6440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6440万円の住宅ローン｜期間・年数別
6440万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥127,241 | ¥76,344,669 | ¥11,944,669 |
| 50 | 0.80% | ¥130,263 | ¥78,157,566 | ¥13,757,566 |
| 50 | 0.90% | ¥133,328 | ¥79,996,844 | ¥15,596,844 |
| 50 | 1.00% | ¥136,437 | ¥81,862,387 | ¥17,462,387 |
| 50 | 1.10% | ¥139,590 | ¥83,754,070 | ¥19,354,070 |
| 50 | 1.20% | ¥142,786 | ¥85,671,753 | ¥21,271,753 |
| 50 | 1.30% | ¥146,025 | ¥87,615,284 | ¥23,215,284 |
| 50 | 1.40% | ¥149,308 | ¥89,584,502 | ¥25,184,502 |
| 50 | 1.50% | ¥152,632 | ¥91,579,231 | ¥27,179,231 |
| 50 | 1.60% | ¥155,999 | ¥93,599,287 | ¥29,199,287 |
| 50 | 1.70% | ¥159,407 | ¥95,644,473 | ¥31,244,473 |
| 50 | 1.80% | ¥162,858 | ¥97,714,583 | ¥33,314,583 |
| 50 | 1.90% | ¥166,349 | ¥99,809,401 | ¥35,409,401 |
| 50 | 2.00% | ¥169,881 | ¥101,928,699 | ¥37,528,699 |
| 50 | 2.10% | ¥173,454 | ¥104,072,242 | ¥39,672,242 |
| 50 | 2.20% | ¥177,066 | ¥106,239,786 | ¥41,839,786 |
| 50 | 2.30% | ¥180,718 | ¥108,431,076 | ¥44,031,076 |
| 50 | 2.40% | ¥184,410 | ¥110,645,852 | ¥46,245,852 |
| 50 | 2.50% | ¥188,140 | ¥112,883,843 | ¥48,483,843 |
| 50 | 2.60% | ¥191,908 | ¥115,144,773 | ¥50,744,773 |
| 50 | 2.70% | ¥195,714 | ¥117,428,358 | ¥53,028,358 |
| 50 | 2.80% | ¥199,557 | ¥119,734,307 | ¥55,334,307 |
| 50 | 2.90% | ¥203,437 | ¥122,062,324 | ¥57,662,324 |
| 50 | 3.00% | ¥207,354 | ¥124,412,105 | ¥60,012,105 |
6440万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥139,062 | ¥75,093,256 | ¥10,693,256 |
| 45 | 0.80% | ¥142,050 | ¥76,707,256 | ¥12,307,256 |
| 45 | 0.90% | ¥145,079 | ¥78,342,690 | ¥13,942,690 |
| 45 | 1.00% | ¥148,147 | ¥79,999,481 | ¥15,599,481 |
| 45 | 1.10% | ¥151,255 | ¥81,677,546 | ¥17,277,546 |
| 45 | 1.20% | ¥154,401 | ¥83,376,791 | ¥18,976,791 |
| 45 | 1.30% | ¥157,587 | ¥85,097,116 | ¥20,697,116 |
| 45 | 1.40% | ¥160,812 | ¥86,838,414 | ¥22,438,414 |
| 45 | 1.50% | ¥164,075 | ¥88,600,567 | ¥24,200,567 |
| 45 | 1.60% | ¥167,377 | ¥90,383,453 | ¥25,983,453 |
| 45 | 1.70% | ¥170,717 | ¥92,186,941 | ¥27,786,941 |
| 45 | 1.80% | ¥174,094 | ¥94,010,893 | ¥29,610,893 |
| 45 | 1.90% | ¥177,510 | ¥95,855,163 | ¥31,455,163 |
| 45 | 2.00% | ¥180,962 | ¥97,719,600 | ¥33,319,600 |
| 45 | 2.10% | ¥184,452 | ¥99,604,045 | ¥35,204,045 |
| 45 | 2.20% | ¥187,978 | ¥101,508,334 | ¥37,108,334 |
| 45 | 2.30% | ¥191,541 | ¥103,432,295 | ¥39,032,295 |
| 45 | 2.40% | ¥195,140 | ¥105,375,751 | ¥40,975,751 |
| 45 | 2.50% | ¥198,775 | ¥107,338,520 | ¥42,938,520 |
| 45 | 2.60% | ¥202,445 | ¥109,320,413 | ¥44,920,413 |
| 45 | 2.70% | ¥206,150 | ¥111,321,237 | ¥46,921,237 |
| 45 | 2.80% | ¥209,890 | ¥113,340,794 | ¥48,940,794 |
| 45 | 2.90% | ¥213,665 | ¥115,378,879 | ¥50,978,879 |
| 45 | 3.00% | ¥217,473 | ¥117,435,286 | ¥53,035,286 |
6440万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥153,864 | ¥73,854,857 | ¥9,454,857 |
| 40 | 0.80% | ¥156,821 | ¥75,273,893 | ¥10,873,893 |
| 40 | 0.90% | ¥159,812 | ¥76,709,910 | ¥12,309,910 |
| 40 | 1.00% | ¥162,839 | ¥78,162,860 | ¥13,762,860 |
| 40 | 1.10% | ¥165,901 | ¥79,632,690 | ¥15,232,690 |
| 40 | 1.20% | ¥168,999 | ¥81,119,342 | ¥16,719,342 |
| 40 | 1.30% | ¥172,131 | ¥82,622,751 | ¥18,222,751 |
| 40 | 1.40% | ¥175,298 | ¥84,142,849 | ¥19,742,849 |
| 40 | 1.50% | ¥178,499 | ¥85,679,563 | ¥21,279,563 |
| 40 | 1.60% | ¥181,735 | ¥87,232,814 | ¥22,832,814 |
| 40 | 1.70% | ¥185,005 | ¥88,802,520 | ¥24,402,520 |
| 40 | 1.80% | ¥188,310 | ¥90,388,592 | ¥25,988,592 |
| 40 | 1.90% | ¥191,648 | ¥91,990,938 | ¥27,590,938 |
| 40 | 2.00% | ¥195,020 | ¥93,609,462 | ¥29,209,462 |
| 40 | 2.10% | ¥198,425 | ¥95,244,061 | ¥30,844,061 |
| 40 | 2.20% | ¥201,864 | ¥96,894,631 | ¥32,494,631 |
| 40 | 2.30% | ¥205,336 | ¥98,561,061 | ¥34,161,061 |
| 40 | 2.40% | ¥208,840 | ¥100,243,239 | ¥35,843,239 |
| 40 | 2.50% | ¥212,377 | ¥101,941,046 | ¥37,541,046 |
| 40 | 2.60% | ¥215,947 | ¥103,654,361 | ¥39,254,361 |
| 40 | 2.70% | ¥219,548 | ¥105,383,058 | ¥40,983,058 |
| 40 | 2.80% | ¥223,181 | ¥107,127,010 | ¥42,727,010 |
| 40 | 2.90% | ¥226,846 | ¥108,886,084 | ¥44,486,084 |
| 40 | 3.00% | ¥230,542 | ¥110,660,145 | ¥46,260,145 |
6440万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥172,927 | ¥72,629,500 | ¥8,229,500 |
| 35 | 0.80% | ¥175,851 | ¥73,857,523 | ¥9,457,523 |
| 35 | 0.90% | ¥178,806 | ¥75,098,577 | ¥10,698,577 |
| 35 | 1.00% | ¥181,792 | ¥76,352,636 | ¥11,952,636 |
| 35 | 1.10% | ¥184,809 | ¥77,619,666 | ¥13,219,666 |
| 35 | 1.20% | ¥187,856 | ¥78,899,634 | ¥14,499,634 |
| 35 | 1.30% | ¥190,935 | ¥80,192,501 | ¥15,792,501 |
| 35 | 1.40% | ¥194,043 | ¥81,498,227 | ¥17,098,227 |
| 35 | 1.50% | ¥197,183 | ¥82,816,767 | ¥18,416,767 |
| 35 | 1.60% | ¥200,353 | ¥84,148,076 | ¥19,748,076 |
| 35 | 1.70% | ¥203,553 | ¥85,492,102 | ¥21,092,102 |
| 35 | 1.80% | ¥206,783 | ¥86,848,795 | ¥22,448,795 |
| 35 | 1.90% | ¥210,043 | ¥88,218,098 | ¥23,818,098 |
| 35 | 2.00% | ¥213,333 | ¥89,599,954 | ¥25,199,954 |
| 35 | 2.10% | ¥216,653 | ¥90,994,302 | ¥26,594,302 |
| 35 | 2.20% | ¥220,003 | ¥92,401,078 | ¥28,001,078 |
| 35 | 2.30% | ¥223,381 | ¥93,820,217 | ¥29,420,217 |
| 35 | 2.40% | ¥226,790 | ¥95,251,650 | ¥30,851,650 |
| 35 | 2.50% | ¥230,227 | ¥96,695,306 | ¥32,295,306 |
| 35 | 2.60% | ¥233,693 | ¥98,151,111 | ¥33,751,111 |
| 35 | 2.70% | ¥237,188 | ¥99,618,991 | ¥35,218,991 |
| 35 | 2.80% | ¥240,712 | ¥101,098,866 | ¥36,698,866 |
| 35 | 2.90% | ¥244,263 | ¥102,590,656 | ¥38,190,656 |
| 35 | 3.00% | ¥247,844 | ¥104,094,279 | ¥39,694,279 |
6440万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥198,381 | ¥71,417,209 | ¥7,017,209 |
| 30 | 0.80% | ¥201,273 | ¥72,458,185 | ¥8,058,185 |
| 30 | 0.90% | ¥204,191 | ¥73,508,756 | ¥9,108,756 |
| 30 | 1.00% | ¥207,136 | ¥74,568,906 | ¥10,168,906 |
| 30 | 1.10% | ¥210,107 | ¥75,638,618 | ¥11,238,618 |
| 30 | 1.20% | ¥213,105 | ¥76,717,872 | ¥12,317,872 |
| 30 | 1.30% | ¥216,130 | ¥77,806,647 | ¥13,406,647 |
| 30 | 1.40% | ¥219,180 | ¥78,904,921 | ¥14,504,921 |
| 30 | 1.50% | ¥222,257 | ¥80,012,670 | ¥15,612,670 |
| 30 | 1.60% | ¥225,361 | ¥81,129,867 | ¥16,729,867 |
| 30 | 1.70% | ¥228,490 | ¥82,256,487 | ¥17,856,487 |
| 30 | 1.80% | ¥231,646 | ¥83,392,499 | ¥18,992,499 |
| 30 | 1.90% | ¥234,827 | ¥84,537,874 | ¥20,137,874 |
| 30 | 2.00% | ¥238,035 | ¥85,692,579 | ¥21,292,579 |
| 30 | 2.10% | ¥241,268 | ¥86,856,580 | ¥22,456,580 |
| 30 | 2.20% | ¥244,527 | ¥88,029,843 | ¥23,629,843 |
| 30 | 2.30% | ¥247,812 | ¥89,212,331 | ¥24,812,331 |
| 30 | 2.40% | ¥251,122 | ¥90,404,006 | ¥26,004,006 |
| 30 | 2.50% | ¥254,458 | ¥91,604,829 | ¥27,204,829 |
| 30 | 2.60% | ¥257,819 | ¥92,814,759 | ¥28,414,759 |
| 30 | 2.70% | ¥261,205 | ¥94,033,753 | ¥29,633,753 |
| 30 | 2.80% | ¥264,616 | ¥95,261,768 | ¥30,861,768 |
| 30 | 2.90% | ¥268,052 | ¥96,498,759 | ¥32,098,759 |
| 30 | 3.00% | ¥271,513 | ¥97,744,679 | ¥33,344,679 |
6440万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥234,060 | ¥70,218,004 | ¥5,818,004 |
| 25 | 0.80% | ¥236,920 | ¥71,075,917 | ¥6,675,917 |
| 25 | 0.90% | ¥239,802 | ¥71,940,504 | ¥7,540,504 |
| 25 | 1.00% | ¥242,706 | ¥72,811,758 | ¥8,411,758 |
| 25 | 1.10% | ¥245,632 | ¥73,689,670 | ¥9,289,670 |
| 25 | 1.20% | ¥248,581 | ¥74,574,231 | ¥10,174,231 |
| 25 | 1.30% | ¥251,551 | ¥75,465,431 | ¥11,065,431 |
| 25 | 1.40% | ¥254,544 | ¥76,363,257 | ¥11,963,257 |
| 25 | 1.50% | ¥257,559 | ¥77,267,698 | ¥12,867,698 |
| 25 | 1.60% | ¥260,596 | ¥78,178,742 | ¥13,778,742 |
| 25 | 1.70% | ¥263,655 | ¥79,096,375 | ¥14,696,375 |
| 25 | 1.80% | ¥266,735 | ¥80,020,582 | ¥15,620,582 |
| 25 | 1.90% | ¥269,838 | ¥80,951,348 | ¥16,551,348 |
| 25 | 2.00% | ¥272,962 | ¥81,888,658 | ¥17,488,658 |
| 25 | 2.10% | ¥276,108 | ¥82,832,495 | ¥18,432,495 |
| 25 | 2.20% | ¥279,276 | ¥83,782,842 | ¥19,382,842 |
| 25 | 2.30% | ¥282,466 | ¥84,739,679 | ¥20,339,679 |
| 25 | 2.40% | ¥285,677 | ¥85,702,990 | ¥21,302,990 |
| 25 | 2.50% | ¥288,909 | ¥86,672,753 | ¥22,272,753 |
| 25 | 2.60% | ¥292,163 | ¥87,648,949 | ¥23,248,949 |
| 25 | 2.70% | ¥295,439 | ¥88,631,556 | ¥24,231,556 |
| 25 | 2.80% | ¥298,735 | ¥89,620,553 | ¥25,220,553 |
| 25 | 2.90% | ¥302,053 | ¥90,615,917 | ¥26,215,917 |
| 25 | 3.00% | ¥305,392 | ¥91,617,626 | ¥27,217,626 |
6440万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥287,633 | ¥69,031,903 | ¥4,631,903 |
| 20 | 0.80% | ¥290,461 | ¥69,710,747 | ¥5,310,747 |
| 20 | 0.90% | ¥293,308 | ¥70,393,868 | ¥5,993,868 |
| 20 | 1.00% | ¥296,172 | ¥71,081,264 | ¥6,681,264 |
| 20 | 1.10% | ¥299,054 | ¥71,772,931 | ¥7,372,931 |
| 20 | 1.20% | ¥301,954 | ¥72,468,864 | ¥8,068,864 |
| 20 | 1.30% | ¥304,871 | ¥73,169,060 | ¥8,769,060 |
| 20 | 1.40% | ¥307,806 | ¥73,873,513 | ¥9,473,513 |
| 20 | 1.50% | ¥310,759 | ¥74,582,218 | ¥10,182,218 |
| 20 | 1.60% | ¥313,730 | ¥75,295,171 | ¥10,895,171 |
| 20 | 1.70% | ¥316,718 | ¥76,012,364 | ¥11,612,364 |
| 20 | 1.80% | ¥319,724 | ¥76,733,792 | ¥12,333,792 |
| 20 | 1.90% | ¥322,748 | ¥77,459,449 | ¥13,059,449 |
| 20 | 2.00% | ¥325,789 | ¥78,189,328 | ¥13,789,328 |
| 20 | 2.10% | ¥328,848 | ¥78,923,422 | ¥14,523,422 |
| 20 | 2.20% | ¥331,924 | ¥79,661,723 | ¥15,261,723 |
| 20 | 2.30% | ¥335,018 | ¥80,404,223 | ¥16,004,223 |
| 20 | 2.40% | ¥338,129 | ¥81,150,916 | ¥16,750,916 |
| 20 | 2.50% | ¥341,257 | ¥81,901,791 | ¥17,501,791 |
| 20 | 2.60% | ¥344,404 | ¥82,656,841 | ¥18,256,841 |
| 20 | 2.70% | ¥347,567 | ¥83,416,057 | ¥19,016,057 |
| 20 | 2.80% | ¥350,748 | ¥84,179,429 | ¥19,779,429 |
| 20 | 2.90% | ¥353,946 | ¥84,946,949 | ¥20,546,949 |
| 20 | 3.00% | ¥357,161 | ¥85,718,605 | ¥21,318,605 |
6440万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥376,994 | ¥67,858,921 | ¥3,458,921 |
| 15 | 0.80% | ¥379,793 | ¥68,362,700 | ¥3,962,700 |
| 15 | 0.90% | ¥382,605 | ¥68,868,888 | ¥4,468,888 |
| 15 | 1.00% | ¥385,430 | ¥69,377,484 | ¥4,977,484 |
| 15 | 1.10% | ¥388,269 | ¥69,888,487 | ¥5,488,487 |
| 15 | 1.20% | ¥391,122 | ¥70,401,894 | ¥6,001,894 |
| 15 | 1.30% | ¥393,987 | ¥70,917,705 | ¥6,517,705 |
| 15 | 1.40% | ¥396,866 | ¥71,435,918 | ¥7,035,918 |
| 15 | 1.50% | ¥399,759 | ¥71,956,531 | ¥7,556,531 |
| 15 | 1.60% | ¥402,664 | ¥72,479,542 | ¥8,079,542 |
| 15 | 1.70% | ¥405,583 | ¥73,004,950 | ¥8,604,950 |
| 15 | 1.80% | ¥408,515 | ¥73,532,751 | ¥9,132,751 |
| 15 | 1.90% | ¥411,461 | ¥74,062,945 | ¥9,662,945 |
| 15 | 2.00% | ¥414,420 | ¥74,595,529 | ¥10,195,529 |
| 15 | 2.10% | ¥417,392 | ¥75,130,499 | ¥10,730,499 |
| 15 | 2.20% | ¥420,377 | ¥75,667,855 | ¥11,267,855 |
| 15 | 2.30% | ¥423,376 | ¥76,207,593 | ¥11,807,593 |
| 15 | 2.40% | ¥426,387 | ¥76,749,711 | ¥12,349,711 |
| 15 | 2.50% | ¥429,412 | ¥77,294,205 | ¥12,894,205 |
| 15 | 2.60% | ¥432,450 | ¥77,841,073 | ¥13,441,073 |
| 15 | 2.70% | ¥435,502 | ¥78,390,313 | ¥13,990,313 |
| 15 | 2.80% | ¥438,566 | ¥78,941,919 | ¥14,541,919 |
| 15 | 2.90% | ¥441,644 | ¥79,495,891 | ¥15,095,891 |
| 15 | 3.00% | ¥444,735 | ¥80,052,224 | ¥15,652,224 |
6440万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥555,826 | ¥66,699,068 | ¥2,299,068 |
| 10 | 0.80% | ¥558,598 | ¥67,031,796 | ¥2,631,796 |
| 10 | 0.90% | ¥561,380 | ¥67,365,595 | ¥2,965,595 |
| 10 | 1.00% | ¥564,171 | ¥67,700,465 | ¥3,300,465 |
| 10 | 1.10% | ¥566,970 | ¥68,036,406 | ¥3,636,406 |
| 10 | 1.20% | ¥569,778 | ¥68,373,418 | ¥3,973,418 |
| 10 | 1.30% | ¥572,596 | ¥68,711,499 | ¥4,311,499 |
| 10 | 1.40% | ¥575,422 | ¥69,050,650 | ¥4,650,650 |
| 10 | 1.50% | ¥578,257 | ¥69,390,871 | ¥4,990,871 |
| 10 | 1.60% | ¥581,101 | ¥69,732,160 | ¥5,332,160 |
| 10 | 1.70% | ¥583,954 | ¥70,074,518 | ¥5,674,518 |
| 10 | 1.80% | ¥586,816 | ¥70,417,944 | ¥6,017,944 |
| 10 | 1.90% | ¥589,687 | ¥70,762,437 | ¥6,362,437 |
| 10 | 2.00% | ¥592,567 | ¥71,107,997 | ¥6,707,997 |
| 10 | 2.10% | ¥595,455 | ¥71,454,623 | ¥7,054,623 |
| 10 | 2.20% | ¥598,353 | ¥71,802,315 | ¥7,402,315 |
| 10 | 2.30% | ¥601,259 | ¥72,151,073 | ¥7,751,073 |
| 10 | 2.40% | ¥604,174 | ¥72,500,894 | ¥8,100,894 |
| 10 | 2.50% | ¥607,098 | ¥72,851,780 | ¥8,451,780 |
| 10 | 2.60% | ¥610,031 | ¥73,203,729 | ¥8,803,729 |
| 10 | 2.70% | ¥612,973 | ¥73,556,740 | ¥9,156,740 |
| 10 | 2.80% | ¥615,923 | ¥73,910,814 | ¥9,510,814 |
| 10 | 2.90% | ¥618,883 | ¥74,265,948 | ¥9,865,948 |
| 10 | 3.00% | ¥621,851 | ¥74,622,144 | ¥10,222,144 |
