6440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6440万円の住宅ローン|期間・年数別
6440万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥127,241 |
¥76,344,669 |
¥11,944,669 |
| 50 |
0.80% |
¥130,263 |
¥78,157,566 |
¥13,757,566 |
| 50 |
0.90% |
¥133,328 |
¥79,996,844 |
¥15,596,844 |
| 50 |
1.00% |
¥136,437 |
¥81,862,387 |
¥17,462,387 |
| 50 |
1.10% |
¥139,590 |
¥83,754,070 |
¥19,354,070 |
| 50 |
1.20% |
¥142,786 |
¥85,671,753 |
¥21,271,753 |
| 50 |
1.30% |
¥146,025 |
¥87,615,284 |
¥23,215,284 |
| 50 |
1.40% |
¥149,308 |
¥89,584,502 |
¥25,184,502 |
| 50 |
1.50% |
¥152,632 |
¥91,579,231 |
¥27,179,231 |
| 50 |
1.60% |
¥155,999 |
¥93,599,287 |
¥29,199,287 |
| 50 |
1.70% |
¥159,407 |
¥95,644,473 |
¥31,244,473 |
| 50 |
1.80% |
¥162,858 |
¥97,714,583 |
¥33,314,583 |
| 50 |
1.90% |
¥166,349 |
¥99,809,401 |
¥35,409,401 |
| 50 |
2.00% |
¥169,881 |
¥101,928,699 |
¥37,528,699 |
| 50 |
2.10% |
¥173,454 |
¥104,072,242 |
¥39,672,242 |
| 50 |
2.20% |
¥177,066 |
¥106,239,786 |
¥41,839,786 |
| 50 |
2.30% |
¥180,718 |
¥108,431,076 |
¥44,031,076 |
| 50 |
2.40% |
¥184,410 |
¥110,645,852 |
¥46,245,852 |
| 50 |
2.50% |
¥188,140 |
¥112,883,843 |
¥48,483,843 |
| 50 |
2.60% |
¥191,908 |
¥115,144,773 |
¥50,744,773 |
| 50 |
2.70% |
¥195,714 |
¥117,428,358 |
¥53,028,358 |
| 50 |
2.80% |
¥199,557 |
¥119,734,307 |
¥55,334,307 |
| 50 |
2.90% |
¥203,437 |
¥122,062,324 |
¥57,662,324 |
| 50 |
3.00% |
¥207,354 |
¥124,412,105 |
¥60,012,105 |
6440万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥139,062 |
¥75,093,256 |
¥10,693,256 |
| 45 |
0.80% |
¥142,050 |
¥76,707,256 |
¥12,307,256 |
| 45 |
0.90% |
¥145,079 |
¥78,342,690 |
¥13,942,690 |
| 45 |
1.00% |
¥148,147 |
¥79,999,481 |
¥15,599,481 |
| 45 |
1.10% |
¥151,255 |
¥81,677,546 |
¥17,277,546 |
| 45 |
1.20% |
¥154,401 |
¥83,376,791 |
¥18,976,791 |
| 45 |
1.30% |
¥157,587 |
¥85,097,116 |
¥20,697,116 |
| 45 |
1.40% |
¥160,812 |
¥86,838,414 |
¥22,438,414 |
| 45 |
1.50% |
¥164,075 |
¥88,600,567 |
¥24,200,567 |
| 45 |
1.60% |
¥167,377 |
¥90,383,453 |
¥25,983,453 |
| 45 |
1.70% |
¥170,717 |
¥92,186,941 |
¥27,786,941 |
| 45 |
1.80% |
¥174,094 |
¥94,010,893 |
¥29,610,893 |
| 45 |
1.90% |
¥177,510 |
¥95,855,163 |
¥31,455,163 |
| 45 |
2.00% |
¥180,962 |
¥97,719,600 |
¥33,319,600 |
| 45 |
2.10% |
¥184,452 |
¥99,604,045 |
¥35,204,045 |
| 45 |
2.20% |
¥187,978 |
¥101,508,334 |
¥37,108,334 |
| 45 |
2.30% |
¥191,541 |
¥103,432,295 |
¥39,032,295 |
| 45 |
2.40% |
¥195,140 |
¥105,375,751 |
¥40,975,751 |
| 45 |
2.50% |
¥198,775 |
¥107,338,520 |
¥42,938,520 |
| 45 |
2.60% |
¥202,445 |
¥109,320,413 |
¥44,920,413 |
| 45 |
2.70% |
¥206,150 |
¥111,321,237 |
¥46,921,237 |
| 45 |
2.80% |
¥209,890 |
¥113,340,794 |
¥48,940,794 |
| 45 |
2.90% |
¥213,665 |
¥115,378,879 |
¥50,978,879 |
| 45 |
3.00% |
¥217,473 |
¥117,435,286 |
¥53,035,286 |
6440万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥153,864 |
¥73,854,857 |
¥9,454,857 |
| 40 |
0.80% |
¥156,821 |
¥75,273,893 |
¥10,873,893 |
| 40 |
0.90% |
¥159,812 |
¥76,709,910 |
¥12,309,910 |
| 40 |
1.00% |
¥162,839 |
¥78,162,860 |
¥13,762,860 |
| 40 |
1.10% |
¥165,901 |
¥79,632,690 |
¥15,232,690 |
| 40 |
1.20% |
¥168,999 |
¥81,119,342 |
¥16,719,342 |
| 40 |
1.30% |
¥172,131 |
¥82,622,751 |
¥18,222,751 |
| 40 |
1.40% |
¥175,298 |
¥84,142,849 |
¥19,742,849 |
| 40 |
1.50% |
¥178,499 |
¥85,679,563 |
¥21,279,563 |
| 40 |
1.60% |
¥181,735 |
¥87,232,814 |
¥22,832,814 |
| 40 |
1.70% |
¥185,005 |
¥88,802,520 |
¥24,402,520 |
| 40 |
1.80% |
¥188,310 |
¥90,388,592 |
¥25,988,592 |
| 40 |
1.90% |
¥191,648 |
¥91,990,938 |
¥27,590,938 |
| 40 |
2.00% |
¥195,020 |
¥93,609,462 |
¥29,209,462 |
| 40 |
2.10% |
¥198,425 |
¥95,244,061 |
¥30,844,061 |
| 40 |
2.20% |
¥201,864 |
¥96,894,631 |
¥32,494,631 |
| 40 |
2.30% |
¥205,336 |
¥98,561,061 |
¥34,161,061 |
| 40 |
2.40% |
¥208,840 |
¥100,243,239 |
¥35,843,239 |
| 40 |
2.50% |
¥212,377 |
¥101,941,046 |
¥37,541,046 |
| 40 |
2.60% |
¥215,947 |
¥103,654,361 |
¥39,254,361 |
| 40 |
2.70% |
¥219,548 |
¥105,383,058 |
¥40,983,058 |
| 40 |
2.80% |
¥223,181 |
¥107,127,010 |
¥42,727,010 |
| 40 |
2.90% |
¥226,846 |
¥108,886,084 |
¥44,486,084 |
| 40 |
3.00% |
¥230,542 |
¥110,660,145 |
¥46,260,145 |
6440万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥172,927 |
¥72,629,500 |
¥8,229,500 |
| 35 |
0.80% |
¥175,851 |
¥73,857,523 |
¥9,457,523 |
| 35 |
0.90% |
¥178,806 |
¥75,098,577 |
¥10,698,577 |
| 35 |
1.00% |
¥181,792 |
¥76,352,636 |
¥11,952,636 |
| 35 |
1.10% |
¥184,809 |
¥77,619,666 |
¥13,219,666 |
| 35 |
1.20% |
¥187,856 |
¥78,899,634 |
¥14,499,634 |
| 35 |
1.30% |
¥190,935 |
¥80,192,501 |
¥15,792,501 |
| 35 |
1.40% |
¥194,043 |
¥81,498,227 |
¥17,098,227 |
| 35 |
1.50% |
¥197,183 |
¥82,816,767 |
¥18,416,767 |
| 35 |
1.60% |
¥200,353 |
¥84,148,076 |
¥19,748,076 |
| 35 |
1.70% |
¥203,553 |
¥85,492,102 |
¥21,092,102 |
| 35 |
1.80% |
¥206,783 |
¥86,848,795 |
¥22,448,795 |
| 35 |
1.90% |
¥210,043 |
¥88,218,098 |
¥23,818,098 |
| 35 |
2.00% |
¥213,333 |
¥89,599,954 |
¥25,199,954 |
| 35 |
2.10% |
¥216,653 |
¥90,994,302 |
¥26,594,302 |
| 35 |
2.20% |
¥220,003 |
¥92,401,078 |
¥28,001,078 |
| 35 |
2.30% |
¥223,381 |
¥93,820,217 |
¥29,420,217 |
| 35 |
2.40% |
¥226,790 |
¥95,251,650 |
¥30,851,650 |
| 35 |
2.50% |
¥230,227 |
¥96,695,306 |
¥32,295,306 |
| 35 |
2.60% |
¥233,693 |
¥98,151,111 |
¥33,751,111 |
| 35 |
2.70% |
¥237,188 |
¥99,618,991 |
¥35,218,991 |
| 35 |
2.80% |
¥240,712 |
¥101,098,866 |
¥36,698,866 |
| 35 |
2.90% |
¥244,263 |
¥102,590,656 |
¥38,190,656 |
| 35 |
3.00% |
¥247,844 |
¥104,094,279 |
¥39,694,279 |
6440万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥198,381 |
¥71,417,209 |
¥7,017,209 |
| 30 |
0.80% |
¥201,273 |
¥72,458,185 |
¥8,058,185 |
| 30 |
0.90% |
¥204,191 |
¥73,508,756 |
¥9,108,756 |
| 30 |
1.00% |
¥207,136 |
¥74,568,906 |
¥10,168,906 |
| 30 |
1.10% |
¥210,107 |
¥75,638,618 |
¥11,238,618 |
| 30 |
1.20% |
¥213,105 |
¥76,717,872 |
¥12,317,872 |
| 30 |
1.30% |
¥216,130 |
¥77,806,647 |
¥13,406,647 |
| 30 |
1.40% |
¥219,180 |
¥78,904,921 |
¥14,504,921 |
| 30 |
1.50% |
¥222,257 |
¥80,012,670 |
¥15,612,670 |
| 30 |
1.60% |
¥225,361 |
¥81,129,867 |
¥16,729,867 |
| 30 |
1.70% |
¥228,490 |
¥82,256,487 |
¥17,856,487 |
| 30 |
1.80% |
¥231,646 |
¥83,392,499 |
¥18,992,499 |
| 30 |
1.90% |
¥234,827 |
¥84,537,874 |
¥20,137,874 |
| 30 |
2.00% |
¥238,035 |
¥85,692,579 |
¥21,292,579 |
| 30 |
2.10% |
¥241,268 |
¥86,856,580 |
¥22,456,580 |
| 30 |
2.20% |
¥244,527 |
¥88,029,843 |
¥23,629,843 |
| 30 |
2.30% |
¥247,812 |
¥89,212,331 |
¥24,812,331 |
| 30 |
2.40% |
¥251,122 |
¥90,404,006 |
¥26,004,006 |
| 30 |
2.50% |
¥254,458 |
¥91,604,829 |
¥27,204,829 |
| 30 |
2.60% |
¥257,819 |
¥92,814,759 |
¥28,414,759 |
| 30 |
2.70% |
¥261,205 |
¥94,033,753 |
¥29,633,753 |
| 30 |
2.80% |
¥264,616 |
¥95,261,768 |
¥30,861,768 |
| 30 |
2.90% |
¥268,052 |
¥96,498,759 |
¥32,098,759 |
| 30 |
3.00% |
¥271,513 |
¥97,744,679 |
¥33,344,679 |
6440万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥234,060 |
¥70,218,004 |
¥5,818,004 |
| 25 |
0.80% |
¥236,920 |
¥71,075,917 |
¥6,675,917 |
| 25 |
0.90% |
¥239,802 |
¥71,940,504 |
¥7,540,504 |
| 25 |
1.00% |
¥242,706 |
¥72,811,758 |
¥8,411,758 |
| 25 |
1.10% |
¥245,632 |
¥73,689,670 |
¥9,289,670 |
| 25 |
1.20% |
¥248,581 |
¥74,574,231 |
¥10,174,231 |
| 25 |
1.30% |
¥251,551 |
¥75,465,431 |
¥11,065,431 |
| 25 |
1.40% |
¥254,544 |
¥76,363,257 |
¥11,963,257 |
| 25 |
1.50% |
¥257,559 |
¥77,267,698 |
¥12,867,698 |
| 25 |
1.60% |
¥260,596 |
¥78,178,742 |
¥13,778,742 |
| 25 |
1.70% |
¥263,655 |
¥79,096,375 |
¥14,696,375 |
| 25 |
1.80% |
¥266,735 |
¥80,020,582 |
¥15,620,582 |
| 25 |
1.90% |
¥269,838 |
¥80,951,348 |
¥16,551,348 |
| 25 |
2.00% |
¥272,962 |
¥81,888,658 |
¥17,488,658 |
| 25 |
2.10% |
¥276,108 |
¥82,832,495 |
¥18,432,495 |
| 25 |
2.20% |
¥279,276 |
¥83,782,842 |
¥19,382,842 |
| 25 |
2.30% |
¥282,466 |
¥84,739,679 |
¥20,339,679 |
| 25 |
2.40% |
¥285,677 |
¥85,702,990 |
¥21,302,990 |
| 25 |
2.50% |
¥288,909 |
¥86,672,753 |
¥22,272,753 |
| 25 |
2.60% |
¥292,163 |
¥87,648,949 |
¥23,248,949 |
| 25 |
2.70% |
¥295,439 |
¥88,631,556 |
¥24,231,556 |
| 25 |
2.80% |
¥298,735 |
¥89,620,553 |
¥25,220,553 |
| 25 |
2.90% |
¥302,053 |
¥90,615,917 |
¥26,215,917 |
| 25 |
3.00% |
¥305,392 |
¥91,617,626 |
¥27,217,626 |
6440万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥287,633 |
¥69,031,903 |
¥4,631,903 |
| 20 |
0.80% |
¥290,461 |
¥69,710,747 |
¥5,310,747 |
| 20 |
0.90% |
¥293,308 |
¥70,393,868 |
¥5,993,868 |
| 20 |
1.00% |
¥296,172 |
¥71,081,264 |
¥6,681,264 |
| 20 |
1.10% |
¥299,054 |
¥71,772,931 |
¥7,372,931 |
| 20 |
1.20% |
¥301,954 |
¥72,468,864 |
¥8,068,864 |
| 20 |
1.30% |
¥304,871 |
¥73,169,060 |
¥8,769,060 |
| 20 |
1.40% |
¥307,806 |
¥73,873,513 |
¥9,473,513 |
| 20 |
1.50% |
¥310,759 |
¥74,582,218 |
¥10,182,218 |
| 20 |
1.60% |
¥313,730 |
¥75,295,171 |
¥10,895,171 |
| 20 |
1.70% |
¥316,718 |
¥76,012,364 |
¥11,612,364 |
| 20 |
1.80% |
¥319,724 |
¥76,733,792 |
¥12,333,792 |
| 20 |
1.90% |
¥322,748 |
¥77,459,449 |
¥13,059,449 |
| 20 |
2.00% |
¥325,789 |
¥78,189,328 |
¥13,789,328 |
| 20 |
2.10% |
¥328,848 |
¥78,923,422 |
¥14,523,422 |
| 20 |
2.20% |
¥331,924 |
¥79,661,723 |
¥15,261,723 |
| 20 |
2.30% |
¥335,018 |
¥80,404,223 |
¥16,004,223 |
| 20 |
2.40% |
¥338,129 |
¥81,150,916 |
¥16,750,916 |
| 20 |
2.50% |
¥341,257 |
¥81,901,791 |
¥17,501,791 |
| 20 |
2.60% |
¥344,404 |
¥82,656,841 |
¥18,256,841 |
| 20 |
2.70% |
¥347,567 |
¥83,416,057 |
¥19,016,057 |
| 20 |
2.80% |
¥350,748 |
¥84,179,429 |
¥19,779,429 |
| 20 |
2.90% |
¥353,946 |
¥84,946,949 |
¥20,546,949 |
| 20 |
3.00% |
¥357,161 |
¥85,718,605 |
¥21,318,605 |
6440万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥376,994 |
¥67,858,921 |
¥3,458,921 |
| 15 |
0.80% |
¥379,793 |
¥68,362,700 |
¥3,962,700 |
| 15 |
0.90% |
¥382,605 |
¥68,868,888 |
¥4,468,888 |
| 15 |
1.00% |
¥385,430 |
¥69,377,484 |
¥4,977,484 |
| 15 |
1.10% |
¥388,269 |
¥69,888,487 |
¥5,488,487 |
| 15 |
1.20% |
¥391,122 |
¥70,401,894 |
¥6,001,894 |
| 15 |
1.30% |
¥393,987 |
¥70,917,705 |
¥6,517,705 |
| 15 |
1.40% |
¥396,866 |
¥71,435,918 |
¥7,035,918 |
| 15 |
1.50% |
¥399,759 |
¥71,956,531 |
¥7,556,531 |
| 15 |
1.60% |
¥402,664 |
¥72,479,542 |
¥8,079,542 |
| 15 |
1.70% |
¥405,583 |
¥73,004,950 |
¥8,604,950 |
| 15 |
1.80% |
¥408,515 |
¥73,532,751 |
¥9,132,751 |
| 15 |
1.90% |
¥411,461 |
¥74,062,945 |
¥9,662,945 |
| 15 |
2.00% |
¥414,420 |
¥74,595,529 |
¥10,195,529 |
| 15 |
2.10% |
¥417,392 |
¥75,130,499 |
¥10,730,499 |
| 15 |
2.20% |
¥420,377 |
¥75,667,855 |
¥11,267,855 |
| 15 |
2.30% |
¥423,376 |
¥76,207,593 |
¥11,807,593 |
| 15 |
2.40% |
¥426,387 |
¥76,749,711 |
¥12,349,711 |
| 15 |
2.50% |
¥429,412 |
¥77,294,205 |
¥12,894,205 |
| 15 |
2.60% |
¥432,450 |
¥77,841,073 |
¥13,441,073 |
| 15 |
2.70% |
¥435,502 |
¥78,390,313 |
¥13,990,313 |
| 15 |
2.80% |
¥438,566 |
¥78,941,919 |
¥14,541,919 |
| 15 |
2.90% |
¥441,644 |
¥79,495,891 |
¥15,095,891 |
| 15 |
3.00% |
¥444,735 |
¥80,052,224 |
¥15,652,224 |
6440万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥555,826 |
¥66,699,068 |
¥2,299,068 |
| 10 |
0.80% |
¥558,598 |
¥67,031,796 |
¥2,631,796 |
| 10 |
0.90% |
¥561,380 |
¥67,365,595 |
¥2,965,595 |
| 10 |
1.00% |
¥564,171 |
¥67,700,465 |
¥3,300,465 |
| 10 |
1.10% |
¥566,970 |
¥68,036,406 |
¥3,636,406 |
| 10 |
1.20% |
¥569,778 |
¥68,373,418 |
¥3,973,418 |
| 10 |
1.30% |
¥572,596 |
¥68,711,499 |
¥4,311,499 |
| 10 |
1.40% |
¥575,422 |
¥69,050,650 |
¥4,650,650 |
| 10 |
1.50% |
¥578,257 |
¥69,390,871 |
¥4,990,871 |
| 10 |
1.60% |
¥581,101 |
¥69,732,160 |
¥5,332,160 |
| 10 |
1.70% |
¥583,954 |
¥70,074,518 |
¥5,674,518 |
| 10 |
1.80% |
¥586,816 |
¥70,417,944 |
¥6,017,944 |
| 10 |
1.90% |
¥589,687 |
¥70,762,437 |
¥6,362,437 |
| 10 |
2.00% |
¥592,567 |
¥71,107,997 |
¥6,707,997 |
| 10 |
2.10% |
¥595,455 |
¥71,454,623 |
¥7,054,623 |
| 10 |
2.20% |
¥598,353 |
¥71,802,315 |
¥7,402,315 |
| 10 |
2.30% |
¥601,259 |
¥72,151,073 |
¥7,751,073 |
| 10 |
2.40% |
¥604,174 |
¥72,500,894 |
¥8,100,894 |
| 10 |
2.50% |
¥607,098 |
¥72,851,780 |
¥8,451,780 |
| 10 |
2.60% |
¥610,031 |
¥73,203,729 |
¥8,803,729 |
| 10 |
2.70% |
¥612,973 |
¥73,556,740 |
¥9,156,740 |
| 10 |
2.80% |
¥615,923 |
¥73,910,814 |
¥9,510,814 |
| 10 |
2.90% |
¥618,883 |
¥74,265,948 |
¥9,865,948 |
| 10 |
3.00% |
¥621,851 |
¥74,622,144 |
¥10,222,144 |