6420万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6420万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6420万円の住宅ローン|期間・年数別
6420万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥126,846 |
¥76,107,574 |
¥11,907,574 |
| 50 |
0.80% |
¥129,858 |
¥77,914,841 |
¥13,714,841 |
| 50 |
0.90% |
¥132,914 |
¥79,748,406 |
¥15,548,406 |
| 50 |
1.00% |
¥136,014 |
¥81,608,156 |
¥17,408,156 |
| 50 |
1.10% |
¥139,157 |
¥83,493,964 |
¥19,293,964 |
| 50 |
1.20% |
¥142,343 |
¥85,405,692 |
¥21,205,692 |
| 50 |
1.30% |
¥145,572 |
¥87,343,187 |
¥23,143,187 |
| 50 |
1.40% |
¥148,844 |
¥89,306,289 |
¥25,106,289 |
| 50 |
1.50% |
¥152,158 |
¥91,294,824 |
¥27,094,824 |
| 50 |
1.60% |
¥155,514 |
¥93,308,606 |
¥29,108,606 |
| 50 |
1.70% |
¥158,912 |
¥95,347,441 |
¥31,147,441 |
| 50 |
1.80% |
¥162,352 |
¥97,411,122 |
¥33,211,122 |
| 50 |
1.90% |
¥165,832 |
¥99,499,434 |
¥35,299,434 |
| 50 |
2.00% |
¥169,354 |
¥101,612,150 |
¥37,412,150 |
| 50 |
2.10% |
¥172,915 |
¥103,749,037 |
¥39,549,037 |
| 50 |
2.20% |
¥176,516 |
¥105,909,849 |
¥41,709,849 |
| 50 |
2.30% |
¥180,157 |
¥108,094,334 |
¥43,894,334 |
| 50 |
2.40% |
¥183,837 |
¥110,302,231 |
¥46,102,231 |
| 50 |
2.50% |
¥187,555 |
¥112,533,272 |
¥48,333,272 |
| 50 |
2.60% |
¥191,312 |
¥114,787,181 |
¥50,587,181 |
| 50 |
2.70% |
¥195,106 |
¥117,063,674 |
¥52,863,674 |
| 50 |
2.80% |
¥198,937 |
¥119,362,461 |
¥55,162,461 |
| 50 |
2.90% |
¥202,805 |
¥121,683,248 |
¥57,483,248 |
| 50 |
3.00% |
¥206,710 |
¥124,025,732 |
¥59,825,732 |
6420万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥138,630 |
¥74,860,047 |
¥10,660,047 |
| 45 |
0.80% |
¥141,609 |
¥76,469,035 |
¥12,269,035 |
| 45 |
0.90% |
¥144,628 |
¥78,099,390 |
¥13,899,390 |
| 45 |
1.00% |
¥147,687 |
¥79,751,036 |
¥15,551,036 |
| 45 |
1.10% |
¥150,785 |
¥81,423,889 |
¥17,223,889 |
| 45 |
1.20% |
¥153,922 |
¥83,117,857 |
¥18,917,857 |
| 45 |
1.30% |
¥157,098 |
¥84,832,840 |
¥20,632,840 |
| 45 |
1.40% |
¥160,312 |
¥86,568,729 |
¥22,368,729 |
| 45 |
1.50% |
¥163,566 |
¥88,325,410 |
¥24,125,410 |
| 45 |
1.60% |
¥166,857 |
¥90,102,760 |
¥25,902,760 |
| 45 |
1.70% |
¥170,186 |
¥91,900,647 |
¥27,700,647 |
| 45 |
1.80% |
¥173,554 |
¥93,718,934 |
¥29,518,934 |
| 45 |
1.90% |
¥176,958 |
¥95,557,476 |
¥31,357,476 |
| 45 |
2.00% |
¥180,400 |
¥97,416,123 |
¥33,216,123 |
| 45 |
2.10% |
¥183,879 |
¥99,294,716 |
¥35,094,716 |
| 45 |
2.20% |
¥187,395 |
¥101,193,090 |
¥36,993,090 |
| 45 |
2.30% |
¥190,946 |
¥103,111,076 |
¥38,911,076 |
| 45 |
2.40% |
¥194,534 |
¥105,048,497 |
¥40,848,497 |
| 45 |
2.50% |
¥198,158 |
¥107,005,170 |
¥42,805,170 |
| 45 |
2.60% |
¥201,816 |
¥108,980,909 |
¥44,780,909 |
| 45 |
2.70% |
¥205,510 |
¥110,975,519 |
¥46,775,519 |
| 45 |
2.80% |
¥209,239 |
¥112,988,804 |
¥48,788,804 |
| 45 |
2.90% |
¥213,001 |
¥115,020,560 |
¥50,820,560 |
| 45 |
3.00% |
¥216,797 |
¥117,070,580 |
¥52,870,580 |
6420万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥153,386 |
¥73,625,494 |
¥9,425,494 |
| 40 |
0.80% |
¥156,334 |
¥75,040,123 |
¥10,840,123 |
| 40 |
0.90% |
¥159,316 |
¥76,471,681 |
¥12,271,681 |
| 40 |
1.00% |
¥162,334 |
¥77,920,119 |
¥13,720,119 |
| 40 |
1.10% |
¥165,386 |
¥79,385,384 |
¥15,185,384 |
| 40 |
1.20% |
¥168,474 |
¥80,867,418 |
¥16,667,418 |
| 40 |
1.30% |
¥171,596 |
¥82,366,158 |
¥18,166,158 |
| 40 |
1.40% |
¥174,753 |
¥83,881,536 |
¥19,681,536 |
| 40 |
1.50% |
¥177,945 |
¥85,413,477 |
¥21,213,477 |
| 40 |
1.60% |
¥181,171 |
¥86,961,905 |
¥22,761,905 |
| 40 |
1.70% |
¥184,431 |
¥88,526,736 |
¥24,326,736 |
| 40 |
1.80% |
¥187,725 |
¥90,107,882 |
¥25,907,882 |
| 40 |
1.90% |
¥191,053 |
¥91,705,252 |
¥27,505,252 |
| 40 |
2.00% |
¥194,414 |
¥93,318,749 |
¥29,118,749 |
| 40 |
2.10% |
¥197,809 |
¥94,948,272 |
¥30,748,272 |
| 40 |
2.20% |
¥201,237 |
¥96,593,716 |
¥32,393,716 |
| 40 |
2.30% |
¥204,698 |
¥98,254,971 |
¥34,054,971 |
| 40 |
2.40% |
¥208,192 |
¥99,931,924 |
¥35,731,924 |
| 40 |
2.50% |
¥211,718 |
¥101,624,459 |
¥37,424,459 |
| 40 |
2.60% |
¥215,276 |
¥103,332,453 |
¥39,132,453 |
| 40 |
2.70% |
¥218,866 |
¥105,055,782 |
¥40,855,782 |
| 40 |
2.80% |
¥222,488 |
¥106,794,318 |
¥42,594,318 |
| 40 |
2.90% |
¥226,142 |
¥108,547,928 |
¥44,347,928 |
| 40 |
3.00% |
¥229,826 |
¥110,316,479 |
¥46,116,479 |
6420万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥172,390 |
¥72,403,943 |
¥8,203,943 |
| 35 |
0.80% |
¥175,305 |
¥73,628,151 |
¥9,428,151 |
| 35 |
0.90% |
¥178,251 |
¥74,865,352 |
¥10,665,352 |
| 35 |
1.00% |
¥181,227 |
¥76,115,516 |
¥11,915,516 |
| 35 |
1.10% |
¥184,235 |
¥77,378,612 |
¥13,178,612 |
| 35 |
1.20% |
¥187,273 |
¥78,654,604 |
¥14,454,604 |
| 35 |
1.30% |
¥190,342 |
¥79,943,456 |
¥15,743,456 |
| 35 |
1.40% |
¥193,441 |
¥81,245,127 |
¥17,045,127 |
| 35 |
1.50% |
¥196,570 |
¥82,559,572 |
¥18,359,572 |
| 35 |
1.60% |
¥199,730 |
¥83,886,746 |
¥19,686,746 |
| 35 |
1.70% |
¥202,920 |
¥85,226,599 |
¥21,026,599 |
| 35 |
1.80% |
¥206,141 |
¥86,579,078 |
¥22,379,078 |
| 35 |
1.90% |
¥209,391 |
¥87,944,129 |
¥23,744,129 |
| 35 |
2.00% |
¥212,671 |
¥89,321,693 |
¥25,121,693 |
| 35 |
2.10% |
¥215,980 |
¥90,711,711 |
¥26,511,711 |
| 35 |
2.20% |
¥219,319 |
¥92,114,118 |
¥27,914,118 |
| 35 |
2.30% |
¥222,688 |
¥93,528,850 |
¥29,328,850 |
| 35 |
2.40% |
¥226,085 |
¥94,955,837 |
¥30,755,837 |
| 35 |
2.50% |
¥229,512 |
¥96,395,010 |
¥32,195,010 |
| 35 |
2.60% |
¥232,967 |
¥97,846,294 |
¥33,646,294 |
| 35 |
2.70% |
¥236,451 |
¥99,309,615 |
¥35,109,615 |
| 35 |
2.80% |
¥239,964 |
¥100,784,894 |
¥36,584,894 |
| 35 |
2.90% |
¥243,505 |
¥102,272,052 |
¥38,072,052 |
| 35 |
3.00% |
¥247,074 |
¥103,771,005 |
¥39,571,005 |
6420万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥197,765 |
¥71,195,416 |
¥6,995,416 |
| 30 |
0.80% |
¥200,648 |
¥72,233,160 |
¥8,033,160 |
| 30 |
0.90% |
¥203,557 |
¥73,280,468 |
¥9,080,468 |
| 30 |
1.00% |
¥206,493 |
¥74,337,326 |
¥10,137,326 |
| 30 |
1.10% |
¥209,455 |
¥75,403,715 |
¥11,203,715 |
| 30 |
1.20% |
¥212,443 |
¥76,479,617 |
¥12,279,617 |
| 30 |
1.30% |
¥215,458 |
¥77,565,011 |
¥13,365,011 |
| 30 |
1.40% |
¥218,500 |
¥78,659,874 |
¥14,459,874 |
| 30 |
1.50% |
¥221,567 |
¥79,764,183 |
¥15,564,183 |
| 30 |
1.60% |
¥224,661 |
¥80,877,911 |
¥16,677,911 |
| 30 |
1.70% |
¥227,781 |
¥82,001,032 |
¥17,801,032 |
| 30 |
1.80% |
¥230,926 |
¥83,133,516 |
¥18,933,516 |
| 30 |
1.90% |
¥234,098 |
¥84,275,334 |
¥20,075,334 |
| 30 |
2.00% |
¥237,296 |
¥85,426,453 |
¥21,226,453 |
| 30 |
2.10% |
¥240,519 |
¥86,586,839 |
¥22,386,839 |
| 30 |
2.20% |
¥243,768 |
¥87,756,458 |
¥23,556,458 |
| 30 |
2.30% |
¥247,042 |
¥88,935,274 |
¥24,735,274 |
| 30 |
2.40% |
¥250,342 |
¥90,123,249 |
¥25,923,249 |
| 30 |
2.50% |
¥253,668 |
¥91,320,342 |
¥27,120,342 |
| 30 |
2.60% |
¥257,018 |
¥92,526,514 |
¥28,326,514 |
| 30 |
2.70% |
¥260,394 |
¥93,741,722 |
¥29,541,722 |
| 30 |
2.80% |
¥263,794 |
¥94,965,924 |
¥30,765,924 |
| 30 |
2.90% |
¥267,220 |
¥96,199,073 |
¥31,999,073 |
| 30 |
3.00% |
¥270,670 |
¥97,441,124 |
¥33,241,124 |
6420万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥233,333 |
¥69,999,936 |
¥5,799,936 |
| 25 |
0.80% |
¥236,184 |
¥70,855,184 |
¥6,655,184 |
| 25 |
0.90% |
¥239,057 |
¥71,717,086 |
¥7,517,086 |
| 25 |
1.00% |
¥241,952 |
¥72,585,635 |
¥8,385,635 |
| 25 |
1.10% |
¥244,869 |
¥73,460,821 |
¥9,260,821 |
| 25 |
1.20% |
¥247,809 |
¥74,342,634 |
¥10,142,634 |
| 25 |
1.30% |
¥250,770 |
¥75,231,066 |
¥11,031,066 |
| 25 |
1.40% |
¥253,754 |
¥76,126,104 |
¥11,926,104 |
| 25 |
1.50% |
¥256,759 |
¥77,027,736 |
¥12,827,736 |
| 25 |
1.60% |
¥259,787 |
¥77,935,951 |
¥13,735,951 |
| 25 |
1.70% |
¥262,836 |
¥78,850,734 |
¥14,650,734 |
| 25 |
1.80% |
¥265,907 |
¥79,772,071 |
¥15,572,071 |
| 25 |
1.90% |
¥269,000 |
¥80,699,946 |
¥16,499,946 |
| 25 |
2.00% |
¥272,114 |
¥81,634,346 |
¥17,434,346 |
| 25 |
2.10% |
¥275,251 |
¥82,575,251 |
¥18,375,251 |
| 25 |
2.20% |
¥278,409 |
¥83,522,646 |
¥19,322,646 |
| 25 |
2.30% |
¥281,588 |
¥84,476,513 |
¥20,276,513 |
| 25 |
2.40% |
¥284,789 |
¥85,436,831 |
¥21,236,831 |
| 25 |
2.50% |
¥288,012 |
¥86,403,583 |
¥22,203,583 |
| 25 |
2.60% |
¥291,256 |
¥87,376,747 |
¥23,176,747 |
| 25 |
2.70% |
¥294,521 |
¥88,356,303 |
¥24,156,303 |
| 25 |
2.80% |
¥297,807 |
¥89,342,228 |
¥25,142,228 |
| 25 |
2.90% |
¥301,115 |
¥90,334,501 |
¥26,134,501 |
| 25 |
3.00% |
¥304,444 |
¥91,333,099 |
¥27,133,099 |
6420万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥286,740 |
¥68,817,518 |
¥4,617,518 |
| 20 |
0.80% |
¥289,559 |
¥69,494,254 |
¥5,294,254 |
| 20 |
0.90% |
¥292,397 |
¥70,175,254 |
¥5,975,254 |
| 20 |
1.00% |
¥295,252 |
¥70,860,515 |
¥6,660,515 |
| 20 |
1.10% |
¥298,125 |
¥71,550,034 |
¥7,350,034 |
| 20 |
1.20% |
¥301,016 |
¥72,243,806 |
¥8,043,806 |
| 20 |
1.30% |
¥303,924 |
¥72,941,827 |
¥8,741,827 |
| 20 |
1.40% |
¥306,850 |
¥73,644,092 |
¥9,444,092 |
| 20 |
1.50% |
¥309,794 |
¥74,350,597 |
¥10,150,597 |
| 20 |
1.60% |
¥312,756 |
¥75,061,335 |
¥10,861,335 |
| 20 |
1.70% |
¥315,735 |
¥75,776,301 |
¥11,576,301 |
| 20 |
1.80% |
¥318,731 |
¥76,495,489 |
¥12,295,489 |
| 20 |
1.90% |
¥321,745 |
¥77,218,892 |
¥13,018,892 |
| 20 |
2.00% |
¥324,777 |
¥77,946,504 |
¥13,746,504 |
| 20 |
2.10% |
¥327,826 |
¥78,678,318 |
¥14,478,318 |
| 20 |
2.20% |
¥330,893 |
¥79,414,326 |
¥15,214,326 |
| 20 |
2.30% |
¥333,977 |
¥80,154,521 |
¥15,954,521 |
| 20 |
2.40% |
¥337,079 |
¥80,898,894 |
¥16,698,894 |
| 20 |
2.50% |
¥340,198 |
¥81,647,438 |
¥17,447,438 |
| 20 |
2.60% |
¥343,334 |
¥82,400,143 |
¥18,200,143 |
| 20 |
2.70% |
¥346,488 |
¥83,157,001 |
¥18,957,001 |
| 20 |
2.80% |
¥349,658 |
¥83,918,003 |
¥19,718,003 |
| 20 |
2.90% |
¥352,846 |
¥84,683,138 |
¥20,483,138 |
| 20 |
3.00% |
¥356,052 |
¥85,452,398 |
¥21,252,398 |
6420万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥375,823 |
¥67,648,179 |
¥3,448,179 |
| 15 |
0.80% |
¥378,613 |
¥68,150,393 |
¥3,950,393 |
| 15 |
0.90% |
¥381,417 |
¥68,655,010 |
¥4,455,010 |
| 15 |
1.00% |
¥384,233 |
¥69,162,026 |
¥4,962,026 |
| 15 |
1.10% |
¥387,064 |
¥69,671,442 |
¥5,471,442 |
| 15 |
1.20% |
¥389,907 |
¥70,183,255 |
¥5,983,255 |
| 15 |
1.30% |
¥392,764 |
¥70,697,464 |
¥6,497,464 |
| 15 |
1.40% |
¥395,634 |
¥71,214,067 |
¥7,014,067 |
| 15 |
1.50% |
¥398,517 |
¥71,733,063 |
¥7,533,063 |
| 15 |
1.60% |
¥401,414 |
¥72,254,450 |
¥8,054,450 |
| 15 |
1.70% |
¥404,323 |
¥72,778,226 |
¥8,578,226 |
| 15 |
1.80% |
¥407,247 |
¥73,304,389 |
¥9,104,389 |
| 15 |
1.90% |
¥410,183 |
¥73,832,936 |
¥9,632,936 |
| 15 |
2.00% |
¥413,133 |
¥74,363,865 |
¥10,163,865 |
| 15 |
2.10% |
¥416,095 |
¥74,897,175 |
¥10,697,175 |
| 15 |
2.20% |
¥419,071 |
¥75,432,862 |
¥11,232,862 |
| 15 |
2.30% |
¥422,061 |
¥75,970,924 |
¥11,770,924 |
| 15 |
2.40% |
¥425,063 |
¥76,511,358 |
¥12,311,358 |
| 15 |
2.50% |
¥428,079 |
¥77,054,161 |
¥12,854,161 |
| 15 |
2.60% |
¥431,107 |
¥77,599,331 |
¥13,399,331 |
| 15 |
2.70% |
¥434,149 |
¥78,146,864 |
¥13,946,864 |
| 15 |
2.80% |
¥437,204 |
¥78,696,758 |
¥14,496,758 |
| 15 |
2.90% |
¥440,272 |
¥79,249,009 |
¥15,049,009 |
| 15 |
3.00% |
¥443,353 |
¥79,803,614 |
¥15,603,614 |
6420万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥554,099 |
¥66,491,928 |
¥2,291,928 |
| 10 |
0.80% |
¥556,864 |
¥66,823,623 |
¥2,623,623 |
| 10 |
0.90% |
¥559,637 |
¥67,156,385 |
¥2,956,385 |
| 10 |
1.00% |
¥562,418 |
¥67,490,215 |
¥3,290,215 |
| 10 |
1.10% |
¥565,209 |
¥67,825,113 |
¥3,625,113 |
| 10 |
1.20% |
¥568,009 |
¥68,161,078 |
¥3,961,078 |
| 10 |
1.30% |
¥570,818 |
¥68,498,109 |
¥4,298,109 |
| 10 |
1.40% |
¥573,635 |
¥68,836,207 |
¥4,636,207 |
| 10 |
1.50% |
¥576,461 |
¥69,175,371 |
¥4,975,371 |
| 10 |
1.60% |
¥579,297 |
¥69,515,601 |
¥5,315,601 |
| 10 |
1.70% |
¥582,141 |
¥69,856,896 |
¥5,656,896 |
| 10 |
1.80% |
¥584,994 |
¥70,199,255 |
¥5,999,255 |
| 10 |
1.90% |
¥587,856 |
¥70,542,678 |
¥6,342,678 |
| 10 |
2.00% |
¥590,726 |
¥70,887,165 |
¥6,687,165 |
| 10 |
2.10% |
¥593,606 |
¥71,232,715 |
¥7,032,715 |
| 10 |
2.20% |
¥596,494 |
¥71,579,327 |
¥7,379,327 |
| 10 |
2.30% |
¥599,392 |
¥71,927,001 |
¥7,727,001 |
| 10 |
2.40% |
¥602,298 |
¥72,275,736 |
¥8,075,736 |
| 10 |
2.50% |
¥605,213 |
¥72,625,532 |
¥8,425,532 |
| 10 |
2.60% |
¥608,137 |
¥72,976,388 |
¥8,776,388 |
| 10 |
2.70% |
¥611,069 |
¥73,328,303 |
¥9,128,303 |
| 10 |
2.80% |
¥614,011 |
¥73,681,277 |
¥9,481,277 |
| 10 |
2.90% |
¥616,961 |
¥74,035,309 |
¥9,835,309 |
| 10 |
3.00% |
¥619,920 |
¥74,390,398 |
¥10,190,398 |