6450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6450万円の住宅ローン｜期間・年数別
6450万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥127,439 |
¥76,463,217 |
¥11,963,217 |
| 50 |
0.80% |
¥130,465 |
¥78,278,929 |
¥13,778,929 |
| 50 |
0.90% |
¥133,535 |
¥80,121,062 |
¥15,621,062 |
| 50 |
1.00% |
¥136,649 |
¥81,989,503 |
¥17,489,503 |
| 50 |
1.10% |
¥139,807 |
¥83,884,123 |
¥19,384,123 |
| 50 |
1.20% |
¥143,008 |
¥85,804,784 |
¥21,304,784 |
| 50 |
1.30% |
¥146,252 |
¥87,751,333 |
¥23,251,333 |
| 50 |
1.40% |
¥149,539 |
¥89,723,608 |
¥25,223,608 |
| 50 |
1.50% |
¥152,869 |
¥91,721,435 |
¥27,221,435 |
| 50 |
1.60% |
¥156,241 |
¥93,744,628 |
¥29,244,628 |
| 50 |
1.70% |
¥159,655 |
¥95,792,990 |
¥31,292,990 |
| 50 |
1.80% |
¥163,111 |
¥97,866,314 |
¥33,366,314 |
| 50 |
1.90% |
¥166,607 |
¥99,964,384 |
¥35,464,384 |
| 50 |
2.00% |
¥170,145 |
¥102,086,973 |
¥37,586,973 |
| 50 |
2.10% |
¥173,723 |
¥104,233,845 |
¥39,733,845 |
| 50 |
2.20% |
¥177,341 |
¥106,404,755 |
¥41,904,755 |
| 50 |
2.30% |
¥180,999 |
¥108,599,448 |
¥44,099,448 |
| 50 |
2.40% |
¥184,696 |
¥110,817,662 |
¥46,317,662 |
| 50 |
2.50% |
¥188,432 |
¥113,059,129 |
¥48,559,129 |
| 50 |
2.60% |
¥192,206 |
¥115,323,569 |
¥50,823,569 |
| 50 |
2.70% |
¥196,018 |
¥117,610,700 |
¥53,110,700 |
| 50 |
2.80% |
¥199,867 |
¥119,920,230 |
¥55,420,230 |
| 50 |
2.90% |
¥203,753 |
¥122,251,861 |
¥57,751,861 |
| 50 |
3.00% |
¥207,675 |
¥124,605,292 |
¥60,105,292 |
6450万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥139,278 |
¥75,209,860 |
¥10,709,860 |
| 45 |
0.80% |
¥142,271 |
¥76,826,367 |
¥12,326,367 |
| 45 |
0.90% |
¥145,304 |
¥78,464,340 |
¥13,964,340 |
| 45 |
1.00% |
¥148,377 |
¥80,123,704 |
¥15,623,704 |
| 45 |
1.10% |
¥151,490 |
¥81,804,374 |
¥17,304,374 |
| 45 |
1.20% |
¥154,641 |
¥83,506,258 |
¥19,006,258 |
| 45 |
1.30% |
¥157,832 |
¥85,229,255 |
¥20,729,255 |
| 45 |
1.40% |
¥161,062 |
¥86,973,256 |
¥22,473,256 |
| 45 |
1.50% |
¥164,330 |
¥88,738,146 |
¥24,238,146 |
| 45 |
1.60% |
¥167,637 |
¥90,523,800 |
¥26,023,800 |
| 45 |
1.70% |
¥170,982 |
¥92,330,089 |
¥27,830,089 |
| 45 |
1.80% |
¥174,365 |
¥94,156,873 |
¥29,656,873 |
| 45 |
1.90% |
¥177,785 |
¥96,004,006 |
¥31,504,006 |
| 45 |
2.00% |
¥181,243 |
¥97,871,338 |
¥33,371,338 |
| 45 |
2.10% |
¥184,738 |
¥99,758,710 |
¥35,258,710 |
| 45 |
2.20% |
¥188,270 |
¥101,665,955 |
¥37,165,955 |
| 45 |
2.30% |
¥191,839 |
¥103,592,904 |
¥39,092,904 |
| 45 |
2.40% |
¥195,443 |
¥105,539,378 |
¥41,039,378 |
| 45 |
2.50% |
¥199,084 |
¥107,505,194 |
¥43,005,194 |
| 45 |
2.60% |
¥202,760 |
¥109,490,165 |
¥44,990,165 |
| 45 |
2.70% |
¥206,471 |
¥111,494,096 |
¥46,994,096 |
| 45 |
2.80% |
¥210,216 |
¥113,516,789 |
¥49,016,789 |
| 45 |
2.90% |
¥213,996 |
¥115,558,039 |
¥51,058,039 |
| 45 |
3.00% |
¥217,810 |
¥117,617,639 |
¥53,117,639 |
6450万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥154,103 |
¥73,969,539 |
¥9,469,539 |
| 40 |
0.80% |
¥157,064 |
¥75,390,778 |
¥10,890,778 |
| 40 |
0.90% |
¥160,060 |
¥76,829,025 |
¥12,329,025 |
| 40 |
1.00% |
¥163,092 |
¥78,284,231 |
¥13,784,231 |
| 40 |
1.10% |
¥166,159 |
¥79,756,344 |
¥15,256,344 |
| 40 |
1.20% |
¥169,261 |
¥81,245,303 |
¥16,745,303 |
| 40 |
1.30% |
¥172,398 |
¥82,751,047 |
¥18,251,047 |
| 40 |
1.40% |
¥175,570 |
¥84,273,506 |
¥19,773,506 |
| 40 |
1.50% |
¥178,776 |
¥85,812,606 |
¥21,312,606 |
| 40 |
1.60% |
¥182,017 |
¥87,368,269 |
¥22,868,269 |
| 40 |
1.70% |
¥185,293 |
¥88,940,412 |
¥24,440,412 |
| 40 |
1.80% |
¥188,602 |
¥90,528,947 |
¥26,028,947 |
| 40 |
1.90% |
¥191,945 |
¥92,133,781 |
¥27,633,781 |
| 40 |
2.00% |
¥195,323 |
¥93,754,818 |
¥29,254,818 |
| 40 |
2.10% |
¥198,733 |
¥95,391,955 |
¥30,891,955 |
| 40 |
2.20% |
¥202,177 |
¥97,045,088 |
¥32,545,088 |
| 40 |
2.30% |
¥205,654 |
¥98,714,106 |
¥34,214,106 |
| 40 |
2.40% |
¥209,164 |
¥100,398,896 |
¥35,898,896 |
| 40 |
2.50% |
¥212,707 |
¥102,099,339 |
¥37,599,339 |
| 40 |
2.60% |
¥216,282 |
¥103,815,314 |
¥39,315,314 |
| 40 |
2.70% |
¥219,889 |
¥105,546,697 |
¥41,046,697 |
| 40 |
2.80% |
¥223,528 |
¥107,293,356 |
¥42,793,356 |
| 40 |
2.90% |
¥227,198 |
¥109,055,162 |
¥44,555,162 |
| 40 |
3.00% |
¥230,900 |
¥110,831,977 |
¥46,331,977 |
6450万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥173,196 |
¥72,742,279 |
¥8,242,279 |
| 35 |
0.80% |
¥176,124 |
¥73,972,208 |
¥9,472,208 |
| 35 |
0.90% |
¥179,084 |
¥75,215,190 |
¥10,715,190 |
| 35 |
1.00% |
¥182,074 |
¥76,471,196 |
¥11,971,196 |
| 35 |
1.10% |
¥185,096 |
¥77,740,194 |
¥13,240,194 |
| 35 |
1.20% |
¥188,148 |
¥79,022,149 |
¥14,522,149 |
| 35 |
1.30% |
¥191,231 |
¥80,317,024 |
¥15,817,024 |
| 35 |
1.40% |
¥194,345 |
¥81,624,777 |
¥17,124,777 |
| 35 |
1.50% |
¥197,489 |
¥82,945,365 |
¥18,445,365 |
| 35 |
1.60% |
¥200,664 |
¥84,278,740 |
¥19,778,740 |
| 35 |
1.70% |
¥203,869 |
¥85,624,854 |
¥21,124,854 |
| 35 |
1.80% |
¥207,104 |
¥86,983,653 |
¥22,483,653 |
| 35 |
1.90% |
¥210,369 |
¥88,355,083 |
¥23,855,083 |
| 35 |
2.00% |
¥213,664 |
¥89,739,084 |
¥25,239,084 |
| 35 |
2.10% |
¥216,990 |
¥91,135,597 |
¥26,635,597 |
| 35 |
2.20% |
¥220,344 |
¥92,544,558 |
¥28,044,558 |
| 35 |
2.30% |
¥223,728 |
¥93,965,900 |
¥29,465,900 |
| 35 |
2.40% |
¥227,142 |
¥95,399,556 |
¥30,899,556 |
| 35 |
2.50% |
¥230,584 |
¥96,845,454 |
¥32,345,454 |
| 35 |
2.60% |
¥234,056 |
¥98,303,520 |
¥33,803,520 |
| 35 |
2.70% |
¥237,556 |
¥99,773,679 |
¥35,273,679 |
| 35 |
2.80% |
¥241,085 |
¥101,255,852 |
¥36,755,852 |
| 35 |
2.90% |
¥244,643 |
¥102,749,959 |
¥38,249,959 |
| 35 |
3.00% |
¥248,228 |
¥104,255,916 |
¥39,755,916 |
6450万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥198,689 |
¥71,528,105 |
¥7,028,105 |
| 30 |
0.80% |
¥201,585 |
¥72,570,698 |
¥8,070,698 |
| 30 |
0.90% |
¥204,508 |
¥73,622,900 |
¥9,122,900 |
| 30 |
1.00% |
¥207,457 |
¥74,684,697 |
¥10,184,697 |
| 30 |
1.10% |
¥210,434 |
¥75,756,069 |
¥11,256,069 |
| 30 |
1.20% |
¥213,436 |
¥76,836,999 |
¥12,336,999 |
| 30 |
1.30% |
¥216,465 |
¥77,927,465 |
¥13,427,465 |
| 30 |
1.40% |
¥219,521 |
¥79,027,444 |
¥14,527,444 |
| 30 |
1.50% |
¥222,603 |
¥80,136,913 |
¥15,636,913 |
| 30 |
1.60% |
¥225,711 |
¥81,255,845 |
¥16,755,845 |
| 30 |
1.70% |
¥228,845 |
¥82,384,214 |
¥17,884,214 |
| 30 |
1.80% |
¥232,006 |
¥83,521,991 |
¥19,021,991 |
| 30 |
1.90% |
¥235,192 |
¥84,669,144 |
¥20,169,144 |
| 30 |
2.00% |
¥238,405 |
¥85,825,642 |
¥21,325,642 |
| 30 |
2.10% |
¥241,643 |
¥86,991,450 |
¥22,491,450 |
| 30 |
2.20% |
¥244,907 |
¥88,166,535 |
¥23,666,535 |
| 30 |
2.30% |
¥248,197 |
¥89,350,860 |
¥24,850,860 |
| 30 |
2.40% |
¥251,512 |
¥90,544,385 |
¥26,044,385 |
| 30 |
2.50% |
¥254,853 |
¥91,747,073 |
¥27,247,073 |
| 30 |
2.60% |
¥258,219 |
¥92,958,881 |
¥28,458,881 |
| 30 |
2.70% |
¥261,610 |
¥94,179,768 |
¥29,679,768 |
| 30 |
2.80% |
¥265,027 |
¥95,409,690 |
¥30,909,690 |
| 30 |
2.90% |
¥268,468 |
¥96,648,601 |
¥32,148,601 |
| 30 |
3.00% |
¥271,935 |
¥97,896,457 |
¥33,396,457 |
6450万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥234,423 |
¥70,327,038 |
¥5,827,038 |
| 25 |
0.80% |
¥237,288 |
¥71,186,283 |
¥6,686,283 |
| 25 |
0.90% |
¥240,174 |
¥72,052,213 |
¥7,552,213 |
| 25 |
1.00% |
¥243,083 |
¥72,924,820 |
¥8,424,820 |
| 25 |
1.10% |
¥246,014 |
¥73,804,095 |
¥9,304,095 |
| 25 |
1.20% |
¥248,967 |
¥74,690,030 |
¥10,190,030 |
| 25 |
1.30% |
¥251,942 |
¥75,582,613 |
¥11,082,613 |
| 25 |
1.40% |
¥254,939 |
¥76,481,833 |
¥11,981,833 |
| 25 |
1.50% |
¥257,959 |
¥77,387,679 |
¥12,887,679 |
| 25 |
1.60% |
¥261,000 |
¥78,300,138 |
¥13,800,138 |
| 25 |
1.70% |
¥264,064 |
¥79,219,195 |
¥14,719,195 |
| 25 |
1.80% |
¥267,149 |
¥80,144,837 |
¥15,644,837 |
| 25 |
1.90% |
¥270,257 |
¥81,077,049 |
¥16,577,049 |
| 25 |
2.00% |
¥273,386 |
¥82,015,815 |
¥17,515,815 |
| 25 |
2.10% |
¥276,537 |
¥82,961,117 |
¥18,461,117 |
| 25 |
2.20% |
¥279,710 |
¥83,912,939 |
¥19,412,939 |
| 25 |
2.30% |
¥282,904 |
¥84,871,263 |
¥20,371,263 |
| 25 |
2.40% |
¥286,120 |
¥85,836,069 |
¥21,336,069 |
| 25 |
2.50% |
¥289,358 |
¥86,807,338 |
¥22,307,338 |
| 25 |
2.60% |
¥292,617 |
¥87,785,050 |
¥23,285,050 |
| 25 |
2.70% |
¥295,897 |
¥88,769,183 |
¥24,269,183 |
| 25 |
2.80% |
¥299,199 |
¥89,759,715 |
¥25,259,715 |
| 25 |
2.90% |
¥302,522 |
¥90,756,625 |
¥26,256,625 |
| 25 |
3.00% |
¥305,866 |
¥91,759,889 |
¥27,259,889 |
6450万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥288,080 |
¥69,139,096 |
¥4,639,096 |
| 20 |
0.80% |
¥290,912 |
¥69,818,993 |
¥5,318,993 |
| 20 |
0.90% |
¥293,763 |
¥70,503,175 |
¥6,003,175 |
| 20 |
1.00% |
¥296,632 |
¥71,191,639 |
¥6,691,639 |
| 20 |
1.10% |
¥299,518 |
¥71,884,379 |
¥7,384,379 |
| 20 |
1.20% |
¥302,422 |
¥72,581,394 |
¥8,081,394 |
| 20 |
1.30% |
¥305,344 |
¥73,282,676 |
¥8,782,676 |
| 20 |
1.40% |
¥308,284 |
¥73,988,223 |
¥9,488,223 |
| 20 |
1.50% |
¥311,242 |
¥74,698,029 |
¥10,198,029 |
| 20 |
1.60% |
¥314,217 |
¥75,412,089 |
¥10,912,089 |
| 20 |
1.70% |
¥317,210 |
¥76,130,396 |
¥11,630,396 |
| 20 |
1.80% |
¥320,221 |
¥76,852,944 |
¥12,352,944 |
| 20 |
1.90% |
¥323,249 |
¥77,579,728 |
¥13,079,728 |
| 20 |
2.00% |
¥326,295 |
¥78,310,740 |
¥13,810,740 |
| 20 |
2.10% |
¥329,358 |
¥79,045,974 |
¥14,545,974 |
| 20 |
2.20% |
¥332,439 |
¥79,785,421 |
¥15,285,421 |
| 20 |
2.30% |
¥335,538 |
¥80,529,075 |
¥16,029,075 |
| 20 |
2.40% |
¥338,654 |
¥81,276,926 |
¥16,776,926 |
| 20 |
2.50% |
¥341,787 |
¥82,028,968 |
¥17,528,968 |
| 20 |
2.60% |
¥344,938 |
¥82,785,190 |
¥18,285,190 |
| 20 |
2.70% |
¥348,107 |
¥83,545,585 |
¥19,045,585 |
| 20 |
2.80% |
¥351,292 |
¥84,310,143 |
¥19,810,143 |
| 20 |
2.90% |
¥354,495 |
¥85,078,854 |
¥20,578,854 |
| 20 |
3.00% |
¥357,715 |
¥85,851,708 |
¥21,351,708 |
6450万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥377,579 |
¥67,964,292 |
¥3,464,292 |
| 15 |
0.80% |
¥380,383 |
¥68,468,853 |
¥3,968,853 |
| 15 |
0.90% |
¥383,199 |
¥68,975,827 |
¥4,475,827 |
| 15 |
1.00% |
¥386,029 |
¥69,485,213 |
¥4,985,213 |
| 15 |
1.10% |
¥388,872 |
¥69,997,009 |
¥5,497,009 |
| 15 |
1.20% |
¥391,729 |
¥70,511,214 |
¥6,011,214 |
| 15 |
1.30% |
¥394,599 |
¥71,027,826 |
¥6,527,826 |
| 15 |
1.40% |
¥397,482 |
¥71,546,843 |
¥7,046,843 |
| 15 |
1.50% |
¥400,379 |
¥72,068,265 |
¥7,568,265 |
| 15 |
1.60% |
¥403,289 |
¥72,592,088 |
¥8,092,088 |
| 15 |
1.70% |
¥406,213 |
¥73,118,311 |
¥8,618,311 |
| 15 |
1.80% |
¥409,150 |
¥73,646,933 |
¥9,146,933 |
| 15 |
1.90% |
¥412,100 |
¥74,177,950 |
¥9,677,950 |
| 15 |
2.00% |
¥415,063 |
¥74,711,360 |
¥10,211,360 |
| 15 |
2.10% |
¥418,040 |
¥75,247,162 |
¥10,747,162 |
| 15 |
2.20% |
¥421,030 |
¥75,785,352 |
¥11,285,352 |
| 15 |
2.30% |
¥424,033 |
¥76,325,928 |
¥11,825,928 |
| 15 |
2.40% |
¥427,049 |
¥76,868,887 |
¥12,368,887 |
| 15 |
2.50% |
¥430,079 |
¥77,414,227 |
¥12,914,227 |
| 15 |
2.60% |
¥433,122 |
¥77,961,945 |
¥13,461,945 |
| 15 |
2.70% |
¥436,178 |
¥78,512,037 |
¥14,012,037 |
| 15 |
2.80% |
¥439,247 |
¥79,064,500 |
¥14,564,500 |
| 15 |
2.90% |
¥442,330 |
¥79,619,332 |
¥15,119,332 |
| 15 |
3.00% |
¥445,425 |
¥80,176,528 |
¥15,676,528 |
6450万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥556,689 |
¥66,802,638 |
¥2,302,638 |
| 10 |
0.80% |
¥559,466 |
¥67,135,882 |
¥2,635,882 |
| 10 |
0.90% |
¥562,252 |
¥67,470,200 |
¥2,970,200 |
| 10 |
1.00% |
¥565,047 |
¥67,805,590 |
¥3,305,590 |
| 10 |
1.10% |
¥567,850 |
¥68,142,053 |
¥3,642,053 |
| 10 |
1.20% |
¥570,663 |
¥68,479,587 |
¥3,979,587 |
| 10 |
1.30% |
¥573,485 |
¥68,818,194 |
¥4,318,194 |
| 10 |
1.40% |
¥576,316 |
¥69,157,872 |
¥4,657,872 |
| 10 |
1.50% |
¥579,155 |
¥69,498,621 |
¥4,998,621 |
| 10 |
1.60% |
¥582,004 |
¥69,840,440 |
¥5,340,440 |
| 10 |
1.70% |
¥584,861 |
¥70,183,330 |
¥5,683,330 |
| 10 |
1.80% |
¥587,727 |
¥70,527,289 |
¥6,027,289 |
| 10 |
1.90% |
¥590,603 |
¥70,872,317 |
¥6,372,317 |
| 10 |
2.00% |
¥593,487 |
¥71,218,413 |
¥6,718,413 |
| 10 |
2.10% |
¥596,380 |
¥71,565,578 |
¥7,065,578 |
| 10 |
2.20% |
¥599,282 |
¥71,913,810 |
¥7,413,810 |
| 10 |
2.30% |
¥602,193 |
¥72,263,108 |
¥7,763,108 |
| 10 |
2.40% |
¥605,112 |
¥72,613,473 |
¥8,113,473 |
| 10 |
2.50% |
¥608,041 |
¥72,964,904 |
¥8,464,904 |
| 10 |
2.60% |
¥610,978 |
¥73,317,399 |
¥8,817,399 |
| 10 |
2.70% |
¥613,925 |
¥73,670,959 |
¥9,170,959 |
| 10 |
2.80% |
¥616,880 |
¥74,025,582 |
¥9,525,582 |
| 10 |
2.90% |
¥619,844 |
¥74,381,268 |
¥9,881,268 |
| 10 |
3.00% |
¥622,817 |
¥74,738,016 |
¥10,238,016 |
