |
¥155,603 |
¥74,689,469 |
¥10,789,469 |
| 40 |
0.90% |
¥158,572 |
¥76,114,336 |
¥12,214,336 |
| 40 |
1.00% |
¥161,575 |
¥77,556,006 |
¥13,656,006 |
| 40 |
1.10% |
¥164,613 |
¥79,014,424 |
¥15,114,424 |
| 40 |
1.20% |
¥167,687 |
¥80,489,533 |
¥16,589,533 |
| 40 |
1.30% |
¥170,794 |
¥81,981,270 |
¥18,081,270 |
| 40 |
1.40% |
¥173,937 |
¥83,489,566 |
¥19,589,566 |
| 40 |
1.50% |
¥177,113 |
¥85,014,349 |
¥21,114,349 |
| 40 |
1.60% |
¥180,324 |
¥86,555,541 |
¥22,655,541 |
| 40 |
1.70% |
¥183,569 |
¥88,113,059 |
¥24,213,059 |
| 40 |
1.80% |
¥186,848 |
¥89,686,817 |
¥25,786,817 |
| 40 |
1.90% |
¥190,160 |
¥91,276,723 |
¥27,376,723 |
| 40 |
2.00% |
¥193,506 |
¥92,882,680 |
¥28,982,680 |
| 40 |
2.10% |
¥196,885 |
¥94,504,588 |
¥30,604,588 |
| 40 |
2.20% |
¥200,297 |
¥96,142,343 |
¥32,242,343 |
| 40 |
2.30% |
¥203,741 |
¥97,795,835 |
¥33,895,835 |
| 40 |
2.40% |
¥207,219 |
¥99,464,953 |
¥35,564,953 |
| 40 |
2.50% |
¥210,728 |
¥101,149,578 |
¥37,249,578 |
| 40 |
2.60% |
¥214,270 |
¥102,849,591 |
¥38,949,591 |
| 40 |
2.70% |
¥217,843 |
¥104,564,867 |
¥40,664,867 |
| 40 |
2.80% |
¥221,448 |
¥106,295,279 |
¥42,395,279 |
| 40 |
2.90% |
¥225,085 |
¥108,040,695 |
¥44,140,695 |
| 40 |
3.00% |
¥228,752 |
¥109,800,982 |
¥45,900,982 |
6390万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥171,585 |
¥72,065,607 |
¥8,165,607 |
| 35 |
0.80% |
¥174,486 |
¥73,284,095 |
¥9,384,095 |
| 35 |
0.90% |
¥177,418 |
¥74,515,514 |
¥10,615,514 |
| 35 |
1.00% |
¥180,381 |
¥75,759,836 |
¥11,859,836 |
| 35 |
1.10% |
¥183,374 |
¥77,017,029 |
¥13,117,029 |
| 35 |
1.20% |
¥186,398 |
¥78,287,059 |
¥14,387,059 |
| 35 |
1.30% |
¥189,452 |
¥79,569,889 |
¥15,669,889 |
| 35 |
1.40% |
¥192,537 |
¥80,865,477 |
¥16,965,477 |
| 35 |
1.50% |
¥195,652 |
¥82,173,780 |
¥18,273,780 |
| 35 |
1.60% |
¥198,797 |
¥83,494,752 |
¥19,594,752 |
| 35 |
1.70% |
¥201,972 |
¥84,828,344 |
¥20,928,344 |
| 35 |
1.80% |
¥205,177 |
¥86,174,503 |
¥22,274,503 |
| 35 |
1.90% |
¥208,412 |
¥87,533,175 |
¥23,633,175 |
| 35 |
2.00% |
¥211,677 |
¥88,904,302 |
¥25,004,302 |
| 35 |
2.10% |
¥214,971 |
¥90,287,824 |
¥26,387,824 |
| 35 |
2.20% |
¥218,294 |
¥91,683,678 |
¥27,783,678 |
| 35 |
2.30% |
¥221,647 |
¥93,091,799 |
¥29,191,799 |
| 35 |
2.40% |
¥225,029 |
¥94,512,118 |
¥30,612,118 |
| 35 |
2.50% |
¥228,439 |
¥95,944,566 |
¥32,044,566 |
| 35 |
2.60% |
¥231,879 |
¥97,389,069 |
¥33,489,069 |
| 35 |
2.70% |
¥235,347 |
¥98,845,551 |
¥34,945,551 |
| 35 |
2.80% |
¥238,843 |
¥100,313,937 |
¥36,413,937 |
| 35 |
2.90% |
¥242,367 |
¥101,794,145 |
¥37,894,145 |
| 35 |
3.00% |
¥245,919 |
¥103,286,094 |
¥39,386,094 |
6390万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥196,841 |
¥70,862,727 |
¥6,962,727 |
| 30 |
0.80% |
¥199,710 |
¥71,895,622 |
¥7,995,622 |
| 30 |
0.90% |
¥202,606 |
¥72,938,036 |
¥9,038,036 |
| 30 |
1.00% |
¥205,528 |
¥73,989,955 |
¥10,089,955 |
| 30 |
1.10% |
¥208,476 |
¥75,051,362 |
¥11,151,362 |
| 30 |
1.20% |
¥211,451 |
¥76,122,236 |
¥12,222,236 |
| 30 |
1.30% |
¥214,452 |
¥77,202,558 |
¥13,302,558 |
| 30 |
1.40% |
¥217,479 |
¥78,292,305 |
¥14,392,305 |
| 30 |
1.50% |
¥220,532 |
¥79,391,453 |
¥15,491,453 |
| 30 |
1.60% |
¥223,611 |
¥80,499,977 |
¥16,599,977 |
| 30 |
1.70% |
¥226,716 |
¥81,617,850 |
¥17,717,850 |
| 30 |
1.80% |
¥229,847 |
¥82,745,042 |
¥18,845,042 |
| 30 |
1.90% |
¥233,004 |
¥83,881,524 |
¥19,981,524 |
| 30 |
2.00% |
¥236,187 |
¥85,027,263 |
¥21,127,263 |
| 30 |
2.10% |
¥239,395 |
¥86,182,228 |
¥22,282,228 |
| 30 |
2.20% |
¥242,629 |
¥87,346,382 |
¥23,446,382 |
| 30 |
2.30% |
¥245,888 |
¥88,519,689 |
¥24,619,689 |
| 30 |
2.40% |
¥249,173 |
¥89,702,112 |
¥25,802,112 |
| 30 |
2.50% |
¥252,482 |
¥90,893,612 |
¥26,993,612 |
| 30 |
2.60% |
¥255,817 |
¥92,094,147 |
¥28,194,147 |
| 30 |
2.70% |
¥259,177 |
¥93,303,677 |
¥29,403,677 |
| 30 |
2.80% |
¥262,562 |
¥94,522,158 |
¥30,622,158 |
| 30 |
2.90% |
¥265,971 |
¥95,749,545 |
¥31,849,545 |
| 30 |
3.00% |
¥269,405 |
¥96,985,792 |
¥33,085,792 |
6390万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥232,243 |
¥69,672,833 |
¥5,772,833 |
| 25 |
0.80% |
¥235,080 |
¥70,524,085 |
¥6,624,085 |
| 25 |
0.90% |
¥237,940 |
¥71,381,960 |
¥7,481,960 |
| 25 |
1.00% |
¥240,821 |
¥72,246,449 |
¥8,346,449 |
| 25 |
1.10% |
¥243,725 |
¥73,117,546 |
¥9,217,546 |
| 25 |
1.20% |
¥246,651 |
¥73,995,239 |
¥10,095,239 |
| 25 |
1.30% |
¥249,598 |
¥74,879,519 |
¥10,979,519 |
| 25 |
1.40% |
¥252,568 |
¥75,770,374 |
¥11,870,374 |
| 25 |
1.50% |
¥255,559 |
¥76,667,794 |
¥12,767,794 |
| 25 |
1.60% |
¥258,573 |
¥77,571,764 |
¥13,671,764 |
| 25 |
1.70% |
¥261,608 |
¥78,482,272 |
¥14,582,272 |
| 25 |
1.80% |
¥264,664 |
¥79,399,304 |
¥15,499,304 |
| 25 |
1.90% |
¥267,743 |
¥80,322,844 |
¥16,422,844 |
| 25 |
2.00% |
¥270,843 |
¥81,252,877 |
¥17,352,877 |
| 25 |
2.10% |
¥273,965 |
¥82,189,386 |
¥18,289,386 |
| 25 |
2.20% |
¥277,108 |
¥83,132,354 |
¥19,232,354 |
| 25 |
2.30% |
¥280,273 |
¥84,081,763 |
¥20,181,763 |
| 25 |
2.40% |
¥283,459 |
¥85,037,594 |
¥21,137,594 |
| 25 |
2.50% |
¥286,666 |
¥85,999,828 |
¥22,099,828 |
| 25 |
2.60% |
¥289,895 |
¥86,968,445 |
¥23,068,445 |
| 25 |
2.70% |
¥293,145 |
¥87,943,423 |
¥24,043,423 |
| 25 |
2.80% |
¥296,416 |
¥88,924,741 |
¥25,024,741 |
| 25 |
2.90% |
¥299,708 |
¥89,912,378 |
¥26,012,378 |
| 25 |
3.00% |
¥303,021 |
¥90,906,309 |
¥27,006,309 |
6390万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥285,400 |
¥68,495,941 |
¥4,595,941 |
| 20 |
0.80% |
¥288,206 |
¥69,169,514 |
¥5,269,514 |
| 20 |
0.90% |
¥291,031 |
¥69,847,332 |
¥5,947,332 |
| 20 |
1.00% |
¥293,872 |
¥70,529,391 |
¥6,629,391 |
| 20 |
1.10% |
¥296,732 |
¥71,215,688 |
¥7,315,688 |
| 20 |
1.20% |
¥299,609 |
¥71,906,218 |
¥8,006,218 |
| 20 |
1.30% |
¥302,504 |
¥72,600,977 |
¥8,700,977 |
| 20 |
1.40% |
¥305,417 |
¥73,299,961 |
¥9,399,961 |
| 20 |
1.50% |
¥308,347 |
¥74,003,164 |
¥10,103,164 |
| 20 |
1.60% |
¥311,294 |
¥74,710,581 |
¥10,810,581 |
| 20 |
1.70% |
¥314,259 |
¥75,422,206 |
¥11,522,206 |
| 20 |
1.80% |
¥317,242 |
¥76,138,033 |
¥12,238,033 |
| 20 |
1.90% |
¥320,242 |
¥76,858,056 |
¥12,958,056 |
| 20 |
2.00% |
¥323,259 |
¥77,582,268 |
¥13,682,268 |
| 20 |
2.10% |
¥326,294 |
¥78,310,662 |
¥14,410,662 |
| 20 |
2.20% |
¥329,347 |
¥79,043,231 |
¥15,143,231 |
| 20 |
2.30% |
¥332,417 |
¥79,779,967 |
¥15,879,967 |
| 20 |
2.40% |
¥335,504 |
¥80,520,862 |
¥16,620,862 |
| 20 |
2.50% |
¥338,608 |
¥81,265,908 |
¥17,365,908 |
| 20 |
2.60% |
¥341,730 |
¥82,015,096 |
¥18,115,096 |
| 20 |
2.70% |
¥344,868 |
¥82,768,417 |
¥18,868,417 |
| 20 |
2.80% |
¥348,024 |
¥83,525,862 |
¥19,625,862 |
| 20 |
2.90% |
¥351,198 |
¥84,287,423 |
¥20,387,423 |
| 20 |
3.00% |
¥354,388 |
¥85,053,088 |
¥21,153,088 |
6390万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥374,067 |
¥67,332,066 |
¥3,432,066 |
| 15 |
0.80% |
¥376,844 |
¥67,831,934 |
¥3,931,934 |
| 15 |
0.90% |
¥379,634 |
¥68,334,192 |
¥4,434,192 |
| 15 |
1.00% |
¥382,438 |
¥68,838,839 |
¥4,938,839 |
| 15 |
1.10% |
¥385,255 |
¥69,345,874 |
¥5,445,874 |
| 15 |
1.20% |
¥388,085 |
¥69,855,296 |
¥5,955,296 |
| 15 |
1.30% |
¥390,928 |
¥70,367,102 |
¥6,467,102 |
| 15 |
1.40% |
¥393,785 |
¥70,881,291 |
¥6,981,291 |
| 15 |
1.50% |
¥396,655 |
¥71,397,862 |
¥7,497,862 |
| 15 |
1.60% |
¥399,538 |
¥71,916,813 |
¥8,016,813 |
| 15 |
1.70% |
¥402,434 |
¥72,438,141 |
¥8,538,141 |
| 15 |
1.80% |
¥405,344 |
¥72,961,845 |
¥9,061,845 |
| 15 |
1.90% |
¥408,266 |
¥73,487,922 |
¥9,587,922 |
| 15 |
2.00% |
¥411,202 |
¥74,016,371 |
¥10,116,371 |
| 15 |
2.10% |
¥414,151 |
¥74,547,188 |
¥10,647,188 |
| 15 |
2.20% |
¥417,113 |
¥75,080,372 |
¥11,180,372 |
| 15 |
2.30% |
¥420,088 |
¥75,615,919 |
¥11,715,919 |
| 15 |
2.40% |
¥423,077 |
¥76,153,828 |
¥12,253,828 |
| 15 |
2.50% |
¥426,078 |
¥76,694,095 |
¥12,794,095 |
| 15 |
2.60% |
¥429,093 |
¥77,236,717 |
¥13,336,717 |
| 15 |
2.70% |
¥432,121 |
¥77,781,692 |
¥13,881,692 |
| 15 |
2.80% |
¥435,161 |
¥78,329,016 |
¥14,429,016 |
| 15 |
2.90% |
¥438,215 |
¥78,878,687 |
¥14,978,687 |
| 15 |
3.00% |
¥441,282 |
¥79,430,700 |
¥15,530,700 |
6390万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥551,510 |
¥66,181,218 |
¥2,281,218 |
| 10 |
0.80% |
¥554,261 |
¥66,511,363 |
¥2,611,363 |
| 10 |
0.90% |
¥557,021 |
¥66,842,570 |
¥2,942,570 |
| 10 |
1.00% |
¥559,790 |
¥67,174,840 |
¥3,274,840 |
| 10 |
1.10% |
¥562,568 |
¥67,508,173 |
¥3,608,173 |
| 10 |
1.20% |
¥565,355 |
¥67,842,568 |
¥3,942,568 |
| 10 |
1.30% |
¥568,150 |
¥68,178,025 |
¥4,278,025 |
| 10 |
1.40% |
¥570,955 |
¥68,514,543 |
¥4,614,543 |
| 10 |
1.50% |
¥573,768 |
¥68,852,122 |
¥4,952,122 |
| 10 |
1.60% |
¥576,590 |
¥69,190,762 |
¥5,290,762 |
| 10 |
1.70% |
¥579,421 |
¥69,530,461 |
¥5,630,461 |
| 10 |
1.80% |
¥582,260 |
¥69,871,221 |
¥5,971,221 |
| 10 |
1.90% |
¥585,109 |
¥70,213,039 |
¥6,313,039 |
| 10 |
2.00% |
¥587,966 |
¥70,555,916 |
¥6,655,916 |
| 10 |
2.10% |
¥590,832 |
¥70,899,851 |
¥6,999,851 |
| 10 |
2.20% |
¥593,707 |
¥71,244,844 |
¥7,344,844 |
| 10 |
2.30% |
¥596,591 |
¥71,590,894 |
¥7,690,894 |
| 10 |
2.40% |
¥599,483 |
¥71,937,999 |
¥8,037,999 |
| 10 |
2.50% |
¥602,385 |
¥72,286,161 |
¥8,386,161 |
| 10 |
2.60% |
¥605,295 |
¥72,635,377 |
¥8,735,377 |
| 10 |
2.70% |
¥608,214 |
¥72,985,648 |
¥9,085,648 |
| 10 |
2.80% |
¥611,141 |
¥73,336,972 |
¥9,436,972 |
| 10 |
2.90% |
¥614,078 |
¥73,689,349 |
¥9,789,349 |
| 10 |
3.00% |
¥617,023 |
¥74,042,779 |
¥10,142,779 |
