6410万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6410万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6410万円の住宅ローン｜期間・年数別
6410万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥126,648 |
¥75,989,026 |
¥11,889,026 |
| 50 |
0.80% |
¥129,656 |
¥77,793,478 |
¥13,693,478 |
| 50 |
0.90% |
¥132,707 |
¥79,624,187 |
¥15,524,187 |
| 50 |
1.00% |
¥135,802 |
¥81,481,041 |
¥17,381,041 |
| 50 |
1.10% |
¥138,940 |
¥83,363,911 |
¥19,263,911 |
| 50 |
1.20% |
¥142,121 |
¥85,272,661 |
¥21,172,661 |
| 50 |
1.30% |
¥145,345 |
¥87,207,139 |
¥23,107,139 |
| 50 |
1.40% |
¥148,612 |
¥89,167,183 |
¥25,067,183 |
| 50 |
1.50% |
¥151,921 |
¥91,152,620 |
¥27,052,620 |
| 50 |
1.60% |
¥155,272 |
¥93,163,266 |
¥29,063,266 |
| 50 |
1.70% |
¥158,665 |
¥95,198,925 |
¥31,098,925 |
| 50 |
1.80% |
¥162,099 |
¥97,259,391 |
¥33,159,391 |
| 50 |
1.90% |
¥165,574 |
¥99,344,450 |
¥35,244,450 |
| 50 |
2.00% |
¥169,090 |
¥101,453,876 |
¥37,353,876 |
| 50 |
2.10% |
¥172,646 |
¥103,587,434 |
¥39,487,434 |
| 50 |
2.20% |
¥176,241 |
¥105,744,880 |
¥41,644,880 |
| 50 |
2.30% |
¥179,877 |
¥107,925,963 |
¥43,825,963 |
| 50 |
2.40% |
¥183,551 |
¥110,130,421 |
¥46,030,421 |
| 50 |
2.50% |
¥187,263 |
¥112,357,987 |
¥48,257,987 |
| 50 |
2.60% |
¥191,014 |
¥114,608,384 |
¥50,508,384 |
| 50 |
2.70% |
¥194,802 |
¥116,881,331 |
¥52,781,331 |
| 50 |
2.80% |
¥198,628 |
¥119,176,538 |
¥55,076,538 |
| 50 |
2.90% |
¥202,490 |
¥121,493,710 |
¥57,393,710 |
| 50 |
3.00% |
¥206,388 |
¥123,832,546 |
¥59,732,546 |
6410万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥138,414 |
¥74,743,443 |
¥10,643,443 |
| 45 |
0.80% |
¥141,389 |
¥76,349,924 |
¥12,249,924 |
| 45 |
0.90% |
¥144,403 |
¥77,977,740 |
¥13,877,740 |
| 45 |
1.00% |
¥147,457 |
¥79,626,813 |
¥15,526,813 |
| 45 |
1.10% |
¥150,550 |
¥81,297,060 |
¥17,197,060 |
| 45 |
1.20% |
¥153,682 |
¥82,988,390 |
¥18,888,390 |
| 45 |
1.30% |
¥156,853 |
¥84,700,701 |
¥20,600,701 |
| 45 |
1.40% |
¥160,063 |
¥86,433,887 |
¥22,333,887 |
| 45 |
1.50% |
¥163,311 |
¥88,187,832 |
¥24,087,832 |
| 45 |
1.60% |
¥166,597 |
¥89,962,413 |
¥25,862,413 |
| 45 |
1.70% |
¥169,921 |
¥91,757,499 |
¥27,657,499 |
| 45 |
1.80% |
¥173,283 |
¥93,572,954 |
¥29,472,954 |
| 45 |
1.90% |
¥176,683 |
¥95,408,633 |
¥31,308,633 |
| 45 |
2.00% |
¥180,119 |
¥97,264,384 |
¥33,164,384 |
| 45 |
2.10% |
¥183,593 |
¥99,140,051 |
¥35,040,051 |
| 45 |
2.20% |
¥187,103 |
¥101,035,469 |
¥36,935,469 |
| 45 |
2.30% |
¥190,649 |
¥102,950,467 |
¥38,850,467 |
| 45 |
2.40% |
¥194,231 |
¥104,884,870 |
¥40,784,870 |
| 45 |
2.50% |
¥197,849 |
¥106,838,495 |
¥42,738,495 |
| 45 |
2.60% |
¥201,502 |
¥108,811,156 |
¥44,711,156 |
| 45 |
2.70% |
¥205,190 |
¥110,802,660 |
¥46,702,660 |
| 45 |
2.80% |
¥208,913 |
¥112,812,809 |
¥48,712,809 |
| 45 |
2.90% |
¥212,669 |
¥114,841,400 |
¥50,741,400 |
| 45 |
3.00% |
¥216,460 |
¥116,888,227 |
¥52,788,227 |
6410万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥153,148 |
¥73,510,813 |
¥9,410,813 |
| 40 |
0.80% |
¥156,090 |
¥74,923,238 |
¥10,823,238 |
| 40 |
0.90% |
¥159,068 |
¥76,352,566 |
¥12,252,566 |
| 40 |
1.00% |
¥162,081 |
¥77,798,748 |
¥13,698,748 |
| 40 |
1.10% |
¥165,129 |
¥79,261,731 |
¥15,161,731 |
| 40 |
1.20% |
¥168,211 |
¥80,741,457 |
¥16,641,457 |
| 40 |
1.30% |
¥171,329 |
¥82,237,862 |
¥18,137,862 |
| 40 |
1.40% |
¥174,481 |
¥83,750,879 |
¥19,650,879 |
| 40 |
1.50% |
¥177,668 |
¥85,280,435 |
¥21,180,435 |
| 40 |
1.60% |
¥180,888 |
¥86,826,450 |
¥22,726,450 |
| 40 |
1.70% |
¥184,143 |
¥88,388,844 |
¥24,288,844 |
| 40 |
1.80% |
¥187,432 |
¥89,967,527 |
¥25,867,527 |
| 40 |
1.90% |
¥190,755 |
¥91,562,409 |
¥27,462,409 |
| 40 |
2.00% |
¥194,111 |
¥93,173,393 |
¥29,073,393 |
| 40 |
2.10% |
¥197,501 |
¥94,800,377 |
¥30,700,377 |
| 40 |
2.20% |
¥200,923 |
¥96,443,258 |
¥32,343,258 |
| 40 |
2.30% |
¥204,379 |
¥98,101,926 |
¥34,001,926 |
| 40 |
2.40% |
¥207,867 |
¥99,776,267 |
¥35,676,267 |
| 40 |
2.50% |
¥211,388 |
¥101,466,165 |
¥37,366,165 |
| 40 |
2.60% |
¥214,941 |
¥103,171,499 |
¥39,071,499 |
| 40 |
2.70% |
¥218,525 |
¥104,892,143 |
¥40,792,143 |
| 40 |
2.80% |
¥222,142 |
¥106,627,971 |
¥42,527,971 |
| 40 |
2.90% |
¥225,789 |
¥108,378,851 |
¥44,278,851 |
| 40 |
3.00% |
¥229,468 |
¥110,144,647 |
¥46,044,647 |
6410万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥172,122 |
¥72,291,164 |
¥8,191,164 |
| 35 |
0.80% |
¥175,032 |
¥73,513,466 |
¥9,413,466 |
| 35 |
0.90% |
¥177,973 |
¥74,748,739 |
¥10,648,739 |
| 35 |
1.00% |
¥180,945 |
¥75,996,956 |
¥11,896,956 |
| 35 |
1.10% |
¥183,948 |
¥77,258,084 |
¥13,158,084 |
| 35 |
1.20% |
¥186,981 |
¥78,532,089 |
¥14,432,089 |
| 35 |
1.30% |
¥190,045 |
¥79,818,934 |
¥15,718,934 |
| 35 |
1.40% |
¥193,139 |
¥81,118,577 |
¥17,018,577 |
| 35 |
1.50% |
¥196,264 |
¥82,430,975 |
¥18,330,975 |
| 35 |
1.60% |
¥199,419 |
¥83,756,081 |
¥19,656,081 |
| 35 |
1.70% |
¥202,604 |
¥85,093,847 |
¥20,993,847 |
| 35 |
1.80% |
¥205,820 |
¥86,444,220 |
¥22,344,220 |
| 35 |
1.90% |
¥209,065 |
¥87,807,144 |
¥23,707,144 |
| 35 |
2.00% |
¥212,339 |
¥89,182,563 |
¥25,082,563 |
| 35 |
2.10% |
¥215,644 |
¥90,570,415 |
¥26,470,415 |
| 35 |
2.20% |
¥218,978 |
¥91,970,638 |
¥27,870,638 |
| 35 |
2.30% |
¥222,341 |
¥93,383,166 |
¥29,283,166 |
| 35 |
2.40% |
¥225,733 |
¥94,807,931 |
¥30,707,931 |
| 35 |
2.50% |
¥229,154 |
¥96,244,862 |
¥32,144,862 |
| 35 |
2.60% |
¥232,604 |
¥97,693,886 |
¥33,593,886 |
| 35 |
2.70% |
¥236,083 |
¥99,154,927 |
¥35,054,927 |
| 35 |
2.80% |
¥239,590 |
¥100,627,908 |
¥36,527,908 |
| 35 |
2.90% |
¥243,126 |
¥102,112,750 |
¥38,012,750 |
| 35 |
3.00% |
¥246,689 |
¥103,609,368 |
¥39,509,368 |
6410万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥197,457 |
¥71,084,520 |
¥6,984,520 |
| 30 |
0.80% |
¥200,335 |
¥72,120,647 |
¥8,020,647 |
| 30 |
0.90% |
¥203,240 |
¥73,166,324 |
¥9,066,324 |
| 30 |
1.00% |
¥206,171 |
¥74,221,536 |
¥10,121,536 |
| 30 |
1.10% |
¥209,129 |
¥75,286,264 |
¥11,186,264 |
| 30 |
1.20% |
¥212,112 |
¥76,360,490 |
¥12,260,490 |
| 30 |
1.30% |
¥215,123 |
¥77,444,193 |
¥13,344,193 |
| 30 |
1.40% |
¥218,159 |
¥78,537,351 |
¥14,437,351 |
| 30 |
1.50% |
¥221,222 |
¥79,639,940 |
¥15,539,940 |
| 30 |
1.60% |
¥224,311 |
¥80,751,933 |
¥16,651,933 |
| 30 |
1.70% |
¥227,426 |
¥81,873,305 |
¥17,773,305 |
| 30 |
1.80% |
¥230,567 |
¥83,004,025 |
¥18,904,025 |
| 30 |
1.90% |
¥233,734 |
¥84,144,064 |
¥20,044,064 |
| 30 |
2.00% |
¥236,926 |
¥85,293,390 |
¥21,193,390 |
| 30 |
2.10% |
¥240,144 |
¥86,451,969 |
¥22,351,969 |
| 30 |
2.20% |
¥243,388 |
¥87,619,766 |
¥23,519,766 |
| 30 |
2.30% |
¥246,658 |
¥88,796,746 |
¥24,696,746 |
| 30 |
2.40% |
¥249,952 |
¥89,982,870 |
¥25,882,870 |
| 30 |
2.50% |
¥253,272 |
¥91,178,099 |
¥27,078,099 |
| 30 |
2.60% |
¥256,618 |
¥92,382,392 |
¥28,282,392 |
| 30 |
2.70% |
¥259,988 |
¥93,595,707 |
¥29,495,707 |
| 30 |
2.80% |
¥263,383 |
¥94,818,002 |
¥30,718,002 |
| 30 |
2.90% |
¥266,803 |
¥96,049,230 |
¥31,949,230 |
| 30 |
3.00% |
¥270,248 |
¥97,289,347 |
¥33,189,347 |
6410万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥232,970 |
¥69,890,901 |
¥5,790,901 |
| 25 |
0.80% |
¥235,816 |
¥70,744,818 |
¥6,644,818 |
| 25 |
0.90% |
¥238,685 |
¥71,605,377 |
¥7,505,377 |
| 25 |
1.00% |
¥241,575 |
¥72,472,573 |
¥8,372,573 |
| 25 |
1.10% |
¥244,488 |
¥73,346,396 |
¥9,246,396 |
| 25 |
1.20% |
¥247,423 |
¥74,226,836 |
¥10,126,836 |
| 25 |
1.30% |
¥250,380 |
¥75,113,884 |
¥11,013,884 |
| 25 |
1.40% |
¥253,358 |
¥76,007,527 |
¥11,907,527 |
| 25 |
1.50% |
¥256,359 |
¥76,907,756 |
¥12,807,756 |
| 25 |
1.60% |
¥259,382 |
¥77,814,555 |
¥13,714,555 |
| 25 |
1.70% |
¥262,426 |
¥78,727,913 |
¥14,627,913 |
| 25 |
1.80% |
¥265,493 |
¥79,647,815 |
¥15,547,815 |
| 25 |
1.90% |
¥268,581 |
¥80,574,246 |
¥16,474,246 |
| 25 |
2.00% |
¥271,691 |
¥81,507,189 |
¥17,407,189 |
| 25 |
2.10% |
¥274,822 |
¥82,446,630 |
¥18,346,630 |
| 25 |
2.20% |
¥277,975 |
¥83,392,549 |
¥19,292,549 |
| 25 |
2.30% |
¥281,150 |
¥84,344,929 |
¥20,244,929 |
| 25 |
2.40% |
¥284,346 |
¥85,303,752 |
¥21,203,752 |
| 25 |
2.50% |
¥287,563 |
¥86,268,998 |
¥22,168,998 |
| 25 |
2.60% |
¥290,802 |
¥87,240,646 |
¥23,140,646 |
| 25 |
2.70% |
¥294,062 |
¥88,218,676 |
¥24,118,676 |
| 25 |
2.80% |
¥297,344 |
¥89,203,066 |
¥25,103,066 |
| 25 |
2.90% |
¥300,646 |
¥90,193,794 |
¥26,093,794 |
| 25 |
3.00% |
¥303,969 |
¥91,190,836 |
¥27,090,836 |
6410万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥286,293 |
¥68,710,326 |
¥4,610,326 |
| 20 |
0.80% |
¥289,108 |
¥69,386,007 |
¥5,286,007 |
| 20 |
0.90% |
¥291,941 |
¥70,065,946 |
¥5,965,946 |
| 20 |
1.00% |
¥294,792 |
¥70,750,140 |
¥6,650,140 |
| 20 |
1.10% |
¥297,661 |
¥71,438,585 |
¥7,338,585 |
| 20 |
1.20% |
¥300,547 |
¥72,131,276 |
¥8,031,276 |
| 20 |
1.30% |
¥303,451 |
¥72,828,210 |
¥8,728,210 |
| 20 |
1.40% |
¥306,372 |
¥73,529,382 |
¥9,429,382 |
| 20 |
1.50% |
¥309,312 |
¥74,234,786 |
¥10,134,786 |
| 20 |
1.60% |
¥312,268 |
¥74,944,417 |
¥10,844,417 |
| 20 |
1.70% |
¥315,243 |
¥75,658,269 |
¥11,558,269 |
| 20 |
1.80% |
¥318,235 |
¥76,376,337 |
¥12,276,337 |
| 20 |
1.90% |
¥321,244 |
¥77,098,614 |
¥12,998,614 |
| 20 |
2.00% |
¥324,271 |
¥77,825,092 |
¥13,725,092 |
| 20 |
2.10% |
¥327,316 |
¥78,555,766 |
¥14,455,766 |
| 20 |
2.20% |
¥330,378 |
¥79,290,628 |
¥15,190,628 |
| 20 |
2.30% |
¥333,457 |
¥80,029,670 |
¥15,929,670 |
| 20 |
2.40% |
¥336,554 |
¥80,772,883 |
¥16,672,883 |
| 20 |
2.50% |
¥339,668 |
¥81,520,261 |
¥17,420,261 |
| 20 |
2.60% |
¥342,799 |
¥82,271,794 |
¥18,171,794 |
| 20 |
2.70% |
¥345,948 |
¥83,027,473 |
¥18,927,473 |
| 20 |
2.80% |
¥349,114 |
¥83,787,289 |
¥19,687,289 |
| 20 |
2.90% |
¥352,297 |
¥84,551,233 |
¥20,451,233 |
| 20 |
3.00% |
¥355,497 |
¥85,319,294 |
¥21,219,294 |
6410万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥375,238 |
¥67,542,808 |
¥3,442,808 |
| 15 |
0.80% |
¥378,024 |
¥68,044,240 |
¥3,944,240 |
| 15 |
0.90% |
¥380,823 |
¥68,548,070 |
¥4,448,070 |
| 15 |
1.00% |
¥383,635 |
¥69,054,297 |
¥4,954,297 |
| 15 |
1.10% |
¥386,461 |
¥69,562,919 |
¥5,462,919 |
| 15 |
1.20% |
¥389,300 |
¥70,073,935 |
¥5,973,935 |
| 15 |
1.30% |
¥392,152 |
¥70,587,343 |
¥6,487,343 |
| 15 |
1.40% |
¥395,017 |
¥71,103,142 |
¥7,003,142 |
| 15 |
1.50% |
¥397,896 |
¥71,621,330 |
¥7,521,330 |
| 15 |
1.60% |
¥400,788 |
¥72,141,905 |
¥8,041,905 |
| 15 |
1.70% |
¥403,694 |
¥72,664,864 |
¥8,564,864 |
| 15 |
1.80% |
¥406,612 |
¥73,190,207 |
¥9,090,207 |
| 15 |
1.90% |
¥409,544 |
¥73,717,931 |
¥9,617,931 |
| 15 |
2.00% |
¥412,489 |
¥74,248,034 |
¥10,148,034 |
| 15 |
2.10% |
¥415,447 |
¥74,780,513 |
¥10,680,513 |
| 15 |
2.20% |
¥418,419 |
¥75,315,365 |
¥11,215,365 |
| 15 |
2.30% |
¥421,403 |
¥75,852,589 |
¥11,752,589 |
| 15 |
2.40% |
¥424,401 |
¥76,392,181 |
¥12,292,181 |
| 15 |
2.50% |
¥427,412 |
¥76,934,139 |
¥12,834,139 |
| 15 |
2.60% |
¥430,436 |
¥77,478,460 |
¥13,378,460 |
| 15 |
2.70% |
¥433,473 |
¥78,025,140 |
¥13,925,140 |
| 15 |
2.80% |
¥436,523 |
¥78,574,178 |
¥14,474,178 |
| 15 |
2.90% |
¥439,586 |
¥79,125,568 |
¥15,025,568 |
| 15 |
3.00% |
¥442,663 |
¥79,679,310 |
¥15,579,310 |
6410万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥553,236 |
¥66,388,358 |
¥2,288,358 |
| 10 |
0.80% |
¥555,996 |
¥66,719,536 |
¥2,619,536 |
| 10 |
0.90% |
¥558,765 |
¥67,051,780 |
¥2,951,780 |
| 10 |
1.00% |
¥561,542 |
¥67,385,090 |
¥3,285,090 |
| 10 |
1.10% |
¥564,329 |
¥67,719,466 |
¥3,619,466 |
| 10 |
1.20% |
¥567,124 |
¥68,054,908 |
¥3,954,908 |
| 10 |
1.30% |
¥569,928 |
¥68,391,414 |
¥4,291,414 |
| 10 |
1.40% |
¥572,742 |
¥68,728,986 |
¥4,628,986 |
| 10 |
1.50% |
¥575,564 |
¥69,067,622 |
¥4,967,622 |
| 10 |
1.60% |
¥578,394 |
¥69,407,321 |
¥5,307,321 |
| 10 |
1.70% |
¥581,234 |
¥69,748,084 |
¥5,648,084 |
| 10 |
1.80% |
¥584,083 |
¥70,089,910 |
¥5,989,910 |
| 10 |
1.90% |
¥586,940 |
¥70,432,798 |
¥6,332,798 |
| 10 |
2.00% |
¥589,806 |
¥70,776,749 |
¥6,676,749 |
| 10 |
2.10% |
¥592,681 |
¥71,121,760 |
¥7,021,760 |
| 10 |
2.20% |
¥595,565 |
¥71,467,833 |
¥7,367,833 |
| 10 |
2.30% |
¥598,458 |
¥71,814,965 |
¥7,714,965 |
| 10 |
2.40% |
¥601,360 |
¥72,163,157 |
¥8,063,157 |
| 10 |
2.50% |
¥604,270 |
¥72,512,408 |
¥8,412,408 |
| 10 |
2.60% |
¥607,189 |
¥72,862,718 |
¥8,762,718 |
| 10 |
2.70% |
¥610,117 |
¥73,214,085 |
¥9,114,085 |
| 10 |
2.80% |
¥613,054 |
¥73,566,509 |
¥9,466,509 |
| 10 |
2.90% |
¥616,000 |
¥73,919,989 |
¥9,819,989 |
| 10 |
3.00% |
¥618,954 |
¥74,274,525 |
¥10,174,525 |
